HomeMy WebLinkAbout2011-10-19 PACKET 08.A.REQUEST OF CITY COUNCIL ACTION COUNCIL AGENDA
MEETING ITEM #
DATE 10/19/11
PREPARED BY Finance Robin Roland
ORIGINATING DEPARTMENT DEPARTMENT HEAD
COUNCIL ACTION REQUEST
Consider approval of EDA authorization to solicit proposals for the issuance of $9.9 million
Lease Revenue bonds, Series 2011A
STAFF RECOMMENDATION
Approve resolution to solicit proposals for the issuance of $9.9 million Lease Revenue Bonds,
Series 2011A
BUDGET .- O
BUDGETED AMOUNT
ADVISORY COMMISSION ACTION
DATE
❑ PLANNING
❑ PUBLIC SAFETY
❑ PUBLIC WORKS
❑ PARKS AND RECREATION
❑ HUMAN SERVICES /RIGHTS
® ECONOMIC DEV. AUTHORITY 10/11/11
❑ -
SUPPORTING DOCUMENTS
® MEMO /LETTER: Roland 10/14/11
® RESOLUTION:
❑ ORDINANCE:
❑ ENGINEERING RECOMMENDATION:
❑ LEGAL RECOMMENDATION:
❑ OTHER:
REVIEWED
El
El
El
El
El
ACTUAL AMOUNT
APPROVED
DENIED
❑
❑
❑
❑
❑
❑
❑
❑
❑
❑
®
❑
❑
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ADMINISTRATORS COMMENTS I'
/Ztf
4V' - 6 6 1, inistrator Date
COUNCIL ACTION TAKEN: ❑ APPROVED ❑ DENIED ❑ OTHER
H1Council items \City Council Action Form.doc
City of Cottage Grove
J Finance Department
TO: Honorable Mayor and Council members
Ryan Schroeder, City Administrator
FROM: Robin Roland, Finance Director,
DATE: October 14, 2011
IiV •
SUBJECT: Approve EDA solicitation of Requests for Proposal — $9.9 million Lease
Revenue Bonds 2011A
Introduction /Discussion
The City Council has determined that financing for the construction of the new Public
Safety /City Hall project should be in the form of Lease Revenue bonds. The bonds would be
issued by the EDA with an annual appropriation (tax levy) by the City to cover the debt service.
At their meeting on June 1, 2011, the City Council directed that after the PS /CH bids were
received, staff proceed with an RFP to selected banks /underwriters, including but not limited
to Bank of America for potential private placement of the Lease Revenue Bonds.
The EDA at their meeting October 11, 2011 began the process by adopting a resolution calling
for proposals for the issuance. That resolution is attached.
A copy of the project budget — sources and uses — is included with this memo. The budget
reflects expected bonding of $9,900,000. A schedule outlining the process is also included
with information on municipal bond underwriting.
Steve Apfelbacher from Ehlers and Mary Ippel, the City's bond attorney from Briggs & Morgan,
will be in attendance at the meeting to answer any questions members may have about the
schedule or process.
Action Requested
Adopt the resolution supporting the EDA authorization of Requests for Proposals providing for
the sale of $9,900,000 in Lease Revenue Bonds, Series 2011A.
Resolution No. 11 -XXX
Council Member introduced the following resolution and moved its
adoption:
Resolution Regarding the Sale of
$9,900,000 Lease Revenue Bonds, Series 2011A
by the Cottage Grove Economic Development Authority
A. WHEREAS, the Cottage Grove Economic Development Authority, Minnesota (the
"EDA "), has heretofore determined that it is necessary and expedient to issue its
$9,900,000 Lease Revenue Bonds, Series 2011A (the "Bonds "), to finance the
construction of a new public safety /city hall facility in the City of Cottage Grove,
Minnesota (the "City ");
B. WHEREAS, the EDA has retained Ehlers & Associates, Inc., in Roseville, Minnesota
( "Ehlers "), as its independent financial advisor for the Bonds and is therefore authorized
to solicit requests for proposals in accordance with Minnesota Statutes, Section 475.60,
Subdivision 2(9); and
C. WHEREAS, the City Council desires to indicate its support for the actions of the EDA
with respect to the Bonds;
NOW, THEREFORE, BE IT RESOLVED by the City Council of Cottage Grove, Minnesota, as
follows:
Approval The City Council hereby approves the EDA's authorization of Ehlers to solicit
requests for proposals for the sale of the Bonds.
