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HomeMy WebLinkAbout2012 CAFR CA OMPREHENSIVENNUAL F R INANCIALEPORT City of Cottage Grove, Minnesota Year Ended December 31, 2012 &RYHUSKRWRLVDZLQQLQJHQWU\IURPWKH&LW\RI&RWWDJH*URYH3KRWR&RQWHVW 7KHSKRWRJUDSKHULV%LOO3RKOPDQQ COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF COTTAGE GROVE STATE OF MINNESOTA FOR THE YEAR ENDED DECEMBER 31, 2012 Prepared By: Finance Department CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number I. INTRODUCTORY SECTION Letter of Transmittal3 Certificate of Achievement for Excellence in Financial Reporting11 Principal City Officials13 Organization Chart14 II. FINANCIAL SECTION Independent Auditors' Report17 Management's Discussion and Analysis21 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net PositionStatement 135 Statement of ActivitiesStatement 237 Fund Financial Statements: Balance Sheet - Governmental FundsStatement 338 Statement of Revenues, Expenditures, and Changes in Fund Balance - Governmental FundsStatement 440 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of ActivitiesStatement 542 Statement of Net Position - Proprietary FundsStatement 643 Statement of Revenues, Expenses, and Changes in Fund Net Position - Proprietary FundsStatement 744 Statement of Cash Flows - Proprietary FundsStatement 848 Notes to Financial Statements53 Required Supplementary Information: Budgetary Comparison Schedule - General FundStatement 988 Budgetary Comparison Schedule - Note to RSI94 Funding Progress Schedule - Other Post Employment Health Care Benefits95 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental FundsStatement 10101 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental FundsStatement 11102 Subcombining Balance Sheet - Nonmajor Special Revenue FundsStatement 12104 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue FundsStatement 13106 Subcombining Balance Sheet - Nonmajor Debt Service FundsStatement 14109 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service FundsStatement 15110 Subcombining Balance Sheet - Nonmajor Capital Project FundsStatement 16112 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project FundsStatement 17114 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: RecyclingStatement 18116 Storm WaterStatement 19117 Forfeiture/SeizureStatement 20118 Ice ArenaStatement 21119 Charitable GamblingStatement 22120 Internal Service Funds: Combining Statement of Net PositionStatement 23122 Combining Statement of Revenue, Expenses and Changes in Fund Net PositionStatement 24123 Combining Statement of Cash FlowsStatement 25124 Component Unit: Economic Development Authority: Combining Balance Sheet - All Governmental Fund TypesStatement 26126 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - All Governmental Fund TypesStatement 27127 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number Supplementary Financial Information: Construction/Acquisition Costs: Capital Projects FundsExhibit 1130 Combined Schedule of Bonded IndebtednessExhibit 2134 Debt Service Payments to MaturityExhibit 3136 Deferred Tax LeviesExhibit 4138 Subcombining Balance Sheet - Pavement Management Debt Service ScheduleExhibit 5140 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Pavement Management Debt Service ScheduleExhibit 6141 Subcombining Balance Sheet - Construction Revolving Capital Project ScheduleExhibit 7142 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Construction Revolving Capital Project ScheduleExhibit 8143 Subcombining Balance Sheet - Tax Increment Construction Revolving ScheduleExhibit 9144 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Tax Increment Construction Revolving ScheduleExhibit 10145 Subcombining Balance Sheet - TIF Debt Service Revolving ScheduleExhibit 11146 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- TIF Debt Service Revolving ScheduleExhibit 12147 Schedule of Sources and Uses of Public Funds: Oakwood Heights District Number 1-1Exhibit 13148 Up North Plastics District Number 1-3Exhibit 14149 Cottages of Cottage Grove District Number 1-8Exhibit 15150 Tax Increment District Number 1-10Exhibit 16151 Tax Increment District Number 1-12Exhibit 17152 Tax Increment District Number 1-13Exhibit 18153 Tax Increment District Number 1-14Exhibit 19154 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS ReferencePage Number III. STATISTICAL SECTION Net Position by ComponentTable 1157 Changes in Net PositionTable 2158 Fund Balances of Governmental FundsTable 3160 Changes in Fund Balances of Governmental FundsTable 4161 Assessed and Estimated Actual Value of Taxable PropertyTable 5162 Property Tax Rates - Direct and Overlapping GovernmentsTable 6163 Principal Property TaxpayersTable 7164 Property Tax Levies and Collections Table 8165 Ratios of Outstanding Debt by TypeTable 9166 Ratios of General Bonded Debt OutstandingTable 10167 Direct and Overlapping Governmental Activities DebtTable 11168 Legal Debt Margin InformationTable 12169 Demographic and Economic StatisticsTable 13170 Principal EmployersTable 14171 Full-time Equivalent City Government Employees by FunctionTable 15172 Operating Indicators by Function/ProgramTable 16173 Capital Asset Statistics by Function/ProgramTable 17174 I. INTRODUCTORY SECTION -This Page Intentionally Left Blank- May 7, 2013 To the Honorable Mayor, Members of the city Council and Citizens of the City of Cottage Grove: Minnesota statutes require all cities to submit an annual audited financial statement to the Office of the State Auditor. Pursuant to that requirement, we hereby issue the Comprehensive Annual Financial Report of the City of Cottage Grove for the year ended December 31, 2012. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. CliftonLarsonAllen LLP, independent certified public accountants have issued an unqualified (“clean”) opinion on the City of Cottage Grove’s financial statements for the year ended December 31, 2012. The independent auditors’ report is located at the front of the financial section of this report. Management’s discussion and analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Profile of the City of Cottage Grove Cottage Grove was organized as a village on July 13, 1965 and was incorporated as a city on January 1, 1974. Cottage Grove is a suburban community located on the southern border of Washington County, sixteen miles southeast of Downtown St. Paul. The City currently occupies 34.3 square miles of land. The 2010 Census established the City population at 34,589. Cottage Grove operates as a Statutory Plan A City under Minnesota law. The governing body, consisting of the Mayor and four council members, is elected at large and on a non-partisan basis. Terms of office are staggered four year terms, with elections held in each even-numbered year. The City Council is responsible for passing ordinances, adopting the budget and appointing members of the various citizens’ advisory boards. In addition, the Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations. -This Page Intentionally Left Blank- Letter of Transmittal May 7, 2013 The City provides a full range of municipal services. These services include police and fire protection, ambulance services, parks and park facilities, a golf course, recreational programming, an ice arena, street construction and maintenance, water, sewer and storm water utilities, economic development, planning and zoning, and general administrative functions. he Economic Development Authority (EDA) of the City of Cottage Grove is a separate legal T entity organized pursuant to Minnesota Statute 469. There are seven members of the EDAwho are appointed by the City Council; two appointees are Council members and the five others are appointed from the community. The EDAis includedin this financial reportas a discretely presented component unit, due to the EDA’srelationship of financial benefit or burden tothe City. The annual budget serves as the foundation for the City of Cottage Grove’s financial planning and control. The budget incorporates the City’s financial policies,financial operations, debt management, reserves and investments. The process by which the biennial budget document is prepared begins with the submission of department appropriation requests in June. The requests, along with projected revenues and stated City Council strategic goals, provide the starting point for budget development. Collaborative meetings are held with City Staff and workshops are held with the City Council to refine the budget document in advance of the submission of the th preliminary tax levy, which must be adopted by September 15each year.The preliminary levy may be lowered after it is adopted, but cannot be increased. An information session is heldfor taxpayers at the first City Council meeting in December in advance of adoption of the final levy th and budget. The Council is required to adopt a final budget by no later than December 28of each year. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment withinwhich the City of Cottage Grove operates. Local economy Cottage Grove is part of the Minneapolis/St. Paul seven county metropolitan area; an economically diverse environment with an equally diverse labor force. The City’s major employers include School District 833, 3M Company, Up North Plastics, Renewal by Andersen, Target, Allied Systems, Cub Foods, Werner Electric, Menard’s, Rainbow Foods, and Aggregate Industries. The City's commercial areas include four community shopping centers and several restaurants. The sluggish recovery from the 2008 recession appears to be abating, with modest improvements in existing home sales and renewed interest in new residential development.Currently the national unemployment rate is 7.6% and the Twin Cities metro rate is 5.4%. It appears that a recovery to pre-recession employment levels has been achieved locally, ahead of national estimates. The Economic Development function within the City works on the expansion and attraction of business to Cottage Grove. In addition, Economic Development maintains an available property list and a commercial and industrial development guide. Thirteen new businesses located in Cottage Grove in 2012 including AJacks Automotive, Cherry Berry and Yo-Joes, Diversified 5 Letter of Transmittal May 7, 2013 Manufacturing (DMC), Lindgren Dental Care, Modern Automotive Performance, Sport Clips, Manufacturing Solutions, and Dollar Tree. Business expansions included 3M, American Motor Sports Bar & Grill, Acorn Mini Storage, Snap Fitness and the Hope Glen Farm event facility. Future development The population of Cottage Grove has increased from 833 in 1950 to 30,582 according to the 2000 census and 34,589per the 2010 census. Most of the population of the City concentrates in two age groups 0 - 19 years, 32.5% and 30 - 50 years, 38.1%. According to the 2010 census, the average ageis 35years and the median family income is $80,830.This median family income is 141% higher than the Twin Cities Metro Area. Cottage Grove has evolved from a 1970’s bedroom community to a steadily growing suburb with an expanding commercial, retail and industrial base. The 1990’s and early 2000’s saw a residential development boom, with several years of building permits for single family homes numbering over 300 per year. Residential development slowed over the last five years, averaging 60new building permits per year. In the ten years prior, (1999-2007)an averageof 213new building permits per yearwere issued. At the end of 2012, less than 75vacant single family lots (with infrastructure) remain for construction in the City. One plat for residential development was submitted and approved in 2012, adding 27 lots. The East Ravine, an area which encompasses over 9,000 acreswas master planned for development prior to the 2008 recession. Development of the first one thousand acres of low density residential housing with park and open space amenities and nodes of commercial and retail useswas anticipatedby 2015.Although the recession stalled any development in the East Ravine for the last five years, renewed interest appears to have taken hold in late 2012. As of April 2013, two residential plats have alreadybeensubmitted totaling 226 lots, with other residential developers pursuing acreage for development in the master plan area. The following are othermajor initiatives for 2013. Construction of the 178,700 square foot Wal-Mart redevelopment and other development at the Shoppes of Cottage View retail node. Redevelopment of the former Home Depot site. Initiate operations of BusinessEnterprise Center providing affordable workspace and support services to increase entrepreneur’s chance of success. Redevelopment of the Norris Marketplace area. Expansion of the Business Park by attracting new businesses. Financial performance In 2012, the City’s General Fund revenues were over budget by $359,051. Expenditures were over budget by $175,470 due toa shift in public safety operations.The final budget anticipated an increase of $153,034 in fund balance where final operations showed a $336,615 increase. Overall City fund balances declined by $9,032,513 due to a combination of planned expenditures and funding shifts. The construction costs of the Public Safety City Hall project resulted in $11.6 million of the fund balance decline. The total project cost was budgeted at $15.7 million and when completed in October of 2012, the actual cost of the project was $1 million under budget. 6 Letter of Transmittal May 7, 2013 At the end of 2011, the City Council determined to finance the cost of the project with cash on hand rather than issuance of debt. Future tax levies (2013and beyond) will be dedicated to replenish the City’s cash reserves. Recovery of costs from other governmental units and the issuance of $1.87 million in bonds to reimburse previous year expenses increased the city fund balances by $2.6 million in offset to the Public Safety City Hall project expenditures. The City’s outstanding debt at year end is 4% below 2011 levels or $220debt per capita. Long-term financial planning The City places a high priority on planning for future growth. Staff usesdifferentlong range revenue and expenditure models during the annual preparation of a biennialbudget plan for the General Fund, Special Revenue and Enterprise Funds. The biennial budget process allows for the assurance that any change to revenues or expenditures is sustainable in the successive year. Furthermore, Council and staff compile a five yearCapital Improvement Plan(CIP)which addresses the future building and infrastructure projects necessary to address the new residential and commercial property outlined in the City’s 2030 Comprehensive Plan. As part of the CIP, each capital project is analyzed to determine if sufficient funding exists for the project and the longer term impact of each of the projects on the individual capital fund balances. A combination ofspecial assessments and general obligation debt is used for most street construction and reconstruction projects. For example, during the 2013 to 2017 period over $19millionintotalPavement Managementprojects are anticipated.Pavement Management is not a full road reconstruction but rather a mill and overlay process or reclamation process to extend roadway life. Project funding for Pavement Management is covered by a 45% / 55% cost split: special assessments against benefiting properties with the balance of the costs covered by general obligation debt to be repaid by annual tax levies. Annual levies for debt repayment are balanced so that no more than 10% of any property tax levy is for the repayment of debt. Relevant Financial Policies The City uses a variety of financial policies to guide its fiscal actions and ensure fiscal stability. In 2003, the Cityhad adopted a Fund Balance policy which identifiedthe required designated amounts in the Fund Balance of the General Fund at fiscalyear endand directed the transfer of any excess revenues to other funds for specific purposes. This policy was responsible for the transfer of over $4.6 million in designated funds,assuring the continued financial stability of the City’s operations andreducing the reliance upon debtissuance and the resulting levies to fund City projects. For the year endedDecember 31, 2011and subsequent years,the City amended its Fund Balance policy to conform to the requirements of GASB 54. Much of the City’s existing policy was already in conformance with the new statement, resulting only in reclassification of terminology according to the hierarchy of usable fund balance resources. In 2012, this policy allocated $255,361 to future debt reduction and capital projects funding. 7 Letter of Transmittal May 7, 2013 Cash management policies and practices The City’s policy is to invest all available monies at competitive interest rates in accordance with the City’s investment policy. This policyidentifies which investment vehicles City staff will use to maintain the safety of principal while maximizing the return on the pooled cash in the City’s possession. The policy seeks to minimize credit and market risk by limiting the period of time any one investment may be held and/or by limiting the quantity and variety of investments in accordance with those allowed by state statute. Maturities of investments range from 30 days to 10 years, but no more than 25% of the total investments may have a maturity of greater than 5 years but less than 10 years. In 2012, therate of return on the City’s cash and investments was 0.65%.When the year- end fair market value adjustment is included, the City’sreturn on investment was slightly higher at 0.68% of the total portfolio valuation. It should be noted that any increase of fair market value year over year does not necessarily represent a trend which will continue. The market adjustment (positive or negative) is not a ‘realized’ gain or loss; the City policy is to holdall investments to maturity in order to capture the stated yield at the time of purchase. Property taxes Net tax capacity” is the value used to calculate the tax rate. Simply put, the property tax levy “ for the year divided by the city-wide Total Net Tax Capacity equals the Tax Extension Rate. This Tax Extension Rate is the tax rate used to determine the property taxespaid by each property owner. The State Property Classification System (Class Rates) determines the Tax Capacity value of each property as follows: Class Rate Residential Homestead Valueto $500,0001.00% Over $500,0001.25% Tax Capacity of: $125,000 Home1,250 $200,000 Home 2,000 Commercial Value to $150,0001.50% Value above $150,0002.00% Tax Capacity of: $750,000 Building14,250 $1,000,000 Building19,250 $2,500,000 Building49,250 8 Letter of Transmittal May 7, 2013 Overall property market values grew consistently from 1998 to 2008. However the 2008 recession and resulting decline in property values is reflected in the 2009 to 2012data in the chart, due to the timing of property valuation system in the state of Minnesota. For 2012,the total market value decreased 8.70%, or $231million. Of this change, a decline of 9.7% wasthe devaluation ofexisting propertiesand the impact of the Market Value Exemption whilean increase of 1%($16million) is attributed to new construction. The following table shows the changes in valuations over the past several years: EstimatedNet YearMarketPercentTaxPercent PayableValueChangeCapacityChange 20031,717,460,50017.26%21,118,26217.90% 20041,941,381,70013.04%22,561,4736.83% 20052,278,319,60017.36%26,315,73616.64% 20062,588,151,80013.60%29,344,34411.51% 20072,848,502,60010.06%32,824,28811.86% 20082,986,391,7004.84%34,606,3975.43% 20093,058,237,5002.41%35,932,4713.83% 20102,924,191,800(4.38%)34,558,053(3.83%) 20112,695,641,900(7.81%)32,545,440(5.82%) 20122,464,372,900(8.70%)30,066,486(7.61%) The delinquency rate for property taxes remains low. Current tax collections were 98.9% of the property tax levy during 2012. Total collections have consistently been above 95% since 1990. The allocation of property tax levy by purpose (urban property only) for the years payable 2005 to 2012 are: Tax Extension Rates Purpose20052006200720082009201020112012 General Fund34.298 33.316 32.022 31.548 30.825 31.78034.50039.066 Debt Service 4.872 4.609 3.791 3.641 3.807 3.6353.7552.380 Total Tax Rate39.17037.92535.81335.18934.63235.41538.25541.446 The decrease in the tax extension rate from 2005 through 2009 wasreflective of the strong appreciation of market values of existing properties in addition to new construction. The increase in the rate subsequent to 2009 was not due to anincrease in the levy amount (as it remained flat) but rather to the sharp decline in valuations. Only when valuations stabilize and return to a growth pattern will a declining tax extension rate strategy be possible again. 9 10 -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL CITY OFFICIALS December 31, 2012 Elected Officials Term Expires Mayor: Myron Bailey December 31, 2016 Council Members: Derrick Lehrke December 31, 2014 Justin Olsen December 31, 2016 Jen Peterson December 31, 2016 Dave Thiede December 31, 2014 Appointed Personnel City Administrator Ryan Schroeder Finance Director Robin Roland City Clerk Caron Stransky City Engineer and Community Development Director Jennifer Levitt Economic Development Director Danette Parr Public SafetyDirector Craig Woolery Public WorksDirector Les Burshten Parks and Recreation Director Zac Dockter Cottage Grove Citizens Advisory City Council Commissions City City Administrator Attorney Economic Community Parks and DevelopmentAdministrationFinancePublic SafetyPublic Works DevelopmentRecreation City Clerk/ Planning Accounting Patrol Parks Streets Elections Building/Code Human Enterprise Fleet/Building Investigations Recreation InspectionsResourcesBillingMaintenance Community Historic Public Safety Programs/ PayrollIce Arena Utilities PreservationPrograms Communications River Oaks Golf Animal & Code Engineering MISForestry CourseEnforcement Fire & Emergency Management EMS/Medical Services Fire Inspections Updated 4/2013 II. FINANCIAL SECTION -This Page Intentionally Left Blank- INDEPENDENT AUDITORS' REPORT Honorable Mayor and Members of the City Council City of Cottage Grove, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage Grove (the City), as of and for the year ended December 31, 2012, and the related notes to the financial statements, which collectively comprise the entity’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. An independent member of Nexia International (1) 17 -This Page Intentionally Left Blank- 18 Honorable Mayor and Members of the City Council City of Cottage Grove Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage Grove as of December 31, 2012, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Report on Summarized Comparative Information We have previously audited the City of Cottage Grove's 2011 financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information, and we expressed an unmodified audit opinion on those audited financial statements in our report dated May 24, 2012. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2011 is consistent, in all material respects, with the audited financial statements from which it has been derived. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, and schedule of funding progress as listed on the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Cottage Grove’s basic financial statements. The other supplementary information, combining and individual financial statements and schedules, as listed on the table of contents, are presented for purposes of additional analysis and are not a required part of the basic financial statements. (2) 19 Honorable Mayor and Members of the City Council City of Cottage Grove Other Matters (Continued) Other Information (Continued) The other supplementary information, combining and individual financial statements and schedules are the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the other supplementary information, combining and individual financial statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory section and statistical section, as listed in the table of contents, has not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on it. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 7, 2013, on our consideration of the City of Cottage Grove's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the result of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City of Cottage Grove’s internal control over financial reporting and compliance. CliftonLarsonAllen LLP Minneapolis, Minnesota May 7, 2013 (3) 20 MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Cottage Grove, we offer readers of the City of Cottage Grove’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2012. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 3 through 11 of this report. Financial Highlights The assets of the City of Cottage Grove exceeded its liabilities at the close of the most recent fiscal year by $217,519,170 (net position). Of this amount, $39,669,937 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City’s total net position increased by $1,688,638 over the previous year. As of the close of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $23,427,265a decreaseof $9,032,513 compared to the previous year. Approximately 64% or $15,000,845is available for spending according to the City’s policies and constraints. At the end of the current fiscal year, unassigned fund balance for the General fund was $7,449,565 (55%) of the total subsequent year General fund expenditures. At the end of the current fiscal year, the City of Cottage Grove had total long-term debt outstanding of $18,668,274, an increase of $16,474 or less than 1% comparedto the previous year. Overview of the Financial Statements Thisdiscussion and analysis isintended to serve as an introduction to the City of Cottage Grove’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements . The government-wide financial statements are designed to provide readers with a broad overview of the City of Cottage Grove’s finances, in a manner similar to a private-sector business. The statement of net positionpresents information on all of the City of Cottage Grove’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Cottage Grove is improving or deteriorating. Management’s Discussion and Analysis (continued) The statement of activities presents information on how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused personal leave time). Both of the government-wide financial statements distinguish functions of the City of Cottage Grove that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Cottage Grove include general government, economicdevelopment, public safety, public works, and culture and recreation. The business-type activities of the City of Cottage Grove include a golf course, street lighting, water and sewer, and an ambulance service. The government-wide financial statementsinclude not only the City of Cottage Grove itself (known as the primary government), but also a legally separate EDA component unit for which the City of Cottage Grove is financially accountable. Financial information for this component unitis reported separately from the financial information presented for the primary government itself. The government-wide financial statements start on page 35 of this report. Fund financialstatements : A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Cottage Grove, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legalrequirements. All of the funds of the City of Cottage Grove can be divided into two categories: governmental funds and proprietary funds. Governmental funds : Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes infund balance for the City’s seven individual major governmental funds. They are as follows: Management’s Discussion and Analysis (continued) General Fund Municipal Building Capital Project Fund – Capital project fund MSA Construction Capital Project Fund —Capital project fund Closed Debt Fund —Debt service fund Pavement Management Debt Service Fund —Debt service fund Pavement Management Capital Project Fund - Capital project fund Construction Revolving Capital Project Fund – Capital project fund Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in the report. The City of Cottage Grove adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been providedfor those funds to demonstrate compliance with this budget. The basic governmental fund financial statements start on page 38 of this report. Proprietary funds : The City of Cottage Grove maintains five enterprise funds and three internal service funds as a part of its proprietary fund type. Enterprise funds are used to report the same functions presented as business-type activities in the governmental-wide financial statements. The City of Cottage Grove uses enterprise funds to account for its golf course operations, street light operations, ambulance service, water operations, and sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Cottage Grove’s various functions. TheCity of Cottage Grove uses internal service funds to account for its self insurance, fleet maintenance, and information servicesactivity. Because these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provideseparate information for its golf course operations, street light operations, ambulance service, water operations, and sewer operations, all of which are considered to be major funds of the City of Cottage Grove. Conversely, the internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements start on page 43 of this report. Notes to the financial statements : The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements start on page 53 of this report. Other information: The combining statements referred to earlier in connection with non-major governmental fundsand internal service fundsare presented immediately following the required Management’s Discussion and Analysis (continued) supplementary information.Combining and individual fund statements and schedules start on page 101 of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Cottage Grove, assets exceeded liabilities by $217,519,170 at the close of the most recent fiscal year. The largest portion of the City ofCottage Grove’s net position ($173,638,320 or 80%) reflectsits investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Cottage Grove uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Cottage Grove’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Cottage Grove Net Position Governmental ActivitiesBusiness-Type ActivitiesTotal Primary Government 201220112012201120122011 Current and other assets$32,472,994 $43,033,787 $16,074,042 $15,114,687$48,547,036 $58,148,474 Capital assets136,095,120 125,115,783 54,404,725 55,120,228 190,499,845 180,236,011 Total assets168,568,114 168,149,570 70,478,767 70,234,915 239,046,881 238,384,485 Long-term liabilities outstanding14,740,350 14,094,151 1,848,839 1,963,647 16,589,189 16,057,798 Other liabilities4,179,529 5,451,188 758,993 1,044,967 4,938,522 6,496,155 Total liabilities18,919,879 19,545,339 2,607,832 3,008,614 21,527,711 22,553,953 Net position: Net investment in capital assets120,412,875 109,696,916 53,225,445 53,664,161 173,638,320 163,361,077 Restricted4,210,913 4,282,305 - 325,460 4,210,913 4,607,765 Unrestricted25,024,447 34,625,010 14,645,490 13,236,680 39,669,937 47,861,690 Total net position$149,648,235$148,604,231$67,870,935 $67,226,301$217,519,170 $215,830,532 An additional portion of the City’s net position ($4,210,913or 2%)represents resources that are subject to external restrictions on how they may be used. The balance of unrestricted net position, $39,669,937 may be used to meet the City’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Cottage Grove is able to report positive balances in allthree categories of net position; for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. Management’s Discussion and Analysis (continued) Governmental Activities: Governmental activities increased the City of Cottage Grove’s net position by $1,044,004accounting for 62% of the total growth in net position.The primary reason for this positive change is an increase in the amount of property taxes collected despite no change in the property tax levy. The City had increased its property tax levyin prior yearsto provide a stable revenue flow despite a portion of the levy withheld by the State of Minnesota to balance their budget. In 2012, legislation eliminated that withholding and the City was able to collect the property taxes levied, without any State reduction. City of Cottage Grove's Changes in Net Position Governmental ActivitiesBusiness-Type ActivitiesTotal Primary Government 201220112012201120122011 Revenues: Program revenues: Charges for services$ 3,219,908 $ 3,078,230 $8,616,787 $7,503,977 $11,836,695 $10,582,207 Operating grants and contributions1,075,529 1,084,928 --1,075,529 1,084,928 Capital grants and contributions3,064,292 5,118,546 -267,465 3,064,292 5,386,011 General revenues: Property taxes12,330,135 11,494,758 --12,330,135 11,494,758 Other taxes1,456,300 1,507,922 --1,456,300 1,507,922 Grants and contributions not restricted to specific programs 29,742 26,146 --29,742 26,146 Unrestricted investment earnings 368,821 624,785 118,396 162,296 487,217 787,081 Gain on sale of capital assets 10,546 12,342 - - 10,546 12,342 Total revenues21,555,27322,947,6578,735,183 7,933,73830,290,45630,881,395 Expenses: General government2,997,825 2,985,571 --2,997,825 2,985,571 Economic development 362,009 1,110,214 --362,009 1,110,214 Public safety7,069,301 6,252,530 - -7,069,301 6,252,530 Public works: Regular operations4,074,995 3,805,839 --4,074,995 3,805,839 Construction2,534,116 2,882,276 --2,534,116 2,882,276 Culture and recreation3,059,273 2,948,075 --3,059,273 2,948,075 Interest on long-term debt 827,645 846,258 --827,645 846,258 Golf course - -1,614,321 1,504,006 1,614,321 1,504,006 Street lights --659,869 625,312 659,869 625,312 Cottage Grove EMS --1,109,809 1,038,972 1,109,809 1,038,972 Water operating --2,049,877 1,901,985 2,049,877 1,901,985 Sewer operating --2,242,778 2,223,749 2,242,778 2,223,749 Total expenses 20,925,164 20,830,763 7,676,654 7,294,024 28,601,818 28,124,787 Increase in net positionbefore transfers 630,109 2,116,894 1,058,529 639,714 1,688,638 2,756,608 Transfers 413,895438,800(413,895)(438,800) -- Increase in net position1,044,004 2,555,694 644,634 200,914 1,688,638 2,756,608 Net position-January 1148,604,231 146,048,537 67,226,301 67,025,387 215,830,532 213,073,924 Net position-December 31$149,648,235$148,604,231$67,870,935$67,226,301$217,519,170$215,830,532 Management’s Discussion and Analysis (continued) Revenues by Source - Government Activities Capital Grants & Operating Grants & Other taxes & tax Contributions Contributions Unrestricted increment 14.22% 4.99% investment earnings 6.76% 1.71% Charges for services 14.94% Other 0.19% Property Taxes 57.20% The following chart illustrates the City’s expenses and corresponding program revenues for its governmental activities. $8,000,000 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 Revenue $2,000,000 Expense $1,000,000 $- Management’s Discussion and Analysis (continued) Business-Type Activities. Business-type activities increased net position by $644,634.Below are graphs showing the business-type activities revenue and expense comparisons. Revenues - Business type Activities Unrestricted investment earnings 1% Charges for services 99% Expenses and Program Revenues - Business-Type Activities $3,000,000 $2,500,000 $2,000,000 $1,500,000 $1,000,000 $500,000 $- ExpensesProgram revenues In business type activities, changes in net position werepositive for the EMS Fund and the Water fund: the Golf course,Street lightsand Sewer fundshad decreases of ($104,719), (440,218) and ($15,775) respectively. Management’s Discussion and Analysis (continued) Financial Analysis of the Government's Funds Governmental Funds . The focus of the City of Cottage Grove’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Cottage Grove’s financing requirements. In particular, unassignedfund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $23,427,265,a decrease of $9,032,513.Committed, assigned and unassigned fund balance which is available for spending at the government’s discretion has a balance of $15,000,845at year end. The remainder of the fund balance is non-spendable or restricted to indicate it is not available for new spending because it has already been obligated 1) to pay debt service ($1,417,608) 2) for loans outstanding ($5,155,000) 3) for assets held for resale ($267,498) 4) to pay for capital improvements ($1,555,296) and 5) for future expenditures ($31,018). The General fund is the chief operating fund of the City of Cottage Grove. At the end of the current fiscal year, unassigned fund balanceof the General fund was $7,449,565while total fund balance was $9,150,532. As a measure of the general fund’s liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balancerepresents 55% of totalsubsequent year General fund expenditures, while total fund balance represents 68% of the same amount. The General fund balance increased by $336,615.This increaseis primarily due to an increase in general property tax collections compared to 2011 even though the actual property tax levy remained unchanged. Revenues exceeded budget by $359,051due to higher than expected building permit revenues and excess TIF revenuesreturned to the City. Expenditures also exceeded budget by $175,470 due to implementation of a different public safety model (resulting in increased personnel costs) and increased public works expenses due to the lack of a Pavement Management project in 2012. The Municipal Building Fund decreased $10,164,275due to the construction expenditures for the Public Safety/City Hall project.The Public Safety/City Hall total project was completed and occupied in October 2012; on time and nearly $1,000,000 under the budget of $15.7 million. The MSA Construction Fund increased by $404,516due to collection of County and State th reimbursements for the completed construction of Ravine Parkway and 85Street adjacent to the new Public Safety/City Hall building site. The Closed Debt Fund increasedby $292,078 due tointerfund loan interest, special assessment revenues and transfers into the fund resulting from the City’s fund balance policy. The Pavement Management Debt Service Fund decreased by $162,232because of the use of fund balance for thefinal payoff on the 2002C Improvement bonds. Management’s Discussion and Analysis (continued) The Pavement Management Capital Project Fund increasedby $1,728,669 due to the issuance of $1,865,000 in municipal bonds which funded the 2010/2011Pavement Management projects. There remains a deficit balance of $193,007 which is due to current expenditures on the future (2013) Pavement Management project. Bonding and special assessments will cover this deficit in 2013. The Construction Revolving Fund, acapital project fund,increased by $54,823because of the receipt of special assessments received for previous construction activity in new developments. The fund has recovered to a positive fund balance at year end. Proprietary funds : The City of Cottage Grove’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. At the end of the year, unrestricted net positionof the Golf Course, Street light utility, EMS (Ambulance), Water and Sewer Utility funds totaled $14,405,773. Total net position increased by $613,010, primarily due to rents received by the Water utility for cell phone antennas on the water towers. Decreases to the net position of the other enterprise funds were offset by the increase to the net position of the Water fund. Budgetary Highlights General Fund. The General Fund original budget was revised to reflect the following significant changes: The intergovernmental revenue and fire departmentbudgets were decreased by $11,000 due to a State grant for a fuel tank replacement which took place in 2010. The intergovernmental revenue and public workscontracted services budgets were increasedby $17,700to account for costs of 800 MHz radios purchasedwitha grant from Washington County. The charges for service and Mayor/Council expense budgets were both decreasedby $60,000to reflect the suspension of the 3M air monitoring program during 2012. The special assessmentand building inspections budget were increased by $9,000for property abatements and the corresponding fees recovered. The charges for service and forestry budget were decreased by $18,550 due to the reduction in tree sales to homeowners. Transfers were amended to recognize transfers in the amount of $255,361 occurring as part of the City’s fund balance policy and to recognize a $30,000 set aside for landscaping of the Gateway Pond area. The actual results were significantly different than the final budget amounts because of the following: Current and delinquent General Property Taxes were $186,857 more than budgeted due to the City’s portion of returned TIF revenues. Licenses and Permits categories were $162,237 more than budgeted due to increased commercial/institutional building permitting in 2012. Management’s Discussion and Analysis (continued) Fines revenues were $36,468 less than budgeted due to reduced revenues passed through to the City from the state and county. Investment income was $18,960 lessthan budgeted due tothe collection of lessinterest than had been budgeted at historically low interest rates. Public safety expenditureswere $131,419 greaterthan the final budgeted amountsdue to a mid-year change to operational staffing. Public works expenditures were $123,427 greater than final budget due to personnel costs which could not be allocated to anticipated construction projects which did not occur in 2012. Capital Asset and Debt Administration Capital assets: The City of Cottage Grove’s investment in capital assets for its governmental and business-type activities as of December 31, 2012, amounts to $190,499,845 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. City of Cottage Grove's Capital Assets (Net of Depreciation) Governmental ActivitiesBusiness-type ActivitiesTotals Primary Government 201220112012201120122011 Land and land improvements$ 16,529,494$16,478,173 $ 1,744,531$1,745,327 $ 18,274,025$ 18,223,500 Easements1,133,490 493,239- -1,133,490 493,239 Construction in progress1,475,5178,886,732 - 480,599 1,475,5179,367,331 Buildings and improvements22,376,5969,164,082 2,058,8192,174,216 24,435,41511,338,298 Equipment and furniture 497,405 395,062 - - 497,405 395,062 Machinery and equipment3,845,1373,564,719 1,051,021 815,224 4,896,1584,379,943 Other improvements2,062,1431,404,463 4,309,1294,481,431 6,371,2725,885,894 Infrastructure: Streets64,201,96961,543,032 -- 64,201,96961,543,032 Storm sewers19,070,73019,501,519 - - 19,070,73019,501,519 Sidewalks/trails4,902,6393,684,762 - - 4,902,6393,684,762 Water and sewer lines - -45,241,22545,423,431 45,241,22545,423,431 Ending balance$136,095,120$125,115,783$54,404,725$55,120,228$190,499,845$180,236,011 The largest addition to capital assets in 2012 was the new Public Safety/City Hall project which was completed and capitalized in 2012. Additional information on the City of Cottage Grove’s capital assets can be found in Note 5. Management’s Discussion and Analysis (continued) Long-term debt: At the end of the current fiscal year, the City of Cottage Grove had total long term debt outstanding of $18,668,274, an increase of $16,474. $2,079,085 of the debt outstanding is due within one year. $5,175,000 of bonds payable is for pavement management debt being repaid by a combination of special assessments and property tax levies. City of Cottage Grove's Outstanding Debt 20122011 Governmental activities: Bonds payable, net$ 10,067,245 $ 9,553,867 Capital lease payable 5,615,000 5,865,000 Other postemployment benefits41,281 39,636 Compensated absences752,309 725,863 Total governmental activities 16,475,835 16,184,366 Business-type activities: Bonds payable, net 1,036,584 1,456,067 Loan payable to component unit900,000 900,000 Capital lease payable142,696 - Other postemployment benefits9,893 9,441 Compensated absences103,266 101,926 Total business-type activities 2,192,439 2,467,434 Total primary government$ 18,668,274 $ 18,651,800 The City of Cottage Grove holds a general obligation debt rating of Aa1from Moody’s (2010 Global Ratings Scale) and of AA+/Stablefrom Standard and Poor’s. According to S&P, Cottage Grove has “a strong financialprofile, anchored by a very strong general fund balance; and good managementpractices that have contributed to the city’s ongoing financial health.