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Public Protection Classification & Fire Suppression RatingCity of Cottage Grove ISO /CRS public Protection Classification and Fire Suppression Rating Ed Wdti9:F0 Saez LT 'Unf 298 'ON XHA 1N3Wi8Ud3Q 3�HJ 3(IO�10 300ii00: WO�U . I THE iNSURANCE SERVICSS ORGANIZATION o tha Past century, the United states insurance industry has evaluated and graded the fire departments of communities throughout the country. The Insurance Services Office /Commercial Risk Services (ISO/ CRS) of ti document city public Protection Classification (PPC) process by app titled, The f=ire Suppression Rating Schedule (FSRS). The determined protection class assigned to a city can significantly impact on the amount of insurance premiums paid by both its commercial and residential property owners. A village demonstration program in New York State resulted in improving the Public Protection Class from 9 to 7, It was calculated that this improvement saved property owners almost $200,000.00 in annual insurance premiums. A total of $60,000 was donated back to the village fire department for additional improvements. The 1=SRS is one document that establishes fire protection functional need in three major areas. These areas are, Emergency communications Center for handling fire alarms mestcency Delivery consumption System and fire for fire suppression, and Water Supply for both tilde used to deve protection, A Public Protection Classification is one g p insurance premiums for commercial, industrial and residential property in a given city. Many insurance companies use rates other than 150, when this is the case the effect of change in class may be different for their policy holders, RATING SCHEDULE In 1974 the rating schedule underwent a major revision. Significant changes were made in the criteria used to determine levels of needed fire protection, Needed fire flow (rate of water flow) for individual buildings was recognized as a more important factor than the population of a city. The primary emphasis changed from conflagration prevention to the ability to control individual building fires. The new focus is on first -al At'm fire suppres e ad quacy of equipment, schedule criteria has been replaced with measuring h facilities, personnel and performance. Therefore, the better the fire protection resources are developed in a city, the better the protection class. The insurance industry using the Rating Schedule does not require a city to purchase equipment in accordant^ with provisions of rS as the gratino i The Public Protection Classiricaiion P. �c�5s using i or ersQnnel �o re -;,cnd to does not require a city to have spe-.r�c ,ire equipment p respond with equipment. Rather. the grading process gives credit for ail elements of the fire protection system that relate to l=ire Alarms, Fire Departments, and Water Supply that are in place when the city is evaluated. `O 2d WdT0: ,0 Soo? ZS 'unf 298Z8St7ZS9: 'ON Xdd 1N3Widdd3Q D61J 3nOdg 30UiiOD: WOZIJ Although the Grading Schedule does not require the purchase of equipment, to receive maximum credit in each category the city must meet the minimum .criteria established by ISO /CRS. For example, in order to receive maximum credit for a first alarm engine, the engine must have all of the equipment specified by the National Fire Protection Association (NPPA) Standard 1901. The minimum . number of points, a first alarm engine should earn from the ISO equipment list is 229 points for minimum equipment. The maximum credit available for an Engine is 654 points if all of the NPPA 1901 equipment is on the engine. Each of the equipment list items that are not on an I =ngine creates a deficiency and therefore a deduction in points. The same between 241 f 98h catego and 457 Spoint th n the ©/ S Cottage Grove Engines earn 989 s evaluation. SUMMARY OF EVALUATION ANO GRADING Under each of the three main evaluation categories are a number of rated items, each assigned a point value towards the total point grading. The main evaluation categories and sub categories are listed below. RECEIVING AND HANDLING FiRE ALARMS -10% of Grading Facilities to report fires - number of incoming lines - Handling other emergency calls - Automatic equipment - Availability of business line - Review of directory - Review of recording device - Progression of