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HomeMy WebLinkAbout2011-06-01 PACKET 02.A.REQUEST OF CITY COUNCIL ACTION COUNCIL AGENDA MEETING ITEM # DATE 6/1/11 w PREPARED BY Finance Robin Roland ORIGINATING DEPARTMENT STAFF AUTHOR x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x COUNCIL ACTION REQUEST Representatives from LarsonAllen will give a presentation on the 2010 Comprehensive Annual Financial Report. STAFF RECOMMENDATION Motion to accept the 2010 Comprehensive Annual Financial Report. BUDGET IMPLICATION BUDGETED AMOUNT ACTUAL AMOUNT SUPPORTING DOCUMENTS ❑ MEMO /LETTER: 5/25/11 ❑ RESOLUTION: ❑ ORDINANCE: ❑ ENGINEERING RECOMMENDATION: ❑ LEGAL RECOMMENDATION: ❑ OTHER: Comprehensive Annual Financial Report, Required Auditor's communications. ADMINISTRATORS COMMENTS 1. "CityAdministrator Date x x+ x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x COUNCIL ACTION TAKEN: ❑ APPROVED ❑ DENIED ❑ OTHER TO: FROM: DATE: RE: City of Cottage Grove X11'1® Finance Department Honorable Mayor and City Council Ryan Schroeder, City Administrator Robin Roland, Finance Director May 25, 2011 Presentation of Comprehensive Annual Financial Report for 2010 Introduction Craig Popenhagen and Heidi Tatro with the City's auditing firm, LarsonAllen LLP will be at the meeting to present the 2010 Financial Statements. A copy of the 2010 Comprehensive Annual Financial Report and the auditor's required communications are included herein for your review. The Letter of Transmittal in the Financial Statements (page 3) and the Management Discussion and Analysis (page 21) summarize important data and give a good overview of the City's financial situation. In addition, the statistical section (page 167) includes supplemental detailed information and financial trends. Action Requested Following the presentation a motion to receive and accept the Comprehensive Annual Financial Report is appropriate. are r Ilan LLP CPAs, Consultants & Advisors www.tersonallon.com REPORT ON MINNESOTA LEGAL COMPLIANCE Honorable Mayor and Members of the City Council City of Cottage Grove, Minnesota We have audited the financial statements of the governmental activities, business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage Grove, Minnesota, as of and for the year ended December 31, 2010, which collectively comprise the City's basic financial statements and have issued our report thereon dated May 19, 2011. We conducted our audit in accordance with U.S. generally accepted auditing standards, the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States, and the provisions of the Minnesota Legal Compliance Audit Guide for Political Subdivisions, promulgated by the State Auditor pursuant to Minn. Statutes Section 6.65. Accordingly, the audit included such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. The Minnesota Legal Compliance Audit Guide for Political Subdivisions covers seven main categories of compliance to be tested: contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing. Our study included all of the listed categories. The results of our tests indicate that for the items tested, the City complied with the material terms and conditions of applicable legal provisions. This report is intended solely for the information and use and the Office of the Minnesota State Auditor and is no anyone other than these specified parties. of the City Council, management of the City, t intended to be and should not be used by 1-4-P LarsonAllen LLP Minneapolis, Minnesota May 19, 2011 An independent member of Nexia International LarsonAlled LLP CPAs, Consultants & Advisors www.tarsonalle n.corn Honorable Mayor and Members of the City Council. City of Cottage Grove, Minnesota We have audited the financial statements of the govemmental activities, the business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of City of Cottage Grove, Minnesota, (the City) for the year ended December 31, 2010, and have issued our report thereon dated May 19, 2011. Professional standards require that we provide you with the following information related to our audit. Our responsibility under U.S. Generally Accepted Auditing Standards and Government Auditing Standards As stated in our engagement Letter dated January 14, 2011, our responsibility, as described by professional standards, is to express opinions about whether the financial statements prepared by management with your oversight are fairly presented, in all material respects, in conformity with U.S. generally accepted accounting principles. Our audit of the financial statements does not relieve you or management of your responsibilities. As part of our audit, we considered the internal control of the City. Such considerations were solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement, we performed tests of the City's compliance with certain provisions of laws, regulations, contracts, and grants, however, the objective of our tests was not to provide an opinion on compliance with such provisions. 1. Our responsibility is to plan and perform the audit to obtain reasonable, but not absolute, assurance that the financial statements are free of material misstatement. 2. We are responsible for communicating significant matters related to the audit that are, in our professional judgment, relevant to your responsibilities in overseeing the financial reporting process. However, we are not required to design procedures specifically to identify such matters. 3. We are also responsible for communicating matters regarding the provisions of the Minnesota Legal Compliance Audit Guide for Political Subdivisions, promulgated by the State Auditor pursuant Minnesota Statute 6.65. Other information in documents containing audited financial statements Our audit opinion, the audited financial statements, and the notes to financial statements should only be used in their entirety. Inclusion of the audited financial statements in a client prepared document, such as an annual report, should be done only with our prior approval and review of the document. Our responsibility for other information in documents containing the City's financial statements and our auditors' report does not extend beyond the financial information identified in our auditors' report. We have no responsibility for determining whether such other information is properly stated and do not have an obligation to perform any procedures to corroborate other information contained in such documents. We are required by professional standards to read the other information in order to identify material inconsistencies between the audited financial statements and other information because the credibility of the audited financial statements and our report may be undermined by material inconsistencies between the audited financial statements and other information. An independent member of Nexia International Inrea N Al 10 N AL Honorable Mayor and Members of the City Council City of Cottage Grove Page 2 Planned scope and timing of the audit We performed the audit according to the planned scope and timing previously communicated to you in our meeting about planning matters on February 16, 2011. Significant audit findings Qualitative aspects o /accounting practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by City of Cottage Grove are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during 2010. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were the useful lives of capital assets, the valuation of investments, the allowance for uncollectible accounts receivable, and the liability for insurance claims incurred but not reported. Management's estimate of the useful lives of capital assets is based on authoritative guidance and past experience. Management's estimate of the investments at fair value is based on published market values at December 31, 2010. Management's estimate of the allowance for doubtful accounts is based on collection history of ambulance billings and an analysis of the collectibility of individual accounts. Management's estimate of claims incurred but not reported in the self - insurance fund is based on data reported to the City by the plan administrator. We evaluated the key factors and assumptions used to develop the above estimates in determining that it is reasonable in relation to the financial statements taken as a whole. Difficulties encountered in performing the audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and uncorrected misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. The attached schedule suunnarizes uncorrected misstatements of the financial statements. Management has determined that their effects are immaterial, both individually and in the aggregate, to the financial statements taken as a whole. In addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. Disagreements with management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors' report. We are pleased to report that no such disagreements arose during the course of our audit. Honorable Mayor and Members of the City Council City of Cottage Grove Page 3 Management representations We have requested certain representations from management that are included in the management representation letter dated May 19, 2011. Management consultations with other independent accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's financial statements or a determination of the type of auditors' opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other audit findings or issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. This information is intended solely for the use of the Members of the City Council and management of City of Cottage Grove and is not intended to be and should not be used by anyone other than these specified parties. LarsonAllen LLP Minneapolis, Minnesota May 19, 2011 CITY OF COTTAGE GROVE SUMMARY OF PASSED ADJUSTMENTS DECEMBER 31, 2010 q Description DR CR PROPRIETARY FUND AND BUSINESS -TYPE 1 610 Retained Earnings $ 10,739 610 Water Sales $ 10,739 Pass on adjusting for the impact of overstating water revenue due to over-billing for deduct meter in the prior year. $ 19,050 l $ 19,050 $ 10,739 $ 10,739 Account Description DR CR PROPRIETARY FUND AND BUSINESS -TYPE 2 610 Retained Earnings $ 19,050 610 Rental Income - Water Operating $ 19,050 Pass on adjusting beginning net assets and revenue for rental revenue received in 2009 for 2010. $ 19,050 l $ 19,050 Lar n ll ri LLY CPAs, Consultants & Advisors www.ta rson alten.corn REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Honorable Mayor and Members of the City Council City of Cottage Grove, Minnesota We have audited the financial statements of the governmental activities, business -type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage Grove, Minnesota as of and for the year ended December 31, 2010, which collectively comprise the City's basic financial statements and have issued our report thereon dated May 19, 2011. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the City's financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies, or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses as defined above. 1 NTERN ATIO N AL An independent member of Nexia International Honorable Mayor and Members of the City Council City of Cottage Grove Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our test disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. This report is intended solely for the information and use of the City Council, management of the City, and state and federal awarding entities and is not intended to be and should not be used by anyone other than these specified parties. LarsonAllen LLP Minneapolis, Minnesota May 19, 2011 r • Unqualified (i.e. "clean ") opinion on the financial statements • No material weaknesses in internal controls noted • Minnesota legal compliance — no exceptions noted Government -wide Statements ses,000,000 $55,000.X0 — -- 1 i 2006 2007 2008 2006 2010 —o —CV filnveslmenu — a— EV.penxs — e— Erpentlehb Nel ASSes "'., PA Financial Results (continued) N R esults Financial General Fund Revenues 1a,00g009 :- 1z,66o,066 F rveam^ i — I m.ao6.006 e,000.006 �-- 6, 000, W, i n,ao3po0 — 2,000,006 '', -- I 200e 2001 2008 2009 2010 !]Miscellaneous 118,870 137,6337 105,642 66,3 51,491 vestment lnaome 251,648 330,244 256,330 100,841 65.279 D Fines and FoftU 231)21 223,63 224,807 192,169 201,559 rtCharges for 6mrvico 1,240 ,044 T 1,W3,520 1,006,.5 1, 1 5 1,096 1,158,85B pis tergovernmenal 1,288,363 1,580,917 651,604 167,217 615033 �o Lcensas antl ParMffi 1,162,151 1,013,351 1,029,569 683,204 753,466 Icfrenchise Pees 325,414 - - - o Property Taxes 8468,233 8,802239 9,191.928 9, 836,128 igt95,1W N R esults Financial Financial Results (continued) General Fund Revenues and Expenditures $94,000000 — $12,00,000 si0,900,000 $8,000,050 1F $8,000,000 $4,000,000 $z 000,000 Revenues $ Expentlhuraa 2001 2002 2003 2004 2005 2006 2007 2008 2009 2510 Financial Results (continued) Fund Balance - General Fund 90,000,000 90.0% 9,000 on 8, 0., 8.000,000 — -- -- 700i 7,000,000 — — — — so 0,000,o00 E sa.o% 5,000,000 J 4 OM OW oo/ 3.000,000 2,000.000 — — — — — — — — — — 2CA °6 1 FurM Balance 9,050,000 -- __ _ _ __ _ __ ___ _ J 90.0°6 % of Annual 00 °o ExpentllNres 2009 2002 2003 2004 2W5 2008 20W 2008 2009 2010 4 Financial Results (continued) Golf Course Fund $300000 $250,000 x— $200.000 $150.000 $100000 s5e,0 00 s 2005 Fin R esu l ts (co Street Light Fund $400,000 - -- $350,000 — $30000 $250,000 $200,000 $150,300 — $100,000 ,— $50,000 2005 $(50,000( 6(1W,000) OperaiinQ lnxme (.oss7 Operarhg cash Flow 2005 2007 200$ 2000 2010 OperaGnq Inwma (lass) Ope�a0n9 CesM1 Flaw 2006 2007 20. 2009 2010 Financial Results (continued) EMS Fund $150,000 F $50.000 � zoos $(50000) )— $(150,00,) Financial Results (continued) Water Oneratina Fund $1.3,0.0,0 $1.100.000 $90,,0,0 $7m ON $599,,90 $300,000 $1N $(,WON) $(.WQWO) 2007 2007 NN 2o0a 2010 20 :0 Operating In-me(LosS) Operating OaSF Flow Operating lncame ( oss) Operating Gash Flow I. • Audit provides reasonable, but not absolute assurance • Accounting policies • Significant accounting estimates • Audit adjustments and uncorrected misstatements • No disagreements or difficulties with management 7 • GASB No. 54 — Fund Balance Reporting — Effective 2011 — Delegation of Authority — Special Revenue Funds • GASB No. 61 — Component Units • GASB No. 62 - Codification Craig Popenhagen, Principal Ph. 612/397 -3087 cpopenhagen @larsonallen.com Heidi Tatro, Manager Ph. 612/397 -3123 htatro@larsonallen.com 1.1 H E S NIJ A I FINANC.IAL REPOIRI I A MInancsola Ycar F -juidcd 110 Dc�ccnlbcl-31, 2C, Cover photo is the nature category winning entry from the 2010 City of Cottage Grove Photo Contest. Photo was taken by Amanda Flandrich. Cl Ioi CITY OF COTTAGE GROVE STATE OF MINNESOTA l . i i Prepared ]By: Finance Department CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Certificate of Achievement for Excellence in Financial Reporting 12 Principal City Officials 13 Organization Chart 14 II. FINANCIAL SECTION Independent Auditors' Report 17 Management's Discussion and Analysis 21 Basic Financial Statements: Government -Wide Financial Statements: Statement of Net Assets Statement 1 35 Statement of Activities Statement 2 37 Fund Financial Statements: Balance Sheet - Governmental Funds Statement 3 38 Statement of Revenues, Expenditures, and Changes in Fund Balance - Governmental Funds Statement 4 40 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement 5 42 Statement of Net Assets - Proprietary Funds Statement 6 43 Statement of Revenues, Expenses, and Changes in Fund Net Assets - Proprietary Funds Statement 7 44 Statement of Cash Flows - Proprietary Funds Statement 8 48 Notes to Financial Statements 53 Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 9 90 Budgetary Comparison Schedule - Note to RSI 96 Funding Progress Schedule - Other Post Employment Health Care Benefits 97 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds Statement 10 103 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds Statement 11 104 Subcombining Balance Sheet - Nonmajor Special Revenue Funds Statement 12 106 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue Funds Statement 13 108 Subcoinbining Balance Sheet - Nonmajor Debt Service Funds Statement 14 111 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service Funds Statement 15 112 Subcombining Balance Sheet - Nonmajor Capital Project Funds Statement 16 114 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project Funds Statement 17 116 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Equipment Replacement Statement 18 118 Recycling Statement 19 119 Storm Water Statement 20 120 Street Sealcoating Statement 21 121 Forfeiture /Seizure Statement 22 122 Ice Arena Statement 23 123 Public Safety Grants Statement 24 124 Charitable Gambling Statement 25 125 Celebration Fund Statement 26 126 Future Economic Development Statement 27 127 Internal Service Funds: Combining Statement of Net Assets Statement 28 130 Combining Statement of Revenue, Expenses and Changes in Fund Net Assets Statement 29 131 Combining Statement of Cash Flows Statement 30 132 Component Unit: Economic Development Authority: Combining Balance Sheet - All Governmental Fund Types Statement 31 134 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - All Governmental Fund Types Statement 32 135 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Supplementary Financial Information: Construction/Acquisition Costs: Capital Projects Funds Exhibit 1 138 Combined Schedule of Bonded Indebtedness Exhibit 2 142 Debt Service Payments to Maturity Exhibit 3 144 Deferred Tax Levies Exhibit 4 146 Subcombining Balance Sheet - Pavement Management Debt Service Schedule Exhibit 5 148 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Pavement Management Debt Service Schedule Exhibit 6 149 Subcombining Balance Sheet - Construction Revolving Capital Project Schedule Exhibit 7 150 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance - Construction Revolving Capital Project Schedule Exhibit 8 151 Subcombining Balance Sheet - Tax Increment Construction Revolving Schedule Exhibit 9 152 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Tax Increment Construction Revolving Schedule Exhibit 10 153 Subcombining Balance Sheet - TIF Debt Service Revolving Schedule Exhibit 11 154 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- TIF Debt Service Revolving Schedule Exhibit 12 155 Schedule of Sources and Uses of Public Funds: Oakwood Heights District Number 1 -1 Exhibit 13 156 Up North Plastics District Number 1 -3 Exhibit 14 157 Cottages of Cottage Grove District Number 1 -8 Exhibit 15 158 Renewal by Andersen District Number 1 -9 Exhibit 16 159 Tax Increment District Number 1 -10 Exhibit 17 160 Tax Increment District Number 1 -12 Exhibit 18 161 Tax Increment District Number 1 -13 Exhibit 19 162 Tax Increment District Number 1 -14 Exhibit 20 163 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number III. STATISTICAL SECTION Net Assets by Component Table 1 167 Changes in Net Assets Table 2 168 Fund Balances of Governmental Funds Table 3 170 Changes in Fund Balances of Governmental Funds Table 4 171 Assessed and Estimated Actual Value of Taxable Property Table 5 172 Property Tax Rates - Direct and Overlapping Governments Table 6 173 Principal Property Taxpayers Table 7 174 Property Tax Levies and Collections Table 8 175 Ratios of Outstanding Debt by Type Table 9 176 Ratios of General Bonded Debt Outstanding Table 10 177 Direct and Overlapping Governmental Activities Debt Table 11 178 Legal Debt Margin Information Table 12 179 Demographic and Economic Statistics Table 13 180 Principal Employers Table 14 181 Full -time Equivalent City Government Employees by Function Table 15 182 Operating Indicators by Function/Program Table 16 183 Capital Asset Statistics by Function/Program Table 17 184 City of Cottage Grove Minnesota 7516 80th Street South / Cottage Grove, Minnesota 55016-3195 www.cottage-grove.org May 19, 2011 651-458-2800 Fax 651-458-2897 TDD 651-458-2880 To the Honorable Mayor, City Council, and Citizens of the City of Cottage Grove: Mimiesota statutes require all cities to submit an annual audited financial statement to the Office of the State Auditor. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Cottage Grove for the fiscal year ended December 31, 201 Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. LarsonAllen LLP, independent certified public accountants have issued an unqualified ("clean") opinion on the City of Cottage Grove's financial statements for the year ended December 31, 2010. The independent auditors' report is located at the front of the financial section of this report. Management's discussion and analysis (MD&A) immediately follows the independent auditors' report and provides a narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Cottage Grove was organized as a village on July 13, 1965 and was incorporated as a city on January 1, 1974. Cottage Grove is a suburban community located on the southern border of Washington County. It is within the Seven County Metropolitan Region. The City currently occupies 34.3 square miles of land and serves a population of 34,589. Cottage Grove operates as a Statutory Plan A City under Minnesota law. The governing body, consisting of the Mayor and four council members, is elected at large and on a non-partisan basis. Terms of office are staggered four year terms, with elections held in each even-numbered year. EQUAL OPPORT NITY EMPLOYER �1_ - 4 - Letter of Transmittal May 19, 2011 The Mayor and Council appoint a full -time City Administrator, who is responsible for overall supervision of City operations. The City is structured into four major departments - Public Safety, Public Works, Community Development, and Finance and Administration. The Council also appoints members of the various citizens' advisory boards. The City provides a variety of municipal services. These include: * Public Safety - Police protection - Fire protection - Animal control - Emergency response - Cottage Grove EMS * Public Works - Street maintenance - Fleet maintenance - Street signing and striping - Water and sewer utilities - Street lighting - Snow plowing - Engineering - Storm water - Public improvements * Community Development - Building inspections - Land planning - Zoning administration - Public improvements - Historic preservation * Parks and Recreation - Parks maintenance - Outdoor swimming pool - Ice arena - Golf course - Recreational activities * General Administration - Legal - City Clerk - Economic development - Personnel - Finance & Administration The Economic Development Authority (EDA) of the City of Cottage Grove is a separate legal entity organized pursuant to Minnesota Statute 469. The EDA is included as a discretely presented component unit. The EDA is considered a component unit because the Council appoints the members of the government authority and because the EDA is in a relationship of financial benefit or burden to the City. The annual budget serves as the foundation for the City of Cottage Grove's financial planning and control. The Council is required to adopt a final budget by no later than December 28 of each year. 5 Letter of Transmittal May 19, 2011 Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Cottage Grove operates. Local economy: Cottage Grove is in the southeast corner of the seven county metropolitan area. The City continues in a steady growth pattern. Growth is consistent with the Utility Staging Plan that encourages contiguous, orderly and cost - effective expansion of the utility system. The population of Cottage Grove has increased from 833 in 1950 to 30,582 according to the 2000 census and 34,589 per the 2010 census. Most of the population of the City concentrates in two age groups 0 - 19 years, 35.5% and 25 - 44 years, 34.4 %. According to the 2000 census, the average age is 32 years and the median family income was $65,825. Major employers in the area include School District 833, 3M Company Cottage Grove plant, Up North Plastics, Renewal by Andersen, Target, Cub Foods, Werner Electric, Menard's, Rainbow Foods, and Aggregate Industries. The City's commercial areas include four community shopping centers and several restaurants. The Economic Development function within the City works on the expansion and attraction of business to Cottage Grove. In addition, Economic Development maintains an available property list and a commercial and industrial development guide. Recently they have developed and implemented a marketing campaign to attract and retain local businesses, and pursued retail development opportunities. Since 1998, the City has facilitated fourteen industrial projects and two expansions in the Business Park totaling over 1 million square feet and over $54 million in market value. In 2001, the City Council and EDA created the Gateway North District. The Gateway North District has experienced significant enhancements since its creation. The total Gateway District commercial market values have increased $80 million over this eight year period. The Gateway is now home to over 700,000 square feet of retail offerings up from 500,000 square feet in 2002. The City- wide building permit values for new commercial construction totaled $1.2 million in 2010, up from $250,000 in 2009. Long -term financial planning: The City places a high priority on planning for future growth. Staff uses different long range revenue and expenditure models during the annual preparation of a biennial budget plan for the General Fund, Special Revenue and Enterprise Funds. Furthermore, Council and staff compile a five year Capital Improvement Plan (C11') which addresses the future building and infrastructure projects necessary to address the new residential and commercial property outlined in the City's 2030 Comprehensive Plan. As part of the CIP, each capital project is analyzed to determine if sufficient funding exists for the project and the longer term impact of each of the projects on the individual capital fund balances. - 6 - Letter of Transmittal May 19, 2011 Relevant Financial Policies: The City uses a variety of financial policies to guide its fiscal actions and ensure its fiscal stability. For example, the Investment policy identifies which investment vehicles City staff will use to maintain the safety of principal while maximizing the return on the pooled cash in the City's possession. The policy seeks to minimize credit and market risk by limiting the period of time any one investment may be held and/or by limiting the quantity and variety of investments in accordance with those allowed by state statute. Perhaps most relevant is the City's Fund Balance policy which identifies the required designated amounts in the Fund Balance of the General Fund at fiscal year end. This policy requires that the City retain and designate: • 50% of the subsequent year's General Fund Property Tax Levy for cash flow • 10% of the subsequent year's budgeted expenditures for contingencies • an amount for compensated absences computed, special purposed revenues and budget carryovers. Once these items are designated in the fund balance, any excess revenues are transferred out to the following funds for the following purposes: • Closed Debt fund (35 %) for debt management • Equipment replacement fund (25 %) for future equipment replacement • Municipal building fund (15 %) for future municipal facility needs • Pavement management fund (10 %) for future pavement management projects. Since the adoption of the Fund Balance Policy in 2003, the General Fund has transferred more than $4.6 million to these designated funds, assuring the continued financial stability of the City's operations and reducing the reliance upon debt issuance and the resulting levies to fund City projects. Major initiatives: Initiatives for 2011 are outlined below: • Proceed with the planning for and construction of the new Public Safety /City Hall facility in the East Ravine. • Consider recommendations of the Community Center Task Force on whether to construct such a facility and how to finance it, including exploration of all manner of public /private partnerships. • Continue efforts in the redevelopment of the Norris Marketplace area. • Continue to expand Industrial Park by attracting new businesses. • Continue planning for the next Metropolitan Utility Service Area (MUSA) expansion in the Upper Ravine district - approximately 4,000 acres for future development. Property taxes: "Net tax capacity" is the value used to calculate the tax rate. Simply put, the property tax levy for the year divided by the city -wide Total Net Tax Capacity equals the Tax Extension Rate. This Tax Extension Rate is the tax rate used to determine the property taxes paid by each property owner. Overall property values have