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Market Value. The current debt limitation for the City of Cottage Grove is $73,931,187.Of that limit, $5,615,000of the City's outstanding debt is counted within the statutory limitation becauseall other debt is either wholly or partially repaid by revenues other than general property tax levies. Additional information on the City of Cottage Grove’s long-term debt can be found in Note 6. Requests for information: This financial report is designed to provide a general overview of the City of Cottage Grove’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to Finance Director,12800 Ravine Parkway St, Cottage Grove, Minnesota 55016. -This Page Intentionally Left Blank- BASIC FINANCIAL STATEMENTS -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA Statement 1 STATEMENT OF NET POSITION December 31, 2012 With Comparative Data as of December 31, 2011 Component Unit Primary GovernmentTotalEconomicTotals GovernmentalBusiness-TypePrimaryDevelopmentReporting Entity ActivitiesActivitiesGovernmentAuthority20122011 Assets: Cash and investments$31,127,252$9,020,064$40,147,316$785,379$40,932,695$51,264,469 Accrued interest receivable155,118-155,118182,523337,641346,403 Due from other governmental units - net2,195,8216,4652,202,286-2,202,2861,181,427 Loan receivable from primary government---900,000900,000900,000 Accounts receivable - net421,4391,411,8161,833,255-1,833,2551,514,523 Prepaid items133,769139,693273,4621,080274,542262,451 Delinquent property taxes receivable274,452-274,4522,310276,762314,957 Due from county88,855-88,855-88,85575,449 Special assessments receivable3,049,923-3,049,923-3,049,9233,757,113 Inventories - at cost73,48345,263118,746-118,746160,559 Internal balances(5,439,717)5,439,717---- Deferred charges125,10111,024136,12552,125188,250174,522 Lease receivable---5,615,0005,615,0005,865,000 Properties held for resale267,498-267,498311,718579,216579,216 Capital assets not being depreciated: Land and land improvements 16,529,4941,712,29018,241,784-18,241,78418,190,463 Easements1,133,490-1,133,490-1,133,490493,239 Construction in progress 1,475,517-1,475,517-1,475,5179,367,331 Capital assets (net of accumulated depreciation): Land improvements -32,24132,241-32,24133,037 Buildings and improvements22,376,5962,058,81924,435,415-24,435,41511,338,298 Equipment and furniture497,405-497,405-497,405395,062 Machinery and equipment3,845,1371,051,0214,896,158-4,896,1584,379,943 Other improvements2,062,1434,309,1296,371,272-6,371,2725,885,894 Infrastructure88,175,33845,241,225133,416,563-133,416,563130,152,744 Total assets168,568,11470,478,767239,046,8817,850,135246,897,016246,632,100 Liabilities: Accounts payable511,889127,466639,3558,370647,725600,238 Claims payable188,137-188,137-188,137317,168 Salaries payable359,47545,919405,3947,128412,522358,555 Contracts payable914,000-914,000-914,0001,724,848 Due to other governmental units35,01738,76473,781-73,78146,875 Deposits payable 190,66514,200204,865-204,865418,398 Accrued interest payable215,361189,044404,40562,523466,928442,812 Unearned revenue29,500-29,500-29,50065,110 Compensated absences payable: Due within one year525,48579,647605,1329,873615,005589,203 Due in more than one year226,82423,619250,4435,698256,141243,999 Other postemployment benefits: Due in more than one year41,2819,89351,17441151,58549,150 Loan payable to component unit: Due in more than one year-900,000900,000-900,000900,000 Capital lease payable: Due within one year260,00033,953293,953-293,953250,000 Due in more than one year5,355,000108,7435,463,743-5,463,7435,615,000 Bonds payable (net of unamortized premiums and discounts): Due within one year950,000230,0001,180,000260,0001,440,0002,005,000 Due in more than one year9,117,245806,5849,923,8295,278,56015,202,38914,788,814 Total liabilities18,919,8792,607,83221,527,7115,632,56327,160,27428,415,170 Net position: Net investment in capital assets120,412,87553,225,445173,638,320-173,638,320163,361,077 Restricted for: Forfeiture and seizure17,692-17,692-17,69250,968 Charitable gambling6,624-6,624-6,6241,920 Debt retirement2,858,411-2,858,411495,2143,353,6253,556,798 Tax increment purposes1,254,672-1,254,672-1,254,672834,984 Park trust activities73,514-73,514-73,514637,498 Capital improvements-----15,000 Unrestricted25,024,44714,645,49039,669,9371,722,35841,392,29549,758,685 Total net position$149,648,235$67,870,935$217,519,170$2,217,572$219,736,742$218,216,930 The accompanying notes are an integral part of these basic financial statements. -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 MunicipalMSA BuildingConstruction GeneralCapital ProjectCapital ProjectClosed Debt Assets:FundFundFundFund Cash and investments$9,407,959$1,614,032$950,754$1,445,525 Accrued interest receivable102,118--- Interfund receivable---- Interfund loan receivable---2,000,000 Due from other governmental units - net68,106101,325955,991- Accounts receivable - net39,2631,645-- Prepaid items5,764--- Delinquent property taxes receivable225,8745,558-10,724 Due from county88,855--- Special assessments receivable: Deferred31,964-683,130530,874 Delinquent5,815-4,00627,254 Special deferred-12,928112,6338,438 Property held for resale--267,498- Total assets$9,975,718$1,735,488$2,974,012$4,022,815 Liabilities: Accounts payable$172,773$24,706$12,317$- Salaries payable321,521--- Interfund payable---- Contracts payable-659,347166,578- Due to other governmental units29,73945-- Deposits payable8,000--- Interfund loan payable-9,900,000-- Deferred revenue293,15318,4861,755,760577,290 Total liabilities825,18610,602,5841,934,655577,290 Fund balances (deficit): Nonspendable: Prepaid items5,764--- Assets for resale--267,498- Long-term interfund loan receivable---2,000,000 Restricted for: Forfeiture and seizure---- Charitable gambling---- Debt retirement---- Tax increment purposes---- Park trust activities---- Committed---- Assigned1,695,203-771,8591,445,525 Unassigned: General Fund7,449,565--- Capital Project Funds-(8,867,096)-- Total fund balances (deficit)9,150,532(8,867,096)1,039,3573,445,525 Total liabilities and fund balances$9,975,718$1,735,488$2,974,012$4,022,815 The accompanying notes are an integral part of these basic financial statements. Statement 3 PavementPavementConstruction ManagementManagementRevolvingOtherTotals Debt ServiceCapital ProjectCapital ProjectGovernmentalGovernmental Funds FundFundFundFunds20122011 $808,774$-$54,365$14,079,583$28,360,992$39,502,856 ---53,000155,118179,380 122,137--461,804583,9411,133,264 ---3,155,0005,155,0006,100,000 ---1,070,3992,195,8211,175,262 ---380,341421,249386,445 ---9386,70225,320 6,921--25,375274,452312,295 ----88,85575,449 1,413,451-26,703163,3242,849,4463,561,996 10,969--3,46251,50648,363 14,972---148,971146,754 ----267,498267,498 $2,377,224$-$81,068$19,393,226$40,559,551$52,914,882 $-$50,870$17,645$122,922$401,233$370,359 ---21,979343,500296,429 -122,137-461,804583,9411,133,264 -20,000-68,075914,0001,702,578 ---4,29734,08113,763 ---182,665190,665226,629 ---455,00010,355,00011,550,000 1,446,313-26,703192,1614,309,8665,162,082 1,446,313193,00744,3481,508,90317,132,28620,455,104 ---9386,70225,320 ----267,498267,498 ---3,155,0005,155,0006,100,000 ---17,69217,69250,968 ---6,6246,6241,920 930,911--486,6971,417,6081,569,776 ---1,481,7821,481,7821,184,983 ---73,51473,514637,498 ---560,321560,321833,500 --36,72012,563,55916,512,86616,784,506 ----7,449,5657,178,108 -(193,007)-(461,804)(9,521,907)(2,174,299) 930,911(193,007)36,72017,884,32323,427,26532,459,778 $2,377,224$-$81,068$19,393,226$40,559,551$52,914,882 Fund balance reported above$23,427,265$32,459,778 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources, and therefore, are not reported in the funds135,063,624124,119,665 Other long-term assets are not available to pay for current-period expenditures, and therefore, are deferred in the funds4,280,3665,096,972 Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.(16,708,146)(16,575,083) Internal service funds are used by management to charge the cost of insurance to individual funds. The assets and liabilities are included in the governmental statement of net position3,585,1263,502,899 Net position of governmental activities$149,648,235$148,604,231 The accompanying notes are an integral part of these basic financial statements. CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 MunicipalMSA BuildingConstruction GeneralCapital ProjectCapital ProjectClosed Revenues:FundFundFundDebt Fund General property taxes$11,153,957$495,692$-$8,041 Franchise taxes---- Aggregate taxes---- Tax increment collections---- Special assessments28,664-198,964182,848 Licenses and permits831,687--- Direct charges to developers---- Intergovernmental633,631100,974829,960- Charges for services830,159--- Fines and forfeits164,532--- Investment earnings41,04044,7173,5825,896 Interest on interfund loan---33,315 Connection charges---- Park dedication fees---- Donations11,460--- Miscellaneous35,271172,904-- Total revenues13,730,401814,2871,032,506230,100 Expenditures: Current: General government2,581,53593,928-2,361 Economic development---- Public safety6,117,895--- Public works2,276,183-42,366- Culture and recreation1,614,864--- Capital outlay: General government-11,654,189-- Economic development---- Public safety116,269--- Public works9,779-783,103- Culture and recreation---- Debt service: Principal retirement---- Capital lease payment---- Interest and fiscal charges-105,509-- Total expenditures12,716,52511,853,626825,4692,361 Revenues over (under) expenditures1,013,876(11,039,339)207,037227,739 Other financing sources (uses): Transfers in4,800875,064284,479105,149 Transfers out(682,061)-(87,000)(40,810) Bonds issued---- Discount on debt issued---- Proceeds from the sale of capital assets---- Total other financing sources (uses)(677,261)875,064197,47964,339 Net increase (decrease) in fund balance336,615(10,164,275)404,516292,078 Fund balance - January 18,813,9171,297,179634,8413,153,447 Fund balance - December 31$9,150,532$(8,867,096)$1,039,357$3,445,525 The accompanying notes are an integral part of these basic financial statements. Statement 4 PavementPavementConstruction ManagementManagementRevolvingOtherTotals Debt ServiceCapital ProjectCapital ProjectGovernmentalGovernmental Funds FundFundFundFunds20122011 $468,334$-$-$241,954$12,367,978$11,539,640 ---537,682537,682535,188 ---26,18026,18026,131 ---892,438892,438946,603 342,063-53,566346,9141,153,0191,875,486 ----831,687593,272 ---16,55516,555101,913 ---1,119,4752,684,0403,879,411 ---1,637,0282,467,1872,494,018 ---33,490198,022246,753 2,9922,7871,30494,561196,879448,782 ---121,986155,301144,500 ---282,265282,265322,009 ---41,99041,99062,198 ---362,296373,756383,826 ---19,324227,499211,392 813,3892,78754,8705,774,13822,452,47823,811,122 3,532--7,8002,689,1562,942,106 ---491,040491,040793,046 ---33,7826,151,6775,827,572 -79113,3811,726,8614,059,5823,774,559 ---772,7912,387,6552,326,733 ---6,19911,660,3883,221,252 ---111,913111,913- ---499,957616,226169,609 -144,34816,8311,353,6472,307,7086,939,101 ---724,573724,573547,966 880,000--455,0001,335,0007,135,000 ---250,000250,000245,000 132,89989,75512,000508,883849,046906,910 1,016,431234,89442,2126,942,44633,633,96434,828,854 (203,042)(232,107)12,658(1,168,308)(11,181,486)(11,017,732) 40,810111,62891,569657,6502,171,1493,052,403 --(49,404)(1,022,595)(1,881,870)(3,048,803) -1,865,000--1,865,000- -(15,852)--(15,852)- ---10,54610,54612,344 40,8101,960,77642,165(354,399)2,148,97315,944 54,823(1,522,707)(9,032,513)(11,001,788) (162,232)1,728,669 1,093,143(1,921,676)(18,103)19,407,03032,459,77843,461,566 $930,911$(193,007)$36,720$17,884,323$23,427,265$32,459,778 The accompanying notes are an integral part of these basic financial statements. CITY OF COTTAGE GROVE, MINNESOTA Statement 5 RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 20122011 Amounts reported for governmental activities in the statement of activities (page 37) are different because: Net changes in fund balances - total governmental funds (page 41)$ (9,032,513)$ (11,001,788) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 10,574,891 6,708,184 The effect of various miscellaneous transactions involving capital assets is to decrease net position (i.e. sales, and trade-ins). (2,508) 84,064 Donations of capital assets increase net position in the statement of activities, but do not appear in the governmental funds because they are not financial resources. 371,576 780,524 Revenues in the statement of activities that do not provide current financial resources (816,606) (1,227,689) are not reported as revenues in the funds. The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items. (244,882) 7,327,646 Internal service funds are used by management to charge the cost of insurance to individual funds. This amount is net revenue attributable to governmental activities. 82,227 107,745 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. 111,819 (222,992) Change in net position of governmental activities (page 37)$ 1,044,004$ 2,555,694 The accompanying notes are an integral part of these basic financial statements. CITY OF COTTAGE GROVE, MINNESOTA Statement 6 STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31, 2012 Business-Type Activities - Enterprise FundsGovernmental TotalActivities - Golf CourseStreet LightCottage GroveWaterSewerEnterpriseInternal FundFundEMS FundOperatingOperatingFundsService Funds Assets: Current assets: Cash and investments$ 14,731$ 2,415,907$ 654,119$ 3,611,235$ 2,324,072$ 9,020,064 $ 2,766,260 Interfund loan receivable---3,200,0003,200,0006,400,000- Due from other governmental units-net--6,465--6,465- Accounts receivable: Customers-88,181445,003282,503367,2581,182,945- Certified to County---98,66699,863198,529- Other1,6709,030-19,642-30,342190 Prepaid items7,459-5,3401,705125,189139,693127,067 Inventories - at cost26,18919,074---45,26373,483 17,023,3012,967,000 Total current assets50,0492,532,1921,110,9277,213,7516,116,382 Noncurrent assets: Deferred charges---11,024-11,024- Capital assets: Land and land improvements1,387,290--364,803-1,752,093424,665 Buildings and improvements---4,101,713-4,101,713928,870 Equipment and furniture------74,232 Machinery and equipment918,119139,222709,9601,012,909323,6733,103,883158,929 Other improvements2,760,8255,347,706---8,108,531- Water and sewer lines---34,877,98924,461,87059,339,859- Total capital assets5,066,2345,486,928709,96040,357,41424,785,54376,406,0791,586,696 Less: Accumulated depreciation (2,357,198) (2,033,598)(406,773) (11,649,997)(5,553,788)(22,001,354)(555,200) Net capital assets2,709,0363,453,330303,18728,707,41719,231,75554,404,7251,031,496 2,709,0363,453,330303,18728,718,44119,231,75554,415,7491,031,496 Total noncurrent assets Total assets2,759,0855,985,5221,414,11435,932,19225,348,13771,439,0503,998,496 Liabilities: Current liabilities: Accounts payable8,44338,62411,59253,07015,737127,466110,656 Salaries payable16,9142,41610,14613,6192,82445,91915,975 Due to other governmental units2,966-8,05527,7271638,764936 Deposits payable10,200--4,000-14,200- Accrued interest payable173,000--16,044-189,044- Compensated absences payable 28,6286,44714,19521,0389,33979,64716,311 Capital lease payable - current portion33,953----33,953- Bonds payable - current portion---230,000-230,000- Total current liabilities274,10447,48743,988365,49827,916758,993143,878 Noncurrent liabilities: Compensated absences payable 7,290-7,7085,5113,11023,61928,463 Other postemployment benefits3,5233073,3562,0296789,8931,312 Capital lease payable - noncurrent portion108,743----108,743- Interfund loan payable 1,200,000----1,200,000- Loan payable to component unit900,000----900,000- Bonds payable (net of unamortized premiums and discounts)---806,584-806,584- Total noncurrent liabilities2,219,55630711,064814,1243,7883,048,83929,775 Total liabilities2,493,66047,79455,0521,179,62231,7043,807,832173,653 Net position: Net investment in capital assets2,566,3403,453,330303,18727,670,83319,231,75553,225,4451,031,496 Unrestricted (2,300,915)2,484,3981,055,8757,081,7376,084,67814,405,7732,793,347 Total net position$ 265,425$ 5,937,728 $ 34,752,570$ 25,316,43367,631,218 $1,359,062$3,824,843 Some amounts reported for business-type activities in the statement of net position are different because certain internal service fund assets and liabilities are included with business-type activities.239,717 $ 67,870,935 The accompanying notes are an integral part of these basic financial statements. 43 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2012 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Operating revenues: Charges for services - user fees$1,561,025$489,011$1,511,660 Water meter/ street light material sales--- Insurance refunds and reimbursements--- Total operating revenues1,561,025489,0111,511,660 Operating expenses: Operating and maintenance: Personal services543,15575,597826,837 Commodities139,19959,79789,272 Commodities - items for resale234,64011,859- Contractual services170,360386,145133,862 Disposal: Contractual services - MCES--- Administrative and general: Personal services189,252-- Commodities6,143-- Contractual services121,998-- Other charges- administrative charge50,70043,80054,100 Depreciation172,540127,18366,030 Total operating expenses1,627,987704,3811,170,101 Operating income (loss)(66,962)(215,370)341,559 The accompanying notes are an integral part of these basic financial statements. Statement 7 Page 1 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $2,231,541$2,204,000$7,997,237$2,641,852 19,939-19,939- ---123,741 2,251,4802,204,0008,017,1762,765,593 397,15489,5671,932,310413,365 141,53911,615441,422632,439 --246,499- 547,290161,6671,399,324179,698 -1,413,3891,413,389- 36,45226,561252,265984,093 107996,349- 136,374126,683385,055389,772 156,560175,040480,200- 759,723422,0851,547,56138,854 2,175,1992,426,7068,104,3742,638,221 76,281(222,706)(87,198)127,372 The accompanying notes are an integral part of these basic financial statements. CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2012 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Nonoperating revenues (expenses): State grant$-$-$- Investment earnings-16,9463,346 Interest on interfund debt--- Rent--- Miscellaneous5,01051,68517,096 Debt service: Interest(42,767)-- Bond issuance costs--- Total nonoperating revenues (expenses)(37,757)68,63120,442 Income (loss) before contributions and transfers(104,719)(146,739)362,001 Capital contributions--- Transfer from Enterprise Fund--- Transfer from Internal Service Fund--- Transfer to General Fund--(4,800) Transfer to Capital Project Fund-(284,479)- Transfer to Enterprise Funds-(9,000)- Total transfers-(293,479)(4,800) Change in net position(104,719)(440,218)357,201 Net position - January 1370,1446,377,9461,001,861 Net position - December 31$265,425$5,937,728$1,359,062 Change in net position reported above Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds Change in net position of business-type activities (page 37) The accompanying notes are an integral part of these basic financial statements. Statement 7 Page 2 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $4,288$-$4,288$- 16,70213,194$50,18816,641 34,10434,10468,208- 454,879-454,879- 63,2903,363140,444838 (39,761)-(82,528)- (1,576)-(1,576)- 531,92650,661633,90317,479 608,207(172,045)546,705144,851 139,114185,470324,584- 38,200-38,200- 31,000-31,000- --(4,800)- --(284,479)- -(29,200)(38,200)(31,000) 69,200(29,200)(258,279)(31,000) 816,521(15,775)613,010113,851 33,936,04925,332,20867,018,2083,710,992 $34,752,570$25,316,433$67,631,218$3,824,843 $613,010 31,624 $644,634 The accompanying notes are an integral part of these basic financial statements. CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2012 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Cash flows from operating activities: Receipts from customers and users$1,557,993$478,911$1,283,631 Receipts from interfund services provided--- Receipts from insurance refunds and reimbursements--- Payment to suppliers(723,148)(459,443)(266,867) Payment to employees(724,255)(75,463)(831,139) Miscellaneous revenue 5,01051,68517,096 Net cash flows from operating activities115,600(4,310)202,721 Cash flows from noncapital financing activities: Proceeds of interfund loan250,000-- Transfers in--- Transfers out-(293,479)(4,800) Net cash flows from noncapital financing activities250,000(293,479)(4,800) Cash flows from capital and related financing activities: Acquisition of capital assets(153,276)(152,531)- Rent--- Interest paid on debt(10,318)-- Principal paid on debt(195,000)-- Net cash flows from capital and related financing activities(358,594)(152,531)- Cash flows from investing activities: Investment earnings-16,9463,346 Net cash flows from investing activities-16,9463,346 Net increase (decrease) in cash and cash equivalents7,006(433,374)201,267 Cash and cash equivalents - January 17,7252,849,281452,852 Cash and cash equivalents - December 31$14,731$2,415,907$654,119 The accompanying notes are an integral part of these basic financial statements. 48 Statement 8 Page 1 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $2,056,661$2,179,491$7,556,687$- ---2,641,852 ---123,741 (981,354)(1,893,893)(4,324,705)(1,236,336) (436,154)(115,985)(2,182,996)(1,389,966) 63,2903,363140,444838 702,443172,9761,189,430140,129 --250,000- 69,200-69,200- -(29,200)(327,479)(31,000) 69,200(29,200)(8,279)(31,000) (58,971)-(364,778)(74,232) 454,879-454,879- (42,942)-(53,260)- (225,000)-(420,000)- 127,966-(383,159)(74,232) 50,80647,298118,39616,641 50,80647,298118,39616,641 950,415191,074916,38851,538 2,660,8202,132,9988,103,6762,714,722 $3,611,235$2,324,072$9,020,064$2,766,260 The accompanying notes are an integral part of these basic financial statements. 49 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS (CONTINUED) PROPRIETARY FUNDS For The Year Ended December 31, 2012 Business-Type Activities - Enterprise Funds Golf CourseStreet LightCottage Grove FundFundEMS Fund Reconciliation of operating income/(loss) to net cash from operating activities: Operating income (loss) $(66,962)$(215,370)$341,559 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation172,540127,18366,030 Miscellaneous revenue5,01051,68517,096 Changes in assets and liabilities: Decrease (increase) in receivables1,072(10,100)(228,029) Decrease (increase) in prepaid items(2,325)-- Decrease (increase) in inventory(4,127)38,148- (Decrease) increase in payables10,3924,1446,065 Total adjustments182,562211,060(138,838) Net cash flows from operating activities$115,600$(4,310)$202,721 Noncash investing, capital and financing activities: Capital asset contributions from governmental activities$11,886$-$25,153 Borrowing under capital lease176,039-- The accompanying notes are an integral part of these basic financial statements. 50 Statement 8 Page 2 of 2 Governmental TotalActivities - WaterSewerEnterpriseInternal OperatingOperatingFundsService Funds $76,281$(222,706)$(87,198)$127,372 759,723422,0851,547,56138,854 63,2903,363140,444838 (21,354)(24,509)(282,920)1,880 -(7,407)(9,732)(21,477) --34,0217,792 (175,497)2,150(152,746)(15,130) 626,162395,6821,276,62812,757 $702,443$172,976$1,189,430$140,129 $139,114$185,470$361,623$- ---- The accompanying notes are an integral part of these basic financial statements. 51 -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 1SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES- The City of Cottage Grove was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five member City Council elected by voters of the City. The financial statements of the City of Cottage Grove have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A.FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Cottage Grove (the primary government) and its component unit. The component unit discussed below is included in the City’s reporting entity because of the significance of its operational and financial relationshipwith the City. COMPONENT UNIT The Economic Development Authority (EDA) is considered a component unit of the City because the Council appoints the members of the governing authority and because the EDA is in a relationship of financial benefitsor burden to the City. It is governed by a board which is made up of two City council members and five other members. The EDA provides services to the City and to potential future business owners within the City. The financial position and results of operations of the EDA component unit is discretely presented in the primary government’s basic financial statements. The EDA is reported in a separate column to emphasize that it is legally separate from the City. The component unit activity is reported on the modified accrual basis of accounting. Separate financial statements are not prepared for the EDA. B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net positionand the statement of activities) report information on all of the activities of the primary government and its component unit. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported bytaxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. In the government-wide statement of net position, both the governmental and business-type activities columns: (a) are presented on a consolidated basis by column; and (b) are reported on a full accrual, economic resource basis, which recognizes all long-term assets andreceivables as well as long-term debt and obligations. The City’s net position isreported in three parts: (1) net investment in capital assets; (2) restricted net position; and (3) unrestricted net position. The City first utilizes restricted resources to finance qualifying activities. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity are offset by program revenues. Direct expensesare those that are clearly identifiable with a specific function or business-type activity. Program revenuesinclude 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focusand the accrual basis of accounting, as are the proprietary fund statements. Revenues are recorded when earned and expenses are recorded when aliability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed bythe provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focusand the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be availablewhen they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Municipal Building Capital Project Fundaccounts for the accumulation of resources and construction or remodeling costs of municipal buildings and facilities. The MSA Construction Capital Project Fundaccounts for projects related to Municipal State Aids. The Closed Debt Fund accounts for the accumulation of residual resources from debt funds that have been closed as the associated debt has been satisfied. The Pavement Management Debt Service Fundaccounts for debt service payments used to finance the City’s various pavement management projects. Revenue is accumulated from both special assessments and property taxes. The Pavement Management Capital Project Fundaccounts for pavement management construction projects. The Construction Revolving Capital Project Fundaccounts for new development construction projects that are financed by developers. The government reports the following major proprietary funds: The Golf Course Fundaccounts for theCity's eighteen hole golf course and banquet facility. The Street Light Fundaccounts for customer street light and service charges which are used to finance street light operating expenses. The Cottage Grove EMS Fundaccounts for the operation of theCottage Grove ambulance service that serves the cities of Cottage Grove, Newport, Saint Paul Park, and Grey Cloud Island. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 The Water Operating fundaccounts for customer water service charges which are used to finance water operating expenses. The SewerOperating fundaccounts for customer sewer service charges which are used to finance sewer operating expenses. Additionally, the government reports the following fund type: Internal service funds account for the City’s self-insurance,fleet maintenance, and informationservices provided to other departments of the government on a cost reimbursement basis. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Cottage Grove. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenuesinclude 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenuesrather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from non-operatingitems. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water, sewer, ambulance, golf course, and street light enterprise funds are charges to customers for sales and services. The ambulance fund operating revenues are net of write off’s mandated by various government agencies(including Medicare and Medicaid). Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government’s policy to use restricted resources first, then unrestricted resourcesas they are needed. D.BUDGETS Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General and Special Revenue Funds. Budgeted amounts are reported as originally adopted, and as amended by the City Council. Individual amendments were not material in relation to the original appropriations which were adjusted. Budgeted expenditure appropriations can be carried forward to the next budget year subject to City Council approval. E.LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2.The City Council reviews the proposed budget and makes appropriate changes. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 3.Per Statute, public meetingsare heldtoreceive taxpayer comments. 4.The budget is legally enacted through passage of a resolution on a departmental basis and can be expended by each department based upon detailed budget estimates for individual expenditure accounts. 5.The City Administrator is authorized to transfer appropriations within any department budget up to $1,000. Additional interdepartmental or interfund appropriations and deletions are authorized by the City Council with expenditure reductions, fund (contingency) reserves or additional revenues. 6.Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Funds, certain Capital Project Funds, Enterprise Funds and the Internal Service Fund. The General Fund and Special Revenue Funds are the only funds with legally adopted annual budgets. 7.Legal debt obligation indentures determine the appropriation level and debt service tax levies for the Debt Service Funds. Supplementary budgets are adopted for the Proprietary Funds to determine and calculate user charges. These debt service and budget amounts represent general obligation bond indenture provisions and net income for operation and capital maintenance and are not reflected in the financial statements. 8.A capital improvement program is reviewed annually by the City Council for the Capital Project Funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. 9.Expenditures may not legally exceed budgeted appropriations at the total fund level. The legal level of budgetary control is at the expenditure category level (i.e., personal services, commodities, contractual services and capital outlay) within each activity. All amounts over budget have been approved by the City Council through the disbursement approval process. 10.The City Council may authorize transfers of budgeted amounts between City funds. The following is a listing of expenditure categories that exceed budget appropriations for non-major funds: Final BudgetActualOver Budget Nonmajor Funds: Special Revenue Funds: Recycling: Public works: Contractual services$11,900$22,810$10,910 Storm Water Maintenance Fund: Public works: Contractual services370,480482,763112,283 Forfeiture/Seizurefund: Public safety: Commodities3,30011,1157,815 Contractual services15,80022,6676,867 Capital outlay-15,19815,198 Ice Arena Fund: Culture and recreation: Personal services336,600338,6252,025 Contractual services258,560294,90836,348 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 F.CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Earnings from investments are allocated to individual funds on the basis of the fund's equity in the cash and investment pool. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. Investments are stated at fair value, based upon quoted market prices as of the balance sheet date. For purposes of the statement of cash flows for the proprietary funds, cash equivalents are considered to be all highly liquid investments with a maturity of three months or less when purchased. All of the cash and investments allocated to the proprietary funds have original maturities of 90 days or less. Therefore, the entire balances in such funds areconsidered cash equivalents. G.RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2012 are planned to be eliminated in 2013.Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-widefinancial statements as “internal balances.” Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance nonspendable account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property taxes, special assessments, and ambulance receivables have been reported net of estimated uncollectible accounts. (see Note 1 H, I and L) Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H.PROPERTY TAX REVENUE RECOGNITION The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local school district and other taxing authorities. Suchtaxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxesreceived by the City in July, December and January are CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. I.SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeited properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred revenues. J.INVENTORIES GOVERNMENTAL FUNDS The original cost of materials and supplies has been recorded as expenditures at the time of purchase. These funds do not maintain material amounts of inventories. PROPRIETARY FUNDS Inventories of the proprietary funds are stated at cost, which approximates market, using the first-in, first-out (FIFO) method. K.PREPAID ITEMS Certain payments to vendors reflect costs applicableto future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 L.ALLOWANCE FOR UNCOLLECTIBLE The City directly bills individuals for ambulance services. The City reserves an amount as uncollectible based on historical collection rates. The amounts of the estimated uncollectible ambulance billings to individuals as of December 31, 2012 were $297,000. M.PROPERTIES HELD FOR RESALE Property is acquired by the City for redevelopment purposes and subsequent resale. Properties held for resale is reported as an asset at the lower of cost or estimated fair value. Fair value estimates have been based on estimated realizable sales proceeds net of selling expenses. N. CAPITAL ASSETS Capital assets,which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Infrastructure assets have been capitalized retroactively to 1980. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2012, no interest was capitalized in connection with construction in progress. Capital assets not being depreciated include land, easementsand construction in progress. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight-line method over the following estimated useful lives: AssetsYears Buildings and improvements20-50 Equipment and furniture3-10 Machinery and equipments5-20 Other improvements5-20 Streets50 Storm sewers50 Sidewalks50 Trails20 Street lights50 Water and sewer lines50 Capital assets of the water andsewer utility operations include the water distribution system and sewage collection system. These systems have been wholly (or substantially) financed by non-operating funds (special assessments, general taxes, federal and state grants, and other sources) and contributed to the sewer and water operating funds. City policy is to finance these assets by the sources indicated rather than by user charges. Accordingly, the water and sewer user rates are not established at levels sufficient to cover depreciation on these assets. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 O. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of GASB 16, Accounting for Compensated Absences, no liability is recorded for non-vesting accumulating rights to receive sick pay benefits. However, a liability is recognized for that portion of accumulating sick leave benefits that is vested as severance pay. P. LONG-TERM OBLIGATIONS In the government-wide financial statements andproprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business- type activities, or proprietary fund type statement of net position.Bond premiums and discountsare deferred and amortized over the life of the bonds.Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Q. FUND BALANCE In the fund financial statements, governmental funds report fund balances in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – Amounts that cannot be spent because they are not in spendable form, such as prepaid items, assets for resale, and long-term interfund receivables. Restricted – Amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – Amounts constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council. Committed amounts cannot be used for any other purpose unless the Council modifies or rescinds the commitment by resolution. Assigned – Amounts constrained for specific purposes that are internally imposed. The Council has adopted a fund balance policy which delegates the authority to assign fund balances to theCity Administrator and/or Finance Director. Unassigned – The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City formally adopted a fund balance policy for the General Fund. The policy establishes an unassigned fund balance range of no less than 55% of the subsequent year’s budgeted expendituresto provide sufficient working capital and margin of safety to address local emergencies without borrowing. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 R. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. S. USEOF ESTIMATES The preparation of financial statements in accordance with U.S. generally accepted accounting principles (GAAP) requires management to make estimates that affect the amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. T.COMPARATIVE DATA Summarized comparative data for the prior year has been presented only for certain sections of the accompanying financial statements in order to provide an understanding of the changes inthe City’s financial position and operations.Certain reclassifications have been made to prior year data to conform to the current year presentation. The reclassifications had no effect on the change in net positionor total net positionas previously reported. Note 2RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A.EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET POSITION The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds andnet position – governmental activitiesas reported in the government-wide statement of net position. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this $(16,708,146) difference are as follows: Bonds payable $ (10,070,000) Claimspayable (188,137) Capital leases payable (5,615,000) Accrued interest payable (215,361) Compensated absences payable (707,535) Other post employment benefits (39,969) Unamortized bond issuance costs 125,101 Unamortized discount on bonds 36,004 Unamortized premium on bonds (33,249) Net adjustment to reduce fund balance -total governmental funds to arrive at net position- governmental activities $ (16,708,146) CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 B.EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, ANDCHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental fundsand changes in net positionof governmental activitiesas reported in the government-wide statement of activities. One element of that reconciliation explains that “governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $10,574,891difference are as follows: Capital outlay $ 14,299,356 Depreciation expense(3,724,465) Net adjustment to increase net changes in fund balances -total governmental funds to arrive at changes in net positionof governmental activities$10,574,891 Another element of that reconciliation states that “revenues on the statement of activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $(816,606) difference are as follows: General property taxes deferred revenue: At December 31, 2011$ (312,295) At December 31, 2012 274,452 Special assessmentsdeferred revenue: AtDecember 31, 2011(3,757,113) At December 31, 20123,049,923 Grant deferred revenue: At December 31, 2011(1,027,564) At December 31, 2012 955,991 Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net positionof governmental activities$ (816,606) CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Another element of that reconciliation states that “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of thelong-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net position. The details of this $(244,882)difference are as follows: Debt issued: Issuance of general obligation bonds $ (1,865,000) Less discounts 15,852 Less issuance costs32,755 Principal repayments: General obligation debt$1,335,000 Capital lease 250,000 Amortization of deferred discounts, premiums, and issuance costs(13,489) Net adjustments to increase net changes in fund balances -total governmental funds to arrive at changes in net positionof governmental activities$(244,882) Anotherelement of that reconciliation states that “some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $111,819 difference are as follows: Compensated absences: At December 31, 2011$ 689,749 At December 31, 2012(707,535) Accrued interest: At December 31, 2011 217,496 At December 31, 2012(215,361) Other post employment benefits At December 31, 2011 38,408 At December 31, 2012 (39,969) Claimspayable at December 31, 2011 At December 31, 2011317,168 At December 31, 2012(188,137) Net adjustment to increase net changes infund balances -total governmental funds toarrive at changes in net positionofgovernmental activities$111,819 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 3 DEPOSITS AND INVESTMENTS DEPOSITS A. The City maintains a cash and investment pool that is available for use by all funds. Each fund type’s portion of this pool is displayed on the statement of net positionandbalance sheets as “Cash and Investments.” Custodial Credit Risk – Custodial credit risk for deposits is the risk that in the event of a bank failure, the City will not be able to recover its deposits.Neither the City nor the Cottage Grove Economic Development Authority, a discretely presented component unit, has a deposit policy forcustodial credit risk –deposits beyond the requirements of state statutes. As of December 31, 2012, all of the deposits were insured or collateralized by securities held by the City or its agent in the City’s name. In accordance with Minnesota Statutes, the City maintains deposits at financial institutions which are authorized by the City Council. Minnesota Statutes require that all deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or corporate surety bonds. Authorized collateral include: U.S. government treasury bills, notes, or bonds; issues of a U.S. government agency; general obligations of a state or local government rated “A” or better; revenue obligations of a state or local government rated “AA” or better; irrevocable standby letter of credit issued by a Federal Home Loan Bank; and time deposits insured by a federal agency. Minnesota statutes require securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or at an account at a trust departments of a commercial bank or other financial institution not owned or controlled by the depository. B. INVESTMENTS Minnesota Statutes and the City’s investment policy authorizethe City to invest in the following: a)Direct obligations or obligations guaranteed by the United States or its agencies,its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b)General Obligations of the State of Minnesota or any of its municipalities as follow: 1)general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2)revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 3)general obligation of the Minnesota Housing Finance Agency rated “A” or better by a national bond rating agency. c) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. d) Commercial paper of the highest quality(A1,P1), and maturing in 270 days or less. e)Repurchase agreements fromnational or state banks that are members of the Federal Reserve Systemwith capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York. f) Certificates of Deposit collateralized by FDIC or FSLIC insurance. Deposits exceeding $250,000 insurance shall be covered by a surety bond or collateralized with U.S. Treasury or agency securities computed at market value which shall be at least 10% more than the amount of each deposit in excess of the insured portions. All collateral shall be assigned to the City from the depository. g) Shares of mutual funds holdings pursuant to M.S. 118A.04. The City participatesin the Minnesota MunicipalMoney Market Fund (4M Fund) whereby, the fair market value of the position in the pool is the same as the value of the pool shares owned. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Interest rate risk - Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The City’s formal investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The policy also states that no more than 25% of total investments should extend beyond five years and in no circumstance should any extend beyond ten years. Total FairInvestment maturities in YearsCredit Risk Investment typeMarket ValueLess than 11–5More than 5RatingAgency U.S. Agencies Federal Home Loan Bank-FHLB$6,025,055$503,355$4,028,695$1,493,005AA/AaaS&P/Moody’s Fannie Mae–FNMA13,033,710-9,519,4003,514,310AA/AaaS&P/Moody’s Freddie Mac-FHLMC3,518,6632,512,3351,006,328-AA/AaaS&P/Moody’s Federal Farm Credit Bank2,009,910-2,009,910-AA/AaaS&P/Moody’s Term Series Investment Pool2,000,0002,000,000--NRN/A Municipal Obligations2,665,630150,2961,723,970791,364AA/AaS&P/Moody’s Negotiable CD’s9,770,9906,865,1072,905,883-NRN/A Total Investments$39,023,958$12,031,093$21,194,186$5,798,679 Money Markets1,268,741 Deposits628,350 Petty Cash and Change11,646 Total Cash and Investments$40,932,695 NR indicates “not rated” N/A indicates “not applicable Custodial Credit Risk – For an investment, custodial credit risk is the risk that, in the event of failure of the depository financial institution, the City will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. The City’sinvestment policy requires that insurance of all balancesbeheld with each investment account. As of December 31, 2012, the investment balances were fully covered by insurance for each brokerage firm. Credit Risk –Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. As indicated previously, Minnesota statute requires Commercial paper to be of the highest quality (A1, P1) and municipal general obligations need an “A” rating or better. Concentration of Credit Risk – The City’s investment policy places no limit on the amount that may be invested in any one issuer. The following is a list of investments by issuer which individually comprise more than 5 percent of the City’s total investments: Credit TypeAmountPercent Federal Home Loan Bank -FHLB$ 6,025,055 15% Fannie Mae -FNMA13,033,710 33% Freddie Mac -FHLMC3,518,663 9% Federal Farm Credit Bank2,009,910 5% 4M Fund Investments2,000,0005% CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 4RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2012 are as follows: SpecialDelinquentCertified AssessmentPropertyto ReceivableTaxesCountyTotal Primary government: Major funds: General Fund $29,273$ 103,700 $-$132,973 Municipal Building Capital Project Fund 12,928 2,600 - 15,528 MSA Construction Capital Project Fund 787,385 - -787,385 Closed Debt Fund 526,8453,100 -529,945 Pavement Management DebtService Fund 1,412,7995,100 -1,417,899 Construction Revolving Capital Project Fund 22,521 - -22,521 Nonmajor funds 132,0072,800 -134,807 Major Business-Type funds: Water Operating fund - -52,905 52,905 Sewer Operating fund - -54,126 54,126 Total primary government 2,923,758117,300107,0313,148,089 Component unit: Economic Development Authority -1,100 - 1,100 Total reporting entity $2,923,758$ 118,400$ 107,031$ 3,149,189 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: UnavailableUnearned Property Special Miscellaneous TaxesAssessmentsMSA fundingFeesTotal Primary government: Major funds: General Fund$225,874$37,779$-$29,500$293,153 Municipal Building Capital Project Fund5,55812,928 --18,486 MSA Construction Capital Project Fund -799,769955,991 -1,755,760 Closed Debt Fund10,724566,566 - -577,290 Pavement Management Debt Service Fund6,9211,439,392 - -1,446,313 Construction Revolving Capital Project Fund -26,703 - -26,703 Nonmajor funds25,375166,786 --192,161 Total primary government274,4523,049,923955,991 29,5004,309,866 Component unit Economic Development Authority2,310- - -2,310 Total reporting entity$276,762$3,049,923$955,991$29,500$4,312,176 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 5CAPITAL ASSETS Capital asset activity for the year ended December 31, 2012 was as follows: Beginning Ending BalanceIncreasesDecreasesBalance Primary Government Governmental activities: Capital assets, not being depreciated: Land$ 16,478,173 $ 51,321 $-$ 16,529,494 Permanent easements 493,239 640,251 - 1,133,490 Construction in progress 8,886,732 13,523,854(20,935,069) 1,475,517 Total capital assets, not being depreciated 25,858,144 14,215,426(20,935,069)19,138,501 Capital assets, being depreciated: Buildings and improvements 19,572,164 13,932,247 -33,504,411 Equipment and furniture 1,318,691 252,577 (167,558) 1,403,710 Machinery and equipment 8,288,813 859,017 (176,643) 8,971,187 Other improvements 3,808,082 807,054 (3,085) 4,612,051 Infrastructure: Streets 76,368,752 4,228,534 -80,597,286 Storm sewers 24,478,447 76,074 -24,554,521 Sidewalks/trails 4,309,019 1,309,881 - 5,618,900 Total capital assets being Depreciated138,143,968 21,465,384 (347,286)159,262,066 Less accumulated depreciation for: Buildings and improvements 10,408,082 719,733 -11,127,815 Equipment and furniture 923,629 150,234 (167,558) 906,305 Machinery and equipment 4,724,094 578,599 (176,643) 5,126,050 Other improvements 2,403,619 146,289 - 2,549,908 Infrastructure: Streets 14,825,720 1,569,597 -16,395,317 Storm sewers 4,976,928 506,863 - 5,483,791 Sidewalks/trails 624,257 92,004 - 716,261 Total accumulated depreciation 38,886,329 3,763,319 (344,201)42,305,447 Total capital assets, being depreciated, net 99,257,639 17,702,065 (3,085)116,956,619 Governmental activities capital assets, net$ 125,115,783 $ 31,917,491$ (20,938,154)$ 136,095,120 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 BeginningEnding Primary GovernmentBalanceIncreasesDecreasesBalance Business-type activities: Capital assets, not being depreciated: Land$ 1,712,290 $-$-$ 1,712,290 Construction in progress480,599 -(480,599) - Total capital assets, not being depreciated2,192,889 -(480,599)1,712,290 Capital assets, being depreciated: Land improvements39,803 --39,803 Buildings and improvements4,101,713 --4,101,713 Machinery and equipment2,944,622 459,115 (299,854)3,103,883 Other improvements8,039,497 69,034 -8,108,531 Water and sewer lines58,518,311 821,548 -59,339,859 Total capital assets, being depreciated73,643,946 1,349,697 (299,854)74,693,789 Less accumulated depreciation for: Land improvements 6,766 796 - 7,562 Buildings and structures1,927,495 115,399 -2,042,894 Machinery and equipment2,129,401 223,315 (299,854)2,052,862 Other improvements3,558,065 241,337 -3,799,402 Water and sewer lines13,094,880 1,003,754 -14,098,634 Total accumulated depreciation20,716,607 1,584,601 (299,854)22,001,354 Total capital assets being depreciated -net52,927,339 (234,904)-52,692,435 Business-type activities capital assets -net$ 55,120,228 $ (234,904)$ (480,599)$ 54,404,725 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government$135,011 Public safety 518,589 Public works2,437,361 Culture and recreation 672,358 Total depreciation expense governmental activities$ 3,763,319 Business-type activities: Golf course$172,540 Street lights 127,183 Cottage Grove EMS 66,030 Water operating 759,723 Sewer operating 422,085 Total depreciation expense before transfer1,547,561 Plus: Accumulated depreciation on transferred assets37,040 Total depreciation expense -business-type activities$ 1,584,601 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 NOTE 6LONG-TERM DEBT A.GENERAL OBLIGATION DEBT The City issues general obligation bonds to provide funds for the acquisition and construction of major capital improvements. The City issues special assessment bonds to finance various improvementsand will be repaid primarily from special assessments levied on the properties benefiting from the improvements. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. As of December 31, 2012, the governmental long-term debt of the financial reporting entity consisted of the following: Final InterestIssueMaturity OriginalPayable RateDateDateIssue12/31/2012 Primary government: GOVERNMENTAL ACTIVITIES General Obligation Tax Increment Bonds: GO Tax Increment Bonds of 2004A 3.0-4.65%7/1/20042/1/2024$ 1,405,000 $ 1,145,000 GO Tax Increment Bonds of 2004B 4.5-5.75%7/1/20042/1/20211,775,000 1,590,000 Total General Obligation Tax Increment Bonds 3,180,000 2,735,000 Special Assessment Bonds with Government Commitment: GO Improvement Bonds of 2008A 3.5-3.6%6/11/20082/1/20193,370,000 2,160,000 GO Improvement Bonds of 2009A 2.5-4.3%4/16/20092/1/20243,650,000 2,840,000 GO Improvement Refunding Bonds of 2009C 2.0-3.0%4/16/200912/1/2015625,000 470,000 GO Improvement Bondsof 2012A .30-2.2%3/13/20122/1/20271,865,000 1,865,000 Total Special Assessment Bonds 9,510,000 7,335,000 Bond premium/discount (net) -(2,755) Total Governmental Activities Bonds 12,690,000 10,067,245 Capital lease payable -EDA component unit 6,500,000 5,615,000 Other postemployment benefits -41,281 Compensated absences payable -752,309 Total City indebtedness -governmental activities 19,190,000 16,475,835 BUSINESS TYPE ACTIVITIES Revenue bonds: GO Water/Sewer Revenue Bonds of 1997A 4.3-5.1%5/21/19972/1/20131,475,000 130,000 GO Water Revenue Refunding Bonds of 2009B 2.5-4%4/16/20092/1/20201,205,000 910,000 Bond premium/discount (net) -(3,416) Total Revenue Bonds2,680,000 1,036,584 Loan payable -EDA component unit 2.00%12/31/200412/31/2020500,000 500,000 Loan payable -EDA component unit 2.00%12/31/200712/31/2022400,000 400,000 Capital lease payable 176,039142,696 Other postemployment benefits -9,893 Compensated absences payable -103,266 Total City indebtedness -business type activities 3,756,039 2,192,439 Total City indebtedness -primary government$ 22,946,039$ 18,668,274 Component Unit: EDA: Lease-Purchase Revenue Bonds of 2008B 4.0-4.90%6/11/20084/1/2028 $6,500,000 $ 5,615,000 Bond premium/discount (net) -(76,440) Other postemployment benefits -411 Compensated absences payable -15,571 Total indebtedness -component unit $ 6,500,000 $ 5,554,542 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Annual debt service requirements to maturity for general obligation bonds are as follows: Tax Increment BondsSpecial Assessment Bonds Year EndingGovernmental ActivitiesGovernmental Activities December 31PrincipalInterestPrincipalInterest 2013 $ 135,000 $ 136,287 $ 815,000 $ 217,723 2014 150,000 129,182 965,000 185,263 2015 170,000 121,114 795,000 160,787 2016 190,000 111,847 600,000 137,912 2017 210,000 101,310 615,000 120,071 2018 235,000 89,358 630,000 101,235 2019 260,000 75,805 650,000 80,844 2020 285,000 60,727 370,000 64,527 2021 280,000 45,221 375,000 52,943 2022 255,000 31,872 380,000 40,805 2023 275,000 19,810 390,000 28,005 2024 290,000 6,743 395,000 14,553 2025 - - 140,000 6,200 2026 - - 145,000 3,135 2027 - - 70,000 770 Total $ 2,735,000 $ 929,276 $ 7,335,000 $ 1,214,773 Revenue BondsRevenue Bonds Year EndingBusiness-Type ActivitiesComponent Unit December 31PrincipalInterestPrincipalInterest 2013 $ 230,000 $ 33,690 $ 260,000 $ 244,892 2014 105,000 27,300 270,000 234,292 2015 105,000 24,150 280,000 223,292 2016 110,000 20,650 290,000 211,892 2017 115,000 16,712 300,000 199,942 2018 120,000 12,450 310,000 187,360 2019 125,000 7,700 320,000 174,288 2020 130,000 2,600 335,000 160,697 2021 - - 350,000 145,871 2022 - - 365,000 129,601 2023 - - 380,000 112,370 2024 - - 395,000 94,252 2025 - - 410,000 75,233 2026 - - 430,000 55,176 2027 - - 450,000 33,943 2028 - - 470,000 11,515 Total $ 1,040,000 $ 145,252 $ 5,615,000 $ 2,294,616 It is not practicable to determine the specific year for payment of long-term accrued compensated absences. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 B.LOANS PAYABLE The City (primary government) has also entered into a loan agreement with the EDA (component unit) for financing operations for the Golf Course. The original amount of the loan issued in 2004 was $500,000 at 5.5% interest. An additional loan was issued in 2007 for $400,000 at 6.0% interest. The EDA elected to reduce the interest rate on both loans to 2% retroactive to the dates of the initial loans. This adjustment was made effective with 2010 operations. Annual debt service requirements to maturity for loans payable are as follows: PrimaryGovernment Business-type Activities Loan Payable Year EndingEDA Component Unit December 31PrincipalInterest 2014$50,000 $ 18,000 2015 50,000 17,000 2016 50,000 16,000 2017 50,000 15,000 2018 50,000 14,000 2019 75,000 13,000 2020 150,000 11,500 2021 175,000 8,500 2022 185,000 5,000 2023 65,000 1,300 Total$ 900,000 $119,300 71 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 C.CHANGES IN LONG-TERM LIABLITIES Long-term liability activity for the year ended December 31, 2012, was as follows: BeginningEndingDue Within BalanceAdditionsReductionsBalanceOne Year Primary Government: Governmental activities: Bonds payable: General obligation bonds$ 2,790,000 $ -$ (55,000)$ 2,735,000 $ 135,000 Special assessment bonds6,750,0001,865,000(1,280,000)7,335,000815,000 Bond premium/discount (net) 13,867(15,852)(770)(2,755)- Total bonds payable9,553,8671,849,148(1,335,770)10,067,245950,000 Capital lease payable-EDA component unit 5,865,000 -(250,000)5,615,000 260,000 Other postemployment benefits 39,6361,645 -41,281- Compensated absences payable 725,863623,535(597,089)752,309525,485 Total government activities16,184,3662,474,328(2,182,859)16,475,8351,735,485 Business-type activities: Bonds payable: Revenue bonds 1,460,000 -(420,000)1,040,000 230,000 Bond premium/discount (net) (3,933) - 517 (3,416)- Total bonds payable 1,456,067 -(419,483)1,036,584230,000 Loans payable 900,000 - -900,000 - Capital lease payable -176,039 (33,343)142,69633,953 Other postemployment benefits 9,441452 -9,893- Compensated absences payable 101,926 88,776(87,436)103,26679,647 Total business-type activities 2,467,434 265,267(540,262)2,192,439343,600 Total primary government$ 18,651,800$ 2,739,595$(2,723,121)$18,668,274$ 2,079,085 Component Unit: Bonds payable: Revenue bonds$ 5,865,000$ -$ (250,000)$ 5,615,000 $ 260,000 Bond premium/discount (net) (81,120) -4,680 (76,440)- Total bonds payable 5,783,880 -(245,320)5,538,560260,000 Other postemployment benefits73338-411- Compensated absences payable 5,41313,208(3,050)15,5719,873 Total component unit$ 5,789,366$ 13,546$ (248,370)$ 5,554,542$ 269,873 For the governmental activities, capital leases, other postemployment benefitsand compensated absences are generally liquidated by the general fund. All long-term bonded indebtedness outstanding at December 31, 2012 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Delinquent assessments receivable at December 31, 2012totaled $51,506. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 D.CAPITAL LEASES In 2008, the City entered into a lease-purchase agreement with the EDA (a component unit) to finance the expansion of the ice arena. Per the agreement, the EDA issued $6,500,000 of revenue bonds and the proceeds wereused by the City to finance the expansion. The lease qualifies as a capital lease for accounting purposes, and therefore, the construction costs have been capitalized in the primary government. In 2012, the City entered into a lease agreement for the purchase of 75 golf carts for the Golf Course Enterprise Fund. This lease agreement qualifies as a capital lease for accounting purposes, and therefore, has been recorded at the present value of the future minimum lease payments as of the inception date. The assets acquired through capital leases areas follows: Governmental Golf Course Asset:ActivitiesEnterprise Fund Building and improvements$ 6,943,038$ 176,039 Less: accumulated depreciation(1,028,093)(12,574) $5,914,945$ 163,465 The following is a schedule of future minimum lease paymentsunder the capital lease: Governmental Golf Course ActivitiesEnterprise Fund Ice Arena YearMachinery Expansion 2013$504,892 $38,201 2014504,29238,201 2015503,29238,201 2016501,89238,201 2017499,942- 2017-20212,477,817- 2022-20262,435,974- 2027-2028481,515- Total minimum lease payments7,909,616 152,804 Less amount representing interest2,294,616 10,108 Present value of minimum lease payments$ 5,615,000 $142,696 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The limitation was 3% of market value in 2011 and 2012.The City of Cottage Grove's legal debt margin for 2012 and 2011 is computed as follows: December 31, 2012December 31, 2011 Market Value (after fiscal disparities)$ 2,464,372,900$2,695,641,900 Debt Limit73,931,18780,869,257 Amount of debt applicable to debt limit: Total bonded debt$16,725,000$16,865,000 Less: Special assessment bonds(7,335,000)(6,750,000) Proprietary bonds (1,040,000)(1,460,000) Tax increment bonds (2,735,000)(2,790,000) Total debt applicable to debt limit$5,615,000$5,865,000 Legal debt margin$ 68,316,187$ 75,004,257 Note 8 PENSION PLANS A.PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED BENEFIT Plan Description All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF) which are cost-sharing, multiple- employer retirement plans. These plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by state statute, and vest after three years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2 percent of average salary for each of the first 10 years of service and 2.7 percent for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first 10 years and 1.7 percent for each remaining year. Under Method 2, the annuity accrual rate is 2.7 percent of average salary for Basic Plan members and 1.7 percent for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0 percent for each year of service. For all GERF members and PEPFF members hired prior to July 1, 1989, whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equals 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. Areduced retirement annuity is available to eligible members seeking early retirement. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree- no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service, in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issuesa publicly available financial report that includes financial statements and requiredsupplementary information for GERF and PEPFF. That report may be obtained on the Internet at www.mnpera.org,by writing to PERA, at60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651)296-7460 or 1-800-652-9026. Funding Policy Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic Plan members and Coordinated Plan members were required to contribute 9.1% and 6.25%, respectively, of their annualcovered salary in 2012. PEPFF members wererequired to contribute 9.6% of their annual covered salary in 2012. The City of Cottage Grove is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Planmembers, 7.25%for Coordinated Plan members, and 14.4% for PEPFF members. The City’s contributions to the Public Employees Retirement Fund for the years ending December 31, 2012, 2011 and 2010were$335,345, $328,842, and$323,174, respectively. The City’s contributionsto the Public Employees Police & Fire Fund for the years ending December 31, 2012, 2011 and 2010were $518,441,$496,804, and$474,280respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statute. B.PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED CONTRIBUTION Plan Description Five council members of the City of Cottage Grove are covered by the defined contribution pension plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5 percent of salary which is matched by the elected official's employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2 percent of employer contributions and twenty-five hundredths of one percent of the assets in each member's account annually. Total contributions made by the City during fiscal year 2012 were: AmountPercentage of Covered PayrollRequired EmployeesEmployerEmployeesEmployerRates PEDCP$1,139$1,1395.00%5.00%5.00% CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 C. COTTAGE GROVE FIRE RELIEF ASSOCIATION Plan Description The Volunteer Firefighters of the City of Cottage Grove are members of the Cottage Grove Volunteer Fire Relief Association.The Cottage Grove Volunteer Fire Relief Association is the administrator of a single employer defined benefit pension plan established to provide benefits for members of the Cottage Grove Fire Department. The plan is established and administered in accordance with Minnesota Statute, Chapter 69. The Relief Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established in accordance with State Statute,and vest after ten years of credited service. The defined retirement benefits are based on a member’s years of service. Benefit provisions can be amended by the Relief Association within the parameters provided by State Statutes. The Relief Associationissues a publicly available financial report that includesfinancial statements and required supplementary information. The report may be obtained by writing to Cottage Grove Volunteer Fire Relief th Street South, Cottage Grove, MN 55016. Association, 8641 80 Funding Policy Minnesota StatutesChapter 69.772 sets the minimum contribution requirement for the City of Cottage Grove and State Aid on an annual basis. These statutes are established and amended by the state legislature. The Association is comprised of volunteers; therefore, members have no contribution requirements. The City’s annual pension cost for the current year and related information for the plan is as follows: Annual pension cost$123,523 Contributions made: City$4,388 State aid$123,523 Actuarial valuation date12/31/2012 Actuarial cost methodEntry age normal Amortization methodLevel dollar Closed Remaining amortization period: Normal cost20 years Prior service cost10 years Asset valuation methodMarket Actuarial assumptions: Investment rate of return5% Projected salary increasesN/A Inflation rateN/A Cost of living adjustmentsNone Three-Year Trend Information Percentage of APC Net Pension Year EndingAnnual Pension CostcontributedObligation 12/31/2012$123,523100%$- 12/31/2011120,470100%- 12/31/2010119,098100%- CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Schedule of Funding Progress Actuarial Actuarial Actuarial (Unfunded) / Valuation Value of Accrued Assets in Excess Funding DateAssetsLiability (AAL)of AAL (UAAL)Ratio 12/31/2012$1,944,4331,678,259266,174115.86% 12/31/20111,780,2521,541,750238,502115.47% 12/31/20101,810,1821,570,994239,188115.23% The amount received from the State of Minnesota in Fire Relief Aid, $123,523, and then contributed to the Cottage Grove Fire Relief Association is included as a revenue and expenditure, respectively, in the General Fund. Note 9INTERFUND LOANS AND TRANSFERS The City uses interfund loans when possible to finance construction activities in order to avoid costs associated with issuing bonds. These loans are for this purpose.The interfund loan receivable and payable balances at December 31, 2012 were: FundReceivablePayable Major Governmental Funds: Municipal Building Capital Project Fund$ -$ 9,900,000 Closed Debt Fund2,000,000- Nonmajor Governmental Funds3,155,000455,000 Major Business-Type Funds: Water Operating Enterprise Fund3,200,000- Sewer Operating Enterprise Fund3,200,000- Golf Course Enterprise Fund-1,200,000 Total$ 11,555,000$ 11,555,000 Interfund receivable and payable balances are used for temporary cash deficits. Interfund receivable and payable balances at December 31, 2012 are as follows: FundReceivablePayable Major Governmental Funds: Pavement Management Debt Service Fund$122,137$ - Pavement Management Capital Project Fund - 122,137 Nonmajor Governmental Funds461,804 461,804 Total$583,941$583,941 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Interfund transfers: Transfer out Major Business Type Fund MSA Construction Cottage Construction Closed Revolving Nonmajor Street Grove Sewer Internal General Capital Debt Capital Govern. Light EMS Operating Service FundProject FundFundProject FundFundsFundFundFundFundTotal Transfer in: General Fund$-$-$-$-$-$-$ 4,800$-$-$4,800 Muncipal Building Capital Project Fund45,064---830,000----875,064 MSA Construction Capital Project Fund-----284,479---284,479 Closed Debt Fund105,149--------105,149 Pavement Management Debt Service Fund--40,810------40,810 Pavement Management Capital Project Fund30,042---81,586----111,628 Construction Revolving Capital Project Fund----91,569----91,569 Nonmajor Govern. Funds501,80687,000-49,40419,440----657,650 Water Operating Fund----- 9,000 - 29,200 31,000 69,200 Total transfers$682,061$87,000$40,810$49,404$1,022,595$293,479$4,800 $29,200 $31,000 $2,240,349 Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. All transfers in 2012 were considered to be routine in nature.Additionally, administrative fees paid by the Golf Course, Street Light, Cottage Grove EMS, Water Operating, and Sewer Operating Funds to the General Fund have been reclassified as transfers on the government-wide statement of activities as follows: Transfers In: General Fund Transfers out: Golf Course Fund$50,700 Street Light Fund43,800 Cottage Grove EMS Fund54,100 Water Operating Fund156,560 Sewer Operating Fund175,040 Total$ 480,200 78 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 10TAX INCREMENT DISTRICTS The City of Cottage Grove is the administering authority for the following Tax Increment Financing Districts: Up North Cottages of Gateway Industrial Industrial Plastics Cottage Grove North District Park Park #1-3#1-8#1-12#1-13#1-14 Econ. Econ. Type of DistrictRedevelopHousingRedevelopDevelop.Develop. Chapter472A469.174469.174469.174469.174 Established19851991200120052007 District Duration25 years25 years25 years9 years9 years $ Current tax capacity$ 170,584 $ 34,360 $ 807,796$ 177,378131,250 Original tax capacity (62,250) (1,268) (239,127) (23,065)(5,226) Captured tax capacity108,334 33,092 568,669 154,313 126,024 Fiscal disparity deduction---(54,530)(45,485) Totaltax capacity retained by City$ 108,334 $ 33,092 $ 568,669$ 99,784$ 80,539 Debt issued$ 510,000 $ -$3,000,000 $ -$- Amount redeemed (510,000) -(265,000) - - Debt outstanding$-$ -$2,735,000 $ -$- Note11DEFICIT FUND BALANCES/NET POSITION The City has deficit fund balances/net positionat December 31, 2012 as follows: FundAmountThe deficit fund balances will be resolved through Major Governmental Funds: Municipal Building Capital Project Fund$8,867,096Future tax levies Pavement Management Capital Project Fund193,007Future bonding Nonmajor Governmental Funds: Sewer Connection and Area Fund461,804Future special assessments and developer charges Note 12CONTINGENCIES A.RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions and natural disasters for which the City carries commercial insurance policies. The City retains risk for the deductible portions of the insurance policies. The amount of these deductibles is considered immaterial to the financial statements. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. Workers compensation coverage is provided through a pooled self-insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The LMCIT reinsures through Worker’s Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is subject to a $10,000medical expense deductible. The City’s premiums are determined after loss experience is known. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. 79 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Property and casualty insurance coverage is provided through a pooled self-insurance program through LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The City established a Self Insurance Fund in 1986 to account for and finance its uninsured risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Under this program, the Self Insurance Fund provides coverage for losses up to $50,000 for each claim (annual aggregate is $100,000). The City purchases commercial insurance for claims in excess of coverage provided by the Fund and for any risk of loss not covered. Settled claims have not exceeded the commercial coverage in any of the past three fiscal years. This fund is presented as an internal service fund type. All funds of the City participate in the program and make payments to the Self Insurance Fund based on historical cost information. The claims liability of $59,122reported in the Fund at December 31, 2012is based on the requirements of Governmental Accounting Standards Board Statement Number 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the fund's claims liability amounts were as follows: BeginningClaims andEnd of YearChanges inClaimof Year Year LiabilityEstimatesPaymentsLiability 2012$ 51,095 $ 172,454$(164,427)$ 59,122 2011 47,349 136,703 (132,957) 51,095 2010 67,176 25,751 (45,578) 47,349 B.LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C.FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on anyof the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2012. D.TAX INCREMENTS The City’s tax increment districts are subject to review by the State of Minnesota Office ofthe State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has recorded claims payable in the government wide statements for anamountcurrently under review. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 13DEFERRED AD VALOREM TAX LEVIES -BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notifiedand instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2012 and 2011.Future scheduled tax levies for all bonds outstanding at December 31, 2012 totaled $3,544,612. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 14FUND BALANCES At December 31, 2012 the City hadvarious fund balances through legal restriction andCity Council authorization. Fund balance appropriations at December 31, 2012 are shown on the various balance sheets as segregations of the fund balance. The fund balanceclassifications for governmental fundsare as follows: NonspendableRestrictedCommittedAssignedUnassignedTotal General Fund:$-$-$-$-$7,449,565$7,449,565 Prepaid items5,764----5,764 Compensated absences---752,309-752,309 Park shelter/playground equipment---217,091-217,091 MVHC aid set aside---648,053-648,053 Emerald ash borer program---40,200-40,200 Public safety equipment---3,500-3,500 School bus safety---4,050-4,050 Gateway pond landscaping---30,000-30,000 Total General Fund5,764--1,695,2037,449,5659,150,532 Municipal Building Capital Project Fund: Municipal building activities----(8,867,096)(8,867,096) MSA Construction Capital Project Fund: Assets for resale267,498----267,498 MSA construction activities---771,859-771,859 Closed Debt Fund: Long-term interfund receivable2,000,000----2,000,000 Debt retirement---1,445,525-1,445,525 Pavement Management Debt Service Fund: Debt retirement-930,911---930,911 Pavement Management Capital Project Fund----(193,007)(193,007) Construction Revolving Capital Project Fund: Construction activities---36,720-36,720 Total Other Major Funds2,267,498930,911-2,254,104(9,060,103)(3,607,590) Nonmajor Governmental Funds: Prepaid items938----938 Long-term interfund receivable3,155,000----3,155,000 Forfeiture and seizure-17,692---17,692 Charitable gambling-6,624---6,624 Debt retirement-486,697---486,697 Tax increment purposes-1,481,782---1,481,782 Park trust activities-73,514---73,514 Ice arena-305,741--305,741 Storm water activities--186,772--186,772 Recycling program--67,808--67,808 Equipment replacement---2,289,352-2,289,352 Street sealcoating---371,062-371,062 Economic development---2,520,131-2,520,131 Future pavement management---1,431,412-1,431,412 Tree mitigation---198,614-198,614 Future roads and trails---189,221-189,221 Capital improvements---5,563,767-5,563,767 Deficit Fund Balance----(461,804)(461,804) Total Nonmajor Funds3,155,9382,066,309560,32112,563,559(461,804)17,884,323 Total Fund Balances Governmental Funds$5,429,200$2,997,220$ 560,321$ 16,512,866$(2,072,342)$23,427,265 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 15OTHER POSTEMPLOYMENTBENEFIT PLAN At December 31, 2008, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions. The City engaged an actuary to determine the City’s liability for postemployment healthcare benefits other than pensions. A. PLAN DESCRIPTION The City provides benefits for retirees as required by Minnesota Statute §471.61 subdivision 2b. Active employees, who retire from the City when over age 50 and with 20 years of service, may continue coverage with respect to both themselves and their eligible dependent(s) under the City’s health benefits program until age 65. Pursuant to the provisions of the plan, retirees are required to pay the total premium cost. As of December 31, 2012 there were approximately 108 active participants and no retiredparticipantsreceiving benefits from the City’s health plans. The Plan does not issue a separate report. B. FUNDING POLICY The City funds its OPEB obligation on a pay as you go basis. For fiscal year 2012, the City contributed $8,858to the plan. C. ANNUAL OPEB COST AND NET OPEB OBLIGATION The City’s annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any un-funded actuarial liabilities over a period not to exceed thirty years. The following table shows the components of the City’s annual OPEB costs for the year, the amount actually paid from the plan, and changes inthe City’s net OPEB obligation: Annual required Contribution$ 12,290 Interest on Net OPEB Obligation 1,474 Adjustment to Annual RequiredContribution (2,471) Annual OPEB Cost (Expense) 11,293 Contributions Made (8,858) Increase in Net OPEB Obligation 2,435 Net OPEB Obligation-Beginning of Year 49,150 Net OPEB Obligation-End of Year$ 51,585 The City’s annual OPEB cost, the percentage of the annual OPEB cost contributed to the plan, and the net OPEB obligation for 2012: Percentage FiscalAnnualof AnnualNet YearOPEBOPEB CostOPEB EndedCostContributedObligation 12/31/2012$ 11,293 78.4%$ 51,585 12/31/2011 11,391 57.5% 49,150 12/31/2010 19,796 33.9% 44,308 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 D. FUNDED STATUS AND FUNDED PROGRESS As of January 1, 2011, the most recent actuarial valuation date, the City’s unfunded actuarial accrued liability (UAAL) was $108,298.The annual payroll for active employees covered by the plan in the actuarial valuation was $8,887,000for a ratio of UAAL to covered payroll of 1.2%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and healthcare cost trends. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E. ACTUARIAL METHODS AND ASSUMPTIONS Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the January 1, 2011actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included a 3% investment rate of return (net of administrative expenses), which is a blended rate of the expected long-term investment returns on plan assets and on the employer’s own investments calculated based on the funded level of the plan at the valuation date. The inflation assumption was 3%. The initial healthcare trend rate was 8%, reduced by decrements to an ultimate rate of 4% after fiveyears. The UAAL is being amortized as a level percentage of projected payrolls on an open basis. The remaining amortization period at December 31, 2012 was 25 years. Note 16OPERATING LEASES The City leases land for the golf course under an operating lease. The lease expiredon April 30, 2010 with the option to extend the term for three additional terms of five years each.The lease was extended for an additional five years.The lease calls for monthly lease payments of $1,247 for the first five years and from that point payments will be based on fair market value per acre. This lease was amended during 1996 to require that the monthly lease payments remain at $1,247 for lease years 6 through 10 (1995 to 2000). The lease was amended again in 1999 to require that the monthly lease payments equal $1 per month for the remaining term of the lease agreement. In 2012, $12 was paid under this lease arrangement. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 The City leases sixcopiers under an operating leaseand the EDA component unit leases one copier. Total 2012 paymentsfor these leases were $11,927for the primary government and $485 for component unit.Future minimum annual lease payments at December 31, 2012 are as follows: Primary GovernmentComponent Unit Golf Year EndedCourse December 31LandCopiersCopier 2013$12$13,314$2,910 20141213,3142,425 20151213,314- 2016-11,422- TheCity entered into two operating leases during 2007 for the leasing of ice time for the Ice Arena with Independent School District 833 and the Cottage Grove Athletic Association. The lease payments began in 2008 when the new ice arena expansion project opened. The future minimum annual lease payments that the City will receive are as follows: IndependentCottage Grove Year EndedSchool DistrictAthletic December 31833Association 2013$ 104,250$ 400,000 2014104,250 400,000 2015104,250 400,000 2016104,250 400,000 2017104,250 400,000 2018-2022521,250 2,000,000 2023-2027521,250 2,000,000 2028-2029208,500719,000 Note 17COMMITTED CONTRACTS At December 31, 2012,the City had commitments of $378,120for uncompleted construction contracts. CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2012 Note 18 CONDUIT DEBT OBLIGATIONS The City has issued Industrial Revenue Bonds to provide financial assistance to private sector entities for the acquisition and construction of industrial and commercial facilities which are deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issue. The City is not obligated in any manner for the repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2012, a series of Industrial Revenue Bonds were outstanding. Original Issue BondIssue DateAmount12/31/12Balance*Maturity Date Industrial Revenue Bonds-Allina Health Systems08/05/1998$4,100,000Not available08/05/2018 Industrial Revenue Bonds-Advance Corporation04/30/20013,500,0002,345,00004/01/2021 Commercial Development Revenue Note-HSI12/22/2004935,000646,26312/01/2024 Commercial Development Revenue Note-ESR, Inc.11/22/2005 76,50044,18711/22/2025 Commercial Development Revenue Note-ESR, Inc.05/19/2005853,000 645,63912/19/2025 Subordinate Senior Housing Revenue Bonds-PHS12/01/200621,105,00020,898,86812/01/2046 Subordinate Senior Housing Revenue Bonds-PHS12/01/20068,075,0007,996,13212/01/2046 Variable Rate Revenue Bonds-Allina Health System11/01/20096,100,0006,100,00011/15/2022 $44,744,500$38,676,089 *Per original conduit debt bond schedule Note 19 PROPERTIES HELD FOR RESALE The City purchased land in 2010 to be resold to a future industrial occupant in the City’s industrial park. The occupant is not known at this time. The EDA component unit purchasedland in 2011 to be resold for possible future development. The occupant is not known at this time. REQUIRED SUPPLEMENTARY INFORMATION CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 1 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenue: General property taxes: Current and delinquent$ 10,967,100$10,967,100$11,153,957$ 186,857$ 10,332,994 Special Assessments 19,500 28,500 28,664 164 14,984 Licenses and permits: General government 103,650 103,650 90,095 (13,555) 99,771 Community development 531,000 531,000 714,667 183,667 460,725 Public safety 34,800 34,800 25,275 (9,525) 31,216 Public works - - 1,650 1,650 1,560 Total licenses and permits 669,450 669,450 831,687 162,237 593,272 Intergovernmental: Federal: Firefighter assistance grant - public safety - - - - 29,520 Disaster assistance - public safety - - - - 15,447 Safe and sober - public safety 20,000 20,000 25,039 5,039 22,824 Ballistic vest grant - public safety - - 5,340 5,340 1,289 State: Disaster assistance - public safety - - 515 515 4,634 Market value homestead credit - - 3,452 3,452 4,698 MSA maintenance - public works 42,000 42,000 43,905 1,905 43,905 PERA aid 21,450 21,450 21,448 (2) 21,448 Fire relief aid - public safety 120,000 120,000 123,523 3,523 121,470 Police relief aid - public safety 240,000 240,000 252,429 12,429 254,444 Forest protection grant - parks and recreation - - - - 6,206 Other - general government - - 4,842 4,842 - Other - public safety 27,000 16,000 16,133 133 20,943 Local: SRO program - public safety 75,000 75,000 75,000 - 75,000 Narcotics officer program - public safety 3,500 3,500 5,448 1,948 4,079 Other - public safety 15,000 15,000 22,394 7,394 7,304 Other - public works - 17,700 20,391 2,691 2,867 Other - culture and recreation 19,800 19,800 13,772 (6,028) 32,131 Total intergovernmental 583,750 590,450 633,631 43,181 668,209 Charges for services: Administration charges - general government: Enterprise funds510,500 510,500 510,500 - 495,600 Investment charge - general government 13,800 13,800 8,315 (5,485) 20,158 Other - general government 60,300 300 916 616 41,392 Other - community development 36,500 36,500 22,905 (13,595) 66,199 Other - public safety 56,300 56,300 115,154 58,854 76,196 Other - public works 46,000 46,000 46,285 285 44,414 Other - culture and recreation 178,350 159,800 126,084 (33,716) 135,252 Total charges for services 901,750 823,200 830,159 6,959 879,211 CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 2 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Fines and forfeits - public safety$ 201,000$ 201,000$ 164,532$ (36,468)$ 193,676 Investment earnings 60,000 60,000 41,040 (18,960) 84,706 Donations: Donations - general government - - 2,500 2,500 3,027 Donations - public safety 1,000 1,000 4,610 3,610 7,313 Donations - culture and recreation 7,000 7,000 4,350 (2,650) 4,925 Total donations 8,000 8,000 11,460 3,460 15,265 Miscellaneous: Other - general government 1,250 1,250 5,793 4,543 36,465 Other - public safety 12,000 12,000 10,697 (1,303) 10,796 Other - public works 10,000 10,000 12,791 2,791 - Other - culture and recreation 400 400 5,990 5,590 9,013 Total miscellaneous 23,650 23,650 35,271 11,621 56,274 Total revenues 13,434,20013,371,35013,730,401 359,051 12,838,591 Expenditures: Current: General government: Mayor and city council: Personal services 40,050 40,050 38,942 1,108 38,942 Commodities 1,750 1,750 656 1,094 997 Contractual services 150,250 90,250 122,461 (32,211) 140,844 Total mayor and city council 192,050 132,050 162,059 (30,009) 180,783 Administrative: Personal services 205,100 205,100 235,824 (30,724) 234,373 Commodities 800 800 989 (189) 1,319 Contractual services 9,720 9,720 12,637 (2,917) 860 Total administrative 215,620 215,620 249,450 (33,830) 236,552 Finance: Personal services 420,300 420,300 432,600 (12,300) 406,894 Commodities 2,500 2,500 1,333 1,167 1,402 Contractual services 35,985 35,985 35,719 266 21,567 Total finance 458,785 458,785 469,652 (10,867) 429,863 Management information systems: Personal services - - - - 91,027 Commodities - - - - 43,431 Contractual services - - - - 57,135 Capital outlay - - - - 13,922 Total management information systems - - - - 205,515 CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 3 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) General government: (continued) Personnel: Personal services$ 103,300$ 103,300$ 89,707$ 13,593$ 78,722 Commodities 200 200 66 134 159 Contractual services 8,530 8,530 6,486 2,044 12,251 Total personnel 112,030 112,030 96,259 15,771 91,132 Assessing service: Contractual services 150,900 150,900 145,032 5,868 141,860 City clerk/elections: Personal services 174,000 174,000 196,136 (22,136) 134,659 Commodities 1,800 1,800 1,634 166 1,777 Contractual services 16,675 16,675 15,041 1,634 9,625 Total City clerk/elections 192,475 192,475 212,811 (20,336) 146,061 Legal: Contractual services 177,700 177,700 180,222 (2,522) 181,485 Community and employee programs: Personal services 4,000 4,000 4,000 - 3,675 467 - Commodities 500 500 33 Contractual services 47,700 47,700 42,581 5,119 56,937 Total community and employee programs 52,200 52,200 46,614 5,586 60,612 Government buildings: Personal services 6,700 6,700 9,037 (2,337) 8,481 Commodities 12,300 12,300 11,649 651 9,631 Contractual services 211,450 211,450 171,743 39,707 182,868 Total government buildings 230,450 230,450 192,429 38,021 200,980 Historic preservation: Personal services 10,000 10,000 5,019 4,981 4,421 Commodities - - 41 (41) 298 Contractual services 3,500 3,500 - 3,500 225 Total historic preservation 13,500 13,500 5,060 8,440 4,944 Planning and zoning: Personal services 369,250 369,250 271,170 98,080 378,196 Commodities 1,700 1,700 1,298 402 1,694 Contractual services 43,880 43,880 44,289 (409) 57,914 Total planning and zoning 414,830 414,830 316,757 98,073 437,804 Building inspections: Personal services 386,900 386,900 397,005 (10,105) 392,613 Commodities 8,580 8,580 6,482 2,098 7,380 Contractual services 43,750 52,750 101,703 (48,953) 48,807 Total building inspections 439,230 448,230 505,190 (56,960) 448,800 Total general government 2,649,770 2,598,770 2,581,535 17,235 2,766,391 CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 4 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Public safety: Police protection: Personal services$ 4,367,900$ 4,367,900$ 4,463,710$ (95,810)$ 4,328,904 Commodities 289,200 285,700 282,270 3,430 246,426 Contractual services 352,700 352,700 354,711 (2,011) 261,694 Capital outlay 90,000 113,000 116,269 (3,269) 101,660 Total police protection 5,099,800 5,119,300 5,216,960 (97,660) 4,938,684 Fire protection: Personal services 435,000 435,000 539,828 (104,828) 455,581 Commodities 83,000 83,000 61,944 21,056 70,030 Contractual services 205,175 205,175 206,765 (1,590) 187,785 Capital outlay 11,000 - - - 33,220 Total fire protection 734,175 723,175 808,537 (85,362) 746,616 Fire relief: Contractual services 123,000 123,000 127,911 (4,911) 125,671 Civil defense: Personal services 27,700 27,700 10,286 17,414 33,104 Commodities 100 100 629 (529) 14,861 Contractual services 29,520 29,520 11,820 17,700 19,368 Total civil defense 57,320 57,320 22,735 34,585 67,333 Animal control: Personal services 11,600 11,600 10,511 1,089 11,743 Commodities 4,100 4,100 1,954 2,146 2,548 Contractual services 64,250 64,250 45,556 18,694 48,209 Total animal control 79,950 79,950 58,021 21,929 62,500 Total public safety 6,094,245 6,102,745 6,234,164 (131,419) 5,940,804 Public works: Public works administration: Personal services 181,000 181,000 211,434 (30,434) 244,856 Commodities 20,350 38,050 33,048 5,002 19,675 Contractual services 151,545 151,545 155,601 (4,056) 121,453 Total public works administration 352,895 370,595 400,083 (29,488) 385,984 Engineering: Personal services 102,900 102,900 128,922 (26,022) 97,473 Commodities 1,000 1,000 579 421 338 Contractual services 31,500 31,500 59,606 (28,106) 40,371 Total engineering 135,400 135,400 189,107 (53,707) 138,182 CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 5 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Public works: Streets: Personal services$ 500,900$ 500,900$ 545,586$ (44,686)$ 508,845 Commodities 185,500 185,500 212,318 (26,818) 169,064 Contractual services 265,920 265,920 339,831 (73,911) 314,237 Capital outlay - - - - 58,500 Total streets 952,320 952,320 1,097,735 (145,415) 1,050,646 Snow and ice control: Personal services 169,200 169,200 118,813 50,387 154,157 Commodities 213,000 213,000 190,520 22,480 202,341 Contractual services 115,800 115,800 102,980 12,820 113,732 Capital outlay 17,000 17,000 - 17,000 - Total snow and ice control 515,000 515,000 412,313 102,687 470,230 Street signs/striping: Personal services 109,200 109,200 88,280 20,920 88,487 29,917 Commodities 25,700 25,700 24,122 1,578 Contractual services 42,320 42,320 64,543 (22,223) 51,222 Capital outlay 12,000 12,000 9,779 2,221 - Total street signs/striping 189,220 189,220 186,724 2,496 169,626 Total public works 2,144,835 2,162,535 2,285,962 (123,427) 2,214,668 Culture and recreation: Forestry: Personal services 62,800 62,800 84,210 (21,410) 94,477 Commodities 13,375 13,375 9,661 3,714 15,728 Contractual services263,295 244,745 160,203 84,542 198,478 Total forestry 339,470 320,920 254,074 66,846 308,683 Recreation programs: Personal services 247,000 247,000 225,007 21,993 225,823 Commodities 10,875 10,875 7,036 3,839 9,320 Contractual services 74,305 74,305 72,238 2,067 64,095 Total recreation programs 332,180 332,180 304,281 27,899 299,238 CITY OF COTTAGE GROVE, MINNESOTA Statement 9 REQUIRED SUPPLEMENTARY INFORMATION Page 6 of 6 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget - 2011 Budgeted Amounts ActualPositiveActual OriginalFinalAmounts(Negative)Amounts Expenditures: (continued) Culture and recreation: (continued) Parks maintenance: Personal services$ 572,000$ 572,000$ 600,255$ (28,255)$ 555,470 Commodities 163,200 163,200 151,811 11,389 171,654 Contractual services 288,705 288,705 304,443 (15,738) 331,749 Capital outlay - - - - 264,242 Total parks maintenance 1,023,905 1,023,905 1,056,509 (32,604) 1,323,115 Total culture and recreation 1,695,555 1,677,005 1,614,864 62,141 1,931,036 Total expenditures12,584,40512,541,05512,716,525 (175,470) 12,852,899 Revenues over (under) expenditures 849,795 830,295 1,013,876 183,581 (14,308) Other financing sources (uses): Transfer from Enterprise Fund 4,800 4,800 4,800 - 3,600 Transfer from Special Revenue Fund - - - - 4,700 Transfer to Debt Service Fund - (105,149) (105,149) - - Transfer to Capital Project Fund (456,700) (576,912) (576,912) - (319,215) Total other financing sources (uses): (451,900) (677,261) (677,261) - (310,915) Net increase (decrease) in fund balance$ 397,895$ 153,034 336,615$ 183,581 (325,223) Fund balance - January 1 8,813,917 9,139,140 Fund balance - December 31$ 9,150,532$ 8,813,917 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISONSCHEDULE NOTE TO RSI December 31, 2012 Note ALEGAL COMPLIANCE – BUDGETS The General Fund islegally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the department level for both budgets. The following is a listing of expendituresthat exceeded budget appropriations. Final BudgetActualOver Budget General Fund General government: Mayor and city council: Contractual services$ 90,250$ 122,461 $ 32,211 Administrative: Personal services205,100235,82430,724 Commodities800 989189 Contractual services9,720 12,6372,917 Finance: Personalservices420,300432,60012,300 City clerk/elections: Personal services174,000196,13622,136 Legal: Contractual services177,700180,2222,522 Government buildings: Personal services6,7009,0372,337 Historical preservation: Commodities-4141 Planning and zoning: Contractual services43,88044,289409 Building inspections: Personal services386,900397,00510,105 Contractual services52,750101,70348,953 Public safety: Police protection: Personal services4,367,9004,463,71095,810 Contractual services352,700354,7112,011 Capital outlay113,000116,2693,269 Fire protection: Personal services435,000539,828104,828 Contractual services205,175206,7651,590 Fire relief: Contractual services123,000127,9114,911 Civil defense: Commodities100629529 Public works: Public works administration: Personal services181,000211,43430,434 Contractual services151,545155,6014,056 Engineering: Personal services102,900128,92226,022 Contractual services31,50059,60628,106 Streets: Personal services500,900545,58644,686 Commodities185,500212,31826,818 Contractual services265,920339,83173,911 Street signs/striping: Contractual services42,32064,54322,223 Culture and recreation: Forestry: Personal services62,80084,21021,410 Parks maintenance: Personal services572,000600,25528,255 Contractual services288,705304,44315,738 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION FUNDING PROGRESSSCHEDULE OTHER POST EMPLOYMENT HEALTH CAREBENEFITS December 31, 2012 ActuarialUAAL as a ActuarialAccrued Percentage ActuarialValue ofLiabilityUnfunded FundedCoveredof Covered ValuationAssets(AAL)AAL RatioPayrollPayroll Date(a)(b)(b-a) (a/b)(c )((b-a)/c) 1/1/2008$ -$ 146,597 $ 146,597 -$ 8,750,900 1.7% 1/1/2011-108,298108,298-8,887,0001.2% -This Page Intentionally Left Blank- COMBINING AND INDIVIDUAL FUND STATEMENTSAND SCHEDULES -This Page Intentionally Left Blank- NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on general long-term debt. CAPITAL PROJECT FUNDS The Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). CITY OF COTTAGE GROVE, MINNESOTA Statement 10 COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 Totals Nonmajor SpecialDebtCapitalGovernmental Funds RevenueServiceProject20122011 Assets: Cash and investments$353,761$1,569,207$12,156,615$14,079,583$15,856,135 Accrued interest receivable--53,00053,00034,000 Interfund receivable--461,804461,804234,520 Interfund loan receivable--3,155,0003,155,0003,900,000 Due from other governmental units - net69,068-1,001,3311,070,39958,230 Accounts receivable - net239,407-140,934380,341364,783 Prepaid items938--938938 Delinquent property taxes receivable5,083-20,29225,37534,363 Special assessments receivable: Deferred-89,14674,178163,324476,703 Delinquent--3,4623,4622,446 Total assets$668,257$1,658,353$17,066,616$19,393,226$20,962,118 Liabilities: Accounts