2. Meetin . The City Council shall meet at 7:30 p.m. on December 7, 2011, for the purpose
of considering further action with respect to the sale of the Bonds.
The motion for the adoption of the foregoing resolution was duly seconded by Council Member
and, after full discussion thereof and upon a vote being taken
thereon, the following Council Members voted in favor thereof:
and the following voted against the same:
Whereupon said resolution was declared duly passed and adopted.
Dated this day of October, 2011.
City Administrator
Caron Stransky, City Clerk
4303170v1
Resolution No.
Board Member Poncin introduced the following resolution and moved its adoption:
Resolution Providing for the Sale of
$9,900,000 Lease Revenue Bonds, Series 2011A
A. WHEREAS, the Members of the Cottage Grove Economic Development Authority, Minnesota
(the "EDA "), have heretofore determined that it is necessary and expedient to issue the EDA's
$9,900,000 Lease Revenue Bonds, Series 2011A (the "Bonds "), to finance the construction of a
new public safety /city hall facility in the City of Cottage Grove, Minnesota (the "City ");
B. WHEREAS, the EDA has retained Ehlers & Associates, Inc., in Roseville, Minnesota ( "Ehlers "),
as its independent financial advisor for the Bonds and is therefore authorized (i) to solicit
requests for proposals from local area banks and various regional underwriters in an effort to
select an underwriter that best fits the City's objective of low cost financing and (ii) to work with
the selected underwriter to provide for the sale of the Bonds in accordance with the terms set
forth in the request for proposals;
NOW, THEREFORE, BE IT RESOLVED by the Members of the Cottage Grove Economic
Development Authority, Minnesota:
Authorizations The EDA membership hereby authorizes Ehlers to stricture the terms of the
Bonds. The FDA membership authorizes the City Administrator and the City Finance Director to
consider proposals, select the underwriter and take any other appropriate action with respect to
the Bonds. Ehlers is further authorized to negotiate the sale of the Bonds with the selected
underwriter.
2. Meeting; Ratify Acceptance of Proposal; Award Bond Sale The EDA membership shall meet at
6:30 p.m. on December 7, 2011 to ratify the acceptance of a proposal from the selected
underwriter, to award the sale of the Bonds and to take any other appropriate action with respect
to the Bonds.
CITY OF COTTAGE GROVE
PUBLIC SAFETY /CITY HALL FINANCING
10/7/2011
tnitia( budget -
June- Aug2010
Budget at
Construction Bid
(8118111)
Revenues
Munici ai buiidin
8 4,320,000
$ 4,320,000
Transfer from Gen
1,000,000
532,500
E ui ment Ac uis
830,000
Grant fundina
E
126,000
Bond proceeds
11,680,000
9,900,000
Total Revenues
$ 17,000,000
$ 15,708,50 0
Expenses
Professional services
Architect
737,000
737,000
Architect reimbursabies
50,000
48,000
Environmental
1 D,DDO
19,300
En ineerin /Testin
31,165
Surveying
-
40,000
Building permit
153,550
included
SAC
-
61,490
Cjtv fees WAC /plumbin review etc)
50,115
Legal /bondin
60,000
Leaal & Publication
5,000
-
Construction review
30,000
2.150
IT /Technology review
10,000
4,000
construction testin
-
50,000
mmissionin Itestin &balancin
(
60,000
it Transformer & inspection fees
, 000
=Construction
ct
W
.000
alternate #2 Vets Memorial
,000
site im rovements
land ac uisition
Furniture Fixtures & Equipment
515,000