grown consistently over the past 10 Letter of Transmittal May 19, 2011 years. The table below shows a reduction in net tax capacity for 2002 with a return to growth thereafter. This one year decrease resulted from significant changes in the State Property Classification System (Class Rates) that took effect in 2002. The impact of this change is shown on the following table: Residential Homestead Portion of Value of $75,000 $76,000 to 500,000 Over $500,000 Tax Capacity of: $100,000 Home $125,000 Home $150,000 Home $200,000 Home Commercial Value to $150,000 Value above $150,000 Tax Capacity of. $750,000 Building $1,000,000 Building $2,500,000 Building 1998 Class 1999 Class 2000 & 2001 2002-2010 Rate Rate Class Rate Class Rate 1.00% 1.00% 1.00% 1.00% 1.85% 1.70% 1.65% 1.00% 1.85% 1.70% 1.65% 1.25% 1,213 1,175 1,163 1,000 1,675 1,600 1,575 1,250 2,138 2,025 1,988 1,500 3,063 2,875 2,813 2,000 2.70% 2.45% 2.40% 1.50% 4.00% 3.50% 3.40% 2.00% 28,050 24,675 24,000 14,250 38,050 33,425 32,500 19,250 98,050 85,925 83,500 49,250 For 2010, the total market value decreased 4.38 %, or $134 million. Of this change, a decline of 5.38% was the devaluation of existing properties while an increase of 1% ($34 million) is attributed to new construction. The following table shows the changes in valuations over the past several years: ■ Estimated Net Year Market Percent Tax Percent Payable Value Change Capacity Change 2001 $1,333,444,300 9.95% $22,578,567 11.81% 2002 1,464,647,000 9.84% 17,911,660 (20.67 %) 2003 1,717,460,500 17.26% 21,118,262 17.90% 2004 1,941,381,700 13.04% 22,561,473 6.83% 2005 2,278,319,600 17.36% 26,315,736 16.64% 2006 2,588,151,800 13.60% 29,344,344 11.51% 2007 2,848,502,600 10.06% 32,824,288 11.86% 2008 2,986,391,700 4.84% 34,606,397 5.43% 2009 3,058,237,500 2.41% 35,932,471 3.83% 2010 2,924,191,800 (4.38 %) 34,558,053 (3.83 %) ■ Letter of Transmittal May 19, 2011 The delinquency rate for property taxes remains low. Current tax collections were 98.6% of the property tax levy during 2010. Total collections have consistently been above 95% since 1990. The allocation of property tax levy by purpose (urban property only) for the years payable 2003 to 2010 are: Tax Extension Rates Purpose 2003 2004 2005 2006 2007 2008 2009 2010 General Fund 36.927 38.002 34.298 33.316 32.022 31.548 30.825 31.780 Debt Service 5.150 5.655 4.872 4.609 3.791 3.641 3.807 3.635 Total Tax Rate 42.077 43.657 39.170 37.925 35.813 35.189 34.632 35.415 The decrease in the tax extension rate since 2003 is reflective of the strong appreciation of market values of existing properties in addition to new construction. Future reduction in the tax rate will be challenging as a result of the decline in the valuation of residential housing stock which began in late 2008. Fiscal Disparities: In 1971 the legislature enacted the Fiscal Disparities law, which was not implemented until 1975 because of a constitutional challenge. The law provides for the pooling of 40 percent of all new commercial/ industrial property valuation or growth in the seven county metropolitan area to be redistributed to the taxing jurisdictions according to population and valuation per capita. The tax rate is higher or lower if the municipality in which the property is located received more or less valuation from the metropolitan pool than is contributed by the municipality. Over the past decade, the City of Cottage Grove has benefited significantly from this legislation. It is difficult to determine the future impact of the law in the City because of the complexity of the formula and the regional scope of the legislation. The past impact on the taxable valuation is as follows: Net Tax Capacity Fiscal Disparity Fiscal Disparity Year Contribution Distribution GUUl 2002 2003 2004 2005 2006 2007 2008 2009 2010 $1,222,871 806,541 818,898 1,435,738 1,258,492 1,488,657 1,219,985 1,730,706 1,864,101 2,239,913 $4,587,177 2,898,642 3,140,504 3,240,755 3,404,249 3,606,971 4,115,941 4,842,028 5,486,540 5,830,239 — 9 — Tax Capacity Adjustment $3,364,306 2,092,101 2,321,606 1,805,017 2,145,757 2,118,314 2,895,956 3,111,322 3,622,439 3,590,326 Letter of Transmittal May 19, 2011 Cash management: Cottage Grove subscribes to the "pooled cash" concept of investing, which means that all funds with cash balances participated in an investment pool. This pooled cash concept provides for investing greater amounts of money at more favorable rates. Below is a history of yields and investment earnings. The three -month Treasury bill is taken from historical pricing from the Federal Reserve Website. — 10 — Treasury Bill Three -Month Investment Investment Year Averas4e Yield Earnings 2010 0.14 0.94 $ 518,608 2009 0.15 1.48 736,601 2008 1.28 4.31 1,933,219 2007 4.41 5.92 2,336,771 2006 4.87 4.50 1,654,851 2005 3.27 2.37 883,608 2004 1.43 2.10 686,078 2003 1.03 1.63 508,457 2002 1.63 4.40 1,047,472 2001 3.47 7.12 1,625,056 — 10 — Letter of Transmittal May 19, 2011 Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Cottage Grove for its Comprehensive Annual Financial Report for the year ended December 31, 2009. This was the eighteenth consecutive year that the City has achieved this prestigious award. In order to receive a Certificate of Achievement, a government must publish an easily readable and efficiently organized Comprehensive Annual Financial Report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current Comprehensive Annual Financial Report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to GFOA to determine its eligibility for another certificate. I would like to express my appreciation to all finance and administrative services department staff without whose dedication and assistance the preparation of this report would not be possible. Further recognition goes to the Mayor, City Council members and City Administrator for their leadership and support of responsible financial policy which guides our operation. Respectfully Submitted, CITY OF COTTAGE GROVE, MINNESOTA Robin Roland Finance Director 11 - MIMIME Presented to City of • .• Grov; My For its Comprehensive Annual Financial Report for the Fiscal Year Ended December 31, 2009 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. — 12 — CITTOF COTTAGE GROVE, MINNESOTA PRINCIPAL lfecernber 31, 2010 Elected Officials Mayor: Myron Bailey Term Expires Council Members: Mark Grossklaus Justin Olsen Jen Peterson Pat Rice Appointed Personnel City Administrator Director of Finance City Clerk Director of Planning and Community Development Director of Public Safety Director of Public Works December 31, 2012 December 31, 2010 December 31, 2012 December 31, 2012 December 31, 2010 Ryan Schroeder Robin Roland Caron Stransky Howard Blin Craig Woolery Les Burshten 13 L"J City of Cottage Grove Organization Ch 7 Cottage Grove Citizens City Council City Administrator Community Administration Finance Public Safety Development Economic City Clerk/Elections Accounting Patrol Development Planning Human Resources Enterprise Billing =1nestga�ws U ommunity Public Safety Building /Code Programs/ programs Inspections Communications Payroll Animal & Code Historic Enforcement Preservation River Oaks MIS Fire & Emergency Management EMS /Medical Services Fire Inspections Updated 2011 Advisory Commissions City Attorney Parks and I Public Works Recreation Parks i I i Engineering Recreation I I I Streets Ice Arena Fleet/Building Maintenance Forestry Utilities — 14 — 15 - 16 - LLP CPAs, Consultants & Advisors Honorable Mayor and Members o[ the City Council City of Cottage Grove, Minnesota We have audited the accompanying financial statements of the governmental. activities, the activities, the discretely presented component unit, each major fund, and the aggregate remaining fund iofhoou1ioo of the City of Cottage Grove, Minnesota as of and for the year ended December 31" 2010, which collectively comprise the City's basic financial otuteouezda as listed in the table of contents. Tbcen financial atut000cu1a are the responsibility of the City's management. Our responsibility is to express opinions on these fin000iuJ statements based on our audit. The prior ycar summarized comparative information has been derived from the City's 2009 financial statements and, Lu our report dated May 18, 2010, we expressed unqualified oPboioum on the zcaPe»dvo financial ututomco1u of the governmental activities, the business-type activities, the discretely presented component unit, each major fund,mnd the aggregate remaining fund information. We conducted our audit in accordance with U.S. generally accepted auditing standards and the atuoduzda applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards zcgoizo that we plan and perform the audit to oh1uiu zeusnnub]c assurance about whether the financial statements are free o[ material misstatement. An audit includes examining, on u800t huain, evidence supporting the amounts and dixo|omnzem in the financial utatcouecdm. An audit also includes assessing the accounting principles used and significant estimates made hymanagement, os well aa evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage (}rove, MioomooLa as of December 3l,20l0, and the respective changes iofiuouoia| position and cash flows, where applicable, thereof for the year then ended io conformity with 0.S. generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued our report dated May lq,20l|,000ur consideration ofthe City of Cottage Grove, Minnesota's io1croul control over financial reporting and oo our tests of its compliance with certain ynnviaiooe of laws, regulations, contracts, and grant ugzeeozezda and other matters. The purpose of that report io to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide ao opinion onthe internal control over financial reporting or on compliance. That report is an integral part of an audit perfon in accordance with Government Auditing Standards and should be considered in assessing the roauko of our audit. ^o independent member ofwexiuInternational 6 Honorable Mayor and Members of the City Council City of Cottage Grove The management's discussion and analysis, budgetary comparison information and funding progress schedule as listed in the table of contents are not u required part of the basic financial statements but are supplemental information required by U.S. generally accepted accounting principles. We have applied certain limited procedures, which consisted principally of inquires of management regarding the methods of measurement and presentation of the required supplementary iofbonudoo. 8ovvovoc, we did not audit the information and coprcam no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Cottage Grove`obasic financial statements. The introductory section, combining ' ond individual fatzd statements and schedules, the supplementary finumobd information and the atabodou] section are presented for purposes of additional uouh/uio and are not a required pmt of the basic financial statements. The nornbiniu4 and individual fund mtu1cozeo10 and schedules, and the supplementary financial information have been subjected tothe auditing procedures applied in the audit of the basic Onauoiu| atadoznoots and, in our opinion, are fairly stated ioall material rcopcoLa in relation to the basic fiouooiu| etutcmou1u taken as uvvbn)c. The introductory 000tiuu and statistical section have not been subjected to the audit procedures applied in the audit of the basic financial mtatcmco1a and, accordingly, we express no opinion onthem. Minneapolis, Minnesota May 19, 2011 m As management of the City of Cottage Grove, we offer readers of the City of Cottage Grove's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2010. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 3 through 11 of this report. Financial Highlights • The assets of the City of Cottage Grove exceeded its liabilities at the close of the most recent fiscal year by $213,073,924 (net assets). Of this amount, $58,242,556 (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. • The City's total net assets increased by $2,592,432 over the previous year. • As of the close of the current fiscal year, the City of Cottage Grove's governmental funds reported combined ending fund balances of $43,461,566, an increase of $1,719,045 compared to the previous year. Approximately 79% or $34,442,327 is available for spending at the government's discretion (unreserved fund balance). • At the end of the current fiscal year the general fund balance of $9,139,140, included $33,905 reserved and $9,105,235 unreserved - designated. The unreserved fund balance represents approximately 73.6% of total general fund expenditures. • At the end of the current fiscal year, the City of Cottage Grove had total long -term debt outstanding of $26,338,465, a decrease of $2,381,272 (8.3 %) compared to the previous year. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Cottage Grove's basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City of Cottage Grove's finances, in a manner similar to a private - sector business. The statement of net assets presents information on all of the City of Cottage Grove's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Cottage Grove is improving or deteriorating. - 21 - Management's Discussion and Analysis (continued) The statement of activities presents information on how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and eared but unused compensated absences). Both of the government -wide financial statements distinguish functions of the City of Cottage Grove that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Cottage Grove include general government, community development, public safety, public works, and culture and recreation. The business -type activities of the City of Cottage Grove include a golf course, street lighting, water and sewer, and an ambulance service. The government -wide financial statements include not only the City of Cottage Grove itself (known as the primary government), but also a legally separate EDA component unit for which the City of Cottage Grove is financially accountable. Financial information for this component unit is reported separately from the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 35 through 37 of this report. Fund financial statements: A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Cottage Grove, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. All of the funds of the City of Cottage Grove can be divided into two categories: governmental funds and proprietary funds. Governmental funds: Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statement. By doing so, readers may better understand the long -term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 22 Management's Discussion and Analysis (continued) Information is presented separately in the governmental fund balance sheet and in the govermmental fund statement of revenues, expenditures, and changes in fund balance for the City's seven individual major governmental funds. They are as follows: • General Fund • Municipal Building and Service Center Fund – Capital project fund • MSA Construction Capital Project Fund — Capital project fund • Closed Debt Fund —Debt service fund • Pavement Management Debt Service Fund —Debt service fund • Pavement Management Capital Project Fund - Capital project fund • Construction Revolving Capital Project Fund – Capital project fund Data from the other govenunental funds are combined into a single, aggregated presentation. Individual fund data for each of these non -major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Cottage Grove adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 38 through 42 of this report. Proprietary funds: The City of Cottage Grove maintains five enterprise funds and two internal service funds as a part of its proprietary fund type. Enterprise funds are used to report the same functions presented as business -type activities in the governmental -wide financial statements. The City of Cottage Grove uses enterprise funds to account for its golf course operations, street light operations, ambulance service, water operations, and sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Cottage Grove's various functions. The City of Cottage Grove uses internal service funds to account for its self insurance and fleet maintenance activity. Because both of these services predominantly benefit governmental rather than business -type functions, they have been included within governmental activities in the government -wide financial statements. Proprietary funds provide the same type of information as the government -wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for its golf course operations, street light operations, ambulance service, water operations, and sewer operations, all of which are considered to be major funds of the City of Cottage Grove. Conversely, both internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements can be found on pages 43 through 51 of this report. 23 Management's Discussion and Analysis (continued) Notes to the financial statements: The notes provide additional information that is essential to a full understanding of the data provided in the government —wide and fund financial statements. The notes to the financial statements can be found on pages 53 through 87 of this report. Other information: The combining statements referred to earlier in connection with non -major governmental funds and internal service funds are presented immediately following the required supplementary information on budgetary comparisons. Combining and individual fund statements and schedules can be found on pages 103 through 132 of this report. Government -wide Financial Analvsis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Cottage Grove, assets exceeded liabilities by $213,073,924, at the close of the most recent fiscal year. The largest portion of the City of Cottage Grove's net assets ($148,664,120 or 69 %) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Cottage Grove uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Cottage Grove's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Governmental Activities 2010 2009 City of Cottage Grove Net Assets Business -Type Activities 2010 2009 Total Primary Government 2010 2009 Current and other assets $53,718,567 $53,652,416 $14,774,644 $14,065,426 $68,493,211 $67,717,842 Capital assets 117,566,728 117,372,280 55,684,219 56,467,713 173,250,947 173,839,993 Total assets 171,285,295 171,024,696 70,458,863 70,533,139 241,744,158 241,557,835 Long -term liabilities outstanding 15,657,023 22,987,056 2,384,356 2,744,552 18,041,379 25,731,608 Other liabilities 9,579,735 4,215,627 1,049,120 1,129,108 10,628,855 5,344,735 Total liabilities 25,236,758 27,202,683 3,433,476 3,873,660 28,670,234 31,076,343 Net assets: Invested in capital assets, net of related debt 94,794,079 92,735,500 53,870,041 54,106,504 148,664,120 146,842,004 Restricted 8,196,697 8,158,356 325,685 269,195 8,522,382 8,427,551 Unrestricted 43,057,761 42,928,157 12,829,661 12,283,780 55,887,422 55,211,937 Total net assets $146,048,537 $143,822,013 $67,025,387 $66,659,479 $213,073,924 $210,481,492 An additional portion of the City's net assets ($8,522,38 2 subject to external restrictions on how they may be used. net assets, $55,887,422 may be used to meet the City' creditors. or 4 %) represents resources that are The remaining balance of unrestricted City's ongoing obligations to citizens and 24 Management's Discussion and Analysis (continued) At the end of the current fiscal year, the City of Cottage Grove is able to report positive balances in all three categories of net assets; for the government as a whole, as well as for its separate governmental and business -type activities. The same situation held true for the prior fiscal year. The City's net assets increased by $2,592,432. Governmental Activities: Governmental activities increased the City of Cottage Grove's net assets by $2,226,524 accounting for 86% of the total growth in net assets. Key elements of this increase are as follows: — 25 2010 2009 2010 2009 2010 2009 Revenues: Program revenues: Charges for services $3,455,202 $3,207,746 $7,509,302 $7,659,700 $10,964,504 $10,867,446 Operating grants and contributions 1,210,249 1,192,559 - 1,210,249 1,192,559 Capital grants and contributions 2,464,782 2,941,206 165,266 2,630,048 2,941,206 General revenues: Property taxes 11,427,029 11,808,510 - 11,427,029 11,808,510 Other taxes 1,801,359 1,547,596 1,801,359 1,547,596 Grants and contributions not restricted to specific programs 27,050 202,751 - - 27,050 202,751 Unrestricted investment earnings 502,721 998,846 119,772 176,619 622,493 1,175,465 Gain on sale of capital assets 23,872 4,227 - - 23,872 4,227 Total revenues 20,912,264 21,903,441 7,794,340 7,836,319 28,706,604 29,739,760 Expenses: General government Regular operations 2,125,407 1,868,582 - - 2,125,407 1,868,582 Community development 1,140,456 1,106,256 - 1,140,456 1,106,256 Public safety 5,888,224 5,724,450 - 5,888,224 5,724,450 Public works: Regular operations 3,364,115 3,267,455 - 3,364,115 3,267,455 Construction 2,547,078 2,384,980 - 2,547,078 2,384,980 Culture and recreation 2,992,620 2,674,781 - 2,992,620 2,674,781 Interest on long -term debt 1,056,110 1,548,704 - - 1,056,110 1,548,704 Golf course - - 1,447,849 1,553,921 1,447,849 1,553,921 Street lights 534,206 508,615 534,206 508,615 Cottage Grove EMS - 975,560 920,991 975,560 920,991 Water operating 1,891,752 1,801,070 1,891,752 1,801,070 Sewer operating - - 2,150,795 2,079,127 2,150,795 2,079,127 Total expenses 19,114,010 18,575,208 7,000,162 6,863,724 26,114,172 25,438,932 Increase in net assets before transfers 1,798,254 3,328,233 794,178 972,595 2,592,432 4,300,828 Transfers 428,270 (1,134,566) (428,270) 1,134,566 - - Increase in net assets 2,226,524 2,193,667 365,908 2,107,161 2,592,432 4,300,828 Net assets - January 1 143,822,013 141,628,346 66,659,479 64,552,318 210,481,492 206,180,664 Net assets - December 31 $146,048,537 $143,822,013 $67,025,387 $66,659,479 $213,073,924 $210,481,492 — 25 Management's Discussion and Analysis (continued) • Grants and contributions not restricted to specific programs decreased 86% from 2009 due to the total unallotment of the 2010 Market Value Homestead Credit aid in order to solve the State budget crisis. • Capital grants and contributions in governmental activities decreased 16% because of the reduced construction activities related to reduced development activity. • Charges for service in governmental activities remained static from 2009. • Investment revenue decreased 49% due to continued low interest rates. • Expenses from governmental activities in 2010 increased $538,802 or 2.9% due to required contractual increases. • Net transfers totaling $428,270 were made between the governmental activities and the business -type activities in 2010 compared to $1,134,566 in 2009. These transfers to the governmental activities were for administrative fees. Below are specific graphs which provide comparisons of the governmental activities revenues and expenses: $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $2,000,000 $1,000,000 c`¢ �w c`acw as � ° �5 \o c a\o ae w Q aa� e� ° ��` Q �5`� t e�� e yw °c \ �o Qo �5 C o q et a � °t Q ■ Revenue ■ Expense In each program area, program expenses exceeded program revenues. — 26 — Management's Discussion and Analysis (continued) Governmental Activities - Expenses Interest on Long - Culture and Term Debt Recreation 5% Public Works 16% Construction 13% General Government 11% Community Public Works Development Operations 6% I'% Public Safety 31% Business -Type Activities. Business -type activities increased net assets by $365,908 despite decreased revenues in all divisions except the Golf Course and Sewer operating fund. Below are graphs showing the business -type activities revenue and expense comparisons. Expenses and Program Revenues - Business -Type Activities $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 wS 5 � ds GL °, wS�' y �ro` Sro a� . 60 ■Expenses ■ Program revenues Changes in net assets were positive for all segments of business -type activities except for Street lights which had small decrease of net assets of ($40,044). — 27 — Management's Discussion and Analysis (continued) Financial Analysis of the Government's Funds Governmental Funds. The focus of the City of Cottage Grove's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Cottage Grove's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Cottage Grove's governmental funds reported combined ending fund balances of $43,461,566, an increase of $1,719,045. The increase is due to the following factors: • Reduction in new infrastructure construction expenditures due to residential development's continued virtual standstill in 2010. • The collection of prepayments on deferred special assessments which recovered prior year construction expenses. Approximately 79% of the fund balance ($34,442,327) constitutes unreserved fund balance, which is available for spending at the City's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed: 1) $35,178 to liquidate prepaid items, 2) $4,650,393 to repay debt, 3) $1,191,170 for tax increment purposes, 4) $2,875,000 for repayment of interfund loans, and 5) $267,498 for assets for resale. The general fund is the chief operating fund of the City of Cottage Grove. At the end of the current fiscal year, unreserved fund balance of the general fund was $9,105,235 while total fund balance was $9,139,140. As a measure of the general fund's liquidity, it may be useful to compare total fund balance to total fund expenditures. Total fund balance represents 74% of total general fund expenditures. The general fund balance increased by $7,555 during the current fiscal year. Key factors in the general fund increase were increased property taxes levied to offset other reduced revenue sources, carefully controlled expenditures for operations and deferred capital outlay expenditures. The Municipal Building Fund increased $70,842 due to revenues from cell phone tower rental fees, transfers resulting from the City's fund balance policy and the initial professional service expenditures for the Public Safety /City Hall project. The MSA Construction Fund decreased by $53,508 because of land acquisition costs related to the settlement of a special assessment objection from a previous year's project. 28 Management's Discussion and Analysis (continued) The Closed Debt Fund increased by $244,534 due to investment income, interfund loan interest, special assessment revenues and transfers into the fund resulting from the City's fund balance policy. The Pavement Management Debt Service Fund decreased by $84,683 because of the repayment of debt issued for pavement management. The Pavement Management Capital Project Fund decreased by $884,346 due to the 2010 Pavement Management project expenditures. The Construction Revolving Fund, a capital project fund, increased by $167,364 because of the receipt of special assessments received for previous construction activity in new developments. The City will continue to receive future special assessment payments in this fund to cover the negative fund balance. Proprietary funds: The City of Cottage Grove's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. The net assets in the respective proprietary funds are; golf course $529,053, street light $6,465,613, Cottage Grove EMS $981,737, water operations $33,489,276, and sewer operations $25,371,147. The increase (decrease) in net assets in the proprietary funds for 2010 was $113,393, ($66,429), $35,585, $307,943, and ($40,103), respectively. The City has increased charges and made staffing changes over the past couple of years in the Cottage Grove Golf Course fund to increase the financial position of the fund. Budgetary Hi2hli2hts General Fund. The General Fund original budget was revised to reflect the following significant changes: • The intergovernmental revenue and public safety salary budgets were reduced by $27,100 due to the movement of the Byrne -Jag grant revenues and expenditures to the Public Safety Grants special revenue fund. • The intergovernmental revenue and fire services budgets were both reduced by $14,000 due to the reduction in the State Fire Aid payment resulting from the state recalculation of commercial /industrial insurance liability tax. The aid payment is a pass through to the Fire department's relief association. • The intergovernmental revenue and forestry budgets were increased by $68,700 to account for the forest protection grant (addressing the Emerald Ash Borer problem). • The charges for service and Community Development expense budgets were both increased by $300,000 to reflect a payment from Aggregate Industries for the City to coordinate an Environmental Impact Study on their behalf. • Transfers were amended to recognize transfers in the amount of $251,770 occurring as part of the City's fund balance designation policy. 