reserved lines Operators on duty at the communication center -'The number of operators on duty for fire calls should be in accordance With NFPA Standard 1221 _ For jurisdictions receiving 600 to 2500 alarms per year at least one operator. For jurisdictions receiving 2540 to 1 0000 alarms per year at least two operators_ Facilities to dispatch fire companies to a fire - Review of dispatch circuits - Radio receivers carried by members - Circuits to outside coded sounding device - Supervision of circuit - Recording device - Emergency Power supply 3 bd WdTO:ZO SOOZ LT 'unt 298z8SbTS9: 'ON Xdd 1NdWiddd3Q 3dId 3nOd9 ElJtj1100: WO�H FIRE DEPARTMENT - 50% of Gradi Engine and Ladder - Service Companies ISO considers an Engine to be capable of protecting an area within 1.5 road miles of the fire station in which it is housed. An Aerial ladder must be within 2,5 road mile of any structure that may require response by the aerial ladder in order to receive maximum points (see attachment "A" coverage map). Equipment carried on fire apparatus - National Fire Protection Association Standard 1901 - This item includes an annual hose test, pump capacity test and ladder test. Fire Apparatus response on first alarm of fire - Basic Fire Flow - Distribution of Engine Companies - Response to Building Fires - Response Outside the city Automatic -Aid plans for city fire suppression assistance - Engine Companies from other fire departments, outside the city but within five road miles of the city limits will be credited when they respond according to a defined plan and offset the lack of needed Engine Companies Response of firefighting personnel to fires - This is considered the most important item in the Fire Department Section because it is an open ended credit, therefore the more members a department has available for the first alarm, the more credit the city can get. The fire department shall have sufficient membership to ensure the response of at least four members equipment, t (Rego (Records must show 2d members each piece or first alarm responded on first alarm to all fire calls) - This is supplemented by the minimum staffing requirements of NFPA which states that all fire companies shall be a minimum of four firefighters. On -cail members shall be credited on the basis of the average number staffing apparatus on first call alarms. S Sd WdZ0: ,0 SOOZ LT 'unt 298z8St7TS9: 'ON XHA 1N3WidHd3Q 3�11A 9(IO�19 30UiiOD: WO�JA Training of firefighting personnel - Training records need to support that fire suppression related training is (=mplEated by the active membership. The better the participation the better the credit received for training Training Facilities and Their Use (hands -on training facilities yield the greatest credit) Training Programs Pre -Fire Planning ® operational preplanning of target hazards - Pre -Fire Planning inspections should by conducted twice a year to earn full credit and should include construction, ocwupancy, special hazards, water supply, and exposures. WATEP, SUPPLY - 40% of Grading The supply works capacity minimum storage of water - municipal water pumps water filters - emergency supplies • The water main capacity Primary distribution pipe heading from the supply works Secondary feeder pipe forming loops around major sections of the city - Distribution pipe laid along individual streets The distribution of fire hydrants - For the purposes of the FSRS property within 1 000 feet of a recognize fire hydrant is considered tc be protected property. A recognized hydrant has a minimum supply capability of 250 GPM at 20 psi residual pressure for a two hour duration. a Additional credit can also be granted to unprotected areas of the city if the department can demonstrate delivery of at 250 GPM within five minutes of arrival of the first fire apparatus, and the c of 2"00 gvery of at least 250 for two hours, This translates to a supply of water. 