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HomeMy WebLinkAbout2010-06-02 PACKET 02.A.REQUEST OF CITY COUNCIL ACTION COUNCIL AGENDA MEETING ITEM # DATE 6/2/10 PREPARED BY Finance Robin Roland ORIGINATING DEPARTMENT STAFF AUTHOR COUNCIL ACTION REQUEST Motion to receive and accept the 2009 Comprehensive Annual Financial Report. E��e���7xK�7Pili•I��I7_��[�7r<� Accept the 2009 Comprehensive Annual Financial Report. BUDGET IMPLICATION BUDGETED AMOUNT ACTUAL AMOUNT SUPPORTING DOCUMENTS ❑ MEMO /LETTER: ❑ RESOLUTION: ❑ ORDINANCE: ❑ ENGINEERING RECOMMENDATION: ❑ LEGAL RECOMMENDATION: ® OTHER: Comprehensive Annual Financial Report, Required Auditor's communications. ADMINISTRATORS COMMENTS P � � City Administrator Date COUNCIL ACTION TAKEN: []APPROVED ❑ DENIED OTHER City of • .• Grove Finance Department TO: Honorable Mayor and City Council Ryan Schroeder, City Administrator FROM: Robin Roland, Finance Director DATE: May 27, 2010 RE: Presentation of Comprehensive Annual Financial Report for 2009 Introduction Craig Popenhagen and Brady Hoffman with the City's auditing firm, LarsonAllen LLP will be at the meeting to present the 2009 Financial Statements. A copy of the 2009 Comprehensive Annual Financial Report and the auditor's required communications are included herein for your review. The Letter of Transmittal in the Financial Statements (page 3) and the Management Discussion and Analysis (page 21) summarize important data and give a good overview of the City's financial situation. In addition, the statistical section (page 163) includes supplemental detailed information and financial trends. Action Requested Following the presentation a motion to receive and accept the Comprehensive Annual Financial Report is appropriate. COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF COTTAGE GROVE STATE OF MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2009 Prepared By: Finance Department CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number I. INTRODUCTORY SECTION Letter of Transmittal3 Certificate of Achievement for Excellence in Financial Reporting11 Principal City Officials12 Organization Chart13 II. FINANCIAL SECTION Independent Auditors' Report17 Management's Discussion and Analysis21 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net AssetsStatement 135 Statement of ActivitiesStatement 237 Fund Financial Statements: Balance Sheet - Governmental FundsStatement 338 Statement of Revenues, Expenditures, and Changes in Fund Balance - Governmental FundsStatement 440 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of ActivitiesStatement 542 Statement of Net Assets - Proprietary FundsStatement 643 Statement of Revenues, Expenses, and Changes in Fund Net Assets - Proprietary FundsStatement 744 Statement of Cash Flows - Proprietary FundsStatement 848 Notes to Financial Statements53 Required Supplementary Information: Budgetary Comparison Schedule - General FundStatement 990 Budgetary Comparison Schedule - Storm Water Maintenance FundStatement 1096 Budgetary Comparison Schedule - Note to RSI97 Funding Progress Schedule - Other Post Employment Health Care Benefits98 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental FundsStatement 11103 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental FundsStatement 12104 Subcombining Balance Sheet - Nonmajor Special Revenue FundsStatement 13106 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue FundsStatement 14108 Subcombining Balance Sheet - Nonmajor Debt Service FundsStatement 15111 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service FundsStatement 16112 Subcombining Balance Sheet - Nonmajor Capital Project FundsStatement 17114 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project FundsStatement 18116 FundBalanceNonmajorCapitalProjectFundsStatement18116 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Ice ArenaStatement 19118 Future Economic DevelopmentStatement 20119 Equipment ReplacementStatement 21120 Forfeiture/SeizureStatement 22121 Public Safety GrantsStatement 23122 RecyclingStatement 24123 Charitable GamblingStatement 25124 Celebration FundStatement 26125 Street SealcoatingStatement 27126 Internal Service Funds: Combining Statement of Net AssetsStatement 28128 Combining Statement of Revenue, Expenses and Changes in Fund Net AssetsStatement 29129 Combining Statement of Cash FlowsStatement 30130 Component Unit: Economic Development Authority: Combining Balance Sheet - All Governmental Fund TypesStatement 31132 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - All Governmental Fund TypesStatement 32133 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number Supplementary Financial Information: Construction/Acquisition Costs: Capital Projects FundsExhibit 1136 Combined Schedule of Bonded IndebtednessExhibit 2140 Debt Service Payments to MaturityExhibit 3142 Deferred Tax LeviesExhibit 4144 Subcombining Balance Sheet - Pavement Management Debt Service ScheduleExhibit 5146 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Pavement Management Debt Service ScheduleExhibit 6147 Subcombining Balance Sheet - Construction Revolving Capital Project ScheduleExhibit 7148 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Construction Revolving Capital Project ScheduleExhibit 8149 ConstructionRevolvingCapitalProjectScheduleExhibit8149 Subcombining Balance Sheet - Tax Increment Construction Revolving ScheduleExhibit 9150 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Tax Increment Construction Revolving ScheduleExhibit 10151 Subcombining Balance Sheet - TIF Debt Service Revolving ScheduleExhibit 11152 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- TIF Debt Service Revolving ScheduleExhibit 12153 Schedule of Sources and Uses of Public Funds: Oakwood Heights District Number 1-1Exhibit 13154 Up North Plastics District Number 1-3Exhibit 14155 Cottages of Cottage Grove District Number 1-8Exhibit 15156 Renewal by Andersen District Number 1-9Exhibit 16157 Tax Increment District Number 1-10Exhibit 17158 Tax Increment District Number 1-12Exhibit 18159 Tax Increment District Number 1-13Exhibit 19160 Tax Increment District Number 1-14Exhibit 20161 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number III. STATISTICAL SECTION Net Assets by ComponentTable 1165 Changes in Net AssetsTable 2166 Fund Balances of Governmental FundsTable 3168 Changes in Fund Balances of Governmental FundsTable 4169 Assessed and Estimated Actual Value of Taxable PropertyTable 5170 Property Tax Rates - Direct and Overlapping GovernmentsTable 6171 Principal Property TaxpayersTable 7172 Property Tax Levies and Collections Table 8173 Ratios of Outstanding Debt by TypeTable 9174 Ratios of General Bonded Debt OutstandingTable 10175 Direct and Overlapping Governmental Activities DebtTable 11176 Legal Debt Margin InformationTable 12177 Demographic and Economic StatisticsTable 13178 Principal EmployersTable 14179 Full-time Equivalent City Government Employees by FunctionTable 15180 Operating Indicators by Function/ProgramTable 16181 Capital Asset Statistics by Function/ProgramTable 17182 I. INTRODUCTORY SECTION ó ï ó ó î ó ó í ó ó ì ó Letter of Transmittal May 18, 2010 The Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations.The City is structured into four major departments - Public Safety, Public Works, Community Development, and Finance and Administration. The Council also appoints members of the various citizens’ advisory boards. The City provides a variety of municipal services. These include: * Public Safety - Police protection - Fire protection - Animal control - Emergency response - Cottage Grove EMS * Public Works - Street maintenance - Fleet maintenance - Street signing and striping - Water and sewer utilities - Street lighting - Snow plowing - Engineering - Storm water - Public improvements * Community Development - Building inspections - Land planning - Zoning administration - Public improvements - Historic preservation * Parks and Recreation - Parks maintenance - Outdoor swimming pool - Ice arena - Golf course - Recreational activities * General Administration - Legal - City Clerk - Economic development - Personnel - Finance & Administration The Economic Development Authority (EDA) of the City of Cottage Grove is a separate legal entity organized pursuant to Minnesota Statute 469. The EDA is included as a discretely presented component unit. The EDA is considered a component unit because the Council appoints the members of the government authority and because the EDA is in a relationship of financial benefit or burden to the City. The annual budget serves as the foundation for the City of Cottage Grove’s financial planning th and control. The Council is required to adopt a final budget by no later than December 28 of each year. ó ë ó Letter of Transmittal May 18, 2010 Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Cottage Grove operates. Local economy :Cottage Grove is in the southeast corner of the seven county metropolitan area. The City continues in a steady growth pattern. Growth is consistent with the Utility Staging Plan that encourages contiguous, orderly and cost-effective expansion of the utility system. The population of Cottage Grove has increased from 833 in 1950 to 30,582 according to the 2000 census and is estimated at 34,213 for 2009. Most of the population of the City concentrates in two age groups 0 - 19 years, 35.5% and 25 - 44 years, 34.4%. According to the 2000 census, the average age is 32 years and the median family income was $65,825. Major employers in the area include School District 833, 3M Company Cottage Grove plant, Up North Plastics, Renewal by Andersen, Target, Cub Foods, Werner Electric, Menard’s, Rainbow Foods, and Aggregate Industries. The City's commercial areas include four community shopping centers and several restaurants. The Economic Development function within the City works on the expansion and attraction of business to Cottage Grove. In addition, Economic Development maintains an available property list and a commercial and industrial development guide. Recently they have developed and implemented a marketing campaign to attract and retain local businesses, and pursued retail development opportunities. Since 1998, the City has facilitated fourteen industrial projects and two expansions in the Business Park totaling over 1 million square feet and over $54 million in market value. In 2001, the City Council and EDA created the Gateway North District. The Gateway North District has experienced significant enhancements since its creation. The total Gateway District commercial market values have increased $80 million over this eight year period. The Gateway is now home to over 700,000 square feet of retail offerings up from 500,000 square feet in 2002. However, the City-wide building permit values for new commercial construction totaled only $250,000 in 2009, further reflecting the difficult economic times. Major initiatives : Initiatives for 2010 are outlined below: Continue to expand Industrial Park by attracting new businesses. Continue efforts in the redevelopment of the Norris Marketplace area. Consider expansion/replacement of City Facilities including City Hall/Police Station and/or a Community Center utilizing existing resources and exploring all manner of public/private partnerships. Continue planning for the next Metropolitan Utility Service Area (MUSA) expansion in the Upper Ravine district - approximately 4,000 acres for future development. Property taxes: Net tax capacity” is the value used to calculate the tax rate. Simply put, the “ property tax levy for the year divided by the city-wide Total Net Tax Capacity equals the Tax Extension Rate. This Tax Extension Rate is the tax rate used to determine the property taxes paid by each property owner. Overall property values have grown consistently over the past 10 years. The table below shows a reduction in net tax capacity for 2002 with a return to growth ó ê ó Letter of Transmittal May 18, 2010 thereafter. This one year decrease resulted from significant changes in the State Property Classification System (Class Rates) that took effect in 2002. The impact of this change is shown on the following table: For 2009, the total market value increased 2.4%, or $71.8 million. Of this increase, 32% was appreciation of existing properties while 68% ($49 million) is attributed to new construction. The following table shows the changes in valuations over the past several years: The delinquency rate for property taxes remains low. Current tax collections were 98% of the property tax levy during 2009. Total collections have consistently been above 95% since 1990. ó é ó Letter of Transmittal May 18, 2010 The allocation of property tax levy by purpose (urban property only) for the years payable 2002 to 2009 are: The decrease in the tax extension rate since 2002 is reflective of the strong appreciation of market values of existing properties in addition to new construction. Future reduction in the tax rate will be challenging as a result of the decline in the valuation of residential housing stock which began in late 2008. In 1971 the legislature enacted the Fiscal Disparities law, which was not Fiscal Disparities : implemented until 1975 because of a constitutional challenge. The law provides for the pooling of 40 percent of all new commercial/ industrial property valuation or growth in the seven county metropolitan area to be redistributed to the taxing jurisdictions according to population and valuation per capita. The tax rate is higher or lower if the municipality in which the property is located received more or less valuation from the metropolitan pool than is contributed by the municipality. Over the past decade, the City of Cottage Grove has benefited significantly from this legislation. It is difficult to determine the future impact of the law in the City because of the complexity of the formula and the regional scope of the legislation. The past impact on the taxable valuation is as follows: ó è ó Letter of Transmittal May 18, 2010 Cash management : Cottage Grove subscribes to the "pooled cash" concept of investing, which means that all funds with cash balances participated in an investment pool. This pooled cash concept provides for investing greater amounts of money at more favorable rates. Below is a history of yields and investment earnings. The three-month Treasury bill is taken from historical pricing from the Federal Reserve Website. Treasury Bill Three-MonthInvestmentInvestment YearAverageYieldEarnings  20090.151.48$ 736,601 20081.284.311,933,219 20074.415.922,336,771 20064.874.501,654,851 20053.272.37883,608 20041.432.10686,078 20031.031.63508,457 20021.634.401,047,472 20013.477.121,625,056 20005.898.231,891,520 ó ç ó ó ïð ó ó ïï ó CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL CITY OFFICIALS December 31, 2009 Elected Officials Term Expires Mayor: Myron Bailey December 31, 2012 Council Members: Mark Grossklaus December 31, 2010 Justin Olsen December 31, 2012 Jen Peterson December 31, 2012 Pat Rice December 31, 2010 Appointed Personnel City Administrator Ryan Schroeder Director of Finance Robin Roland City Clerk Caron Stransky Director of Planning and Community Development Howard Blin Director of Public Safety Craig Woolery Director of Public Works Les Burshten ó ïî ó City of Cottage Grove Organization Chart Cottage Grove Citizens Advisory City Council Commissions City City Administrator Attorney Community Public SafetyPublic Works AdministrationFinance Development Historic Preservation City Clerk/ AccountingPatrolEngineering Elections Building/Code Streets Inspections Economic Enterprise BillingInvestigations Development Fleet/Building Maintenance Public Safety Planning Human Payroll Programs Resources Utilities Animal & Code Community Enforcement Programs/MIS Communications Parks Fire & Emergency River Oaks Management Recreation/Ice EMS/Medical Services Fire Inspections ó ïí ó ó ïì ó II. FINANCIAL SECTION ó ïë ó ó ïê ó ó ïé ó ó ïè ó ó ïç ó ó îð ó MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Cottage Grove, we offer readers of the City of Cottage Grove’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2009. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 3 through 10 of this report. Financial Highlights The assets of the City of Cottage Grove exceeded its liabilities at the close of the most recent fiscal year by $210,481,492 (net assets). Of this amount, $55,211,937 (unrestricted net assets) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City’s total net assets increased by $4,300,828 over the previous year. As of the close of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $41,742,521, an increase of $5,882,036 compared to the previous year. Approximately 81%, $34,054,253 is available for spending at the government’s discretion (unreserved fund balance). At the end of the current fiscal year the general fund balance of $9,131,585, included $35,038 reserved and $9,096,547 unreserved - designated. The unreserved fund balance represents approximately 79% of total general fund expenditures. At the end of the current fiscal year, the City of Cottage Grove had total long-term debt outstanding of $28,740,022, a decrease of $758,217 (2.5%) compared to the previous year. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Cottage Grove’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements . The government-wide financial statements are designed to provide readers with a broad overview of the City of Cottage Grove’s finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City of Cottage Grove’s assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Cottage Grove is improving or deteriorating. ó îï ó Management’s Discussion and Analysis (continued) The statement of activities presents information on how the City’s net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused compensated absences). Both of the government-wide financial statements distinguish functions of the City of Cottage Grove that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Cottage Grove include general government, community development, public safety, public works, and culture and recreation. The business-type activities of the City of Cottage Grove include a golf course, street lighting, water and sewer, and an ambulance service. The government-wide financial statements include not only the City of Cottage Grove itself (known as the primary government), but also a legally separate EDA component unit for which the City of Cottage Grove is financially accountable. Financial information for this component unit is reported separately from the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 35 through 37 of this report. Fund financial statements : A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Cottage Grove, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Cottage Grove can be divided into two categories: governmental funds and proprietary funds. Governmental funds : Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. ó îî ó Management’s Discussion and Analysis (continued) Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balance for the City’s ten individual major governmental funds. They are as follows: General Fund Storm Water Maintenance Fund —Special revenue fund Closed Debt Fund —Debt service fund Developer Financed Debt Service Revolving Fund —Debt service fund Pavement Management Debt Service Fund —Debt service fund MSA Construction Capital Project Fund —Capital project fund Pavement Management Capital Project Fund —Capital project fund Construction Revolving Capital Project Fund –Capital project fund Tax Increment Construction Revolving Fund –Capital project fund Ice Arena Expansion Construction Fund —Capital project fund Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Cottage Grove adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 38 through 42 of this report. Proprietary funds : The City of Cottage Grove maintains five enterprise funds and two internal service funds as a part of its proprietary fund type. Enterprise funds are used to report the same functions presented as business-type activities in the governmental-wide financial statements. The City of Cottage Grove uses enterprise funds to account for its golf course operations, street light operations, ambulance service, water operations, and sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Cottage Grove’s various functions. The City of Cottage Grove uses internal service funds to account for its self insurance and fleet maintenance activity. Because both of these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for its golf course operations, street light operations, ambulance service, water operations, and sewer operations, all of which are considered to be major funds of the City of Cottage Grove. Conversely, both internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements can be found on pages 43 through 51 of this report. ó îí ó Management’s Discussion and Analysis (continued) Notes to the financial statements : The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements can be found on pages 53 through 87 of this report. Other information: The combining statements referred to earlier in connection with non-major governmental funds and internal service funds are presented immediately following the required supplementary information on budgetary comparisons. Combining and individual fund statements and schedules can be found on pages 103 through 133 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Cottage Grove, assets exceeded liabilities by $210,481,492, at the close of the most recent fiscal year. The largest portion of the City of Cottage Grove’s net assets ($146,842,004 or 70%) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Cottage Grove uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Cottage Grove’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net assets ($8,427,551 or 4%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets, $55,211,937 may be used to meet the City’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Cottage Grove is able to report positive balances in all three categories of net assets; for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. ó îì ó Management’s Discussion and Analysis (continued) The City’s net assets increased by $4,300,828. Governmental Activities: Governmental activities increased the City of Cottage Grove’s net assets by $2,193,667, accounting for 51% of the total growth in net assets. Key elements of this increase are as follows: ó îë ó Management’s Discussion and Analysis (continued) Grants and contributions not restricted to specific programs decreased 5% due to further unallotment of the 2009 Market Value Homestead Credit aid in order to solve the State budget crisis. Capital grants and contributions in governmental activities decreased 52% because of the continued decline in construction of new housing developments. Charges for service in governmental activities remained static from 2008. Investment revenue decreased 50% due to historically low interest rates. Expenses from governmental activities in 2009 remained essentially the same as 2008 showing a decrease of $10,828 or 0.05%. Net transfers totaling $1,134,566 were made between the governmental activities and the business-type activities in 2009 compared to $3,459,013 in 2008. These transfers to the business-type activities were for capital contributions of water mains, sewer mains, and streets lights. The decline in construction of new housing developments noted above also resulted in less infrastructure being constructed and therefore transferred to the business- type activities. Below are specific graphs which provide comparisons of the governmental activities revenues and expenses: x-Ë444Ë444 x.