Furniture
-
550,000
E ui me
125,000
Technolo
-
125,000
architect fee FFE
30,000
30,000
movin
14,280
bid set
15,000
11rintina/advertising
contingency
732,565
625,000
Total Expenses
17,000,000j
1 5 , 708 500
10/7/2011
4 �
S�a o
j a
(as of October 3, 2011)
date I
Action
October 11, 2011
EDA Authorizes Request for Proposal t RFP'
October 19, 2011
City Council Authorizes RFP
October 27, 2011
RFP to City for inclusion in Council Packet
November 1, 2011 I
List for Underwriters and Banks finalized
November 2, 2011
City Council approves RFP
November 3, 2011
RFP Distributed to Underwriters and Banks
November 7, 2011
Deadline for Underwriter /Bank questions
November 9, 2011
Proposals due to Ehlers
November 10 — 15,
2011
Ehlers review proposals and draft summary matrix
November 16, 2011
I City Staff reviews proposals and select Underwriter and /or Bank
arketing Transaction (if applicable)
LL
Price Bonds EDA considers bid and adopts resolution Cit Coundl considers bid and adopts resoluton
Closing
City of Cottage Grove, MN
Cottage Grove EDA
Lease Revenue Bonds, Series 2011A
Distribution List Contact Information
October 3, 2011
ISSUER
City of Cottage Grove, MN
7516 80'' Street S.
Cottage Grove, MN 55016
Fax: (651) 458 -2800
Ryan Schroeder, City Administrator
Phone: (651) 458 -2822
E -mail: rschroeder @cottage - grove.org
Robin Roland, Finance Director
Phone: (651) 458 -2832
E -mail: rroland @cottage - grove.org
FINANCIAL ADVISOR
Ehlers & Associates, Inc.
3060 Centre Pointe Dr.
Roseville, MN 55113
Phone (651) 697 -8500
Phone: (800) 552 -1171
Fax: (651) 697 -8555
Shelly Eldridge
Phone: (651) 697 -8504
E -mail: seldridge@ehlers- inc.com
Sean Lentz
Phone: (651) 697 -8509
E -mail: slentz @ehlers- inc.com
;I
RATING AGENCY
N/A
Steve Apfelbacher
Phone: (651) 697 -8510
E-mail: sapfelbacher @ehlers- inc.com
BOND COUNSEL
Briggs and Morgan, P.A.
W2200 First National Bank Building
332 Minnesota Street
St. Paul, MN 55101
Fax: (651) 808 -6450
Mary Ippel
Phone: (651) 808 -6620
E -mail: mippel@briggs.com
Underwriting Basics
Players Overview I Underwriting Basics I Underwriters overview
Bank of America I Bear Stearns I Citigroup I Goldman Sachs
JP Morgan Chase I Lehman I Merrill Lynch I Morgan Stanley I RBC Dain
USS I Ratings Agencies I Ratings Systems I Ratings Profiles I Counsel
Insurers i Trustees I Regulators
rave s, u r
An underwriter is a securities dealer who helps government entities bring bond
issues to market. The key role it plays is to buy the bonds from the issuer and then
resell them to investors. In doing so it assumes a financial risk and thus expects to
make a profit on the transaction.
The difference between the purchase price paid by the underwriter to the issuer and
the price at which the bonds are resold to investors represents the underwriter's
profit or discount, The underwriter's discount depends on factors such as the interest
rate and accurate pricing of the bonds. If the market rate of interest moves against
the underwriter after the sale, the underwriter's profit will be lower than expected.
Conversely, if the market rate of interest moves in favor of the underwriter, the
underwriter's profit will be higher.
An underwriter may be independent or part of a securities firm or bank. Often,
securities firms and banks have municipal bond departments that carry out functions
such as underwriting, marketing or trading municipal securities.