29 Management's Discussion and Analysis (continued) The actual results were significantly different than the final budget amounts because of the following: • Charges for services categories were $84,742 less than budgeted due to the lack of development activity within the City in 2010. The City normally generates administrative, finance and engineering charges from development occurring. • Fines revenues were $69,441 less than budgeted due to reduced revenues passed through to the City from the state and county. • Investment income was $20,279 more than budgeted due to the collection of more interest than had been budgeted at historically low interest rates. • Total expenditures were approximately $398,154 less than the final budgeted amounts in all divisions. All departments realized additional budget savings due to decreased operational spending. Capital Asset and Debt Administration Capital assets: The City of Cottage Grove's investment in capital assets for its governmental and business -type activities as of December 31, 2010, amounts to $173,250,947 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. There were no major capital asset events that occurred in 2010 due to the delay of capital projects until more favorable economic conditions. City of Cottage Grove's Capital Assets (Net of Depreciation) Governmental Activities Business -type Activities Totals Primary Government ?m n Mn9 )m n Mno Land and Land improvements Construction in progress Buildings and improvements Equipment and furniture Machinery and equipment Other improvements Infrastructure: Streets Storm sewers Sidewalks /trails Water and sewer lines Ending balance $ 16,399,447 $ 16,399,447 $ 1,746,123 $ 1,746,919 $ 18,145,570 $ 18,146,366 1,358,079 905,348 202,856 - 1,560,935 905,348 9,533,153 9,769,441 2,146,131 2,257,010 11,679,284 12,026,451 461,892 575,748 - - 461,892 575,748 3,833,905 3,679,659 857,126 813,178 4,691,031 4,492,837 1,361,816 1,410,219 4,601,949 4,693,761 5,963,765 6,103,980 61,016,169 60,646,685 - - 61,016,169 60,646,685 19,864,862 20,158,254 19,864,862 20,158,254 3,737,405 3,827,479 - - 3,737,405 3,827,479 - - 46,130,034 46,956,845 46,130,034 46,956,845 $ 117,566,728 $ 117,372,280 $ 55,684,219 $ 56,467,713 $ 173,250,947 $ 173,839,993 Additional information on the City of Cottage Grove's capital assets can be found in Note 5. — 30 — Management's Discussion and Analysis (continued) Long-term debt: At the end of the current fiscal year, the City of Cottage Grove had total long term debt outstanding of $26,338,465, a decrease of $2,381,272 (8.3 %). $8,315,259 of the debt outstanding is due within one year. $10,885,000 of bonds payable is for pavement management debt being repaid by a combination of special assessments and property tax levies. City of Cottage Grove's Outstanding Debt Governmental activitites: Bonds payable, net Capital lease payable Other postemployment benefits Compensated absences Total governmental activities Business -type activities: Bonds payable, net Loan payable to component unit Capital lease payable Other postemployment benefits Compensated absences Total business -type activities Total primary government 2010 2009 $ 16,662,649 $ 18,287,591 6,110,000 6,349,189 35,764 25,076 706,097 683,279 23,514,510 25,345,135 1,814,178 2,352,124 900,000 900,000 - 9,085 8,544 6,138 101,233 107,255 2,823,955 3,374,602 $ 26,338,465 $ 28,719,737 The City of Cottage Grove holds a general obligation debt rating of Aal from Moody's (2010 Global Ratings Scale) and of AA+ /Stable from Standard and Poor's. According to S &P, Cottage Grove has "a strong financial profile, anchored by a very strong general fund balance; and good management practices that have contributed to the city's ongoing financial health." State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Market Value. The current debt limitation for the City of Cottage Grove is $81,615,754. Of that limit, $6,110,000 of the City's outstanding debt is counted within the statutory limitation because all other debt is either wholly or partially repaid by revenues other than general property tax levies. Additional information on the City of Cottage Grove's long -term debt can be found in Note 6. Requests for information: This financial report is designed to provide a general overview of the City of Cottage Grove's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to Finance Director, 7516 South 80` Street, Cottage Grove, Minnesota 55016. — 31 32 BASIC FINANCIAL STATEMENTS - 33 - 34 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF NET ASSETS Statement 1 December 31, 2010 With Comparative Data as of December 31, 2009 Capital assets not being depreciated: 310,685 7,316,212 547,787 Component Unit 8,328,153 1,191,170 Land and land improvements Primary Government Total Economic Totals 18,111,737 Construction in progress Governmental Business -Type Primary Development Reporting Entity Assets: Activities Activities Government Authority 2010 2009 Cash and investments $45,426,464 $13,796,407 $59,222,871 $816,521 $60,039,392 $57,665,710 Accrued interest receivable 183,467 9,533,153 183,467 151,473 334,940 514,366 Due from other governmental units - net 1,261,811 296 1,262,107 - 1,262,107 1,582,601 Loan receivable from primary government - - - 900,000 900,000 900,000 Accounts receivable- net 530,624 1,255,133 1,785,757 - 1,785,757 1,755,130 Prepaid items 139,722 140,944 280,666 1,440 282,106 273,048 Delinquent property taxes receivable 357,179 - 357,179 3,068 360,247 389,673 Due from county 67,219 67,219 - 67,219 314,905 Special assessments receivable 4,775,341 - 4,775,341 778,110 4,775,341 6,393,090 Inventories - at cost 65,062 77,366 142,428 357,258 142,428 130,938 Internal balances 511,439 (511,439) - - - - Deferred charges 132,741 15,937 148,678 58,509 207,187 229,380 Lease receivable - - - 6,110,000 6,110,000 6,345,000 Properties held for resale 267,498 - 267,498 421,298 688,796 - Capital assets not being depreciated: 310,685 7,316,212 547,787 7,863,999 8,328,153 1,191,170 Land and land improvements 16,399,447 1,712,290 18,111,737 1,214,160 18,111,737 18,111,737 Construction in progress 1,358,079 202,856 1,560,935 43,057,761 1,560,935 905,348 Capital assets (net of accumulated depreciation): 57,114,561 56,523,848 $146,048,537 $67,025,387 $213,073,924 $2,368,265 Land improvements - 33,833 33,833 33,833 34,629 Buildings and improvements 9,533,153 2,146,131 11,679,284 11,679,284 12,026,451 Equipment and furniture 461,892 - 461,892 461,892 575,748 Machinery and equipment 3,833,905 857,126 4,691,031 4,691,031 4,492,837 Other improvements 1,361,816 4,601,949 5,963,765 - 5,963,765 6,103,980 Infrastructure 84,618,436 46,130,034 130,748,470 130,748,470 131,589,263 Total assets 171,285,295 70,458,863 241,744,158 8,462,309 250,206,467 250,333,834 Liabilities: Accounts payable 676,118 101,992 778,110 2,371 780,481 859,935 Salaries payable 315,003 42,255 357,258 - 357,258 313,096 Contracts payable 108,564 95,151 203,715 203,715 348,063 Due to other governmental units 48,048 32,421 80,469 80,469 70,089 Deposits payable 181,499 202,472 383,971 - 383,971 79,071 Accrued interest payable 330,502 135,230 465,732 67,473 533,205 721,259 Unearned revenue 62,514 - 62,514 - 62,514 44,899 Compensated absences payable: Due within one year 489,838 85,421 575,259 575,259 595,137 Due in more than one year 216,259 15,812 232,071 232,071 195,397 Other postemployment benefits: Due in more than one year 35,764 8,544 44,308 44,308 31,214 Loan payable to component unit: Due in more than one year - 900,000 900,000 900,000 900,000 Capital lease payable: Due within one year 245,000 - 245,000 245,000 248,277 Due in more than one year 5,865,000 - 5,865,000 - 5,865,000 6,109,997 Bonds payable (net of unamortized premiums and discounts): Due within one year 7,135,000 360,000 7,495,000 159,200 7,654,200 2,400,000 Due in more than one year 9,527,649 1,454,178 10,981,827 5,865,000 16,846,827 24,494,235 Total liabilities 25,236,758 3,433,476 28,670,234 6,094,044 34,764,278 37,410,669 Net assets: Invested in capital assets, net of related debt Restricted for: Debt service Tax increment purposes Capital improvements Unrestricted Total net assets 94,794,079 53,870,041 148,664,120 - 148,664,120 146,842,004 7,005,527 310,685 7,316,212 547,787 7,863,999 8,328,153 1,191,170 - 1,191,170 593,339 1,784,509 1,214,160 - 15,000 15,000 - 15,000 15,000 43,057,761 12,829,661 55,887,422 1,227,139 57,114,561 56,523,848 $146,048,537 $67,025,387 $213,073,924 $2,368,265 $215,442,189 $212,923,165 The accompanying notes are an integral part of these basic financial statements. 35 - 36 O O O z O bD 'k C7 F U z z 69 64 m o0 h o0 C, 't C� C� lc� Cli C\ ll JI C, t4 'k C7 F U z z 69 64 m o0 h o0 r lc� 't C� C� lc� Cli C\ ll t4 G. C� M On lc� lc� I'! 'k C7 F U z z 69 64 m o0 t4 G. lc� lc� I'! Iq I C=> C� ll� lc� V V Cl� cr\ 'k C7 F U z z 69 64 m o0 t4 G. Iq I C=> C� ll� lc� V V Cl� 'k C7 F U z z 69 64 m o0 37 t4 G. 37 CITY OF COTTAGE GROVE, MINNESOTA BALANCESHEET GOVERNMENTALFUNDS December 31, 2010 With Comparative Data as of December 31, 2009 Special assessments receivable: Deferred Delinquent Special deferred Property held for resale Total assets Liabilities and Fund Balances Liabilities: Accounts payable Salaries payable Interfund payable Contracts payable Due to other governmental units Deposits payable Accrued interest payable Interfund loan payable Deferred revenue Total liabilities Fund balances (deficit): Reserved for: Prepaid items Debt retirement Tax increment purposes Long -term interfund loan receivable Assets for resale Unreserved: Designated reported in: General Fund Special Revenue Funds Debt Service Funds Capital Project Funds Undesignated reported in: Debt Service Fund Capital Project Funds Total fund balances (deficit) Total liabilities and fund balances 18,518 - Muncipal MSA 4,141 - 3,236 Building Construction 12,928 100,849 General Capital Project Capital Project Closed Debt Assets Fund Fund Fund Fund Cash and investments $9,367,127 $4,493,220 $1,628,832 $4,726,677 Accrued interest receivable 163,467 - - 18,710 Interfund receivable - - - - Interfund loan receivable - - - 650,000 Due from other governmental units -net 49,209 - 1,192,141 - Accounts receivable - net 53,058 - - - Prepaid items 33,905 - _ - Delinquent property taxes receivable 277,699 3,135 267,498 7,190 Due from county 67,219 - - - Special assessments receivable: Deferred Delinquent Special deferred Property held for resale Total assets Liabilities and Fund Balances Liabilities: Accounts payable Salaries payable Interfund payable Contracts payable Due to other governmental units Deposits payable Accrued interest payable Interfund loan payable Deferred revenue Total liabilities Fund balances (deficit): Reserved for: Prepaid items Debt retirement Tax increment purposes Long -term interfund loan receivable Assets for resale Unreserved: Designated reported in: General Fund Special Revenue Funds Debt Service Funds Capital Project Funds Undesignated reported in: Debt Service Fund Capital Project Funds Total fund balances (deficit) Total liabilities and fund balances 18,518 - 779,088 107,119 4,141 - 3,236 2,611 - 12,928 100,849 - - - 267,498 - $10,034,343 $4,509,283 $3,971,644 $5,493,597 $148,184 $55,202 $172,795 $ - 288,758 - - - - 18,710 20,000 44,816 - - - 79,687 - 333,758 43,777 2,075,314 116,920 895,203 117,689 2,268,109 116,920 33,905 - - - _ - 650,000 - 267,498 - 9,105,235 - - - 4,726,677 - 4,391,594 1,436,037 - 9,139,140 4,391,594 $10,034,343 $4,509,283 1,l VJ,JJJ $3,971 $5,493,597 The accompanying notes are an integral part of these basic financial statements. a Statement 3 Pavement Pavement Construction 993,302 4,571,076 5,834,433 Management Management Revolving Other Totals 432,301 Debt Service Capital Project Capital Project Governmental Governmental Funds Fund Fund Fund Funds 2010 2009 $4,320,278 $63,870 $308,509 $17,962,929 $42,871,442 $41,068,738 $53,091,546 - - 20,000 183,467 314,716 $6,075 $158,635 $549,201 - - 15,403 - 17,861 - 2,225,000 2,875,000 2,500,000 - - - 20,461 1,261,811 1,568,052 6,947 - - 470,412 523,470 493,380 - - - 1,273 35,178 36,888 26,655 - - 42,500 357,179 386,374 - - - - 67,219 314,905 1,914,499 362,104 396,446 993,302 4,571,076 5,834,433 36,067 - 19,776 2,058 67,889 432,301 12,045 10,554 - - 136,376 126,356 - - 116,325,184 Other long -term assets are not available to pay for current -period expenditures, and therefore, 267,498 - $6,309,544 $436,528 $724,731 $21,737,935 $53,217,605 $53,091,546 payable in the current period and therefore are not reported in the funds_ (23,679,737) (25,547,493) $845 $7,465 $6,075 $158,635 $549,201 $549,164 - - - 17,861 306,619 266,280 - - - - 15,403 8,646 6,947 54,261 108,564 348,063 - - 3,165 47,981 37,617 101,812 181,499 60,321 - - - - 55,673 - 950,000 650,000 575,000 2,175,000 2,000,000 1,989,266 372,658 416,222 1,039,260 6,387,175 8,016,504 1,990,111 1,338,769 1,079,244 1,949,994 9,756,039 11,349,025 - - - 1,273 35,178 36,888 4,319,433 - 330,960 4,650,393 4,404,116 - - 1,1.91,170 1,191,170 627,264 - - 2,225,000 2,875,000 2,620,000 - 267,498 - - 9,105,235 9,096,547 6,366,077 6,366,077 6,058,259 - 4,726,677 4,087,143 9,673,461 15,501,092 15,489,817 (15,403) (902,241) (354,513) - (1,256,754) (662,110) 4,319,433 (902,241) (354,513) 19,787,941 43,461,566 41,742,521 $6,309,544 $436,528 $724,731 $21,737,935 $53,217,605 $53,091,546 Fund balance reported above $43,461,566 $41,742,521 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources, and therefore, are not reported in the fiords 116,546,893 116,325,184 Other long -term assets are not available to pay for current -period expenditures, and therefore, are deferred in the funds 6,324,661 7,971,605 Long -term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds_ (23,679,737) (25,547,493) Internal service funds are used by management to charge the cost of insurance to individual funds. The assets and liabilities are included in the governmental statement of net assets 3,395,154 3,330,196 Net assets of governmental activities $146,048,537 $143,822,013 The accompanying notes are an integral part of these basic financial statements. 0 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Expenditures: Municipal MSA Current: Building Construction General government General Capital Project Capital Project Closed Revenues: Fund Fund Fund Debt Fund General property taxes $10,195,797 $2,528 $ - $5,798 Franchise taxes - - - - Aggregate taxes - - - - Tax increment collections - - - Special assessments 5,156 - 184,131 44,383 Licenses and permits 753,468 - - - Direct charges to developers - - - - Intergovernmental 675,033 - 162,844 - Charges for services 1,158,858 - - - Fines and forfeits 201,559 - - - Investment earnings 65,279 39,535 12,943 38,248 Interest on interfund loan - - - 55,500 Connection charges - - - - Park dedication fees - - - 3,065 Donations 23,446 - - - Miscellaneous 22,885 147,579 - - Total revenues 13,101,481 189,642 359,918 143,929 Expenditures: Current: General government 1,813,159 144,520 - 3,065 Community development 1,132,127 - - - Public safety 5,461,747 - - Public works 2,084,605 - 14,007 - Culture and recreation 1,705,394 - - - Capital outlay: General government 40,693 18,710 - - Community development - - _ Public safety 102,017 - - Public works 14,663 - 433,896 - Culture and recreation 51,526 - - Debt service: Principal retirement - Capital lease payment 2,792 - - - Interest and fiscal charges 208 - - - Total expenditures 12,408,931 163,230 447,903 3,065 Revenues over (under) expenditures 692,550 26,412 (87,985) 140,864 Other financing sources (uses): Transfers in 3,820 44,430 34,477 103,670 Transfers out (688,815) - - - Bonds issued - - - - Refunding bonds issued - - - - Premium on debt issued - - - - Discount on debt issued - - - - Principal retirement - refunding - - - - Proceeds from the sale of capital assets - - - - Total other financing sources (uses) (684,995) 44,430 34,477 103,670 Net increase (decrease) in fund balance 7,555 70,842 (53,508) 244,534 Fund balance - January 1 9,131,585 4,320,752 1,757,043 5,132,143 Fund balance - December 31 $9,139,140 $4,391,594 $1,703,535 $5,376,677 The accompanying notes are an integral part of these basic financial statements. - 40 - Statement 4 Pavement Pavement Construction 505,000 1,625,000 3,755,000 Management Management Revolving Other Totals 158,900 Debt Service Capital Project Capital Project Governmental Governmental Funds Fund Fund Fund Funds 2010 2009 $1,008,971 $ - $ - $243,130 $11,456,224 $11,745,148 2,127,543 517,391 517,391 399,568 886,726 1,233,938 2,942,924 30,554 30,554 24,234 _ _ - 1,253,414 1,253,414 1,123,774 453,227 231,457 1,069,628 911,972 2,899,954 4,372,581 - _ - - 753,468 683,204 _ - 50,047 - 50,047 24,786 _ - - 328,908 1,166,785 1,226,818 _ - (590,000) 1,509,570 2,668,428 2,630,298 71,506 _ _ - 201,559 192,169 32,669 - 10,282 151,717 350,673 508,246 _ _ _ 74,500 130,000 458,001 17,536,654 41,742,521 - 439,238 439,238 201,463 $19,787,941 $43,461,566 - 145,640 145,640 64,584 notes are an integral part of these basic financial statements. - 378,692 402,138 419,794 _ _ - 37,207 207,671 254,244 1,494,867 231,457 1,129,957 6,021,933 22,673,184 24,328,912 10,269 _ - 100,702 2,071,715 1,759,695 _ _ 1,132,127 1,102,740 _ _ - 31,560 5,493,307 5,295,003 _ 75,761 51,413 1,410,882 3,636,668 3,476,794 _ - - 625,515 2,330,909 2,023,085 _ _ - 17,874 77,277 67,552 _ _ - 23,840 23,840 - _ - 28,064 130,081 284,854 _ 1,172,469 480,680 566,248 2,667,956 2,546,563 _ _ - 432,663 484,189 91,040 1,120,000 - - 505,000 1,625,000 3,755,000 _ _ - 236,397 239,189 158,900 449,281 - 85,500 566,156 1,101,145 1,640,143 1,579,550 1,248,230 617,593 4,544,901 21,013,403 22,201,369 (84,683) (1,016,773) 512,364 1,477,032 1,659,781 2,127,543 _ 132,427 28,388 886,726 1,233,938 2,942,924 _ _ (373,388) (183,977) (1,246,180) (2,942,924) - 3,650,000 _ - - 625,000 _ _ - 22,705 - _ _ - (2,906) _ _ - (590,000) _ _ - 71,506 71,506 49,694 0 132,427 (345,000) 774,255 59,264 3,754,493 (84,683) (884,346) 167,364 2,251,287 1,719,045 5,882,036 4,404,116 (17,895) (521,877) 17,536,654 41,742,521 35,860,485 $4,319,433 ($902,241) ($354,513) $19,787,941 $43,461,566 $41,742,521 The accompanying notes are an integral part of these basic financial statements. - 41 - CITY OF COTTAGE GROVE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 5 2010 2009 Amounts reported for governmental activities in the statement of activities (page 37) are different because: Net changes in fund balances - total governmental funds (page 41) $1,719,045 $5,882,036 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. (78,678) (499,125) The effect of various miscellaneous transactions involving capital assets is to decrease net assets (i.e. sales, and trade-ins). (3,755) (13,120) Donations of capital assets increase net assets in the statement of activities, but do not appear in the governmental funds because they are not financial resources. 298,830 34,149 Revenues in the statement of activities that do not provide current financial resources (1,646,944) (2,035,846) are not reported as revenues in the funds. The issuance of long -term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. 1,850,016 266,308 Internal service funds are used by management to charge the cost of insurance to individual funds. This amount is net revenue attributable to governmental activities. 64,958 116,887 Transfer out of governmental capital assets contributed to Enterprise Funds. (20,366) (1,564,166) Transfer in of governmental capital assets contributed by Enterprise Funds. 25,678 - Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. 17,740 6,544 Change in net assets of governmental activities (page 37) $2,226,524 $2,193,667 The accompanying notes are an integral part of these basic financial statements. 42 CITY OF COTTAGE GROVE, MINNESOTA 7,403 26,339 10,789 50,377 7,084 101,992 STATEMENT OF NET ASSETS Salaries payable 12,557 1,024 11,368 15,591 1,715 Statement 6 PROPRIETARY FUNDS Contracts payable 29,131 - - 23,828 42,192 95,151 December 31, 2010 Due to other governmental units 959 559 5,101 17,427 8,375 32,421 67 Deposits payable Business -Type Activities - Enterprise Funds - Governmental 191,272 - 202,472 Accrued interest payable 112,905 Total Activities - 22,325 Golf Course Street Light Cottage Grove Water Sewer Enterprise Internal 25,299 Fund Fund EMS Fund Operating Operating Funds Service Funds Assets: - - - Bonds payable - current portion 190,000 - Current assets: - 360,000 Total current liabilities 388,827 34,292 45,751 Cash and investments $52,631 $2,829,458 $365,667 $5,478,137 $5,070,514 $13,796,407 $2,555,022 Due from other governmental units -net - - 296 - - 296 4,754 Accounts receivable: 2,721 15,812 18,263 Other postemployment benefits 3,061 266 2,853 Customers 608 86,060 306,541 246,106 357,381 996,088 - Certified to County - - - 116,499 120,089 236,588 - Other 155 - 4,874 17,428 - 22,457 7,154 Prepaid items 11,112 360 3,144 126,328 140,944 104,544 Inventories - at cost 20,144 57,222 Total noncurrent liabilities - 77,366 65,062 Total current assets 84,042 2,973,100 677,378 5,861,314 5,674,312 15,270,146 2,731,782 Noncurrent assets: 73,282 4,133,476 167,902 Net assets: Deferred charges 1,760 - - 14,177 - 15,937 357,717 Capital assets: 19,770,117 53,870,041 1,019,835 Restricted: Land and land improvements 1,387,290 364,803 310,685 1,752,093 424,665 Buildings and improvements - - - 3,960,580 - 3,960,580 928,870 Machinery and equipment 850,403 55,725 671,782 1,015,666 323,673 2,917,249 150,628 Other improvements 2,666,498 5,254,985 - - - 7,921,483 - Water and sewer lines - - $3,583,715 34,116,749 24,115,592 58,232,341 of net assets are Construction in progress 41,331 - 119,333 42,192 202,856 - Total capital assets 4,945,522 5,310,710 671,782 39,577,131 24,481,457 74,986,602 1,504,163 Less: Accumulated depreciation (2,311,524) (1,783,639) (314,065) (10,181,815) (4,711,340) (19,302,383) (484,328) Net capital assets 2,633,998 3,527,071 357,717 29,395,316 19,770,117 55,684,219 1,019,835 Total noncurrent assets 2,635,758 3,527,071 357,717 29,409,493 19,770,117 55,700,156 1,019,835 Total assets 2,719,800 6,500,171 1,035,095 35,270,807 25,444,429 70,970,302 3,751,617 Liabilities: Current liabilities Accounts payable 7,403 26,339 10,789 50,377 7,084 101,992 126,917 Salaries payable 12,557 1,024 11,368 15,591 1,715 42,255 8,384 Contracts payable 29,131 - - 23,828 42,192 95,151 - Due to other governmental units 959 559 5,101 17,427 8,375 32,421 67 Deposits payable 11,200 - - 191,272 - 202,472 Accrued interest payable 112,905 - - 22,325 - 135,230 - Compensated absences payable 24,672 6,370 18,493 25,299 10,587 85,421 13,160 Capital lease payable - - - - - - Bonds payable - current portion 190,000 - 170,000 - 360,000 Total current liabilities 388,827 34,292 45,751 516,119 69,953 1,054,942 148,528 Noncurrent liabilities: Compensated absences payable 5,231 - 4,754 3,106 2,721 15,812 18,263 Other postemployment benefits 3,061 266 2,853 1,756 608 8,544 1,111 Interfund loan payable 700,000 - - - - 700,000 - Loan payable to component unit 900,000 - 900,000 - Bonds payable (net of unamortized premiums and discounts) 193,628 - - 1,260,550 - 1,454,178 Total noncurrent liabilities 1,801,920 266 7,607 1,265,412 3,329 3,078,534 19,374 Total liabilities 2,190,747 34,558 53,358 1,781,531 73,282 4,133,476 167,902 Net assets: Invested in capital assets, net of related debt 2,250,370 3,527,071 357,717 27,964,766 19,770,117 53,870,041 1,019,835 Restricted: Debt service 310,685 - - - - 310,685 - Capital improvements 15,000 - - - - 15,000 - Unrestricted (2,047,002) 2,938,542 624,020 5,524,510 5,601,030 12,641,100 2,563,880 Total net assets $529,053 $6,465,613 $981,737 $33,489,276 $25,371,147 66,836,826 $3,583,715 Some amounts reported for business -type activities in the statement of net assets are different because certain internal service fund assets and liabilities are included with business -type activities. 188,561 $67,025,387 The accompanying notes are an integral part of these basic financial statements. - 43 - CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS For The Year Ended December 31, 2010 Operating revenues: Charges for services - user fees Water meter/ street light material sales Insurance refwids and reimbursements Total operating revenues Operating expenses: Operating and maintenance: Personal services Commodities Commodities - items for resale Contractual services Disposal: Contractual services - MCES Administrative and general: Personal services Commodities Contractual services Other charges- administrative charge Depreciation Total operating expenses Operating income (loss) Business -Type Activities - Enterprise Funds Golf Course Fund Street Light Cottage Grove Fund EMS Fund $1,508,314 $480,499 $1,024,553 1,508,314 480,499 1,024,553 511,345 66,213 724,406 120,445 44,744 81,288 227,072 - - 143,056 305,472 121,742 170,195 - 5,998 - 107,214 - 49,200 42,500 164,285 118,519 1,498,810 577,448 9,504 (96,949) The accompanying notes are an integral part of these basic financial statements. 52,500 52,389 1,032,325 (7,772) — 44 Statement 7 Page 1 of 2 Governmental Total Activities - Water Sewer Enterprise Internal Operating Operating Funds Service Funds $1,733,715 19,547 1,753,262 $2,199,684 $6,946,765 $2,261,101 19,547 - - - 70,232 2,199,684 6,966,312 2,331,333 401,028 74,640 1,777, 632 312,145 97,245 10,273 353,995 450,554 4,775 - 23 1,847 - 448,462 58,988 1,077,720 67,149 - 1,463,765 1,463,765 - 38,291 30,147 238,633 1,142,682 78 80 6,156 - 90,440 90,272 287,926 244,299 152,000 170,000 466,200 - 756,776 424,014 1,515,983 32,549 1,989,095 2,322,179 7,419,857 2,249,378 (235,833) (122,495) (453,545) 81,955 The accompanying notes are an integral part of these basic financial statements. — 45 — CITE' OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS (CONTINUED) PROPRIETARY FUNDS For The Year Ended December 31, 2010 Nonoperating revenues (expenses): Federal Grant Investment earnings Interest on interfund loan Rent Asset contribution to governmental funds Miscellaneous Debt service: Interest Paying agent fees Bond issuance costs Total nonoperating revenues (expenses) Income (loss) before contributions and transfers Capital contributions Transfer from Special Revenue Fund Transfer from Enterprise Fund Transfer from Internal Service Fund Transfer to General Fund Transfer to Enterprise Funds Total transfers Change in net assets Business -Type Activities - Enterprise Funds Golf Course Street Light Cottage Grove Fund Fund EMS Fund $ - $ - $32,107 - 25,857 4,221 - - (4,851) 8,034 13,663 12,293 66,750 - - (605) - - (3,311) - - 70,868 39,520 43,770 80,372 (57,429) 35,998 18,021 - 2,345 15,000 - - - - (2,758) - (9,000) - 15,000 (9,000) (2,758) 113,393 (66,429) 35,585 Net assets - January 1 415,660 6,532,042 946,152 Net assets - December 31 $529,053 $6,465,613 $981,737 Adjustment to reflect the consolidation of internal service fund activities related to enterprise fiends Change in net assets of business -type activities (page 37) The accompanying notes are an integral part of these basic financial statements. Statement 7 Page 2 of 2 Governmental Total Activities - Water Sewer Enterprise Internal Operating Operating Funds Service Funds $ - $ - $32,107 $ - 45,050 44,644 1 19,772 22,048 358,308 - 358,308 - (20,827) - (25,678) - 49,506 2,329 85,825 7,474 (56,532) - 10,218 - - - (605) - (1,576) - (4,887) - 373,929 46,973 575,060 29,522 138,096 (75,522) 121,515 111,477 100,647 64,619 185,632 - - - 15,000 - 38,200 - 38,200 - 31,000 - 31,000 - - - (2,758) - - (29,200) (38,200) (31,000) 69,200 (29,200) 43,242 (31,000) 307,943 (40,103) 350,389 80,477 33,181,333 25,411,250 3,503,238 $33,489,276 $25 $3,583,715 15,519 $ 365,908 The accompanying notes are an integral part of these basic financial statements. 47 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2010 Cash flows from operating activities: Receipts from customers and users Receipts from interfund services provided Receipts from insurance refunds and reimbursements Payment to suppliers Payment to employees Miscellaneous revenue Net cash flows from operating activities Cash flows from noncapital financing activities: Proceeds of interfund loan Transfers in Transfers out Net cash flows from noncapital financing activities Cash flows from capital and related financing activities: Acquisition of capital assets Rent Interest paid on debt Paying agent fees Principal paid on debt Net cash flows from capital and related financing activities Cash flows from investing activities: Investment earnings Interest on interfund loan Payment received on interfund loan Net cash flows from investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents - January I Cash and cash equivalents - December 31 Business -Type Activities - Enterprise Funds Golf Course Street Light Cottage Grove Fund Fund EMS Fund $1,513,854 $504,511 $1,080,210 (638,775) (403,524) (255,666) (684,981) (65,958) (716,677) 8,034 13,663 12,293 198,132 48,692 120,160 200,000 15,000 (9,000) (2,758) 215,000 (9,000) (2,758) (97,951) (81,840) (139,087) (46,034) - - (605) - - (374,085) - - (518,675) (81,840) (139,087) 0 (105,543) 25,857 4,221 25,857 4,221 (16,291) (17,464) 158,174 2,845,749 383,131 $52,631 $2,829,458 $365,667 The accompanying notes are an integral part of these basic financial statements. 