payable$45,591$1,316$76,015$122,922$104,095 Salaries payable21,979--21,97914,334 Interfund payable--461,804461,804234,520 Contracts payable5,732-62,34368,07523,915 Due to other governmental units4,297--4,2973,813 Deposits payable--182,665182,665160,199 Interfund loan payable--455,000455,000500,000 Deferred revenue5,08389,14697,932192,161514,212 Total liabilities82,68290,4621,335,7591,508,9031,555,088 Fund balance: Nonspendable: Prepaid items938--938938 Long-term interfund loan receivable--3,155,0003,155,0003,900,000 Restricted for: Forfeiture and seizure17,692--17,69250,968 Charitable gambling6,624--6,6241,920 Debt retirement-486,697-486,697476,633 Tax increment purposes-1,081,194400,5881,481,7821,184,983 Park trust activities--73,51473,514637,498 Committed560,321--560,321833,500 Assigned--12,563,55912,563,55912,555,110 Unassigned--(461,804)(461,804)(234,520) Total fund balance585,5751,567,89115,730,85717,884,32319,407,030 Total liabilities and fund balance$668,257$1,658,353$17,066,616$19,393,226$20,962,118 CITY OF COTTAGE GROVE, MINNESOTA Statement 11 COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Totals Nonmajor Special DebtCapitalGovernmental Funds Revenues:RevenueServiceProject20122011 General property taxes$240,651$-$1,303$241,954$240,936 Franchise taxes--537,682537,682535,188 Aggregate taxes--26,18026,18026,131 Tax increment collections-450,667441,771892,438946,603 Special assessments-203,688143,226346,914588,934 Direct charges to developers--16,55516,555101,913 Intergovernmental157,605-961,8701,119,475266,521 Charges for services 1,465,287-171,7411,637,0281,614,807 Fines and forfeits33,490--33,49053,077 Investment earnings4,9076,90582,74994,561218,926 Interest on interfund loan--121,986121,986105,500 Connection charges --282,265282,265322,009 Park dedication fees --41,99041,99062,198 Donations 4,682-357,614362,296368,561 Miscellaneous3,996-15,32819,3241,907 Total revenues1,910,618661,2603,202,2605,774,1385,453,211 Expenditures: Current: General government-7,3144867,8007,560 Economic development--491,040491,040793,046 Public safety33,782--33,78221,648 Public works806,351-920,5101,726,8611,492,098 Culture and recreation663,823-108,968772,791659,939 Capital outlay: General government--6,1996,19923,223 Economic development--111,913111,913- Public safety15,198-484,759499,95734,729 Public works--1,353,6471,353,6471,620,549 Culture and recreation87,096-637,477724,573283,724 Debt service: Principal retirement-235,000220,000455,000440,000 Capital lease payment250,000--250,000245,000 Interest and fiscal charges255,093156,47597,315508,883539,465 Total expenditures2,111,343398,7894,432,3146,942,4466,160,981 Revenues over (under) expenditures(200,725)262,471(1,230,054)(1,168,308)(707,770) Other financing sources (uses): Transfers in--657,650657,650344,215 Transfers out(101,026)-(921,569)(1,022,595)(29,700) Proceeds from the sale of capital assets--10,54610,54612,344 Total other financing sources (uses)(101,026)-(253,373)(354,399)326,859 Net increase (decrease) in fund balance(301,751)262,471(1,483,427)(1,522,707)(380,911) Fund balance - January 1887,3261,305,42017,214,28419,407,03019,787,941 Fund balance - December 31$585,575$1,567,891$15,730,857$17,884,323$19,407,030 NONMAJOR SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for particular purposes. The City maintained the following Special Revenue Funds during the year: Recycling - Established to account for recycling advertising, promotion, and capital expenditures. Storm Water Maintenance –Established to account for the receipt of storm water fees to be used for storm water maintenance activities. Forfeiture/Seizure - Established to account for Police Department proceeds from property seized under MS 609.53. Ice Arena Fund - Established to account for operating the City's ice arena. Charitable Gambling – Established to account for the 3% tax on charitable gambling operations. CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 Storm WaterForfeiture/ RecyclingMaintenanceSeizure Assets: Cash and investments$71,168$55,283$26,474 Due from other governmental units - net-46,040- Accounts receivable - net-110,979- Prepaid items--- Delinquent property taxes receivable--- Total assets$71,168$212,302$26,474 Liabilities: Accounts payable$1,489$11,636$8,782 Salaries payable-8,162- Contracts payable-5,732- Due to other governmental units1,871-- Deferred revenue--- Total liabilities3,36025,5308,782 Fund balance: Nonspendable: Prepaid items--- Restricted for: Forfeiture and seizure--17,692 Charitable gambling--- Committed for: Ice arena--- Storm water activities-186,772- Recycling program67,808-- Total fund balance67,808186,77217,692 Total liabilities and fund balance$71,168$212,302$26,474 Statement 12 Totals Nonmajor IceCharitableSpecial Revenue Funds ArenaGambling20122011 $194,212$6,624$353,761$678,253 23,028-69,06840,911 128,428-239,407227,659 938-938938 5,083-5,0835,727 $351,689$6,624$668,257$953,488 $23,684$-$45,591$41,588 13,817-21,97914,334 --5,732- 2,426-4,2973,813 5,083-5,0836,427 45,010-82,68266,162 938-938938 --17,69250,968 -6,6246,6241,920 305,741-305,741442,604 --186,772311,596 --67,80879,300 306,6796,624585,575887,326 $351,689$6,624$668,257$953,488 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Storm WaterForfeiture/ RecyclingMaintenanceSeizure Revenues: General property taxes$-$-$- Intergovernmental: Federal: Byrne JAG grant --- Local: Washington county 53,150-1,415 School district --- Other -46,040- Charges for services-647,056- Fines and forfeits--33,490 Investment earnings3771,498239 Donations--- Miscellaneous3,500-- Total revenues57,027694,59435,144 Expenditures: Current: General government--- Public safety--33,782 Public works68,519737,832- Culture and recreation--- Capital outlay: Public safety--15,198 Culture and recreation--- Debt service: Capital lease payment--- Interest and fiscal charges--- Total expenditures68,519737,83248,980 Revenues over (under) expenditures(11,492)(43,238)(13,836) Other financing sources (uses): Transfer to General Fund--- Transfer to Capital Project Fund-(81,586)(19,440) Total other financing sources (uses)-(81,586)(19,440) Net increase (decrease) in fund balance(11,492)(124,824)(33,276) Fund balance - January 179,300311,59650,968 Fund balance - December 31$67,808$186,772$17,692 Statement 13 Totals Nonmajor IceCharitableSpecial Revenue Funds ArenaGambling20122011 $240,651$-$240,651$238,253 ---5,866 --54,56554,395 57,000-57,00057,000 --46,040149,260 818,231-1,465,2871,468,109 --33,49053,077 2,771224,90712,746 -4,6824,6823,840 496-3,9961,250 1,119,1494,7041,910,6182,043,796 ---5,000 --33,78220,774 --806,351855,431 663,823-663,823645,058 --15,19810,000 87,096-87,09660,322 250,000-250,000245,000 255,093-255,093264,993 1,256,012-2,111,3432,106,578 (136,863)4,704(200,725)(62,782) ---(4,700) --(101,026)(25,000) --(101,026)(29,700) (136,863)4,704(301,751)(92,482) 443,5421,920887,326979,808 $306,679$6,624$585,575$887,326 NONMAJOR DEBT SERVICE FUNDS The Debt Service Funds areused to account for the accumulation of resources for, and payment of, interest, principal and related costs on long-term debt. The City's Debt Service Funds account for two types of bonded indebtedness: • Improvement Bonds •Tax Increment Bonds Delveloper Financed Revolving – (2008A Improvements Bonds) are repaid from special assessments collected from new developments within the City. Tax Increment – (1985 Tax Increment Bonds, 2004A Tax Increment Refunding Bonds(TIF 1-3), 2004A Tax Exempt Increment Bonds(TIF 1-12), and 2004B Taxable Increment Bonds) are repaid primarily from incremental taxes. CITY OF COTTAGE GROVE, MINNESOTA Statement 14 SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 Totals DeveloperNonmajor Financed Tax IncrementDebt Service Funds Revolving FundsFunds20122011 Assets: Cash and investments$486,697$1,082,510$1,569,207$1,305,420 Special assessments receivable: Deferred89,146-89,146272,390 Total assets$575,843$1,082,510$1,658,353$1,577,810 Liabilities: Accounts payable$-$1,316$1,316$- Deferred revenue89,146-89,146272,390 Total liabilities89,1461,31690,462272,390 Fund balance: Restricted for: Debt retirement486,697-486,697476,633 Tax increment purposes-1,081,1941,081,194828,787 Total fund balance486,6971,081,1941,567,8911,305,420 Total liabilities and fund balance$575,843$1,082,510$1,658,353$1,577,810 CITY OF COTTAGE GROVE, MINNESOTA Statement 15 SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Totals Nonmajor DeveloperTax Debt Service Funds Financed Increment Revolving FundsFunds20122011 Revenues: Tax increment collections$ -$ 450,667$ 450,667$ 141,726 Special assessments: Current 163,731-163,731233,710 Prepayments on deferred39,620-39,620113,909 Penalties 337-3371,851 Investment earnings2,2514,6546,90512,702 Total revenues205,939455,321661,260503,898 Expenditures: Current: General government: Contractual services3007,0147,314634 Debt service: Principal retirement180,00055,000235,000225,000 Interest and fiscal charges15,575140,900156,475165,045 Total expenditures195,875202,914398,789390,679 Revenues over (under) expenditures10,064252,407262,471113,219 Fund balance - January 1476,633828,7871,305,4201,192,201 Fund balance - December 31$ 486,697$ 1,081,194$ 1,567,891$ 1,305,420 NONMAJOR CAPITAL PROJECT FUNDS Capital Project Funds are used to account for the acquisition and construction of major capital facilities other than those financed by Proprietary Funds and Trust Funds. Equipment Replacement Fund - Established to accumulate monies for the replacement of capital equipment. Street Sealcoating–Established to account for the receipt of franchise fees to be used for sealcoating activities. Future Economic Development Fund – Established to account for the receipt and use of monies for economic development purposes. Future Projects - to account for the preliminary expenditures of projects which do not have a source of financing. Completed Construction - to account for the various surpluses (deficits) of other Special Assessment Construction Funds. Park Trust – to account for capital projects in the municipal parks. Water Connection and Area Charge - to account for water connection and area charges. Sewer Connection and Area Charge - to account for sewer connection and area charges. Future Storm Sewer Improvements - to collect storm sewer area charges which are designated for future construction. Tax Increment Construction Revolving Fund - to account for construction projects that are financed with tax increments. Gateway District Improvements – to account for improvements in the Gateway District that are non-TIF. CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 Future EquipmentStreetEconomicFutureCompleted ReplacementSealcoatingDevelopmentProjectsConstruction Assets: Cash and investments$2,285,970$190,321$2,403,032$2,357,596$212,328 Accrued interest receivable--53,000-- Interfund receivable----- Interfund loan receivable--1,655,000-1,500,000 Due from other governmental units - net-45,86165,000-- Accounts receivable - net6,054134,880--- Delinquent property taxes receivable---1,083- Special assessments receivable: Deferred--15,8423,71324,129 Delinquent----3,462 Total assets$2,292,024$371,062$4,191,874$2,362,392$1,739,919 Liabilities: Accounts payable$2,672$-$901$18,499$10,450 Interfund payable----- Contracts payable----- Deposits payable---182,665- Interfund loan payable----- Deferred revenue--15,8424,79627,591 Total liabilities2,672-16,743205,96038,041 Fund balance: Nonspendable: Long-term interfund loan receivable --1,655,000-1,500,000 Restricted for: Tax increment purposes----- Park trust activities----- Assigned for: Equipment replacement2,289,352---- Street sealcoating-371,062--- Economic development--2,520,131-- Future pavement management---1,431,412- Tree mitigation---198,614- Future roads and trails---189,221- Capital improvements---337,185201,878 Unassigned----- Total fund balance2,289,352371,0624,175,1312,156,4321,701,878 Total liabilities and fund balance$2,292,024$371,062$4,191,874$2,362,392$1,739,919 Statement 16 Tax IncrementTotals WaterSewerFutureConstructionGatewayNonmajor ParkConnectionConnectionStorm SewerRevolvingDistrictCapital Project Funds Trustand Areaand AreaImprovementsFundImprovements20122011 $97,064$2,192,387$-$1,317,176$855,588$245,153$12,156,615$13,872,462 ------53,00034,000 -461,804----461,804234,520 ------3,155,0003,900,000 ---890,470--1,001,33117,319 ------140,934137,124 ----19,209-20,29228,636 -6,05510,4044,492-9,54374,178204,313 ------3,4622,446 $97,064$2,660,246$10,404$2,212,138$874,797$254,696$17,066,616$18,430,820 $256$24,690$-$18,547$-$-$76,015$62,507 --461,804---461,804234,520 23,294--39,049--62,34323,915 ------182,665160,199 ----455,000-455,000500,000 -6,05510,4044,49219,2099,54397,932235,395 23,55030,745472,20862,088474,2099,5431,335,7591,216,536 ------3,155,0003,900,000 ----400,588-400,588356,196 73,514-----73,514637,498 ------2,289,3523,276,491 ------371,062386,001 ------2,520,1312,398,244 ------1,431,412481,412 ------198,614198,614 ------189,221183,331 -2,629,501-2,150,050-245,1535,563,7675,631,017 --(461,804)---(461,804)(234,520) 73,5142,629,501(461,804)2,150,050400,588245,15315,730,85717,214,284 $97,064$2,660,246$10,404$2,212,138$874,797$254,696$17,066,616$18,430,820 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Future EquipmentStreetEconomicFuture Completed Park ReplacementSealcoatingDevelopmentProjectsConstructionTrust Revenues: General property taxes$-$-$-$1,303$-$- Franchise taxes-537,682---- Aggregate taxes-26,180---- Tax increment collections------ Special assessments: Current--18,0604,23213,746- Delinquent----144- Prepayments on deferred----511- Penalties----45- Direct charges to developers-10,665-5,890-- Intergovernmental: Federal--65,000--- Other -----4,000 Charges for services-171,741---- Investment earnings19,6902,06015,0636,8319602,334 Interest on interfund loan--49,00057,00015,986- Connection charges------ Park dedication fees-----41,990 Donations--357,614--- Miscellaneous--210-1,23411,384 Total revenues19,690748,328504,94775,25632,62659,708 Expenditures: Current: General government---12456- Economic development--66,14752,008-- Public safety------ Public works-763,267--29,679- Culture and recreation---16,170-92,798 Capital outlay: General government6,199----- Economic development--111,913--- Public safety484,759----- Public works111,080----- Culture and recreation41,883----595,594 Debt service: Principal retirement------ Interest and fiscal charges------ Total expenditures643,921763,267178,06068,19030,135688,392 Revenues over (under) expenditures(624,231)(14,939)326,8877,0662,491(628,684) Other financing sources (uses): Transfer from General Fund437,106----64,700 19,440----- Transfer from Special Revenue Fund Transfer from Capital Project Fund----49,404- Transfer to Capital Project Fund(830,000)---(11,991)- Proceeds from the sale of capital assets10,546----- Total other financing sources (uses)(362,908)---37,41364,700 Net increase (decrease) in fund balance(987,139)(14,939)326,8877,06639,904(563,984) Fund balance - January 13,276,491386,0013,848,2442,149,3661,661,974637,498 Fund balance - December 31$2,289,352$371,062$4,175,131$2,156,432$1,701,878$73,514 Statement 17 Tax IncrementTotals WaterSewerFutureConstructionGatewayNonmajor Capital Project Funds ConnectionConnectionStorm SewerRevolvingDistrict and Areaand AreaImprovementsFundImprovements20122011 $-$-$-$-$-$1,303$2,683 -----537,682535,188 -----26,18026,131 ---441,771-441,771804,877 12,53820,00914,000-51,110133,695209,803 -----144778 2,6034,5921,636--9,34227,542 -----451,341 -----16,555101,913 - -----65,000 --892,870--896,870- -----171,741146,698 15,442-13,6445,5061,21982,749193,478 -----121,986105,500 118,01548,005116,245--282,265322,009 -----41,99062,198 -----357,614364,721 2,500----15,328657 151,09872,6061,038,395447,27752,3293,202,2602,905,517 ----184861,926 ---372,885-491,040793,046 ----874 -- 53,88111,61362,070--920,510636,667 -----108,96814,881 -----6,19923,223 -----111,913- -----484,75924,729 -9621,241,605--1,353,6471,620,549 -----637,477223,402 -220,000---220,000215,000 -67,315-30,000-97,315109,427 53,881299,8901,303,675402,885184,432,3143,663,724 97,217(227,284)(265,280)44,39252,311(1,230,054)(758,207) -----501,806319,215 -----19,44025,000 --87,000--136,404- --(79,578)--(921,569)- -----10,54612,344 --7,422--(253,373)356,559 97,217(227,284)(257,858)44,39252,311(1,483,427)(401,648) 2,532,284(234,520)2,407,908356,196192,84217,214,28417,615,932 $2,629,501$(461,804)$2,150,050$400,588$245,153$15,730,857$17,214,284 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - RECYCLING Statement 18 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget-2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Intergovernmental: Local: Washington County recycling grant - public works $ 52,400$ 5 2,400$ 5 3,150$ 750$ 5 3,150 Investment earnings - - 3 77 3 77 1 ,180 Miscellaneous - public works - - 3 ,500 3 ,500 1 ,000 Total revenues 52,400 5 2,400 5 7,027 4 ,627 5 5,330 Expenditures: Public works: Current: Personal services 4 2,400 4 2,400 3 9,088 3 ,312 4 3,600 Commodities 17,000 1 7,000 6 ,621 1 0,379 2 ,694 Contractual services 1 1,900 1 1,900 2 2,810 ( 10,910) 1 2,971 Total expenditures 71,300 7 1,300 6 8,519 2 ,781 5 9,265 Revenues over (under) expenditures $ (18,900)$ (18,900) ( 11,492)$ 7 ,408 ( 3,935) Fund balance - January 1 7 9,300 8 3,235 Fund balance - December 31 $ 6 7,808$ 7 9,300 CITY OF COTTAGE GROVE, MINNESOTA Statement 19 SPECIAL REVENUE FUND - STORM WATER MAINTENANCE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget-2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenue: Intergovernmental: Local: Other - public works$-$-$46,040$46,040$149,260 Charges for services 632,900632,900647,05614,156644,858 Investment earnings2,0002,0001,498(502)3,468 Miscellaneous----250 Total revenue634,900634,900694,59459,694797,836 Expenditures: Public works: Current: Personal services224,500224,500202,17822,322222,244 Commodities54,45054,45022,59131,85922,628 Contractual services370,480370,480482,763(112,283)521,894 Other charges - administrative charge30,30030,30030,300-29,400 Total expenditures679,730679,730737,832(58,102)796,166 Revenue over (under) expenditures(44,830)(44,830)(43,238)1,5921,670 Other financing sources (uses): Transfer to Capital Project Fund--(81,586)81,586- Net increase (decrease) in fund balance$(44,830)$(44,830)(124,824)$83,1781,670 Fund balance - January 1311,596309,926 Fund balance - December 31$186,772$311,596 CITY OF COTTAGE GROVE, MINNESOTA Statement 20 SPECIAL REVENUE FUND - FORFEITURE/SEIZURE SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget-2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Intergovernmental: County $8,000$8,000$1,415$(6,585)$1,245 Forfeitures and seizures43,00043,00033,490(9,510)53,077 Investment earnings1,0001,000239(761)590 Total revenues52,00052,00035,144(16,856)54,912 Expenditures: Public safety: Current: Commodities3,3003,30011,115(7,815)1,499 Contractual services15,80015,80022,667(6,867)11,799 Capital outlay--15,198(15,198)10,000 Total expenditures19,10019,10048,980(29,880)23,298 Revenues over (under) expenditures32,90032,900(13,836)(46,736)31,614 Other financing sources (uses): Transfer to Capital Project Fund(19,440)(19,440)(19,440)-(25,000) Net increase (decrease) in fund balance$13,460$13,460(33,276)$(46,736)6,614 Fund balance - January 150,96844,354 Fund balance - December 31$17,692$50,968 CITY OF COTTAGE GROVE, MINNESOTA Statement 21 SPECIAL REVENUE FUND - ICE ARENA SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget-2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: General property taxes: Current and delinquent$240,000$240,000$240,651$651$238,253 Intergovernmental: Local: School district57,00057,00057,000-57,000 Charges for services 816,000816,000818,2312,231823,251 Investment earnings9,0009,0002,771(6,229)7,431 Miscellaneous--496496- Total revenues1,119,149(2,851)1,125,935 1,122,000 1,122,000 Expenditures: Culture and recreation: Current: Personal services336,600336,600338,625(2,025)313,101 Commodities36,00036,00030,2905,71029,909 Contractual services258,560258,560294,908(36,348)302,048 Capital outlay110,000110,00087,09622,90460,322 Debt Service: Capital lease payment250,000250,000250,000-245,000 Interest and fiscal charges255,100255,100255,0937264,993 Total expenditures1,256,012(9,752)1,215,373 1,246,260 1,246,260 Revenues over (under) expenditures(136,863)$(12,603)(89,438) $ ( 124,260)$ ( 124,260) Fund balance - January 1443,542532,980 Fund balance - December 31$306,679$443,542 CITY OF COTTAGE GROVE, MINNESOTA Statement 22 SPECIAL REVENUE FUND - CHARITABLE GAMBLING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Variance with 2012Final Budget-2011 Budgeted AmountsActualPositiveActual OriginalFinalAmounts(Negative)Amounts Revenues: Investment earnings$-$-$22$22$28 Donations 1,5001,5004,6823,1823,840 Total revenues1,5001,5004,7043,2043,868 Expenditures: General government: Current: Contractual----5,000 Total expenditures----5,000 Revenues over (under) expenditures$1,500$1,5004,704$3,204(1,132) Fund balance - January 11,9203,052 Fund balance - December 31$6,624$1,920 INTERNAL SERVICE Self Insurance Fund - Established to provide self insurance for the City and its officers, employees and agents for claims in excess of standard deductibles and to account for the City flexible spending program and purchase of insurance. Fleet Maintenance Fund – Established to account for costs related to repair and maintenance of City equipment and vehicles. Revenues received from departments are based on level of service performed. Information Services Fund – Established to account for costs related to accessing information electronically and maintaining technology services including phone, voicemail and internet services. Revenues received from departments are based on usage of those technology services. CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF NET POSITIONStatement 23 INTERNAL SERVICE FUNDS December 31, 2012 With Comparative Data as of December 31, 2011 Totals SelfFleetInformationInternal Service Funds InsuranceMaintenanceServices20122011 Assets: Current assets: Cash and investments$ 2,452,373$ 308,945$ 4,942$ 2,766,260$ 2,714,722 Accounts receivable - 190 - 190 2,070 Prepaid items 108,319 596 18,152 127,067 105,590 Inventory - at cost - 73,483 - 73,483 81,275 Total current assets 2,560,692 383,214 23,094 2,967,000 2,903,657 Noncurrent assets: Capital assets: Land - 424,665 - 424,665 424,665 Buildings and improvements - 928,870 - 928,870 928,870 Equipment and furniture - - 74,232 74,232 - Machinery and equipment - 158,929 - 158,929 158,929 Total capital assets - 1,512,464 74,232 1,586,696 1,512,464 Less: Accumulated depreciation - (547,777) (7,423) (555,200) (516,346) Total noncurrent assets - 964,687 66,809 1,031,496 996,118 Total assets 2,560,692 1,347,901 89,903 3,998,496 3,899,775 Liabilities: Current liabilities: Accounts payable 13,691 15,146 1,546 30,383 61,962 Health care benefits payable 21,151 - - 21,151 28,392 Unpaid claims 59,122 - - 59,122 51,095 Salaries payable 493 11,619 3,863 15,975 9,986 Due to other governmental units - 907 29 936 6 Compensated absences payable - 13,301 3,010 16,311 9,863 Total current liabilities 94,457 40,973 8,448 143,878 161,304 Noncurrent liabilities: Compensated absences payable - 25,666 2,797 28,463 26,251 Other post employment benefits - 1,290 22 1,312 1,228 Total noncurrent liabilities - 26,956 2,819 29,775 27,479 Total liabilities 94,457 67,929 11,267 173,653 188,783 Net position: Net investment in capital assets - 964,687 66,809 1,031,496 996,118 Unrestricted 2,466,235 315,285 11,827 2,793,347 2,714,874 Total net position$ 2,466,235$ 1,279,972$ 78,636$ 3,824,843$ 3,710,992 CITY OF COTTAGE GROVE, MINNESOTA INTERNAL SERVICE FUNDSStatement 24 COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Totals