Ë444Ë444 x/Ë444Ë444 x0Ë444Ë444 x1Ë444Ë444 x2Ë444Ë444 Æ`ªk x3Ë444Ë444 Z—ª x In each program area, program expenses exceeded program revenues with the exception of the public works: construction. In the public works construction program area, program revenues exceeded expenses by $421,634 which is attributed to the levying of special assessments for the construction activities in new developments. ó îê ó Management’s Discussion and Analysis (continued) Governmental Activities -Expenses Interest on Long- Culture and Term Debt Recreation 8% Public Works 14% Construction 13% General Government 10% Public Works Community Operations Development 18% 6% Public Safety 31% Business-Type Activities. Business-type activities increased net assets by $2,107,161 with $1,134,566 of this increase due to transfers from governmental activities for contributions of capital assets. Below are graphs showing the business-type activities revenue and expense comparisons before capital contributions and transfers: Expenses and Program Revenues - Business-Type Activities $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $- ExpensesProgram revenues Changes in net assets were positive for all segments of business-type activities except for the Golf course which had a small decrease of net assets of $(43,192). ó îé ó Management’s Discussion and Analysis (continued) Financial Analysis of the Government's Funds Governmental Funds . The focus of the City of Cottage Grove’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Cottage Grove’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $41,742,521, an increase of $5,882,036. The increase is due to the following factors: Reduction in new infrastructure construction expenditures due to residential development being at a virtual standstill in 2009. The issuance of debt which financed prior year Pavement Management expenses. The collection of prepayments on deferred special assessments which recovered prior year construction expenses. Approximately 81% of the fund balance ($34,054,253) constitutes unreserved fund balance, which is available for spending at the City’s discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed: 1)$36,888 to liquidate prepaid items, 2)$4,404,116 to repay debt, 3)$627,264 for tax increment purposes, and 4)$2,620,000 for repayment of interfund loans. The general fund is the chief operating fund of the City of Cottage Grove. At the end of the current fiscal year, unreserved fund balance of the general fund was $9,096,547 while total fund balance was $9,131,585. As a measure of the general fund’s liquidity, it may be useful to compare total fund balance to total fund expenditures. Total fund balance represents 79% of total general fund expenditures. The general fund balance increased by $305,788 during the current fiscal year. Key factors in the general fund increase were increased property taxes levied to offset other reduced revenue sources, decreased expenditures for operations and deferred capital outlay expenditures. The Storm Water Maintenance Fund increased by $12,145 in 2009 because fees that were generated in 2009 exceeded those necessary to fund the 2009 storm water maintenance activities. The Closed Debt Fund decreased by $346,700 because fund balance from the fund was used to refund and close two outstanding bond funds. The Developer Financed Debt Service Revolving Fund decreased by $36,792 due to the payment of interest debt, without corresponding revenues in 2009. ó îè ó Management’s Discussion and Analysis (continued) The Pavement Management Debt Service Fund decreased by $832,868 because of the refunding and refinancing of previous debt issued for pavement management. The MSA Construction Fund increased by $91,419 because of special assessment collections from previous years projects. The Pavement Management Capital Project Fund increased by $3,623,630 due to bonds issued in 2009 to finance the 2008 Pavement Management project. The Construction Revolving Fund, a capital project fund, increased by $1,567,790 because of the receipt of special assessments received for construction activity in new developments. The City will continue to receive future special assessment payments in this fund to cover the negative fund balance. The Tax Increment Construction Revolving Fund, a capital project fund, increased by $302,978 due to receipt of tax increment revenues which covered prior year expenditures. The Ice Arena Expansion Construction Fund, a capital project fund, decreased by $38,074 and was closed upon completion of the project. Proprietary funds : The City of Cottage Grove’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The net assets in the respective proprietary funds are; golf course $415,660, street light $6,532,042, Cottage Grove EMS $946,152, water operations $33,181,333, and sewer operations $25,411,250. The increase (decrease) in net assets in the proprietary funds for 2009 was $(43,192), $179,540, $157,367, $1,442,029, and $348,357, respectively. The City has increased charges and made staffing changes over the past couple of years in the Cottage Grove Golf Course fund to increase the financial position of the fund. Budgetary Highlights General Fund. The General Fund original budget was revised early in 2009 due to an anticipated revenue shortfall resulting from the State’s resolution of its own budget difficulties. Operational expenditures were cut by $296,700 and $255,000 in property tax revenues were shifted from future capital projects to current operations to fill the anticipated $ 570,000 intergovernmental revenue shortage. Later in 2009, a second adjustment to the budget had the following significant changes: The intergovernmental revenue and fire services budgets were both reduced by $40,950 due to the reduction in the State Fire Aid payment resulting from the state recalculation of commercial/industrial insurance liability tax. The aid payment is a pass through to the Fire department’s relief association. ó îç ó Management’s Discussion and Analysis (continued) The charges for service and Community Development expense budgets were both increased by $313,000 to reflect a payment from Aggregate Industries for the City to coordinate an Environmental Impact Study on their behalf. Transfers were amended to recognize transfers in the amount of $645,432 occurring as part of the City’s fund balance designation policy. The actual results were significantly different than the final budget amounts because of the following: Market value homestead credit revenue was $311,748 less than budgeted because of the State unallotment. Charges for services categories were $235,454 less than budgeted due to the lack of development activity within the City in 2009. The City normally generates administrative, finance and engineering charges from development occurring. Investment income was $155,453 less than budgeted due to historically low interest rates. Total expenditures were approximately $664,095 less than the final budgeted amounts in all divisions. All departments realized additional budget savings due to decreased operational spending. Capital Asset and Debt Administration Capital assets: The City of Cottage Grove’s investment in capital assets for its governmental and business-type activities as of December 31, 2009, amounts to $173,839,993 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. There were no major capital asset events that occurred in 2009 due to the delay of capital projects until more favorable economic conditions. City of Cottage Grove's Capital Assets (Net of Depreciation) Governmental ActivitiesBusiness-type ActivitiesTotals Primary Government 200920082009200820092008 Land and Land improvements16,399,447$ $ 16,399,447$ 1,746,919$ 1,747,715$ 18,146,366$ 18,147,162 Construction in progress 905,348 2,979,679 905,348 2,979,679 - - Buildings and structures 9,769,441 10,467,347 2,257,010 2,368,045 12,026,451 12,835,392 Equipment and furniture 575,748 504,838 575,748 504,838 - - Machinery and equipment3,679,659 3,562,791 813,178 882,463 4,492,837 4,445,254 Other improvements 1,410,219 1,533,818 4,693,761 4,817,967 6,103,980 6,351,785 Infrastructure: Streets 60,646,685 59,931,282 60,646,685 59,931,282 - - Storm sewers 20,158,254 20,280,686 20,158,254 20,280,686 - - Sidewalks/trails 3,827,479 3,772,664 3,827,479 3,772,664 - - Water and sewer lines - 46,464,725 46,956,845 46,464,725 -46,956,845 Ending balance$ 117,372,280$119,432,552$ 56,467,713$ 56,280,915$ 173,839,993$ 175,713,467 Additional information on the City of Cottage Grove’s capital assets can be found in Note 5. ó íð ó Management’s Discussion and Analysis (continued) Long-term debt: At the end of the current fiscal year, the City of Cottage Grove had total long term debt outstanding of $28,740,022, a decrease of $758,217 (2.5%). $3,008,414 of the debt outstanding is due within one year. $12,005,000 of bonds payable is for pavement management debt being repaid by a combination of special assessments and property tax levies. The City of Cottage Grove holds a general obligation debt rating of Aa1 from Moody’s (2010 Global Ratings Scale) and of AA+/Stable from Standard and Poor’s. According to S&P, Cottage Grove has “a strong financial profile, anchored by a very strong general fund balance; and good management practices that have contributed to the city’s ongoing financial health.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Market Value. The current debt limitation for the City of Cottage Grove is $85,402,125. Of that limit, $6,345,000 of the City's outstanding debt is counted within the statutory limitation because all other debt is either wholly or partially repaid by revenues other than general property tax levies. Additional information on the City of Cottage Grove’s long-term debt can be found in Note 6. Requests for information: This financial report is designed to provide a general overview of the City of Cottage Grove’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional th financial information should be addressed to Finance Director, 7516 South 80 Street, Cottage Grove, Minnesota 55016. ó íï ó ó íî ó BASIC FINANCIAL STATEMENTS ó íí ó ó íì ó CITY OF COTTAGE GROVE, MINNESOTA Statement 1 STATEMENT OF NET ASSETS December 31, 2009 With Comparative Data as of December 31, 2008 Component Unit Primary GovernmentTotalEconomicTotals GovernmentalBusiness-TypePrimaryDevelopmentReporting Entity Assets:ActivitiesActivitiesGovernmentAuthority20092008 Cash and investments$43,565,562$12,891,964$56,457,526$1,208,184$57,665,710$51,135,635 Accrued interest receivable259,043 - 259,043255,323514,366738,421 Due from other governmental units - net1,568,05214,5491,582,601 - 1,582,6011,291,267 Loan receivable from primary government - - - 900,000900,000900,000 Accounts receivable - net495,0231,260,1071,755,130 - 1,755,1301,952,174 Prepaid items143,061127,494270,5552,493273,048173,312 Delinquent property taxes receivable386,374 - 386,3743,299389,673325,964 Due from county314,905 - 314,905 -314,905157,199 Special assessments receivable6,393,090 - 6,393,090 - 6,393,0908,492,298 Inventories - at cost53,49277,446130,938 -130,938159,696 Internal balances326,958(326,958) - - - - Deferred charges146,85620,824167,68061,700229,380172,023 Lease receivable - - - 6,345,0006,345,0006,500,000 Capital assets not being depreciated: Land and land improvements 16,399,4471,712,29018,111,737 - 18,111,73718,111,737 Construction in progress 905,348 - 905,348 -905,3482,979,679 Capital assets (net of accumulated depreciation): Land improvements -34,62934,629 -34,62935,425 Buildings and improvements9,769,4412,257,01012,026,451 - 12,026,45112,835,392 Equipment and furniture575,748 - 575,748 -575,748504,838 Machinery and equipment3,679,659813,1784,492,837 - 4,492,8374,445,254 Other improvements1,410,2194,693,7616,103,980 - 6,103,9806,351,785 Infrastructure84,632,41846,956,845131,589,263131,589,263130,449,357 Total assets171,024,69670,533,139241,557,8358,775,999250,333,834247,711,456 Liabilities: Accounts payable701,540148,750850,2909,645859,935774,976 Salaries payable275,39837,360312,758338313,096614,182 Contractspayable348,063 - 348,063 -348,063990,763 Cotactspayabe38,06338,06338,063990,763 Due to other governmental units37,61732,47270,089 -70,08955,351 Deposits payable 60,32118,75079,071 -79,07167,632 Accrued interest payable389,710261,726651,43669,823721,259735,273 Unearned revenue44,899 - 44,899 -44,89943,400 Compensated absences payable: Due within one year506,29688,841595,137 -595,137532,579 Due in more than one year176,98318,414195,397 -195,397241,169 Unamortized discount on bonds(60,150)(7,876)(68,026)(90,480)(158,506)(175,648) Unamortized premium on bonds47,741 - 47,741 -47,74126,636 Other postemployment benefits: Due in more than one year25,0766,13831,214 -31,21414,660 Loan payable to component unit: Due in more than one year - 900,000900,000 -900,000900,000 Capital lease payable: Due within one year239,1929,085248,277 -248,277246,556 Due in more than one year6,109,997 - 6,109,997 - 6,109,9976,358,275 Bonds payable: Due within one year1,625,000540,0002,165,000235,0002,400,0002,125,000 Due in more than one year16,675,0001,820,00018,495,0006,110,00024,605,00025,580,000 Total liabilities27,202,6833,873,66031,076,3436,334,32637,410,66939,130,804 Net assets: Invested in capital assets, net of related debt92,735,50054,106,504146,842,004 - 146,842,004147,957,488 Restricted for: Debt service7,531,092254,1957,785,287542,8668,328,1538,200,414 Tax increment purposes627,264 - 627,264586,8961,214,160910,415 Capital improvements -15,00015,000 -15,00015,000 Unrestricted42,928,15712,283,78055,211,9371,311,91156,523,84851,497,335 Total net assets$143,822,013$66,659,479$210,481,492$2,441,673$212,923,165$208,580,652 The accompanying notes are an integral part of these basic financial statements. The accompanying notes are an integral part of these basic financial statements. ó íë ó ó íê ó ó íé ó CITY OF COTTAGE GROVE, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 DeveloperPavementMSA Storm WaterFinancedManagementConstruction GeneralMaintenanceClosed DebtDebt ServiceDebt ServiceCapital Project AssetsFundFundFundRevolving FundFundFund Cash and investments$9,056,544$141,270$4,191,740$ - $4,404,116$1,584,226 Accrued interest receivable234,043 - - - - - Interfund receivable - - 15,403 - - - Interfund loan receivable - - 925,000 - - - Due from other governmental units - net34,52140,000 - - - 1,402,141 Accounts receivable - net18,711102,382 - - - - Prepaid items35,0381,500 - - - - Delinquent property taxes receivable286,189 - 12,727 - 26,839 - Due from county314,905 - - - - - Special assessments receivable: Deferred4,381 - 141,716792,4072,210,8431,136,060 Delinquent3,928 - 2,248287,38230,9723,934 Special deferred - - - - 11,55297,190 Total assets$9,988,260$285,152$5,288,834$1,079,789$6,684,322$4,223,551 Liabilities and Fund Balances Liabilities: Accounts payable$216,421$29,263$ - $ - $ - $5,173 Salaries payable254,1861,536 - - - - Interfund payable - - - 15,403 - - Contracts payable -66,574 - - - 32,010 Due to other governmental units34,857500 - - - - Deposits payable13,913 - - - - - Accrued interest payable - - - - - - Interfund loan payable - - - - - - Deferred revenue337,298 - 156,6911,079,7892,280,2062,429,325 Total liabilities856,67597,873156,6911,095,1922,280,2062,466,508 Fund balances (deficit): Reserved for: Prepaid items35,0381,500 - - - - Debt retirement - - - - 4,404,116 - Tax increment purposes - - - - - - Long-term interfund loan receivable - - 1,045,000 - - - Sealcoating in new developments - - - - - - Unreserved: Designated reported in: General Fund9,096,547 - - - - - Special Revenue Funds - 185,779 - - - - Debt Service Funds - - 4,087,143 - - - Capital Project Funds - - - - - 1,757,043 Undesignated reported in: Debt Service Fund - - - (15,403) - - Capital Project Funds - - - - - - Total fund balances (deficit)9,131,585187,2795,132,143(15,403)4,404,1161,757,043 Total liabilities and fund balances$9,988,260$285,152$5,288,834$1,079,789$6,684,322$4,223,551 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó íè ó Statement 3 PavementTax IncrementIce Arena ManagementConstructionConstructionExpansionOtherTotals Capital ProjectRevolving CapitalRevolvingConstructionGovernmentalGovernmental Funds FundProject FundFundFundFunds20092008 $152,135$970,798$510,830$ - $20,057,079$41,068,738$36,445,059 - - - - 80,673314,716489,431 - - - - - 15,403 - - - - - 1,575,0002,500,0008,017,128 - - - - 91,3901,568,0521,283,122 - - - - 372,287493,380564,095 - - - - 35036,8889,530 - - 40,414 - 20,205386,374323,012 - - - - - 314,905156,012 - 921,899 - - 627,1275,834,4338,122,227 - 31,894 - - 71,943432,301249,880 4,686 - - - 12,928126,356120,191 $156,821$1,924,591$551,244$0$22,908,982$53,091,546$55,779,687 $31,308$7,748$2,495$ - $256,756$549,164$472,864 - - - - 10,558266,280521,155 - - - - - 15,403 - 138,72259,927 - - 50,830348,063988,238 - - - - 2,26037,61716,234 - - - - 46,40860,32152,732 - - 55,673 - - 55,673 - - 1,425,000575,000 - - 2,000,0007,817,128 4,686953,79340,414 - 734,3028,016,50410,050,851 174,7162,446,468673,58201,101,11411,349,02519,919,202 - - - - 35036,8889,530 - - - - - 4,404,1165,356,951 - - - - 627,264627,264410,636 - - - - 1,575,0002,620,0008,017,128 - - - - - - 149,355 - - - - - 9,096,5478,817,737 - - - - 5,872,4806,058,2595,494,321 - - - - - 4,087,1431,658,843 - - - - 13,732,77415,489,81712,102,492 - - - - - (15,403) - (17,895)(521,877)(122,338) - - (662,110)(6,156,508) (17,895)(521,877)(122,338)021,807,86841,742,52135,860,485 $156,821$1,924,591$551,244$0$22,908,982$53,091,546$55,779,687 Fund balance reported above$41,742,521$35,860,485 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources, and therefore, are not reported in the funds116,325,184118,367,446 Other long-term assets are not available to pay for current-period expenditures, and therefore, are deferred in the funds7,971,60510,007,451 Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.