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HomeMy WebLinkAbout2015 CAFRComprehensive Annual Financial Report www.cottage‐grove.org City of Cottage Grove Minnesota Year Ended December 31, 2015 Annual City Photo Contest Winning Entries CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Letter of Transmittal 3 Certificate of Achievement for Excellence in Financial Reporting 9 Principal City Officials 11 Organization Chart 12 Independent Auditor's Report 15 Management's Discussion and Analysis 19 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Position Statement 1 33 Statement of Activities Statement 2 35 Fund Financial Statements: Balance Sheet - Governmental Funds Statement 3 36 Statement of Revenues, Expenditures, and Changes in Fund Balance - Governmental Funds Statement 4 38 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement 5 40 Statement of Net Position - Proprietary Funds Statement 6 41 Statement of Revenues, Expenses, and Changes in Fund Net Position - Proprietary Funds Statement 7 42 Statement of Cash Flows - Proprietary Funds Statement 8 43 Notes to Financial Statements 44 Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 9 84 Schedule of City's Proportionate share of Net Pension Liability - GERF and PEPFF 89 Schedule of City Contributions - GERF and PEPFF 90 Schedule of Employer and Non-Employer Contributions - Fire Relief 91 Schedule of Changes in Net Pension Liability - Fire Relief 92 Funding Progress Schedule - Other Post Employment Health Care Benefits 93 I. INTRODUCTORY SECTION II.FINANCIAL SECTION CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds Statement 10 99 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds Statement 11 100 Subcombining Balance Sheet - Nonmajor Special Revenue Funds Statement 12 102 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue Funds Statement 13 104 Subcombining Balance Sheet - Nonmajor Debt Service Funds Statement 14 107 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service Funds Statement 15 108 Subcombining Balance Sheet - Nonmajor Capital Project Funds Statement 16 110 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project Funds Statement 17 112 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual: Recycling Statement 18 114 Storm Water Statement 19 115 Forfeiture/Seizure Statement 20 116 Ice Arena Statement 21 117 Golf Course Statement 22 118 Charitable Gambling Statement 23 119 Internal Service Funds: Combining Statement of Net Position Statement 24 122 Combining Statement of Revenue, Expenses and Changes in Fund Net Position Statement 25 123 Combining Statement of Cash Flows Statement 26 124 Component Unit: Economic Development Authority: Combining Balance Sheet - All Governmental Fund Types Statement 27 126 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - All Governmental Fund Types Statement 28 127 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Supplementary Financial Information: Construction/Acquisition Costs: Capital Projects Funds Exhibit 1 130 Combined Schedule of Bonded Indebtedness Exhibit 2 132 Debt Service Payments to Maturity Exhibit 3 134 Deferred Tax Levies Exhibit 4 136 Subcombining Balance Sheet - Pavement Management Debt Service Schedule Exhibit 5 137 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Pavement Management Debt Service Schedule Exhibit 6 138 Subcombining Balance Sheet - Tax Increment Construction Revolving Schedule Exhibit 7 139 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- Tax Increment Construction Revolving Schedule Exhibit 8 140 Subcombining Balance Sheet - TIF Debt Service Revolving Schedule Exhibit 9 141 Subcombining Statement of Revenues, Expenditures, and Changes in Fund Balance- TIF Debt Service Revolving Schedule Exhibit 10 142 CITY OF COTTAGE GROVE, MINNESOTA TABLE OF CONTENTS Reference Page Number Net Position by Component Table 1 145 Changes in Net Position Table 2 146 Fund Balances of Governmental Funds Table 3 148 Changes in Fund Balances of Governmental Funds Table 4 149 Assessed and Estimated Actual Value of Taxable Property Table 5 150 Property Tax Rates - Direct and Overlapping Governments Table 6 151 Principal Property Taxpayers Table 7 152 Property Tax Levies and Collections Table 8 153 Ratios of Outstanding Debt by Type Table 9 154 Ratios of General Bonded Debt Outstanding Table 10 155 Direct and Overlapping Governmental Activities Debt Table 11 156 Legal Debt Margin Information Table 12 157 Demographic and Economic Statistics Table 13 158 Principal Employers Table 14 159 Full-time Equivalent City Government Employees by Function Table 15 160 Operating Indicators by Function/Program Table 16 161 Capital Asset Statistics by Function/Program Table 17 162 III. STATISTICAL SECTION I. INTRODUCTORY SECTION 1 -This Page Intentionally left Blank - 2 May 16, 2016 To the Honorable Mayor, Members of the City Council and Citizens of the City of Cottage Grove: Minnesota statutes require all cities to submit an annual audited financial statement to the Office of the State Auditor. Pursuant to that requirement, we hereby issue the Comprehensive Annual Financial Report of the City of Cottage Grove for the year ended December 31, 2015. Management assumes full responsibility for the completeness and reliability of the information contained in this report, based upon a comprehensive framework of internal control standards that it has established for this purpose. Because the cost of internal control should not exceed anticipated benefits, the objective is to provide reasonable, rather than absolute assurance that the financial statements are free of any material misstatements. Kern, DeWenter, Viere, Ltd., independent certified public accountants have issued an unmodified (“clean”) opinion on the City of Cottage Grove’s financial statements for the year ended December 31, 2015. The independent auditors’ report is located at the front of the financial section of this report. Management’s discussion and analysis (MD&A) immediately follows the independent auditors’ report and provides a narrative introduction, overview, and analysis of the basic financial statements. This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. Profile of the City Cottage Grove was organized as a village on July 13, 1965 and was incorporated as a city on January 1, 1974. Cottage Grove is a suburban community located on the southern border of Washington County, sixteen miles southeast of Downtown St. Paul. The City currently occupies 34.3 square miles of land. The 2010 Census established the City population at 34,589; recent data estimates 2015 population at 35,814. Cottage Grove operates as a Statutory Plan A City under Minnesota law. Policy making and legislative authority are vested in a City Council, consisting of the Mayor and four other members, elected at large and on a non-partisan basis. Terms of office are staggered four year terms, with elections held in each even-numbered year. The City Council is responsible for passing ordinances, adopting the budget and appointing members of the various citizens’ advisory boards. In addition, the Mayor and Council appoint a full-time City Administrator, who is responsible for overall supervision of City operations. 3 The City provides a full range of municipal services. These services include police and fire protection, ambulance services, parks and park facilities, a golf course, recreational programming, an ice arena, street construction and maintenance, water, sewer and storm water utilities, planning and zoning, and general administrative functions. The Economic Development Authority (EDA) of the City of Cottage Grove is a separate legal entity organized pursuant to Minnesota Statute 469. There are seven members of the EDA who are appointed by the City Council; two appointees are Council members and the five others are appointed from the community. The EDA is included in this financial report as a discretely presented component unit, due to the EDA’s relationship of financial benefit or burden to the City. The annual budget serves as the foundation for the City of Cottage Grove’s financial planning and control. The budget incorporates the City’s financial policies, financial operations, debt management, reserves and investments. The process by which the biennial budget document is prepared begins with the submission of department appropriation requests in June. The requests, along with projected revenues and stated City Council strategic goals, provide the starting point for budget development. Collaborative meetings are held with City Staff and workshops are held with the City Council to refine the budget document in advance of the submission of the preliminary tax levy in September each year. The preliminary levy may be reduced after it is adopted, but cannot be increased. An information session is held for taxpayers at the first City Council meeting in December in advance of adoption of the final levy and budget. The Council is required to adopt a final budget by no later than December 28th of each year. Local economy Cottage Grove is part of the Minneapolis/St. Paul seven county metropolitan area; an economically diverse environment with an equally diverse labor force. 2014 saw steady employment growth in the region and the unemployment rate dropped to 3.9%, compared to the national rate of 5.6%. However, as employment improved, wage growth and inflation remained subdued. The City’s tax base is 80% residential and 20% commercial/industrial property. Total taxable market value in 2015 was $2.7 billion; a recovery to almost 90% of pre-recessionary levels. Moderate growth in value is expected for 2016, from both new construction and increases in property values of existing building stock. The City’s 600 acre business park is home to 1,150,000 square feet of industrial and manufacturing businesses, including Up North Plastics, Leafline Labs, American Logistics, Renewal by Andersen, and Werner Electric. Other major employers in the City include 3M Company, Target, Menard’s, Walmart, and Aggregate Industries. The City's commercial areas include four community shopping centers and several restaurants. In 2015, Renewal by Andersen, Werner Electric and American Logistics all expanded their facilities by a combined 300,000 square feet of manufacturing and warehouse space, adding over 300 jobs to the Cottage Grove community. Additional businesses expected to locate in the Business Park in 2016 will include Gardenworld, a garden product wholesaler. 4 Also in 2015 the City of Cottage Grove reached an agreement to purchase the long vacant Home Depot building in the City’s Gateway North development. Purchase of this property was then parlayed into a three-way redevelopment agreement for the entire center which once housed not only the Home Depot but a Rainbow Foods grocery store and several smaller tenant spaces including a liquor store, restaurant and Hallmark card store. The redevelopment will include the demolition of some of the old spaces, construction of a 92,800 sq. ft. Hy-Vee grocery store and the sale of the former Home Depot property to a developer for repurposing into new tenant spaces. The project will break ground in late May 2016 and is expected to open in the fall of 2017. Long-term financial planning The City places a high priority on planning for future growth. Staff uses different long range revenue and expenditure models during the annual preparation of a biennial budget plan for the General Fund, Special Revenue and Enterprise Funds. The biennial budget process allows for the assurance that any change to revenues or expenditures is sustainable in the successive year. Furthermore, Council and staff compile a five year Capital Improvement Plan (CIP) which addresses the future building and infrastructure projects necessary to address the new residential and commercial property outlined in the City’s 2030 Comprehensive Plan. As part of the CIP, each capital project is analyzed to determine if sufficient funding exists for the project and the longer term impact of each of the projects on the individual capital fund balances. For example, during the 2016 to 2020 period over $20 million in total Pavement Management projects are anticipated. Pavement Management is not a full road reconstruction but rather a reclamation or mill and overlay process to extend roadway life. Project funding for Pavement Management is covered by a 45% / 55% cost split: special assessments against benefiting properties with the balance of the costs covered by general obligation debt to be repaid by annual tax levies. Annual levies for debt repayment are balanced so that no more than 10% of any property tax levy is for the repayment of debt. Relevant Financial Policies The City has financial policies and plans which establish the principles that guide staff and Council members to make consistent and informed financial decisions. These policies and plans include: • Fund balance policy • Cash and investment management policy • Debt management policy • Capital improvements plan • Infrastructure Maintenance Task Force (IMTF) policy It is important for the financial stability of the City to maintain reserve funds for unanticipated expenditures or unforeseen emergencies as well as to provide adequate working capital for current operations without short term borrowing. The City’s fund balance policy identifies that the unassigned fund balance in the General Fund shall be no less than 55% of annual budgeted expenditures. 