Municipal bond underwriting is one of the functions performed by investment banks,
which also underwrite corporate stock and bond offerings and advise companies on
mergers and acquisitions. Investment banks do not disclose exactly how much of
their revenues derive from muni underwriting, but they have certainly benefited from
the rise in recent years in the volume of new municipal issuance, which reached an
all time high of $379.1 billion in 2003. This comprised one -fifth of the total of $2
trillion in new securities (municipal and corporate) issued during the year.
TYPES OF SALES AND THE PROCESS OF UNDERWRITING
The two most common ways of issuing debt through bonds by state and local
governments are by competitive bidding or by negotiated sales. In both kinds of
sales, the underwriters work closely with traders and sales persons to determine the
price of a new Issue.
New issues of municipal bonds are sometimes sold through private placements. In
private placements, issuers may sell the bonds directly to investors or through a
placement agent.
State and local statutes may have restrictions on the type of sale allowed by
localities. For example, general obligation bonds are often required by law to be sold
competitively.
ha nN nsaht;chnnds_nrg /maior nfavers /underbasics.htm 10/7!2011
Underwriting Basics
rage o r
Both types of sales can also be done by a syndicate, that is, a group of underwriters
comprising a lead manager and cc- managers. Syndicates include underwriters from
competing firms who agree to bid together for an issue. The syndicate determines
the pricing and distribution of the issue. The lead manager is responsible for
coordinating the deal.
For both competitive and negotiated sales, there are often requirements related to
advertising the sale of the bonds and the circulation of a disclosure document.
Competitive Sales
In a competitive sale, underwriters submit a sealed bid for purchasing the bonds to
the issuer at a specific time on a specified date. In this system, there will nominally be
more than one bidder. The bidder offering the lowest true interest cost to the issuer
(i.e., interest cost that takes into account the time value of money) will be awarded
the bid.
If the competitive bid involves a syndicate, the syndicate's bid must meet all the
published requirements of the issue and arrange for a good faith deposit if that is
required. The winning bid becomes the contract of sale for the offering. After the
syndicate purchases the bonds, it resells them to retail investors. The underwriter
essentially acts as the intermediary between the issuer and the Initial investor. A
competitive sale is also called an advertised sale or a sealed bid sale.
In a competitive bid or sale, once the issuer has structured an offering and
completed relevant legal, financial and other tasks, an official notice of sale that
serves as the advertising document is usually published in the Bond Buyer, the
national trade newspaper of the industry and in other national and local publications.
Legal requirements for advertising at the local level often pertain to matters such as
a specified time frame in which the bonds or notes must be advertised prior to a
sale.
Notice of the sale is also sent out to potential bidders. The notice of safe includes
information such as the amount of debt or bonds being issued, the structure of the
deal, the type of debt or bonds, the time and place of sale, the name of the counsel
and bidding specifications.
In addition, full disclosure requirements stipulate that information on the potential
risk to investors be provided through documents such as an official statement. The
Government Finance Officers Association provides guidelines for disclosure, though
as a largely unregulated over the counter market, there are no specific disclosure
requirements for bonds sold through this system.
Negotiated Sales
In a negotiated sale, the issuer selects the underwriter (or underwriters in the case
of a syndicate) prior to the public sale date. The issuer may select cc- managers
from competing firms to work as part of a syndicate. The lead underwriter or
manager coordinates the deal.
The first step in a negotiated sale is a Request for Proposals (RFP) that is sent out
by the issuer to selected underwriters. The RFP specifies the selection criteria that
form the basis of evaluating the proposals /responses that will be submitted by the
underwriters in response to the RFP.
Among other things, an RFP will request information on the firm's experience with
underwriting the type of issue being considered, resumes of key personnel and their
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Undetwritulg Basics
rtt .) Vl Y
time commitment for the proposed issuance, management fees and estimated
expenses, list of anticipated services, and preliminary ideas about the structure of
the deal.
The selection process also involves interviews of key players, such as public
investment bankers and underwriters, who have to defend their proposed roles and
strategies in planning and executing the deal.
The underwriter selected in a negotiated sale has the exclusive right to purchase the
bonds at agreed upon prices.