48 Statement 8 Page 1 of 2 (179,367) (42,193) (540,438) (5,288) 358,308 Governmental (68,180) - (114,214) - Total Activities - Water Sewer Enterprise Internal Operating Operating Funds Service Funds $1,932,349 $2,138,337 $7,169,261 $ - - - - 2,261,101 - - - 70,232 (796,824) (1,757,848) (3,852,637) (792,538) (440,657) (106,713) (2,014,986) (1,473,831) 49,506 2,329 85,825 7,474 744,374 276, 105 1,387,463 72,438 - - 200,000 - 69,200 - 84,200 - - (29,200) (40,958) (31,000) 69,200 (29,200) 243,242 (31,000) (179,367) (42,193) (540,438) (5,288) 358,308 - 358,308 - (68,180) - (114,214) - - - (605) - (175,000) - (549,085) - (64,239) (42,193) 45,050 45,050 846,034 (5,288) 44,644 119,772 22,048 44,644 119,772 22,048 794,385 249,356 904,443 58,198 4,683,752 4,821,158 12,891,964 2,496,824 $5,478,137 $5,070,514 $13,796,407 $2,555,022 The accompanying notes are an integral part of these basic financial statements. 49 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS (CONTINUED) PROPRIETARY FUNDS For The Year Ended December 31, 2010 Reconciliation of operating income /(loss) to net cash provided by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation Miscellaneous revenue Changes in assets and liabilities: Decrease (increase) in receivables Decrease (increase) in prepaid items Decrease (increase) in inventory Decrease in payables Total adjustments Business -Type Activities - Enterprise Funds Golf Course Fund Street Light Cottage Grove Fund EMS Fund Net cash flows from operating activities Noncash investing, capital and financing activities: Capital asset contributions from government Capital asset contributions from developers Capital asset contribution to governmental funds $9,504 ($96,949) ($7,772) 164,285 118,519 52,389 8,034 13,663 12,293 5,090 24,012 55,657 (7,302) (360) - 80 - - 18,441 (10,193) 7,593 188,628 145,641 127,932 $198,132 $48,692 $120,160 $18,021 $ - $2,345 (4,851) The accompanying notes are an integral part of these basic financial statements. 50 Statement 8 Page 2 of 2 Water Sewer Operating Operating Total Enterprise Funds Governmental Activities - Internal Service Funds ($235,833) ($122,495) ($453,545) $81,955 756,776 424,014 1,515,983 32,549 49,506 2,329 85,825 7,474 (4,185) (61,347) 19,227 (5,511) (1,440) (4,348) (13,450) 1,629 - - 80 (11,570) 179,550 37,952 233,343 (34,088) 980,207 398,600 1,841,008 (9,517) $744,374 $276,105 $1,387,463 $72,438 $ - $ - $20,366 $ - 100,647 64,619 165,266 - (20,827) - (25,678) - The accompanying notes are an integral part of these basic financial statements. — 51 — - 52 - CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - The City of Cottage Grove was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five member City Council elected by voters of the City. The financial statements of the City of Cottage Grove have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Cottage Grove (the primary government) and its component unit. The component unit discussed below is included in the City's reporting entity because of the significance of its operational and financial relationship with the City. COMPONENT UNIT The Economic Development Authority (EDA) is considered a component unit of the City because the Council appoints the members of the governing authority and because the EDA is in a relationship of financial benefit or burden to the City. It is governed by a board which is made up of two City council members and five other members. The EDA provides services to the City and to potential future business owners within the City. The financial position and results of operations of the EDA component unit is discretely presented in the primary government's basic financial statements. The EDA is reported in a separate column to emphasize that it is legally separate from the City. The component unit activity is reported on the modified accrual basis of accounting. Separate financial statements are not prepared for the EDA. B. GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS The government -wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the activities of the primary government and its component unit. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. In the government -wide statement of net assets, both the governmental and business -type activities columns: (a) are presented on a consolidated basis by column; and (b) are reported on a full accrual, economic resource basis, which recognizes all long -term assets and receivables as well as long -term debt and obligations. The City's net assets are reported in three parts: (1) invested in capital assets, net of related debt; (2) restricted net assets; and (3) unrestricted net assets. The City first utilizes restricted resources to finance qualifying activities. The statement of activities demonstrates the degree to which the direct expenses of a given function or business -type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business -type activity. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business -type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business -type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 53 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund statements. Revenues are recorded when eared and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The General Fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Municipal Building Capital Project Fund accounts for the accumulation of resources and construction or remodeling costs of municipal buildings and facilities. The MSA Construction Capital Project Fund accounts for projects related to Municipal State Aids. The Closed Debt Fund accounts for the accumulation of residual resources from debt funds that have been closed as the associated debt has been satisfied. The Pavement Management Debt Service Fund accounts for debt service payments used to finance the City's various pavement management projects. Revenue is accumulated from both special assessments and property taxes. The Pavement Management Capital Project Fund accounts for pavement management construction projects. The Construction Revolving Capital Project Fund accounts for new development construction projects that are financed by developers. The government reports the following major proprietary funds: The Golf Course Fund accounts for the City's eighteen hole golf course and banquet facility. The Street Light Fund accounts for customer street light and service charges which are used to finance street light operating expenses. The Cottage Grove EMS Fund accounts for the operation of the Cottage Grove ambulance service that serves the cities of Cottage Grove, Newport, Saint Paul Park, and Grey Cloud Island. — 54 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 The Water Operating fund accounts for customer water service charges which are used to finance water operating expenses. The Sewer Operating fund accounts for customer sewer service charges which are used to finance sewer operating expenses. Additionally, the government reports the following fund type: Internal service funds account for the City's self - insurance and fleet maintenance services provided to other departments of the government on a cost reimbursement basis. Private- sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary-fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private- sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private- sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Cottage Grove. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from non - operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the water, sewer, ambulance, golf course, and street light enterprise funds are charges to customers for sales and services. The ambulance fund operating revenues are net of write offs mandated by various government agencies (including Medicare and Medicaid). Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non - operating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. 1' a Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General and Special Revenue Funds. Budgeted amounts are reported as originally adopted, and as amended by the City Council. Individual amendments were not material in relation to the original appropriations which were adjusted. Budgeted expenditure appropriations can be carried forward to the next budget year subject to City Council approval. 55 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 E. LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: L The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2. The City Council reviews the proposed budget and makes appropriate changes. 3. Public hearings are conducted to obtain taxpayer comments. 4. The budget is legally enacted through passage of a resolution on a departmental basis and can be expended by each department based upon detailed budget estimates for individual expenditure accounts. 5. The City Administrator is authorized to transfer appropriations within any department budget up to $1,000. Additional interdepartmental or interfund appropriations and deletions are authorized by the City Council with expenditure reductions, fund (contingency) reserves or additional revenues. 6. Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Funds, certain Capital Project Funds, Enterprise Funds and the Internal Service Fund. The General Fund and Special Revenue Funds are the only funds with legally adopted annual budgets. 7. Legal debt obligation indentures determine the appropriation level and debt service tax levies for the Debt Service Funds. Supplementary budgets are adopted for the Proprietary Funds to determine and calculate user charges. These debt service and budget amounts represent general obligation bond indenture provisions and net income for operation and capital maintenance and are not reflected in the financial statements. 8. A capital improvement program is reviewed annually by the City Council for the Capital Project Funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. 9. Expenditures may not legally exceed budgeted appropriations at the total fund level. The legal level of budgetary control is at the expenditure category level (i.e., personal services, commodities, contractual services and capital outlay) within each activity. All amounts over budget have been approved by the City Council through the disbursement approval process. 10. The City Council may authorize transfers of budgeted amounts between City funds. — 56 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 The following is a listing of expenditure categories that exceed budget appropriations for non -major funds: Nonmajor Funds: Equipment Replacement Fund: Public works: Contractual services Capital outlay Recycling: Public works: Commodities Contractual services Storm Water Maintenance Fund: Public works: Personal services Capital outlay Principal retirement Interest and fiscal charges Street Sealcoating Fund: Public works: Commodities Forfeiture /Seizure fund: Public safety: Commodities Ice Arena Fund: Culture and recreation: Personal services Commodities Contractual services Capital outlay Public Safety Grants Fund: Public safety: Personal services Celebration Fund: General government: Contractual services Future Economic Development: General government: Commodities Contractual services Final Budget Actual Over Budget $- $90 $90 356,900 369,648 12,748 - 280 280 13,150 14,145 995 202,400 207,141 4,741 14,000 30,737 16,737 - 1,397 1,397 - 103 103 19,250 21,974 2,724 500 2,160 1,660 268,500 291,618 23,118 35,600 50,348 14,748 236,800 266,341 29,541 107,000 273,604 166,604 15,900 16,291 391 - 1,872 1,872 - 13,198 13,198 30,000 46,775 16,775 F. CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Earnings from investments are allocated to individual funds on the basis of the fund's equity in the cash and investment pool. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. - 57 - CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Investments are stated at fair value, based upon quoted market prices as of the balance sheet date. For purposes of the statement of cash flows for the proprietary funds, cash equivalents are considered to be all highly liquid investments with a maturity of three months or less when purchased. All of the cash and investments allocated to the proprietary funds have original maturities of 90 days or less. Therefore, the entire balances in such funds are considered cash equivalents. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as "interfund receivables /payables." All short-term interfund receivables and payables at December 31, 2010 are planned to be eliminated in 2011. Long -term interfund loans are classified as "interfund loan receivable /payable." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property taxes, special assessments, and ambulance receivables have been reported net of estimated uncollectible accounts. (see Note 1 H, I and L) Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. The City Council annually adopts a tax levy and certifies it to the County in December (levy /assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local school district and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. GOVERNMENT -WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at year -end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term 58 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeited properties are allocated first to the County's costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT -WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred revenues. J. INVENTORIES GOVERNMENTAL FUNDS The original cost of materials and supplies has been recorded as expenditures at the time of purchase. These funds do not maintain material amounts of inventories. PROPRIETARY FUNDS Inventories of the proprietary funds are stated at cost, which approximates market, using the first -in, first -out (FIFO) method. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government -wide and fund financial statements. L. ALLOWANCE FOR UNCOLLECTIBLE The City directly bills individuals for ambulance services. The City reserves an amount as uncollectible based on historical collection rates. The amounts of the estimated uncollectible ambulance billings to individuals as of December 31, 2010 were $277,000. 59 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 M. PROPERTIES HELD FOR RESALE Property is acquired by the City for redevelopment purposes and subsequent resale. Properties held for resale is reported as an asset at the lower of cost or estimated fair value. Fair value estimates have been based on estimated realizable sales proceeds net of selling expenses. N. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Infrastructure assets have been capitalized retroactively to 1980. Capital assets are defined by the _government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2010, no interest was capitalized in connection with construction in progress. Capital assets not being depreciated include land and construction in progress. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight -line method over the following estimated useful lives: Assets Years Buildings and improvements 20 -50 Equipment and furniture 3 -10 Machinery and equipments 5 -20 Other improvements 5 -20 Streets 50 Storm sewers 50 Sidewalks 50 Trails 20 Street lights 50 Water and sewer lines 50 Capital assets of the water and sewer utility operations include the water distribution system and sewage collection system. These systems have been wholly (or substantially) financed by non - operating funds (special assessments, general taxes, federal and state grants, and other sources) and contributed to the sewer and water operating funds. City policy is to finance these assets by the sources indicated rather than by user charges. Accordingly, the water and sewer user rates are not established at levels sufficient to cover depreciation on these assets. I III 1 1 1' IIIU Property taxes on homestead property (as defined by State Statutes) are partially reduced by MVHC. This credit is paid to the City by the State in lieu of taxes levied against homestead property. The State remits this credit through installments each year. The credit is recognized as revenue by the City at the time of collection. 60 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 P. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of GASB 16, Accounting for Compensated Absences, no liability is recorded for non - vesting accumulating rights to receive sick pay benefits. However, a liability is recognized for that portion of accumulating sick leave benefits that is vested as severance pay. Q. LONG -TERM OBLIGATIONS In the government -wide financial statements and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business- type activities, or proprietary fund type statement of net assets. Bond premiums and discounts are deferred and amortized over the life of the bonds. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. R. FUND EQUITY In the fund financial statements, governmental funds report reservations of fund balance for amounts not appropriable for expenditure or legally segregated for specific use. Designated fund balances represent tentative plans for future use of financial resources. S. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures /expenses initially made from it are properly applicable to another fund, are recorded as expenditures /expenses in the reimbursing fund and as reductions of expenditures /expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. T. USE OF ESTIMATES The preparation of financial statements in accordance with U.S. generally accepted accounting principles (GAAP) requires management to make estimates that affect the amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. U. COMPARATIVE DATA Summarized comparative data for the prior year has been presented only for certain sections of the accompanying financial statements in order to provide an understanding of the changes in the City's financial position and operations. 61 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 2 RECONCILIATION OF GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT -WIDE STATEMENT OF NET ASSETS The governmental fund balance sheet includes a reconciliation between fund balance — total governmental funds and net assets — governmental activities as reported in the government -wide statement of net assets. One element of that reconciliation explains that "long -term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds." The details of this $(23,679,737) difference are as follows: Bonds payable Capital leases payable Accrued interest payable Compensated absences payable Other post employment benefits Unamortized bond issuance costs Unamortized premium on bonds Unamortized discount on bonds Net adjustment to reduce fund balance - total governmental funds to arrive at net assets - governmental activities (16,675,000) (6,110,000) (330,502) (674,674) (34,653) 132,741 53,900 (41,549) $ (23,679,737) B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT -WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances — total governmental funds and changes in net assets of governmental activities as reported in the government -wide statement of activities. One element of that reconciliation explains that "governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this $(78,678) difference are as follows: Capital outlay Constiuction/acquisition costs Depreciation expense Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 873,085 2,510,258 (3,462,021) (78,678) 62 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Another element of that reconciliation states that "revenues on the statement of activities that do not provide current financial resources are not reported as revenues in the funds." The details of this $(1,646,944) difference are as follows: General property taxes deferred revenue: At December 31, 2009 At December 31, 2010 Special assesments deferred revenue: At December 31, 2009 At December 31, 2010 Grant deferred revenue: At December 31, 2009 At December 31, 2010 Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ (386,374) 357,179 (6,393,090) 4,775,341 (1,192,141) 1,192,141 $ (1,646,944) Another element of that reconciliation states that "the issuance of long -term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long -term debt consumes the current financial resources of govenirnental funds." Neither transaction, however, has any effect on net assets. The details of this $1,850,016 difference are as follows: Principal repayments: General obligation debt $ 1,625,000 Capital lease 239,189 Amortization of deferred discounts, premiums, and issuance costs (14,173) Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 1,850,016 — 63 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Another element of that reconciliation states that "some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds." The details of this $17,740 difference are as follows: Compensated absences: At December 31, 2009 At December 31, 2010 Accrued interest: At December 31, 2009 At December 31, 2010 Other post employment benefits At December 31, 2009 At December 31, 2010 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities Note 3 DEPOSITS AND INVESTMENTS $ 643,557 (674,674) 389,710 (330,502) 24,302 (34,653) $ 17,740 The City maintains a cash and investment pool that is available for use by all funds. Each fund type's portion of this pool is displayed on the statement of net assets and balance sheets as "Cash and Investments." Custodial Credit Risk — Custodial credit risk for deposits is the risk that in the event of a bank, failure, the City will not be able to recover its deposits. Neither the City nor the Cottage Grove Economic Development Authority, a discretely presented component unit, has a deposit policy for custodial credit risk — deposits beyond the requirements of state statutes. As of December 31, 2010, all of the deposits were insured or collateralized by securities held by the City or its agent in the City's name. In accordance with Minnesota Statutes, the City maintains deposits at financial institutions which are authorized by the City Council. Minnesota Statutes require that all deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 11.0% of the deposits not covered by insurance or corporate surety bonds. Authorized collateral include: U.S. government treasury bills, notes, or bonds; issues of a U.S. government agency; general obligations of a state or local government rated "A" or better; revenue obligations of a state or local government rated "AA" or better; irrevocable standby letter of credit issued by a Federal Home Loan Bank; and time deposits insured by a federal agency. Minnesota statutes require securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or at an account at a trust departments of a commercial bank or other financial institution not owned or controlled by the depository. — 64 — CITE' OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 B. INVESTMENTS Minnesota Statutes and the City's investment policy authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage- backed securities defined as high risk. b) General Obligations of the State of Minnesota or any of its municipalities as follow: 1) general obligation of any state or local government with taxing powers which is rated "A" or better by a national bond rating service; 2) revenue obligation of any state or local government with taxing powers which is rated "AA" or better by a national bond rating service; and 3) general obligation of the Minnesota Housing Finance Agency rated "A" or better by a national bond rating agency. c) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. d) Commercial paper of the highest quality (A1, P1), and maturing in 270 days or less. e) Repurchase agreements from national or state banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York. f) Certificates of Deposit collateralized by FDIC or FSLIC insurance. Deposits exceeding $250,000 insurance shall be covered by a surety bond or collateralized with U.S. Treasury or agency securities computed at market value which shall be at least 10% more than the amount of each deposit in excess of the insured portions. All collateral shall be assigned to the City from the depository. g) Shares of mutual funds holdings pursuant to M.S. 118A.04. The City participates in the Minnesota Municipal Money Market Fund (4M Fund) whereby, the fair market value of the position in the pool is the same as the value of the pool shares owned. Interest rate risk - Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The City's formal investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The policy also states that no more than 25% of total investments should extend beyond five years and in no circumstance should any extend beyond ten years. Investment type U.S. Agencies Federal Home Loan Bank Fannie Mae - FNMA Fannie Mae - FHLMC Federal Farm Credit Bank Municipal Obligations Negotiable CD's Total Investments Total Fair Market Value $12,198,736 10,458,815 5,495,405 999,962 1,583,285 19,320,213 $50,056,416 Investment maturities in Years Less than 1 1 –5 More than 5 Credit Risk Money Markets Deposits Petty Cash and Change Total Cash and Investments NR indicates "not rated" N/A indicates "not applicable 9,406,542 565,260 11,174 S 60,039,392 $1,006,860 145,400 10,768,487 $1 1, 9 20,747 $9,666,911 $1,524,965 5,509,330 4,949,485 4,490,3 85 1,005,020 999,962 - 478,865 959,020 8,551,726 - $29,697,179 $8,438,490 Rating Agency AAA/Aaa S &P/Moody's AAA/Aaa S &P /Moody's AAA/Aaa S &P/Moody's AAA/Aaa S &P/Moody's AA/Aa S &P/Moody's NR N/A — 65 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Custodial Credit Risk — For an investment, custodial credit risk is the risk that, in the event of failure of the depository financial institution, the City will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. The City's investment policy requires that insurance of all balances be held with each investment account. As of December 31, 2010, the investment balances were fully covered by insurance for each brokerage firm. Credit Risk — Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. As indicated previously, Minnesota statute requires Commercial paper to be of the highest quality (Al, P1) and municipal general obligations need an "A" rating or better. Concentration of Credit Risk — The City's investment policy places no limit on the amount that may be invested in any one issuer. The following is a list of investments by issuer which individually comprise more than 5 percent of the City's total investments: Type Federal Home Loan Bank - FHLB Fannie Mae - FNMA Freddie Mac - FHLMC Amount Percent $ 12,198,736 24% 10,458,815 21% 5,495,405 11% — 66 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 4 RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2010 are as follows: $ 22,659 $ - $ Special Delinquent Certified 12,928 - 27,714 Assessment Property to - 2,075,314 Receivable Taxes County Total Primary government: 1,962,611 - - 1,989,266 - Major funds: - 372,658 - 416,222 - General Fund $ 17,971 $ 123,300 $ - $ 141,271 Municipal Building Capital Project Fund 12,928 1,400 - 14,328 MSA Construction Capital Project Fund 860,193 - - 860,193 Closed Debt Fund 100,603 3,200 - 103,803 Pavement Management Debt Service Fund 1,879,390 11,800 - 1,891,190 Pavement Management Capital Project Fund 372,658 - - 372,658 Construction Revolving Capital Project Fund 319,169 - - 319,169 Nonmajor funds 908,872 4,800 - 913,672 Major Business -Type funds: Water Operating fund - - 50,624 50,624 Sewer Operating fund - - 52,787 52,787 Total primary government 4,471,784 144,500 103,411 4,719,695 Component unit: Economic Development Authority - 1,400 - 1,400 Total reporting entity $ 4,471,784 $ 145,900 $ 103,411 $ 4,721,095 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: Unavailable Unearned Property Special Miscellaneous Taxes Assessments MSA funding Fees Total Primary government: Major funds: General Fund Muncipal Building Capital Project Fund MSA Construction Capital Project Fund Closed Debt Fund Pavement Management Debt Service Fund Pavement Management Capital Project Fund Construction