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HomeMy WebLinkAbout2015-11-18 PACKET 08.A. REQUEST OF CITY COUNCIL ACTION COUNCIL AGENDA MEETING ITEM # � � DATE 11/18/15 - . PREPARED BY: Finance Robin Roland ORIGINATING DEPARTMENT DEPARTMENT HEAD * * * * * � � * * * * * * * * * * � * * * * * * * * * � * * * * * * * * � * * * * * * * * * � * COUNCIL ACTION REQUEST: Consider calling for the sale of$4,935,000 General Obligation (G.O.) Refunding bonds series 2016A. STAFF RECOMMENDATION: Adopt resolution calling for a public hearing on Abatement on December 16, 2015. Adopt resolution calling for the sale of$4,935,000 G.O. Refunding bonds. BUDGET IMPLICATION: BUDGETED AMOUNT ACTUAL AMOUNT ADVISORY COMMISSION ACTION: DATE REVIEWED APPROVED DENIED ❑ PLANNING ❑ ❑ ❑ ❑ PUBLIC SAFETY ❑ ❑ ❑ ❑ PUBLIC WORKS ❑ ❑ ❑ ❑ PARKS AND RECREATION ❑ ❑ ❑ ❑ HUMAN SERVICES/RIGHTS ❑ ❑ ❑ ❑ ECONOMIC DEV. AUTHORITY ❑ ❑ ❑ ❑ ❑ ❑ ❑ SUPPORTING DOCUMENTS: � MEMO/LETTER: Roland � RESOLUTION: public hearing, call sale ❑ ORDINANCE: ❑ ENGINEERING RECOMMENDATION: ❑ LEGAL RECOMMENDATION: � OTHER: Pre-sale report from Ehlers ADMINISTRATORS COMMENTS: ---�-__ ��, �� ,��%� 1l /; `S City Administrator ate * * � � * � � * * * * * * * * * * * * � :� * � * * * * * * * � * * * * * * * � * * * * * � � * * H:\Council items\council-action template.docx Cottage � Grove �here Pride and PCOSperity Meet To: Mayor and City Council Members Charlene Stevens, City Administrator From: Robin Roland, Finance Director Date: November 18, 2015 Subject: Consider calling for the sale of$4,935,000 General Obligation (G.O.) Refunding Bonds Introduction The City continuously reviews its outstanding debt position in order to take advantage of any refinancing opportunities which may avail themselves. Such an opportunity is currently available. Discussion The EDA issued $6,500,000 of Lease Purchase Revenue bonds, series 2008B which financed the construction of an addition to the Ice Arena. The City and the EDA entered into a Lease agreement for an annual appropriation lease; the City levies for the funds annually to make the annual lease payment (the bond payment) to the EDA. There is $4,080,000 of outstanding principal on these bonds and they are callable April 1, 2016. The City issued $3,370,000 General Obligation (G.O.) Sewer System Revenue Bonds, series 2008A to finance the 2007 East Ravine Trunk Sanitary Sewer Project. There is $855,000 in remaining principal and these bonds are callable February 1, 2016. Market interest rates are currently at a level where the City could experience interest savings by "calling" the existing bonds and refinancing them with the sale of new debt. Staff proposes to refund these bonds through General Obligation Abatement Bonds. This type of bond is different than the City has issued before and require a series of public hearings and actions which vary slightly from previous bond issues. The pre-sale report from Ehlers includes an Executive Summary outlining the purpose and authority for the bond transactions, along with a timetable for the sale and estimates of the savings the City would experience from the refunding of the bonds. Our Ehlers representative will be present at the meeting to answer any questions about the bonds or the process which Council may have. Requested Action • Adopt the resolution calling for the Public Hearing on Abatement on December 16, 2015. • Adopt the resolution calling for the sale of$4,935,000 General Obligation Refunding Bonds. RESOLUTION CALLING FOR A PUBLIC HEARING ON PROPOSED PROPERTY TAX ABATEMENTS FOR THE PURPOSE OF ISSUING TAX ABATEMENT BONDS TO REFUND THE EDA'S LEASE PURCHASE REV�NUE BONDS,SERIES 2008B WHEREAS,Minnesota StatZrtes, Sections 469.1812 through 469.1815,both inclusive(the"Act"), authorize the City of Cottage Grove, Minnesota (the "City"), upon satisfaction of certain conditions, to grant an abatement of all or a pat�t of the taxes levied by the City on certain property; and WHEREAS, the Cottage Grove Economic Development Authority (the `BDA") issued its $$6,500,000 Lease Purchase Revenue Bonds, Series 2008B (the "Series 2008B Bonds") to finance the constiuction and equipping of and expansion to the Cottage Grove Ice Arena(the "Ice Arena"). The City leases the Ice Arena froln the EDA,paying lease payments equal to debt seivice on the Series 2005B Bonds; and WHEREAS,the City has now determined to exercise its purchase option under the lease agreement with the EDA in order to acquire fee title to the Building and refund the Series 2008B Bonds; and WHEREAS,the City has determined it is the best interest of the City to finance the acquisition of the Ice Arena through issuance of taa abatement bonds authorized by the Act and that the City authorize a property tax abatement with respect to various parcels of land that benefit fi•om the Ice Arena; and WHEREAS,the Act requires the City to hold a public hearing prior to adoption of a resolution granting any property tax abatements: NOW THEREFORE, BE IT RESOLVED by the City Council of the City of Cottage Grove, Minnesota, as follows: 1. Hearin�. A public heariug on the consideration of authorizing a property tax abatement in comiection with the issuance of general obligation tax abatement bonds will be held at the time and place set foi�th in the Notice of Hearing attached hereto as Exhibit A and her•eby made a part hereof. 2. Notice. The City Clerk is hereby authorized and directed to cause notice of said hearing in substantially the form attached hereto as E�iibit A to be given one publication in a newspaper of general circulation in the City mar�e than 10 days but less than 30 days before the hearing. The newspaper must be one of general circulation,intei•est and readership in the City,and must be published at least once per week. Adopted this 18t1i day of November,2015. Myron Bailey,Mayor Attest: Joe Fischbach, City Clerlc STATE OF MINNESOTA ) WASHINGTON COUNTY ) ss I,the undersigned,being the duly qualified and acting Clerlc of the City of Cottage Grove, Minnesota(the "City"),by reason of my office as City Clerlc,DO HEREBY CERTIFY that I have compared the attached and foregoing ext�•act of minutes with the original thereof on file in my office, and that the same is a full,true and coinplete transcript of the minutes of a meeting of the City Council of the City, duly called and held on the date therein indicated, insofar as such minutes relate to the calling of a public hearing on proposed proper�ty tax abatements. WITNESS iny hand this day of ,2015. Joe Fischbach, City Clerk Resolution No. Resolution Providing for the Sale of $4,935,000 General Obligation Refunding Bonds, Series 2016A WI�REAS,the City Council of the City of Cottage Grove,Minnesota has heretofore determined that it is necessaiy and expedient to issue the City's $4,935,000 General Obligation Refunding Bonds, Series 2016A(the "Bonds"),to provide for the current refunding of the City's General Obligation Sewer System Revenue Bonds, Series 2008A and to acquire the Cottage Grove Ice Arena fi�om the Cottage Grove Economic Development Authority; and WI�REAS,the City has retained Ehlers&Associates,Inc., in Roseville,Minnesota('Bhlers"), as its independent financial advisor for the Bonds in accordance with Minnesota Statutes, Section 475.60, Subdivision 2(9); NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Cottage Grove, Miimesota, as follows: 1. Authorization; Findin�s. The City Council hereby authorizes Ehlers to assist the City for the sale of the Bonds. 2. Meeting; Proposal Opening. The City Council shall meet at 7:00 PM on Januaiy 6, 2016, for the purpose of considering proposals for and awarding the sale of the Bonds. 3. Official Stateinent. In connection with said sale, the officers or employees of the City are hereby authorized to cooperate with Ehlers and pai�ticipate in the preparation of an official statement for the Bonds and to execute and deliver it on behalf of the City upon its completion. Adopted this 18th day of November,2015. Myron Bailey,Mayor Joe Fischbach, City Clerlc EHLERS LEADERS IN PUBLIC FINANCE November 18, 2015 Pre-Sale Report for City of Cottage Grove, Minnesota $4,935,000 General Obligation Refunding Bonds, Series 2016A �'�;�u Prepared by: Shelly Eldridge Senior Municipal Advisor And Sean Lentz Senior Municipal Advisor And Stacie Kvilvang Senior Municipal Advisor �� 1-5��-�5�-1174 I �v���t`�v,�lif��:�-in�;.c;c��n Executive