5 Major Initiatives The population of Cottage Grove has increased from 833 in 1950 to 34,589 per the 2010 census. Most of the population of the City concentrates in two age groups 0 - 19 years, 32.5% and 30 - 50 years, 38.1%. According to the 2010 census, the average age is 35 years and the median family income is $80,830. This median family income is 141% higher than the Twin Cities Metro Area. Cottage Grove has evolved from a 1970’s bedroom community to a steadily growing suburb with an expanding commercial and industrial base. The 1990’s and early 2000’s saw a residential development boom, with several years of building permits for single family homes numbering over 300 per year. Residential development slowed significantly since 2007, averaging 60 new building permits per year. Master planning of the 4,000 acre “East Ravine” development occurred in 2003-2006. Development of the first one thousand acres of low density residential housing with park and open space amenities and nodes of commercial use was anticipated by 2015. In reality, development of this area began in earnest in 2013 with the approval of two residential plats totaling 226 lots on 100 acres. Construction of 146 homes had been completed by the end of 2015. The City continues to encourage residential developers to pursue acreage for development in the master plan area. The City strategy of growth in the residential and commercial/industrial areas, providing more homes and jobs, will ultimately draw the additional retail storefronts and services the community demands. Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Cottage Grove for its Comprehensive Annual Financial Report for the year ended December 31, 2014. This was the twenty-fifth consecutive year that the City has achieved this prestigious award. In order to receive a Certificate of Achievement, a government must publish an easily readable and efficiently organized Comprehensive Annual Financial Report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current Comprehensive Annual Financial Report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to GFOA to determine its eligibility for another certificate. Preparation of this report would not have been possible without the dedicated service of the Finance Department staff to whom I express my appreciation, especially Brenda Malinowski and Cathy Mohr. Appreciation is also due to the Mayor, City Council members and City Administrator for their support in maintaining a fiscally sound and stable organization in the service of its residents and business owners. 6 Respectfully Submitted, CITY OF COTTAGE GROVE, MINNESOTA Robin Roland Finance Director 7 -This Page Intentionally left Blank - 8 9 -This Page Intentionally left Blank - 10 CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL CITY OFFICIALS December 31, 2015 Elected Officials Term Expires Mayor: Myron Bailey December 31, 2016 Council Members: Steve Dennis December 31, 2018 Justin Olsen December 31, 2016 Jen Peterson December 31, 2016 Dave Thiede December 31, 2018 Appointed Personnel City Administrator Charlene Stevens Finance Director Robin Roland City Clerk Joe Fischbach City Engineer and Community Development Director Jennifer Levitt Public Safety Director Craig Woolery Public Works Director Les Burshten Parks and Recreation Director Zac Dockter 11 City Council Engineering Community Programs/Communications Human Resources Historic Preservation Building/Code Inspections Planning Enterprise Billing Accounting Payroll MIS Patrol Investigations Public Safety Programs Animal & Code Enforcement Fire & Emergency Management Streets Fleet/Building Maintenance Utilities Parks Recreation AdvisoryCommissions Public Safety City Administrator City Attorney Community Development Public Works Cottage Grove Citizens FinanceAdministration River Oaks Golf Course City Clerk/ Elections EMS/Medical Services Fire Inspections Updated 4/2013 Parks and Recreation Ice Arena Forestry Economic Development 12 II. FINANCIAL SECTION 13 -This Page Intentionally left Blank - 14 Independent Auditor's Report Honorable Mayor and Members of the City Council City of Cottage Grove Cottage Grove, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund and the aggregate remaining fund information of the City of Cottage Grove, Minnesota, as of and for the year ended December 31, 2015, and the related notes to financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the City's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. 15 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information of the City of Cottage Grove, Minnesota, as of December 31, 2015, and the respective changes in financial position and, where applicable, cash flows thereof, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Implementation of GASB 68 and GASB 71 As discussed in Note 21 to the financial statements, the City has adopted the provisions of the Governmental Accounting Standards Board (GASB) Statement No. 68, Accounting and Financial Reporting for Pensions and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the Management's Discussion and Analysis, which follows this letter, and the Required Supplementary Information, as noted in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by GASB, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Cottage Grove's basic financial statements. The introductory section, combining and individual fund statements and schedules, supplementary financial information and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. 16 Other Matters (Continued) Other Information (Continued) The combining and individual fund statements and schedules and supplementary financial information are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules and supplementary financial information are fairly stated, in all material respects, in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them. Report on Summarized Comparative Information The financial statements include partial prior year comparative information. Such information does not include all of the information required to constitute a presentation in accordance with accounting principles generally accepted in the United States of America. Accordingly, such information should be read in conjunction with the City's basic financial statements for the year ended December 31, 2014, from which such partial information was derived. We have previously audited the City's 2014 financial statements and our report, dated May 18, 2015, expressed unmodified opinions on the respective financial statements of the governmental activities, the business-type activities, the discretely presented component unit, each major fund, and the aggregate remaining fund information. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2014, is consistent, in all material respects, with the audited financial statements from which it has been derived. 17 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 16, 2016, on our consideration of the City of Cottage Grove's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Cottage Grove's internal control over financial reporting and compliance. Minneapolis, Minnesota May 16, 2016 18 MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Cottage Grove, we offer readers of the City of Cottage Grove’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2015. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 3 through 7 of this report. Financial Highlights • The assets and deferred outflows of resources of the City of Cottage Grove and the EDA Component Unit exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $227,369,275 (net position). Of this amount, $38,325,750 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. • The City’s total net position decreased by $ 6,038,763, of which $ 7,694,339 is a change in accounting principle. The reason for this decrease is due to the implementation of GASB Statement No. 68 and No. 71 which requires the City to record their proportionate share of the PERA state pension liabilities. The City pays into the PERA state pension plan based on rates set by state statute and is not required to fully fund this liability. • As of the close of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $32,733,289 an increase of $3,746,740 compared to the previous year. Approximately 84% or $27,832,502 is available for spending according to the City’s policies and constraints. • At the end of the current fiscal year, unassigned fund balance for the General fund was $8,829,697 (56%) of the total subsequent year General fund expenditures. • At the end of the current fiscal year, the City of Cottage Grove had total long-term debt outstanding of $26,722,169, an increase of $4,221,120 or 19% compared to the previous year. The City issued $5,700,000 in General Obligation Improvement bonds in 2015. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Cottage Grove’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Cottage Grove’s finances, in a manner similar to a private-sector business. 19 The statement of net position presents information on all of the City of Cottage Grove’s assets and deferred outflows of resources and liabilities and deferred inflows of resources, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Cottage Grove is improving or deteriorating. The statement of activities presents information on how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused personal leave time). Both of the government-wide financial statements distinguish functions of the City of Cottage Grove that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Cottage Grove include general government, community development, economic development, public safety, public works, and culture and recreation. The business-type activities of the City of Cottage Grove include street lighting, water and sewer, and an ambulance service. The government-wide financial statements include not only the City of Cottage Grove itself (known as the primary government), but also a legally separate EDA component unit for which the City of Cottage Grove is financially accountable. Financial information for this component unit is reported separately from the financial information presented for the primary government itself. The government-wide financial statements start on page 33 of this report. Fund financial statements: A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Cottage Grove, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Cottage Grove can be divided into two categories: governmental funds and proprietary funds. Governmental funds: Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, 20 expenditures, and change in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balance for the City’s six individual major governmental funds. They are as follows: • General Fund • Municipal Building Capital Project Fund – Capital project fund • MSA Construction Capital Project Fund —Capital project fund • Closed Debt Fund —Debt service fund • Pavement Management Debt Service Fund —Debt service fund • Pavement Management Capital Project Fund - Capital project fund Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in the report. The City of Cottage Grove adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements start on page 36 of this report. Proprietary funds: The City of Cottage Grove maintains four enterprise funds and three internal service funds as a part of its proprietary fund type. Enterprise funds are used to report the same functions presented as business-type activities in the governmental-wide financial statements. The City of Cottage Grove uses enterprise funds to account for street light operations, ambulance service, water operations, and sewer operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Cottage Grove’s various functions. The City of Cottage Grove uses internal service funds to account for self-insurance, fleet maintenance, and information technology services activity. Because these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for street light operations, ambulance service, water operations, and sewer operations, all of which are considered to be major funds of the City of Cottage Grove. Conversely, the internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements start on page 41 of this report. Notes to the financial statements: The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements start on page 44 of this report. 21 Other information: The combining statements referred to earlier in connection with non-major governmental funds and internal service funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules start on page 95 of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Cottage Grove, assets exceeded liabilities by $ 226,798,530 at the close of the most recent fiscal year. The largest portion of the City of Cottage Grove’s net position ($179,765,680 or 79%) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Cottage Grove uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Cottage Grove’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Cottage Grove Net Position Governmental Activities Business-type Activities Total Primary Government 2015 2014 2015 2014 2015 2014 Current and other assets $44,131,434 $38,476,039 $15,359,060 $16,327,364 $59,490,504 $54,803,403 Capital assets 150,678,637 148,076,342 54,812,566 55,149,280 205,491,203 203,225,622 Total assets 194,810,071 186,552,381 70,171,636 71,476,644 264,981,707 258,029,025 Deferred outflows of resources 1,904,324 - 215,065 - 2,119,389 - Long-term liabilities outstanding 23,888,688 19,457,505 19,724 622,482 23,908,412 20,079,987 Pension liability 8,463,113 - 1,118,083 - 9,581,196 - Other liabilities 4,609,031 4,586,005 913,595 525,740 5,522,626 5,111,745 Total liabilities 36,960,832 24,043.510 2,051,402 1,148,222 39,012,234 25,191.732 Deferred inflows of resources 1,138,713 - 151,619 - 1,290,332 - Net position: Net investment in capital assets 125,562,970 127,260,042 54,202,710 54,432,059 179,765,680 181,692,101 Restricted 8,766,706 6,971,432 - - 8,766,706 6,971,432 Unrestricted 24,285,174 28,277,397 13,980,970 15,896,363 38,266,144 44,173,760 Total net position $158,614,850 $162,508,871 $68,183,680 $70,328,422 $226,798,530 $232,837,293 An additional portion of the City’s net position ($8,766,706 or 4%) represents resources that are subject to external restrictions on how they may be used. The balance of unrestricted net position, $38,266,144 may be used to meet the City’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Cottage Grove is able to report positive balances in all three categories of net position; for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. 