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HomeMy WebLinkAbout2012-02-01 PACKET 04.F.REQUEST OF CITY COUNCIL ACTION COUNCIL AGENDA MEETING ITEM # DATE 2/112012 Finance ORIGINATING DEPARTMENT Robin Roland COUNCIL ACTION REQUEST Consider authorizing staff to utilize lockbox processing services for utility payments through Opus 21. STAFF RECOMMENDATION Authorize staff to utilize the services. SUPPORTING DOCUMENTS ® MEMO /LETTER: Memo from Robin Roland. ❑ RESOLUTION: ❑ ORDINANCE: ❑ ENGINEERING RECOMMENDATION: ❑ LEGAL RECOMMENDATION: ® OTHER: Proposal Comparison Spreadsheet. ADMINISTRATORS COMMENTS City Adyhinistrator / Date COUNCIL ACTION TAKEN: ❑ APPROVED ❑ DENIED ❑ OTHER Document3 City of Cottage Grove ® Finance Department TO: Honorable Mayor and City Council Ryan Schroeder, City Administrator FROM: Robin Roland, Finance Director DATE: January 13, 2012 SUBJECT: Consider Lockbox Options for receipt of Utility bill payments Introduction Staff has reviewed options for receipt of utility bill payments given staffing levels and internal control issues. Discussion Currently, all utility billing payments (checks and remittance stubs) are processed through the Finance Department. The cost of this processing including staff time, benefits, and banking charges is $1,662 per month. This process includes the manual totaling of all checks and the deposit of the funds in the bank along with the separate entry of all the remittance stubs into the utility billing system to update each account. At the due date of the bills, due to the volume of mail, payments may sit for a couple days before they are tallied and deposited into the bank. Use of a Iockbox system is available through Opus 21 (the City's Utility billing subcontractor) and /or through US Bank. Under this scenario, utility payments (checks and remittance stubs) would be mailed to an offsite PO Box where the checks would be processed and deposited, and a file of the payments would be generated and uploaded to the utility billing system automatically. This option would reduce the potential for delayed deposits of funds and assure timely posting of payments to all accounts. Depending on which Iockbox option is chosen, the estimated monthly cost ranges from $1,800 to $4,675 per month. A detailed chart of the proposals is included with this memo. The $1,800 option with Opus 21 is the one staff would recommend at this time. Although it is slightly more expensive than current monthly costs, it provides for greater internal control and better, more efficient use of staff time on finance based activities. We continue to encourage e- billing and direct payment of bills (ACH). A significant number of residents are using that service as well as payments through "bill pay" banking services; currently 35% of our customers pay by these two methods. We are also looking at implementing the acceptance of credit cards for payment of utility bills in the near future. As each of these payment methods increases in popularity, the need for mailed remittance Honorable Mayor, City Council, and Ryan Schroeder Page 2 of 2 decreases. Staff estimates that eventually the processing cost of this lockbox service would be reduced by half. 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