Summary of Proposed Debt Proposed Issue: $4,935,000 General Obligation Refunding Bonds, Series 2016A Purposes: The proposed issue includes financing for the a current refunding of the following Bonds: The 2008A Bonds originally issued to finance the 2007 the East Ravine Trunk Sanitaiy Sewer Project phases 1 and 2 and the East Ravine Trunk Sanitary Extension Neighborhood Project. The proposed issue includes financing for a current refunding of the 2017 — 2019 outstanding matur•ities of the City's General Obligation Sewer System Revemle Bonds, Series 2008A (the "Prior Bonds"). The Prior Bonds were issued in the amount of$3,370,000 and are ctu•rently being paid with trunk charges and sewer fund revenue. There is $855,000 in outstanding principal. The Prior Bonds are first callable on Februaiy l, 2016 or any day thereafter. Interest rates on the Prior Bonds are 3.50%to 3.60%. The refilnding is expected to reduce interest expense by approximately $24,200 over the next 3 years. The Net Present Value Benefit of the refunding is estimated to be $23,560, equal to 2.822% of the refunded principal. The EDA 2008B Lease Revenue Bonds were originally issued to finance the construction and equipping of the Cottage Grove Ice Arena Expansion project. The facility is being leased by the EDA to the City of Cottage Grove. The lease payments are equal to the debt seivice of the Bonds. The proposed issue includes funds sufficient to allow the City to acquire the Ice Arena fi•om the EDA and will be issued under the City's general obligation though the Abatement Bond authority. This, in pt•actice, will act as a current refunding of the 2017 — 2028 outstanding maturities of the EDA's Lease Purchase Revenue Bonds, Series 2008B (the"Prior EDA Bonds"). The Prior EDA Bonds were issued in the amount of$6,500,000 and are being paid, in pat•t, with lease revenue fi•om School District 833 and the Cottage Grove Athletic Association. The City has been contributing in the form of an annual levy for the difference. There is $4,080,000 in outstanding principal. The Prior EDA Bonds are first callable on April 1, 2016 or any day thereafter. Interest rates on the Prior EDA Bonds are 4.10% to 4.90%. The refunding is estimated to reduce debt service payments by approximately$924,800 over the next 11 yeais. The Net Present Value Benefit of the refiinding is estimated to be $821,854, equal to 18.225% of the refunded principal. This includes the use of the debt service reserve funds, in the amount of$514,892,to reduce the size of the bonds being issued. Abateinent Bonds have no debt service reserve requirement. These refundings are considered to be a Current Refunding as the obligations being refilnded are callable(pre-payable)within 90 days of the date of issue of the new Bonds. Presale Report November 18, 2015 City of Cottage Grove, Minnesota Page 1 Authority: The Bonds are being issued pursuant to Minnesota Statutes, Chapters 475, 115.46 and 469. Chapter 115.46, the portion refinancing the 2008A Bonds, aliows cities to issue debt without limitation as long as debt service is expected to be paid from utility revenues, special assessments or property tax levy for a municipal disposal system. The 2008B Lease Purchase Revenue Bonds are being refunded through General Obligation Abatement Bonds. The City is required to hold a public hearing on the abatement poi�tion of the Bonds and the public purpose it serves. The hearing is scheduled for December 16, 2015. In addition, the amount of property taxes abated in airy year may not exceed either 10%of the net tax capacity of the City or $200,000, whichever is greater. The greater of these two calculations for pay 2015 is 10% of the net tax capacity which is approximately $2,078,090. The City's payment on the Bonds is estimated to be$389,455 pei•year,which is well below the statutoiy maximum. The Bonds will be general obligations of the City for which its fiill faith, credit and taxing powers are pledged. Term/Call Feature: The Bonds are being issued for an 11 year term. Principal on the Bonds will be due on February 1 in the years 2017 tlu•ough 2027. Interest is payable every six months beginning August 1,2016. The Bonds inat�uing on and after