5 9d Wdz0 :z0 SOOE LT 'Unf 298Z8SbTS9: 'ON X0d 1N3WidUdEIQ 3dId EnOdg 3001109: woal C077AGE GROVE The ISO conducts municipal evaluation on a 15 year schedule, in 1969 the City of Cottage Grove was given a l=ire Protection Rating of 4. Having had a previous rating of 6. The breakdown of credits per category for the 1989 rating are as follows. (SeeCaomparison of Community 150 Ratings) Assigned Maximum Credits Receiving and Handling Fire Alarms Fire DepartMent Water Supply 6 10.00% 25.55 50,00% 38.13 40.00 Total for Cottage Grove 60.84 100.00 The Public Protection Class is based on the total percentage credit as follows: Class Rating Percentage / Points Earned 1 90,00 or more 2 80.00 to 89.99 3 70.00 to 79.99 4 60,00 to 69.99 5 50, 00 .to 59.99 6 40.00 to 49.99 7 30.00 to 39.99 g 20.00 to 29.99 9 10.00 to 19.99 10 0 to 9.99 The Cottage Grove Fire Protection Rating is a class 4 by only ,84% points and is 9.16 % points from a class 3 Protection Rating. P Zd WdE220 SOOZ LT 'Unt 298Z8St7TS9: 'ON XHA iN3widudEa EdId 3nodo 3JH1100: WOdj 'The following are the specific deficiencies, ISO recommended corrections and my recommendation to receive maximum credit for, Receiving and Handling ,alarms and the Fire Department per the 1969 evaluation. The Water Supply category is not included because the category received near maximum points. Receiving and Handling Alarms Credit Maximum Earned Item 414, Telephone Service of Reporting Fires 1,60 2.00 ISO Recommendation, List the fire department business number and the number to report fires under Fire Department in the White pages of the phone book. The business number must also be listed under the dity name in the white penes of the phone book. Item 422, Number of operators on Duty 1.68 3,00 ISO Recommendation Three operators and two relief operators are needed on duty at all times. item 432., Supervision of Dispatch Circuits 2.75 5.00 180 Recommendation. The circuits of conditions adversely affecting operations. supervision to give prompt warning Total Credit for Dispatching 6, 03 10.00 Fire pivision Recommendation The addition of dispatch operators my not possible howe chaes g ry is be made to telephone book entries. We should also protected per item number 432. Additional changes to the paging system will be discussed under the d ire Department category 7 8d Wdze :z0 gOOE ZT 'unf 298Z8SbTS9: 'ON XHd 1N3WiJHd3Q 3d1A 3n0�19 3JH1100: W021d Fire Department Credit Maximum Earned Item 513, Engine Companies and Equipment 5, 10 .00 IS p Recommendation Provide documentation of annual pump and hose tests and equipment listed as d b urst hose j acket and spare Larg D iameter Hose, 2 1/2 inch nozzles, hose clamp, 1 Item 549, Ladder Companies and Equipment 3,6 pump and hose test ISO Recommend of annual p ation, Provide documentation and provide the equipment listed as deficient (specific items are, Large Diameter Hose, 2 112 inch nodes, hose clamps, burst hose jac:<ets and spare hose) Fire Division Recommendation Some of the equipment items listed as corrections are nec °ssary replacements, such as the large diameter hose. Other items such as the 2 1/2 inch nozzles are becoming more necessary as the city acquires higher risk occupancies. The approximate cost of ail recommended equipment is $22,000.00. Fire Division Recommendation in the past few years the Division has not kept up with annual pump tests however, in 1994 the Division tested and placed 6 Engineers from the part -time ranks. '1 he Division Engineers began testing all hose and pumps in 1994 as required and all maintenance records are kept on the Divisions' "Fire House" data base. Item 532 pump Capacity Full Credit D 6d W8EO :FO SOOE Zti 'Unf 59eE8SbIS9: 'ON XHd 1N3Wi2JHdDC E�JId D00�10 EIJH1100: W02Jd item 523, Reserve Engine 0.35 1.00 ISO Recommendation, One fully equipped reserve Engine is needed. item, 553, Re erve Ladder 0.64 9.00 O IS_ Reccarnmenda on one fully equipped reserve service truck or aerial ladder is needed. Division Recommendation When purchasing Apparatus in the future we need to consider keeping and reconditioning Aerial Ladders and Engines for use as reserve Apparatus. With the trade -in value being so low the city will realize mcre benefit from maintaining a unit as a reserve Item 561, Distribution of Engine Companies and .2.17 4.00 Ladder Companies ISM Recommendation, All protected areas of the city should be within 1 1/2 road miles of an Engine Company and within 2 112 road miles of an Aerial Ladder. Fire Division Recommendation The addition of fire station number 4 will increase the number of points in this area. (Engine and Aerial Apparatus Coverage Map) The Fire prot-ection Rating requires that a minimum or two fully equipped Engines and a minimum of B firefighters respond on first alarm to all structure