SelfFleetInformationInternal Service Funds InsuranceMaintenanceServices20122011 Operating revenues: Charges for services: User fees$ -$ 963,842$ 375,210$ 1,339,052$ 1,008,521 Employee benefits 1,075,100 - - 1,075,100 1,121,800 Property insurance 227,700 - - 227,700 230,900 Insurance refunds and reimbursements 123,741 - - 123,741 68,706 Total operating revenues 1,426,541 963,842 375,210 2,765,593 2,429,927 Operating expenses: Operation and maintenance: Personal services - 310,572 102,793 413,365 295,990 Commodities - 559,490 72,949 632,439 566,676 Contractual services - 66,045 113,653 179,698 74,096 Total operation and maintenance - 936,107 289,395 1,225,502 936,762 Administrative and general: Personal insurance benefits 984,093 - - 984,093 942,411 Contractual services 217,318 - - 217,318 230,171 Claims 172,454 - - 172,454 167,844 Total administrative and general 1,373,865 - - 1,373,865 1,340,426 Depreciation - 31,431 7,423 38,854 32,018 Total operating expenses 1,373,865 967,538 296,818 2,638,221 2,309,206 Operating income (loss) 52,676 (3,696) 78,392 127,372 120,721 Nonoperating revenues: Investment earnings 14,645 1,752 244 16,641 31,503 Miscellaneous - 838 - 838 6,053 Total nonoperating revenues 14,645 2,590 244 17,479 37,556 Income (loss) before transfers 67,321 (1,106) 78,636 144,851 158,277 Transfers: Transfer to Enterprise Fund - (31,000) - (31,000) (31,000) Change in net position 67,321 (32,106) 78,636 113,851 127,277 Net position - January 1 2,398,914 1,312,078 - 3,710,992 3,583,715 Net position - December 31 $ 2,466,235$ 1,279,972$ 78,636$ 3,824,843$ 3,710,992 CITY OF COTTAGE GROVE, MINNESOTA Statement 25 COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Totals SelfFleetInformationInternal Service Funds InsuranceMaintenanceServices20122011 Cash flows from operating activities: Receipts from interfund services provided$1,302,800$963,842$375,210$2,641,852$2,361,221 Receipts from insurance refunds and reimbursements123,741--123,74168,706 Payment to suppliers(391,690)(641,467)(203,179)(1,236,336)(1,043,936) Payment to employees(991,363)(305,502)(93,101)(1,389,966)(1,224,546) Miscellaneous revenue-838-8386,053 Net cash flows from operating activities43,48817,71178,930140,129167,498 Cash flows from noncapital financing activities: Transfer to Enterprise Fund-(31,000)-(31,000)(31,000) Cash flows from capital and related financing activities: Acquisition of capital assets--(74,232)(74,232)(8,301) Cash flows from investing activities: Investment income14,6451,75224416,64131,503 Net increase in cash and cash equivalents58,133(11,537)4,94251,538159,700 Cash and cash equivalents - January 12,394,240320,482-2,714,7222,555,022 Cash and cash equivalents - December 31$2,452,373$308,945$4,942$2,766,260$2,714,722 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss)$52,676$(3,696)$78,392$127,372$120,721 Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation-31,4317,42338,85432,018 Miscellaneous revenue-838-8386,053 Changes in assets and liabilities: Decrease (increase) in receivables1,421459-1,8805,084 Decrease (increase) in prepaid items(3,325)-(18,152)(21,477)(1,046) Decrease (increase) in inventory-7,792-7,792(16,213) Increase (decrease) in payables(7,284)(19,113)11,267(15,130)20,881 Total adjustments(9,188)21,40753812,75746,777 Net cash flows from operating activities$43,488$17,711$78,930$140,129$167,498 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT Established to account for the receipt and use of monies for economic purposes. CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET - ALL GOVERNMENTAL FUND TYPESStatement 26 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT December 31, 2012 With Comparative Data as of December 31, 2011 Totals Economic Development Authority SpecialDebtComponent Unit RevenueService20122011 Assets: Cash and investments$227,642$557,737$785,379$943,215 Accounts Receivable---1,100 Accrued interest receivable120,000-120,000102,000 Loan receivable from primary government900,000-900,000900,000 Capital lease receivable from primary government-5,615,0005,615,0005,865,000 Prepaid items1,080-1,0801,580 Delinquent property taxes receivable2,310-2,3102,662 Property held for resale311,718-311,718311,718 Total assets$1,562,750$6,172,737$7,735,487$8,127,275 Liabilities: Accounts payable$8,370$-$8,370$757 Salaries payable7,128-7,1286,008 Due to other governmental units---63 Deferred revenue2,310-2,3102,662 Total liabilities17,808-17,8089,490 Fund balance: Nonspendable: Prepaid items1,080-1,0801,580 Assets for resale311,718-311,718311,718 Long-term loan receivable900,000-900,000900,000 Long-term capital lease receivable-5,615,0005,615,0005,865,000 Restricted for: Debt service reserve-557,737557,737554,426 Committed for EDA activities332,144-332,144485,061 Total fund balance1,544,9426,172,7377,717,6798,117,785 Total liabilities and fund balance$1,562,750$6,172,737$7,735,487$8,127,275 Fund balance reported above$7,717,679 Other long-term assets, including property taxes receivable, are not available to pay for current-period expenditures, and therefore, are deferred in the funds. 2,310 Long-term liabilities, including bonds payable, bond discounts and unamortized bond issuance costs, compensated absences and other post employment benefits, are not due and payable in the current (5,502,417) period and therefore are not reported in the funds. Net position of component unit (page 35)$2,217,572 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 27 CHANGES IN FUND BALANCE - ALL GOVERNMENTAL FUND TYPES ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT For The Year Ended December 31, 2012 With Comparative Data for the Year Ended December 31, 2011 Totals Economic Development Authority Component Unit SpecialDebt RevenueService20122011 Revenues: General property taxes: Current and delinquent$106,365$-$106,365$105,384 Charges for service30,000-30,00030,000 Investment earnings1,7853,3115,0969,193 Interest on loan to primary government18,000255,093273,093282,993 Miscellaneous21,749-21,74929,540 Total revenues177,899258,404436,303457,110 Expenditures: General government: Current: Personal services214,568-214,56881,451 Commodities2,474-2,4741,784 Contractual services114,274-114,27476,985 Debt service: Principal retirement-250,000250,000245,000 Interest and fiscal charges-255,093255,093264,993 Total expenditures331,316505,093836,409670,213 Revenues over (under) expenditures(153,417)(246,689)(400,106)(213,103) Fund balance - January 11,698,3596,419,4268,117,7858,330,888 Fund balance - December 31$1,544,942$6,172,737$7,717,679$8,117,785 Net decrease in fund balance reported above$(400,106) Revenues in the statement of activities that do not report current financial resources are not reported as revenues in the funds: General property taxes deferred revenue: At December 31, 2011(2,662) At December 31, 20122,310 The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items: Amortization of deferred discounts and issuance costs(7,872) Principal repayments250,000 Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds: Compensated absences: At December 31, 20115,413 At December 31, 2012(15,571) Other post employment benefits: At December 31, 201173 At December 31, 2012(411) Change in net position of component unit (page 37)$(168,826) -This Page Intentionally Left Blank- SUPPLEMENTARY FINANCIAL INFORMATION CITY OF COTTAGE GROVE, MINNESOTA CONSTRUCTION/ACQUISITION COSTS CAPITAL PROJECT FUNDS December 31, 2012 Construction/Acquisition Costs FundLand No.DescriptionsContractorEngineerAcquisition 286FUNDED BY FED FUNDING & FUTURE ECON DEVELOPMENT: Belden Quiet Zone$80,611$31,302$- Total Fund 28680,61131,302- 510FUNDED BY FUTURE DEVELOPMENT: Jamaica/Military Realignment-97,885- Total Fund 510-97,885- 520FUNDED BY MSA: Ideal Avenue--- West Point Douglas at TH61931,350297,623- Ravine Parkway, Phase 22,281,647645,565- Total Fund 5203,212,997943,188- 525FUNDED BY MUNICIPAL BUILDING FUND: Public Safety/City Hall Facility13,057,930798,217- Total Fund 52513,057,930798,217- FUNDED BY SPECIAL ASSESSMENT BONDS: 560Pavement Management: 2011 Pavement Management966,960183,195- 2013 Pavement Management-125,260- Total Fund 560966,960308,455- 5662007 Improvements: Southpoint Ridge651,343307,224- VFW Utility22,0716,075- The Preserve at CG554,908144,174- The Preserve at CG additional costs-18,268- Everwood117,05877,574- Total Fund 5661,345,380553,315- Exhibit 1 Page 1 of 2 Construction/Acquisition CostsExpended Legal,ROW/Total Prior FiscalEasementOtherCosts2012Years $-$-$-$111,913*$111,913$- ---111,913111,913- --7,008104,893-104,893 --7,008104,893-104,893 --105,743105,743105,743- 17,471661,77520,3131,928,532*414,4451,514,087 -120,02935,9203,083,161*262,9152,820,246 17,471781,804161,9765,117,436783,1034,334,333 --819,98614,676,133*11,415,9633,260,170 --819,98614,676,13311,415,9633,260,170 --23,9971,174,152*42,4361,131,716 --49,668174,928101,91273,016 --73,6651,349,080144,3481,204,732 --116,4741,075,041*-1,075,041 --1,19729,343*-29,343 --97,304796,386*-796,386 ---18,26816,8311,437 --22,983217,615*-217,615 --237,9582,136,65316,8312,119,822 CITY OF COTTAGE GROVE, MINNESOTA CAPITAL PROJECT FUNDS CONSTRUCTION/ACQUISITION COSTS December 31, 2011 Construction/Acquisition Costs FundLand No.DescriptionsContractorEngineerAcquisition FUNDED BY PARK TRUST FUNDS: 570Hamlet Park North$-$27,741$- Highlands Splash Pad465,88187,791- Sunny Hill Park-5,245- Trunk Fund Oversizing Capitalize8,346-- Total Fund 570474,227120,777- FUNDED BY AREA FUNDS: 575Trunk Fund Oversizing Capitalize203,219-- Total Fund 575203,219-- 580Trunk Fund Oversizing Capitalize299,114-- Easement--- Total Fund 580299,114-- 585Gateway Storm Pond-85,879- Hamlet Pond Phase 3154,726112,778- Thompson Grove Storm Sewer Rehab.366,88633,696- 80th Street Box Culvert780,973183,849- Belden crossing stormwater casing14,962-- Trunk Fund Oversizing Capitalize26,321-- Total Fund 5851,343,868416,202- Totals$20,984,306$3,269,341$- Less: Completed construction* Work in progress - December 31, 2012 Exhibit 1 Page 2 of 2 Construction/Acquisition CostsExpended Legal,ROW/Total Prior FiscalEasementOtherCosts2012Years $-$-$-$27,741$-$27,741 --24,986578,658*488,46690,192 -46,076-51,321*51,321- ---8,346*-8,346 -46,07624,986666,066539,787126,279 ---203,219*-203,219 ---203,219-203,219 ---299,114*-299,114 -962-962*962- -962-300,076962299,114 --179,454265,333*176,17589,158 --12,842280,346*(2,626)282,972 ---400,582*9,150391,432 --79,1221,043,9441,043,944- ---14,962*14,962- ---26,321*-26,321 --271,4182,031,4881,241,605789,883 $17,471$828,842$1,596,997$26,696,957$14,254,512$12,442,445 25,221,440 $1,475,517 CITY OF COTTAGE GROVE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS December 31, 2012 InterestFinal RateDatedPayment Primary Government General Obligation Bonds: $1,405,000 Tax Increment Bonds of 2004A3.0-4.65%7/1/20042/1/2024 $1,775,000 Tax Increment Bonds of 2004B4.5-5.75%7/1/20042/1/2021 Total General Obligation Bonds Special Assessment Debt: Improvement Bonds of 2008A3.50-3.60%6/11/20082/1/2019 Improvement Bonds of 2009A2.50-4.30%4/16/20092/1/2024 Improvement Refunding Bonds of 2009C2.00-3.00%4/16/200912/1/2015 Improvement Bonds of 2012A0.30-2.20%3/13/20122/1/2027 Total Special Assessment Debt with Governmental Commitment Proprietary Fund Bonds: Sewer and Water Revenue Bonds 1997A4.3-5.1%5/21/19972/1/2013 Water Revenue Refunding Bonds of 2009B2.50-4.0%4/16/20092/1/2020 Total Proprietary Fund Bonds Total Bonded Indebtedness - Primary Government Component Unit - EDA $6,500,000 Ice Arena Lease Rev Bonds of 2008B4.0%-4.90%6/11/20084/1/2028 Total Component Unit - EDA Total Bonded Indebtedness - Reporting Entity Exhibit 2 Authorized Principal Due Interest Due And IssuedRetiredOutstandingIn 2013In 2013 $1,405,000$260,000$1,145,000$25,000$50,982 1,775,000185,0001,590,000110,00085,305 3,180,000445,0002,735,000135,000136,287 3,370,0001,210,0002,160,000410,00068,715 3,650,000810,0002,840,000225,000102,150 625,000155,000470,00060,00013,288 1,865,000-1,865,000120,00033,570 9,510,0002,175,0007,335,000815,000217,723 1,475,0001,345,000130,000130,0003,315 1,205,000295,000910,000100,00030,375 2,680,0001,640,0001,040,000230,00033,690 15,370,0004,260,00011,110,0001,180,000387,700 6,500,000885,0005,615,000260,000244,892 6,500,000885,0005,615,000260,000244,892 $21,870,000$5,145,000$16,725,000$1,440,000$632,592 -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA Exhibit 13 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT OAKWOOD HEIGHTS - DISTRICT NUMBER 1-1 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$1,375,000$518,876$-$856,124 Loan proceeds1,375,000--1,375,000 Refunding bond proceeds1,375,000--1,375,000 Current property taxes received-2,671-(2,671) Tax increment received5,710,068562,897-5,147,171 Direct charges to developer401,501501,222-(99,721) Transfers1,375,000--1,375,000 Interest on investments21,000215,6212,083(196,704) Total sources of funds11,632,5691,801,2872,0839,829,199 Uses of funds: Land acquisition1,594,000102,273-1,491,727 Construction costs2,290,887--2,290,887 Bond payments: Principal1,375,000525,000-850,000 Interest 1,583,832349,250-1,234,582 Loan payments: Principal1,375,000--1,375,000 Interest 500,000--500,000 Refunding bond payments: Principal1,375,000--1,375,000 Administrative costs112,45026,79012185,539 Bond discount51,400--51,400 Transfer to other funds1,375,000423,886-951,114 Bonding costs-25,126-(25,126) Total uses of funds11,632,5691,452,32512110,180,123 Funds remaining (or deficit)$-$348,962$1,962$(350,924) CITY OF COTTAGE GROVE, MINNESOTA Exhibit 14 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT UP NORTH PLASTICS - DISTRICT NUMBER 1-3 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$1,350,000$905,344$-$444,656 Loan proceeds1,350,000352,803-997,197 Refunding bond proceeds1,350,000--1,350,000 Tax increment received2,500,0001,646,150125,667728,183 Interest on investments300,00089,317-210,683 Interfund transfer1,350,000-1,9471,348,053 Total sources of funds8,200,0002,993,614127,6145,078,772 Uses of funds: Land acquisition700,000304,413-395,587 Construction costs1,231,500--1,231,500 Bond payments: Principal1,350,000610,000-740,000 Interest 364,000416,288-(52,288) Loan payments: Principal1,350,000352,803-997,197 Interest 286,000272,399-13,601 Refunding bond payments: Principal1,350,000--1,350,000 Payment to refund bond escrow agent-337,425-(337,425) Administrative costs210,00017,2736,469186,258 Bond discount7,600--7,600 Transfers1,350,000--1,350,000 Refund tax increment-372,804-(372,804) Bonding costs-10,936-(10,936) Total uses of funds8,199,1002,694,3416,4695,498,290 Funds remaining (or deficit)$900$299,273$121,145$(419,518) Note: The property owner received a tax abatement for 2002 & 2007, resulting from a property valuation appeal. CITY OF COTTAGE GROVE, MINNESOTA Exhibit 15 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT COTTAGES OF COTTAGE GROVE - DISTRICT NUMBER 1-8 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$825,000$661,860$36,573$126,567 Interest on investments-22,0391,603(23,642) Total sources of funds825,000683,89938,176102,925 Uses of funds: Construction costs750,000419,791-330,209 Administrative costs75,0003,65924171,100 Total uses of funds825,000423,450241401,309 Funds remaining (or deficit)$-$260,449$37,935$(298,384) CITY OF COTTAGE GROVE, MINNESOTA Exhibit 16 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT NUMBER 1-10 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$11,000,000$-$-$11,000,000 Loan proceeds11,000,000--11,000,000 Tax increment received7,632,1721,472,876-6,159,296 Market Value Credit -TIF-79-(79) Real estate sales4,300,0001,306,791-2,993,209 Developer contribution-8,000-(8,000) Interest on invested funds230,0001,557-228,443 Local contribution250,000--250,000 Grant250,000--250,000 Applicant fees-145,700-(145,700) Transfer in from other funds11,000,000--11,000,000 Total sources of funds45,662,1722,935,003-42,727,169 Uses of funds: Land/building acquisition6,200,0001,445,331-4,754,669 Construction costs3,943,0001,252,037-2,690,963 Bond payments: Principal11,000,000--11,000,000 Interest 868,546--868,546 Loan payments: Principal11,000,000--11,000,000 Interest 868,546--868,546 Administrative costs782,080104,011340677,729 Miscellaneous - refunds-140,700-(140,700) Transfer out to other funds11,000,000--11,000,000 Total uses of funds45,662,1722,942,07934042,719,753 Funds remaining (or deficit)$-$(7,076)$(340)$7,416 CITY OF COTTAGE GROVE, MINNESOTA Exhibit 17 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT NUMBER 1-12 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Bond proceeds$23,400,000$3,000,000$-$20,400,000 Loan proceeds7,800,000--7,800,000 Tax increment received28,300,0003,512,919652,61224,134,469 Direct charges to developer-153,635-(153,635) Land sale1,700,0001,604,000-96,000 Transfer in7,800,000455,719-7,344,281 Market value credit - TIF-106-(106) Community development block grant400,000--400,000 Interest on invested funds500,000115,2493,930380,821 Other-23,020-(23,020) Total sources of funds69,900,0008,864,648656,54260,378,810 Uses of funds: Land/building acquisition5,000,0002,564,657-2,435,343 Construction costs9,000,0003,874,179165,9304,959,891 Bond payments: Principal23,400,000210,00055,00023,135,000 Interest 13,748,000899,831140,90012,707,269 Loan payments: Principal7,800,000--7,800,000 Interest -150,939-(150,939) Administrative costs2,830,000225,74510,0592,594,196 Discount on debt issued-36,812-(36,812) Transfer out to other funds7,800,000--7,800,000 Other322,000316,531-5,469 Total uses of funds69,900,0008,278,694371,88961,249,417 Funds remaining (or deficit)$-$585,954$284,653$(870,607) CITY OF COTTAGE GROVE, MINNESOTA Exhibit 18 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT 1-13 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$7,100,000$417,519$-$6,682,481 Interest on investments1,000,0001,506482998,012 Land sales17,025,000918,746-16,106,254 Developer contribution-4,000-(4,000) Bond proceeds20,000,000--20,000,000 Loan proceeds20,000,000--20,000,000 Transfers in20,000,000--20,000,000 Total sources of funds 85,125,0001,341,77148283,782,747 Uses of funds: Land/building acquisition12,000,000619,999-11,380,001 Site Improvements/preparation1,000,00027,494-972,506 Public utilities3,400,000--3,400,000 Streets1,700,000454,396-1,245,604 Other public improvements6,000,000--6,000,000 Bond payments: Principal20,000,000--20,000,000 Interest477,000--477,000 Loan payments: Principal20,000,000--20,000,000 Interest477,000--477,000 Tax increment repaid to county--194,611(194,611) Administrative costs71,00045,35240125,247 Transfers out20,000,000--20,000,000 Total uses of funds85,125,0001,147,241195,01283,782,747 Funds remaining (or deficit)$-$194,530$(194,530)$- CITY OF COTTAGE GROVE, MINNESOTA Exhibit 19 SCHEDULE OF SOURCES AND USES OF PUBLIC FUNDS FOR A TAX INCREMENT FINANCING DISTRICT DISTRICT 1-14 December 31, 2012 Accounted CurrentFor inCurrent Amount BudgetPrior YearsYearRemaining Sources of funds: Tax increment received$1,110,000$207,019$77,586$825,395 Interest on investments20,0001,16611518,719 Developer contribution-2,000-(2,000) Bond proceeds1,115,000--1,115,000 Loan proceeds2,230,000575,000-1,655,000 Transfers in1,115,000--1,115,000 Total sources of funds 5,590,000785,18577,7014,727,114 Uses of funds: Site Improvements/preparation130,000505,225-(375,225) Public utilities525,00060,501-464,499 Bond payments: Principal1,115,000--1,115,000 Interest182,500--182,500 Loan payments: Principal2,230,00075,000-2,155,000 Interest182,500124,67330,00027,827 Administrative costs110,00016,8951,72791,378 Transfers out1,115,000--1,115,000 Total uses of funds5,590,000782,29431,7274,775,979 Funds remaining (or deficit)$-$2,891$45,974$(48,865) III. STATISTICAL SECTION (UNAUDITED) This part of the City of Cottage Grove’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. Financial Trends These schedules contain trend information to help the reader understand how the government’s financial performance and well-being have changed over time. Table 1 – Net Positionby Component Table 2 – Changes in Net Position Table 3 – Fund Balances of Governmental Funds Table 4 – Changes in Fund Balances of Governmental Funds Revenue Capacity These schedules contain information to help the reader assess the government’s most significant local revenue source, property taxes. Table 5 – Assessed and Estimated Actual Value of Taxable Property Table 6 – Property Tax Rates Direct and Overlapping Governments Table 7 – Principal Property Taxpayers Table 8 – Property Tax Levies and Collections Debt Capacity These schedules present information to help the reader assess the affordability of the government’s current levels of outstanding debt and the government’s ability to issue additional debt in the future. Table 9 – Ratios of Outstanding Debtby Type Table 10 – Ratios of General Bonded DebtOutstanding Table 11 – Direct and Overlapping Governmental Activities Debt Table 12 – Legal Debt Margin Information Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Table 13 – Demographic and Economic Statistics Table 14 – Prinicipal Employers Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government’s financial report relates to the services the government provides and activties it performs. Table 15 – Full-time EquivalentCity GovernmentEmployees by Function Table 16 – Operating Indicators by Function/Program Table 17 – Capital Assets Statistics by Function/Program Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. -This Page Intentionally Left Blank- CITY OF COTTAGE GROVE, MINNESOTA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBTTable 11 As of December 31, 2012 City of Cottage Grove % of DebtShare of Net DebtApplicableOverlapping Outstandingto CityDebt Overlapping: Washington County $144,625,00010.9655%$15,858,854 School Districts ISD No. 200 (Hastings)49,515,0001.6733%828,534 ISD No. 833 (South Wash. County)276,760,00032.0030%88,571,503 Metro Council226,580,0000.9735%2,205,756 Total Overlapping107,464,648 City of Cottage Grove Direct Debt$15,685,000100.00%15,685,000 Total Direct and Overlapping Debt:$713,165,000$123,149,648 Source: City of Cottage Grove Municipal Disclosure Reporting Notes: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. CITY OF COTTAGE GROVE, MINNESOTA Table 13 DEMOGRAPHIC AND ECONOMIC STATISTICS Last Ten Fiscal Years Per Capita FiscalPersonalPersonalSchoolUnemployment YearPopulation(1)Income (2)Income (2)Enrollment (3)Rate (4) 201234,984$1,797,326,58651,3755.5% 17,639 201134,8281,724,787,04449,5236.2% 17,389 201034,5891,626,824,43747,0336.9% 17,060 200934,2131,564,355,21245,7247.6% 16,795 200834,0171,633,122,15348,0094.9% 16,800 200733,7881,578,845,66446,7283.9% 16,805 200633,5291,502,803,30944,8213.5% 16,467 200533,1791,412,794,99942,5813.5% 16,400 200431,7741,343,849,55642,2944.0% 16,088 200331,4371,242,736,04739,5314.1% 15,744 Sources: (1) Metropolitan Council-2002-2009. Census-2010. Cottage Grove Planning Department-2011. (2) Washington County data from Bureau of Economic Analysis. (3) Independent School District No. 833 including Valley Crossing School. (4) Minnesota Department of Employment and Economic Development. CITY OF COTTAGE GROVE, MINNESOTA Table 14 PRINCIPAL EMPLOYERS Current year and nine years ago 20122003 PercentagePercentage of Total of Total TaxpayerEmployeesRankEmploymentEmployeesRankEmployment School District 833 1,315122% 1,128119% 3M Cottage Grove 750213% 675211% Renewal by Andersen 33036% 39937% Up North Plastics Inc 25044% 26044% Cub Foods 20053% 14692% Menard's 20063% 20053% City of Cottage Grove 17473% 18163% Werner Electric 17083% - - - Target 13092% 150 83% Rainbow Foods 99102% - - - Allied Systems - - 16073% Allina - - 138102% Total 3,61860% 3,43758% Sources: City of Cottage Grove Annual Municipal Disclosure Reporting. 173 174