Febniaiy 1, 2025 will be subject to prepayment at the discretion of the City on Februaty 1, 2024 or any date thereafter. Bank Qualification: Because the City is expecting to issue no more than$10,000,000 in tax exempt debt during the calendar year, the City will be able to designate the Bonds as "bai�l� qualified" obligations. Bank qualified status broadens the market for the Bonds,which can result in lower interest rates. Rating: The City's most recent bond issues were rated AA+ by Standard & Poor's. The City will request a new rating for the Bonds. If the wilming bidder• on the Bonds elects to purchase bond insurance, the rating for the issue may be higher than the City's bond rating in the event that the bond rating of the insurer is higher than that of the City. Basis for Recommendation: Based on our knowledge of your situation, your objectives communicated to us, our advisory relationship as well as characteristics of various municipal financing options, we are recommending the issuance of general obligation bonds as a suitable financing option because these options are the most viable option a�ailable to finance this type of project under state law and is the most overall cost effective options that still manitains fiiture flexibility for the repayment of debt. Presale Report November 18, 2015 City of Cottage Grove, Minnesota Page 2 Method of Sale/Placement In order to obtain the lowest interest cost to the City,we will competitively bid the purchase of the Bonds fi�om local and national underwriters/banks. We have included an allowance for discount bidding equal to 1.000% of the principal amount of the issue. The discount is treated as an interest item and provides the underwriter with all or a portion of their compensation i�i the transaction. If the Bonds are purchased at a price greater than the minimum bid amount (maximum discount), the unused allowance may be used to lower your borrowing amount. Premium Bids: Under current market conditions, most investois in municipal bonds prefer "premium" pricing structures. A premium is achieved when the coupon for any maturity (the interest rate paid by the issuer) exceeds the yield to the investor, resulting in a price paid that is greater than the face value of the bonds. The sum of the amounts paid in excess of face value is considered "reoffering premium." The amount of the premium varies,but it is not uncommon to see premiums for new issues in the range of 2.00%to 10.00%of the face amount of the issue. This means that an issuer with a$2,000,000 offering may receive bids that result in proceeds of$2,040,000 to$2,200,000, For this issue of Bonds we have been directed to use the premium to reduce the size of the issue. The adjustments may slightly change the true interest cost of the original bid, either up or down. You have the choice to limit the amount of preinium in the bid specifications. This inay result in fewer bids, but it may also eliminate large adjustments on the day of sale and other uncertainties. Review of Existing Debt: We have reviewed all outstanding indebtedness for the City and find that, other than the obligations proposed to be refunded by the Bonds, there are no other current refunding opportunities at this tiine. We will continue to monitor the mai�ket and the call dates for the City's outstanding debt and will alert you to any firture refiinding opportunities. Continuing Disclosur'e: Because the City has more than $10,000,000 in outstanding debt (including this issue) and this issue is over $1,000,000, the City will be agreeing to provide cei�tain updated Annual Financial Information and its Audited Financial Statement annually as well as providing notices of the occurrence of certain "material events" to the Municipal Securities Rulemaking Board (the "MSRB"), as required by iules of the Securities and Exchange Commission (SEC). The City is already obligated to provide such reports for its existing bonds, and has contracted with Ehlers to prepare and file the reports. Ar'bitr'age Monitoring: Because the Bonds are tax-exempt securities/tax credit securities,the City must ensure compliance with cei�tain Internal Revenue Service(IRS)rules throughout the life of the