The managers set a preliminary pricing schedule that may be revised upward or
downward. They may also set a final price on the day of the sale.
The managers In a negotiated sale will make an offer to purchase the bonds from
the issuer at a price that will incur the lowest interest cost for the issuer but at the
same time be salable to investors. Negotiated sales may be more cost effective if
the issuer has the necessary expertise to negotiate with underwriters. A negotiated
sale can be a cooperative effort between the issuer and the underwriter for
structuring a deal with reasonable terms.
Private Placements
Private placements are direct transactions between the issuer and investors, i.e., the
bonds are sold directly by the issuer to investors without an underwriter. in this
process, instead of underwriters, placement agents act as intermediaries between
the issuer and investors. However, they do not assume any underwriting risks. In
recent years, some issuers have bypassed placement agents and have done private
placements directly with ultimate investors. This kind of private placement is called a
direct purchase.
The Relative Advantages and Disadvantages of Each Type of Sale
Ever, if there are no requirements relating to state or local statutes governing the
sale of bonds, one type of sale may be preferred over others depending on the kind
of transaction. Issuers usually choose one method over the others based on which
will yield the lowest ail -in borrowing cost.
Proponents of competitive sales argue that in this type of sale underwriters offer the
most competitive or lowest prices in order to increase their probability of winning the
bid. Since this kind of bidding process is open to all underwriters and the lowest
price serves as the only criterion for awarding the bid, it is a fairer method that is
better able to avoid allegations of preferential treatment.
Competitive sales, however, often work to the advantage of better -known
established underwriters with higher credit ratings. Competitive bids are also favored
for deals with simple bond structures or when the security is strong and predictable,
as in the case of general obligation bonds.
On the other hand, proponents of negotiated sales argue that this type of transaction
works better and results in lower borrowing costs because it allows for more
flexibility in timing sales, provides more information to investors, gives the
opportunity for pre - marketing, and is able to better customize structures and
maturities for targeted investors. Negotiated sales tend to work better when the bond
issue is more complex and the underwriters are not as well established.
An issuer may prefer a private placement if it does not have an established credit
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Underwrtttne rsastcs
history, or if the bonds issued is of lower grade. Private placements are often
preferred by issuers because financial and other information about the issuer is
disclosed to direct Investors only and not disseminated to the public or competitors.
ISSUES IN THE MUNICIPAL BOND UNDERWRITING BUSINESS
Aside from issues of cost, there are political considerations. Negotiated sales create
a possibility for underwriters to use campaign contributions and connections to
obtain deals on terms that may not be in the best interest of the public.
Concerns about influence - peddling were at the center of investigations of the bond
market conducted by the Securities and Exchange Commission in the early 1990s.
The investigations involved a range of issues, including:
• Pay -to -play (through which underwriting firms make political contributions to
get underwriting deals)
• Conflicts o` interest (whether persons associated with municipal issuers have
relations with underwriting firms)
• Inadequate disclosure
• Lack of price transparency and excessive markups in bond prices
• Questionable sales practices
In its initial information seeking efforts, the SEC found that most firms made
significant political contributions and that those that were making contributions were
usually the same ones that were seeking municipal business.
Scandals over political contributions and influence peddling involving high -level
officials at leading securities firm led executives representing 17 Wall Street firms to
call for a voluntary ban on political contributions by their municipal bond departments
in October 1993. Together, the 17 firms represented approximately 75 percent of the
municipal underwriting business. The announcement was made just before the
municipal market's main self - regulatory group, the Municipal Securities Rule-making
Board (MSRB), proposed a rule to limit the growth of business - related contributions
by Wall Street firms. In April 1994, the MSRB passed Rule G -37, which barred
municipal dealers that made political contributions to clients from doing business
with those clients for the next two years. MSRB's Rule G -37 was, however, less
strict than the voluntary ban.
For more on NISRB rules regarding these issues see section on Regulation of
municipal bonds.
For more on political contributions, see the Overview of Leading Underwriters,
Updated'. June 2004
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