22 Governmental Activities: Governmental activities increased the City’s net position by $2,780,081 in 2015, before a change in accounting principle of $6,674,102 is applied. The change in accounting principle is the result of the implementation of Governmental Accounting Standards Board Statement 68. • Program revenue decreased overall by $2,656,133. This is primarily related to reduced capital grants and contributions from the state and county for road construction projects. • Investment income decreased by $256,023 due to the unrealized loss in the value of investments which are annually adjusted in accordance with accounting standards. City of Cottage Grove's Changes in Net Position Governmental Activities Business-Type Activities Total Primary Government 2015 2014 2015 2014 2015 2014 Revenues: Program revenues: Charges for services $6,106,184 $4,914,710 $6,130,724 $6,305,828 $12,236,908 $11,220,538 Operating grants and contributions 1,237,805 1,545,268 - - 1,237,805 1,545,268 Capital grants and contributions 5,861,631 9,401,775 361,762 1,783,762 6,223,393 11,185,537 General revenues: Property taxes 13,394,585 12,616,267 - - 13,394,585 12,616,267 Other taxes 1,274,317 1,280,553 - - 1,274,317 1,280,553 Grants and contributions not restricted to specific programs 99,137 83,682 - - 99,137 83,682 Unrestricted investment earnings (loss) 357,170 551,910 137,896 199,179 495,066 751,089 Gain(loss) on sale of capital assets (15,157) 43,904 - - (15,157) 43,904 Total revenues 28,315,672 30,438,069 6,630,382 8,288,769 34,946,054 38,726,838 Expenses: General government 2,331,648 2,229,518 - - 2,331,648 2,229,518 Community development 1,086,197 946,001 - - 1,086,197 946,001 Economic development 1,460,114 545,646 - - 1,460,114 545,646 Public safety 7,662,393 7,212,998 - - 7,662,393 7,212,998 Public works: Regular operations 4,713,100 4,627,829 - - 4,713,100 4,627,829 Construction 2,712,945 2,971,353 - - 2,712,945 2,971,353 Culture and recreation 5,153,844 5,119,093 - - 5,153,844 5,119,093 Interest on long-term debt 1,029,228 808,642 - - 1,029,228 808,642 Street lights - - 746,794 867,690 746,794 867,690 Cottage Grove EMS - - 1,507,766 1,412,855 1,507,766 1,412,855 Water operating - - 2,438,166 2,216,819 2,438,166 2,216,819 Sewer operating - - 2,448,283 2,428,944 2,448,283 2,428,944 Total expenses 26,149,469 24,461,080 7,141,009 6,926,308 33,290,478 31,387,388 Increase (decrease) in net position before transfers and special items 2,166,203 5,976,989 (510,627) 1,362,461 1,655,576 7,339,450 Transfers 613,878 (720,742) (613,878) 720,742 - - Increase (decrease) in net position 2,780,081 5,256,247 (1,124,505) 2,083,203 1,655,576 7,339,450 Net position - January 1 162,508,871 157,252,624 70,328,422 68,245,219 232,837,293 225,497,843 Cumulative effect of change in accounting principle (6,674,102) - (1,020,237) - (7,694,339) - Net position – January 1 as restated 155,834,769 157,252,624 69,308,185 68,245,219 225,142,954 225,497,843 Net position - December 31 $158,614,850 $162,508,871 $68,183,680 $70,328,422 $226,798,530 $232,837,293 23 The following chart illustrates the City’s expenses and corresponding program revenues for its governmental activities. Property Taxes 47% Charges for services 22% Operating Grants & Contributions 4% Capital Grants & Contributions 21% Other taxes & tax increment 5%Unrestricted investment earnings 1% Other 0% Revenues by Source -Government Activities $- $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 $6,000,000 $7,000,000 $8,000,000 $9,000,000 Revenue Expense 24 Business-Type Activities. Business-type activities decreased net position by $1,124,505 before a change in accounting principle of $1,020,237 is applied. Below are graphs showing the business- type activities revenue and expense comparisons. Charges for services 93% Capital grants & contributions 5%Unrestricted investment earnings 2% Revenues -Business type Activities $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 $3,000,000 Expenses and Program Revenues -Business-Type Activities Expenses Program revenues 25 In business type activities, changes in net position were negative for all funds except Sewer operations. Financial Analysis of the Government's Funds Governmental Funds. The focus of the City of Cottage Grove’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Cottage Grove’s financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Cottage Grove’s governmental funds reported combined ending fund balances of $32,733,289 an increase of $3,746,740. Committed, assigned and unassigned fund balance which is available for spending at the government’s discretion has a balance of $27,832,502 at year end. The remainder of the fund balance is non-spendable or restricted to indicate it is not available for new spending because it has already been obligated 1) to pay debt service ($2,766,643) 2) for prepaid items ($22,726) 3) for inventory ($20,696) 4) to pay for capital improvements ($2,042,151) and 5) for future expenditures ($48,571). The General fund is the chief operating fund of the City of Cottage Grove. At the end of the current fiscal year, unassigned fund balance of the General fund was $8,829,697 while total fund balance was $10,253,437. As a measure of the general fund’s liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 56% of total subsequent year General fund expenditures, while total fund balance represents 65% of the same amount. The General fund balance increased by $741,296. This increase is primarily due to an increase in charges for services resulting from development activity in the city. Revenues exceeded budget by $1,055,278 due to higher than expected building permit revenues and charges for engineering services from development and infrastructure projects. Expenditures were $259,091 under budget due to reduced public safety salaries and benefits due to personnel changes and reduced public works expenses for snow and ice control resulting from a mild winter. The Municipal Building Fund increased $489,854 due to property tax revenues collected for repayment of the interfund loan which funded the Public Safety/City Hall project in 2012. The MSA Construction Fund decreased by $60,397 due to construction project costs on 70th Street and Meadowgrass Avenue. The Closed Debt Fund increased by $242,151 due to interfund loan interest and special assessment revenues. The Pavement Management Debt Service Fund increased by $625,208 due to special assessment revenues collected in excess of debt service requirements. 26 The Pavement Management Capital Project Fund increase by $1,943,884 due to the issuance of municipal bonds which financed the 2014 and 2015 Pavement Management project costs. Proprietary funds: The City of Cottage Grove’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Business-type activities decreased the City’s net position by $1,124,505 in 2015, before a change in accounting principle of $1,020,237 is applied. The change in accounting principle is the result of the implementation of Governmental Accounting Standards Board Statement 68. Budgetary Highlights General Fund. The General Fund actual results were different than the final budget amounts due to the following: • Licenses and Permits categories were $625,692 more than budgeted due to increased commercial/institutional building permitting in 2015. • Intergovernmental revenues were $172,908 more than budget due to unanticipated Federal and State grant revenues and public safety aids. • Charges for services were $44,657 more than budgeted due to increased community development and engineering fees resulting from increased development activity. • Fines revenues were $35,802 more than budgeted due to increased revenues passed through to the City from the state and county. • General government expenditures were $146,509 more than budgeted amounts due to additional salary, benefits and professional service expenditures related to unanticipated personnel changes. • Public safety expenditures were $125,181 less than budgeted amounts due to staff retirements and the resulting salary and benefit savings. • Public works expenditures were $242,649 lower than budget due to lower personnel costs, supplies and contractual services related to the effects of a moderate snow and ice removal season. • Culture and recreation expenditures were $40,357 less than final budget due to reduced operational costs in the Forestry division. Capital Asset and Debt Administration Capital assets: The City of Cottage Grove’s investment in capital assets for its governmental and business-type activities as of December 31, 2015, amounts to $205,491,203 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. 27 City of Cottage Grove's Capital Assets (Net of Depreciation) Governmental Activities Business-type Activities Total Primary Government 2015 2014 2015 2014 2015 2014 Land and land improvements $17,927,787 $ 17,926,287 $354,852 $ 355,648 $18,282,639 $18,281,935 Easements 1,157,202 1,157,202 - - 1,157,202 1,157,202 Construction in progress 500,898 606,641 - 28,909 500,898 635,550 Buildings and improvements 20,890,355 21,423,724 1,712,619 1,828,018 22,602,974 23,251,742 Equipment and furniture 314,540 282,359 - - 314,540 282,359 Machinery and equipment 4,667,519 4,636,672 615,843 686,620 5,283,362 5,323,292 Other improvements 3,032,731 3,037,552 4,578,962 4,682,489 7,611,693 7,720,041 Infrastructure: Streets 75,893,083 72,199,607 - - 75,893,083 72,199,607 Storm sewers 22,439,016 23,330,305 - - 22,439,016 23,330,305 Sidewalks/trails 3,855,506 3,475,993 - - 3,855,506 3,475,993 Water and sewer lines - - 47,550,290 47,567,596 47,550,290 47,567,596 Ending balance $150,678,637 $148,076,342 $54,812,566 $55,149,280 $205,491,203 $203,225,622 The largest addition to capital assets in 2015 were the improvements to streets and other infrastructure due to the 2015 Pavement Management project, the extension of 97th Street and Hemingway Avenue in the Business Park and the completion of the final streets in the CP Rail project. Additional information on the City of Cottage Grove’s capital assets can be found in Note 5. Long-term debt: At the end of the current fiscal year, the City of Cottage Grove had total long term debt outstanding of $26,722,169, an increase of $4,221,120. $2,813,757 of the debt outstanding is due within one year. $17,978,235 of bonds payable is for pavement management debt being repaid by a combination of special assessments and property tax levies. City of Cottage Grove's Outstanding Debt 2015 2014 Governmental activities: Bonds payable, net $20,273,235 $15,657,633 Capital lease payable - EDA 4,805,000 5,085,000 Capital lease payable – golf carts 37,432 73,667 Other postemployment benefits 65,521 59,343 Compensated absences 857,206 839,758 Total governmental activities 26,038,394 21,715,401 Business-type activities: Bonds payable, net 609,856 717,221 Other postemployment benefits 9,555 8,571 Compensated absences 64,364 59,856 Total business-type activities 683,775 785,648 Total primary government $26,722,169 $22,501,049 28 The City of Cottage Grove holds a general obligation debt rating of Aa1 from Moody’s (2010 Global Ratings Scale) and of AA+/Stable from Standard and Poor’s. According to S&P, Cottage Grove has “a strong financial profile, anchored by a very strong general fund balance; and good management practices that have contributed to the city’s ongoing financial health.” State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Market Value. The current debt limitation for the City of Cottage Grove is $81,179,262. Of that limit, $4,805,000 of the City's outstanding debt is counted within the statutory limitation because all other debt is either wholly or partially repaid by revenues other than general property tax levies. Additional information on the City of Cottage Grove’s long-term debt can be found in Note 6. Requests for information: This financial report is designed to provide a general overview of the City of Cottage Grove’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to Finance Director, 12800 Ravine Parkway St, Cottage Grove, Minnesota 55016. 