fires, To receive maximum credit in this categ a Divisi led foil reported structure p prcedure so that the closest two st fires, ,So awards points for automatic assistance to unhydranted parts a city. Automatic Aid is different from the existing Wakota Mutual Aid agreement in that Cottage Grove F,re Department personnel wouid riot ,seed to ask dispatch to contact a fire department giving aid. When a structure fire is reported the aid department would be called and respond as though pert of Cottage Grove Fire without being specifically requested. We should consider an automatic aid area of the citY, agreement with St. Paul Park for then f o a south of 3M Cottage f or ting common boarder areas and Has 9 1 OTd WJ2020 SOO? Li 'unf 29K8St7TS9: 'ON XUA 1N3WiNUd39 3alA 3nOag 3001100: WO�JA Item 571, Number of Firefighters On Duty \4.20 15.00 Is Air >L0r,dati , increase the number of part -time personnel by 30 members or full -time members to provide 4 on duty at all times. Fire Divisidn Recommendation The recommendation of 3o firefighters is based o n an ISO formula, it is s lightly over 199a fivision goals for response personnel. Additional part -time Firefighters are being added as the budget allows however it is becomming increasingly difficult to attract and retain part -time personnel. Consideration must be given to new incentives for part -time firefrghtrers particularly during the day. The cost of additional part -time firefighters is approximately 2,500.00 per firefighter Item .581, Training 9.00 ISO Recommendation, Complete facilities should be provided for hands -on training and the training program improved. Fire Cepartment Recommendation Training programs and record keeping have been greatly improved since the last rating. This will yield a greater percentage of points however, nearly all of the cities with a class 3 rating do have hands -on training facilities. I recommend that we reconsider acquisition of the property adjacent to Fire Station 4 for use as a training facility. Several private companies including 3M, CP hail Road and, NSP have offared material to support a Cottage Grove Training Facility through donation of equipment. Item 580, Pre - Planning 0.00 . extra credit iSd Recomme lotion Industrial, institutional and other similar buildings should be inspected twice a year by department members. Records of the inspections should include complete up -to -date notes and sketches. Fire Division Recommendation in 1990 the f..7ivision began pre -litre planning on ail higi, risk occupancies. The Civision is changing the pre -plan system to make the pre -plans more user friendly, cover more specific hazards and to review and update the plans twice each year. Total Credit for lire Department 25.5s 50.00+ Ws lid WdZ0 :,0 SOON ZZ 'Upf 298Z8SbIS9: 'ON XHd 1N3Wi�Hd3Q 3dId 3nO6O 3901100: W08A Conclusion The f=ire Division has made significant improvements in delivery of services and record keeping over the past seven years. Although the addition of fire station number 4 will help in the Fire Protection Rating, the station alone will not make a significant diff4rence in the rating. Cottage Grove will be re- evaluated in 2004 therefore we will maintain our present Class 4 rating for eight more years. ISO will re- evaluate the city upon written request. The request must contain a detailed outline of the improvements made to fire protecion since the last rating. The improvements are than evaluated by ISO to determine if they are sufficient to warrant the field evaluation. An investment in the recommended NFPA 1901 equipment, continued addition of personnel, a training facility and the delivery of Fire Station Ills new engine would in my opinion yield a class 3 rating. In my opinion a request for evaluation at this time without the investments may have a negitive result in a higher classification. The City would than retain the higher classification until our next scheduled evaluation. 