issue. These rules apply to all gross proceeds of the Presale Report November 18, 2015 City of Cottage Grove, Minnesota Page 3 issue,including initial bond proceeds and investment earnings in construction, escrow,debt service, and any reserve funds. How issuers spend bond proceeds and how they track interest earnings on funds (arbitrage/yield restriction compliance) are common subjects of IRS inquiries. Your specific responsibilities will be detailed in the Nonarbitrage Cei�tificate prepared by your Bond Attorney and provided at closing. We recommend that you regularly monitor compliance with these rules and/or retain the seivices of a qualified firm to assist you. Risk Facto►'s: The Bonds are being issued for the purpose of current refunding prior City debt obligations. Those prior debt obligations are "callable" now and can therefore be paid off within 90 days or less. The new Bonds will not be pre- payable until Februaiy l, 2024. This refunding is being undertalcen based, in part, on an assuinption that the City does not expect to have future revenues to pay off this debt and that market conditions warrant the refinancing at this time, Other Service Providers: This debt issuance will require the engagement of other public finance service providers. This section identifies those other seivice providers, so Ehlers can coordinate their engagement on your behalf. Where you have previously used a particular firin to provide a service, we have assumed that you will continue that relationship. For services you have not previously required, we have identified a seivice provider. Fees charged by these service providers will be paid from proceeds of the obligation, unless yott notify us that you wish to pay them fi�om other sources. Our pre-sale bond sizing includes a good faith estimate of these fees, so their final fees may vaty. If you have any questions pei�aining to the identified service providers or their role, or if you would like to use a different service provider for any of the listed services please contact us. Bond Attorney: Briggs and Morgan,Professional Association Paying Agent: Bond Trust Services Corporation Rating Agency: Standard&Poor's This presale report summarizes our understanding of the City's objectives for the structure and terms of this financing as of this date. As additional facts become lcnown or capital markets conditions change,we may need to modify the structure and/or terms of this financing to achieve results consistent with the City's objectives. Presale Report November 18, 2015 City of Cottage Grove, Minnesota Page 4 Proposed Debt Issuance Schedule Pre-Sale Review by City Council: November 18,2015 Distribute Official Statement: Week of December 7,2015 Conference with Rating Agency: Weelc of December 14,2015 City Council Meeting to hold Public Heai7ng on Abatement: December 16,2015 City Council Meeting to Award Sale of the Bonds: January 6,2016 Closing Date: Januaiy 28,2016 Redemption Date for 2008A Bonds: February 15,2016 Redemption Date for 2008B Lease Purchase Bonds: April 1,2016 Attachments Sources and Uses of Funds Proposed Debt Service Schedule Proposed Refilnding Sa�ings Analysis Resohrtion Calling for Public Hearing on Proposed Property Tax Abateinents Resohrtion Authorizing Ehlers to Proceed With Bond Sale Ehlers Contacts Municipal Advisois: Shelly Eldridge (651)697-8504 Sean Lentz (651)697-8509 Stacie Kvilvang (651)697-9506 Disclosure Coordinator: Elizabeth Greiter (651)697-8550 Financial Analyst: Alicia Gage (651)697-8551 The Official Statement for this financing will be provided to the City Council, at their home address or e-mailed, for review prior to the sale date. Presale Report November 18, 2015 City of Cottage Grove, Minnesota Page 5 City of Cottage Grove, Minnesota $4,940,000 General Obligation Refunding Bonds, Series 2016A Issue Summary Assuming Current GO BQ"AA+" Market Rates plus 25bps Total Issue Sources And Uses Dated 01/28/2016� Delivered 01/28/2016 Proposed Current Proposed Current Refunding of Refunding of Issue Series 2008A Series 2008B EDA Summary Sources Of Funds Par fvnount ofBonds $855,000.00 $4,085,000.00 $4,940,000.00 Transfers from Prior Issue DSR Funds - 514,892.50 514,892.50 