29 -This Page Intentionally left Blank - 30 BASIC FINANCIAL STATEMENTS 31 -This Page Intentionally left Blank - 32 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF NET POSITION Statement 1 December 31, 2015 With Comparative Data as of December 31, 2014 Component Unit Total Economic Governmental Business-Type Primary Development Activities Activities Government Authority 2015 2014 Assets: Cash and investments 38,211,340$ 9,420,845$ 47,632,185$ 389,254$ 48,021,439$ 47,030,844$ Accrued interest receivable 147,130 - 147,130 54,423 201,553 203,410 Due from other governmental units - net 286,815 4,211 291,026 - 291,026 889,787 Accounts receivable - net 593,383 1,233,850 1,827,233 5,212 1,832,445 1,822,889 Prepaid items 191,792 149,662 341,454 1,500 342,954 299,192 Delinquent property taxes receivable 126,473 - 126,473 1,087 127,560 199,646 Due from county 93,051 - 93,051 - 93,051 76,605 Special assessments receivable 5,993,117 - 5,993,117 - 5,993,117 4,531,762 Inventories - at cost 91,636 - 91,636 - 91,636 94,132 Internal balances (4,550,502) 4,550,502 - - - - Lease receivable - - - 4,805,000 4,805,000 5,085,000 Properties held for resale 2,217,498 - 2,217,498 311,718 2,529,216 579,216 Fire relief pension asset 729,701 - 729,701 - 729,701 - Capital assets not being depreciated: Land and land improvements 17,927,787 325,000 18,252,787 - 18,252,787 18,251,287 Easements 1,157,202 - 1,157,202 - 1,157,202 1,157,202 Construction in progress 500,898 - 500,898 - 500,898 635,550 Capital assets (net of accumulated depreciation): Land improvements - 29,852 29,852 - 29,852 30,648 Buildings and improvements 20,890,355 1,712,619 22,602,974 - 22,602,974 23,251,742 Equipment and furniture 314,540 - 314,540 - 314,540 282,359 Machinery and equipment 4,667,519 615,843 5,283,362 - 5,283,362 5,323,292 Other improvements 3,032,731 4,578,962 7,611,693 - 7,611,693 7,720,041 Infrastructure 102,187,605 47,550,290 149,737,895 - 149,737,895 146,573,501 Total assets 194,810,071 70,171,636 264,981,707 5,568,194 270,549,901 264,038,105 Deferred outflows of resources: Deferred outflows related to city pensions 1,613,662 215,065 1,828,727 15,461 1,844,188 - Deferred outflows related to fire relief pension 290,662 - 290,662 - 290,662 - Total deferred outflows of resources 1,904,324 215,065 2,119,389 15,461 2,134,850 - Total assets and deferred outflows of resources 196,714,395$ 70,386,701$ 267,101,096$ 5,583,655$ 272,684,751$ 264,038,105$ Liabilities: Accounts payable 836,760$ 147,877$ 984,637$ 17,108$ 1,001,745$ 853,911$ Salaries payable 537,821 64,190 602,011 3,870 605,881 533,568 Contracts payable 235,778 - 235,778 - 235,778 194,628 Due to other governmental units 12,687 24,071 36,758 - 36,758 194,954 Deposits payable 466,679 4,000 470,679 3,503 474,182 714,299 Unearned revenue 40,100 40,100 - 40,100 42,600 Accrued interest payable 329,500 9,406 338,906 54,423 393,329 261,678 Compensated absences payable: Due within one year 612,274 54,195 666,469 2,483 668,952 691,343 Due in more than one year 244,932 10,169 255,101 2,141 257,242 224,226 Other postemployment benefits: Due in more than one year 65,521 9,555 75,076 811 75,887 68,614 Net pension liability: Due in more than one year 8,463,113 1,118,083 9,581,196 112,795 9,693,991 - Capital lease payable: Due within one year 327,432 - 327,432 - 327,432 316,235 Due in more than one year 4,515,000 - 4,515,000 - 4,515,000 4,842,432 Bonds payable (net of unamortized premiums): Due within one year 1,210,000 609,856 1,819,856 290,000 2,109,856 1,705,000 Due in more than one year 19,063,235 - 19,063,235 4,515,000 23,578,235 19,754,854 Total liabilities 36,960,832 2,051,402 39,012,234 5,002,134 44,014,368 30,398,342 Deferred inflows of resources: Unavailable revenue - other 1,384 - 1,384 - 1,384 - Deferred inflows related to pension 1,137,329 151,619 1,288,948 10,776 1,299,724 - Total deferred inflows of resources 1,138,713 151,619 1,290,332 10,776 1,301,108 - Net position: Net investment in capital assets 125,562,970 54,202,710 179,765,680 - 179,765,680 181,692,101 Restricted for: Forfeiture and seizure 39,166 - 39,166 - 39,166 52,175 Charitable gambling 9,405 - 9,405 - 9,405 14,300 Debt retirement 6,706,913 - 6,706,913 511,139 7,218,052 5,173,824 Tax increment purposes 2,011,222 - 2,011,222 - 2,011,222 2,235,339 Unrestricted 24,285,174 13,980,970 38,266,144 59,606 38,325,750 44,472,024 Total net position 158,614,850 68,183,680 226,798,530 570,745 227,369,275 233,639,763 Total liabilities, deferred inflows of resources and net position 196,714,395$ 70,386,701$ 267,101,096$ 5,583,655$ 272,684,751$ 264,038,105$ Primary Government Totals Reporting Entity The accompanying notes are an integral part of these basic financial statements. 33 -This Page Intentionally left Blank - 34 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF ACTIVITIES Statement 2 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Component Unit Operating Capital Economic Charges For Grants and Grants and Governmental Business-Type Development Expenses Services Contributions Contributions Activities Activities 2015 2014 Authority Functions/Programs Primary government: Governmental activities: General government 2,331,648$ 117,636$ 138,021$ -$ (2,075,991)$ -$ (2,075,991)$ (1,981,316)$ -$ Community development 1,086,197 1,527,836 - - 441,639 - 441,639 43,139 - Economic development 1,460,114 3,467 355,442 469,454 (631,751) - (631,751) 236,529 - Public safety 7,662,393 394,574 595,851 8,979 (6,662,989) - (6,662,989) (6,141,980) - Public works: Regular operations 4,713,100 971,599 139,670 - (3,601,831) - (3,601,831) (3,509,863) - Construction 2,712,945 - - 5,340,066 2,627,121 - 2,627,121 5,717,977 - Culture and recreation 5,153,844 3,091,072 8,821 43,132 (2,010,819) - (2,010,819) (2,155,171) - Interest on long-term debt 1,029,228 - - - (1,029,228) - (1,029,228) (808,642) - Total governmental activities 26,149,469 6,106,184 1,237,805 5,861,631 (12,943,849) - (12,943,849) (8,599,327) - Business-type activities: Street lights 746,794 549,005 - 25,499 - (172,290) (172,290) 129,967 - Cottage Grove EMS 1,507,766 1,431,007 - - - (76,759) (76,759) 213,465 - Water operating 2,438,166 1,840,088 - 194,013 - (404,065) (404,065) 433,000 - Sewer operating 2,448,283 2,310,624 - 142,250 - 4,591 4,591 386,850 - Total business-type activities 7,141,009 6,130,724 - 361,762 - (648,523)(648,523)1,163,282 - Total primary government 33,290,478$ 12,236,908$ 1,237,805$ 6,223,393$ (12,943,849) (648,523) (13,592,372) (7,436,045) - Component Unit: Economic Development Authority 596,066$ 352,868$ -$ -$ - - - - (243,198) Total component unit 596,066$ 352,868$ -$ -$ - - - - (243,198) General revenues: Property taxes 13,394,585 - 13,394,585 12,616,267 111,813 Franchise taxes 526,643 - 526,643 542,689 - Aggregate taxes 37,133 - 37,133 26,236 - Tax increment collections 710,541 - 710,541 711,628 - Grants and contributions not restricted to specific programs 99,137 - 99,137 83,682 - Unrestricted investment earnings 357,170 137,896 495,066 751,089 4,133 Gain on sale of capital assets (loss)(15,157) - (15,157) 43,904 - Transfers 613,878 (613,878) - - - Total general revenues, transfers, and special items 15,723,930 (475,982) 15,247,948 14,775,495 115,946 Change in net position 2,780,081 (1,124,505) 1,655,576 7,339,450 (127,252) Net position - beginning 162,508,871 70,328,422 232,837,293 225,497,843 802,470 Cumulative effect of change in accounting principle (6,674,102) (1,020,237) (7,694,339) - (104,473) Net position - beginning, as restated 155,834,769 69,308,185 225,142,954 225,497,843 697,997 Net position - ending 158,614,850$ 68,183,680$ 226,798,530$ 232,837,293$ 570,745$ Totals Program Revenues Net (Expense) Revenue and Changes in Net Position Primary Government The accompanying notes are an integral part of these basic financial statements. 35 CITY OF COTTAGE GROVE, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Municipal MSA Building Construction General Capital Project Capital Project Closed Debt Assets:Fund Fund Fund Fund Cash and investments 10,219,643$ 345,195$ 3,959,419$ 2,073,490$ Accrued interest receivable 147,130 - - - Interfund receivable 405,116 - - - Interfund loan receivable - - - 2,000,000 Due from other governmental units - net 47,382 - 96,991 - Accounts receivable - net 28,312 - - - Prepaid items 15,383 - - - Inventories - at cost - - - - Delinquent property taxes receivable 113,030 4,379 - 1,615 Due from county 93,051 - - - Special assessments receivable: Deferred 4,807 - 443,674 193,417 Delinquent 561 - 297 4,721 Special deferred - - 31,948 4,715 Property held for resale - - 267,498 - Total assets 11,074,415$ 349,574$ 4,799,827$ 4,277,958$ Liabilities: Accounts payable 121,229$ -$ 100,083$ -$ Salaries payable 455,576 - - - Interfund payable - - - - Contracts payable - - - - Due to other governmental units 6,048 - - - Deposits payable 79,627 Unearned revenue 40,100 - - - Interfund loan payable - 7,860,000 - - Total liabilities 702,580 7,860,000 100,083 - Deferred inflows of resources: Unavailable revenue - property taxes 113,030 4,379 - 1,615 Unavailable revenue - special assessments 5,368 - 475,919 202,853 Unavailable revenue - intergovernmental - - 87,417 - Unavailable revenue - other - 1,384 - - Total deferred inflows of resources 118,398 5,763 563,336 204,468 Fund balances (deficit): Nonspendable: Prepaid items 15,383 - - - Inventory - - - - Restricted for: Forfeiture and seizure - - - - Charitable gambling - - - - Debt retirement - - - - Tax increment purposes - - - - Committed - - - - Assigned 1,408,357 - 4,136,408 4,073,490 Unassigned: General Fund 8,829,697 - - - Special Revenue Fund - - - - Capital Project Funds - (7,516,189) - - Total fund balances (deficit)10,253,437 (7,516,189) 4,136,408 4,073,490 Total liabilities, deferred inflows of resources, and fund balances 11,074,415$ 349,574$ 4,799,827$ 4,277,958$ The accompanying notes are an integral part of these basic financial statements. 36 Statement 3 Pavement Pavement Management Management Other Debt Service Capital Project Governmental Fund Fund Funds 2015 2014 2,548,452$ 1,526,216$ 15,054,522$ 35,726,937$ 33,930,027$ - - - 147,130 146,187 - - 1,221,111 1,626,227 1,877,498 - - 2,261,758 4,261,758 5,050,000 - 58,276 84,166 286,815 884,722 - - 565,071 593,383 474,947 - - 7,343 22,726 26,548 - - 20,696 20,696 24,434 4,656 - 2,793 126,473 197,875 - - - 93,051 76,605 4,145,148 - 1,129,114 5,916,160 4,435,196 6,404 - 101 12,084 15,880 28,210 - - 64,873 80,686 - - 1,950,000 2,217,498 267,498 6,732,870$ 1,584,492$ 22,296,675$ 51,115,811$ 47,488,103$ -$ 67,507$ 316,318$ 605,137$ 454,116$ - - 58,642 514,218 451,132 - - 1,626,227 1,626,227 1,877,498 - 47,341 188,437 235,778 193,540 - - 6,160 12,208 17,351 387,052 466,679 707,633 - - - 40,100 42,600 - - 761,758 8,621,758 9,845,000 - 114,848 3,344,594 12,122,105 13,588,870 4,656 - 2,793 126,473 197,875 4,179,762 - 1,129,215 5,993,117 4,531,762 - 52,026 - 139,443 183,047 - - - 1,384 - 4,184,418 52,026 1,132,008 6,260,417 4,912,684 - - 7,343 22,726 26,548 - - 20,696 20,696 24,434 - - 39,166 39,166 52,175 - - 9,405 9,405 14,300 2,548,452 - 218,191 2,766,643 2,139,841 - - 2,042,151 2,042,151 2,272,496 - - 394,204 394,204 329,841 - 1,417,618 16,695,201 27,731,074 26,971,879 - - - 8,829,697 8,113,424 - - (283,216) (283,216) (1,409,153) - - (1,323,068) (8,839,257) (9,549,236) 2,548,452 1,417,618 17,820,073 32,733,289 28,986,549 6,732,870$ 1,584,492$ 22,296,675$ 51,115,811$ 47,488,103$ Fund balance reported above 32,733,289$ 28,986,549$ Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources, and therefore, are not reported in the funds 149,646,231 147,132,457 Other long-term assets are not available to pay for current-period expenditures, and therefore, are deferred in the funds 6,988,734 4,912,684 Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions that are not recognized in the governmental funds. Deferred inflows of resources related to pensions (1,105,920) - Deferred outflows of resources related to pensions 1,859,261 - Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.(34,455,583)(21,857,861) Internal service funds are used by management to charge the cost of insurance to individual funds. The assets and liabilities are included in the governmental statement of net position 2,948,838 3,335,042 Net position of governmental activities 158,614,850$ 162,508,871$ Totals Governmental Funds The accompanying notes are an integral part of these basic financial statements. 37 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Municipal MSA Building Construction General Capital Project Capital Project Closed Revenues:Fund Fund Fund Debt Fund General property taxes 12,078,076$ 502,549$ -$ 4,979$ Franchise taxes - - - - Aggregate taxes - - - - Tax increment collections - - - - Special assessments 15,787 - 136,331 106,760 Licenses and permits 1,305,442 - - - Direct charges to developers - - - - Intergovernmental 842,658 - 229,529 - Charges for services 557,457 - - - Rent - 16,167 - - Fines and forfeits 210,802 - - - Investment earnings (loss)69,257 1,087 29,763 13,528 Interest on interfund loan - - - 28,741 Connection charges - - - - Park dedication fees - - - - Other sales - - - - Donations 19,772 - - - Miscellaneous 178,997 - - - Total revenues 15,278,248 519,803 395,623 154,008 Expenditures: Current: General government 2,122,549 18,327 - 1,263 Community development 1,058,537 - - - Economic development - - - - Public safety 6,726,685 - - - Public works 2,297,588 - 446,711 - Culture and recreation 1,812,233 - - - Capital outlay: Public safety 196,324 - - - Public works 12,138 - 9,309 - Culture and recreation 22,135 - - - Debt service: Principal retirement - - - - Capital lease payment - - - - Interest and fiscal charges - 112,753 - - Total expenditures 14,248,189 131,080 456,020 1,263 Revenues over (under) expenditures 1,030,059 388,723 (60,397) 152,745 Other financing sources (uses): Transfers in 528,710 101,131 - 235,971 Transfers out (817,473) - - (146,565) Bonds issued - - - - Premium on debt issued - - - - Proceeds from the sale of capital assets - - - - Total other financing sources (uses)(288,763) 101,131 - 89,406 Net increase (decrease) in fund balance 741,296 489,854 (60,397) 242,151 Fund balance - January 1 9,512,141 (8,006,043) 4,196,805 3,831,339 Fund balance - December 31 10,253,437$ (7,516,189)$ 4,136,408$ 4,073,490$ The accompanying notes are an integral part of these basic financial statements. 38 Statement 4 Pavement Pavement Management Management Other Debt Service Capital Project Governmental Fund Fund Funds 2015 2014 587,925$ -$ 292,458$ 13,465,987$ 12,687,917$ - - 526,643 526,643 542,689 - - 37,133 37,133 26,236 - - 710,541 710,541 723,304 1,102,963 - 137,955 1,499,796 1,326,017 - - - 1,305,442 904,400 - - 307,971 307,971 661,861 - 1,186,102 157,465 2,415,754 3,932,021 - - 3,685,422 4,242,879 3,572,351 - - - 16,167 435,975 - - 17,840 228,642 171,317 10,490 4,565 134,109 262,799 452,293 - - 45,599 74,340 59,066 - - 318,092 318,092 841,434 - - 9,010 9,010 63,595 - - 469,454 469,454 429,750 - - 358,241 378,013 379,127 - 7,050 104,760 290,807 196,990 1,701,378 1,197,717 7,312,693 26,559,470 27,406,343 11,462 - 1,726 2,155,327 2,025,709 - - - 1,058,537 919,126 - - 1,456,306 1,456,306 541,838 - - 25,119 6,751,804 6,484,552 - 453,641 1,146,897 4,344,837 4,306,068 - - 2,342,759 4,154,992 4,169,469 - - 87,913 284,237 468,465 - 5,094,675 749,116 5,865,238 3,926,379 - - 865,192 887,327 633,578 870,000 - 450,000 1,320,000 2,470,000 - - 316,235 316,235 305,076 341,273 84,091 373,990 912,107 882,508 1,222,735 5,632,407 7,815,253 29,506,947 27,132,768 478,643 (4,434,690) (502,560) (2,947,477) 273,575 146,565 424,329 1,612,951 3,049,657 1,840,995 - - (1,398,914) (2,362,952) (1,213,059) - 5,700,000 - 5,700,000 1,405,000 - 254,245 - 254,245 18,461 - - 53,267 53,267 67,120 146,565 6,378,574 267,304 6,694,217 2,118,517 625,208 1,943,884 (235,256) 3,746,740 2,392,092 1,923,244 (526,266) 18,055,329 28,986,549 26,594,457 2,548,452$ 1,417,618$ 17,820,073$ 32,733,289$ 28,986,549$ Totals Governmental Funds The accompanying notes are an integral part of these basic financial statements. 