Revolving Capital Project Fund Nonmajor funds Total primary government Component unit Economic Development Authority Total reporting entity $ 277,699 $ 22,659 $ - $ 33,400 $ 333,758 3,135 12,928 - 27,714 43,777 - 883,173 1,192,141 - 2,075,314 7,190 109,730 - - 116,920 26,655 1,962,611 - - 1,989,266 - 372,658 - - 372,658 - 416,222 - - 416,222 42,500 995,360 - 1,400 1,039,260 357,179 4,775,341 1,192,141 62,514 6,387,175 3,068 - - - 3,068 $ 360,247 $ 4,775,341 $ 1,192,141 $ 62,514 $ 6,390,243 67 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2010 was as follows: $20,366 (net book value) of capital assets were contributed to business -type activities in 2010. $25,678 (net book value) of capital assets were received from business -type activities in 2010. — 68 — Beginning Ending Balance Increases Decreases Transfers Balance Primary Government Governmental activities: Capital assets, not being depreciated: Land $ 16,399,447 $ $ - $ - $ 16,399,447 Construction in progress 905,348 2,510,258 (2,057,527) - 1,358,079 Total capital assets, not being depreciated 17,304,795 2,510,258 (2,057,527) - 17,757,526 Capital assets, being depreciated: Buildings and improvements 19,143,606 362,391 (108,427) - 19,397,570 Equipment and furniture 1,213,561 60,060 (29,793) - 1,243,828 Machinery and equipment 7,754,563 721,832 (386,272) (3,272) 8,086,851 Other improvements 3,563,167 80,927 (5,669) - 3,638,425 Infrastructure: Streets 72,497,050 1,837,803 - - 74,334,853 Storm sewers 24,162,443 191,775 - - 24,354,218 Sidewalks /trails 4,268,137 - - - 4,268,137 Total capital assets being depreciated 132,602,527 3,254,788 (530,161) (3,272) 135,323,882 Less accumulated depreciation for: Buildings and improvements 9,374,165 598,679 (108,427) - 9,864,417 Equipment and furniture 637,813 167,415 (23,292) - 781,936 Machinery and equipment 4,074,904 555,586 (368,960) (8,584) 4,252,946 Other improvements 2,152,948 129,330 (5,669) - 2,276,609 Infrastructure: Streets 11,850,365 1,468,319 - - 13,318,684 Storm sewers 4,004,189 485,167 - 4,489,356 Sidewalks /trails 440,658 90,074 - - 530,732 Total accumulated depreciation 32,535,042 3,494,570 (506,348) (8,584) 35,514,680 Total capital assets, being depreciated, net 100,067,485 (239,782) (23,813) 5,312 99,809,202 Governmental activities capital assets, net $ 117,372,280 $ 2,270,476 $ (2,081,340) $ 5,312 $ 117,566,728 $20,366 (net book value) of capital assets were contributed to business -type activities in 2010. $25,678 (net book value) of capital assets were received from business -type activities in 2010. — 68 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Primary Government Business -type activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Land improvements Buildings and improvements Machinery and equipment Other improvements Water and sewer lines Total capital assets, being depreciated Less accumulated depreciation for: Land improvements Buildings and structures Machinery and equipment Other improvements Water and sewer lines Total accumulated depreciation Total capital assets being depreciated - net Business -type activities capital assets - net Beginning Balance Increases Decreases $ 1,712,290 $ - $ - 202,856 1,712,290 202,856 Ending Transfers Balance $ - $ 1,712,290 202,856 1,915,146 39,803 - - - 39,803 3,960,580 - - - 3,960,580 2,729,821 231,220 (47,064) 3,272 2,917,249 7,804,315 138,460 (21,292) - 7,921,483 58,067,074 165,267 - - 58,232,341 72,601,593 534,947 (68,356) 3,272 73,071,456 5,174 796 - - 5,970 1,703,570 110,879 - - 1,814,449 1,916,643 181,958 (47,062) 8,584 2,060,123 3,110,554 230,272 (21,292) - 3,319,534 11,110,229 992,078 - - 12,102,307 17,846,170 1,515,983 (68,354) 8,584 19,302,383 54,755,423 (981,036) (2) (5,312) 53,769,073 $ 56,467,713 $ (778,180) $ (2) $ (5,312) $ 55,684,219 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government $ 64,275 Community development 6,025 Public safety 448,486 Public works 2,324,356 Culture and recreation 651,428 Total depreciation expense governmental activities $ 3,494,570 Business -type activities: Golf course $ 164,285 Street lights 118,519 Cottage Grove EMS 52,389 Water operating 756,776 Sewer operating 424,014 Total depreciation expense - business -type activities $ 1,515,983 — 69 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 NOTE 6 LONG -TERM DEBT A. GENERAL OBLIGATION DEBT The City issues general obligation bonds to provide funds for the acquisition and construction of major capital improvements. The City issues special assessment bonds to finance various improvements and will be repaid primarily from special assessments levied on the properties benefiting from the improvements. The reporting entity's long -term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business -type activities. As of December 31, 2010, the governmental long -term debt of the financial reporting entity consisted of the following: Final Interest Issue Maturity Original Payable Rate Date Date Issue 12/31/2010 Primary government: GOVERNMENTAL ACTIVITIES General Obligation Tax Increment Bonds: GO Tax Increment Bonds of 2004A 3.0 -4.65% 7/1/2004 2/1/2024 $ 1,405,000 $ 1,170,000 GO Tax Increment Bonds of 2004B 4.5 -5.75% 7/1/2004 2/1/2021 1,775,000 1,660,000 Total General Obligation Tax Increment Bonds 3,180,000 2,830,000 Special Assessment Bonds with Government Commitment GO Improvement Bonds of 2002B 3.0 -4.15% GO Improvement Refunding Bonds of 2002C 2.5 -3.3% GO Improvement Bonds of 2003B 2.0- 4.125% GO Improvement Bonds of 2008A 3.5 -3.6% GO Improvement Bonds of 2009A 2.5 -4.3% GO Improvement Refunding Bonds of 2009C 2.0 -3.0% Total Special Assessment Bonds 2/1/2019 Bond premium/discount (net) 2,960,000 Total Governmental Activities Bonds 2/1/2024 Capital lease payable - EDA component unit Other postemployment benefits Compensated absences payable Total City indebtedness - governmental activities 10/2/2002 2/1/2011 4,185,000 2,930,000 10/2/2002 2/1/2012 3,625,000 1,140,000 3/1/2003 2/1/2011 4,065,000 2,935,000 6/11/2008 2/1/2019 3,370,000 2,960,000 4/16/2009 2/1/2024 3,650,000 3,295,000 4/16/2009 12/1/2015 625,000 585,000 Loan payable - EDA component unit 2.00% 19,520,000 13, 845,000 Other postemployment benefits - (12,351) Compensated absences payable 22,700,000 16,662,649 Total City indebtedness - business type activities 6,500,000 6,110,000 - 35,764 - 706,097 29,200,000 23,514,510 BUSINESS TYPE ACTIVITIES Revenue bonds: GO Water /Sewer Revenue Bonds of 1997A 4.3 -5.1% 5/21/1997 2/1/2013 Golf Course Revenue Bonds of 1999F 5.0 -5.6% 12/1/1999 2/1/2012 GO Water Revenue Refunding Bonds of 2009B 2.5 -4% 4/16/2009 2/1/2020 Bond premium/discount (net) 400,000 - 8,544 Total Revenue Bonds Loan payable - EDA component unit 2.00% 12/31/2004 12/31/2020 Loan payable - EDA component unit 2.00% 12/31/2007 12/31/2022 Other postemployment benefits Compensated absences payable Total City indebtedness - business type activities Total City indebtedness - primary government Component Unit: EDA: Lease - Purchase Revenue Bonds of 2008E 4.0 -4.90% 6/11/2008 1,475,000 330,000 1,100,000 385,000 1,205,000 1,105,000 - (5,822) 3,780,000 1,814,178 500,000 500,000 400,000 400,000 - 8,544 4,b2SU,VVU L,25L }, 7�J $ 33,880,000 $ 26,338,465 4/1/2028 $ 6,500,000 $ 6,110,000 70 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Annual debt service requirements to maturity for general obligation bonds are as follows: Tax Increment Bonds Year Ending Governmen Activities December 31 Principal Interest Principal Interest 2011 $ 40,000 $ 143,083 $ 7,095,000 $ 368,329 2012 55,000 140,899 1,280,000 215,789 2013 135,000 136,287 695,000 184,152 2014 150,000 129,182 845,000 161,466 2015 170,000 121,114 675,000 137,529 2016 190,000 111,847 480,000 115,316 2017 210,000 101,310 495,000 98,253 2018 235,000 89,358 510,000 80,377 2019 260,000 75,805 525,000 61,245 2020 285,000 60,727 240,000 46,525 2021 280,000 45,221 245,000 36,825 2022 255,000 31,872 250,000 26,800 2023 275,000 19,810 255,000 16,320 2024 290,000 6,743 255,000 5,483 Total $ 2,830,000 $ 1,213,258 $ 13,845,000 $ 1,554,409 Revenue Bonds Revenue Bonds Year Ending Business -Type Activities Component Unit December 31 Principal Interest Principal Interest 2011 $ 360,000 $ 66,625 $ 245,000 $ 264,992 2012 420,000 48,402 250,000 255,092 2013 230,000 33,691 260,000 244,892 2014 105,000 27,300 270,000 234,292 2015 105,000 24,150 280,000 223,292 2016 110,000 20,650 290,000 211,892 2017 115,000 16,712 300,000 199,942 2018 120,000 12,450 310,000 187,360 2019 125,000 7,700 320,000 174,288 2020 130,000 2,600 335,000 160,697 2021 - - 350,000 145,871 2022 - - 365,000 129,601 2023 - - 380,000 112,370 2024 - - 395,000 94,252 2025 - - 410,000 75,233 2026 - - 430,000 55,176 2027 - - 450,000 33,943 2028 - - 470,000 11,515 Total $ 1,820,000 $ 260,280 $ 6,110,000 $ 2,814,700 It is not practicable to determine the specific year for payment of long -term accrued compensated absences. Special Assessment Bonds Governmental Activities - 71 - CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 B. LOANS PAYABLE The City (primary government) has also entered into a loan agreement with the EDA (component unit) for financing operations for the Golf Course. The original amount of the loan issued in 2004 was $500,000 at 5.5% interest. An additional loan was issued in 2007 for $400,000 at 6.0% interest. The EDA elected to reduce the interest rate on both loans to 2% retroactive to the dates of the initial loans. This adjustment was made effective with 2010 operations. Annual debt service requirements to maturity for loans payable are as follows: 72 Primary Government Business -type Activities Loan Payable Year Ending EDA Component Unit December 31 Principal Interest 2013 $ 50,000 $ 18,000 2014 50,000 17,000 2015 50,000 16,000 2016 50,000 15,000 2017 50,000 14,000 2018 75,000 13,000 2019 150,000 11,500 2020 175,000 8,500 2021 185,000 5,000 2022 65,000 1,300 Total $ 900,000 $ 119,300 72 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 C. CHANGES IN LONG -TERM LIABLITIES Long -term liability activity for the year ended December 31, 2010, was as follows: Component Unit: Revenue bonds $ 6,345,000 $ - $ (235,000) $ 6,110,000 $ 245,000 For the governmental activities, capital leases, other postemployment benefits and compensated absences are generally liquidated by the general fund. All long -term bonded indebtedness outstanding at December 31, 2010 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Delinquent assessments receivable at December 31, 2010 totaled $67,889. On November 3, 2010 City Council authorized calling the remaining outstanding balances of the GO Improvements Bonds 2002B and 2003B in advance of their original maturities. The bonds were called and paid in full on February 1, 2011. 73 Beginning Ending Due Within Balance Additions Reductions Balance One Year Primary Government: Governmental activities: Bonds payable: General obligation bonds $ 2,925,000 $ - $ (95,000) $ 2,830,000 $ 40,000 Special assessment bonds 15,375,000 - (1,530,000) 13,845,000 7,095,000 Bond premium/discount (net) (12,409) - 58 (12,351) - Total bonds payable 18,287,591 - (1,624,942) 16,662,649 7,135,000 Capital lease payable -EDA component unit 6,349,189 - (239,189) 6,110,000 245,000 Other postemployment benefits 25,076 10,688 - 35,764 - Compensated absences payable 683,279 710,710 (687,892) 706,097 489,838 Total government activities 25,345,135 721,398 (2,552,023) 23,514,510 7,869,838 Business -type activities: Bonds payable: Revenue bonds 2,360,000 - (540,000) 1,820,000 360,000 Bond premium/discount (net) (7,876) - 2,054 (5,822) - Total bonds payable 2,352,124 - (537,946) 1,814,178 360,000 Loans payable 900,000 - - 900,000 - Capital lease payable 9,085 - (9,085) - - Other postemployment benefits 6,138 2,406 - 8,544 - Compensated absences payable 107,255 123,950 (129,972) 101,233 85,421 Total business -type activities 3,374,602 126,356 (677,003) 2,823,955 445,421 Total primary government $ 28,719,737 $ 847,754 $ (3,229,026) $ 26,338,465 $ 8,315,259 Component Unit: Revenue bonds $ 6,345,000 $ - $ (235,000) $ 6,110,000 $ 245,000 For the governmental activities, capital leases, other postemployment benefits and compensated absences are generally liquidated by the general fund. All long -term bonded indebtedness outstanding at December 31, 2010 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Delinquent assessments receivable at December 31, 2010 totaled $67,889. On November 3, 2010 City Council authorized calling the remaining outstanding balances of the GO Improvements Bonds 2002B and 2003B in advance of their original maturities. The bonds were called and paid in full on February 1, 2011. 73 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 D. CAPITAL LEASES The City entered into an installment contract with the EDA (a component unit) to advance refund the $2,600,000 Public Project Revenue Bonds of 1990 whereby the City reimburses the debt service requirements to the EDA on the $2,330,000 Golf Course Revenue Refunding of 1994 through the installment contract. The City has eliminated the asset and liability resulting from this capital lease arrangement in the EDA's financial statements to avoid double counting of assets and liabilities. In 2008, the City entered into a lease - purchase agreement with the EDA (a component unit) to finance the expansion of the ice arena. Per the agreement, the EDA issued $6,500,000 of revenue bonds and the proceeds were used by the City to finance the expansion. The lease qualifies as a capital lease for accounting purposes, and therefore, the construction costs have been capitalized in the primary government. The assets acquired through capital leases are as follows: Asset: Building and improvements Less: accumulated depreciation Governmental Activities $ 6,922,658 (564,570) $ 6,358,088 The following is a schedule of future minimum lease payments under the capital lease: Governmental Activities Year Ice Arena Expansion 2011 $ 509,992 2012 505,092 2013 504,892 2014 504,292 2015 503,292 2016 -2020 2,489,179 2021 -2025 2,457,327 2026 -2028 1,450,634 Total minimum lease payments Less amount representing interest Present value of minimum lease payments 8,924,700 2,814,700 $ 6,110,000 — 74 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The limitation was 3 % of market value in 2009 and 2010. The City of Cottage Grove's legal debt margin for 2010 and 2009 is computed as follows: Note 8 PENSION PLANS A. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED BENEFIT Plan Description All full -time and certain part -time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF) which are cost - sharing, multiple - employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all GERF members and PEPFF members hired prior to July 1, 1989, whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equals 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is available to eligible members seeking early retirement. 75 December 31, December 31, 2010 2009 Market Value (after fiscal disparities) $2,924,191,800 $3,058,237,500 Debt Limit 87,725,754 91,747,125 Amount of debt applicable to debt limit: Total bonded debt $24,605,000 $27,005,000 Less: Special assessment bonds (13,845,000) (15,375,000) Proprietary bonds (1,820,000) (2,360,000) Tax increment bonds (2,830,000) (2,925,000) Total debt applicable to debt limit $6,110,000 $6,345,000 Legal debt margin $ 81,615,754 $ 85,402,125 Note 8 PENSION PLANS A. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED BENEFIT Plan Description All full -time and certain part -time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF) which are cost - sharing, multiple - employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after three years of credited service. The defined retirement benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step -rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all GERF members and PEPFF members hired prior to July 1, 1989, whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equals 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is available to eligible members seeking early retirement. 75 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 There are different types of annuities available to members upon retirement. A single -life annuity is a lifetime annuity that ceases upon the death of the retiree- no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service, in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF and PEPFF. That report may be obtained on the Internet at www.=era.org by writing to PERA, at 60 Empire Drive #200, St. Paul, Minnesota, 55103 -2088 or by calling (651)296 -7460 or 1- 800 - 652 -9026. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 6.00 %, respectively, of their annual covered salary in 2010. PEPFF members were required to contribute 9.4% of their annual covered salary in 2010. The City of Cottage Grove is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan GERF members, 7.00% for Coordinated Plan GERF members, and 14.1% for PEPFF members. The City's contributions to the Public Employees Retirement Fund for the years ending December 31, 2010, 2009 and 2008 were $323,174, $315,436, and $293,906, respectively. The City's contributions to the Public Employees Police & Fire Fund for the years ending December 31, 2010, 2009 and 2008 were $474,280, $474,141, and $414,012 respectively. The City's contributions were equal to the contractually required contributions for each year as set by state statute. B. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED CONTRIBUTION Plan Describtion Five council members of the City of Cottage Grove are covered by the defined contribution pension plan ( PEDCP), a multiple- employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official's employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and twenty -five hundredths of one percent of the assets in each member's account annually. Total contributions made by the City during fiscal year 2010 were: Amount Percentage of Covered Payroll Required Employ Employer Employees Employer Rates PEDCP $1,478 $1,478 5.00% 5.00% 5.00% a CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 C. COTTAGE GROVE FIRE RELIEF ASSOCIATION Plan Description The Volunteer Firefighters of the City of Cottage Grove are members of the Cottage Grove Volunteer Fire Relief Association. The Cottage Grove Volunteer Fire Relief Association is the administrator of a single employer defined benefit pension plan established to provide benefits for members of the Cottage Grove Fire Department. The plan is established and administered in accordance with Minnesota Statute, Chapter 69. The Relief Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established in accordance with State Statute, and vest after ten years of credited service. The defined retirement benefits are based on a member's years of service. Benefit provisions can be amended by the Relief Association within the parameters provided by State Statutes. The Relief Association issues a publicly available financial report that include financial statements and required supplementary information. The report may be obtained by writing to Cottage Grove Volunteer Fire Relief Association, 8641 80' Street South, Cottage Grove, MN 55016. Funding Policy Minnesota Statutes Chapter 69.772 sets the minimum contribution requirement for the City of Cottage Grove and State Aid on an annual basis. These statutes are established and amended by the state legislature. The Association is comprised of volunteers; therefore, members have no contribution requirements. The City's annual pension cost for the current year and related information for the plan is as follows: Annual pension cost $115,330 Contributions made: City $3,841 State aid $115,330 Actuarial valuation date 12/31/2009 Actuarial cost method Entry age normal Amortization method Level dollar Closed Remaining amortization period: Normal cost 20 years Prior service cost 10 years Asset valuation method Market Actuarial assumptions: Investment rate of return 5% Projected salary increases N/A Inflation rate N/A Cost of living adjustments None Three -Year Trend Information Percentage of APC Net Pension Year Ending Annual Pension Cost contributed Obligation 12/31/2007 $160,369 100% $ - 12/31/2008 134,771 100% - 12/31/2009 115,330 100% - — 77 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Schedule of Funding Progress Actuarial Actuarial Actuarial (Unfunded) / Valuation Value of Accrued Assets in Excess Funding Date Assets Liability (AAL) of AAL (UAAL) Ratio 12/31/2007 $1,850,496 $ 1,593,755 $256,741 116.11% 12/31/2008 1,430,617 1,487,078 (56,461) 96.2% 12/31/2009 1,572,743 1,455,674 117,069 108.04% The amount received from the State of Minnesota in Fire Relief Aid, $115,330, and then contributed to the Cottage Grove Fire Relief Association is included as a revenue and expenditure, respectively, in the General Fund. Note 9 INTERFUND LOANS AND TRANSFERS The City uses interfund loans when possible to finance construction activities in order to avoid costs associated with issuing bonds. These loans are for this purpose. The interfund loan receivable and payable balances at December 31, 2010 were: Fund Major Governmental Funds: Closed Debt Fund Pavement Management Capital Project Fund Construction Revolving Capital Project Fund Nonmajor Governmental Funds Major Business -Type Funds: Golf Course Enterprise Fund Total Receivable Payable $ 650,000 $ - - 950,000 - 650,000 2,225,000 575,000 - 700,000 $ 2,875,000 $ 2,875,000 — 78 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Interfund transfers: Transfer out Transfer in: General Fund Municipal Building Fund MSA Construction Capital Project Fund Closed Debt Fund Pavement Management Capital Project Fund Construction Revolving Capital Project Fund Nonmajor Govern. Funds Golf Course Fund Water Operating Fund Total transfers Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. All transfers in 2010 were considered to be routine in nature. Additionally, administrative fees paid by the Golf Course, Street Light, Cottage Grove EMS, Water Operating, and Sewer Operating Funds to the General Fund have been reclassified as transfers on the government -wide statement of activities as follows: Transfers In: General Fund Transfers out: Golf Course Fund Street Light Fund Cottage Grove EMS Fund Water Operating Fund Sewer Operating Fund Total $ 49,200 42,500 52,500 152,000 170,000 $ 466,200 - 79 - Construction Major Business Type Fund Revolving Nonmajor Street Cottage Grove Sewer Internal General Capital Project Govern. Light EMS Operating Service Fund Fund Funds Fund Fund Fund Fund Total $ - $ - $ 1,062 $ - $ 2,758 $ $ - $ 3,820 44,430 - - - - - 44,430 - - 34,477 - - - 34,477 103,670 - - - - - 103,670 29,620 - 102,807 - 132,427 - - 28,388 - - 28,388 511,095 373,388 2,243 - - 886,726 - - 15,000 - - - 15,000 - - - 9,000 - 29,200 31,000 69,200 $ 688,815 $ 373,388 $ 183,977 $ 9,000 $ 2,758 $ 29,200 $ 31,000 $ 1,318,138 Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. All transfers in 2010 were considered to be routine in nature. Additionally, administrative fees paid by the Golf Course, Street Light, Cottage Grove EMS, Water Operating, and Sewer Operating Funds to the General Fund have been reclassified as transfers on the government -wide statement of activities as follows: Transfers In: General Fund Transfers out: Golf Course Fund Street Light Fund Cottage Grove EMS Fund Water Operating Fund Sewer Operating Fund Total $ 49,200 42,500 52,500 152,000 170,000 $ 466,200 - 79 - CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 10 TAX INCREMENT DISTRICTS The City of Cottage Grove is the administering authority for the following Tax Increment Financing Districts: Cottages of Note 11 DEFICIT FUND BALANCES /NET ASSETS The City has deficit fund balances /net assets at December 31, 2010 as follows: Fund Major Governmental Funds: Pavement Management Capital Project Fund Construction Revolving Capital Project Fund Note 12 CONTINGENCIES A. RISK MANAGEMENT Amount The deficit fund balances will be resolved through $ 902,241 Future bonding 354,513 Future special assessments and developer charges The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions and natural disasters for which the City carries commercial insurance policies. The City retains risk for the deductible portions of the insurance policies. The amount of these deductibles is considered immaterial to the financial statements. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. Workers compensation coverage is provided through a pooled self - insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The LMCIT reinsures through Worker's Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is subject Oakwood Up North Plastics Cottage Grove Industrial Park Gateway North Industrial Park Industrial Park Heights #1 -1 #1 -3 #1 -8 #1 -10 District #1 -12 #1 -13 #1 -14 Type of District Housing Redevelop Housing Econ. Develop. Redevelop Econ. Develop. Econ. Develop. Chapter 472A 472A 469.174 469.174 469.174 469.174 469.174 Established 1985 1985 1991 2000 2001 2005 2007 District Duration 25 years 25 years 25 years 9 years 25 years 9 years 9 years Current tax capacity $ 23,496 $ 170,584 $ 34,360 $ 359,050 $ 1,001,529 $ 177,062 $ 131,250 Original tax capacity (76) (62,250) (1,268) (14,929) (238,966) (23,310) (5,226) Captured tax capacity $ 23,420 $ 108,334 $ 33,092 $ 344,121 $ 762,563 $ 153,752 $ 126,024 Tax capacity retained by City $ 23,420 $ 108,334 $ 33,092 $ 344,121 $ 762,563 $ 153,752 $ 126,024 Tax capacity shared with other jurisdictions - - - 126,540 - 55,558 46,343 Total $ 23,420 $ 108,334 $ 33,092 $ 217,581 $ 762,563 $ 98,194 $ 79,681 Debt issued $ 525,000 $ 510,000 $ - $ - $ 3,000,000 $ $ - Amount redeemed (525,000) (510,000) (170,000) Debt outstanding $ - $ - $ - $ $ 2,830,000 $ $ Note 11 DEFICIT FUND BALANCES /NET ASSETS The City has deficit fund balances /net assets at December 31, 2010 as follows: Fund Major Governmental Funds: Pavement Management Capital Project Fund Construction Revolving Capital Project Fund Note 12 CONTINGENCIES A. RISK MANAGEMENT Amount The deficit fund balances will be resolved through $ 902,241 Future bonding 354,513 Future special assessments and developer charges The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions and natural disasters for which the City carries commercial insurance policies. The City retains risk for the deductible portions of the insurance policies. The amount of these deductibles is considered immaterial to the financial statements. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. Workers compensation coverage is provided through a pooled self - insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The LMCIT reinsures through Worker's Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is subject CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 to a $10,000 medical expense deductible. The City's premiums are determined after loss experience is known. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property and casualty insurance coverage is provided through a pooled self - insurance program through LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The City established a Self Insurance Fund in 1986 to account for and finance its uninsured risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Under this program, the Self Insurance Fund provides coverage for losses up to $50,000 for each claim (amlual aggregate is $100,000). The City purchases commercial insurance for claims in excess of coverage provided by the Fund and for any risk of loss not covered. Settled claims have not exceeded the commercial coverage in any of the past three fiscal years. This fund is presented as an internal service fund type. All funds of the City participate in the program and make payments to the Self Insurance Fund based on historical cost information. The claims liability of $47,349 reported in the Fund at December 31, 2010 is based on the requirements of Governmental Accounting Standards Board Statement Number 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the fund's claims liability amounts were as follows: B. LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2010. D. TAX INCREMENTS The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. — 81 — Begirming Claims and End of Year Changes in Claim of Year Year Liability Estimates Payments Liability 2010 $ 67,176 $ 25,751 $ (45,578) $ 47,349 2009 59,995 52,372 (45,191) 67,176 2008 60,302 133,250 (133,557) 59,995 B. LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2010. D. TAX INCREMENTS The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. — 81 — CITE' OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 13 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2010 and 2009. Future scheduled tax levies for all bonds outstanding at December 31, 2010 totaled $6,997,146. — 82 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 14 DESIGNATIONS RESERVATIONS AND RESTRICTIONS At December 31, 2010 the City had designated and reserved portions of its various fund equities through legal restriction and City Council authorization. Major fund equity appropriations at December 31, 2010 are shown on the various balance sheets as segregation of the fund equity. A summary of such designations is as follows: December 31, 2010 December 31, 2009 Primary Government: Major funds: General Fund: Reserved for prepaid items Designated for cash flow reserves Designated for compensated absences Designated for potential MVHC reduction Designated for contingencies Designated for specific programs Municipal Building Capital Project Fund Designated for capital improvements MSA Construction Capital Project Fund Reserved for asset for resale Designated for capital improvements Closed Debt Fund: Reserved for long -term interfund loan receivable Designated for debt retirement Pavement Management Debt Service Fund: Reserved for debt retirement Nonmajor funds: Special Revenue Funds: Reserved for prepaid items Reserved for long -term interfund loan receivable Reserved for sealcoating in new developments Designated for ice arena Designated for equipment replacement Designated for public safety department Designated for finance department Designated for MIS department Designated for recreation programs Designated for development district #1 Designated for storm water maintenance Designated for forfeiture and seizure Designated for recycling program Designated for charitable gambling Designated for community events Designated for sealcoating & resurfacing Debt Service Funds: Reserved for debt retirement Reserved for tax increment purposes 33,905 5,172,550 706,097 975,256 1,304,750 946,582 4,391,594 267,498 1,436,037 650,000 4,726,677 4,319,433 1,273 1,275,000 532,067 2,724,260 141,061 101,226 10,442 15,000 2,149,980 309,566 44,354 82,235 3,052 251,834 330,960 861,241 35,038 5,106,650 623,345 927,760 1,278,945 1 ,159,847 4,320,752 1,757,043 1,045,000 4,087,143 4,404,116 1,850 1,075,000 642,952 2,607,924 134,800 119,100 10,442 15,000 1,962,200 185,779 53,631 85,406 5,335 7,661 228,029 627,264 83 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Designations, reservations, and restrictions continued: Nonmaj or Funds continued: Capital Projects Funds: Reserved for tax increment purposes $ 329,929 $ - Reserved for long -term interfund loan receivable 950,000 500,000 Designated for pavement management 481,412 1,398,132 Designated for tree mitigation 198,614 214,108 Designated for capital improvements 8,993,435 7,799,782 Major Enterprise Funds: Restricted for future debt service 310,685 254,195 Restricted for capital improvements 15,000 15,000 Total - Primary Government 45,043,005 42,689,229 Component Unit: Reserved for long -term loan receivable 900,000 900,000 Reserved for long -term capital lease receivable 6,110,000 6,345,000 Reserved for tax increment purposes 593,339 586,896 Reserved for debt service reserve 547,787 542,866 Reserved for assets for resale 421,298 - Designated for EDA loan program - 256,432 Total Reporting Entity $ 53,615,429 $ 51,320,423 Note 15 OTHER POSTEMPLOYMENT BENEFIT PLAN At December 31, 2008, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions. The City engaged an actuary to determine the City's liability for postemployment healthcare benefits other than pensions as of January 1, 2008. The City provides benefits for retirees as required by Minnesota Statute §471.61 subdivision 2b. Active employees, who retire from the City when over age 50 and with 20 years of service, may continue coverage with respect to both themselves and their eligible dependent(s) under the City's health benefits program until age 65. Pursuant to the provisions of the plan, retirees are required to pay the total premium cost. As of December 31, 2010 there were approximately 116 active participants and 2 retired participants receiving benefits from the City's health plans. 1 •! The City funds its OPEB obligation on a pay as you go basis. For fiscal year 2010, the City contributed $6,704 to the plan. 84 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 C. ANNUAL OPEB COST AND NET OPEB OBLIGATION The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any un- funded actuarial liabilities over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually paid from the plan, and changes in the City's net OPEB obligation: Annual required Contribution $ 20,261 Interest on Net OPEB Obligation 1,249 Adjustment to Annual Required Contribution (1,714) Annual OPEB Cost (Expense) 19,796 Contributions Made (6,702) Increase in Net OPEB Obligation 13,094 Net OPEB Obligation- Beginning of Year 31,214 Net OPEB Obligation- End of Year $ 44,308 The City's annual OPEB cost, the percentage of the annual OPEB cost contributed to the plan, and the net OPEB obligation for 2010: As of January 1, 2011, the most recent actuarial valuation date, the City's unfunded actuarial accrued liability (UAAL) was $108,298. The annual payroll for active employees covered by the plan in the actuarial valuation was $8,887,000 for a ratio of UAAL to covered payroll of 1.2 %. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and healthcare cost trends. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. — 85 — Percentage Fiscal Annual of Annual Net Year OPEB OPEB Cost OPEB Ended Cost Contributed Obligation 12/31/2010 19,796 33.9% $ 44,308 12/31/2009 20,016 17.3% 31,214 12/31/2008 20,261 27.6% 14,660 As of January 1, 2011, the most recent actuarial valuation date, the City's unfunded actuarial accrued liability (UAAL) was $108,298. The annual payroll for active employees covered by the plan in the actuarial valuation was $8,887,000 for a ratio of UAAL to covered payroll of 1.2 %. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and healthcare cost trends. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. — 85 — CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 E. ACTUARIAL METHODS AND ASSUMPTIONS Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short -term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long -term perspective of the calculations. In the January 1, 2008 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included a 4% investment rate of return (net of administrative expenses), which is a blended rate of the expected long -term investment returns on plan assets and on the employer's own investments calculated based on the funded level of the plan at the valuation date. The initial healthcare trend rate was 9 %, reduced by decrements to an ultimate rate of 5% after nine years. The UAAL is being amortized as a level percentage of projected payrolls on an open basis. The remaining amortization period at December 31, 2010 was 27 years. Note 16 OPERATING LEASES The City leases land for the golf course under an operating lease. The lease expired on April 30, 2010 with the option to extend the term for three additional terms of five years each. The lease was extended for an additional five years. The lease calls for monthly lease payments of $1,247 for the first five years and from that point payments will be based on fair market value per acre. This lease was amended during 1996 to require that the monthly lease payments remain at $1,247 for lease years 6 through 10 (1995 to 2000). The lease was amended again in 1999 to require that the monthly lease payments equal $1 per month for the remaining term of the lease agreement. In 2010, $12 was paid under this lease arrangement. The City leases six copiers under an operating lease. Total costs for these leases were $17,456 for the year ended December 31, 2010. Future minimum annual lease payments at December 31, 2010 are as follows: Golf Year Ended Course December 31 Land Copiers 2011 $ - $16,304 2012 - 8,742 The City entered into two operating leases during 2007 for the leasing of ice time for the Ice Arena with Independent School District 833 and the Cottage Grove Athletic Association. The lease payments began in 2008 when the new ice arena expansion project opened. The future minimum annual lease payments that the City will receive are as follows: a Independent Cottage Grove Year Ended School District Athletic December 31 833 Association 2011 $ 120,000 $ 400,000 2012 112,125 400,000 2013 104,250 400,000 2014 104,250 400,000 2015 104,250 400,000 2016 -2020 521,250 2,000,000 2021 -2025 521,250 2,000,000 2026 -2029 417,000 1,519,000 a CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2010 Note 17 COMMITTED CONTRACTS At December 31, 2010, the City had commitments of $192,223 for uncompleted construction contracts. Note 18 CONDUIT DEBT OBLIGATIONS The City has issued Industrial Revenue Bonds to provide financial assistance to private sector entities for the acquisition and construction of industrial and commercial facilities which are deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issue. The City is not obligated in any manner for the repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2010, a series of Industrial Revenue Bonds were outstanding. Bond Environmental Control Revenue Bonds -3M Industrial Revenue Bonds - Allina Health Systems Industrial Revenue Bonds- Advance Corporation Commercial Development Revenue Note -HSI Commercial Development Revenue Note -ESR, Inc. Commercial Development Revenue Note -ESR, Inc. Subordinate Senior Housing Revenue Bonds -PHS Subordinate Senior Housing Revenue Bonds -PHS Variable Rate Revenue Bonds- Allina Health System *Per original conduit debt bond schedule Note 1.9 PROPERTIES HELD FOR RESALE The City purchased land in 2010 to be resold to a future industrial occupant in the City's industrial park. The occupant is not known at this time. The Economic Development Authority purchased a property in 2010 to be resold in 2011 to the South Washington Watershed District. — 87 — Original Issue Issue Date Amount 12/31/10 Balance* Maturity Date 08/01/1982 $5,600,000 Not available 08/01/2012 08/05/1998 4,100,000 Not available 08/05/2018 04/30/2001 3,500,000 $2,635,000 04/01/2021 12/22/2004 935,000 727,174 12/01/2024 11/22/2005 76,500 51,479 11/22/2025 05/19/2005 853,000 713,777 12/19/2025 12/01/2006 21,105,000 21,105,000 12/01/2046 12/01/2006 8,075,000 8,075,000 12/01/2046 11/01/2009 6,100,000 6,100,000 11/15/2022 $50,344,500 X9.407.430 *Per original conduit debt bond schedule Note 1.9 PROPERTIES HELD FOR RESALE The City purchased land in 2010 to be resold to a future industrial occupant in the City's industrial park. The occupant is not known at this time. The Economic Development Authority purchased a property in 2010 to be resold in 2011 to the South Washington Watershed District. — 87 — a a CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 9 Page 1 of 6 Variance with 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenue: General property taxes: Current and delinquent Special Assessments Licenses and permits: General government Community development Public safety Public works Total licenses and permits Intergovernmental: Federal: Misc public safety grants Safe and sober- public safety Ballistic vest grant - public safety Homeland security - public safety Misc grant - general government State: Market value homestead credit MSA maintenance - public works PERA aid Fire relief aid - public safety Police relief aid - public safety Forest protection grant - parks and recreation Other - public safety Local: DARE program - public safety Narcotics officer program - public safety Other - public safety Other - public works Other - culture and recreation Total intergovernmental Charges for services: Administration charges - general government: Construction funds Enterprise funds Finance charges construction - general government Investment charge - general government Engineering charges - construction - public works Other - general government Other- community development Other - public safety Other - public works Other - culture and recreation Total charges for services $10,213,300 $10,213,300 $10,195,797 ($17,503) $9,936,126 - - 5,156 5,156 33,511 111,950 111,950 114,435 2,485 117,391 525,500 525,500 609,092 83,592 528,338 37,600 37,600 28,501 (9,099) 34,270 - - 1,440 1,440 3,205 675,050 675,050 753,468 78,418 683,204 27,100 - - - - 18,000 18,000 20,239 2,239 18,814 - - 5,996 5,996 5,181 - 5,353 5,353 - - 130 130 - - - 5,602 5,602 181,303 39,000 39,000 42,609 3,609 42,210 21,450 21,450 21,448 (2) 21,448 140,000 126,000 126,005 5 119,050 262,000 262,000 254,806 (7,194) 248,105 - 68,700 68,794 94 - 18,500 18,500 18,444 (56) 17,978 72,700 72,700 75,000 2,300 89,500 3,500 3,500 6,606 3,106 3,231 - 4,275 5,087 812 4,201 - - 1,911 1,911 2,307 19,800 19,800 17,003 (2,797) 13,889 622,050 653,925 675,033 21,108 767,217 25,000 25,000 7,260 (17,740) 25,286 495,600 495,600 495,600 - 489,600 37,500 37,500 10,889 (26,611) 37,929 10,400 10,400 15,558 5,158 22,098 50,000 50,000 14,810 (35,190) 14,842 150 35,750 36,601 851 446 15,300 324,200 335,186 10,986 323,831 63,150 63,150 73,375 10,225 55,278 35,000 35,000 32,983 (2,017) 23,736 180,000 167,000 136,596 (30,404) 158,050 912,100 1,243,600 1,158,858 (84,742) 1,151,096 - 90 - CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Fines and forfeits - public safety Investment earnings Donations: Donations - general government Donations - public safety Donations - culture and recreation Total donations Miscellaneous: Other - general government Other - community development Other - public safety Other - public works Other - culture and recreation Total miscellaneous Total revenues Expenditures: Current: General government: Mayor and city council: Personal services Commodities Contractual services Total mayor and city council Administrative: Personal services Commodities Contractual services Total administrative Finance: Personal services Commodities Contractual services Total finance Management information systems: Personal services Commodities Contractual services Capital outlay Total management information systems 40,050 450 34,080 74,580 238,100 800 1,960 240,860 379,000 2,500 26,950 408,450 87,600 43,450 66,890 14,900 212,840 Statement 9 Page 2 of 6 40,050 39,281 769 Variance with 601 (151) 94,680 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts $271,000 $271,000 $201,559 ($69,441) $192,169 45,000 45,000 65,279 20,279 I00,947 - - 5,850 5,850 845 3,000 3,000 10,056 7,056 2,010 8,000 8,000 7,540 (460) 6,523 11,000 11,000 23,446 12,446 9,378 16,750 16,750 3,799 (12,951) 3,373 - - - - 284 12,600 12,600 11,846 (754) 17,145 - - - - 21,164 10,600 10,600 7,240 (3,360) 15,001 39,950 39,950 22,885 (17,065) 56,967 12,789,450 13,152,825 13,101,481 (51,344) 12,930,615 40,050 450 34,080 74,580 238,100 800 1,960 240,860 379,000 2,500 26,950 408,450 87,600 43,450 66,890 14,900 212,840 Statement 9 Page 2 of 6 40,050 39,281 769 450 601 (151) 94,680 96,946 (2,266) 135,180 136,828 (1,648) 238,100 261,805 (23,705) 800 311 489 1,960 1,536 424 240,860 263,652 (22,792) 379,000 403,276 (24,276) 2,500 1,956 544 26,950 16,665 10,285 408,450 421,897 (13,447) 87,600 43,450 66,890 48,550 87,622 41,393 38,548 40,693 (22) 2,057 28,342 7,857 38,234 246,490 208,256 39,281 1,978 35,373 76,632 255,898 358 1,078 257,334 334,718 1,464 33,284 369,466 85,540 20,178 36,017 10,884 152,619 - 91 - CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Expenditures: (continued) General government: (continued) Personnel: Personal services Commodities Contractual services Total personnel Assessing service: Contractual services City clerk/elections: Personal services Commodities Contractual services Total City clerk/elections Legal: Contractual services Community and employee programs: Personal services Commodities Contractual services Total community and employee programs Government buildings: Personal services Commodities Contractual services Capital outlay Total government buildings Historic preservation: Personal services Commodities Contractual services Total historic preservation Total general government Community development: Community development: Personal services Commodities Contractual services Total community development Statement 9 Page 3 of 6 92 Variance with 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts $131,300 $131,300 $85,884 $45,416 $87,225 400 400 11 389 91 7,100 7,100 8,074 (974) 8,306 138,800 138,800 93,969 44,831 95,622 145,000 145,000 137,105 7,895 137,942 168,200 172,700 157,828 14,872 117,961 2,400 3,950 1,412 2,538 1,063 12,375 13,530 10,597 2,933 11,381 182,975 190,180 169,837 20,343 130,405 175,200 175,200 173,431 1,769 180,221 2,500 2,500 2,225 275 2,050 600 600 309 291 185 63,400 63,400 45,110 18,290 33,834 66,500 66,500 47,644 18,856 36,069 14,200 14,200 6,163 8,037 8,033 11,900 11,900 8,928 2,972 8,653 193,940 193,940 182,296 11,644 173 ,3 98 - - - - 5,777 220,040 220,040 197,387 22,653 195,861 9,700 9,700 3,846 5,854 4,183 - - - - 313 1,050 1,050 - 1,050 415 10,750 10,750 3,846 6,904 4,911 1,875,995 1,977,450 1,853,852 123,598 1,637,082 778,200 778,200 774,617 3,583 757,054 10,400 10,400 7,239 3,161 7,348 41,700 350,600 350,271 329 338,338 830,300 1,139,200 1,132,127 7,073 1,102,740 92 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 9 Page 4 of 6 Variance with 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: (continued) Public safety: Police protection: Personal services $4,141,500 $4,126,500 $4,100,148 $26,352 $3,969,192 Commodities 249,300 249,300 236,813 12,487 183,603 Contractual services 270,500 270,500 252,007 18,493 239,981 Capital outlay 116,400 116,400 102,017 14,383 107,265 Total police protection 4,777,700 4,762,700 4,690,985 71,715 4,500,041 Fire protection: Personal services 428,600 428,600 380,221 48,379 378,361 Commodities 69,950 69,950 66,108 3,842 69,425 Contractual services 191,550 191,550 185,982 5,568 162,101 Total fire protection 690,100 690,100 632,311 57,789 609,887 Fire relief: Contractual services 144,400 130,400 130,351 49 122,921 Civil defense: Personal services 27,200 27,200 25,680 1,520 23,569 Commodities 200 4,475 4,398 77 536 Contractual services 11,650 11,650 9,990 1,660 18,805 Total civil defense 39,050 43,325 40,068 3,257 42,910 Animal control: Personal services 16,700 16,700 10,192 6,508 14,698 Commodities 5,700 5,700 2,676 3,024 5,132 Contractual services 59,150 59,150 57,181 1,969 71,000 Total animal control 81,550 81,550 70,049 11,501 90,830 Total public safety 5,732,800 5,708,075 5,563,764 144,311 5,366,589 Public works: Public works administration: Personal services 251,060 251,060 246,085 4,975 246,758 Commodities 19,300 19,300 16,540 2,760 15,180 Contractual services 116,000 116,000 123,364 (7,364) 118,906 Total public works administration 386,360 386,360 385,989 371 380,844 Engineering: Personal services 114,000 114,000 93,879 20,121 64,258 Commodities 1,400 1,400 755 645 746 Contractual services 28,900 28,900 16,266 12,634 67,914 Total engineering 144,300 144,300 1 10,900 33,400 132,918 93 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 5 of 6 For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Variance with 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: (continued) Public works: Streets: Personal services $503,700 $503,700 $500,621 $3,079 $483,857 Commodities 183,000 183,000 174,143 8,857 114,482 Contractual services 283,000 287,700 231,153 56,547 233,605 Capital outlay 6,300 6,300 7,332 (1,032) - Total streets 976,000 980,700 913,249 67,451 831,944 Snow and ice control: Personal services 172,200 172,200 211,709 (39,509) 150,756 Commodities 166,300 1.66,300 199,281 (32,981) 143,683 Contractual services 121,800 121,800 105,617 16,183 124,627 Capital outlay 18,200 18,200 7,331 10,869 - Total snow and ice control 478,500 478,500 523,938 (45,438) 419,066 Street signs /striping: Personal services 108,200 108,200 89,380 18,820 88,725 Commodities 34,200 34,200 33,606 594 40,707 Contractual services 43,600 51,300 42,206 9,094 36,128 Total street signs /striping 186,000 1.93,700 165,192 28,508 165,560 Total public works 2,171,160 2,183,560 2,099,268 84,292 1,930,332 Culture and recreation: Forestry: Personal services 64,500 69,300 80,735 (11,435) 54,542 Commodities 129,950 129,950 127,980 1,970 9,138 Contractual services 158,250 199,600 181,142 18,458 71,320 Total forestry 352,700 398,850 389,857 8,993 135,000 Municipal pool: Commodities 9,200 9,200 7,983 1,217 9,236 Contractual services 55,850 55,850 61,499 (5,649) 58,639 Total municipal pool 65,050 65,050 69,482 (4,432) 67,875 Recreation programs: Personal services 235,600 235,600 228,945 6,655 228,327 Commodities 11,050 11,050 11,296 (246) 9,017 Contractual services 76,800 76,800 63,380 13,420 81,671 Total recreation programs 323,450 323,450 303,621 19,829 319,015 - 94 - CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 9 Page 6 of 6 Variance with 2010 Final Budget - 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Expenditures: (continued) Culture and recreation: (continued) Parks maintenance: Personal services Commodities Contractual services Capital outlay Total parks maintenance Total culture and recreation Total current expenditures Debt service: Capital lease payment Interest Total debt service Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from Enterprise Fund Transfer from Special Revenue Fund Transfer to Special Revenue Fund Transfer to Debt Service Fund Transfer to Capital Project Fund Total other financing sources (uses): Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 $545,450 $545,450 $527,465 $17,985 $534,140 144,525 1.44,525 147,575 (3,050) 138,703 247,375 272,175 267,394 4,781 264,879 21,700 49,300 51,526 (2,226) - 959,050 1,011,450 993,960 17,490 937,722 1,700,250 1,798,800 1,756,920 41,880 1,459,612 12,310,505 12,807,085 12,405,931 401,154 11,496,355 - - 2,792 (2,792) 2,600 - - 208 (208) 400 0 0 3,000 (3,000) 3,000 12,310,505 12,807,085 12,408,931 398,154 11,499,355 478,945 345,740 692,550 346,810 1,431,260 - - 2,758 2,758 - - 1,062 1,062 - (419,145) (493,195) (493,195) - (627,520) (103,670) (103,670) (290,472) (17,900) (91,950) (91,950) - (207,480) (437,045) (688,815) (684,995) 3,820 (1,125,472) $41,900 ($343,075) 7,555 $350,630 305,788 9,131,585 $9,139,140 8,825,797 $9,131,585 - 95 - CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE NOTE TO RSI December 31, 2010 Note A LEGAL COMPLIANCE - BUDGETS The General Fund is legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the department level for both budgets. The following is a listing of expenditures that exceeded budget appropriations. Final Budget Actual Over Budget General Fund General government: Mayor and city council: Commodities $450 $601 $151 Contractual services 94,680 96,946 2,266 Administrative: Personal services 238,100 261,805 23,705 Finance: Personal services 379,000 403,276 24,276 Management information services: Personal services 87,600 87,622 22 Personnel: Contractual services 7,100 8,074 974 Public works: Public works administration: Contractual services 116,000 123,364 7,364 Streets: Capital outlay 6,300 7,332 1,032 Snow and ice control: Personal services 172,200 211,709 39,509 Commodities 166,300 199,281 32,981 Culture and recreation: Forestry: Personal services 69,300 80,735 11,435 Municipal pool: Contractual services 55,850 61,499 5,649 Recreation programs: Commodities 11,050 11,296 246 Parks maintenance: Commodities 144,525 147,575 3,050 Capital outlay 49,300 51,526 2,226 Debt service: Capital lease payment - 2,792 2,792 Interest - 208 208 - 96 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION FUNDING PROGRESS SCHEDULE OTHER POST EMPLOYMENT HEALTH CARE BENEFITS December 31, 2010 Unfunded Funded Covered Actuarial Payroll Actuarial Accrued Actuarial Value of Liability Valuation Assets (AAL) Date (a) (b) 1/1/2008 $ - $ 146,597 1/1/2011 - 108,298 Unfunded Funded Covered AAL Ratio Payroll (b -a) (alb) (c) $ 146,597 - $ 8,750,900 108,298 - 8,887,000 UAAL as a Percentage of Covered Payroll ((b -a) /c) 1.7% 1.2% — 97 — - 98 - .. - 100 - - 101 - SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on general long -term debt. ley-1 1 1VIVIIIIN MI- 1 19111MINUMI The Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). 102 CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2010 With Comparative Data as of December 31, 2009 Assets Cash and investments Accrued interest receivable Interfund loan receivable Due from other governmental units - net Accounts receivable - net Prepaid items Delinquent property taxes receivable Special assessments receivable: Deferred Delinquent Special deferred Total assets Liabilities and Fund Balance Liabilities: Accounts payable Salaries payable Interfund payable Contracts payable Due to other governmental units Deposits payable Accrued interest payable Interfund loan payable Deferred revenue Total liabilities Fund balance: Reserved Unreserved: Designated Undesignated Total fund balance Total liabilities and fund balance Special Debt Capital Revenue Service Project Statement 10 Totals Nonmajor Governmental Funds 11rn n ')nno $6,001,974 $1,192,708 $10,768,247 $17,962,929 $16,391,124 20,000 - - 20,000 80,673 1,275,000 - 950,000 2,225,000 1,575,000 20,461 - - 20,461 131,390 470,412 - - 470,412 471,972 1,273 - - 1,273 1,850 6,355 - 36,145 42,500 55,070 47,528 579,448 366,326 993,302 1,419,534 - - 2,058 2,058 359,325 $7,843,003 $1,772,156 $12,122,776 $21,737,935 $20,485,938 $72,611 $507 $85,517 $158,635 $288,514 17,861 - - 17,861 12,094 - - - - 15,403 48,233 - 6,028 54,261 117,404 3,165 - - 3,165 2,760 3,500 - 98,312 101,812 46,408 - - - - 55,673 - - 575,000 575,000 575,000 55,283 579,448 404,529 1,039,260 1,836,028 200,653 579,955 1,169,386 1,949,994 2,949,284 1,276,273 1,192,201 1,279,929 3,748,403 2,204,114 6,366,077 - 9,673,461 16,039,538 15,470,281 - - - - (137,741) 7,642,350 1,192,201 10,953,390 19,787,941 17,536,654 $7,843,003 $1,772,156 $12,122,776 $21,737,935 $20,485,938 103 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Special Debt Capital Revenue Service Project $239,379 $ $3,751 517,391 - - 30,554 - - - 472,518 780,896 20,278 578,521 313,173 328,908 - - 1,509,570 - - 55,899 6,233 89,585 44,500 - 30,000 - - 439,238 - - 145,640 378,692 - - 37,207 - - 3,162,378 1,057,272 1,802,283 Revenues: General property taxes Franchise taxes Aggregate taxes Tax increment collections Special assessments Direct charges to developers Intergovernmental Charges for services Investment earnings Interest on interfund loan Connection charges Park dedication fees Donations Miscellaneous Total revenues Expenditures: Current: General government Public safety Public works Culture and recreation Capital outlay: General government Community development Public safety Public works Culture and recreation Debt service: Principal retirement Capital lease payment Interest and fiscal charges Total expenditures Revenues over (under) expenditures Other financing sources (uses Statement 11 Totals Nonmajor Governmental Funds 2010 2009 $243,130 $564,644 517,391 399,568 30,554 24,234 1,253,414 1,123,774 911,972 514,905 - 24,786 328,908 209,882 1,509,570 1,461,929 151,717 186,568 74,500 252,001 439,238 201,463 145,640 64,584 378,692 408,716 37,207 63,966 6,021,933 5,501,020 67,845 7,336 25,521 100,702 67,023 31,560 - - 31,560 35,679 1,048,546 - 362,336 1,410,882 1,322,667 608,307 - 17,208 625,515 563,473 17,874 - - 17,874 50,891 23,840 - 1,163,706 23,840 - 28,064 - - 28,064 177,589 400,385 - 165,863 566,248 575,624 351,736 - 80,927 432,663 91,040 - 295,000 210,000 505,000 545,000 236,397 - - 236,397 156,300 274,695 174,596 116,865 566,156 719,012 3,089,249 476,932 978,720 4,544,901 4,304,298 73,129 580,340 823,563 1,477,032 1,196,722 Transfers in 518,195 - 368,531 886,726 935,308 Transfers out (155,589) - (28,388) (183,977) (929,917) Proceeds from the sale of capital assets 71,506 - - 71,506 49,694 Total other financing sources (uses) 434,112 0 340,143 774,255 55,085 Net increase (decrease) in fund balance 507,241 580,340 1,163,706 2,251,287 1,251,807 Fund balance - January 1 7,135,109 611,861 9,789,684 17,536,654 16,284,847 Fund balance - December 31 $7,642,350 $1,192,201 $10,953,390 $19,787,941 $17,536,654 - 104 - NONMAJOR SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for particular purposes. The City maintained the following Special Revenue Funds during the year: Equipment Replacement Fund - Established to accumulate monies for the replacement of capital equipment. Recyclin - Established to account for recycling advertising, promotion, and capital expenditures. Storm Water Maintenance — Established to account for the receipt of storm water fees to be used for storm water maintenance activities. Street Sealcoating — Established to account for the receipt of franchise fees to be used for sealcoating activities. Forfeiture /Seizure - Established to account for Police Department proceeds from property seized under MS 