11 ETd WdSO:FO SOOZ ZS .upr 298Z8SbIS9: 'ON Xdd 1NdWidddEM EdIJ DM1 9 3091109: WOdA COMPARISON OF COMMUNITY ISO RATINGS City ISO Dating Washington County Cottage GW rove 4 Forest Lake 5 Newport 6 St, Paul Park S Woodbury 5 Stillwater 3 Anoka County Columbia Heights 4 Conn Rapids 5 Fridley 3 Unprotected Areas 9 Dakota County West St, Paul 5 South St, Paul 5 Hastings 4 Unprotected areas 9 Inver Grove Heights 5 Eagan 5 Apple Valley 4 STd Wd00:Z0 SOOZ LT 'Unt Type of Department Combination part -time part -time Part -time part full - time Combination full -time Combination full -time full -time Combination part -time part -time full -time 12 298Z8SbTS9: 'ON Xdd 1N3W1�Idd3G EdId �MO69 30d1100: WOdd Hennepin County Bloomington 3 Minneapolis 3 Eden Prairie 4 Unprotected Areas 9 Edina 4 Minnetonka 4 Richfield 5 Ramsey County St. Paul 3 Maplewood 5 North St. Paul 5 Arden Hills/ Lake Johanna 5 Roseville 3 White Bear Lake 3 Unprotected Areas 9 tTd Wdb0:2;0 SOOE zT unf part -time full -time part -rime full -time part -time full -time full -time part -time part -time part -time part -time part -time 13 298z8StTS9: 'ON XHd 1N3Widbd3G adId 900dO EIJd1100: WOdJ FROM ;COTTAGE GROW 'RE DEPARTMENT FAX NO. :6514582863 Jun. 17/ �5 02:04PM P15 ' [ " °= � Tj L Ao _ ------------ � a n 4 47�; °. ) m I S O c OMMIERCIAL RISK SERVICES, INC- ,�50 �O VE 90UTH SURE 600 MINNLN"OOS. MN "435 X611 +n2D a77i MERLE M. RAPPEL CPCU RE610NAL DIRECTOR October 20; 1985 1•onorable Richard Pederson, Mayor Municipal Building 7516 80 S t S MN 5501 6 Cottage Grove, Dear May or' to and others for the cooperWpihave class ca ❑ r g completed We wish to thank you, our recent Survey- our our representatives during our eValuation of the fire insurance has improvedto�9• city and advise that the protection class CLess 4 will apply to buildings within 1000' of a fire hydrant. erly Class 6 applied; the new classification1n��erdeeuft in Form ! b e pro p er within the city. The new rates will a decrease in the fire insurance rates for ma c ommercial prop 1889. effective June 1, ether n5edusedota The purpose of our visit was to 9 information was not conducted for determine a fire in nur e ra o c lasThiscsurvgywhich may develop fire insure or life safety Purp will oses and n life property loss prevention or property loss prevention recommendations be ma e. ,safety s rinklered from 6 to A will affect r ates For p r❑ arty. The The change s e cial schedule rated property. properties and some other ca hazard of L mercantile pr ❑parties to a degree f building construction, the change- wilt affect tYp is depending upon the type o factors. Che overall effect ating and other r rame buildings, - 10% for masonry o ccupancy However'° on can fire r usually about �BA far r +cod f buildings• and private protecti buildings and -3% for o0cupency nstructionI occuP this average• variations in co ecreases from ISO result in increases or d om anies usin ISO J3 for insurance cuss other than a p p l y only companies The above estTma that atnumeou6 insurance panies in elasa•may be different rates. Howeve�he e ffect of the chang rates s for their policy holders, A r unslninay ur InsuRaNCE 5 ICES OiFIC£,'"- 9Td WdbO:Z�© SOW LT - unf 29eeeSbTS9: 'ON Xdd 1N3Wldtid3G 36Id 3nO60 3001100: WOdd DE7 AILS C 1n`SjFiC— �.- A 11Q1L - . p state,_.^»- - a l i y .,� --G- .- n C ciP t T0taL Credit -� """ )ate Surveyedr -.-�° SUMMWy O R _ POIT —� Maximum C r ? ti Assi ned 10.00% Alarms 6.03 50.00 and Handling fir 25.55 40.00 Receiving 38.13 Fire Department _a.87 _ avatar SuPFI-Y n% ton . *0ivergenc 60,84% t entage The public Pr ❑tection Gla ®s is based 0n the total Per crodit a$ foLlCwsl. % . Cl — 90.00 or mere 1 80.0 0 to 89.99 70.00 to 79.9 60 • DO to 69.9 3 5J.�g 4 50.00 to _ - 5 40.00 to 49. 30.00 to 39.99 6 20.00 to 29.9 7 10.00 to 19099 8 0 to • 5 in reflect a diff erence the 10 a xe ducti.on in credenttand Water SuPPly• ce. 15 for Fire DePartm rating *plvetp pen Bits d for fire insurance relative era s been develoP classification ha The above only pu rposes Ltid WdSO:Z0 SaeZ LT - unf 298Z6SbiS9: 'ON Xdd 1N3WiaUd3G 3�JId 3nOZ10 3OUli00: WO�JJ o� rA CLASSIFICAT io n -- --- e ° 4 9 lunicipality �-�° redit 6_ n� e- 1 Cl ®g& _ Tctel C )ate Surveyed A USt 1988 Rn�I� G AND HA NDLYNg FIRE ALARMS rBSSion Rating Schedule reviews the Fire SuPP ureic to report fires, eection of P enter to This facilities Prov r idad for the g at the communication c oator on duty the fires. and for the oPdapertmant cumponios to dispatch fire Cruet Act t Maxim Credit for Telephone service 1. ('Item 41 A) ro" item reviews the f This to report fires, numbers ureic f the P and business of fire te listing h hthe telephone directory. Credit for Operators (Item 422) of operstera the number This item