(25,547,493)(25,820,345) Internal service funds are used by management to charge the cost of insurance to individual funds. The assets and liabilities are included in the governmental statement of net assets3,330,1963,213,309 Net assets of governmental activities$143,822,013$141,628,346 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó íç ó CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 DeveloperPavementMSA Storm WaterFinancedManagementConstruction GeneralMaintenanceClosed Debt Service Debt ServiceCapital Project Revenues:FundFundDebt FundRevolving FundFundFund General property taxes$9,936,126$ - $19,780$ - $1,217,371$ - Franchise taxes - - - - - - Aggregate taxes - - - - - - Tax increment collections - - - - - - Special assessments33,511 - - - 673,956204,647 Licenses and permits683,204 - - - - - Direct charges to developers - - - - - - Intergovernmental767,21743,700 - - - 249,719 Charges for services1,151,096645,855 - - - - Fines and forfeits192,169 - - - - - Investment earnings100,9471,91124,583 - 77,55023,313 Interest on interfund loan - - 206,000 - - - Connection charges - - - - - - Park dedication fees - - - - - - Donations9,378 - - - - - Miscellaneous56,9675,996 - - - - Total revenues12,930,615 697,462 250,363 0 1,968,877 477,679 Expenditures: Current: General government1,620,421 - - 1209,023 - Community development1,102,740 - - - - - Public safety5,259,324 - - - - - Public works1,930,332607,434 - - - 124,731 Culture and recreation1,459,612 - - - - - Capital outlay: GeneraGlt government1666116,661 - - - - - l Public safety107,265 - - - - - Public works - - - - - - Culture and recreation - - - - - - Construction/acquisition costs -76,383 - - - 261,529 Debt service: Principal retirement - - - - 3,210,000 - Capital lease payment2,6001,300 - - - - Debt issuance payment to component unit - - - - - - Debt service reserve payment to component unit - - - - - - Interest and fiscal charges400200 - 36,672474,907 - Total expenditures11,499,355 685,317 036,792 3,693,930 386,260 Revenues over (under) expenditures1,431,26012,145 250,363 (36,792)(1,725,053)91,419 Other financing sources (uses): Transfers in - - 290,472 - 860,091 - Transfers out(1,125,472) - (887,535) - - - Bonds issued - - - - - - Refunding bonds issued - - - - 625,000 - Capital lease issued - - - - - - Premium on debt issued - - - - - - Discount on debt issued - - - - (2,906) - Principal retirement - refunding - - - - (590,000) - Proceeds from the sale of capital assets - - - - - - Total other financing sources (uses)(1,125,472)0 (597,063)0 892,185 0 Net increase (decrease) in fund balance305,78812,145 (346,700)(36,792)(832,868)91,419 Fund balance - January 18,825,797175,1345,478,843 21,389 5,236,984 1,665,624 Fund balance - December 31$9,131,585$187,279$5,132,143($15,403)$4,404,116$1,757,043 The accompanying notes are an integral part of these basic financial statements. The accompanying notes are an integral part of these basic financial statements. ó ìð ó Statement 4 PavementTax IncrementIce Arena Totals ManagementConstructionConstructionExpansionOther Capital ProjectRevolving CapitalRevolvingConstructionGovernmentalGovernmental Funds FundProject FundFundFundFunds20092008 $ -$ -$ -$ -$571,871$11,745,148$11,533,333 - - - -399,568399,568396,173 - - - -24,23424,23413,489 - -659,377 -464,3971,123,774909,434 - 2,945,562 - -514,9054,372,5814,110,568 - - - - -683,2041,029,559 - - - -24,78624,78635,787 - - - -166,1821,226,8181,158,760 -17,273 - -816,0742,630,2982,328,913 - - - - -192,169224,807 7,05228,9006,0211,887236,082508,2461,412,432 - - - -252,001458,001361,341 - - - -201,463201,463148,434 - - - -64,58464,58421,707 - - -1,700408,716419,794478,597 - - - -191,281254,244226,510 7,052 2,991,735 665,398 3,587 4,336,144 24,328,912 24,389,844 - - - -130,1311,759,6951,978,714 - - - - - 1,102,740894,642 - - - -35,6795,295,0035,190,603 49,98649,078115,395 -599,8383,476,7943,358,927 - - - -563,4732,023,0852,036,414 - - - - 50,89167,552100,6425089167552100642 - - - - 177,589284,854251,134 - - - - 412,358412,35878,939 - - - - 91,04091,040239,385 262,8171,318,588 - 128,00586,8832,134,20514,333,569 - - - - 545,0003,755,0001,845,000 - - - - 155,000158,9003,627 - - - - - - 163,987 - - - - - - 514,893 243,324202,50055,673 - 626,4671,640,1431,158,708 556,127 1,570,166 171,068 128,005 3,474,349 22,201,369 32,149,184 (549,075)1,421,569 494,330 (124,418)861,795 2,127,543 (7,759,340) 500,000146,221 -86,3441,059,7962,942,9242,675,074 - -(191,352) -(738,565)(2,942,924)(2,309,809) 3,650,000 - - - - 3,650,0003,370,000 - - - - -625,000 - - - - - - - 6,500,000 22,705 - - - -22,70527,946 - - - - -(2,906) - - - - - -(590,000) - - - - -49,69449,69443,175 4,172,705 146,221 (191,352)86,344 370,925 3,754,493 10,306,386 3,623,630 1,567,790 302,978 (38,074)1,232,720 5,882,036 2,547,046 (3,641,525)(2,089,667)(425,316)38,074 20,575,14835,860,48533,313,439 ($17,895)($521,877)($122,338)$0$21,807,868$41,742,521$35,860,485 The accompanying notes are an integral part of these basic financial statements. The accompanying notes are an integral part of these basic financial statements. ó ìï ó CITY OF COTTAGE GROVE, MINNESOTA Statement 5 RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 20092008 Amounts reported for governmental activities in the statement of activities (page 37) are different because: Net changes in fund balances - total governmental funds (page 41)$5,882,036$2,547,046 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period.(499,125)11,784,926 The effect of various miscellaneous transactions involving capital assets is to decrease net assets (i.e. sales, and trade-ins).(13,120)(58,634) Donations of capital assets increase net assets in the statement of activities, but do not appear in the governmental funds because they are not financial resources.34,14925,142 Revenues in the statement of activities that do not provide current financial resources(2,035,846)1,606,980 are not reported as revenues in the funds. The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes thecurrentfinancialresourcesofgovernmentalfundsNeithertransactionhoweverhae currennanca resources o governmenauns.eerransacon,owever, thtfiilftlfdNithttihha any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items.266,308(7,899,516) Internal service funds are used by management to charge the cost of insurance to individual funds. This amount is net revenue attributable to governmental activities.116,88736,835 Transfer out of governmental capital assets contributed to Enterprise Funds.(1,564,166)(4,249,078) Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds.6,544(176,722) Change in net assets of governmental activities (page 37)$2,193,667$3,616,979 The accompanying notes are an integral part of these basic financial statements. The accompanying notes are an integral part of these basic financial statements. ó ìî ó CITY OF COTTAGE GROVE, MINNESOTA Statement 6 STATEMENT OF NET ASSETS PROPRIETARY FUNDS December 31, 2009 Business-Type Activities - Enterprise FundsGovernmental TotalActivities - Golf CourseStreet LightCottage GroveWaterSewerEnterpriseInternal FundFundEMS FundOperatingOperatingFundsService Funds Assets: Current assets: Cash and investments$158,174$2,845,749$383,131$4,683,752$4,821,158$12,891,964$2,496,824 Due from other governmental unit2,269 - 12,280 - - 14,549 - Accounts receivable: Customers - 100,726354,166281,109317,0031,053,004 - Certified to County - - - 94,33299,120193,452 - Other2,9769,346922407 - 13,6511,643 Prepaid items3,810 - - 1,704121,980127,494106,173 Inventories - at cost20,22457,222 - - - 77,44653,492 Total current assets187,453 3,013,043 750,499 5,061,304 5,359,261 14,371,560 2,658,132 Noncurrent assets: Deferred charges5,071 - - 15,753 - 20,824 - Capital assets: Land and land improvements1,387,290 - - 364,803 - 1,752,093424,665 Buildings and improvements - - - 3,960,580 - 3,960,580928,870 Machinery and equipment838,06555,725508,6541,003,703323,6732,729,820166,363 Other improvements2,609,8785,194,437 - - - 7,804,315 - Water and sewer lines - - - 34,016,10224,050,97258,067,074 - Total capital assets4,835,233 5,250,162 508,654 39,345,188 24,374,645 74,313,882 1,519,898 Less: Accumulated depreciation(2,152,922)(1,686,412)(267,236)(9,452,273)(4,287,326)(17,846,169)(472,802) Net capital assets2,682,3113,563,750241,41829,892,91520,087,31956,467,7131,047,096 Total noncurrent assets2,687,3823,563,750241,41829,908,66820,087,31956,488,5371,047,096 Total assets2,874,8356,576,793991,91734,969,97225,446,58070,860,0973,705,228 Liabilities: Current liabilities: Accounts payableAbl1340413,40436,17714,78872,56111,820148,750152,37636177147887256111820148750152376 Salaries payable13,5292,8617,52911,8771,56437,3609,118 Due to other governmental units2,6571,1691,23821,4555,95332,472 - Deposits payable10,750 - - 8,000 - 18,750 - Accrued interest payable227,226 - - 34,500 - 261,726 - Compensated absences payable 28,8624,35617,28827,20511,13088,84117,626 Capital lease payable9,085 - - - - 9,085 - Bonds payable - current portion365,000 - - 175,000 - 540,000 - Total current liabilities670,513 44,563 40,843 350,598 30,467 1,136,984 179,120 Noncurrent liabilities: Compensated absences payable 4,347 - 2,9366,7624,36918,41422,096 Unamortized discount on bonds payable (2,909) - - (4,967) - (7,876) - Other postemployment benefits2,2241881,9861,2464946,138774 Interfund loan payable 500,000 - - - - 500,000 - Loan payable to component unit900,000 - - - - 900,000 - Bonds payable - noncurrent portion385,000 - - 1,435,000 - 1,820,000 - Total noncurrent liabilities1,788,6621884,9221,438,0414,8633,236,67622,870 Total liabilities2,459,17544,75145,7651,788,63935,3304,373,660201,990 Net assets: Invested in capital assets, net of related debt1,926,1353,563,750241,41828,287,88220,087,31954,106,5041,047,096 Restricted: Debt service254,195 - - - - 254,195 - Capital improvements15,000 - - - - 15,000 - Unrestricted(1,779,670)2,968,292704,7344,893,4515,323,93112,110,7382,456,142 Total net assets$415,660$6,532,042$946,152$33,181,333$25,411,25066,486,437$3,503,238 Some amounts reported for business-type activities in the statement of net assets are different because certain internal service fund assets and liabilities are included with business-type activities.173,042 $66,659,479 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìí ó CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS For The Year Ended December 31, 2009 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Operating revenues: Charges for services - user fees$1,563,399$590,239$1,007,615 Water meter/ street light material sales - - - Insurance refunds and reimbursements - - - Total operating revenues1,563,399590,239 1,007,615 Operating expenses: Operating and maintenance: Personal services493,23756,204691,145 Commodities109,98319,18183,071 Commodities - items for resale230,48025,432 - Contractual services147,271292,577111,442 Disposal: Contractual services - MCES - - - Administrative and general: Personal services166,400 - - Commodities6,011 - - Contractual services107,625 - - Other charges- administrative charge49,20041,90052,500 Depreciation166,357116,64841,295 Total operating expenses1,476,564551,942979,453 Operating income (loss)86,83538,29728,162 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìì ó Statement 7 Page 1 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $2,197,866$1,934,536$7,293,655$2,104,479 27,885 - 27,885 - - - - 80,081 2,225,751 1,934,536 7,321,540 2,184,560 399,99899,9561,740,540309,805 77,3179,796299,348387,559 19,137 - 275,049 - 352,698127,5101,031,49840,942 - 1,322,0371,322,037 - 39,50029,699235,5991,004,932 1761766,363 - 89,14986,523283,297277,204 150,000167,000460,600 - 758,877407,5741,490,75130,996 1,886,852 2,250,271 7,145,082 2,051,438 338,899 (315,735)176,458 133,122 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìë ó CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS (CONTINUED) PROPRIETARY FUNDS For The Year Ended December 31, 2009 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Nonoperating revenues (expenses): Federal Grant$ - $ - $107,578 Investment earnings1,32738,4635,872 Interest on interfund loan - - - Rent - - - Miscellaneous -6,46415,755 Debt service: Interest(125,540) - - Paying agent fees(1,637) - - Bond issuance costs(4,177) - - Total nonoperating revenues (expenses)(130,027)44,927129,205 Income (loss) before contributions and transfers(43,192)83,224157,367 Capital contributions -105,316 - Transfer from Enterprise Fund - - - Transfer from Internal Service Fund - - - Transfer to Enterprise Funds -(9,000) - Total transfers0(9,000)0 Change in net assets(43,192)179,540157,367 Net assets - January 1458,8526,352,502788,785 Net assets - December 31$415,660$6,532,042$946,152 Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds Change in net assets of business-type activities (page 37) The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìê ó Statement 7 Page 2 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $ - $ - $107,578$ - 53,50060,957160,11932,599 - 16,50016,500 - 186,181 - 186,181 - 16,8065,37644,4015,226 (69,113) - (194,653) - (431) - (2,068) - (1,404) - (5,581) - 185,539 82,833 312,477 37,825 524,438(232,902)488,935170,947 848,391610,4591,564,166 - 38,200 -38,200 - 31,000 -31,000 - -(29,200)(38,200)(31,000) 69,200 (29,200)31,000 (31,000) 1,442,029 348,357 2,084,101 139,947 31,739,30425,062,8933,363,291 $33,181,333$25,411,250$3,503,238 23,060 $2,107,161 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìé ó CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2009 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Cash flows from operating activities: Receipts from customers and users$1,558,004$576,902$973,297 Receipts from interfund services provided - - - Receipts from insurance refunds and reimbursements - - - Payment to suppliers(638,638)(360,656)(248,510) Payment to employees(668,082)(58,723)(703,894) Miscellaneous revenue - 6,46415,755 Net cash flows from operating activities251,284163,98736,648 Cash flows from noncapital financing activities: Transfers in - - - Transfers out - (9,000) - Net cash flows from noncapital financing activities0(9,000)0 Cash flows from capital and related financingactivities:nancng acves: fiitiiti Acquisition of capital assets - - (5,805) Rent - - - Interest paid on debt(52,982) - - Paying agent fees(1,637) - - Principal paid on debt(432,657) - - Net cash flows from capital and related financing activities(487,276)0(5,805) Cash flows from investing activities: Investment earnings1,32738,4635,872 Interest on interfund loan - - - Payment received on interfund loan - - - Net cash flows from investing activities1,32738,4635,872 Net increase (decrease) in cash and cash equivalents(234,665)193,45036,715 Cash and cash equivalents - January 1392,8392,652,299346,416 Cash and cash equivalents - December 31$158,174 $2,845,749 $383,131 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìè ó Statement 8 Page 1 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $2,329,386$1,999,168$7,436,757$ - - - - 2,104,479 - - -80,081 (678,627)(1,729,635)(3,656,066)(759,397) (446,788)(132,177)(2,009,664)(1,328,616) 16,8065,37644,4015,226 1,220,777142,7321,815,428101,773 69,200 -69,200 - -(29,200)(38,200)(31,000) 69,200(29,200)31,000(31,000) - -(5,805)(12,986) 186,181 -186,181 - (71,440) -(124,422) - (431) -(2,068) - (130,000) -(562,657) - (15,690)0(508,771)(12,986) 53,50060,957160,11932,599 -16,50016,500 - -300,000300,000 - 53,500377,457476,61932,599 1,327,787490,9891,814,27690,386 3,355,9654,330,16911,077,6882,406,438 $4,683,752 $4,821,158 $12,891,964 $2,496,824 The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ìç ó CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS (CONTINUED) PROPRIETARY FUNDS For The Year Ended December 31, 2009 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Reconciliation of operating income/(loss) to net cash provided by operating activities: Operating income (loss) $86,835$38,297$28,162 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation166,357116,64841,295 Miscellaneous revenue - 6,46415,755 Changes in assets and liabilities: Decrease (increase) in receivables(5,245)(13,337)(34,318) Decrease (increase) in prepaid items1,551350 - Decrease (increase) in inventory7,97925,432 - Decrease in payables(6,193)(9,867)(14,246) Total adjustments164,449 125,690 8,486 Net cash flows from operating activities$251,284$163,987$36,648 Noncashinvestingcapitalandfinancingactivities:oncasnvestng, capta annancng actvtes: Nhiiildfiiiii Capital asset contributions from government$ - $105,316$ - Refunding bond transaction - - - The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ëð ó Statement 8 Page 2 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $338,899($315,735)$176,458$133,122 758,877407,5741,490,75130,996 16,8065,37644,4015,226 107,78064,632119,512413 1,600(10,410)(6,909)(62,976) - -33,411(4,653) (3,185)(8,705)(42,196)(355) 881,878 458,467 1,638,970 (31,349) $1,220,777$142,732$1,815,428$101,773 $848,391$610,459$1,564,166$ - 1,205,000 - 1,205,000 - The accompanying notes are an integral part of these basic financial statements.The accompanying notes are an integral part of these basic financial statements. ó ëï ó ó ëî ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES- The City of Cottage Grove was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five member City Council elected by voters of the City. The financial statements of the City of Cottage Grove have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Cottage Grove (the primary government) and its component unit. The component unit discussed below is included in the City’s reporting entity because of the significance of its operational and financial relationship with the City. COMPONENT UNIT The Economic Development Authority (EDA) is considered a component unit of the City because the Council appoints the members of the governing authority and because the EDA is in a relationship of financial benefit or burden to the City. It is governed by a board which is made up of two City council members and five other members. The EDA provides services to the City and to potential future business owners within the City. The financial position and results of operations of the EDA component unit is discretely presented in the primary government’s basic financial statements. The EDA is reported in a separate column to emphasize that it is legally separate from the City. The component unit activity is reported on the modified accrual basis of accounting. Separate financial statements are not prepared for the EDA. B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the activities of the primary government and its component unit. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. In the government-wide statement of net assets, both the governmental and business-type activities columns: (a) are presented on a consolidated basis by column; and (b) are reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt and obligations. The City’s net assets are reported in three parts: (1) invested in capital assets, net of related debt; (2) restricted net assets; and (3) unrestricted net assets. The City first utilizes restricted resources to finance qualifying activities. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not included among program revenues are reported instead asgeneral revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. ó ëí ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. TheStorm Water Maintenance Fund accounts for customer storm water service charges which are used to finance storm water maintenance activities. TheClosed Debt Fund accounts for the accumulation of residual resources from debt funds that have been closed as the associated debt has been satisfied. The Developer Financed Debt Service Revolving Fund accounts for debt service payments repaid primarily from special assessments collected from new developments within the City. ThePavement Management Debt Service Fund accounts for debt service payments used to finance the City’s various pavement management projects. Revenue is accumulated from both special assessments and property taxes. TheMSA Construction Capital Project Fund accounts for projects related to Municipal State Aids. ThePavement Management Capital Project Fund accounts for pavement management construction projects. TheConstruction Revolving Capital Project Fund accounts for new development construction projects that are financed by developers. TheTax Increment Construction Revolving Fund accounts for construction projects that are financed with tax increments. TheIce Arena Expansion Construction Fund accounts for the construction of the ice arena expansion. ó ëì ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 The government reports the following major proprietary funds: The Golf Course Fund accounts for the City's eighteen hole golf course and banquet facility. The Street Light Fund accounts for customer street light and service charges which are used to finance street light operating expenses. The Cottage Grove EMS Fund accounts for the operation of the Cottage Grove ambulance service that serves the cities of Cottage Grove, Newport, Saint Paul Park, and Grey Cloud Island. The Water Operating fund accounts for customer water service charges which are used to finance water operating expenses. The Sewer Operating fund accounts for customer sewer service charges which are used to finance sewer operating expenses. Additionally, the government reports the following fund type: Internal service funds account for the City’s self-insurance and fleet maintenance services provided to other departments of the government on a cost reimbursement basis. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary-fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Cottage Grove. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water, sewer, ambulance, golf course, and street light enterprise funds are charges to customers for sales and services. The ambulance fund operating revenues are net of write off’s mandated by various government agencies (including Medicare and Medicaid). Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government’s policy to use restricted resources first, then unrestricted resources as they are needed. ó ëë ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 D.BUDGETS Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General and Special Revenue Funds. Budgeted amounts are reported as originally adopted, and as amended by the City Council. Individual amendments were not material in relation to the original appropriations which were adjusted. Budgeted expenditure appropriations can be carried forward to the next budget year subject to City Council approval. E.LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2. The City Council reviews the proposed budget and makes appropriate changes. 3. Public hearings are conducted to obtain taxpayer comments. 4. The budget is legally enacted through passage of a resolution on a departmental basis and can be expended by each department based upon detailed budget estimates for individual expenditure accounts. 5. The City Administrator is authorized to transfer appropriations within any department budget up to $1,000. Additional interdepartmental or interfund appropriations and deletions are authorized by the City Council with expenditure reductions, fund (contingency) reserves or additional revenues. 6. Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Funds, certain Capital Project Funds, Enterprise Funds and the Internal Service Fund. The General Fund and Special Revenue Funds are the only funds with legally adopted annual budgets. 