609.53. Ice Arena Fund - Established to account for operating the City's ice arena. Public Safety Grants — Established to account for revenues and expenditures of public safety grants. Charitable Gambling — Established to account for the 3% tax on charitable gambling operations. Celebration Fund — Established to account for the receipt and use of monies for community activities such as the Great Grove Get Together. Future Economic Development Fund — Established to account for the receipt and use of monies for economic development purposes. - 105 - 106 Storm Equipment Water Street Forfeiture/ Replacement Recycling Maintenance Sealcoating Seizure Assets Cash and investments $2,985,728 $83,600 $236,398 $101,633 $48,981 Accrued interest receivable - - - - - Interfund loan receivable - - - - Due from other governmental units - net - - - 16,874 - Accounts receivable - net - - 106,344 133,327 - Prepaid items - - 360 - - Delinquent property taxes receivable 21 - - - - Special assessments receivable: Deferred - - - - ' Total assets $2,985,749 $83,600 $343,102 $251,834 $48,981 Liabilities and Fund Balance Liabilities: Accounts payable $ - $300 $21,882 $ - $4,627 Salaries payable - 65 5,159 - - Contracts payable - - 5,618 - Due to other governmental units - - 517 - - Deposits payable - - - - ' Deferred revenue 21 - - - - Totalliabilities 21 365 33,176 0 4,627 Fund balance: Reserved for: Prepaid items - - 360 - - Long -term interfund loan receivable - - - - - Unreserved: Designated for ice arena - - - - Designated for equipment replacement 2,724,260 - - - - Designated for public safety department 134,800 - - - - Designated for finance department 101,226 - - - - Designated for MIS department 10,442 - - - - Designated for recreation programs 15,000 - - - - Designated for development district #1 - - - - - Designated for storm water activities - - 309,566 - - Designated for forfeiture and seizure - - - - 44,354 Designated for recycling program - 83,235 - - - Designated for charitable gambling - - - - - Designated for community events - - - Designated for Sealcoating & resurfacing - - - 251,834 - Total fund balance 2,985,728 83,235 309,926 251,834 44,354 Total liabilities and fund balance $2,985,749 $83,600 $343,102 $251,834 $48,981 - 106 Statement 12 _ _ _ Totals 47,528 63,370 $643,327 Future Nonmajor $0 $3,476,706 Ice Public Safety Charitable Celebration Economic Special Revenue Funds Arena Grants Gambling Fund Development 2010 2009 $405,339 $3,065 $3,052 $ - $2,134,178 $6,001,974 $5,733,733 _ _ _ _ 20,000 20,000 80,673 _ _ _ - 1,275,000 1,275,000 1,075,000 - 3,587 - - - 20,461 131,390 230,741 - - - - 470,412 436,065 913 - - - - 1,273 1,850 6,334 - - - 6,355 6,423 _ _ _ _ 47,528 47,528 63,370 $643,327 $6,652 $3,052 $0 $3,476,706 $7,843,003 $7,528,504 $41,604 $ - $ - $ - $4,198 $72,611 $215,361 12,246 391 - - - 17,861 12,094 42,615 - - - - 48,233 91,288 2.648 - - - - 3,165 2,760 3,500 - - - 3,500 - 7,734 - 47,528 55,283 71,892 110,347 391 0 0 51,726 200,653 393,395 913 - - - - 1,273 1,850 _ _ _ - 1,275,000 1,275,000 1,075,000 532,067 - - - - 532,067 642,952 _ _ _ _ - 2,724,260 2,607,924 - 6.261 - - - 141,061 134,800 - 101,226 119,100 _ 10,442 10,442 _ 15,000 15,000 2,149,980 2,149,980 1,962,200 - 309,566 185,779 _ 44,354 53,631 _ _ _ 83,235 85,406 - - 3,052 - - 3,052 5,335 _ _ _ _ _ 7,661 _ _ - _ - 251,834 228,029 532,980 6,261 3,052 0 3,424,980 7,642,350 7,135,109 $643,327 $6,652 $3,052 $0 $3,476,706 $7,843,003 $7,528,504 - 107 - CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 - 108 - Storm Equipment Water Street Forfeiture/ Replacement Recycling Maintenance Sealcoating Seizure Revenues: General property taxes $17 $ - $ - $ - $ - Franchise taxes - - - 517,391 - Aggregate taxes - - - 30,554 - Special assessments: Current - - - - - Intergovernmental: Federal: Bryne JAG grant - public safety - - - - - Local: Washington County - public works - 53,150 - - - School district - parks and recreation - - - - - Other - public works - - 80,625 - - Charges for services - - 641,685 11,944 - Investment earnings 26,392 818 1,863 1,466 567 Interest on interfund loan - - - - - Donations - - - - - Miscellaneous - 5 - - 30,425 Total revenues 26,409 53,973 724,173 561,355 30,992 Expenditures: Current: General government - - - - - Public safety - - - - 15,269 Public works 90 56,144 454,762 537,550 - Culture and recreation - - - - - Capital outlay: General government 17,874 - - - - Community development 23,840 - - - - Public safety 28,064 - - - - Public works 369,648 - 30,737 - - Culture and recreation 78,132 - - - - Debt service: Principal retirement - - 1,397 - - Interest and fiscal charges - - 103 - - Total expenditures 517,648 56,144 486,999 537,550 15,269 Revenues over(under)expenditures (491,239) (2,171) 237,174 23,805 15,723 Other financing sources (uses): Transfer from General Fund 493,195 - - - - Transfer from Special Revenue Fund 25,000 - - - - Transfer to General Fund - - - - - Transfer to Special Revenue Fund - - - (25,000) Transfer to Capital Project Fund - - (114,527) - - Transfer to Enterprise Fund - - - - - Proceeds from the sale of capital assets 71,506 - - - Total other financing sources (uses) 589,701 0 (114,527) 0 (25,000) Net increase (decrease) in fund balance 98,462 (2,171) 122,647 23,805 (9,277) Fund balance - January 1 2,887,266 85,406 187,279 228,029 53,631 Fund balance - December 31 $2,985,728 $83,235 $309,926 $251,834 $44,354 - 108 - Statement 13 Future Ice Public Safety Charitable Celebration Economic Arena Grants Gambling Fund Development $239,362 $ - $ - $ - $ 20,278 Totals Nonmaj or Special Revenue Funds 2010 2009 $239,379 $228,255 517,391 399,568 30,554 24,234 20,278 22,026 - 15,933 - - - 15,933 5,324 - - - - - 53,150 52,406 179,200 - - - - 179,200 57,000 - - - - - 80,625 95,152 855,941 - - - - 1,509,570 1,461,929 6,678 13 38 7 18,057 55,899 78,937 - - - - 44,500 44,500 80,673 - - 3,679 - 375,013 378,692 408,716 - - - 1,872 4,905 37,207 63,966 1,281,181 15,946 3,717 1,879 462,753 3,162,378 2,978,186 - - 6,000 1,872 59,973 67,845 62,820 - 16,291 - - - 31,560 35,679 - - - - - 1,048,546 1,158,066 608,307 - - - - 608,307 563,141 - - - - - 17,874 50,891 - - - - - 23,840 - - - - - - 28,064 177,589 - - - - - 400,385 488,741 273,604 - - - - 351,736 91,040 235,000 - - - - 236,397 156,300 274,592 - - - - 274,695 369,826 1,391,503 16,291 6,000 1,872 59,973 3,089,249 3,154,093 (110,322) (345) (2,283) 7 402,780 73,129 (175,907) - - - - - 493,195 627,520 - - - - - 25,000 6,000 - - - (1,062) - (1,062) - - - - - - (25,000) (6,000) - - - - - (114,527) (86,344) - - - - (15,000) (15,000) - - - - - - 71,506 49,694 0 0 0 (1,062) (15,000) 434,112 590,870 (110,322) (345) (2,283) (1,055) 387,780 507,241 414,963 643,302 6,606 5,335 1,055 3,037,200 7,135,109 6,720,146 $532,980 $6,261 $3,052 $ - $3,424,980 $7,642,350 $7,135,109 NONMA3OR DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on long -term debt. The City's Debt Service Funds account for two types of bonded indebtedness: Improvement Bonds Tax Increment Bonds Delveloper Financed Revolving — (2008A Improvements Bonds) are repaid from special assessments collected from new developments within the City. Tax Increment — (1985 Tax Increment Bonds, 2004A Tax Increment Refunding Bonds(TIF 1 -3), 2004A Tax Exempt Increment Bonds(TIF 1 -12), and 2004B Taxable Increment Bonds) are repaid primarily from incremental taxes. 110 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2010 With Comparative Data as of December 31, 2009 Statement 14 Totals Assets Cash and investments Special assessments receivable: Deferred Delinquent Total assets Liabilities and Fund Balance Liabilities: Accounts payable Interfund payable Deferred revenue Total liabilities Fund balance: Reserved for debt retirement Reserved for tax increment purposes Total fund balance Total liabilities and fund balance Developer Nonmajor Financed Tax Increment Debt Service Funds Revolving Funds Funds 2010 2009 $331,129 $861,579 $1,192,708 $627,264 579,448 - 579,448 792,407 - - - 287,382 $910,577 $861,579 $1,772,156 $1,707,053 $169 $338 $507 $ - - - - 15,403 579,448 - 579,448 $1,079,789 579,617 338 579,955 1,095,192 330,960 - 330,960 (15,403) - 861,241 861,241 627,264 330,960 861,241 1,192,201 611,861 $910,577 $861,579 $1,772,156 $1,707,053 111 — CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2010 . With Comparative Data for the Year Ended December 31, 2009 Statement 15 Expenditures: Current: General government: Contractual services Debt service: Principal retirement Interest and fiscal charges Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from Capital Project Funds Total other financing sources 3,458 3,878 7,336 Totals 200,000 Developer Tax Nonmaj or 28,700 Financed Increment Debt Service Funds 232,158 Revolving Funds Funds 2010 2009 Revenues: 346,363 General property taxes: 580,340 (137,538) Current and delinquent $ $ - $ - $135,553 Tax increment collections - 472,518 472,518 464,397 Special assessments: Current 253,570 - 253,570 - Delinquent 287,383 - 287,383 - Prepayments on deferred 14,858 - 14,858 - Penalties 22,710 - 22,710 - Investment earnings - 6,233 6,233 5,165 Total revenues 578,521 478,751 1,057,272 605,115 Expenditures: Current: General government: Contractual services Debt service: Principal retirement Interest and fiscal charges Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from Capital Project Funds Total other financing sources 3,458 3,878 7,336 3,458 200,000 95,000 295,000 545,000 28,700 145,896 174,596 194,195 232,158 244,774 476,932 742,653 346,363 233,977 580,340 (137,538) 0 218,796 0 0 218,796 Net increase (decrease) in fund balance 346,363 233,977 580,340 81,258 Fund balance - January 1 (15,403) 627,264 611,861 530,603 Fund balance - December 31 $330,960 $861,241 $1,192,201 $611,861 - 112 - NONMAJOR CAPITAL PROJECT FUNDS Capital Project Funds are used to account for the acquisition and construction of major capital facilities other than those financed by Proprietary Funds and Trust Funds. Park Trust — to account for capital projects in the municipal parks. Future Storm Sewer Improvements - to collect storm sewer area charges which are designated for future construction. Water Connection and Area Charge - to account for water connection and area charges. Sewer Connection and Area Charge - to account for sewer connection and area charges. Completed Construction - to account for the various surpluses (deficits) of other Special Assessment Construction Funds. Future Projects - to account for the preliminary expenditures of projects which do not have a source of financing. Tax Increment Construction Revolving Fund - to account for construction projects that are financed with tax increments. Gateway District Improvements — to account for improvements in the Gateway District that are non -TIF. 113 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2010 With Comparative Data as of December 31, 2009 — 114 — Future Water Sewer Park Storm Sewer Connection Connection Trust Improvements and Area and Area Assets Cash and investments $830,756 $2,647,632 $2,462,444 $965,788 Interfund loan receivable - - - - Accounts receivable - net - - - - Delinquent property taxes receivable - 51 - - Special assessments receivable: Deferred - 73,559 51,886 75,609 Delinquent - 398 138 78 Total assets $830,756 $2,721,640 $2,514,468 $1,041,475 Liabilities and Fund Balance Liabilities: Accounts payable $80,928 $2,511 $ - $90 Contracts payable - 6,028 - - Deposits payable - - - - Accrued interest payable - - - - Interfund loan payable - - - - Deferred revenue - 74,008 52,024 75,687 Total liabilities 80,928 82,547 52,024 75,777 Fund balance: Reserved for: Tax increment purposes - - - - Long -term interfund loan receivable - - - - Unreserved: Designated for pavement management - - - - Designated for tree mitigation - - - - Designated for capital improvements 749,828 2,639,093 2,462,444 965,698 Undesignated - - - - Total fund balance 749,828 2,639,093 2,462,444 965,698 Total liabilities and fund balance $830,756 $2,721,640 $2,514,468 $1,041,475 — 114 — Statement 16 Tax Increment Totals Construction Gateway Nonmajor Completed Future Revolving District Capital Project Funds Construction Projects Fund Improvements 2010 2009 $1,699,519 $1,118,803 $906,687 $136,618 $10,768,247 $10,030,127 950,000 - - 950,000 500,000 - - - - 35,907 60 4,539 31,495 - 36,145 48,647 50,307 11,138 - 103,827 366,326 563,757 1,444 - - - 2,058 71,943 $1,751,330 $2,084,480 $938,182 $240,445 $12,122,776 $11,250,381 $80 $150 $1,758 $ - $85,517 $73,153 - - - - 6,028 26,116 - 98,312 - - 98,312 46,408 - - - - - 55,673 - - 575,000 - 575,000 575,000 51,811 15,677 31,495 103,827 404,529 684,347 51,891 114,139 608,253 103,827 1,169,386 1,460,697 - - 329,929 - 329,929 - - 950,000 - - 950,000 500,000 - 481,412 - - 481,412 1,398,132 - 198,614 - - 198,614 214,108 1,699,439 340,315 - 136,618 8,993,435 7,799,782 - - - - - (122,338) 1,699,439 1,970,341 329,929 136,618 10,953,390 9,789,684 $1,751,330 $2,084,480 $938,182 $240,445 $12,122,776 $11,250,381 115 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 116 - Future Water Sewer Park Storm Sewer Connection Connection Trust Improvements and Area and Area Revenues: General property taxes $ - $42 $ - $ - Tax increment collections - - - - Special assessments: Current - 69,982 31,578 39,092 Delinquent - 16,486 20,213 33,934 Prepayments on deferred - 11,611 2,317 2,874 Penalties - 1,744 1,750 2,768 Direct charges to developers - - - - Investment earnings 6,697 22,454 16,064 8,226 Interest on interfund loan - - 30,000 - Connection charges - 232,475 136,304 70,459 Park dedication fees 145,640 - - - Total revenues 152,337 354,794 238,226 157,353 Expenditures: Current: General government - - - - Public works - 34,992 - 12,216 Culture and recreation 17,208 - - - Capital outlay: Public works - 165,863 - - Culture and recreation 80,927 - - - Debt service: Principal retirement - - - 210,000 Interest and fiscal charges - - - 82,365 Total expenditures 98,135 200,855 0 304,581 Revenues over (under) expenditures 54,202 153,939 238,226 (147,228) Other financing sources (uses): Transfer from General Fund - - - - Transfer from Capital Project Fund - - - - Transfer to Debt Service Fund - - - - Transfer to Capital Project Fund - - - ° Total other financing sources (uses) 0 0 0 0 Net increase (decrease) in fund balance 54,202 153,939 238,226 (147,228) Fund balance - January 1 695,626 2,485,154 2,224,218 1,112,926 Fund balance - December 31 $749,828 $2,639,093 $2,462,444 $965,698 116 - Statement 17 Tax Increment Construction Completed Future Revolving Construction Projects Fund Totals Gateway Nonmaj or District Capital Project Funds Improvements 2010 2009 $49 $3,660 $ - $ - $3,751 $200,836 - - 780,896 - 780,896 659,377 15,744 4,752 - 57,710 218,858 328,944 487 - - - 71,120 22,458 - - - - 16,802 136,736 131 - - - 6,393 4,741 - - - 24,786 13,103 16,708 5,485 848 89,585 102,466 - - - - 30,000 171,328 - - - - 439,238 201,463 - - - - 145,640 64,584 29,514 25,120 786,381 58,558 1,802,283 1,917,719 25,503 - - 18 25,521 745 - 15,514 299,614 - 362,336 164,601 - - - - 17,208 332 - - - - 165,863 86,883 - - - - 80,927 - - - - - 210,000 - - - 34,500 - 116,865 154,991 25,503 15,514 334,114 18 978,720 407,552 4,011 9,606 452,267 58,540 823,563 1,510,167 - 29,620 - - 29,620 257,491 81,420 - - 338,911 (28,388) - - - (28,388) 229,103 111,040 0 0 340,143 233,114 120,646 452,267 58,540 1,163,706 1,466,325 1,849,695 (122,338) 78,078 9,789,684 $1,699,439 $1,970,341 $329,929 $136,618 $10,953,390 82,992 (191,352) (646,221) (754,581) 755,586 9,034,098 $9,789,684 117 - CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - EQUIPMENT REPLACEMENT SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 18 Budgeted Amounts Original Final Revenues: General property taxes: Current and delinquent Intergovernmental: Local: Cost -share agreement deicing equipment Investment earnings Total revenues Expenditures: General government: Capital outlay Community development: Capital outlay Public safety: Capital outlay Public works: Current: Contractual services Capital outlay Culture and recreation: Capital outlay Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from General Fund Transfer from Special Revenue Fund Proceeds from the sale of capital assets Total other financing sources (uses) Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 Variance with 2010 Final Budget- 2009 Actual Positive Actual Amounts (Negative) Amounts $ - $ - $17 $17 $48 51,452 27,500 27,500 26,392 (1,108) 37,364 27,500 27,500 26,409 (1,091) 88,864 - 18,000 17,874 126 50,891 - 26,500 23,840 2,660 - 30,000 30,000 28,064 1,936 92,389 - - 90 (90) - 320,000 356,900 369,648 (12,748) 412,358 105,500 79,000 78,132 868 68,979 455,500 510,400 517,648 (7,248) 624,617 (428,000) (482,900) (491,239) (8,339) (535,753) 419,145 493,195 493,195 - 620,480 - - 25,000 25,000 - - 36,900 71,506 34,606 49,694 419,145 530,095 589,701 59,606 670,174 ($8,855) $47,195 98,462 $51,267 134,421 2,887,266 2,752,845 $2,985,728 $2,887,266 118 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - RECYCLING Statement 19 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Variance with 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Intergovernmental: Local: Washington County recycling grant - public works Investment earnings Miscellaneous - public works Total revenues Expenditures: Public works: Current: Personal services Commodities Contractual services Total expenditures Revenues over (under) expenditures Fund balance - January 1 Fund balance - December 31 $52,400 $52,400 $53,150 $750 $52,406 - - 818 818 1,302 - - 5 5 5,599 52,400 52,400 53,973 1,573 59,307 41,900 41,900 41,719 181 39,796 - - 280 (280) - 13,150 13,150 14,145 (995) 21,069 55,050 55,050 56,144 (1,094) 60,865 ($2,650) ($2,650) (2,171) $479 (1,558) 85,406 $83,235 86,964 $85,406 a CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - STORM WATER MAINTENANCE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Statement 20 Revenue: Intergovernmental: Local: Other - public works Charges for services Investment earnings Miscellaneous Total revenue Expenditures: Public works: Current: Personal services Commodities Contractual services Other charges - administrative charge Capital outlay Debt Service: Principal retirement Interest and fiscal charges Total expenditures Revenue over (under) expenditures Other financing sources (uses): Transfer to Capital Project Fund Net increase (decrease) in fund balance Fund balance - January I Fund balance - December 31 202,400 202,400 Variance with (4,741) 246,661 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts $ - $ - $80,625 $80,625 $43,700 648,000 648,000 641,685 (6,315) 645,855 1,500 1,500 1,863 363 1,911 - - - - 5,996 649,500 649,500 724,173 74,673 697,462 202,400 202,400 207, 141 (4,741) 246,661 59,500 59,500 27,984 31,516 35,078 303,325 303,325 190,237 113,088 296,695 29,400 29,400 29,400 - 29,000 14,000 14,000 30,737 (16,737) 76,383 - - 1,397 (1,397) 1,300 - - 103 (103) 200 608,625 608,625 486,999 121,626 685,317 40,875 40,875 237,174 196,299 12,145 - - (114,527) 114,527 - $40,875 $40,875 122,647 $310,826 12,145 187,279 $309,926 175,134 $187,279 - 120 - CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - STREET SEALCOATING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Revenues: Franchise taxes Aggregate taxes Charges for services: Public works Investment earnings Total revenues Expenditures: Public Works: Current: Commodities Contractual Total expenditures Revenues over (under) expenditures Fund balance - January 1 Fund balance - December 31 Statement 21 19,250 19,250 21,974 Variance with 23,828 588,950 588,950 2010 Final Budget- 2009 Budgeted Amounts Actual. Positive Actual Original Final Amounts (Negative) Amounts $525,100 $525,100 $517,391 ($7,709) $399,568 70,000 70,000 30,554 (39,446) 24,234 - - 11,944 11,944 - - - 1,466 1,466 2,724 595,100 595,100 561,355 (33,745) 426,526 19,250 19,250 21,974 (2,724) 23,828 588,950 588,950 515,576 73,374 465,939 608,200 608,200 537,550 70,650 489,767 ($13,100) ($13,100) 23,805 $36,905 (63,241) 228,029 291,270 $251,834 $228,029 - 121 - CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - FORFEITURE /SEIZURE Statement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Budgeted Amounts Revenues: Investment earnings Miscellaneous Total revenues Expenditures: Public safety: Current: Personal services Commodities Contractual services Capital outlay Total expenditures Revenues over (under) expenditures Original Final 2009 $4,000 $4,000 42,000 42,000 46,000 46,000 Variance with 2010 Final Budget- 2009 Actual Positive Actual Amounts (Negative) Amounts $567 ($3,433) $797 30,425 (11,575) 50,989 30,992 (15,008) 51,786 1,200 1,200 - 500 500 2,160 13,200 13,200 13,109 14,900 14,900 15,269 31,100 31,100 15,723 Other financing sources (uses): Transfer to Special Revenue Fund Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 1,200 (1,660) 91 (369) ( 15,377) 3,514 26,051 85,200 1 14,765 (62,979) (25,000 ) (25,000) (25,000) - - $6,100 $6,100 (9,277) ($15,377) (62,979) 53,631 116,610 $44,354 $53,631 - 122 - Revenues: General property taxes: Current and delinquent Intergovernmental: Local: School Recreation agreement Charges for services Investment earnings Donations - culture and recreation Miscellaneous - culture and recreation Total revenues Expenditures: Culture and recreation: Current: Personal services Commodities Contractual services Capital outlay Debt Service: Principal retirement Interest and fiscal charges Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer to Capital Project Fund Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 Budgeted Amounts Original Final Variance with 2010 Final Budget- 2009 Actual Positive Actual Amounts (Negative) Amounts $240,000 $240,000 $239,362 ($638) $228,207 - - 122,200 122,200 - - - 57,000 57,000 57,000 866,000 866,000 855,941 (10,059) 806,074 6,000 6,000 6,678 678 10,800 - - - - 3,680 - - _ - 878 1,112,000 1,112,000 1,281,181 169,181 1,106,639 268,500 268,500 291,618 (23,118) 272,587 35,600 35,600 50,348 (14,748) 46,475 236,800 236,800 266,341 (29,541) 244,079 107,000 107,000 273,604 (166,604) 22,061 235,000 235,000 235,000 - 155,000 275,000 275,000 274,592 408 369,626 1,157,900 1,157,900 1,391,503 (233,603) 1,109,828 (45,900) (45,900) (110,322) (64,422) (3,189) ($45,900) ($45,900) - 123 - (86,344) (110,322) ($64,422) (89,533) 643,302 $532,980 732,835 $643,302 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - PUBLIC SAFETY GRANTS Statement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Variance with 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Intergovernmental: Federal: Byrne JAG Grant - public safety Investment earnings Total revenues Expenditures: Public safety: Current: Personal services Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from General Fund Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 $ - $15,900 $15,933 - 13 0 15,900 15,946 $33 $5,324 13 12 46 5,336 - 15,900 16,291 (391) 6,114 0 15,900 16,291 (391) 6,114 0 0 345 437 (778) $0 $0 - - 7,040 (345) $437 6,262 6,606 344 $6,261 $6,606 124 Revenues: Investment earnings Donations Total revenues Expenditures: General government: Current: Contractual Total expenditures Revenues over (under) expenditures 6,000 6,000 6,000 - 4,692 6,000 6,000 6,000 0 4,692 - - (2,283) (2,283) 486 Other financing sources (uses): Transfer to Special Revenue Fund - - Net increase (decrease) in fund balance $0 $0 Fund balance - January 1 Fund balance - December 31 125 (6,000) (2,283) ($2,283) (5,514) 5,335 10,849 $3,052 $5,335 Variance with 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts $ - $ - $38 $38 $142 6,000 6,000 3,679 (2,321) 5,036 6,000 6,000 3,717 (2,283) 5,178 6,000 6,000 6,000 - 4,692 6,000 6,000 6,000 0 4,692 - - (2,283) (2,283) 486 Other financing sources (uses): Transfer to Special Revenue Fund - - Net increase (decrease) in fund balance $0 $0 Fund balance - January 1 Fund balance - December 31 125 (6,000) (2,283) ($2,283) (5,514) 5,335 10,849 $3,052 $5,335 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - CELEBRATION FUND 220 Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND 15,950 0 0 1,872 (1,872) CHANGES IN FUND BALANCE - BUDGET AND ACTUAL _ 7 7 (10,819) For The Year Ended December 31, 2010 _ 6,000 With Comparative Data for the Year Ended December 31, 2009 (1,062) - 0 0 (1,062) (1,062) 6,000 Variance with ($1,055) (4,819) 2010 Final Budget- 2009 Budgeted Amounts Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Investment earnings $ - $ - $7 $7 $22 Donations - - - - 5,000 Miscellaneous - - 1,872 1,872 329 Total revenues 0 0 1,879 1,879 5,351 Expenditures: General government: Current: Commodities Contractual Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer from Special Revenue Fund Transfer to General Fund Total other financing sources (uses) Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 - 220 - 1,872 (1,872) 15,950 0 0 1,872 (1,872) 16,170 _ 7 7 (10,819) _ 6,000 - - (1,062) (1,062) - 0 0 (1,062) (1,062) 6,000 $0 $0 (1,055) ($1,055) (4,819) 1,055 $0 5,874 $1,055 E Revenues: Special assessments: Current Charges for services Investment earnings Interest on interfund loan Donations Miscellaneous Total revenues Expenditures: General government: Current: Commodities Contractual services Construction /acquisition costs Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer to Enterprise Fund Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 Budgeted Amounts Original Final 77,000 77,000 77,000 77,000 30,000 400,000 430,000 (353,000) ($353,000) 30,000 400,000 430,000 (353,000) 2010 Actual Amounts $20,278 18,057 44,500 375,013 4,905 462,753 13,198 46,775 59,973 402,780 (15,000) ($353,000) 387,780 127 3,037,200 $3,424,980 Variance with Final Budget - Positive (Negative) $20,278 (58,943) 44,500 375,013 4,905 385,753 (13,198) (16,775) 400,000 370,027 755,780 (15,000) $740,780 2009 Actual $22,026 10,000 23,863 80,673 395,000 175 531,737 41,958 41,958 489,779 489,779 2,547,421 $3,037,200 128 INTERNAL SERVICE Self Insurance Fund - Established to provide self insurance for the City and its officers, employees and agents for claims in excess of standard deductibles and to account for the City flexible spending program and purchase of insurance. Fleet Maintenance Fund — Established to account for costs related to repair and maintenance of City equipment and vehicles. Revenues received from departments are based on level of service performed. - 129 - CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF NET ASSETS INTERNAL SERVICE FUNDS December 31, 2010 With Comparative Data as of December 31, 2009 6,424 52,197 58,621 Statement 28 Health care benefits payable 20,947 - Totals 31,255 Unpaid claims Self Fleet Internal Service Funds 67,176 Insurance Maintenance 2010 2009 Assets: Due to other governmental units - 67 67 Current assets: Compensated absences payable - 13,160 13,160 Cash and investments $2,256,110 $298,912 $2,555,022 $2,496,824 Accounts receivable 5,256 1,898 7,154 1,643 Prepaid items 103,894 650 104,544 106,173 Inventory- at cost - 65,062 65,062 53,492 Total current assets 2,365,260 366,522 2,731,782 2,658,132 Noncurrent assets: Total liabilities 75,242 92,660 167,902 Capital assets: Net assets: Land - 424,665 424,665 424,665 Buildings and improvements - 928,870 928,870 928,870 Machinery and equipment - 150,628 150,628 166,363 Total capital assets 0 1,504,163 1,504,163 1,519,898 Less: Accumulated depreciation - (484,328) (484,328) (472,802) Total noncurrent assets 0 1,019,835 1,019,835 1,047,096 Total assets 2,365,260 1,386,357 3,751,617 3,705,228 Liabilities: Current liabilities: Accounts payable 6,424 52,197 58,621 53,945 Health care benefits payable 20,947 - 20,947 31,255 Unpaid claims 47,349 - 47,349 67,176 Salaries payable 522 7,862 8,384 9,118 Due to other governmental units - 67 67 - Compensated absences payable - 13,160 13,160 17,626 Total current liabilities 75,242 73,286 148,528 179,120 Noncurrent liabilities: Compensated absences payable - 18,263 18,263 22,096 Other post employment benefits - 1,111 1,111 774 Total noncurrent liabilities 0 19,374 19,374 22,870 Total liabilities 75,242 92,660 167,902 201,990 Net assets: Invested in capital assets, net of related debt - 1,019,835 1,019,835 1,047,096 Unrestricted 2,290,018 273,862 2,563,880 2,456,142 Total net assets $2,290,018 $1,293,697 $3,583,715 $3,503,238 - 130 - CITY OF COTTAGE GROVE, MINNESOTA INTERNAL SERVICE FUNDS Statement 29 COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Operating revenues: Charges for services: User fees Employee benefits Property insurance Insurance refunds and reimbursements Total operating revenues Operating expenses: Operation and maintenance: Personal services Commodities Contractual services Total operation and maintenance Administrative and general: Personal insurance benefits Contractual services Claims Total