Additional required Equiry contribution - 2,150.01 2,150.01 Total Sources $855,000.00 $4,G02,042.51 $5,457,042.51 Uses Of Funds TotalUnderwriter'sDiscount (1.000%) 8,550.00 40,850.00 49,400.00 Costs of Issuance 8,999.99 43,000.01 52,000.00 Deposit to Current Refunding Fund 836,147.81 4,515,000.00 5,351,147.81 Rounding Amount 1,302.20 3,192.50 4,494.70 Totnl Uses $855,000.00 $4,602,042.51 $5,457,042.51 Series 2016A GO Ref Bds C � Issue Summary� 11/10/2015� 1:02 PM EHLERS LEADERS IN PUBLIC FINANCE City of Cottage Grove, Minnesota $4,940,000 General Obligation Refunding Bonds, Series 2016A Issue Summary Assuming Current GO BQ "AA+" Market Rates plus 25bps Debt Service Schedule Date Principal Coupon Interest Total P+I Fiscal Totai O 1/28/2016 - - - - - 08/O1/2016 - - 38,04112 38,041.12 - ( 12/31/2016 - - - - 38,04112 02/O1/2017 635,000.00 0.800% 37,417.50 672,417.50 - 08/01/2017 - - 34,877.50 34,877.50 - 12/31/2017 - - - - 707,295.00 02/01/2018 640,000.00 0.950% 34,877.50 674,877.50 - 08/O1/2018 - - 31,837.50 31,837.50 - 12/31/2018 - - - - 706,715.00 02/0112019 645,000.00 1.100% 31,837.50 676,837.50 - 08/O1l2019 - - 28,290.00 28,290.00 - 12l31/2019 - - - - 705,127.50 02/Ol/2020 360,000.00 ]300% 28,290.00 388,290.00 - 08/01/2020 - - 25,950.00 25,950.00 - 12/31l2020 - - - - 414,240.00 02/01J2021 365,000.00 1.500% 25,950.00 390,950.00 - 08/O1/2021 - - 23,212.50 23,212.50 - 12/31/2021 - - - - 414,162.50 02/0112022 370,000.00 1.700% 23,212.50 393,212.50 - 08/O1l2022 - - 20,067.50 20,067.50 - 12/31/2022 - - - - 413,280.00 02/O1/2023 370,000.00 1.800% 20,067.50 390,067.50 - 08101/2023 - - 16,737.50 16,737.50 - 12/31/2023 - - - - 406,805.00 02/O1/2024 380,000.00 1950% 16,737.50 396,737.50 - 08/O1l2024 - - 13,032.50 13,032.50 - 12/31/2024 - - - - 409,770.00 02I01/2025 385,000.00 2.100% 13,032.50 398,032.50 - 08/O1/2025 - - 8,990.00 8,990.00 - 12/31/2025 - - - - 407,022.50 02/OU2026 390,000.00 2.200°/a 8,990.00 398,990.00 - 08/O1l2026 - - 4,700.00 4,700.00 - 12/31/2026 - - - - 403,690.00 02/01l2027 400,000.00 2350% 4,700.00 40�,700.00 - 12/31/2027 - - - - 404,700.00 Total $4,940,000.00 - $490,848.62 $5,430,848.62 - Yield Statistics Bond Year pollars $26,77117 Average Life 5.419 Years Average Coupon 1.8334973% Net Interest Cost(NIC) 2A 180242% Tnie Interest Cost(TIC) 2.0201372% Bond Yield for Arbitrage Purposes I.8218567% All Inclusive Cost(AIC) 2.2321222% IRS Form 8038 Net Interest Cost 1.8334973% Weighted Average Maturity 5.419 Years Series 2016A GO Ref Bds C� Issue Summary� 11I10/2015� 1:02 PM EHLERS LEADERS IN PUBIIC FINANCE City of Cottage Grove, Minnesota $4,940,000 General Obligation Refunding Bonds, Series 2016A Issue Summary Assuming Current GO BQ "AA+" Market Rates plus 25bps Debt Service Comparison --Accrual Basis Calendar Year Total P+I Net New D/S Old Net D/S Savings 2016 38,041.12 35,696.43 117,803.75 82,107.32 2017 707,295.00 707,295.00 789,820.00 82,525.00 2018 706,715.00 706,715.00 792,700.00 85,985.00 2019 705,127.50 705,127.50 789,507.50 84,380.00 2020 414,240.00 414,240.00 495,69625 81,456.25 2021 414,162.50 414,162.50 495,870.00 81,707.50 2022 413,280.00 413,280.00 494,600.00 81,320.00 2023 406,805.00 406,805.00 492,370.00 85,565.00 2024 409,770.00 409,770.00 489,252.50 79,482.50 2025 407,022.50 407,022.50 485,232.50 78,210.00 2026 403,690.00 403,690.00 485,175.00 81,485.00 2027 404,700.00 404,700.00 483,942.50 79,242.50 2028 - - (33,377.50) (33,377.50) - $5,430,848.62 $5,428,503.93 $6,378,592.50 $950,088.57 PV Analysis Summary(Net to Net) Gross PV Debt Service Savings..................... 1,256,947.42 Effects of changes in DSR inveshnents............. (412,877.64) Net PV Cashflow Savings�a, 1.822%(Bond Yield}..... 844,069.79 Total Cash contribution........................... (2,150A1) Contingency or Rounding Amaimt.................... 4,494.70 Net Present Va(ue Benefit $846,414.48 Net PV Benefit/$6,196,947.42 PV Refimded Debt Service 13.659% Net PV Benefit/ $5,350,000 Refimded Principal... 15.821% Net PV Benefit/ $4,940,000 Refunding Principal.. 17.134% Refunding Bond Information Refiuiding Dated Date 1/28/2016 Refimding Delivery Date 1/28/2016 Series 2016A GO Ref Bds C� Issue Summary� 11/10l2015� 1:02 PM EHLERS LEADERS IN PUBLIC FINANCE