7. Legal debt obligation indentures determine the appropriation level and debt service tax levies for the Debt Service Funds. Supplementary budgets are adopted for the Proprietary Funds to determine and calculate user charges. These debt service and budget amounts represent general obligation bond indenture provisions and net income for operation and capital maintenance and are not reflected in the financial statements. 8. A capital improvement program is reviewed annually by the City Council for the Capital Project Funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. 9. Expenditures may not legally exceed budgeted appropriations at the total fund level. The legal level of budgetary control is at the expenditure category level (i.e., personal services, commodities, contractual services and capital outlay) within each activity. All amounts over budget have been approved by the City Council through the disbursement approval process. 10. The City Council may authorize transfers of budgeted amounts between City funds. ó ëê ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 The following is a listing of expenditure categories that exceed budget appropriations for non-major funds: ActualOver Budget Final Budget  Nonmajor Funds: Ice Arena Fund: Culture and recreation: Personal services $ 254,800 $ 272,587 $ 17,787 Commodities 38,000 46,475 8,475 Contractual services 202,500 244,079 41,579 Capital outlay 10,000 22,061 12,061 Future Economic Development: General government: Contractual services 30,000 41,958 11,958 Equipment Replacement Fund: General government: Capital outlay -50,891 50,891 Public Safety: Capital outlay 28,000 92,389 64,389 Public Works: Capital outlay 358,400 412,358 53,958 Forfeiture fund: Public safety: Contractual services 14,000 26,051 12,051 Capital outlay -85,200 85,200 Recycling: Public works: Contractual services 11,500 21,069 9,569 Celebration Fund: General government: Commodities -220 220 Contractual services 6,000 15,950 9,950 Street Sealcoating Fund: Public Works: Commodities 20,000 23,828 3,828 F. CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Earnings from investments are allocated to individual funds on the basis of the fund's equity in the cash and investment pool. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. Investments are stated at fair value, based upon quoted market prices as of the balance sheet date. For purposes of the statement of cash flows for the proprietary funds, cash equivalents are considered to be all highly liquid investments with a maturity of three months or less when purchased. All of the cash and investments allocated to the proprietary funds have original maturities of 90 days or less. Therefore, the entire balances in such funds are considered cash equivalents. ó ëé ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2009 are planned to be eliminated in 2010. Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property taxes, special assessments, and ambulance receivables have been reported net of estimated uncollectible accounts. (see Note 1 H, I and L) Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. PROPERTY TAX REVENUE RECOGNITION The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local school district and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax ó ëè ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 forfeited properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred revenues. J. INVENTORIES GOVERNMENTAL FUNDS The original cost of materials and supplies has been recorded as expenditures at the time of purchase. These funds do not maintain material amounts of inventories. PROPRIETARY FUNDS Inventories of the proprietary funds are stated at cost, which approximates market, using the first-in, first-out (FIFO) method. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. L. ALLOWANCE FOR UNCOLLECTIBLE The City directly bills individuals for ambulance services. The City reserves an amount as uncollectible based on historical collection rates. The amounts of the estimated uncollectible ambulance billings to individuals as of December 31, 2009 were $270,000. M. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Infrastructure assets have been capitalized retroactively to 1980. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. ó ëç ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2009, no interest was capitalized in connection with construction in progress. Capital assets not being depreciated include land and construction in progress. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings and improvements 20-50 Equipment and furniture 3-10 Machinery and equipments 5-20 Other improvements 5-20 Streets50 Storm sewers 50 Sidewalks 50 Trails20 Street lights 50 Water and sewer lines 50 Capital assets of the water and sewer utility operations include the water distribution system and sewage collection system. These systems have been wholly (or substantially) financed by non-operating funds (special assessments, general taxes, federal and state grants, and other sources) and contributed to the sewer and water operating funds. City policy is to finance these assets by the sources indicated rather than by user charges. Accordingly, the water and sewer user rates are not established at levels sufficient to cover depreciation on these assets. N. MARKET VALUE HOMESTEAD CREDIT (MVHC) Property taxes on homestead property (as defined by State Statutes) are partially reduced by MVHC. This credit is paid to the City by the State in lieu of taxes levied against homestead property. The State remits this credit through installments each year. The credit is recognized as revenue by the City at the time of collection. O. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of GASB 16, Accounting for Compensated Absences, no liability is recorded for non-vesting accumulating rights to receive sick pay benefits. However, a liability is recognized for that portion of accumulating sick leave benefits that is vested as severance pay. P. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business- type activities, or proprietary fund type statement of net assets. Bond premiums and discounts are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. ó êð ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Q. FUND EQUITY In the fund financial statements, governmental funds report reservations of fund balance for amounts not appropriable for expenditure or legally segregated for specific use. Designated fund balances represent tentative plans for future use of financial resources. R. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. S.USE OF ESTIMATES The preparation of financial statements in accordance with U.S. generally accepted accounting principles (GAAP) requires management to make estimates that affect the amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. T.COMPARATIVE DATA Summarized comparative data for the prior year has been presented only for certain sections of the accompanying financial statements in order to provide an understanding of the changes in the City’s financial position and operations. ó êï ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 2 RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds and net assets – governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this $(25,547,493) difference are as follows: B.EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental funds and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that “governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $(499,125) difference are as follows: ó êî ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Another element of that reconciliation states that “revenues on the statement of activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $(2,035,846) difference are as follows: General property taxes deferred revenue: At December 31, 2008$ (323,012) At December 31, 2009386,374 Special assesments deferred revenue: At December 31, 2008(8,492,298) At December 31, 20096,393,090 Grant deferred revenue: At December 31, 20081,192,141 At December 31, 2009(1,192,141) Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$(2,035,846) Another element of that reconciliation states that “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net assets. The details of this $266,308 difference are as follows: ó êí ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Another element of that reconciliation states that “some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $6,544 difference are as follows: Note 3 DEPOSITS AND INVESTMENTS DEPOSITS A. The City maintains a cash and investment pool that is available for use by all funds. Each fund type’s portion of this pool is displayed on the statement of net assets and balance sheets as “Cash and Investments.” In accordance with Minnesota Statutes, the City maintains deposits at financial institutions which are authorized by the City Council. Custodial Credit Risk – Custodial credit risk for deposits is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. Neither the City nor the Cottage Grove Economic Development Authority, a discretely presented component unit, has a deposit policy for custodial credit risk –deposits beyond the requirements of state statutes. As of December 31, 2009, all of the deposits were insured or collateralized by securities held by the City or its agent in the City’s name. Minnesota Statutes require that all deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or corporate surety bonds. Authorized collateral include: U.S. government treasury bills, notes, or bonds; issues of a U.S. government agency; general obligations of a state or local government rated “A” or better; revenue obligations of a state or local government rated “AA” or better; irrevocable standby letter of credit issued by a Federal Home Loan Bank; and time deposits insured by a federal agency. Minnesota statutes require securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or at an account at a trust departments of a commercial bank or other financial institution not owned or controlled by the depository. ó êì ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 B. INVESTMENTS The City may also invest idle funds as authorized by Minnesota Statutes as follows: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c) Obligations of the State of Minnesota or any of its municipalities as follows: 1)any security which is a general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2)any security which is a revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 3)a general obligation of the Minnesota housing finance agency which is a moral obligation of the State of Minnesota and is rated “A” or better by a national bond rating agency. d) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f) Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. g) General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7; 469.178, subdivision 5; or 475.61, subdivision 6. h) Guaranteed investment contracts guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies if similar debt obligations of the issuer or the collateral pledged by the issuer is in the top two rating categories Interest rate risk - Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities to meet cash requirements for ongoing operations. In accordance with its investment policy, the City manages its exposure to declines in fair values by structuring the portfolio so that investments mature to meet cash flow requirements for operations thereby avoiding the need to sell securities prior to maturity. Information about the sensitivity of the fair values of the City’s investments to market interest rate risk fluctuations is provided by the following table that shows the distribution of the City’s investments by maturity and a reconciliation to the Government-wide statements: Total Fair Investment maturities in Years Investment type Market Value Less than 1 1 – 5 More than 5 U.S. Agencies $ 31,467,461 $ 2,037,430 $ 29,430,031 $ - Municipal Obligations 763,522 135,332 628,190 - Negotiable CD’s 15,142,202 11,317,737 3,824,465 - Total Investments $ 47,373,185 $ 13,490,499 $ 33,882,686 $ - Money Markets 9,941,217 Deposits 336,697 Petty Cash and Change 8,611 Total Cash and Investments $ 57,665,710 ó êë ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Custodial Credit Risk – For an investment, custodial credit risk is the risk that, in the event of failure of the counterparty, the city will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. The City’s investment policy requires that insurance of all balances be held with each investment account. As of December 31, 2009, the investment balances were fully covered by insurance for each brokerage firm. Credit Risk – Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The City’s investment policy does not further limit its investment options beyond State Statute. The following chart summarizes year-end ratings for the City’s investments as rated by Moody’s Investors Service: Credit Quality Rating Type S&P/Moody’s Amount Government Agencies AAA/Aaa $ 31,467,461 Municipal Obligations AA/Aa 763,522 Total $ 32,230,983 Concentration of Credit Risk – The City’s investment policy places no limit on the amount that may be invested in any one issuer. The following is a list of investments by issuer which individually comprise more than 5 percent of the City’s total investments: TypeAmountPercent Federal Home Loan Bank - FHLB$ 13,539,95428% Fannie Mae - FNMA 3,987,6158% Freddie Mac - FHLMC 12,942,91227% ó êê ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 4 RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2009 are as follows: Special DelinquentCertified AssessmentPropertyto ReceivableTaxesCountyTotal Primary government: Major funds: General Fund$167,900$ 171,996-$ $ 4,096 Closed Debt Fund- 7,500 - 7,500 Developer Financed Debt Service Revolving Fund805,216 - - 8 05,216 Pavement Management Debt Service Fund2,340,114 15,800 - 2,355,914 MSA Construction Capital Project Fund1,222,948 - - 1,222,948 Construction Revolving Capital Project Fund828,930 - - 8 28,930 Nonmajor funds613,013 11,800 - 6 24,813 Major Business-Type funds: Water Operating fund --133,750 1 33,750 Sewer Operating fund --142,801 1 42,801 Total primary government6,293,868 5,814,317 2 03,000 2 76,551 Component unit: Economic Development Authority- 1,900 - 1,900 Total reporting entity$ 204,9005,814,317$ $6,295,768 $ 276,551 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: ó êé ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2009 was as follows: $1,564,166 of capital assets in construction in progress were contributed to business-type activities in 2009. ó êè ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government$ 122,020 Community development 4,592 Public safety 473,921 Public works 2,246,610 Culture and recreation 672,988 Total depreciation expense - governmental activities$ 3,520,131 Business-type activities: Golf course$ 166,358 Street lights 116,647 Cottage Grove EMS 41,295 Water operating 758,877 Sewer operating 407,574 Total depreciation expense before transfer 1,490,751 Plus: Accumulated depreciated on transferred asset 28,360 Total depreciation expense before - business-type activities$ 1,519,111 ó êç ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 NOTE 6 LONG-TERM DEBT A.GENERAL OBLIGATION DEBT The City issues general obligation bonds to provide funds for the acquisition and construction of major capital improvements. The City issues special assessment bonds to finance various improvements and will be repaid primarily from special assessments levied on the properties benefiting from the improvements. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. As of December 31, 2009, the governmental long-term debt of the financial reporting entity consisted of the following: ó éð ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Annual debt service requirements to maturity for general obligation bonds are as follows: Tax Increment BondsSpecial Assessment Bonds Year Ending Governmental ActivitiesGovernmental Activities December 31PrincipalInterestPrincipalInterest 2010$95,000$145,896$1,530,000$ 560,345 201140,000143,0821,645,000 474,489 201255,000140,8991,585,000 422,829 2013135,000136,287980,000 380,849 2014150,000129,1821,135,000 347,770 2015170,000121,1141,565,000 301,593 2016190,000111,8471,400,000 244,650 2017210,000101,3101,470,000 190,391 2018235,00089,3581,495,000 133,302 2019260,00075,8051,325,000 77,789 2020285,00060,727240,000 46,525 2021280,00045,221245,000 36,825 2022255,00031,872250,000 26,800 2023275,00019,810255,000 16,320 2024290,0006,743255,000 5,483 Total2,925,000$$1,359,153$15,375,000$ 3,265,960 Revenue BondsRevenue Bonds Year EndingBusiness-Type ActivitiesComponent Unit December 31PrincipalInterestPrincipalInterest 2010$540,000$98,945$235,000$ 274,592 2011360,00066,625245,000 264,992 2012420,00048,402250,000 255,092 2013230,00033,691260,000 244,892 2014105,00027,300270,000 234,292 2015105,00024,150280,000 223,292 2016110,00020,650290,000 211,892 2017115,00016,712300,000 199,942 2018120,00012,450310,000 187,360 2019125,0007,700320,000 174,288 2020130,0002,600335,000 160,697 2021--350,000 145,871 2022--365,000 129,601 2023--380,000 112,370 2024--395,000 94,252 2025--410,000 75,233 2026--430,000 55,176 2027--450,000 33,943 2028--470,000 11,515 Total2,360,000$$359,225$6,345,000$ 3,089,292 It is not practicable to determine the specific year for payment of long-term accrued compensated absences. ó éï ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Current Refunding On April 16, 2009 the City issued $625,000 General Obligation Improvement Refunding Bonds, Series 2009C with an average interest rate of 2.86% for an advance crossover refunding of the 2010-2015 maturities of the City’s $1,210,000 Series 2000A bonds. The average interest rate on the 2000A bonds was 5.185%. The net proceeds of $622,094 (after payment of $19,183 of issuance costs and an underwriters discount of $2,906) plus an additional $130,000 were placed in escrow and were used to retire all outstanding principal of the refunded bonds on December 1, 2009. This refunding reduced total debt service over the six year period by $182,948 or $159,210 when discounted to present value. On that same date, the City issued $1,205,000 General Obligation Water Revenue Refunding Bonds, Series 2009B with an average interest rate of 3.42% for a current refunding of the 2010-2020 maturities of the City’s $1,690,000 Series 1999E bonds. The average interest rate on the 1999E bonds was 5.64%. Net proceeds of $1,211,320 were used to retire all outstanding principal of the refunded bonds on May 1, 2009. This refunding reduced total debt service over the eleven year period by $144,387 or $119,245 when discounted to present value. B.LOANS PAYABLE The City (primary government) has also entered into a loan agreement with the EDA (component unit) for financing operations for the Golf Course. The original amount of the loan issued in 2004 was $500,000 at 5.5% interest. An additional loan was issued in 2007 for $400,000 at 6.0% interest Annual debt service requirements to maturity for loans payable are as follows: ó éî ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 C.CHANGES IN LONG-TERM LIABLITIES Long-term liability activity for the year ended December 31, 2009, was as follows: For the governmental activities, capital leases, other postemployment benefits and compensated absences are generally liquidated by the general fund. All long-term bonded indebtedness outstanding at December 31, 2009 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Delinquent assessments receivable at December 31, 2009 totaled $432,301. D. CAPITAL LEASES The City entered into an installment contract with the EDA (a component unit) to advance refund the $2,600,000 Public Project Revenue Bonds of 1990 whereby the City reimburses the debt service requirements to the EDA on the $2,330,000 Golf Course Revenue Refunding of 1994 through the installment contract. The City has eliminated the asset and liability resulting from this capital lease arrangement in the EDA’s financial statements to avoid double counting of assets and liabilities. The City has entered into a lease agreement for the purchase of a Feacon mower. In addition, the City entered into lease agreements for the purchase of a beverage cart, 75 golf carts, and a mower for the Golf Course Enterprise Fund. These lease agreements qualify as capital leases for accounting purposes, and therefore, have been recorded at the present value of the future minimum lease payments as of the inception date. The final payment on the beverage cart and golf carts was made in 2009. In 2008, the City entered into a lease-purchase agreement with the EDA (a component unit) to finance the expansion of the ice arena. Per the agreement, the EDA issued $6,500,000 of revenue bonds and the proceeds were used by the ó éí ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 City to finance the expansion. The lease qualifies as a capital lease for accounting purposes, and therefore, the construction costs have been capitalized in the primary government. The assets acquired through capital leases are as follows: Governmental Golf Course ActivitiesEnterprise Fund Asset: $ 6,768,415 $ - Building and improvements Machinery and equipment 19,595239,758 Less: accumulated depreciation(345,279)(141,326) $6,442,731$ 98,432 The following is a schedule of future minimum lease payments under the capital leases: ó éì ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The limitation was 3 % of market value in 2008 and 2009. The City of Cottage Grove's legal debt margin for 2009 and 2008 is computed as follows: Note 8 PENSION PLANS A. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED BENEFIT Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF) and the Public Employees Police and Fire Fund (PEPFF) which are cost-sharing, multiple-employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after three years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all PERF members and PEPFF members hired prior to July 1, 1989, whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equals 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is available to eligible members seeking early retirement. ó éë ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree- no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service, in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary , by writing to information for PERF and PEPFF. That report may be obtained on the Internet at www.mnpera.org PERA, at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651)296-7460 or 1-800-652-9026. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 6.00%, respectively, of their annual covered salary in 2009. PEPFF members were required to contribute 9.4% of their annual covered salary in 2009. The City of Cottage Grove is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan PERF members, 6.75% for Coordinated Plan PERF members, and 14.1% for PEPFF members. The City’s contributions to the Public Employees Retirement Fund for the years ending December 31, 2009, 2008 and 2007 were $315,436, $293,906, and $279,584 respectively. The City’s contributions to the Public Employees Police & Fire Fund for the years ending December 31, 2009, 2008 and 2007 were $474,141, $414,012 and $350,930 respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statute. B. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED CONTRIBUTION Plan Description Five council members of the City of Cottage Grove are covered by the defined contribution pension plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official's employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and twenty-five hundredths of one percent of the assets in each member's account annually. Total contributions made by the City during fiscal year 2009 were: Amount Percentage of Covered Payroll Required EmployerEmployeesEmployer Rates Employees PEDCP $1,478 $1,478 5.00% 5.00% 5.00% ó éê ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 C. COTTAGE GROVE FIRE RELIEF ASSOCIATION Plan Description The Volunteer Firefighters of the City of Cottage Grove are members of the Cottage Grove Volunteer Fire Relief Association. The Cottage Grove Volunteer Fire Relief Association is the administrator of a single employer defined benefit pension plan established to provide benefits for members of the Cottage Grove Fire Department. The plan is established and administered in accordance with Minnesota Statute, Chapter 69. The Relief Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established in accordance with State Statute, and vest after ten years of credited service. The defined retirement benefits are based on a member’s years of service. Benefit provisions can be amended by the Relief Association within the parameters provided by State Statutes. The Relief Association issues a publicly available financial report that include financial statements and required supplementary information. The report may be obtained by writing to Cottage Grove Volunteer Fire Relief th Association, 8641 80 Street South, Cottage Grove, MN 55016. Funding Policy Minnesota StatutesChapter 69.772 sets the minimum contribution requirement for the City of Cottage Grove and State Aid on an annual basis. These statutes are established and amended by the state legislature. The Association is comprised of volunteers; therefore, members have no contribution requirements. The City’s annual pension cost for the current year and related information for the plan is as follows: Three-Year Trend Information Percentage of APC Net Pension Year EndingAnnual Pension CostcontributedObligation 12/31/2006 $190,627 100% $ - 12/31/2007 160,369 100% - 12/31/2008 134,771 100% - ó éé ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Schedule of Funding Progress Actuarial Actuarial Actuarial (Unfunded) / Funding Valuation Value of Accrued Assets in Excess DateAssetsLiability (AAL)of AAL (UAAL)Ratio 12/31/2006 $1,719,251 $1,357,421 $361,830 126.66% 12/31/2007 1,850,496 1,593,755 256,741 116.11% 12/31/2008 1,430,617 1,487,078 ($56,461) 96.2% The amount received from the State of Minnesota in Fire Relief Aid, $134,771, and then contributed to the Cottage Grove Fire Relief Association is included as a revenue and expenditure, respectively, in the General Fund. Note 9 INTERFUND LOANS AND TRANSFERS Individual fund interfund receivable and payable balances at December 31, 2009 are as follows: Interfund receivable and payable balances are used for temporary cash deficits. There were interfund loan receivable and payable balances at December 31, 2009 of: ó éè ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 The City uses interfund loans when possible to finance construction activities in order to avoid costs associated with issuing bonds. These loans are for this purpose. Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. All transfers in 2009 were considered to be routine in nature. Additionally, administrative fees paid by the Golf Course, Street Light, Cottage Grove EMS, Water Operating, and Sewer Operating Funds to the General Fund have been reclassified as transfers on the government-wide statement of activities as follows: ó éç ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 10 TAX INCREMENT DISTRICTS The City of Cottage Grove is the administering authority for the following Tax Increment Financing Districts: Cottages ofGateway OakwoodUp NorthCottage Renewal byIndustrialNorthIndustrialIndustrial HeightsPlasticsGroveAndersenParkDistrictParkPark #1-1#1-3#1-8#1-9#1-10#1-12#1-13#1-14 Type of DistrictHousingRedevelop.HousingEconomic Economic Redevelop.Economic Economic Develop.Develop.Develop.Develop. Chapter472A472A469.174469.174469.174469.174469.174469.174 Established19851985199119982000200120052007 District duration25 years25 years25 years8 years9 years25 years9 years9 years Current tax capacity$23,496$ 17,953 $ 170,584$ 3 4,360$ 1 75,510$ 319,904$ 611,126$ 133,742 Original tax capacity(76)(1,268)(7,305)(230,548) (7,439) (62,250) (5,326) (5,869) Captured tax capacity$23,420$ 10,514 $ 108,334$ 3 3,092$ 1 70,184$ 312,599$ 380,578$ 127,873 Tax capacity retained by City23,420$$ 10,514 $ 108,334$ 3 3,092$ 1 70,184$ 312,599$ 380,578$ 127,873 Tax capacity shared with other jurisdictions -100,562 - -57,283 - 42,940 - Total$ 10,514 $ 23,420$ 108,334$ 3 3,092$ 1 12,901$ 212,037$ 380,578$ 84,933 Debt issued$ 510,000-$ -$ - $ 525,000$ $ 1 ,315,000$ -$ 3,000,000 Amounts redeemed(525,000)(475,000) (1,315,000)- (110,000)- - - Debt outstanding -$ --$ -$ - $ $ 35,000$ -$ $ 2,890,000 Note 11 DEFICIT FUND BALANCES/NET ASSETS The City has deficit fund balances/net assets at December 31, 2009 as follows: The deficit fund balances will be resolved through FundAmount Major Governmental Funds: Developer Financed Debt Service Revolving Fund$ 1 5,403Future special assessments and developer charges Pavement Management Capital Project Fund 1 7,895Future bonding Construction Revolving Capital Project Fund 5 21,877Future special assessments and developer charges Tax Increment Construction Revolving Future tax increment collections122,338 Note 12 CONTINGENCIES A.RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions and natural disasters for which the City carries commercial insurance policies. The City retains risk for the deductible portions of the insurance policies. The amount of these deductibles is considered immaterial to the financial statements. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. ó èð ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Workers compensation coverage is provided through a pooled self-insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The LMCIT reinsures through Worker’s Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is subject to a $5,000 medical expense deductible. The City’s premiums are determined after loss experience is known. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property and casualty insurance coverage is provided through a pooled self-insurance program through LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The City established a Self Insurance Fund in 1986 to account for and finance its uninsured risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Under this program, the Self Insurance Fund provides coverage for losses up to $50,000 for each claim (annual aggregate is $100,000). The City purchases commercial insurance for claims in excess of coverage provided by the Fund and for any risk of loss not covered. Settled claims have not exceeded the commercial coverage in any of the past three fiscal years. This fund is presented as an internal service fund type. All funds of the City participate in the program and make payments to the Self Insurance Fund based on historical cost information. The claims liability of $67,176 reported in the Fund at December 31, 2009 is based on the requirements of Governmental Accounting Standards Board Statement Number 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the fund's claims liability amounts were as follows: BeginningClaims andEnd of YearChanges inClaimof Year YearLiabilityEstimatesPaymentsLiability 2009$ 59,995$ 52,372$ (45,191)$ 67,176 200860,302 133,250 (133,557) 59,995 2007176,667 (27,372) (88,993) 60,302 B.LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C.FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2009. ó èï ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 D.TAX INCREMENTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. Note 13 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2009 and 2008. Future scheduled tax levies for all bonds outstanding at December 31, 2009 totaled $10,425,693. ó èî ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 14 DESIGNATIONS, RESERVATIONS, AND RESTRICTIONS At December 31, 2008 the City had designated and reserved portions of its various fund equities through legal restriction and City Council authorization. Major fund equity appropriations at December 31, 2009 are shown on the various balance sheets as segregation of the fund equity. A summary of such designations is as follows: ó èí ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 15 OTHER POSTEMPLOYMENT BENEFIT PLAN At December 31, 2008, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions. The City engaged an actuary to determine the City’s liability for postemployment healthcare benefits other than pensions as of January 1, 2008. A. PLAN DESCRIPTION The City provides benefits for retirees as required by Minnesota Statute §471.61 subdivision 2b. Active employees, who retire from the City when over age 50 and with 20 years of service, may continue coverage with respect to both themselves and their eligible dependent(s) under the City’s health benefits program until age 65. Pursuant to the provisions of the plan, retirees are required to pay the total premium cost. As of December 31, 2009 there were approximately 116 active participants and 3 retired participants receiving benefits from the City’s health plans. B. FUNDING POLICY The City funds its OPEB obligation on a pay as you go basis. For fiscal year 2009, the City contributed $3,462 to the plan. ó èì ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 C. ANNUAL OPEB COST AND NET OPEB OBLIGATION The City’s annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any un-funded actuarial liabilities over a period not to exceed thirty years. The following table shows the components of the City’s annual OPEB cost for the year, the amount actually paid from the plan, and changes in the City’s net OPEB obligation: The City’s annual OPEB cost, the percentage of the annual OPEB cost contributed to the plan, and the net OPEB obligation for 2009: Percentage FiscalAnnualof AnnualNet YearOPEBOPEB CostOPEB EndedCostContributedObligation 12/31/200920,016$ 17.3%31,214$ 12/31/200820,261$ 27.6%14,660$ D. FUNDED STATUS AND FUNDED PROGRESS As of January 1, 2008, the most recent actuarial valuation date, the City’s unfunded actuarial accrued liability (UAAL) was $146,597. The annual payroll for active employees covered by the plan in the actuarial valuation was $8,750,900 for a ratio of UAAL to covered payroll of 1.7%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and healthcare cost trends. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. ó èë ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 E. ACTUARIAL METHODS AND ASSUMPTIONS Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2008 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included a 4% investment rate of return (net of administrative expenses), which is a blended rate of the expected long-term investment returns on plan assets and on the employer’s own investments calculated based on the funded level of the plan at the valuation date. The initial healthcare trend rate was 9%, reduced by decrements to an ultimate rate of 5% after nine years. The UAAL is being amortized as a level percentage of projected payrolls on an open basis. The remaining amortization period at December 31, 2009 was 28 years. Note 16 OPERATING LEASES The City leases land for the golf course under an operating lease. The lease expires on April 30, 2010 with the option to extend the term for three additional terms of five years each. The lease calls for monthly lease payments of $1,247 for the first five years and from that point payments will be based on fair market value per acre. This lease was amended during 1996 to require that the monthly lease payments remain at $1,247 for lease years 6 through 10 (1995 to 2000). The lease was amended again in 1999 to require that the monthly lease payments equal $1 per month for the remaining term of the lease agreement. In 2009, $12 was paid under this lease arrangement. The City leases six copiers under an operating lease. Total costs for these leases were $19,050 for the year ended December 31, 2009. Future minimum annual lease payments at December 31, 2009 are as follows: The City entered into two operating leases during 2007 for the leasing of ice time for the Ice Arena with Independent School District 833 and the Cottage Grove Athletic Association. The lease payments began in 2008 when the new ice arena expansion project opened. The future minimum annual lease payments that the City will receive are as follows: ó èê ó CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2009 Note 17 COMMITTED CONTRACTS At December 31, 2009, the City had commitments of $126,812 for uncompleted construction contracts. Note 18 CONDUIT DEBT OBLIGATIONS The City has issued Industrial Revenue Bonds to provide financial assistance to private sector entities for the acquisition and construction of industrial and commercial facilities which are deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issue. The City is not obligated in any manner for the repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2009, a series of Industrial Revenue Bonds were outstanding. Original Issue BondIssue DateAmount12/31/09 Balance*Maturity Date Environmental Control Revenue Bonds-3M 08/01/1982 $5,600,000 Not available 08/01/2012 Industrial Revenue Bonds-Allina Health Systems08/05/1998 4,100,000 Not available 08/05/2018 Industrial Revenue Bonds-Advance Corporation 04/30/2001 3,500,000 $2,765,000 04/01/2021 Commercial Development Revenue Note-HSI 12/22/2004 935,000 765,333 12/01/2024 Commercial Development Revenue Note-ESR, Inc. 11/22/2005 76,500 54,889 11/22/2025 Commercial Development Revenue Note-ESR, Inc. 05/19/2005 853,000 745,659 12/19/2025 Subordinate Senior Housing Revenue Bonds-PHS12/01/2006 21,105,000 21,105,000 12/01/2046 Subordinate Senior Housing Revenue Bonds-PHS12/01/2006 8,075,000 8,075,000 12/01/2046 Variable Rate Revenue Bonds-Allina Health System 11/01/2009 6,100,000 6,100,00011/15/2022 $50,344,500 $39,610,881 *Per original conduit debt bond schedule ó èé ó ó èè ó REQUIRED SUPPLEMENTARY INFORMATION ó èç ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 1 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenue: General property taxes: Current and delinquent$9,689,449$9,944,949$9,936,126($8,823)$9,187,828 Aggregate taxes - - - - 13,489 Special Assessments - - 33,51133,511 - Licenses and permits: General government111,700111,700117,3915,691103,647 Community development515,500515,500528,33812,838886,571 Public safety34,60034,60034,270(330)36,761 Public works - - 3,2053,2052,580 Total licenses and permits661,800661,800683,20421,4041,029,559 Intergovernmental: Federal: Safe and sober- public safety16,00016,00018,8142,81415,981 Ballistic vest grant - public safety - - 5,1815,1812,826 State: Market value homestead credit493,051493,051181,303(311,748)241,281 MSA maintenance - public works39,00039,00042,2103,21042,210 PERA aid21,45021,45021,448(2)21,448 Fire relief aid - public safety160,000119,050119,050 - 136,771 Police relief aid - public safety260,000260,000248,105(11,895)260,807 Other - public safety21,20021,20017,978(3,222)17,176 py,,,(,), Other - public works - - - - 2,000 Local: DARE program - public safety89,50089,50089,500 - 89,500 Narcotics officer program - public safety3,2503,2503,231(19)4,085 Other - public safety - - 4,2014,2013,900 Other - public works - - 2,3072,3071,993 Other - culture and recreation18,50018,50013,889(4,611)17,626 Total intergovernmental1,121,9511,081,001767,217(313,784)857,604 Charges for services: Administration charges - general government: Construction funds50,00050,00025,286(24,714)29,020 Enterprise funds489,600489,600489,600 - 484,400 Finance charges - construction - general government75,00075,00037,929(37,071)43,531 Investment charge - general government60,00060,00022,098(37,902)57,997 Engineering charges - construction - public works100,000100,00014,842(85,158)58,041 Other - general government150150446296572 Other - community development12,300325,300323,831(1,469)69,580 Other - public safety57,30073,30055,278(18,022)78,281 Other - public works68,00068,00023,736(44,264)24,744 Other - culture and recreation145,200145,200158,05012,850160,421 Total charges for services1,057,5501,386,5501,151,096(235,454)1,006,587 ó çð ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 2 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Fines and forfeits - public safety$226,000$226,000$192,169($33,831)$224,807 Investment earnings256,400256,400100,947(155,453)256,338 Donations: Donations - general government5,0005,000845(4,155)1,650 Donations - public safety7,0007,0002,010(4,990)7,682 Donations - culture and recreation12,00012,0006,523(5,477)10,271 Total donations24,00024,0009,378(14,622)19,603 Miscellaneous: Other - general government20,25020,2503,373(16,877)4,351 Other - community development - - 2842843,649 Other - public safety10,80014,80017,1452,34523,197 Other - public works - - 21,16421,16421,984 Other - culture and recreation10,90010,90015,0014,10120,369 Total miscellaneous41,95045,95056,96711,01773,550 Total revenues13,079,10013,626,65012,930,615(696,035)12,669,365 Expenditures: Current: General government: Mayor and city council: Personal services39,50039,50039,28121939,853 Commodities4004001,978(1,578)447 Contractual services35,09035,09035,373(283)42,498 Total mayor and city council 74,99074,990 (1,642)76,632 82,798 Administrative: Personal services228,400227,100255,898(28,798)261,385 Commodities1,6001,6003581,242714 Contractual services2,6602,6601,0781,5821,519 Total administrative232,660231,360257,334(25,974)263,618 Finance: Personal services369,600367,700334,71832,982350,841 Commodities2,5002,5001,4641,0361,744 Contractual services29,60029,60033,284(3,684)23,149 Total finance401,700399,800369,46630,334375,734 Management information systems: Personal services85,50085,50085,540(40)81,685 Commodities60,45041,15020,17820,97235,050 Contractual services51,10045,10036,0179,08343,928 Capital outlay37,30036,60010,88425,71656,448 Total management information systems234,350208,350152,61955,731217,111 ó çï ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 3 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) General government: (continued) Personnel: Personal services$98,200$97,400$87,225$10,175$66,991 Commodities60060091509490 Contractual services8,2608,2608,306(46)3,498 Total personnel107,060106,26095,62210,63870,979 Assessing service: Contractual services136,500136,500137,942(1,442)131,183 City clerk/elections: Personal services168,400140,500117,96122,539157,975 Commodities2,5502,5501,0631,4873,150 Contractual services22,94519,94511,3818,56416,613 Total City clerk/elections193,895162,995130,40532,590177,738 Legal: Contractual services190,000190,000180,2219,779161,623 Community and employee programs: Personal services - - 2,050(2,050)3,725 Commodities1,0001,00018581599 Contractual services63,38053,38033,83419,54654,618 Total community and employee programs64,38054,38036,06918,31158,442 Governmentbuildings: Governmentbuildings: Personal services14,20014,1008,0336,06716,288 Commodities13,00013,0008,6534,34716,096 Contractual services210,985210,985173,39837,587212,601 Capital outlay - - 5,777(5,777) - Total government buildings238,185238,085195,86142,224244,985 Historic preservation: Personal services9,6009,4004,1835,2175,103 Commodities5,0005,0003134,687916 Contractual services5050415(365)356 Capital outlay3,000 - - - - Total historic preservation17,65014,4504,9119,5396,375 Total general government1,891,3701,817,1701,637,082180,0881,790,586 Community development: Community development: Personal services767,300761,000757,0543,946752,369 Commodities8,1008,1007,34875211,362 Contractual services41,190347,890338,3389,552130,911 Total community development816,5901,116,9901,102,74014,250894,642 ó çî ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 4 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Public safety: Police protection: Personal services$4,110,900$4,085,400$3,969,192$116,208$3,856,414 Commodities229,900229,900183,60346,297227,544 