reviews center to on -dut at the Communcation calls, handle fire ©ispatCh Circuits 432) Gredit f:cr 3. (Item dispatch circuit the item reviews alarms This to transmit to facilities use member5k department Aaceivi Credit Q4d) Total 4. (Item Fire Alarms Handling and -- 3-0 0 5 .40 BTd WdS0:ZO SOW LT - unf 298Z8SbTS9: 'ON Xdd 1N3Wlddd3Q 3dId 3nOdO 30UiiOO: WOdA edit for Training 581) C 9.00 Item lities the training faci _._- -- 'this item reviews 50.0 and their us ®. pits Department 590), q'"tat Credit for I. ((tam u pp ly CC r� all, I McY1JMu1 Act �' 616) Credit for the Water Sy stem 1. (Item g works, the 35.00: This item Pevi the and hydrant distribution. --� ma capacity 6p1) Credit for Hydrants 2_00 2. (Item of hydrants, item reviews the Chis type and method of installation. and 6311 Credit for Inspecti 3. (Item drants of Hy Condition , he f req uency of 3,00 � and their This item reviews hydrants X 1.80 inspections of 38.13 4. 0=00 c0n diti0n• Watar Supp1Y —..� -..'_. "COtal Credit 640) far 4, (Item GTd WdSO:c 0 SOOZ Zti 'upt 1 I 29KGSbIS9: 'ON Xdd J.NDWiadd3G 3alA 3nOag 3901100: WO'Jd Credit for Operators ( Item 422)• 3 operators plug 2 relief Schedule You have 2 -B For maximu credit I n h on duty at all times. operators du operators on 432) - Credit for Dispatch Circuits (Item —2 ) Scheu, the radio a lerm' o n aL Fiv (431. the dle National For maximum credit in accor dance with circuit s>>auld be supervised in 440)• Standard 12 Protection Assocetion Handling Fire Alarms Total credit for Receiving and Actual Credit 6,b3IV hiaximum Credit 10.00A. FIRE DEPARTMENT Companies (Item 513)- Please Note: The Credit for Engine Camp t the hydranted portion of the following comments aPPIY only city• (510.1 the Schedule, 3 engine companies are mum credit in 3000 gpm• For maxi ne eded for the Basic Fire Klow of These are calculated (511. + 512,) ins companies in service. as You have en9 follower: insufficient equipment, f 70% f Or Engine 3115 because t est$. and lack of annual pumper e - ne 2126 becausE of insufficient equipment) sg for Eng�annusl pumper end hose tests. and lack of ui me t nt, 37� for Engine 3126 be and la e (for ck of a nnual P of 2 1/2" or maximum credit hose, there should be 1200' L hose), Credit for Reserve Pumpers (Item 523). (520. 521.) Schedule, 1 fully reserve F maximum credit Yputheve no reserve pumper, pumper is needed- OFd WdSO :FO SOOE ZT 'unf 298Z8St7TS9: 'ON XHd iN3W.LaUdBG 3al.J 3nOaO 3OHii00: WO' I --2— The city classification applies to properties with a needed fire Now of 3500 gpm or less. The private and public protection at properties with larger needed fire flows are individually evaluated, and may vary from the city classification. We are attaching a copy of our Grading Sheet and the results of the hydrant flow tests witnessed during our survey. Extra copies of this letter and attachments are also enclosed so that you may distribute them to other interested parties, if you desire to do so. If you have any questions concerning the new classification, or the resulting change in fire insurance rates, please Let us know. Y u very tr y �j v G Dykstra Field Rating Representative gd:am cc; Denis Erickson, Fire Chief TFd WdS0 20 SBBZ LT 'unl 298 'ON XHd 1NdWi�Jdd3Q ddId EnO010 dJH1100: W06J Cn �o tn tv x > EFd WdSO:ZO SOOF- 2-T - Unf 29eZ8St7TS9: 'ON XO-� 1N3Widdd3G 3dlJ 3nOdO 3001100: WOdA — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — — 'M n y 0 'a z :7 m c cn co 00 0 r Pd tv m D " n 0 r-I ID (D Vj H. ro 0 P. (V fD > 0 0 r ki fr m M r4 °' 0 Ln = n Lo m - ZM rD z r) ri �-4 -- — — — — — — — — — — — — — — — — — — — — — n 0 Z:) I rr\ rr n (D tI- C\ 01 0 — — — — — — — — — — — — — — — — — — — — — — — — — — — -- C\ co > C) fp (D C- :j m FA- C, fl) co H ht P tt P t CD CT) N t7l tj o 0 t-4 C-A n f7 x d O d �n zr r � F-i — — — — - - — — — — — — — — — — — — — — — — — — -- CIO CA 0 Cn �o tn tv x > EFd WdSO:ZO SOOF- 2-T - Unf 29eZ8St7TS9: 'ON XO-� 1N3Widdd3G 3dlJ 3nOdO 3001100: WOdA FYRE 0EPARTMEM This section of the Fire Suppression Rating Schedule reviews engine and ladder— service comp anies, equipment carried, response to fires, training and available fire fighters. 