administrative and general Depreciation Total operating expenses Operating income (loss) Nonoperating revenues: Investment earnings Miscellaneous Total nonoperating revenues Income before transfers Transfers: Transfer to Enterprise Fund Change in net assets Net assets - January I Net assets - December 31 Self Fleet Insurance Maintenance 1,202,050 213,700 70,232 1,485,982 $845,351 Totals Internal Service Funds 2010 $845,351 1,202,050 213,700 70,232 2,331,333 2009 $813,479 1,081,792 209,208 80,081 2,184,560 - 312,145 312,145 309,805 - 450,554 450,554 387,559 - 67,149 67,149 40,942 0 829,848 829,848 738,306 1,142,682 - 1,142,682 1,004,932 196,021 - 196,021 194,052 48,278 - 48,278 83,152 1,386,981 0 1,386,981 1,282,136 - 32,549 32,549 30,996 1,386,981 862,397 2,249,378 2,051,438 99,001 (17,046) 81,955 133,122 19,287 2,761 22,048 32,599 - 7,474 7,474 5,226 19,287 10,235 29,522 37,825 118,288 (6,811) 111,477 170,947 118,288 2, 171,730 $2,290,018 (31,000) (37,811) 1,331,508 $1,293,697 (31,000) 80,477 3,503,238 $3,583,715 (31,000) 139,947 3,363,291 $3,503,238 131 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF CASH FLOWS Statement 30 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Cash flows from operating activities: Receipts from interfund services provided Receipts from insurance refunds and reimbursements Payment to suppliers Payment to employees Miscellaneous revenue Net cash flows from operating activities Cash flows from noncapital financing activities: Transfer to Enterprise Fund Cash flows from capital and related financing activities: Acquisition of capital assets Cash flows from investing activities: Investment income Net increase in cash and cash equivalents Cash and cash equivalents - January 1 Cash and cash equivalents - December 31 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss) Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation Miscellaneous revenue Changes in assets and liabilities: Decrease (increase) in receivables Decrease (increase) in prepaid items Decrease (increase) in inventory Increase (decrease) in payables Total adjustments Net cash flows from operating activities Self Fleet Insurance Maintenance Totals Internal Service Funds 2010 200 $1,415,750 $845,351 $2,261,101 $2,104,479 70,232 - 70,232 80,081 (265,810) (526,728) (792,538) (759,397) (1,152,468) (321,363) (1,473,831) (1,328,616) - 7,474 7,474 5,226 67,704 4,734 72,438 101,773 (27,670) (6,418) - (31,000) (31,000) (31,000) (9,517) - (5,288) (5,288) (12,986) $101,773 19,287 2,761 22,048 32,599 86,991 (28,793) 58,198 90,386 2,169,119 327,705 2,496,824 2,406,438 $2,256,110 $298,912 $2,555,022 $2,496,824 $99,001 ($17,046) $81,955 $133,122 - 32,549 32,549 30,996 - 7,474 7,474 5,226 (5,256) (255) (5,511) 413 1,629 - 1,629 (62,976) - (11,570) (11,570) (4,653) (27,670) (6,418) (34,088) (355) (31,297) 21,780 (9,517) (31,349) $67,704 $4,734 $72,438 $101,773 132 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT Established to account for the receipt and use of monies for economic purposes. - 133 CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET - ALL GOVERNMENTAL FUND TYPES ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT December 31, 2010 With Comparative Data as of December 31, 2009 Statement 31 Assets Cash and investments Accrued interest receivable Loan receivable from primary government Capital lease receivable from primary government Prepaid items Delinquent property taxes receivable Property held for resale Total assets Liabilities and Fund Balance Liabilities: Accounts payable Salaries payable Due to other governmental units Deferred revenue Total liabilities Fund balance: Reserved for long -term loan receivable Reserved for long -term capital lease receivable Reserved for tax increment purposes Reserved for debt service reserve Reserved for assets for resale Unreserved: Designated for EDA activities Total fund balance Total liabilities and fund balance Fund balance reported above Totals Economic Development Authority Special Debt Component Unit Revenue Service 2010 2009 $268,734 $547,787 $816,521 $1,208,184 84,000 - 84,000 185,500 900,000 - 900,000 900,000 - 6,110,000 6,110,000 6,345,000 1,440 - 1,440 2,493 3,068 3,068 3,299 421,298 - 421,298 - $1,678,540 $6 $8,336,327 $8,644,476 $2,371 $ - $2,371 $9,645 - - 338 3,068 3,068 3,299 5,439 0 5,439 13,282 900,000 - 900,000 900,000 - 6,110,000 6,110,000 6,345,000 593,339 - 593,339 586,896 - 547,787 547,787 542,866 421,298 - 421,298 - (241,536) - (241,536) 256,432 1,673,101 7657,787 8,330,888 8,631,194 $1,678,540 $6,657,787 $8,336,327 $8,644,476 Other long -term assets, including property taxes receivable, are not available to pay for current - period expenditures, and therefore, are deferred in the funds. Long -term liabilities, including bonds payable, bond discounts and unamortized bond issuance costs, are not due and payable in the current period and therefore are not reported in the funds. Net assets of component unit (page 35) - 134 - $8,330,888 3,068 (5,965,691) $2,368,265 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ALL GOVERNMENTAL FUND TYPES ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT For The Year Ended December 31, 2010 With Comparative Data for the Year Ended December 31, 2009 Revenues: General property taxes: Current and delinquent Charges for service Investment earnings Interest on loan to primary government Miscellaneous Total revenues Expenditures: General government: Current: Personal services Commodities Contractual services Debt service: Principal retirement Interest and fiscal charges Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfer in Transfer out Total other financing sources (uses) Net increase (decrease) in fund balance Fund balance - January 1 Statement 32 Totals Economic Development Authority Special Debt Component Unit „ -------- _ Irmo $105,936 $ - $105,936 $113,325 30,000 - 30,000 30,000 5,638 4,921 10,559 15,787 (101,500) 274,592 173,092 421,126 7,060 - 7,060 7,700 47,134 279,513 326,647 587,938 61,976 61,976 70,132 21,524 21,524 5,536 33,861 33,861 93,435 235,000 235,000 155,000 - 274,592 274,592 369,626 117,361 509,592 626,953 693,729 (70,227) (230,079) (300,306) (105,791) 0 0 (70,227) (230,079) 6,500,000 (6,500,000) 0 0 (300,306) (105,791) 1,743,328 6,887,866 8,631,194 8,736,985 Fund balance - December 31 $1,673,101 $6,657,787 $8,330,888 $8,631,194 Net decrease in fund balance reported above ($300,306) Revenues in the statement of activities that do not report current financial resources are not reported as revenues in the funds: Property taxes deferred revenue (231) The issuance of long -term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items: Amortization of deferred discounts and issuance costs (7,871) Principal repayments 235,000 Change in net assets of component unit (page 37) ($73,408) 135 IN 137 CITY OF COTTAGE GROVE, MINNESOTA CONSTRUCTION /ACQUISITION COSTS CAPITAL PROJECT FUNDS December 31, 2010 565 2006 Improvements Pinecliff 2nd 1,265,337 Construction /Acquisition Costs Fund 347,339 64,174 - Silverwood Land No. Descriptions Contractor Engineer Acquisition 1,153,269 FUNDED BY USER FEES: Total Fund 565 4,649,162 966,774 0 235 LP -3 Storm Sewer $70,130 $2,813 $ - 307,224 - Total Fund 230 70,130 2,813 0 250/526 Ice Arena Expansion 5,759,119 1,036,947 - Total Fund 566 Ice Arena Sign 40,800 11,706 - Ice Arena Team Room Addition 109,492 7,240 - Total Fund 250/526 5,909,411 1,055,893 0 510 FUNDED BY FUTURE DEVELOPMENT: Jamaica/Military Realignment - 97,885 - Total Fund 510 0 97,885 0 520 FUNDED BY MSA: Jamaica Avenue Roundabout 2,645,072 860,888 - Jamaica Avenue Roundabout additional costs - (23,503) - Ravine Parkway, Phase 2 - 25,908 - Lehigh/Highway 95 Improvements 265,141 120,982 - West Point Douglas at TH61 - 112 - Ravine Parkway, Phase 2 - 147,358 - Total Fund 520 2,910,213 1,244,400 0 FUNDED BY SPECIAL ASSESSMENT BONDS: 560 Pavement Management: 2010 Pavement Management 864,557 259,972 - Total Fund 560 864,557 259,972 0 563 2004 Improvements: Timber Ridge 6th final streets 19,481 743 - Total Fund 563 19,481 743 0 564 2005 Improvements: Mississippi Dunes 2nd final streets 25,969 541 - Total Fund 564 25,969 541 0 565 2006 Improvements Pinecliff 2nd 1,265,337 253,441 - Pinecliff2nd additional costs /streets 347,339 64,174 - Silverwood 1,565,543 324,211 - Pine Arbor 3rd 317,674 60,918 - CP Rail /Lyman Lumber 1,153,269 264,030 - Total Fund 565 4,649,162 966,774 0 566 2007 Improvements: Southpoint Ridge 651,343 307,224 - VFW Utility 22,071 6,075 - The Preserve at CG 554,908 144,174 - Everwood 117,058 77,574 - Total Fund 566 1,345,380 535,047 0 138 Exhibit I Page 1 of 2 139 Construction/Acquisition Costs Expended Legal, ROW/ Total Prior Fiscal Easement Other Costs 2010 Years $9,511 $82,454 * $6,071 $76,383 0 0 9,511 82,454 6,071 76,383 - 116,242 6,912,308 * 15,888 6,896,420 - - - 52,506 52,506 - - - 66,153 182,885 * 182,885 - 0 0 182,395 7,147,699 251,279 6,896,420 - - 7,008 104,893 - 104,893 0 0 7,008 104,893 0 104,893 - - 67,323 3,573,283 * - 3,573,283 128,371 - 104,868 128,371 (23,503) - 835 26,743 - 26,743 405 11,606 10,030 408,164 * 25,606 382,558 - - 13,308 126,075 126,075 - - - 6,486 153,844 153,844 - 405 139,977 97,982 4,392,977 433,896 3,959,081 - 25,539 22,401 1,172,469 * 1,172,469 - 0 25,539 22,401 1,172,469 1,172,469 0 - - - 20,224 * 20,224 - 0 0 0 20,224 20,224 0 - - - 26,510 * 26,510 - 0 0 0 26,510 26,510 0 - - 147,116 1,665,894 * - 1,665,894 - - 31,186 442,699 413,019 29,680 - - 192,050 2,081,804 * 20,927 2,060,877 - - 35,096 413,688 * - 413,688 - - 164,907 1,582,206 * - 1,582,206 0 0 570,355 6,186,291 433,946 5,752,345 - - 116,474 1,075,041 * - 1,075,041 - - 1,197 29,343 * - 29,343 - - 97,304 796,386 * - 796,386 - - 22,983 217,61.5 * - 217,615 0 0 237,958 2,118,385 0 2,118,385 139 CITY OF COTTAGE GROVE, MINNESOTA CAPITAL PROJECT FUNDS CONSTRUCTION /ACQUISITION COSTS December 31, 2010 Fund $27,741 No. Descriptions - FUNDED BY PARK TRUST FUNDS: 570 Hamlet Park North 0 Trunk Fund Oversizing Total Fund 570 - FUNDED BY AREA FUNDS: 575 Trunk Fund Oversizing Capitalize 0 Total Fund 575 580 Trunk Fund Oversizing Capitalize 157,820 Total Fund 580 585 Gateway Storm Pond 62,157 Hamlet Pond Phase 3 8,967 Hamlet Pond Phase 3 additional costs - Trunk Fund Oversizing 77,307 Total Fund 585 29,175 Totals - Less: Completed construction* 167,927 Work in progress - December 31, 2010 Construction /Acquisition Costs Land Contractor Engineer Acquisition $ - $27,741 $ - 8,346 - - 8,346 27,741 0 420,996 - - 420,996 0 0 157,820 - - 157,820 0 0 - 62,157 - 8,967 28,463 - 151,787 77,307 - 29,175 - - 189,929 167,927 0 $16,571,394 $4,359,736 $0 — 140 — Exhibit 1 Page 2 of 2 Construction /Acquisition Costs Expended Legal. ROW/ Total Prior - 141 - $27,741 $ - $27,741 - - - 8,346 * - 8,346 0 0 0 36,087 0 36,087 - - - 420,996 * - 420,996 0 0 0 420,996 0 420,996 - - - 157,820 * - 157,820 0 0 0 157,820 0 157,820 - - 19,695 81,852 2,144 79,708 - - 5,078 42,508 * - 42,508 - - 7,764 236,858 163,719 73,139 - - 29,175 * - 29,175 0 0 32,537 390,393 165,863 224,530 $405 $165,516 $1,160,147 $22,257,198 $2,510,258 $19,746,940 20,899,119 $1,358,079 - 141 - CITY OF COTTAGE GROVE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS December 31, 2010 Total Bonded Indebtedness - Primary Government Component Unit - EDA $6,500,000 Ice Arena Lease Rev Bonds of 2008B 4.0% -4.90% 6/11/2008 4/1/2028 Total Component Unit - EDA Total Bonded Indebtedness - Reporting Entity 142 — Interest Final Rate Dated Payment Primary Government General Obligation Bonds: $1,405,000 Tax Increment Bonds of 2004A 3.0 -4.65% 7/1/2004 2/1/2024 $1,775,000 Tax Increment Bonds of 2004B 4.5 -5.75% 7/1/2004 2/1/2021 Total General Obligation Bonds Special Assessment Debt: Improvement Bonds of 2002B 3.0 -4.15% 10/2/2002 2/1/2011 Improvement Refunding Bonds of 2002C 2.5 -3.3% 10/2/2002 2/1/2012 Improvement Bonds of 2003B 2.0- 4.125% 3/1/2003 2/1/2011 Improvement Bonds of 2008A 3.50 -3.60% 6/11/2008 2/1/2019 Improvement Bonds of 2009A 2.50 -4.30% 4/16/2009 2/1/2024 Improvement Refunding Bonds of 2009C 2.00 -3.00% 4/16/2009 12/1/2015 Total Special Assessment Debt with Governmental Commitment Proprietary Fund Bonds: Sewer and Water Revenue Bonds 1997A 4.3 -5.1% 5/21/1997 2/1/2013 Golf Course Revenue Bonds of 1999F 5.0 -5.6% 12/1/1999 2/1/2012 Water Revenue Refunding Bonds of 2009B 2.50 -4.0% 4/16/2009 2/1/2020 Total Proprietary Fund Bonds Total Bonded Indebtedness - Primary Government Component Unit - EDA $6,500,000 Ice Arena Lease Rev Bonds of 2008B 4.0% -4.90% 6/11/2008 4/1/2028 Total Component Unit - EDA Total Bonded Indebtedness - Reporting Entity 142 — Exhibit 2 Authorized And Issued $1,405,000 1,775,000 3,180,000 4,185,000 3,625,000 4,065,000 3,370,000 3,650,000 625,000 19,520,000 1,475,000 1,100,000 1,205,000 3,780,000 26,480,000 6,500,000 6,500,000 $32,980,000 Retired $235,000 115,000 350,000 1,255,000 2,485,000 1,130,000 410,000 355,000 40,000 5,675,000 1,145,000 715,000 100,000 1,960,000 7,985,000 390,000 390,000 $8,375,000 Outstanding $1,170,000 1,660,000 2,830,000 2,930,000 1,140,000 2,935,000 2,960,000 3,295,000 585,000 13,845,000 330,000 385,000 1,105,000 1,820,000 18,495,000 6,110,000 6,110,000 $24,605,000 Principal Due In 2011 $10,000 30,000 40,000 2,930,000 540,000 2,935,000 400,000 230,000 60,000 7,095,000 75,000 190,000 95,000 360,000 7,495,000 245,000 245,000 $7,740,000 Interest Due In 2011 $52,140 90,943 143,083 56,411 28,440 56,701 96,890 114,025 15,862 368,329 14,918 16,145 35,562 66,625 578,037 264,992 264,992 $843,029 - 143 - un r- W - c 7 00 r Cl Cl M M 01 �. s Cl N w �t 00 00 m It 1=1 m N 0 C) 1 .0 R cq C14 '.4 cl) N rq cq CO W O 10 r - "I , t m r Cl 10 Co - — - C14 cli Cl Cl C, N N C14 - q N N N 69 C C) 00 Gi 10 C ol� CIL cl:� M Mol: � r Ili 00 ol� r FA m vi C, "I C, C, vi C%4 r Cl 0 0 EH — — " " 9 " " C) C) C) c O 1= c C:) N C, 0 C, 1 0 'T r- o0 00 0o r r- r C, 0o C, C, O rq O ol O O ifl oo 6s oo ri fH O O O cl � ss O C cl cl C N " N C N C N A N r - N 4:1 is G is 144 C, C� C:, r C) r O 7 Cl O C, Q 10 O cz M C, Cl O Cl On r- W - c 7 00 r Cl Cl M M 01 �. s Cl N w �t 00 00 m It 1=1 m N 0 C) 1 .0 R cq C14 '.4 cl) N rq cq CO W O 10 r - "I , t m r Cl 10 Co - — - C14 cli Cl Cl C, N N C14 - q N N N 69 C C) 00 Gi 10 C ol� CIL cl:� M Mol: � r Ili 00 ol� r FA m vi C, "I C, C, vi C%4 r Cl 0 0 EH — — " " 9 " " C) C) C) c O 1= c C:) N C, 0 C, 1 0 'T r- o0 00 0o r r- r C, 0o C, C, O rq O ol O O ifl oo 6s oo ri fH O O O cl � ss O C cl cl C N " N C N C N A N r - N 4:1 is G is 144 M N + W S_ N Y, N W� R a H v, x W O .0 W w y . 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N 00 00 N N 'b i N • M Q N N M 7 M E•-+ 00 _ bA - N M M M V as N V' C1 M 00 00 O �t N '-, N H It N O � y 0 • , O � Ei7 U O � � bA O O � N 00 O 00 �-O V) 00 O D 00 C v'1 O O N N - N �t C� L w N 69 N — �t 00 00 O \O cf• t` V N � '� U 0 O 0 � C� po N b9 r-+ N N O N N Cn O N Q O M 7 M O Vr O 00 O O N M tz N V' C1 M 00 00 O �t N '-, N '-, It ON O O v) M O N 00 0 69 Cl N o ° c; N (= �o 00 N Ln V N N M M h M M M 69 5 N 00 V) N � Ct M D �o N M t -N - N �t O w .fl 69 155 C \O Ct Qr N N M t -N �o 0 w .fl 69 O 00 00 ti 00 O1 00 V N � '� U � o 0 N O po N b9 r-+ N N O rt �t � N N d� 06 M 7 O N U O O N s M �t C- d> N '-, N '-+ It h O 00 69 00 V d O N M N 69 155 a� U � w .fl -5 � '� U � o •� r, po N V U C,3 U b L U O O N i Q In w w 155 Uses of funds: Land acquisition 1,594,000 Accounted - 1,491,727 Construction costs 2,290,887 Current For in Current Amount Budget Prior Years Year Remaining - 850,000 Interest Sources of funds: 349,250 - 1,234,582 Loan payments: Bond proceeds $1,375,000 $518,876 $ - $856,124 Loan proceeds 1,375,000 - - 1,375,000 Refunding bond proceeds 1,375,000 - - 1,375,000 Current property taxes received - 2,671 - (2,671) Tax increment received 5,710,068 514,522 23,182 5,172,364 Direct charges to developer 401,501 501,222 - (99,721) Transfers 1,375,000 - - 1,375,000 Interest on investments 21,000 208,937 2,724 (190,661) $294,411 Total sources of funds 11,632,569 1,746,228 25,906 9,860,435 Uses of funds: Land acquisition 1,594,000 102,273 - 1,491,727 Construction costs 2,290,887 - - 2,290,887 Bond payments: Principal 1,375,000 525,000 - 850,000 Interest 1,583,832 349,250 - 1,234,582 Loan payments: Principal 1,375,000 - - 1,375,000 Interest 500,000 - - 500,000 Refunding bond payments: Principal 1 ,375,000 - - 1,375,000 Administrative costs 112,450 26,282 233 85,935 Bond discount 51,400 - - 51,400 Transfer to other funds 1,375,000 423,886 - 951,114 Bonding costs - 25,126 - (25,126) Total uses of funds 11,632,569 1,451,817 233 10,180,519 Funds remaining (or deficit) $0 $294,411 $25,673 ($320,084) 156 — Sources of funds: Bond proceeds Loan proceeds Refunding bond proceeds Tax increment received Interest on investments Interfund transfer Total sources of funds Uses of funds: Land acquisition Construction costs Bond payments: Principal Interest Loan payments: Principal Interest Refunding bond payments: Principal Payment to refund bond escrow agent Administrative costs Bond discount Transfers Refund tax increment Bonding costs Total uses of funds 6,765,600 2,658,229 35,870 4,071,501 Funds remaining (or deficit) $900 $108,124 $72,293 ($179,517) Note: The property owner received a tax abatement for 2002 & 2007, resulting from a property valuation appeal. - 157 - Accounted Current For in Current Amount Budget Prior Years Year Remaining $1,350,000 $905,344 $ - $444,656 1,350,000 352,803 - 997,197 1,350,000 - - 1,350,000 1,345,500 1,422,386 107,231 (184,117) 21,000 85,820 932 (65,752) 1,350,000 - - 1,350,000 6,766,500 2,766,353 108,163 3,891,984 - 304,413 - (304,413) 588,000 - - 588,000 1,350,000 575,000 35,000 740,000 364,000 415,638 650 (52,288) 1,350,000 352,803 - 997,197 286,000 272,399 - 13,601 1,350,000 - - 1,350,000 - 337,425 - (337,425) 120,000 16,811 220 102,969 7,600 - - 7,600 1,350,000 - - 1,350,000 - 372,804 - (372,804) - 10,936 - (10,936) Total uses of funds 6,765,600 2,658,229 35,870 4,071,501 Funds remaining (or deficit) $900 $108,124 $72,293 ($179,517) Note: The property owner received a tax abatement for 2002 & 2007, resulting from a property valuation appeal. - 157 - CITY OF COTTAGE GROVE, MINNESOTA Sources of funds: Tax increment received $825,000 $593,506 $32,756 $198,738 Interest on investments - 17,448 1,783 (19,231) Total sources of funds 825,000 610,954 34,539 179,507 Uses of funds: Construction costs 750,000 419,791 - 330,209 Administrative costs 75,000 3,197 220 71,583 Total uses of funds 825,000 422,988 220 401,792 Funds remaining (or deficit) $0 $187,966 $34,319 ($222,285) — 158 — Accounted Current For in Current Amount Budget Prior Years Year Remaining Sources of funds: Bond proceeds $2,000,000 $1,303,360 $ - $696,640 Tax increment received 3,776,015 1 - 2,504,556 Real estate sales 1 - - 1 Interest on investments 5,000 172,006 - (167,006) Local contribution 377,225 - - 377,225 Transfer in from other funds 785,000 - - 785,000 Total sources of funds 6,943,241 2,746,825 0 4,196,416 Uses of funds: Land/building acquisition 1,394,000 501,194 - 892,806 Construction costs 823,000 501,516 - 321,484 Bond payments: Principal 2,000,000 1,315,000 - 685,000 Interest 633,000 370,724 - 262,276 Loan payments: Principal 785,000 - - 785,000 Interest 298,000 - - 298,000 Administrative costs 387,040 58,391 - 328,649 Total uses of fiends 6,320,040 2,746,825 0 3,573,215 Funds remaining (or deficit) $623,201 $0 $0 $623,201 — 159 — CITE' OF COTTAGE GROVE, MINNESOTA SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT NUMBER 1 -10 December 31, 2010 Exhibit 17 Uses of funds: Accounted Land/building acquisition Current For in Current Amount Construction costs Budget Prior Years Year Remaining Sources of funds: Bond proceeds $11,000,000 $ - $ - $11,000,000 Loan proceeds 11,000,000 - - 11,000,000 Tax increment received 7,632,172 1,324,443 155,167 6,152,562 Market Value Credit -TIF - 79 - (79) Real estate sales 4,300,000 1,306,791 - 2,993,209 Developer contribution - 8,000 - (8,000) Interest on invested funds 230,000 - 1,557 228,443 Local contribution 250,000 - - 250,000 Grant 250,000 - - 250,000 Applicant fees - 145,700 - (145,700) Transfer in from other funds 11,000,000 - - 11,000,000 Total sources of funds 45,662,172 2,785,013 156,724 42,720,435 Uses of funds: Land/building acquisition 6,200,000 1,445,331 - 4,754,669 Construction costs 3,943,000 972,383 279,654 2,690,963 Bond payments: Principal 11,000,000 - - 11,000,000 Interest 868,546 - - 868,546 Loan payments: Principal 11,000,000 - - 11,000,000 Interest 868,546 - - 868,546 Administrative costs 782,080 103,129 540 678,411 Miscellaneous - refunds - 140,700 - (140,700) Transfer out to other funds 11,000,000 - - 11,000,000 Total uses of funds 45,662,172 2,661,543 280,194 42,720,435 Funds remaining (or deficit) $0 $123,470 ($123,470) $0 — 160 Current Budget Accounted For in Current Prior Years Year Sources of funds: Bond proceeds $23,400,000 $3,000,000 $ - Loan proceeds 7,800,000 - - Tax increment received 28,300,000 2,167,763 742,105 Direct charges to developer - 153,635 - Land sale 1,700,000 1,604,000 - Transfer in 7,800,000 455,719 - Market value credit - TIF - 106 - Community development block grant 400,000 - - Interest on invested funds 500,000 101,862 4,050 Other - 23,020 - Total sources of funds 69,900,000 7,506,105 746,155 Uses of funds: Land/building acquisition Construction costs Bond payments: Principal Interest Loan payments: Principal Interest Administrative costs Discount on debt issued Transfer out to other funds Other Total uses of funds Funds remaining (or deficit) 5,000,000 9,000,000 23,400,000 13,748,000 7,800,000 2,830,000 7,800,000 322,000 69,900,000 $0 2,564,657 3,103,952 110,000 611,502 150,939 220,858 36,812 316,531 7,115,251 $390,854 1 6,971 60,000 145,246 4,165 226,382 $519,773 Amount Remaining $20,400,000 7,800,000 25,390,132 (153,635) 96,000 7,344,281 (106) 400,000 394,088 (23,020) 61,647,740 2,435,343 5,879,077 23,230,000 12,991,252 7,800,000 (150,939) 2,604,977 (36,812) 7,800,000 5,469 62,558,367 ($910,627) — 161 — Accounted Current For in Budget Prior Years Current Amount Year Remaining Sources of funds: 12,000,000 619,999 - 11,380,001 Tax increment received $7,100,000 $203,053 $116,216 $6,780,731 Interest on investments 1,000,000 - 28 999,972 Land sales 17,025,000 918,746 - 16,106,254 Developer contribution - 4,000 - (4,000) Bond proceeds 20,000,000 - - 20,000,000 Loan proceeds 20,000,000 - - 20,000,000 Transfers in 20,000,000 - - 20,000,000 Total sources of funds 85,125,000 1,125,799 116,244 83,882,957 Uses of funds: Land/building acquisition 12,000,000 619,999 - 11,380,001 Site Improvements /preparation 1,000,000 27,494 - 972,506 Public utilities 3,400,000 - - 3,400,000 Streets 1,700,000 454,396 - 1,245,604 Other public improvements 6,000,000 - - 6,000,000 Bond payments: Principal 20,000,000 - - 20,000,000 Interest 477,000 - - 477,000 Loan payments: Principal 20,000,000 - - 20,000,000 Interest 477,000 - - 477,000 Administrative costs 71,000 43,687 1,189 26,124 Transfers out 20,000,000 - - 20,000,000 Total uses of funds 85,125,000 1,145,576 1,189 83,978,235 Funds remaining (or deficit) $0 ($19,777) $115,055 ($95,278) — 162 — Accounted Current For in Current Amount Budget Prior Years Year Remaining Sources of funds: Tax increment received $1,110,000 $55,550 $76,758 $977,692 Interest on investments 20,000 - 644 19,356 Developer contribution - 2,000 - (2,000) Bond proceeds 1,115,000 - - 1,115,000 Loan proceeds 2,230,000 575,000 1,655,000 Transfers in 1,115,000 - - 1,115,000 Total sources of funds 5,590,000 632,550 77,402 4,880,048 Uses of funds: Site Improvements /preparation 130,000 505,225 - (375,225) Public utilities 525,000 60,501 - 464,499 Bond payments: Principal 1,115,000 - - 1,115,000 Interest 182,500 - - 182,500 Loan payments: Principal 2,230,000 - - 2,230,000 Interest 182,500 55,673 34,500 92,327 Administrative costs 110,000 16,273 300 93,427 Transfers out 1,115,000 - - 1,115,000 Total uses of funds 5,590,000 637,672 34,800 4,917,528 Funds remaining (or deficit) $0 ($5,122) $42,602 ($37,480) 163 - 164 - This part of the City of Cottage Grove's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Financial Trends These schedules contain trend information to help the reader understand how the government's financial pe7formance and well -being have changed over time. Table 1 — Net Assets by Component Table 2 — Changes in Net Assets Table 3 — Fund Balances of Governmental Funds Table 4 — Changes in Fund Balances of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the government's most significant local revenue source, property taxes. Table 5 — Assessed and Estimated Actual Value of Taxable Property Table 6 — Property Tax Rates Direct and Overlapping Governments Table 7 — Principal Property Taxpayers Table 8 — Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Table 9 — Ratios of Outstanding Debt by Type Table 10 — Ratios of General Bonded Debt Outstanding Table 11 — Direct and Overlapping Governmental Activities Debt Table 12 — Legal Debt Margin Information Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Table 13 — Demographic and Economic Statistics Table 14 — Prinicipal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and activties it performs. Table 15 — Full -time Equivalent City Government Employees by Function Table 16 — Operating Indicators by Function/Program Table 17 — Capital Assets Statistics by Function/Program Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. 165 166 - 167 z p O Vt oo Vl O �O �D M N V1 01 h oo d' O O Q, oo M oo O O 69 N3 f3 A 69 fH O 10 h M .y' V1 O O, d' ^' h N Cl V1 0� oo N 'V 01 M CT N O N .�+ o o N N o 0 7 N V O N m N ol 7 Vii 7 h N 69 69 EH 69 fH EH M W V1 �O V1 00 00 W M V --� M O, O m Co h N N m O N O V't m N N N M N7� h D\ O o O Ql N fFJ 69 6R 69 4R fR f`- N OO h O h LD M h C O r N M M Ol M G? 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County) Metro Council Total Overlapping City of Cottage Grove Direct Debt Table 11 City of Cottage Grove Share of Overlapping Debt $ 11.3,525,000 11.9537% $ 13,570,468 54,220,000 1.8871% 1,023,186 295,095,000 32.5729% 96,120,944 167,600,000 0.9725% 1,629,910 112,344,508 $ 22,785,000 100.00% 22,785,000 Total Direct and Overlapping Debt: $ 653,225,000 $ 135,129,508 Source: Washington County. Percentage of debt applicable is calculated by dividing portion of tax eapactiy of the authority that lies in City of Cottage Grove divided by the total tax capacity that lies in Washington County. Notes: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City, This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay Ion.--term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. — 178 — yo ti 2 179 O � 41a y 69 E9 U to 4 r5 FA 4H Vi Erg V b9 69 Era O 69 6i to Efi A. C Cl. M 0. CO c0 F 1 p 7d lo m 179 CITY OF COTTAGE GROVE, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Last Ten Fiscal Years Table 13 Sources: (1) Census for 2010. Metropolitan Council. (2) Washington County data from Bureau of Economic Analysis.. (3) Indepdendent School District No. 833 including Valley Crossing School. — 180 Per Capita Fiscal Personal Personal School Unemployment Year Population(1) Income (2) Income (2) Enrollment (3) Rate (2) 2001 30,753 $ 1,167,968,187 $ 37,979 15,401 3.0% 2002 30,984 1,191,768,576 38,464 15,652 3.7% 2003 31,437 1,251,538,407 39,811 15,744 4.1% 2004 31,774 1,356,146,094 42,681 16,088 4.0% 2005 33,179 1,428,654,561 43,059 16,400 3.5% 2006 33,529 1,522,786,593 45,417 16,467 3.5% 2007 33,788 1,602,362,112 47,424 16,805 3.9% 2008 34,017 1,636,830,006 48,118 16,800 5.0% 2009 34,213 1,580,914,304 46,208 16,795 7.5% 2010 34,589 1,614,271,397 46,670 17,060 6.6% Sources: (1) Census for 2010. Metropolitan Council. (2) Washington County data from Bureau of Economic Analysis.. (3) Indepdendent School District No. 833 including Valley Crossing School. — 180 CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL EMPLOYERS Table 14 Current year and nine years ago Total 3,461 50% 3,351 60% Sources: City of Cottage Grove Annual Muncipal Disclosure Reporting. 181 — 2010 2001 Percentage Percentage of Total of Total Taxpayer Employees Rank Employment Employees Rank Employment School District 833 1,081 1 16% 992 1 18% 3M Cottage Grove 730 2 11% 750 2 13% Renewal by Andersen 402 3 6% 250 4 4% Up North Plastics Inc 215 4 3% 280 3 5% Werner Electric 208 5 3% - - - Cub Foods 200 6 3% 187 7 3% Menard's 200 6 3% 200 5 4% City of Cottage Grove 175 8 3% 170 8 3% Target 130 9 2% - - - Kohl's 120 10 2% - - - Rainbow Foods - - 200 5 4% Allina - 162 9 3% Allied Systems - 160 10 3% Total 3,461 50% 3,351 60% Sources: City of Cottage Grove Annual Muncipal Disclosure Reporting. 181 — O E U Z w p W W O .-a W E-' z F" Q H Q � � W O a H U w � R W N N U .y � M � O N a� N M OI O N N N O � � O ^' � O r ' � H N V M �t O O oo m M C1 r 4 O O r y N 00 M N O M V 00 �t 00 O O N N O v� O N M O rt s.. 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