Contractual services278,500278,500239,98138,519215,067 Capital outlay108,640108,640107,2651,375239,669 Total police protection4,727,9404,702,4404,500,041202,3994,538,694 Fire protection: Personal services418,000416,200378,36137,839372,317 Commodities71,45071,45069,4252,02566,764 Contractual services193,300185,300162,10123,199172,500 Total fire protection682,750672,950609,88763,063611,581 Fire relief: Contractual services 163,000122,050122,921(871)140,322 Civil defense: Personal services27,00027,00023,5693,43123,850 Commodities200200536(336)70 Contractual services11,69021,49018,8052,6856,811 Total civil defense38,89048,69042,9105,78030,731 Animal control: Personalservices16700,16700,14698,2002,20137, Personalservices167001670014698200220137 Commodities5,4005,4005,1322684,024 Contractual services71,46061,46071,000(9,540)52,187 Total animal control93,56083,56090,830(7,270)76,348 Total public safety5,706,1405,629,6905,366,589263,1015,397,676 Public works: Public works administration: Personal services239,050238,350246,758(8,408)231,295 Commodities16,70016,70015,1801,52021,488 Contractual services106,400106,400118,906(12,506)122,936 Capital outlay7,5007,500 - 7,500 - Total public works administration369,650368,950380,844(11,894)375,719 Engineering: Personal services116,900108,40064,25844,14279,818 Commodities1,5001,5007467541,349 Contractual services44,60054,40067,914(13,514)28,011 Total engineering163,000164,300132,91831,382109,178 ó çí ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 5 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Public works: Streets: Personal services$502,500$499,200$483,857$15,343$476,223 Commodities168,300168,300114,48253,818228,133 Contractual services279,100279,100233,60545,495257,771 Total streets949,900946,600831,944114,656962,127 Snow and ice control: Personal services171,200169,400150,75618,644192,678 Commodities127,200127,200143,683(16,483)167,379 Contractual services129,300129,300124,6274,673114,178 Total snow and ice control427,700425,900419,0666,834474,235 Street signs/striping: Personal services107,500106,60088,72517,87581,545 Commodities44,00044,00040,7073,29324,221 Contractual services43,50043,50036,1287,37246,179 Total street signs/striping195,000194,100165,56028,540151,945 Total public works2,105,2502,099,8501,930,332169,5182,073,204 Culture and recreation: Forestry: Forestry: Personal services64,30038,50054,542(16,042)92,242 Commodities12,30012,3009,1383,1626,364 Contractual services123,800113,80071,32042,48091,855 Total forestry200,400164,600135,00029,600190,461 Municipal pool: Commodities9,2009,2009,236(36)7,399 Contractual services55,75055,75058,639(2,889)66,854 Capital outlay - - - - 10,784 Total municipal pool64,95064,95067,875(2,925)85,037 Recreation programs: Personal services260,600246,800228,32718,473243,248 Commodities9,7009,7009,01768311,912 Contractual services76,60076,60081,671(5,071)81,316 Total recreation programs346,900333,100319,01514,085336,476 ó çì ó CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 6 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget - 2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Culture and recreation: (continued) Parks maintenance: Personal services$543,600$539,800$534,140$5,660$504,598 Commodities141,200141,200138,7032,497128,425 Contractual services253,100253,100264,879(11,779)280,481 Capital outlay151,000 - - - 44,183 Total parks maintenance1,088,900934,100937,722(3,622)957,687 Total culture and recreation1,701,1501,496,7501,459,61237,1381,569,661 Total current expenditures12,220,50012,160,45011,496,355664,09511,725,769 Debt service: Capital lease payment2,6002,6002,600 - 2,418 Interest400400400 - 586 Total debt service3,0003,0003,000 - 3,004 Total expenditures12,223,50012,163,45011,499,355664,09511,728,773 Revenues over (under) expenditures855,6001,463,2001,431,260(31,940)940,592 Other financing sources (uses): Transfer to Special Revenue Fund(420,040)(627,520)(627,520) - (425,167) Transfer to Debt Service Fund - (290,472)(290,472) - (11,377) Transfer to Capital Project Fund(60,000)(207,480)(207,480) - (68,127) Total other financing sources (uses):(480,040)(1,125,472)(1,125,472) - (504,671) Net increase (decrease) in fund balance$375,560$337,728305,788($31,940)435,921 Fund balance - January 18,825,7978,389,876 Fund balance - December 31$9,131,585$8,825,797 ó çë ó CITY OF COTTAGE GROVE, MINNESOTA Statement 10 REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - STORM WATER MAINTENANCE FUND For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenue: Intergovernmental: Local: Other - public works$ - $ - $43,700$43,700$ - Charges for services - user fees636,400636,400645,8559,455640,639 Investment earnings4,9004,9001,911(2,989)10,005 Miscellaneous - - 5,9965,996 - Total revenue641,300641,300697,46256,162650,644 Expenditures: Current: Public works: Personal services204,300203,300246,661(43,361)169,116 Commodities67,55067,55035,07832,47221,839 Contractual services316,200316,200296,69519,505230,868 Other charges - administrative charge29,00029,00029,000 -28,600 Construction/acquisition costs - - 76,383(76,383)235,384 Debt Service: Capital lease payment - - 1,300(1,300)1,209 Interest and fiscal charges - - 200(200)293 Interestandfiscalcharges200(200)293 Total expenditures617,050616,050685,317(69,267)687,309 Revenue over (under) expenditures24,25025,25012,145(13,105)(36,665) Other financing sources (uses): Transfer to capital project fund - - - - (21,034) Net increase (decrease) in fund balance$24,250$25,25012,145 ($13,105)(57,699) Fund balance - January 1175,134232,833 Fund balance - December 31$187,279$175,134 ó çê ó NOTE TO RSI December 31, 2009 Note A LEGAL COMPLIANCE – BUDGETS The General Fund and Storm Water Maintenance Fund budget are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the department level for both budgets. The following is a listing of expenditures that exceeded budget appropriations. ActualOver Budget Final Budget  General Fund General government: Mayor and city council: Commodities $400$1,978 $1,578 Contractual services 35,090 35,373 283 Administrative: Personal services 227,100 255,898 28,798 Finance: Contractual services 29,600 33,284 3,684 Management information services: Personal services 85,500 85,540 40 Personnel: Contractual services 8,260 8,306 46 Assessing service: Contractual services 136,500 137,942 1,442 Community and employee programs: Personal services -2,050 2,050 Government buildings: Capital outlay -5,777 5,777 Historic preservation: Contractual services 50415365 Public safety: Fire relief: Contractual services 122,050 122,921 871 Civil defense: Commodities 200536336 Animal control: Contractual services 61,460 71,000 9,540 Public works: Public works administration: Personal services 238,350 246,758 8,408 Contractual services 106,400 118,906 12,506 Engineering: Contractual services 54,400 67,914 13,514 Snow and ice control: Commodities 127,200 143,683 16,483 Culture and recreation: Forestry: Contractual services 38,500 54,542 16,042 Municipalpool: Commodities 9,200 9,236 36 Contractual services 55,750 58,639 2,889 Recreation programs: Contractual services 76,600 81,671 5,071 Parksmaintenance: Contractual services 253,100 264,879 11,779 Storm Water Maintenance Fund Publicworks Personal services 203,300 246,661 43,361 Construction/acquisition costs -76,383 76,383 Debt service -1,500 1,500 ó çé ó OTHER POST EMPLOYMENT HEALTH CARE BENEFITS December 31, 2009 ActuarialUAAL as a Actuarial Accrued Percentage ActuarialValue of Liability Unfunded FundedCovered of Covered ValuationAssets (AAL) AALRatio Payroll Payroll Date(a) (b) (b-a) (a/b) (c ) ((b-a)/c) 1/1/2008 $ - $ 146,597 $ 146,597 - $ 8,750,900 1.7% ó çè ó COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES ó çç ó ó ïðð ó NONMAJOR GOVERNMENTAL FUNDS ó ïðï ó SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on general long-term debt. CAPITAL PROJECT FUNDS The Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). ó ïðî ó CITY OF COTTAGE GROVE, MINNESOTA Statement 11 COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 Totals Nonmajor SpecialDebtCapitalGovernmental Funds RevenueServiceProject20092008 Assets Cash and investments$5,592,463$627,264$13,837,352$20,057,079$16,139,870 Accrued interest receivable80,673 - - 80,673 - Interfund loan receivable1,075,000 - 500,0001,575,0004,197,128 Due from other governmental units - net91,390 - - 91,39063,199 Accounts receivable - net333,683 - 38,604372,287394,831 Prepaid items350 - - 3501,120 Delinquent property taxes receivable6,423 - 13,78220,20535,985 Due from county - - - - 16,926 Special assessments receivable: Deferred63,370 - 563,757627,1271,034,294 Delinquent - - 71,94371,94326,388 Special deferred - - 12,92812,92812,928 Total assets$7,243,352$627,264$15,038,366$22,908,982$21,922,669 Liabilities and Fund Balance Liabilities: Accounts payable$186,098$ - $70,658$256,756$77,571 Salariespayable10558, - - --10558,22585, Salariespayable105581055822585 Contracts payable24,714 - 26,11650,83075,064 Due to other governmental units2,260 - - 2,2601,759 Deposits payable - - 46,40846,40838,819 Interfund loan payable - - - - 22,128 Deferred revenue71,892 - 662,410734,3021,109,595 Total liabilities295,522 0805,592 1,101,114 1,347,521 Fund balance: Reserved 1,075,350 627,264 500,000 2,202,614 4,856,817 Unreserved: Designated 5,872,480 - 13,732,774 19,605,254 15,718,331 Total fund balance 6,947,830 627,264 14,232,774 21,807,868 20,575,148 Total liabilities and fund balance$7,243,352$627,264$15,038,366$22,908,982$21,922,669 ó ïðí ó CITY OF COTTAGE GROVE, MINNESOTA Statement 12 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Totals Nonmajor Special DebtCapitalGovernmental Funds Revenues:RevenueServiceProject20092008 General property taxes$228,255$135,553$208,063$571,871$1,380,031 Franchise taxes399,568 - - 399,568396,173 Aggregate taxes24,234 - - 24,234 - Tax increment collections - 464,397 - 464,397232,005 Special assessments22,026 - 492,879514,905491,597 Direct charges to developers - - 24,78624,78626,114 Intergovernmental166,182 - - 166,182125,877 Charges for services 816,074 - - 816,074681,687 Investment earnings77,0265,165153,891236,082663,968 Interest on interfund loan80,673 - 171,328252,001122,656 Connection charges - - 201,463201,463148,434 Park dedication fees - - 64,58464,58421,707 Donations 408,716 - - 408,716409,309 Miscellaneous57,970 - 133,311191,281152,723 Total revenues2,280,724605,1151,450,3054,336,1444,852,281 Expenditures: Current: General government62,8203,33863,973130,131244,576 Public safety35,679 - - 35,67932,596 Public works550,632 - 49,206599,838520,183 Culture and recreation563,141 - 332563,473480,842 Capital outlay: General government50,891 - - 50,89144,194 Public safety177,589 - - 177,58911,465 Public works412,358 - - 412,35878,939 Culture and recreation91,040 - - 91,040176,894 Construction/acquisition costs - - 86,88386,8831,710,625 Debt service: Principal retirement - 545,000 - 545,000515,000 Capital lease payment155,000 - - 155,000 - Interest and fiscal charges369,626157,52399,318626,467276,877 Total expenditures2,468,776705,861299,7123,474,3494,092,191 Revenues over (under) expenditures(188,052)(100,746)1,150,593861,795760,090 Other financing sources (uses): Transfers in633,520218,796207,4801,059,7961,345,157 Transfers out(92,344) - (646,221)(738,565)(509,000) Bonds issued - - - - 2,450,000 Premium on debt issued - - - - 20,317 Proceeds from the sale of capital assets49,694 - - 49,69443,175 Total other financing sources (uses)590,870218,796(438,741)370,9253,349,649 Net increase in fund balance402,818118,050711,8521,232,7204,109,739 Fund balance - January 16,545,012509,21413,520,92220,575,14816,465,409 Fund balance - December 31$6,947,830$627,264$14,232,774$21,807,868$20,575,148 ó ïðì ó NONMAJOR SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for particular purposes. The City maintained the following Special Revenue Funds during the year: Ice Arena Fund - Established to account for operating the City's ice arena. Future Economic Development Fund – Established to account for the receipt and use of monies for economic development purposes. Equipment Replacement Fund - Established to accumulate monies for the replacement of capital equipment. Forfeiture/Seizure - Established to account for Police Department proceeds from property seized under MS 609.53. Public Safety Grants – Established to account for revenues and expenditures of public safety grants. Recycling - Established to account for recycling advertising, promotion, and capital expenditures. Charitable Gambling – Established to account for the 3% tax on charitable gambling operations. Celebration Fund – Established to account for the receipt and use of monies for community activities such as the Great Grove Get Together. Street Sealcoating – Established to account for the receipt of franchise fees to be used for sealcoating activities. ó ïðë ó CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 Future IceEconomicEquipmentForfeiture/ ArenaDevelopmentReplacementSeizure Assets Cash and investments$556,181$1,781,527$2,991,641$55,632 Accrued interest receivable - 80,673 - - Interfund loan receivable - 1,075,000 - - Due from other governmental units - net20,081 - 51,452 - Accounts receivable - net133,412100,000 - - Prepaid items350 - - - Delinquent property taxes receivable6,386 - 37 - Due from county - - - - Special assessments receivable: Deferred - 63,370 - - Total assets$716,410 $3,100,570 $3,043,130 $55,632 Liabilities and Fund Balance Liabilities: Accounts payable$27,911$ - $155,827$1,760 Salaries payable9,979 - - - Contracts payable24,714 - - - Due to other governmental units2,019 - - 241 Deposits payable - - - - Deferred revenue8,48563,37037 - Total liabilities73,10863,370155,8642,001 Fund balance: Reserved for: Prepaid items350 - - - Long-term interfund loan receivable - 1,075,000 - - Sealcoating in new developments - - - - Unreserved: Designated for ice arena642,952 - - - Designated for equipment replacement - - 2,607,924 - Designated for public safety department - - 134,800 - Designated for finance department - - 119,100 - Designated for MIS department - - 10,442 - Designated for recreation programs - - 15,000 - Designated for development district #1 - 1,962,200 - - Designated for forfeiture and seizure - - - 53,631 Designated for recycling program - - - - Designated for charitable gambling - - - - Designated for community events - - - - Designated for sealcoating & resurfacing - - - - Total fund balance643,3023,037,2002,887,26653,631 Total liabilities and fund balance$716,410 $3,100,570 $3,043,130 $55,632 ó ïðê ó Statement 13 Totals Nonmajor Public SafetyCharitableCelebrationStreetSpecial Revenue Funds GrantsRecyclingGamblingFundSealcoating20092008 $1,861$86,006$5,335$1,055$113,225$5,592,463$5,133,373 - - - - - 80,673 - - - - - - 1,075,0001,075,000 5,324 - - - 14,53391,39054,599 - - - - 100,271333,683342,248 - - - - - 3501,120 - - - - - 6,4235,437 - - - - - - 2,437 - - - - - 63,37079,213 $7,185 $86,006 $5,335 $1,055 $228,029 $7,243,352 $6,693,427 $ - $600$ - $ - $ - $186,098$35,521 579 - - - - 10,55822,585 - - - - - 24,714 - - - - - - 2,2601,759 - - - - - - 3,900 - - - - - 71,89284,650 579600000295,522148,415 - - - - - 3501,120 - - - - - 1,075,0001,075,000 - - - - - - 149,355 - - - - - 642,952731,715 - - - - - 2,607,9242,422,603 - - - - - 134,800134,800 - - - - - 119,100170,000 - - - - - 10,44210,442 - - - - - 15,00015,000 - - - - - 1,962,2001,472,421 - - - - - 53,631116,610 - 85,406 - - - 85,40686,964 - - 5,335 - - 5,33510,849 6,606 - - 1,055 - 7,6616,218 - - - - 228,029228,029141,915 6,60685,4065,3351,055228,0296,947,8306,545,012 $7,185 $86,006 $5,335 $1,055 $228,029 $7,243,352 $6,693,427 ó ïðé ó CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES , EXPENDITURES AND CHANGES IN FUND BALANC E NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 200 9 With Comparative Data for the Year Ended December 31, 200 8 Future IceEconomicEquipmentForfeiture/Public Safety ArenaDevelopmentReplacementSeizureGrants Revenues: General property taxes$228,207$ - $48$ - $ - Franchise taxes - - - - - Aggregate taxes - - - - - Special assessments: Current - 22,026 - - - Intergovernmental: Federal: Bryne JAG grant - public safety - - - - 5,324 State: Market value homestead credit - - - - - Local: Washington County - public works - - - - - School district - parks and recreation57,000 - - - - Other - public works - - 51,452 - - Charges for services806,07410,000 - - - Investment earnings10,80023,86337,36479712 Interest on interfund loan - 80,673 - - - Donations3,680395,000 - - - Miscellaneous878175 - 50,989 - Total revenues1,106,639531,73788,86451,7865,336 Expenditures: p Current: General government - 41,958 - - - Public safety - - - 29,5656,114 Public works - - - - - Culture and recreation563,141 - - - - Capital outlay: General government - - 50,891 - - Public safety - - 92,38985,200 - Public works - - 412,358 - - Culture and recreation22,061 - 68,979 - - Construction/acquisition costs - - - - - Debt service: Capital lease payment155,000 - - - - Interest and fiscal charges369,626 - - - - Total expenditures1,109,82841,958624,617114,7656,114 Revenues over (under) expenditures(3,189)489,779(535,753)(62,979)(778) Other financing sources (uses): Transfer from General Fund - - 620,480 - 7,040 Transfer from Special Revenue Fund - - - - - Transfer from Debt Service Fund - - - - - Transfer from Capital Project Fund - - - - - Transfer to Special Revenue Fund - - - - - Transfer to Capital Project Fund(86,344) - - - - Proceeds from the sale of capital assets - - 49,694 - - Total other financing sources (uses)(86,344)0670,17407,040 Net increase (decrease) in fund balance(89,533)489,779134,421(62,979)6,262 Fund balance - January 1732,8352,547,4212,752,845116,610344 Fund balance - December 31$643,302$3,037,200$2,887,266$53,631$6,606 ó ïðè ó Statement 14 Totals Nonmajor CharitableCelebrationStreetSpecial Revenue Funds RecyclingGamblingFundSealcoating20092008 $ - $ - $ - $ - $228,255$218,210 - - - 399,568399,568396,173 - - - 24,23424,234 - - - - - 22,026 - - - - - 5,324 - - - - - - 5,769 52,406 - - - 52,40652,406 - - - - 57,00028,500 - - - - 51,452 - - - - - 816,074681,687 1,302142222,72477,026233,348 - - - - 80,673 - -5,0365,000 - 408,716409,309 5,599 - 329 - 57,97050,160 59,3075,1785,351426,5262,280,7242,075,562 -4,69216,170 - 62,820169,677 - - - - 35,67932,596 60,865 - - 489,767550,632447,774 - - - - 563,141445,043 - - - - 50,89113,777 - - - - 177,58911,465 - - - - 412,35878,939 - - - - 91,040143,349 - - - - - 44,155 - - - - 155,000 - - - - - 369,626 - 60,8654,69216,170489,7672,468,7761,386,775 (1,558)486(10,819)(63,241)(188,052)688,787 - - - - 627,520425,167 - - 6,000 - 6,0009,000 - - - - - 35,274 - - - - - 207,589 - (6,000) - - (6,000)(9,000) - - - - (86,344)(500,000) - - - - 49,69443,175 0(6,000)6,0000590,870211,205 (1,558)(5,514)(4,819)(63,241)402,818899,992 86,96410,8495,874291,2706,545,0125,645,020 $85,406$5,335$1,055$228,029$6,947,830$6,545,012 ó ïðç ó NONMAJOR DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on long-term debt. The City's Debt Service Funds account for two types of bonded indebtedness: • Tax Increment Bonds • Improvement Bonds Capital Improvement of 2004C – used to account for the accumulation of resources from the property tax levy for the payment of fire station debt. – (1985 Tax Increment Bonds, 2004A Tax Increment Refunding Bonds(TIF Tax Increment 1-3), 1999 Tax Exempt Tax Increment Bonds, 2004A Tax Exempt Increment Bonds(TIF 1- 12), and 2004B Taxable Increment Bonds) are repaid primarily from incremental taxes. ó ïïð ó CITY OF COTTAGE GROVE, MINNESOTA Statement 15 SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 Totals Nonmajor Capital ImprovementTax IncrementDebt Service Funds of 2004CFunds20092008 Assets Cash and investments$ - $627,264$627,264$505,840 Delinquent property taxes receivable - - - 7,327 Due from county - - - 3,374 Total assets$0$627,264$627,264$516,541 Liabilities and Fund Balance Liabilities: Deferred revenue$ - $ - $ - $7,327 Total liabilities0007,327 Fund balance: Reserved for debt retirement - - - 98,578 Reserved for tax increment purposes - 627,264627,264410,636 Total fund balance0627,264627,264509,214 Total liabilities and fund balance$0$627,264$627,264$516,541 ó ïïï ó CITY OF COTTAGE GROVE, MINNESOTA Statement 16 SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Totals CapitalTaxNonmajor ImprovementIncrementDebt Service Funds of 2004CFunds20092008 Revenues: General property taxes: Current and delinquent$135,553$ - $135,553$263,679 Tax increment collections - 464,397464,397232,005 Intergovernmental: State: Market value homestead credit - - - 6,917 Investment earnings -5,1655,16519,526 Total revenues 135,553 469,562 605,115 522,127 Expenditures: Current: General government: Contractual services 2,750 588 3,338 481 Debt service: Principal retirement 255,000 290,000 545,000 515,000 Interest anIttdfilhsca carges3825,51536985,15752357,51789217, dfilh3821369812318921 Total expenditures261,575 444,286 705,861 694,402 Revenues over (under) expenditures (126,022) 25,276 (100,746) (172,275) Other financing sources: Transfer from Capital Project Funds 27,444 191,352 218,796 100,000 Total other financing sources 27,444 191,352 218,796 100,000 Net increase (decrease) in fund balance (98,578) 216,628 118,050 (72,275) Fund balance - January 1 98,578 410,636 509,214 581,489 Fund balance - December 31$0$627,264$627,264$509,214 ó ïïî ó NONMAJOR CAPITAL PROJECT FUNDS Capital Project Funds are used to account for the acquisition and construction of major capital facilities other than those financed by Proprietary Funds and Trust Funds. Park Trust – to account for capital projects in the municipal parks. Municipal Building and Service Center - to account for City Hall improvements. Gateway District Improvements – to account for improvements in the Gateway District that are