2Zd Wd90 :GB Sa©c ZT 'unf 298Z8SbTS9: 'ON XHA 1N3Wiadd39 3dId 3nOaJ 30HiiOD: WOaA Credit Actua t Mix , 1. (Item 513) Credit for Engine Companies This review is for the Humber of engine comps companies and the hose and equipment ca rri ed. 58h 10.00 2. (Item 523) Credit for Reserve Pumpers This item reviews the number of reserve pumpers and their pump capaiity and the hose and equipment carrried on each. 100 3. (Item 532) Credit for Pump Capacity This item reviews the total available pump capacity. _.�,no 5,00 4. (Item 549) Credit for Ladder Service This item reviews the number of ladder and service companies and the equipment carried. 61 5,00 5. (Item 553) Credit for Reserve Ladder Service This item reviews the number of reserve Ladder and service trucks, and the equipment carried, 0.64 1.00 6. (item $61) Credit for Distribution This item reviews the percent of the built —upon area of the city which has an adequately— equipped, responding first —due engine company within 1 1/2 miles and an adequately — equipped, responding Ladder—service company within 2 1/2 miles. x,17 4.00 7. (Item 571) Credit for Company personnel This item reviews the average number of equivalent fire fighters and company_ - O fficers on duty with existing companies. G.2f► 15, 2Zd Wd90 :GB Sa©c ZT 'unf 298Z8SbTS9: 'ON XHA 1N3Wiadd39 3dId 3nOaJ 30HiiOD: WOaA FIRE INSURANCE CLASSIFICATION IMPROVEMENT STATEMENTS FOR COTTAGE GROVE, MN PREPARED BY ISO COMMERCIAL. RISK SERVICES, INC. 6550 YORK AVENUE S SUITE 600 MINNEAPOLIS, MN 55435 OCT08ER 1s, 1889 The following statements are based upon the criteria contained in our Fira Suppression Rating ScheddLe and upon conditions in Cottage Grove, MN on August 1988. They indicate the performance needed to' receive full credit for the specific item in the Schedule and the quantity, you have provided. Partial improvement will result in receiving a partial increase in the credit. These statements relate only to the fire insurance clessification of your city. They are not for property loss prevention or life safety purposes and no life safety or, property lose prevention recommendations are made. RECEIVING AND HANDLING 5XR8 ALARMS Credit F"or Telephone Service (Item 414). (412.8 « ) For maximum credit in the Schedule, both the number to report a fire and a fire department business number should be Listed under "Fire Department" in the white pages directory. Your fire number is listed and a business number is not listed under "Fire Department ". (412.C. ) For maximum credit in the Schedule, both the number to report a fire and the fire department business number should be listed under the name of the city the white pages directory. Your fire number is listed and a business number is not listed under the name of the city. bZd Wd90:� SOW LT 'unf 298Z8SbTS9: 'ON XdA 1N9W.LNdd9Q D6IA EnOaO 3001100: WO2JA Credit for Ladder Service. (540. + 541.) For maximum credit in the schedule, 1 service company is needed in you city. (542 -547.) You have 1 service company. This was calculated as 341% for Service Company 3116 because of insufficient aquipment. Credit for Reserve Ladder Service (Item 553) . (550. + 551.) For maximum credit in the Schedule, 1 full- - equipped reserve service truck is needed. You have no reserve service truck. Credit for Distribution (Item 561). (560. ) For maximum credit in the Schedule, ell sections of the city with hydrant protection shoudl be within 1 1/2 miles of an adequately— equipped engine company and 2 1/2 miles of an adequately- equipped Ladder, service, engine — ladder, or engine— service company. The distance to be measured along atl weather roads. Credit For Company ParsonneL (Item 571). An increase in the on —duty company parsonnel by one person will increase the fire department credit by .17; and an increase in th.e response by other Fire Department members by one person watt increase the ifre deparmtne credit by .24;. Credit For Training (Item 581). (580./x. —G.) For maximum credit in the. ScheduLe, complete facilities should be provided for training and the training program should be improved. You receive 41% credit for the current training program and the use of facilities. (5B0.H.) For maximum credit in the Schedule, pre —fire planning inspections of each commercial, industrial institutional and other similar type building should be made twice a year by company members. Records of the inspections should include complete and up —to —date notes and sketches. SZd Wd90:z0 SaOZ LT 'unf 29K8SbTS9: 'ON XHd 1N3WiaUd3G 36Id 3nO69 39HiiOD: W06A