non-TIF. Completed Construction - to account for the various surpluses (deficits) of other Special Assessment Construction Funds. Future Projects - to account for the preliminary expenditures of projects which do not have a source of financing. Future Storm Sewer Improvements - to collect storm sewer area charges which are designated for future construction. Water Connection and Area Charge - to account for water connection and area charges. Sewer Connection and Area Charge - to account for sewer connection and area charges. ó ïïí ó CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 Municipal Building andGateway ParkServiceDistrictCompleted TrustCenterImprovementsConstruction Assets Cash and investments$695,626$4,318,055$78,078$1,441,539 Interfund loan receivable - - - - Due from other governmental units - - - - Accounts receivable - net -2,697 - 24,786 Delinquent property taxes receivable -5,549 - 107 Due from county - - - - Special assessments receivable: Deferred - - 150,96862,883 Delinquent - - - 696 Special deferred - 12,928 - - Total assets$695,626$4,339,229$229,046$1,530,011 Liabilities and Fund Balance Liabilities: Accounts payable$ - $ - $ - $ - Contracts payable - - - - py Deposits payable - - - - Interfund loan payable - - - - Deferred revenue - 18,477150,96863,686 Total liabilities018,477150,96863,686 Fund balance: Reserved for: Long-term interfund loan receivable - - - - Unreserved: Designated for pavement management - - - - Designated for tree mitigation - - - - Designated for capital improvements695,6264,320,75278,0781,466,325 Total fund balance695,6264,320,75278,0781,466,325 Total liabilities and fund balance$695,626$4,339,229$229,046$1,530,011 ó ïïì ó Statement 17 Totals FutureWaterSewerNonmajor FutureStorm SewerConnectionConnectionCapital Project Funds ProjectsImprovementsand Areaand Area20092008 $1,884,982$2,581,928$1,724,218$1,112,926$13,837,352$10,500,657 - - 500,000 - 500,0003,122,128 - - - - - 8,600 11,121 - - - 38,60452,583 8,03591 - - 13,78223,221 - - - - - 11,115 14,851145,00280,169109,884563,757955,081 - 16,88420,35134,01271,94326,388 - - - - 12,92812,928 $1,918,989$2,743,905$2,324,738$1,256,822$15,038,366$14,712,701 $ - $70,658$ - $ - $70,658$42,050 - 26,116 - - 26,11675,064 ,,, 46,408 - - - 46,40834,919 - - - - - 22,128 22,886161,977100,520143,896662,4101,017,618 69,294258,751100,520143,896805,5921,191,779 - - 500,000 - 500,0003,122,128 1,398,132 - - - 1,398,132152,260 214,108 - - - 214,108236,174 237,4552,485,1541,724,2181,112,92612,120,53410,010,360 1,849,6952,485,1542,224,2181,112,92614,232,77413,520,922 $1,918,989$2,743,905$2,324,738$1,256,822$15,038,366$14,712,701 ó ïïë ó CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Municipal Building andGateway ParkServiceDistrict Completed TrustCenterImprovementsConstruction Revenues: General property taxes$ - $7,227$ - $139 Special assessments: Current11,998 - 61,00917,723 Delinquent - - - 363 Prepayments on deferred - - - 1,100 Penalties - - - 85 Direct charges to developers - - - 24,786 Intergovernmental: State: Market value homestead credit - - - - Other - - - - Investment earnings8,88357,44643220,113 Interest on interfund loan - - - - Connection charges - - - - Park dedication fees64,584 - - - Miscellaneous - 133,311 - - Totalrevenues85465,197984,61441,64309, Totalrevenues854651979846144164309 Expenditures: Current: General government - 63,22815730 Public works - - - - Culture and recreation332 - - - Capital outlay: General government - - - - Culture and recreation - - - - Construction costs: Contractor - - - - Engineer - - - - Other - - - - Debt service: Interest - - - 1,328 Total expenditures33263,228152,058 Revenues over (under) expenditures85,133134,75661,42662,251 Other financing sources (uses): Transfer from General Fund - 124,488 - - Transfer from Debt Service Fund - - - - Transfer to Capital Project Fund - - - - Bonds issued - - - - Premium on debt issued - - - - Total other financing sources (uses)0124,48800 Net increase (decrease) in fund balance85,133259,24461,42662,251 Fund balance - January 1610,4934,061,50816,6521,404,074 Fund balance - December 31$695,626$4,320,752$78,078$1,466,325 ó ïïê ó Statement 18 Totals Nonmajor FutureWaterSewer Future Storm SewerConnectionConnectionCapital Project Funds ProjectsImprovementsand Areaand Area20092008 $200,578$119$ - $ - $208,063$898,142 8,576153,18347,96528,490328,944374,157 - 14,3284,9532,81422,4583,996 3,12671,99320,54439,973136,736111,480 - 3,0191,0445934,7411,964 - - - - 24,78626,114 - - - - - 23,685 - - - - - 8,600 8,07533,3329,49916,111153,891411,094 80,000 - 91,328 - 171,328122,656 - 71,88594,96834,610201,463148,434 - - - - 64,58421,707 - - - - 133,311102,563 300355,347859,270301,122591,1450305,,2254592,, 30035534785927030112259114503052254592 - - - - 63,97374,418 22,08626,905 - 21549,20672,409 - - - - 33235,799 - - - - - 30,417 - - - - - 33,545 - 21,716 - - 21,7161,334,304 - 56,9353,434 - 60,369260,003 - 4,798 - - 4,79872,163 - - - 97,99099,31897,956 22,086110,3543,43498,205299,7122,011,014 278,269237,505266,86724,3861,150,593243,578 82,992 - - - 207,48068,127 - - - - - 500,000 (500,000) - (146,221) - (646,221) - - - - - - 2,450,000 - - - - - 20,317 (417,008)0(146,221)0(438,741)3,038,444 (138,739)237,505120,64624,386711,8523,282,022 1,988,4342,247,6492,103,5721,088,54013,520,92210,238,900 $1,849,695$2,485,154$2,224,218$1,112,926$14,232,774$13,520,922 ó ïïé ó CITY OF COTTAGE GROVE, MINNESOTA Statement 19 SPECIAL REVENUE FUND - ICE ARENA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: General property taxes: Current and delinquent$228,700$228,700$228,207($493)$218,001 Intergovernmental: State: Market value homestead credit11,30011,300 - (11,300)5,769 Local: Recreation agreement57,00057,00057,000 - 28,500 Charges for services - culture and recreation767,000767,000806,07439,074595,749 Investment earnings11,40011,40010,800(600)19,153 Donations - culture and recreation - - 3,6803,680900 Miscellaneous - culture and recreation - - 8788783,402 Total revenues1,075,400 1,075,400 1,106,639 31,239 871,474 Expenditures: Culture and recreation: Cultureandrecreation: Current: Personal services255,400254,800272,587(17,787)224,126 Commodities38,00038,00046,475(8,475)38,270 Contractual services202,500202,500244,079(41,579)182,647 Capital outlay10,00010,00022,061(12,061)91,423 Debt Service: Capital lease payment155,000155,000155,000 - - Interest and fiscal charges392,000392,000369,62622,374 - Total expenditures1,052,900 1,052,300 1,109,828 (57,528)536,466 Revenues over (under) expenditures22,50023,100(3,189)(26,289)335,008 Other financing sources (uses): Transfer to Capital Project Fund - - (86,344)(86,344) - Net increase (decrease) in fund balance$22,500$23,100(89,533)($112,633) - Fund balance - January 1732,835397,827 Fund balance - December 31$643,302 $732,835 ó ïïè ó CITY OF COTTAGE GROVE, MINNESOTA Statement 20 SPECIAL REVENUE FUND - FUTURE ECONOMIC DEVELOPMENT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Special assessments: Current$ - $ - $22,026$22,026$ - Charges for services - general government - - 10,00010,00015,017 Investment earnings77,00077,00023,863(53,137)107,061 Interest on interfund loan - - 80,67380,673 - Donations - general government - - 395,000395,000395,000 Miscellaneous - general government - - 175175175 Total revenues77,00077,000531,737454,737517,253 Expenditures: General government: Current: Personal services - - - - 12,760 Contractual services30,00030,00041,958(11,958)141,814 Land---- 13,777, Land----13777 Capital outlay - - - - - Construction/acquisition costs400,000400,000 - 400,00044,155 Total expenditures430,000 430,000 41,958 388,042 212,506 Revenues over (under) expenditures(353,000)(353,000)489,779842,779304,747 Other financing sources (uses): Transfer from Capital Project Fund - - - - 60,934 Transfer to Capital Project Fund - - - - (500,000) Total other financing sources (uses)0000 (439,066) Net increase (decrease) in fund balance($353,000)($353,000)489,779 $842,779(134,319) Fund balance - January 12,547,4212,681,740 Fund balance - December 31$3,037,200 $2,547,421 ó ïïç ó CITY OF COTTAGE GROVE, MINNESOTA Statement 21 SPECIAL REVENUE FUND - EQUIPMENT REPLACEMENT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: General property taxes: Current and delinquent $ - $ - $48$48$209 Intergovernmental: Local: Cost-share agreement deicing equipment - 51,40051,45252 - Investment earnings60,00060,00037,364(22,636)97,316 Total revenues60,000111,40088,864(22,536)97,525 Expenditures: General government: Capital outlay - - 50,891(50,891) - Public safety: Capital outlay28,00028,00092,389(64,389)11,465 Public works: Current: Contractual service - - - - 661 Capitaloutlay307000,358400,412358,(53958),78939, Capitaloutlay307000358400412358(53958)78939 Culture and recreation: Capital outlay110,000110,00068,97941,02151,926 Total expenditures445,000 496,400 624,617 (128,217)142,991 Revenues over (under) expenditures(385,000)(385,000)(535,753)(150,753)(45,466) Other financing sources (uses): Transfer from General Fund413,000620,480620,480 - 418,127 Proceeds from the sale of capital assets - - 49,69449,69443,175 Total other financing sources (uses)413,000 620,480 670,174 49,694 461,302 Net increase (decrease) in fund balance$28,000 $235,480 134,421 ($101,059)415,836 Fund balance - January 12,752,8452,337,009 Fund balance - December 31$2,887,266$2,752,845 ó ïîð ó CITY OF COTTAGE GROVE, MINNESOTA Statement 22 SPECIAL REVENUE FUND - FORFEITURE/SEIZURE SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Investment earnings$2,400$2,400$797($1,603)$3,925 Forfeiture - public safety40,00040,00050,98910,98946,558 Total revenues42,40042,40051,7869,38650,483 Expenditures: Public safety: Current: Personal services2,3002,300 - 2,300798 Commodities12,50012,5003,5148,98613,072 Contractual services14,00014,00026,051(12,051)11,917 Capital outlay - - 85,200(85,200) - Total expenditures28,80028,800114,765(85,965)25,787 Revenues over (under) expenditures$13,600$13,600(62,979)($76,579)24,696 Fund balance - January 1116,61091,914 Fund balance - December 31$53,631$116,610 ó ïîï ó CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - PUBLIC SAFETY GRANTSStatement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Intergovernmental: Federal: Byrne JAG Grant - public safety$ - $ - $5,324$5,324$ - Investment earnings - - 1212 - Total revenues005,3365,3360 Expenditures: Public safety: Current: Personal services7,0407,0406,1149266,809 Total expenditures7,0407,0406,1149266,809 Revenues over (under) expenditures(7,040)(7,040)(778)4,410(6,809) Other financing sources (uses): Transfer from General Fund7,0407,0407,040 - 7,040 Net increase (decrease) in fund balance$0$06,262$4,410 231 Fund balance - January 1344113 Fund balance - December 31$6,606$344 ó ïîî ó CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - RECYCLING Statement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Intergovernmental: Local: Washington County recycling grant - public works$52,400$52,400$52,406 $6 $52,406 Investment earnings - - 1,3021,3023,123 Miscellaneous - public works - - 5,5995,59920 Total revenues52,40052,40059,307 6,907 55,549 Expenditures: Public works: Current: Personal services40,90040,30039,79650437,762 Commodities - - - - 73 Contractual services11,50011,50021,069 (9,569)11,878 Total expenditures52,40051,80060,865 (9,065)49,713 Revenues over (under) expenditures$0$600(1,558)($2,158)5,836 Fund balance - January 186,96481,128 Fund balance - December 31$85,406$86,964 ó ïîí ó CITY OF COTTAGE GROVE, MINNESOTA Statement 25 SPECIAL REVENUE FUND - CHARITABLE GAMBLING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Investment earnings$ - $ - $142$142$409 Donations - general government8,0008,0005,036(2,964)5,609 Total revenues8,0008,0005,178(2,822)6,018 Expenditures: General government: Current: Contractual2,0006,0004,6921,3083,000 Total expenditures2,0006,0004,6921,3083,000 Revenues over (under) expenditures6,0002,000486(1,514)3,018 Other financing sources (uses): Transfer to Special Revenue Fund(6,000)(6,000)(6,000) - (9,000) Net increase (decrease) in fund balance$0($4,000)(5,514)($1,514)(5,982) Fund balance - January 110,84916,831 Fund balance - December 31$5,335$10,849 ó ïîì ó CITY OF COTTAGE GROVE, MINNESOTA Statement 26 SPECIAL REVENUE FUND - CELEBRATION FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Investment earnings$ - $ - $22$22$297 Donations - general government - - 5,0005,0007,800 Miscellaneous - general government - - 3293295 Total revenues005,3515,3518,102 Expenditures: General government: Current: Commodities - - 220(220)49 Contractual6,0006,00015,950(9,950)12,054 Total expenditures6,0006,00016,170(10,170)12,103 Revenues over (under) expenditures(6,000)(6,000)(10,819)(4,819)(4,001) Other financing sources (uses): Otherfinancingsources(uses): Transfer from Special Revenue Fund6,0006,0006,000 - 9,000 Net increase (decrease) in fund balance$0$0(4,819)($4,819)4,999 Fund balance - January 15,874875 Fund balance - December 31$1,055$5,874 ó ïîë ó CITY OF COTTAGE GROVE, MINNESOTA Statement 27 SPECIAL REVENUE FUND - STREET SEALCOATING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Variance with 2009Final Budget-2008 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Franchise taxes$465,000$465,000$399,568($65,432)$396,173 Aggregate taxes - - 24,23424,234 - Charges for services: Public works - - - - 70,921 Investment earnings - - 2,7242,7242,064 Total revenues465,000465,000426,526(38,474)469,158 Expenditures: Public Works: Current: Commodities20,00020,00023,828(3,828)16,208 Contractual524,200524,200465,93958,261381,192 Total expenditures544,200544,200489,76754,433397,400 Revenues over (under) expenditures(79,200)(79,200)(63,241)15,95971,758 Other financing sources (uses): TransferfromDebtServiceFundranserromeervceun - - - - 35274, TffDbtSiFd35274 Transfer from Capital Project Fund - - - - 146,655 Total other financing sources (uses)0000181,929 Net increase (decrease) in fund balance($79,200)($79,200)(63,241)$15,959 253,687 Fund balance - January 1291,27037,583 Fund balance - December 31$228,029$291,270 ó ïîê ó INTERNAL SERVICE Self Insurance Fund - Established to provide self insurance for the City and its officers, employees and agents for claims in excess of standard deductibles and to account for the City flexible spending program and purchase of insurance. Fleet Maintenance Fund – Established to account for costs related to repair and maintenance of City equipment and vehicles. Revenues received from departments are based on level of service performed. ó ïîé ó CITY OF COTTAGE GROVE, MINNESOTA Statement 28 COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS December 31, 2009 With Comparative Data as of December 31, 2008 Totals SelfFleet Internal Service Funds InsuranceMaintenance20092008 Assets: Current assets: Cash and investments$2,169,119$327,705$2,496,824$2,406,438 Accounts receivable -1,6431,6432,056 Prepaid items105,523650106,17343,197 Inventory -53,49253,49248,839 Total current assets2,274,642383,4902,658,1322,500,530 Noncurrent assets: Capital assets: Land -424,665424,665424,665 Buildings and improvements -928,870928,870928,870 Machinery and equipment -166,363166,363153,377 Total capital assets01,519,8981,519,8981,506,912 Less accumulated depreciation -(472,802)(472,802)(441,806) Total noncurrent assets01,047,096 1,047,096 1,065,106 Total assets2,274,6421,430,5863,705,2283,565,636 Liabilities: Current liabilities: Accounts payable4,48149,46453,94547,565 Health care benefits payable31,255 -31,25538,532 Unpaid claims67,176 -67,17659,995 Salaries payable -9,1189,11817,037 Due to other governmental units - - -37 Compensated absences payable -17,62617,62617,150 Total current liabilities102,91276,208179,120180,316 Noncurrent liabilities: Compensated absences -22,09622,09621,671 Other post employment benefits -774774358 Total noncurrent liabilities022,87022,87022,029 Total liabilities102,91299,078201,990202,345 Net assets: Invested in capital assets, net of related debt - 1,047,0961,047,0961,065,106 Unrestricted2,171,730284,4122,456,1422,298,185 Total net assets$2,171,730 $1,331,508 $3,503,238 $3,363,291 ó ïîè ó CITY OF COTTAGE GROVE, MINNESOTA Statement 29 INTERNAL SERVICE FUNDS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Totals SelfFleetInternal Service Funds InsuranceMaintenance20092008 Operating revenues: Charges for services: User fees$ - $813,479$813,479$904,784 Employee benefits1,081,792 - 1,081,792956,000 Property insurance209,208 -209,208197,600 Insurance refunds and reimbursements80,081 -80,08159,059 Total operating revenues1,371,081813,4792,184,5602,117,443 Operating expenses: Operation and maintenance: Personal services -309,805309,805299,174 Commodities -387,559387,559492,598 Contractual services -40,94240,94264,807 Depreciation -30,99630,99628,700 Total operation and maintenance 0769,302769,302885,279 Administrative and general: Personal insurance benefits1,004,932 - 1,004,932929,732 Contractual services194,052 -194,052205,370 Claims83,152 -83,152133,250 Totaladministrativeandgeneral1,282,136,,01,282,136,,1,268,352,, Totaladministrativeandgeneral1282136012821361268352 Total operating expenses1,282,136769,3022,051,4382,153,631 Operating income88,94544,177133,122(36,188) Nonoperating revenues: Investment earnings28,4804,11932,59990,275 Miscellaneous -5,2265,2265,587 Total nonoperating revenues28,4809,34537,82595,862 Income before transfers117,42553,522170,94759,674 Transfers: Transfer to Enterprise Fund -(31,000)(31,000)(31,000) Change in net assets117,42522,522139,94728,674 Net assets - January 12,054,3051,308,9863,363,2913,334,617 Net assets - December 31 $2,171,730$1,331,508$3,503,238$3,363,291 ó ïîç ó CITY OF COTTAGE GROVE, MINNESOTA Statement 30 COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Totals SelfFleetInternal Service Funds InsuranceMaintenance20092008 Cash flows from operating activities: Receipts from interfund services provided$1,291,000$813,479$2,104,479$2,058,384 Receipts from insurance refunds and reimbursements80,081 -80,08159,059 Payment to suppliers(339,474)(419,923)(759,397)(834,921) Payment to employees(1,012,209)(316,407)(1,328,616)(1,218,963) Miscellaneous revenue -5,2265,2265,587 Net cash flows from operating activities19,39882,375101,77369,146 Cash flows from noncapital financing activities: Transfer to Enterprise Fund -(31,000)(31,000)(31,000) Cash flows from capital and related financing activities: Acquisition of capital assets -(12,986)(12,986)(25,433) Cash flows from investing activities: Investment income28,4804,11932,59990,275 Net increase in cash and cash equivalents47,87842,50890,386102,988 Cash and cash equivalents - January 12,121,241285,1972,406,4382,303,450 Cash and cash equivalents - December 31$2,169,119$327,705 $2,496,824 $2,406,438 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income $88,945$44,177$133,122($36,188) Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation -30,99630,99628,700 Miscellaneous revenue -5,2265,2265,587 Changes in assets and liabilities: Decrease (increase) in receivables -4134138,560 Decrease (increase) in prepaid items(62,976) - (62,976)50,525 Decrease (increase) in inventory -(4,653)(4,653)15,329 Increase (decrease) in payables(6,571)6,216(355)(3,367) Total adjustments(69,547)38,198 (31,349)105,334 Net cash flows from operating activities$19,398$82,375$101,773$69,146 ó ïíð ó ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT Established to account for the receipt and use of monies for economic purposes. ó ïíï ó CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET - ALL GOVERNMENTAL FUND TYPESStatement 31 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT December 31, 2009 With Comparative Data as of December 31, 2008 Totals Economic Development Authority SpecialDebtComponent Unit RevenueService20092008 Assets Cash and investments$665,318$542,866$1,208,184$1,206,450 Accrued interest receivable185,500 -185,500134,000 Loan receivable from primary government900,000 -900,000900,000 Capital lease receivable from primary government - 6,345,0006,345,0006,500,000 Prepaid items2,493 -2,493 - Delinquent property taxes receivable3,299 -3,2992,952 Due from county - - -1,187 Total assets$1,756,610$6,887,866$8,644,476$8,744,589 Liabilities and Fund Balance Liabilities: Accounts payable$9,645$ -$9,645$3,880 Salaries payable338 -338770 Due to other governmental units - - -2 Deferred revenue3,299 -3,2992,952 Total liabilities13,282013,2827,604 Fund balance: Reserved for long-term loan receivable900,000 -900,000900,000 Reserved for long-term capital lease receivable - 6,345,0006,345,0006,500,000 Reserved for tax increment purposes586,896 -586,896499,779 Reserved for debt service reserve -542,866542,866535,337 Unreserved: Designated for EDA activities256,432 -256,432301,869 Total fund balance1,743,328 6,887,866 8,631,194 8,736,985 Total liabilities and fund balance$1,756,610$6,887,866$8,644,476$8,744,589 Fund balance reported above$8,631,194 Other long-term assets, including property taxes receivable, are not available to pay for current- period expenditures, and therefore, are deferred in the funds. 3,299 Long-term liabilities, including bonds payable, bond discounts and unamortized bond issuance costs, are not due and payable in the current period and therefore are not reported in the funds. (6,192,820) Net assets of component unit (page 35)$2,441,673 ó ïíî ó CITY OF COTTAGE GROVE, MINNESOTA Statement 32 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ALL GOVERNMENTAL FUND TYPES ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT For The Year Ended December 31, 2009 With Comparative Data for the Year Ended December 31, 2008 Totals Economic Development Authority SpecialDebtComponent Unit RevenueService20092008 Revenues: General property taxes: Current and delinquent$113,325$ - $113,325$101,681 Intergovernmental: Market value homestead credit - - -2,659 Direct charge to primary government for debt issuance - - -163,987 Direct charge to primary government for debt service reserve - - -514,893 Charges for service30,000 - 30,00030,000 Investment earnings8,2587,52915,78742,097 Interest on loan to primary government51,500369,626421,12654,116 Miscellaneous7,700 - 7,70010,380 Total revenues210,783377,155587,938919,813 Expenditures: General government: Current: Personal services70,132 - 70,13253,129 Commodities5,536 - 5,5361,729 Contractual services93,435 - 93,43588,311 Debt service: Principal retirement - 155,000155,000 - Interest and fiscal charges - 369,626369,626 - TotaTtldit expentures169103,5246265,693729,7143169, ldi1691032462669329143169 Revenues over (under) expenditures41,680(147,471)(105,791)776,644 Other financing sources (uses): Transfer in - 6,500,0006,500,000 - Transfer out(6,500,000) - (6,500,000) - Bonds issued - - - 6,500,000 Discount on debt issued - - -(97,500) Total other financing sources (uses)(6,500,000)6,500,00006,402,500 Net increase (decrease) in fund balance(6,458,320)6,352,529(105,791)7,179,144 Fund balance - January 18,201,648 535,337 8,736,9851,557,841 Fund balance - December 31$1,743,328$6,887,866$8,631,194$8,736,985 Net increase (decrease) in fund balance reported above($105,791) Revenues in the statement of activities that do not report current financial resources are not reported as revenues in the funds: Property taxes deferred revenue347 The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items: Amortization of deferred discounts and issuance costs(7,871) Principal repayments155,000 Change in net assets of component unit (page 37)$41,685 ó ïíí ó ó ïíì ó SUPPLEMENTARY FINANCIAL INFORMATION ó ïíë ó CITY OF COTTAGE GROVE, MINNESOTA CONSTRUCTION/ACQUISITION COSTS CAPITAL PROJECT FUNDS December 31, 2009 Construction/Acquisition Costs FundLand Legal, No.DescriptionsContractorEngineerAcquisitionFiscal FUNDED BY USER FEES: 230LP-3 Storm Sewer$66,574$298$ - $ - Total Fund 23066,57429800 526Ice Arena Expansion5,651,8281,001,460 - - Ice Arena Expansion Additional Costs91,40335,487 - - Total Fund 5265,743,2311,036,94700 510FUNDED BY FUTURE DEVELOPMENT: Jamaica/Military Realignment - 97,885 - - Total Fund 510097,88500 520FUNDED BY MSA: Jamaica Avenue Roundabout2,645,072860,888 - - Jamaica Avenue Roundabout additional costs(23,503) - - - Ravine Parkway, Phase 2 - 25,908 - - Lehigh/Highway 95 Improvements240,189120,328 - 405 Total Fund 5202,861,7581,007,1240405 FUNDED BY SPECIAL ASSESSMENT BONDS: 560Pavement Management: 2008 Pavement Management4,164,971646,120 - - Total Fund 5604,164,971646,12000 5632004 Improvements: Timber Ridge 6th1,414,104344,112 - - Pine Summit 6th712,967116,943 - - Pine Summit 7th894,279172,177 - - Pine Arbor 2nd341,83780,469 - - Summerhill Crossing508,611107,697 - - 2005 Trail Improvements87,83928,060 - - Total Fund 5633,959,637849,45800 5642005 Improvements: Mississippi Dunes Phase 21,163,376221,175 - - Pinecliff 1st1,487,763312,111 - - Total Fund 5642,651,139533,28600 ó ïíê ó Exhibit 1 Page 1 of 2 Construction/Acquisition CostsExpended ROW/Total Prior EasementOtherCosts2009Years $ -$9,511$76,383$76,383$ - 09,51176,38376,3830 -115,1276,768,415* - 6,768,415 -1,115128,005128,005 - 0116,2426,896,420128,0056,768,415 -7,008104,893 -104,893 07,008104,8930104,893 -67,3233,573,283* - 3,573,283 - -(23,503)(23,503) - -83526,743 -26,743 11,60610,030382,558285,03297,526 11,60678,1883,959,081261,5293,697,552 -69,9344,881,025*262,8174,618,208 069,9344,881,025262,8174,618,208 -186,4581,944,674*464,8001,479,874 -83,059912,969* - 912,969 -114,4431,180,899* - 1,180,899 -37,799460,105* - 460,105 -65,021681,329*3,112678,217 -109116,008* - 116,008 0486,8895,295,984467,9124,828,072 -132,6621,517,213*351,3521,165,861 -160,4981,960,372* - 1,960,372 0293,1603,477,585351,3523,126,233 ó ïíé ó CITY OF COTTAGE GROVE, MINNESOTA CAPITAL PROJECT FUNDS CONSTRUCTION/ACQUISITION COSTS December 31, 2009 Construction/Acquisition Costs FundLand Legal, No.DescriptionsContractorEngineerAcquisitionFiscal FUNDED BY SPECIAL ASSESSMENT BONDS: (continued) 5652006 Improvements: Pinecliff 2nd$1,265,337$253,441$ - $ - Pinecliff 2nd additional costs - 32,541 - - Silverwood1,545,234323,593 - - Pine Arbor 3rd317,67460,918 - - 103rd Street Street Improvements - - - - CP Rail/Lyman Lumber1,153,269264,030 - - Total Fund 5654,281,514934,52300 5662007 Improvements: Southpoint Ridge651,343307,224 - - VFW Utility22,0716,075 - - The Preserve at CG554,908144,174 - - Everwood117,05877,574 - - Total Fund 5661,345,380535,04700 FUNDED BY PARK TRUST FUNDS: 570Hamlet Park North - 27,741 - - Trunk Fund Oversizing48,204 - - - Total Fund 57048,20427,74100 FUNDED BY AREA FUNDS: 575TrunkFundOversizingCapitalize694202, - - - --- 575TrunkFundOversizingCapitalize694202 White Pines Water Main172,51950,439 - - Total Fund 575866,72150,43900 580Trunk Fund Oversizing 212,317 - - - Total Fund 580212,317000 585Gateway Storm Pond - 60,013 - - Hamlet Pond Phase 38,96728,463 - - Hamlet Pond Phase 3 additional costs21,71549,667 - - Trunk Fund Oversizing127,912 - - - Total Fund 585158,594138,14300 Totals$26,360,040$5,857,011$0$405 Less: Completed construction* Work in progress - December 31, 2009 ó ïíè ó Exhibit 1 Page 2 of 2 Construction/Acquisition CostsExpended ROW/Total Prior EasementOtherCosts2009Years $ - $147,116$1,665,894*$ - $1,665,894 - (2,860)29,68121,4698,212 - 192,0502,060,877*402,3661,658,511 - 35,096413,688*(74)413,762 - - - (12,731)12,731 - 164,9071,582,206*(5,246)1,587,452 0536,3095,752,346405,7845,346,562 - 116,4741,075,041*32,3201,042,721 - 1,19729,343* - 29,343 - 97,304796,386*61,947734,439 - 22,983217,615*(727)218,342 0237,9582,118,38593,5402,024,845 - - 27,741 - 27,741 - - 48,204* - 48,204 0075,945075,945 -- --694202,* --694202, 694202*694202 -7,845230,803*3,434227,369 07,845925,0053,434921,571 - -212,317* - 212,317 00212,3170212,317 -19,69579,70810,31069,398 -5,07842,508* - 42,508 -1,75773,13973,139 - - -127,912* - 127,912 026,530323,26783,449239,818 $11,606$1,869,574$34,098,636$2,134,205$31,964,431 33,193,288 $905,348 ó ïíç ó CITY OF COTTAGE GROVE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS December 31, 2009 InterestFinal RateDatedPayment Primary Government General Obligation Bonds: $1,015,000 Tax Increment Bonds of 1999C3.75-4.15%2/11/19998/1/2009 $1,405,000 Tax Increment Bonds of 2004A3.0-4.65%7/1/20042/1/2024 $1,775,000 Tax Increment Bonds of 2004B4.5-5.75%7/1/20042/1/2021 $1,145,000 Capital Improvement Bonds of 2004C3.0%7/1/20042/1/2009 Total General Obligation Bonds Special Assessment Debt: Improvement Bonds of 1998A4.35-4.7%6/1/19988/20/2009 Improvement Bonds of 2000A4.3-5.25%8/1/200012/1/2009 Improvement Bonds of 2002B3.0-4.15%10/2/20022/1/2019 Improvement Refunding Bonds of 2002C2.5-3.3%10/2/20022/1/2012 Improvement Bonds of 2003B2.0-4.125%3/1/20032/1/2019 Improvement Bonds of 2008A3.50-3.60%6/11/20082/1/2019 Improvement Bonds of 2009A2.50-4.30%4/16/20092/1/2024 Improvement Refunding Bonds of 2009C2.00-3.00%4/16/200912/1/2015 TotalSpecialAssessmentDebtwithGovernmentalCommitmentoapecassessmene wovernmenaommmen TtlSilAtDbtithGtlCitt Proprietary Fund Bonds: Golf Course Revenue Refunding Bonds of 19944.2-5.0%2/10/19942/1/2010 Sewer and Water Revenue Bonds 1997A4.3-5.1%5/21/19972/1/2013 Water Revenue Bonds of 1999E4.25-5.6%12/1/19995/1/2009 Golf Course Revenue Bonds of 1999F5.0-5.6%12/1/19992/1/2012 Water Revenue Refunding Bonds of 2009B2.50-4.0%4/16/20092/1/2020 Total Proprietary Fund Bonds Total Bonded Indebtedness - Primary Government Component Unit - EDA $6,500,000 Ice Arena Lease Rev Bonds of 2008B4.0%-4.90%6/11/20084/1/2028 Total Component Unit - EDA Total Bonded Indebtedness - Reporting Entity ó ïìð ó Exhibit 2 AuthorizedPrincipal Due Interest Due And IssuedRetiredOutstandingIn 2010In 2010 $1,015,000$1,015,000$ -$ -$ - 1,405,000180,0001,225,00055,00053,204 1,775,00075,0001,700,00040,00092,692 1,145,0001,145,000 - - - 5,340,0002,415,0002,925,00095,000145,896 3,940,0003,940,000 - - - 1,210,0001,210,000 - - - 4,185,0001,040,0003,145,000215,000116,209 3,625,0002,185,0001,440,000300,00041,730 4,065,000920,0003,145,000210,000116,657 3,370,000 -3,370,000410,000111,065 3,650,000 -3,650,000355,000158,022 625,000 -625,00040,00016,663 24670000,,9295000,,15375000,,1530000,,560346, 246700009295000153750001530000560346 2,330,0002,095,000235,000235,0005,875 1,475,0001,070,000405,00075,00018,742 1,690,0001,690,000 - - - 1,100,000585,000515,000130,00024,880 1,205,000 -1,205,000100,00049,448 7,800,0005,440,0002,360,000540,00098,945 37,810,00017,150,00020,660,0002,165,000805,187 6,500,000155,0006,345,000235,000274,593 6,500,000155,0006,345,000235,000274,593 $44,310,000$17,305,000$27,005,000$2,400,000$1,079,780 ó ïìï ó ó ïìî ó ó ïìí ó ó ïìì ó ó ïìë ó ó ïìê ó ó ïìé ó ó ïìè ó ó ïìç ó ó ïëð ó ó ïëï ó ó ïëî ó ó ïëí ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 13 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT OAKWOOD HEIGHTS - DISTRICT NUMBER 1-1 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$1,375,000$518,876$ - $856,124 Loan proceeds1,375,000 - - 1,375,000 Refunding bond proceeds1,375,000 - - 1,375,000 Current property taxes received - 2,671 - (2,671) Tax increment received5,710,068492,12522,3975,195,546 Direct charges to developer401,501501,222 - (99,721) Transfers1,375,000 - - 1,375,000 Interest on investments21,000205,0913,846(187,937) Total sources of funds11,632,5691,719,98526,2439,886,341 Uses of funds: Land acquisition1,594,000102,273 - 1,491,727 Construction costs2,290,887 - - 2,290,887 Bond payments: Bondpayments: Principal1,375,000525,000 - 850,000 Interest 1,583,832349,250 - 1,234,582 Loan payments: Principal1,375,000 - - 1,375,000 Interest 500,000 - - 500,000 Refunding bond payments: Principal1,375,000 - - 1,375,000 Administrative costs112,45026,05722586,168 Bond discount51,400 - - 51,400 Transfer to other funds1,375,000423,886 - 951,114 Bonding costs -25,126 - (25,126) Total uses of funds11,632,5691,451,59222510,180,752 Funds remaining (or deficit)$0$268,393$26,018($294,411) ó ïëì ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 14 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT UP NORTH PLASTICS - DISTRICT NUMBER 1-3 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$1,350,000$905,344$ - $444,656 Loan proceeds1,350,000352,803 - 997,197 Refunding bond proceeds1,350,000 - - 1,350,000 Tax increment received1,345,5001,318,782103,604(76,886) Interest on investments21,00085,313507(64,820) Interfund transfer1,350,000 - - 1,350,000 Total sources of funds6,766,500 2,662,242 104,111 4,000,147 Uses of funds: Land acquisition - 304,413 - (304,413) Construction costs588,000 - - 588,000 Bond payments: Principal1,350,000545,00030,000775,000 Interest 364,000413,8881,750(51,638) Loan payments: Loanpayments: Principal1,350,000352,803 - 997,197 Interest 286,000272,399 - 13,601 Refunding bond payments: Principal1,350,000 - - 1,350,000 Payment to refund bond escrow agent - 337,425 - (337,425) Administrative costs120,00016,591220103,189 Bond discount7,600 - - 7,600 Transfers1,350,000 - - 1,350,000 Refund tax increment - 372,804 - (372,804) Bonding costs -10,936 - (10,936) Total uses of funds6,765,600 2,626,259 31,970 4,107,371 Funds remaining (or deficit)$900 $35,983 $72,141 ($107,224) Note: The property owner received a tax abatement for 2002 & 2007, resulting from a property valuation appeal. ó ïëë ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 15 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT COTTAGES OF COTTAGE GROVE - DISTRICT NUMBER 1-8 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$825,000$561,858$31,648$231,494 Interest on investments - 15,1772,271(17,448) Total sources of funds825,000577,03533,919214,046 Uses of funds: Construction costs750,000419,791 - 330,209 Administrative costs75,0002,97722071,803 Total uses of funds825,000422,768220402,012 Funds remaining (or deficit)$0$154,267$33,699($187,966) ó ïëê ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 16 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT RENEWAL BY ANDERSEN - DISTRICT NUMBER 1-9 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$2,000,000$1,303,360$ - $696,640 Tax increment received3,776,0151,271,459 - 2,504,556 Real estate sales1 - - 1 Interest on investments5,000168,7813,225(167,006) Local contribution377,225 - - 377,225 Transfer in from other funds785,000 - - 785,000 Total sources of funds6,943,2412,743,6003,2254,196,416 Uses of funds: Land/building acquisition1,394,000501,194 - 892,806 Construction costs823,000396,634104,882321,484 Bond payments: Principal2,000,0001,105,000210,000685,000 Interest 633,000366,3674,357262,276 Loan payments: Loanpayments: Principal785,000 - - 785,000 Interest 298,000 - - 298,000 Administrative costs387,04058,008383328,649 Total uses of funds6,320,0402,427,203319,6223,573,215 Funds remaining (or deficit)$623,201$316,397($316,397)$623,201 ó ïëé ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 17 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT NUMBER 1-10 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$11,000,000$ - $ - $11,000,000 Loan proceeds11,000,000 - - 11,000,000 Tax increment received7,632,1721,054,453269,9906,307,729 Market Value Credit -TIF - 79 - (79) Real estate sales4,300,0001,306,791 - 2,993,209 Developer contribution - 8,000 - (8,000) Interest on invested funds230,000 - - 230,000 Local contribution250,000 - - 250,000 Grant250,000 - - 250,000 Applicant fees - 145,700 - (145,700) Transfer in from other funds11,000,000 - - 11,000,000 Total sources of funds45,662,1722,515,023269,99042,877,159 Uses of funds: Land/building acquisition6,,200,,0001,,445,,331 - 4 ,,754,,669 Land/buildingacquisition620000014453314754669 Construction costs3,943,000972,383 - 2,970,617 Bond payments: Principal11,000,000 - - 11,000,000 Interest 868,546 - - 868,546 Loan payments: Principal11,000,000 - - 11,000,000 Interest 868,546 - - 868,546 Administrative costs782,080102,329800678,951 Miscellaneous - refunds - 140,700 - (140,700) Transfer out to other funds11,000,000 - - 11,000,000 Total uses of funds45,662,1722,660,74380043,000,629 Funds remaining (or deficit)$0($145,720)$269,190($123,470) ó ïëè ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 18 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT NUMBER 1-12 December 31, 2009 Accounted CurrentFor inCurrentAmount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$23,400,000$3,000,000$ - $20,400,000 Loan proceeds7,800,000 - - 7,800,000 Tax increment received28,300,0001,599,367568,39626,132,237 Direct charges to developer -153,635 -(153,635) Land sale1,700,0001,604,000 -96,000 Transfer in7,800,000455,719 - 7,344,281 Market value credit - TIF -106 -(106) Community development block grant400,000 - -400,000 Interest on invested funds500,000100,5251,337398,138 Other -23,020 -(23,020) Total sources of funds69,900,0006,936,372569,73362,393,895 Uses of funds: Land/building acquisition5,000,0002,564,657 - 2,435,343 Construction costs9,,000,,0003,,101,,4882,,4645,,896,,048 Constructioncosts9000000310148824645896048 Bond payments: Principal23,400,00060,00050,00023,290,000 Interest 13,748,000463,911147,59113,136,498 Loan payments: Principal7,800,000 - - 7,800,000 Interest - 150,939 - (150,939) Administrative costs2,830,000216,4124,4462,609,142 Discount on debt issued - 36,812 - (36,812) Transfer out to other funds7,800,000 - - 7,800,000 Other322,000316,531 - 5,469 Total uses of funds69,900,000 6,910,750204,50162,784,749 Funds remaining (or deficit)$0$25,622$365,232($390,854) ó ïëç ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 19 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT 1-13 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$7,100,000$120,895$85,158$6,893,947 Interest on investments1,000,000 - - 1,000,000 Land sales17,025,000918,746 - 16,106,254 Developer contribution -4,000 - (4,000) Bond proceeds20,000,000 - - 20,000,000 Loan proceeds20,000,000 - - 20,000,000 Transfers in20,000,000 - - 20,000,000 Total sources of funds 85,125,0001,043,64185,15883,996,201 Uses of funds: Land/building acquisition12,000,000619,999 - 11,380,001 Site Improvements/preparation1,000,00027,494 - 972,506 Public utilities3,400,000 - - 3,400,000 Streets1,700,000454,396 - 1,245,604 Other public improvements6,,000,,000 - - 6 ,,000,,000 Otherpublicimprovements60000006000000 Bond payments: Principal20,000,000 - - 20,000,000 Interest477,000 - - 477,000 Loan payments: Principal20,000,000 - - 20,000,000 Interest477,000 - - 477,000 Administrative costs71,00041,8241,86327,313 Transfers out20,000,000 - - 20,000,000 Total uses of funds85,125,0001,143,7131,86383,979,424 Funds remaining (or deficit)$0($100,072)$83,295$16,777 ó ïêð ó CITY OF COTTAGE GROVE, MINNESOTA Exhibit 20 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT 1-14 December 31, 2009 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$1,110,000$9,969$45,581$1,054,450 Interest on investments20,000 - - 20,000 Developer contribution -2,000 - (2,000) Bond proceeds1,115,000 - - 1,115,000 Loan proceeds2,230,000575,000 - 1,655,000 Transfers in1,115,000 - - 1,115,000 Total sources of funds 5,590,000586,96945,5814,957,450 Uses of funds: Site Improvements/preparation130,000505,225 - (375,225) Public utilities525,00060,501 - 464,499 Bond payments: Principal1,115,000 - - 1,115,000 Interest182,500 - - 182,500 Loan payments: Loanpayments: Principal2,230,000 - - 2,230,000 Interest182,500 - 55,673126,827 Administrative costs110,00015,79348093,727 Transfers out1,115,000 - - 1,115,000 Total uses of funds5,590,000581,51956,1534,952,328 Funds remaining (or deficit)$0$5,450($10,572)$5,122 ó ïêï ó ó ïêî ó III. STATISTICAL SECTION (UNAUDITED) This part of the City of Cottage Grove’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. Financial Trends These schedules contain trend information to help the reader understand how the government’s financial performance and well-being have changed over time. Table 1 – Net Assets by Component Table 2 – Changes in Net Assets Table 3 – Fund Balances of Governmental Funds Table 4 – Changes in Fund Balances of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the government’s most significant local revenue source, property taxes. Table 5 – Assessed and Estimated Actual Value of Taxable Property Table 6 – Property Tax Rates Direct and Overlapping Governments Table 7 – Principal Property Taxpayers Table 8 – Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the government’s current levels of outstanding debt and the government’s ability to issue additional debt in the future. Table 9 – Ratios of Outstanding Deby by Type Table 10 – Ratios of General Bonded Deby Outstanding Table 11 – Direct and Overlapping Governmental Activities Debt Table 12 – Legal Debt Margin Information Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Table 13 – Demographic and Economic Statistics Table 14 – Prinicipal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government’s financial report relates to the services the government provides and activties it performs. Table 15 – Full-time Equivalent City Government Employees by Function Table 16 – Operating Indicators by Function/Program Table 17 – Capital Assets Statistics by Function/Program Sources: Unless otherwise noted, the information in these schedules is derivded from the comprehensive annual financial reports for the relevant year. ó ïêí ó ó ïêì ó ó ïêë ó ó ïêê ó ó ïêé ó ó ïêè ó ó ïêç ó ó ïéð ó ó ïéï ó ó ïéî ó ó ïéí ó ó ïéì ó ó ïéë ó CITY OF COTTAGE GROVE, MINNESOTA Table 11 DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT As of December 31, 2009 City of Cottage Grove % of DebtShare of Net DebtApplicableOverlapping Outstandingto CityDebt Overlapping: Washington County $ 120,760,00011.9390%$ 14,417,524 School Districts ISD No. 200 (Hastings) 39,310,0001.6525% 649,598 ISD No. 833 (South Wash. County) 288,760,00032.4545% 93,715,681 Metro Council 157,950,0000.9629% 1,520,901 Total Overlapping 110,303,703 City of Cottage Grove Direct Debt$ 27,705,000100.00% 27,705,000 Total Direct and Overlapping Debt:$634,485,000$ 138,008,703 Source: Washington County. Percentage of debt applicable is calculated by dividing portion of tax capactiy of the authority that lies in City of Cottage Grove divided by the total tax capacity that lies in Washington County. Notes: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. ó ïéê ó ó ïéé ó CITY OF COTTAGE GROVE, MINNESOTA Table 13 DEMOGRAPHIC AND ECONOMIC STATISTICS Last Ten Fiscal Years Per Capita FiscalPersonalPersonalSchoolUnemployment YearPopulation(1)Income (2)Income (2)Enrollment (3)Rate (2) 200030,582 1,125,234,108 36,794 15,3432.37% 200130,753 1,167,506,892 37,964 15,4012.96% 200230,984 1,190,777,088 38,432 15,6523.68% 200331,437 1,250,469,549 39,777 15,7444.10% 200431,774 1,355,319,970 42,655 16,0884.04% 200533,179 1,427,659,191 43,029 16,4003.51% 200633,529 1,521,780,723 45,387 16,4673.49% 200733,788 1,610,234,716 47,65716,8053.94% 200834,017 1,653,804,489 48,61716,8005.01% 200934,213 1,646,794,793 48,13416,7957.51% Sources: (1) City of Cottage Grove Community Development Department for 2009. Metropolitan Council. (2) Washington County data from Bureau of Economic Analysis. (3) Indepdendent School District No. 833 including Valley Crossing School. ó ïéè ó CITY OF COTTAGE GROVE, MINNESOTA Table 14 PRINCIPAL EMPLOYERS Current year and nine years ago 20092000 PercentagePercentage of Total of Total TaxpayerEmployeesRankEmploymentEmployeesRankEmployment School District 8331,081117%992118% 3M Cottage Grove 695211%829215% Up North Plastics Inc28034%22044% Renewal by Andersen25044%25034% Target21253%15093% Cub Foods20863%18673% Menard's20073%20054% City of Cottage Grove17583%17083% Allied Systems11892%130102% Werner Electric110102%0% Commercial Carriers0%20054% Total3,32953%3,32759% Sources: (1) 2009 list is from www.mnpro.com (Minnesota Community Profile) (2) The 2000 information is from the City of Cottage Grove Bond Issue Summary ó ïéç ó ó ïèð ó ó ïèï ó ó ïèî ó ó ïèí ó ó ïèì ó