39 CITY OF COTTAGE GROVE, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES,Statement 5 EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 2015 2014 Amounts reported for governmental activities in the statement of activities (page 35) are different because: Net changes in fund balances - total governmental funds (page 39)3,746,740$ 2,392,092$ Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period.2,223,716 (1,238,277) The effect of various miscellaneous transactions involving capital assets is to decrease net position (i.e. sales, and trade-ins).(67,488) (27,296) Donations of capital assets increase net position in the statement of activities, but do not appear in the governmental funds because they are not financial resources.357,546 3,037,468 Revenues in the statement of activities that do not provide current financial resources 1,346,349 (102,202) are not reported as revenues in the funds. Governmental funds recognize pension contributions as expenditures at the time of payment whereas the statement of activities factors in items related to pensions on a full accrual perspective. (281,715) - The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items.(4,299,367) 1,373,422 Internal service funds are used by management to charge the cost of insurance to individual funds. This amount is net revenue (loss) attributable to governmental activities.(81,706) (212,333) Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds.(163,994) 33,373 Change in net position of governmental activities (page 35)2,780,081$ 5,256,247$ The accompanying notes are an integral part of these basic financial statements. 40 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF NET POSITION Statement 6 PROPRIETARY FUNDS December 31, 2015 Governmental Total Activities - Street Light Cottage Grove Water Sewer Enterprise Internal Fund EMS Fund Operating Operating Funds Service Funds Assets: Current assets: Cash and investments 1,185,482$ 962,140$ 4,466,573$ 2,806,650$ 9,420,845$ 2,484,403$ Interfund loan receivable - - 1,527,500 2,832,500 4,360,000 - Due from other governmental units-net - - 1,543 2,668 4,211 - Accounts receivable: Customers 89,928 373,395 236,846 332,468 1,032,637 - Certified to County - - 98,553 98,553 197,106 - Other 3,163 - 944 - 4,107 - Prepaid items - 4,462 2,426 142,774 149,662 169,066 Inventories - at cost - - - - - 70,940 Total current assets 1,278,573 1,339,997 6,334,385 6,215,613 15,168,568 2,724,409 Noncurrent assets: Capital assets: Land and land improvements - - 364,803 - 364,803 424,665 Buildings and improvements - - 4,101,713 - 4,101,713 928,870 Equipment and furniture - - - - - 164,338 Machinery and equipment 139,222 773,544 1,051,454 269,175 2,233,395 214,326 Other improvements 6,991,533 - - - 6,991,533 - Water and sewer lines - - 38,725,100 26,187,419 64,912,519 - Total capital assets 7,130,755 773,544 44,243,070 26,456,594 78,603,963 1,732,199 Less: Accumulated depreciation (2,492,650) (463,289) (14,026,780) (6,808,678) (23,791,397) (699,793) Net capital assets 4,638,105 310,255 30,216,290 19,647,916 54,812,566 1,032,406 Total noncurrent assets 4,638,105 310,255 30,216,290 19,647,916 54,812,566 1,032,406 Total assets 5,916,678 1,650,252 36,550,675 25,863,529 69,981,134 3,756,815 Deferred outflows: Deferred outflows related to pension 7,371 155,573 42,782 9,339 215,065 45,063 Total deferred outflows 7,371 155,573 42,782 9,339 215,065 45,063 Liabilities: Current liabilities: Accounts payable 28,217 23,690 81,528 14,442 147,877 231,623 Salaries payable 4,305 32,165 22,900 4,820 64,190 23,603 Due to other governmental units 10 6,701 17,360 - 24,071 479 Deposits payable - 4,000 - 4,000 - Accrued interest payable - - 9,406 - 9,406 - Compensated absences payable 5,785 18,829 22,009 7,572 54,195 32,201 Bonds payable - current portion - - 609,856 - 609,856 - Total current liabilities 38,317 81,385 767,059 26,834 913,595 287,906 Noncurrent liabilities: Compensated absences payable - 6,983 2,186 1,000 10,169 12,259 Other postemployment benefits 448 5,282 2,922 903 9,555 2,212 Net pension liability 53,774 684,070 312,105 68,134 1,118,083 328,752 Total noncurrent liabilities 54,222 696,335 317,213 70,037 1,137,807 343,223 Total liabilities 92,539 777,720 1,084,272 96,871 2,051,402 631,129 Deferred inflows: Deferred inflows related to pension 5,138 110,152 29,819 6,510 151,619 31,409 Total deferred inflows 5,138 110,152 29,819 6,510 151,619 31,409 Net position: Net investment in capital assets 4,638,105 310,255 29,606,434 19,647,916 54,202,710 1,032,406 Unrestricted 1,188,267 607,698 5,872,932 6,121,571 13,790,468 2,106,934 Total net position 5,826,372$ 917,953$ 35,479,366$ 25,769,487$ 67,993,178 3,139,340$ Some amounts reported for business-type activities in the statement of net position are different because certain internal service fund assets and liabilities are included with business-type activities.190,502 68,183,680$ Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these basic financial statements. 41 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND Statement 7 CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2015 Governmental Total Activities - Street Light Cottage Grove Water Sewer Enterprise Internal Fund EMS Fund Operating Operating Funds Service Funds Operating revenues: Charges for services - user fees 523,447$ 1,423,773$ 1,804,338$ 2,257,696$ 6,009,254$ 3,007,846$ Water meter/ street light material sales - - 27,732 - 27,732 - Insurance refunds and reimbursements - - - - - 104,083 Total operating revenues 523,447 1,423,773 1,832,070 2,257,696 6,036,986 3,111,929 Operating expenses: Operating and maintenance: Personal services 89,207 1,181,451 493,861 101,700 1,866,219 510,547 Commodities 54,251 94,329 314,915 7,129 470,624 652,954 Commodities - items for resale - - - - - - Contractual services 438,449 156,048 570,906 143,337 1,308,740 219,992 Disposal: Contractual services - MCES - - - 1,586,212 1,586,212 - Administrative and general: Personal services - - 38,832 35,882 74,714 1,432,083 Commodities - - 75 157 232 - Contractual services - - 132,945 130,809 263,754 374,689 Depreciation 164,324 68,026 861,441 442,918 1,536,709 49,791 Total operating expenses 746,231 1,499,854 2,412,975 2,448,144 7,107,204 3,240,056 Operating income (loss)(222,784) (76,081) (580,905) (190,448) (1,070,218) (128,127) Nonoperating revenues (expenses): Investment earnings 9,597 6,791 37,829 20,966 75,183 20,031 Interest on interfund debt - - 23,754 38,959 62,713 - Asset contribution to governmental funds - - (936) (936) Miscellaneous 25,558 7,234 8,018 52,928 93,738 13,057 Debt service: Interest - - (20,472) - (20,472) - Total nonoperating revenues (expenses)35,155 14,025 48,193 112,853 210,226 33,088 Income (loss) before contributions and transfers (187,629) (62,056) (532,712) (77,595) (859,992) (95,039) Capital contributions 25,499 - 267,776 142,250 435,525 - Transfer to General Fund (45,850) (94,680) (166,550) (181,610) (488,690) - Transfer to Capital Project Fund - - (100,232) (97,783) (198,015) - Total transfers (45,850) (94,680) (266,782) (279,393) (686,705) - Change in net position (207,980) (156,736) (531,718) (214,738) (1,111,172) (95,039) Net position - January 1 6,084,159 1,692,932 36,300,163 26,047,333 70,124,587 3,538,877 (49,807) (618,243) (289,079) (63,108) (1,020,237) (304,498) Net position - January 1, as restated 6,034,352 1,074,689 36,011,084 25,984,225 69,104,350 3,234,379 Net position - December 31 5,826,372$ 917,953$ 35,479,366$ 25,769,487$ 67,993,178$ 3,139,340$ Change in net position reported above (1,111,172) Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds (13,333) Change in net position of business-type activities (page 35)(1,124,505)$ Cumulative effect of change in accounting principal Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these basic financial statements. 42 CITY OF COTTAGE GROVE, MINNESOTA STATEMENT OF CASH FLOWS Statement 8 PROPRIETARY FUNDS For The Year Ended December 31, 2015 Governmental Total Activities - Street Light Cottage Grove Water Sewer Enterprise Internal Fund EMS Fund Operating Operating Funds Service Funds Cash flows from operating activities: Receipts from customers and users 514,834$ 1,539,946$ 1,836,319$ 2,256,119$ 6,147,218$ -$ Receipts from interfund services provided - - - - - 3,007,846 Receipts from insurance refunds and reimbursements - - - - - 104,083 Payment to suppliers (535,169) (235,332) (970,292) (2,024,229) (3,765,022) (1,278,818) Payment to employees (87,007) (1,144,020) (519,291) (136,910) (1,887,228) (1,957,146) Miscellaneous revenue 25,558 7,234 8,018 52,928 93,738 13,057 Net cash flows from operating activities (81,784) 167,828 354,754 147,908 588,706 (110,978) Cash flows from noncapital financing activities: Transfers out (45,850) (94,680) (266,782) (279,393) (686,705) - Net cash flows from noncapital financing activities (45,850) (94,680) (266,782) (279,393) (686,705) - Cash flows from capital and related financing activities: Acquisition of capital assets (28,339) - (737,064) - (765,403) (138,312) Interest paid on debt - - (24,150) - (24,150) - Principal paid on debt - - (105,000) - (105,000) - Net cash flows from capital and related financing activities (28,339) - (866,214) - (894,553) (138,312) Cash flows from investing activities: Investment earnings 9,597 6,791 37,829 20,966 75,183 20,031 Interest on interfund loan - - 23,754 38,959 62,713 - Payment received on interfund loan - - 435,000 - 435,000 - Net cash flows from investing activities 9,597 6,791 496,583 59,925 572,896 20,031 Net increase (decrease) in cash and cash equivalents (146,376) 79,939 (281,659) (71,560) (419,656) (229,259) Cash and cash equivalents - January 1 1,331,858 882,201 4,748,232 2,878,210 9,840,501 2,713,662 Cash and cash equivalents - December 31 1,185,482$ 962,140$ 4,466,573$ 2,806,650$ 9,420,845$ 2,484,403$ Reconciliation of operating income/(loss) to net cash from operating activities: Operating income (loss) (222,784)$ (76,081)$ (580,905)$ (190,448)$ (1,070,218)$ (128,127)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation 164,324 68,026 861,441 442,918 1,536,709 49,791 Miscellaneous revenue 25,558 7,234 8,018 52,928 93,738 13,057 Pension expense 1,734 20,405 10,063 2,196 34,398 10,600 Changes in assets and liabilities: Decrease (increase) in receivables (8,613) 116,173 4,249 (1,577) 110,232 560 Decrease (increase) in prepaid items 159 1,138 (634) (10,590) (9,927) (38,717) Decrease (increase) in inventory - - - - - (1,242) (Decrease) increase in payables (42,162) 30,933 52,522 (147,519) (106,226) (16,900) Total adjustments 141,000 243,909 935,659 338,356 1,658,924 17,149 Net cash flows from operating activities (81,784)$ 167,828$ 354,754$ 147,908$ 588,706$ (110,978)$ Noncash investing, capital and financing activities: Capital asset contributions from governmental activities -$ -$ 73,763$ -$ 73,763$ -$ Capital asset contributions from developers 25,499 - 194,013 142,250 361,762 - Capital asset contributions to governmental activities - - (936) - (936) - Loss on disposal of capital asset - - 1,013 - 1,013 - Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these basic financial statements. 43 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Cottage Grove was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five member City Council elected by voters of the City. The financial statements of the City of Cottage Grove have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Cottage Grove (the primary government) and its component unit. The component unit discussed below is included in the City’s reporting entity because of the significance of its operational and financial relationship with the City. COMPONENT UNIT The Economic Development Authority (EDA) is considered a component unit of the City because the Council appoints the members of the governing authority and because the EDA is in a relationship of financial benefits or burden to the City. It is governed by a board which is made up of two City council members and five other members. The EDA provides services to the City and to potential future business owners within the City. The financial position and results of operations of the EDA component unit is discretely presented in the primary government’s basic financial statements. The EDA is reported in a separate column to emphasize that it is legally separate from the City. The component unit activity is reported on the modified accrual basis of accounting. Separate financial statements are not prepared for the EDA. B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the activities of the primary government and its component unit. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. In the government-wide statement of net position, both the governmental and business-type activities columns: (a) are presented on a consolidated basis by column; and (b) are reported on a full accrual, economic resource basis, which recognizes all long-term assets and receivables as well as long-term debt and obligations. The City’s net position is reported in three parts: (1) net investment in capital assets; (2) restricted net position; and (3) unrestricted net position. The City first utilizes restricted resources to finance qualifying activities. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business-type activity. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 44 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences, and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The General Fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Municipal Building Capital Project Fund accounts for the accumulation of resources and construction or remodeling costs of municipal buildings and facilities. The MSA Construction Capital Project Fund accounts for projects related to Municipal State Aids. The Closed Debt Fund accounts for the accumulation of residual resources from debt funds that have been closed as the associated debt has been satisfied. The Pavement Management Debt Service Fund accounts for debt service payments used to finance the City’s various pavement management projects. Revenue is accumulated from both special assessments and property taxes. The Pavement Management Capital Project Fund accounts for pavement management construction projects. The government reports the following major proprietary funds: The Street Light Fund accounts for customer street light and service charges which are used to finance street light operating expenses. The Cottage Grove EMS Fund accounts for the operation of the Cottage Grove ambulance service that serves the cities of Cottage Grove, Newport, Saint Paul Park, and Grey Cloud Island. The Water Operating fund accounts for customer water service charges which are used to finance water operating expenses. 45 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 The Sewer Operating fund accounts for customer sewer service charges which are used to finance sewer operating expenses. Additionally, the government reports the following fund type: Internal service funds account for the City’s self-insurance, fleet maintenance, and information services provided to other departments of the government on a cost reimbursement basis. As a general rule, the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Cottage Grove. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water, sewer, ambulance, and street light enterprise funds are charges to customers for sales and services. The ambulance fund operating revenues are net of write off’s mandated by various government agencies (including Medicare and Medicaid). Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government’s policy to use restricted resources first, then unrestricted resources as they are needed. D. BUDGETS Budgets are adopted on a basis consistent with U.S. generally accepted accounting principles. Annual appropriated budgets are adopted for the General and Special Revenue Funds. Budgeted amounts are reported as originally adopted, and as amended by the City Council. Individual amendments were not material in relation to the original appropriations which were adjusted. Budgeted expenditure appropriations can be carried forward to the next budget year subject to City Council approval. E. LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The operating budget includes proposed expenditures and the means of financing them. 2. The City Council reviews the proposed budget and makes appropriate changes. 3. Per Statute, public meetings are held to receive taxpayer comments. 46 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 4. The budget is legally enacted through passage of a resolution on a departmental basis and can be expended by each department based upon detailed budget estimates for individual expenditure accounts. 5. The City Administrator is authorized to transfer appropriations within any department budget up to $1,000. Additional interdepartmental or interfund appropriations and deletions are authorized by the City Council with expenditure reductions, fund (contingency) reserves or additional revenues. 6. Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Funds, certain Capital Project Funds, Enterprise Funds and the Internal Service Fund. The General Fund and Special Revenue Funds are the only funds with legally adopted annual budgets. 7. Legal debt obligation indentures determine the appropriation level and debt service tax levies for the Debt Service Funds. Supplementary budgets are adopted for the Proprietary Funds to determine and calculate user charges. These debt service and budget amounts represent general obligation bond indenture provisions and net income for operation and capital maintenance and are not reflected in the financial statements. 8. A capital improvement program is reviewed annually by the City Council for the Capital Project Funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. 9. Expenditures may not legally exceed budgeted appropriations at the total fund level. The legal level of budgetary control is at the expenditure category level (i.e., personal services, commodities, contractual services and capital outlay) within each activity. All amounts over budget have been approved by the City Council through the disbursement approval process. 10. The City Council may authorize transfers of budgeted amounts between City funds. The following is a listing of expenditure categories that exceed budget appropriations for non-major funds: Final Budget Actual Over Budget Nonmajor Funds: Special Revenue Funds: Recycling: Public works: Commodities $ 9,100 $ 10,269 $ 1,169 Contractual services 23,800 41,886 18,086 Storm Water Maintenance: Public works: Personnel services 238,915 268,577 29,662 Capital outlay - 12,215 12,215 Forfeiture/Seizure: Public works: Contractual services 16,300 16,863 563 Ice Arena: Culture and recreation: Commodities 31,200 33,822 2,622 Contractual services 295,150 346,035 50,885 47 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 F. CASH AND INVESTMENTS Cash and investment balances from all funds are pooled and invested to the extent available in authorized investments. Earnings from investments are allocated to individual funds on the basis of the fund's equity in the cash and investment pool. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. Investments are stated at fair value, based upon quoted market prices as of the balance sheet date. For purposes of the statement of cash flows for the proprietary funds, cash equivalents are considered to be all highly liquid investments with a maturity of three months or less when purchased. All of the cash and investments allocated to the proprietary funds have original maturities of 90 days or less. Therefore, the entire balances in such funds are considered cash equivalents. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2015 are planned to be eliminated in 2016. Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Property taxes, special assessments, and ambulance receivables have been reported net of estimated uncollectible accounts. (see Note 1 H, I and L) Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. PROPERTY TAX REVENUE RECOGNITION The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local school district and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners; the County possesses this authority. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred inflows of resources because they are not available to finance current expenditures. 48 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeited properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funds are completely offset by deferred inflows of resources. J. INVENTORIES Inventories are stated at cost, which approximates market, using the first-in, first-out (FIFO) method and consist of items for resale, expendable supplies, and vehicle repair parts. The cost of such inventories is recorded as expenditures/expenses when consumed rather than when purchased in both government-wide and fund financial statements. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. The cost of prepaid items are recorded as expenditures/expenses when consumed rather than when purchased. L. ALLOWANCE FOR UNCOLLECTIBLE The City directly bills individuals for ambulance services. The City reserves an amount as uncollectible based on historical collection rates. The amounts of the estimated uncollectible ambulance billings to individuals as of December 31, 2015 were $311,600. 49 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 M. PROPERTIES HELD FOR RESALE Property is acquired by the City for redevelopment purposes and subsequent resale. Properties held for resale is reported as an asset at the lower of cost or estimated fair value. Fair value estimates have been based on estimated realizable sales proceeds net of selling expenses. N. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Infrastructure assets have been capitalized retroactively to 1980. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repair which do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2015, no interest was capitalized in connection with construction in progress. Capital assets not being depreciated include land, easements and construction in progress. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings and improvements 20-50 Equipment and furniture 3-10 Machinery and equipment 5-20 Other improvements 5-20 Streets 50 Storm sewers 50 Sidewalks 50 Trails 20 Street lights 50 Water and sewer lines 50 Capital assets of the water and sewer utility operations include the water distribution system and sewage collection system. These systems have been wholly (or substantially) financed by non-operating funds (special assessments, general taxes, federal and state grants, and other sources) and contributed to the sewer and water operating funds. City policy is to finance these assets by the sources indicated rather than by user charges. Accordingly, the water and sewer user rates are not established at levels sufficient to cover depreciation on these assets. O. DEFERRED OUTFLOWS AND INFLOWS OF RESOURCES In addition to liabilities, the statement of financial position and Fund Financial statements will sometimes report a separate section for deferred inflows of resources. This separate financial statement element represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City presents deferred inflows of resources on the Governmental Fund Balance Sheet as unavailable revenues. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The City presents deferred inflows of resources on the Statement of Net Position for amounts related to 50 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 pensions. In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element represents a consumption of net position that applies to future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until that time. The City presents deferred outflows of resources on the Statements of Net Position for amounts related to pensions. P. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused annual leave benefits. Under the City’s personnel policies and collective bargaining agreements, city employees are granted annual leave benefits in varying amounts based on length of service. Annual Leave accruals vary from 18 to 26 days per year. As benefits accrue to employees, the accumulated leave amounts are reported as an expense and liability in the proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of GASB 16, Accounting for Compensated Absences, no liability is recorded for non-vesting accumulating rights to receive accumulated leave benefits. However, a liability is recognized for that portion of accumulating leave benefits that is vested as severance pay. Q. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums are deferred and amortized over the life of the bonds. In the fund financial statements, governmental fund types recognize bond premiums during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources. Issuance costs whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. R. PENSION For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA’s fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value S. FUND BALANCE In the fund financial statements, governmental funds report fund balances in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – Amounts that cannot be spent because they are not in spendable form, such as prepaid items and inventory. Restricted – Amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – Amounts constrained for specific purposes that are internally imposed by formal action (resolution) of the City Council. Committed amounts cannot be used for any other purpose unless the Council modifies or rescinds the commitment by resolution. 51 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Assigned – Amounts constrained for specific purposes that are internally imposed. The Council has adopted a fund balance policy which delegates the authority to assign fund balances to the City Administrator and/or Finance Director. Unassigned – The residual classification for the General fund and also negative residual amounts in other funds. The City considers restricted amounts to be spent first when both restricted and unrestricted fund balance is available. Additionally, the City would first use committed, then assigned, and lastly unassigned amounts of unrestricted fund balance when expenditures are made. The City formally adopted a fund balance policy for the General Fund. The policy establishes an unassigned fund balance range of no less than 55% of the subsequent year’s budgeted expenditures to provide sufficient working capital and margin of safety to address local emergencies without borrowing. T. NET POSITION Net position represents the difference between assets and deferred outflows of resources and liabilities and deferred inflows of resources in the government-wide financial statements. Net investment in capital assets consists of capital assets, net of accumulated depreciation, reduced by the outstanding balance of any long-term debt used to build or acquire the capital assets. Net position is reported as restricted in the government-wide financial statement when there are limitations on use through external restrictions imposed by creditors, grantors or laws or regulations of other governments. U. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. V. USE OF ESTIMATES The preparation of financial statements in accordance with U.S. generally accepted accounting principles (GAAP) requires management to make estimates that affect the amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. W. COMPARATIVE DATA Summarized comparative data for the prior year has been presented only for certain sections of the accompanying financial statements in order to provide an understanding of the changes in the City’s financial position and operations. Certain reclassifications have been made to prior year data to conform to the current year presentation. The reclassifications had no effect on the change in net position or total net position as previously reported. 52 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 2 RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET POSITION The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds and net position – governmental activities as reported in the government-wide statement of net position. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this $(34,455,583) difference are as follows: Bonds payable $ (19,780,000) Capital leases payable (4,842,432) Accrued interest payable (329,500) Compensated absences payable (812,746) Other post employment benefits (63,309) Net pension liability (8,134,361) Unamortized premium on bonds (493,235) Net adjustment to reduce fund balance - total governmental funds to arrive at net position - governmental activities $ (34,455,583) B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental funds and changes in net position of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that “governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $2,223,716 difference are as follows: Capital outlay $ 6,677,600 Depreciation expense (4,453,884) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ 2,223,716 53 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Another element of that reconciliation states that “revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $1,346,349 difference are as follows: General property taxes: At December 31, 2014 $ (197,875) At December 31, 2015 126,473 Special assessments: At December 31, 2014 (4,531,762) At December 31, 2015 5,993,117 Intergovernmental: At December 31, 2014 (183,047) At December 31, 2015 139,443 Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ 1,346,349 Another element of that reconciliation states that “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net position. The details of this $(4,299,367) difference are as follows: Debt issued: Issuance of general obligation bonds $ (5,700,000) Plus premium on debt issued (254,265) Principal repayments: General obligation debt 1,320,000 Capital leases 316,255 Amortization of deferred premiums 18,643 Net adjustments to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ (4,299,367) 54 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Another element of that reconciliation states that “some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $(163,994) difference are as follows: Compensated absences: At December 31, 2014 $ 790,410 At December 31, 2015 (812,746) Accrued interest: At December 31, 2014 193,736 At December 31, 2015 (329,500) Other post employment benefits At December 31, 2014 57,415 At December 31, 2015 (63,309) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ (163.994) Note 3 DEPOSITS AND INVESTMENTS A. DEPOSITS The City maintains a cash and investment pool that is available for use by all funds. Each fund type’s portion of this pool is displayed on the statement of net position and balance sheets as “Cash and Investments.” Custodial Credit Risk – Custodial credit risk for deposits is the risk that in the event of a bank failure, the City will not be able to recover its deposits. Neither the City nor the Cottage Grove Economic Development Authority, a discretely presented component unit, has a deposit policy for custodial credit risk – deposits beyond the requirements of state statutes. As of December 31, 2015, all of the deposits were insured or collateralized by securities held by the City or its agent in the City’s name. In accordance with Minnesota Statutes, the City maintains deposits at financial institutions which are authorized by the City Council. Minnesota Statutes require that all deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or corporate surety bonds. Authorized collateral include: U.S. government treasury bills, notes, or bonds; issues of a U.S. government agency; general obligations of a state or local government rated “A” or better; revenue obligations of a state or local government rated “AA” or better; irrevocable standby letter of credit issued by a Federal Home Loan Bank; and time deposits insured by a federal agency. Minnesota statutes require securities pledged as collateral be held in safekeeping in a restricted account at the Federal Reserve Bank or at an account at a trust department of a commercial bank or other financial institution not owned or controlled by the depository. 55 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 B. INVESTMENTS Minnesota Statutes and the City’s investment policy authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) General Obligations of the State of Minnesota or any of its municipalities as follow: 1) general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2) revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 3) general obligation of the Minnesota Housing Finance Agency rated “A” or better by a national bond rating agency. c) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. d) Commercial paper of the highest quality (A1, P1), and maturing in 270 days or less. e) Repurchase agreements from national or state banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York. f) Certificates of Deposit collateralized by FDIC or FSLIC insurance. Deposits exceeding $250,000 insurance shall be covered by a surety bond or collateralized with U.S. Treasury or agency securities computed at market value which shall be at least 10% more than the amount of each deposit in excess of the insured portions. All collateral shall be assigned to the City from the depository. g) Shares of mutual funds holdings pursuant to M.S. 118A.04. The City participates in the Minnesota Municipal Money Market Fund (4M Fund) whereby, the fair market value of the position in the pool is the same as the value of the pool shares owned. Interest rate risk - Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The City’s formal investment policy limits investment maturities as a means of managing its exposure to fair value losses arising from increasing interest rates. The policy also states that no more than 25% of total investments should extend beyond five years and in no circumstance should any extend beyond ten years. Total Fair Investment maturities in Years Credit Risk Investment type Market Value Less than 1 1 – 5 More than 5 Rating Agency U.S. Agencies Federal Home Loan Bank-FHLB $3,681,486 - $1,500,995 $2,180,491 AA/Aaa S&P/Moody’s Fannie Mae–FNMA 7,243,958 1,000,050 6,243,908 - AA/Aaa S&P/Moody’s Freddie Mac-FHLMC 2,497,210 - 2,497,210 - AA/Aaa S&P/Moody’s Federal Farm Credit Bank 1,040,480 - 1,040,480 - AA/Aaa S&P/Moody’s U.S. Treasury Securities 999,770 999,770 - - NR/Aaa N/A/Moody’s Commercial Paper 1,750,000 1,750,000 - - A1/P1 S&P/Moody’s Municipal Obligations 4,716,646 1,137,259 3,579,387 - AA/Aa S&P/Moody’s Negotiable CD’s 21,688,798 10,011,899 11,676,899 - NR N/A Total Investments 43,618,348 $ 14,898,978 $ 26,538,879 $ 2,180,491 Money Markets 2,743,854 Deposits 1,647,457 Petty Cash and Change 11,780 Total Cash and Investments $48,021,439 NR indicates “not rated” N/A indicates “not applicable 56 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Custodial Credit Risk – For an investment, custodial credit risk is the risk that, in the event of failure of the depository financial institution, the City will not be able to recover the value of its investment or collateral securities that are in the possession of an outside party. The City has no custodial credit risk for its investments since all the City’s investments held in safekeeping by U.S. Trust in the City’s name are insured and registered. Credit Risk – Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. As indicated previously, Minnesota statute requires Commercial paper to be of the highest quality (A1, P1) and municipal general obligations need an “A” rating or better. Concentration of Credit Risk – The City’s investment policy places no limit on the amount that may be invested in any one issuer. The following is a list of investments by issuer which individually comprise more than 5 percent of the City’s total investments: Credit Type Amount Percent Federal Home Loan Bank - FHLB $ 3,681,486 8% Fannie Mae - FNMA 7,243,958 17% Freddie Mac - FHLMC 2,497,210 6% Note 4 RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2015 are as follows: Special Delinquent Certified Assessment Property to Receivable Taxes County Total Primary government: Major funds: General Fund $ 4,345 $ 60,300 $ - $ 64,645 Municipal Building Capital Project Fund - 2,300 - 2,300 MSA Construction Capital Project Fund 430,363 - - 430,363 Closed Debt Fund 178,632 900 - 179,532 Pavement Management Debt Service Fund 3,750,694 2,500 - 3,753,194 Nonmajor funds 1,013,900 1,500 - 1,015,400 Major Business-Type funds: Water Operating fund - - 57,161 57,161 Sewer Operating fund - - 57,076 57,076 Total primary government 5,377,934 67,500 114,237 5,559,671 Component unit: Economic Development Authority - 600 - 600 Total reporting entity $ 5,377,934 $ 68,100 $ 114,237 $ 5,560,271 57 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Governmental funds report deferred inflows of resources in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. At the end of the current fiscal year, the various components of deferred inflows and unearned revenue reported in the governmental funds were as follows: Property Taxes Special Assessments Intergovernmental Miscellaneous Revenue Total Primary government: Major funds: General Fund $ 113,030 $ 5,368 $ - $ - $ 118,398 Municipal Building Capital Project Fund 4,379 - - 1,384 5,763 MSA Construction Capital Project Fund - 475,919 87,417 - 563,336 Closed Debt Fund 1,615 202,853 - - 204,468 Pavement Management Debt Service Fund 4,656 4,179,762 - - 4,184,418 Pavement Manage. Capital Project Fund - - 52,026 - 52,026 Nonmajor funds 2,793 1,129,215 - - 1,132,008 Total primary government 126,473 5,993,117 139,443 1,384 6,260,417 Component unit: Economic Development Authority 1,087 - - - 1,087 Total reporting entity $ 127,560 $ 5,993,117 $ 139,443 $ 1,384 $ 6,261,504 58 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2015 was as follows: Beginning Ending Balance Increases Decreases Balance Primary Government Governmental activities: Capital assets, not being depreciated: Land $ 17,926,287 $ 1,500 $ - $ 17,927,787 Permanent easements 1,157,202 - - 1,157,202 Construction in progress 606,641 5,797,522 (5,903,265) 500,898 Total capital assets, not being depreciated 19,690,130 5,799,022 (5,903,265) 19,585,887 Capital assets, being depreciated: Buildings and improvements 35,802,054 305,106 (86,000) 36,021,160 Equipment and furniture 1,336,872 98,601 (100,352) 1,335,121 Machinery and equipment 10,796,412 876,520 (370,148) 11,302,784 Other improvements 6,181,179 240,341 (136,288) 6,285,232 Infrastructure: Streets 92,066,395 5,591,307 - 97,657,702 Storm sewers 29,017,051 108,132 - 29,125,183 Sidewalks/trails 5,277,884 80,154 - 5,358,038 Total capital assets being depreciated 180,477,847 7,300,161 (692,788) 187,085,220 Less accumulated depreciation for: Buildings and improvements 14,378,330 827,475 (75,000) 15,130,805 Equipment and furniture 1,054,513 66,420 (100,352) 1,020,581 Machinery and equipment 6,159,740 788,250 (312,725) 6,635,265 Other improvements 3,143,627 245,162 (136,288) 3,252,501 Infrastructure: Streets 19,866,788 1,897,831 - 21,764,619 Storm sewers 6,572,382 586,277 - 7,158,659 Sidewalks/trails 916,255 113,785 - 1,030,040 Total accumulated depreciation 52,091,635 4,525,200 (624,365) 55,992,470 Total capital assets, being depreciated, net 128,386,212 2,774,961 (68,423) 131,092,750 Governmental activities capital assets, net $ 148,076,342 $ 8,573,983 $ (5,971,688) $ 150,678,637 59 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Beginning Ending Primary Government Balance Increases Decreases Balance Business-type activities: Capital assets, not being depreciated: Land $ 325,000 $ - $ - $ 325,000 Construction in progress 28,909 - (28,909) - Total capital assets, not being depreciated 353,909 - (28,909) 325,000 Capital assets, being depreciated: Land improvements 39,803 - - 39,803 Buildings and improvements 4,101,713 - - 4,101,713 Machinery and equipment 2,272,106 36,989 (75,700) 2,233,395 Other improvements 6,937,694 53,839 - 6,991,533 Water and sewer lines 63,772,493 1,140,026 - 64,912,519 Total capital assets, being depreciated 77,123,809 1,230,854 (75,700) 78,278,963 Less accumulated depreciation for: Land improvements 9,155 796 - 9,951 Buildings and structures 2,273,695 115,399 - 2,389,094 Machinery and equipment 1,585,486 105,816 (73,750) 1,617,552 Other improvements 2,255,205 157,366 - 2,412,571 Water and sewer lines 16,204,897 1,157,332 - 17,362,229 Total accumulated depreciation 22,328,438 1,536,709 (73,750) 23,791,397 Total capital assets being depreciated - net 54,795,371 (305,855) (1,950) 54,487,566 Business-type activities capital assets - net $55,149,280 $ (305,855) $ (30,859) $54,812,566 Depreciation expense was charged to function/programs of the primary government as follows: Governmental activities: General government $ 197,168 Community development 9,010 Public safety 636,114 Public works 2,916,338 Culture and recreation 766,570 Total depreciation expense governmental activities $ 4,525,200 Business-type activities: Street lights $ 164,324 Cottage Grove EMS 68,026 Water operating 861,441 Sewer operating 442,918 Total depreciation expense before transfer $ 1,536,709 60 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 NOTE 6 LONG-TERM DEBT A. GENERAL OBLIGATION DEBT The City issues general obligation bonds to provide funds for the acquisition and construction of major capital improvements. The City issues special assessment bonds to finance various improvements and will be repaid primarily from special assessments levied on the properties benefiting from the improvements. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. As of December 31, 2015, the governmental long-term debt of the financial reporting entity consisted of the following: Final Interest Issue Maturity Original Payable Rate Date Date Issue 12/31/2015 Primary government: GOVERNMENTAL ACTIVITIES General Obligation Tax Increment Bonds: GO Tax Increment Bonds of 2004A 3.0-4.65% 7/1/2004 2/1/2024 $ 1,405,000 $ 1,060,000 GO Tax Increment Refunding Bonds of 2014A 2.0-2.50% 5/29/2014 2/1/2021 1,405,000 1,235,000 Total General Obligation Tax Increment Bonds 2,810,000 2,295,000 Special Assessment Bonds with Government Commitment: GO Improvement Bonds of 2008A 3.5-3.6% 6/11/2008 2/1/2019 3,370,000 1,090,000 GO Improvement Bonds of 2009A 2.5-4.3% 4/16/2009 2/1/2024 3,650,000 2,165,000 GO Improvement Bonds of 2012A .30-2.2% 3/13/2012 2/1/2027 1,865,000 1,505,000 GO Improvement Bonds of 2013A 3.0%-3.5% 9/26/2013 2/1/2029 7,345,000 7,025,000 GO Improvement Bonds of 2015A 2.5%-3.0% 5/27/2015 2/1/2031 5,700,000 5,700,000 Total Special Assessment Bonds 21,930,000 17,485,000 Bond premium - 493,235 Total Governmental Activities Bonds 24,740,000 20,273,235 Capital lease payable - EDA component unit 6,500,000 4,805,000 Capital lease payable – golf carts 176,039 37,432 Other postemployment benefits - 65,521 Compensated absences payable - 857,206 Total City indebtedness - governmental activities 31,416,039 26,038,394 BUSINESS TYPE ACTIVITIES Revenue bonds: GO Water Revenue Refunding Bonds of 2009B 2.5-4% 4/16/2009 2/1/2020 1,205,000 600,000 Bond premium - 9,856 Total Revenue Bonds 1,205,000 609,856 Other postemployment benefits - 9,555 Compensated absences payable - 64,364 Total City indebtedness - business type activities 1,205,000 683,775 Total City indebtedness - primary government $ 32,621,039 $ 26,722,169 Component Unit: EDA: Lease-Purchase Revenue Bonds of 2008B 4.0-4.90% 6/11/2008 4/1/2028 $ 6,500,000 $ 4,805,000 Other postemployment benefits - 811 Compensated absences payable - 4,624 Total indebtedness - component unit $ 6,500,000 $ 4,810,435 61 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Annual debt service requirements to maturity for general obligation bonds are as follows: Tax Increment Bonds Special Assessment Bonds Year Ending Governmental Activities Governmental Activities December 31 Principal Interest Principal Interest 2016 $ 210,000 $ 71,710 $ 1,010,000 $ 542,079 2017 225,000 66,520 1,380,000 477,646 2018 240,000 61,030 1,410,000 435,635 2019 260,000 55,190 1,455,000 391,469 2020 275,000 48,820 1,190,000 350,777 2021 265,000 41,540 1,215,000 314,293 2022 255,000 31,872 1,240,000 276,655 2023 275,000 19,810 1,275,000 237,680 2024 290,000 6,743 1,295,000 197,453 2025 - - 1,065,000 161,725 2026 - - 1,095,000 131,260 2027 - - 1,040,000 101,249 2028 - - 990,000 70,553 2029 - - 1,025,000 38,366 2030 - - 415,000 16,383 2031 - - 385,000 5,390 Total $ 2,295,000 $ 403,235 $ 17,485,000 $ 3,748,613 Revenue Bonds Revenue Bonds Year Ending Business-Type Activities Component Unit December 31 Principal Interest Principal Interest 2016 $ 110,000 $ 20,650 $ 290,000 $ 211,892 2017 115,000 16,712 300,000 199,942 2018 120,000 12,450 310,000 187,360 2019 125,000 7,700 320,000 174,288 2020 130,000 2,600 335,000 160,697 2021 - - 350,000 145,871 2022 - - 365,000 129,601 2023 - - 380,000 112,370 2024 - - 395,000 94,252 2025 - - 410,000 75,233 2026 - - 430,000 55,176 2027 - - 450,000 33,943 2028 - - 470,000 11,515 Total $ 600,000 $ 60,112 $ 4,805,000 $ 1,592,140 It is not practicable to determine the specific year for payment of long-term accrued compensated absences. 62 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 B. CHANGES IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2015, was as follows: Beginning Balance Additions Reductions Ending Balance Due Within One Year Primary Government: Governmental activities: Bonds payable: General obligation bonds $ 2,500,000 $ - $ (205,000) $ 2,295,000 $ 210,000 Special assessment bonds 12,900,000 5,700,000 (1,115,000) 17,485,000 1,010,000 Bond premiums 257,633 254,245 (18,643) 493,235 - Total bonds payable 15,657,633 5,954,245 (1,338,643) 20,273,235 1,210,000 Capital lease payable-EDA component unit 5,085,000 - (280,000) 4,805,000 290,000 Capital lease payable-golf carts 73,667 - (36,235) 37,432 37,432 Other postemployment benefits 59,343 6,178 - 65,521 - Compensated absences payable 839,758 694,269 (676,821) 857,206 612,274 Total government activities 21,715,401 6,654,692 (2,331,699) 26,038,394 2,149,706 Business-type activities: Bonds payable: Revenue bonds 705,000 - (105,000) 600,000 600,000 Bond premiums 12,221 - (2,365) 9,856 - Total bonds payable 717,221 - (107,365) 609,856 600,000 Other postemployment benefits 8,571 984 - 9,555 - Compensated absences payable 59,856 84,703 (80,195) 64,364 54,195 Total business-type activities 785,648 85,687 (187,560) 683,775 654,195 Total primary government $ 22,501,049 $ 6,740,379 $ (2,519,259) $ 26,722,169 $ 2,803,901 Component Unit: Bonds payable: Revenue bonds $ 5,085,000 $ - $ (280,000) $ 4,805,000 $ 290,000 Total bonds payable 5,085,000 - (280,000) 4,805,000 290,000 Other postemployment benefits 700 111 - 811 - Compensated absences payable 15,955 10,428 (21,759) 4,624 2,483 Total component unit $ 5,101,655 $ 10,539 $ (301,759) $ 4,810,435 $ 292,483 For the governmental activities, capital leases, other postemployment benefits and compensated absences are generally liquidated by the general fund. 63 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 All long-term bonded indebtedness outstanding at December 31, 2015 is backed by the full faith and credit of the City, including special assessment and revenue bond issues. Delinquent assessments receivable at December 31, 2015 totaled $12,084. On November 18, 2015 City Council authorized calling the remaining outstanding balances of the 2009B Water Revenue Refunding Bonds of 2009B in advance of their original maturities. The bonds were called and paid in full on February 1, 2016. D. CAPITAL LEASES In 2008, the City entered into a lease-purchase agreement with the EDA (a component unit) to finance the expansion of the ice arena. Per the agreement, the EDA issued $6,500,000 of revenue bonds and the proceeds were used by the City to finance the expansion. The lease qualifies as a capital lease for accounting purposes, and therefore, the construction costs have been capitalized in the primary government. In 2012, the City entered into a lease agreement for the purchase of 75 golf carts. This lease agreement qualifies as a capital lease for accounting purposes, and therefore, has been recorded at the present value of the future minimum lease payments as of the inception date. The assets acquired through capital leases are as follows: Asset: Ice Arena Expansion Golf Carts Building and improvements $ 6,943,038 $ 176,039 Less: accumulated depreciation (1,723,969) (88,020) $ 5,219,069 $ 88,019 The following is a schedule of future minimum lease payments under the capital lease: Governmental Activities Year Ice Arena Expansion Golf Course Machinery 2016 $ 501,892 $ 38,201 2017 499,942 - 2018 497,360 - 2019 494,288 - 2020 495,697 - 2020-2024 2,457,327 - 2025-2028 1,450,634 - Total minimum lease payments 6,397,140 38,201 Less amount representing interest 1,592,140 769 Present value of minimum lease payments $ 4,805,000 $ 37,432 64 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 E. REVENUE PLEDGED Future revenue pledged for the payment of long-term debt as follows: Revenue Pledged Current Year Bond Issue Use of Proceeds Type Percent of Total Debt Service Debt Service as Percentage of Net Revenue Term of Pledge Remaining Principal and Interest Principal and Interest Paid Pledged Revenue Received 2008B Ice Arena Lease Revenue Bonds Construct Addition to Ice Arena Ice Arena Revenues, net of expenses 100% 40.76% 2008-2028 $4,913,846 $503,293 $1,234,681 Note that the 2008B Ice Arena Lease Revenue bonds were paid off with a refinancing in January 2016. The amount shown in this table as remaining principal and interest reflects only that pay-off amount. Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The limitation was 3 % of taxable market value in 2015 and 2014. The City of Cottage Grove's legal debt margin for 2015 and 2014 is computed as follows: December 31, 2015 December 31, 2014 Market Value (after fiscal disparities) $ 2,705,975,400 $ 2,396,493,700 Debt Limit 81,179,262 71,894,811 Amount of debt applicable to debt limit: Total bonded debt $25,185,000 $21,190,000 Less: Special assessment bonds (17,485,000) (12,900,000) Proprietary bonds (600,000) (705,000) Tax increment bonds (2,295,000) (2,500,000) Total debt applicable to debt limit $4,805,000 $5,085,000 Legal debt margin $ 76,374,262 $ 66,809,811 Note 8 PENSION PLANS A. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED BENEFIT Plan Description The City of Cottage Grove participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. General Employees Retirement Fund (GERF) All full-time and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. The Basic Plan was closed to new members in 1967. All new members must participate in the Coordinated Plan. 65 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to PERA. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Benefit increases are provided to benefit recipients each January. Increases are related to the funding ratio of the plan. Members in plans that are at least 90% funded for two consecutive years are given 2.5% increases. Members in plans that have not exceeded 90% funded, or have fallen below 80%, are given 1% increases. The benefit provisions stated in the following paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. GERF Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first ten years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first ten years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. PEPFF Benefits Benefits for the PEPFF members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. GERF Contributions Basic Plan members and Coordinated Plan members were required to contribute 9.1% and 6.50%, respectively, of their annual covered salary in calendar year 2015. The City of Cottage Grove was required to contribute 11.78% of pay for Basic Plan members and 7.50% for Coordinated Plan members in calendar year 2015. The City of Cottage Grove contributions to the GERF for the year ended December 31, 2015, were $403,968. The City of Cottage Grove’s contributions were equal to the required contributions as set by state statute. PEPFF Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2015. The City of Cottage Grove was required to contribute 16.20% of pay for PEPFF members in calendar year 2015. The City of Cottage Grove’s contributions to the PEPFF for the year ended December 31, 2015, were $664,299. The City of Cottage Grove’s contributions were equal to the required contributions as set by state statute. 66 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Pension Costs GERF Pension Costs At December 31, 2015, the City of Cottage Grove reported a liability of $4,762,735 for its proportionate share of the GERF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City of Cottage Grove’s proportion of the net pension liability was based on the City of Cottage Grove’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014, through June 30, 2015, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2015, the City of Grove’s proportion share was .0919% There were no provision changes during the measurement period. For the year ended December 31, 2015, the City of Cottage Grove recognized pension expense of $563,224 for its proportionate share of the GERF’s pension expense. At December 31, 2015, the City of Cottage Grove reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: $201,982 reported as deferred outflows of resources related to pensions resulting from City of Cottage Grove contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2015. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: PEPFF Pension Costs At December 31, 2015, the City of Cottage Grove reported a liability of $4,931,256 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2015, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City of Cottage Grove’s proportion of the net pension liability was based on the City of Cottage Grove’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2014, through June 30, 2015, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2015, the City of Cottage Grove’s proportion was .434 % . There were no provision changes during the measurement period. Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $ - $ 240,123 Difference between projected and actual investment earnings 450,866 - Changes in proportion - 214,911 Contributions paid to PERA subsequent to the measurement date 201,982 - Total $ 652,848 $ 455,034 Year ended December 31: Pension Expense Amount 2016 $(38,961) 2017 (38,961) 2018 (38,961) 2019 112,715 2020 - Thereafter - 67 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 For the year ended December 31, 2015, the City of Cottage Grove recognized pension expense of $840,772 for its proportionate share of the PEPFF’s pension expense. The City of Cottage Grove also recognized $39,060 for the year ended December 31, 2015, as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s on-behalf contributions to the PEPFF. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. At December 31, 2015, the City of Cottage Grove reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: $332,150 reported as deferred outflows of resources related to pensions resulting from City of Cottage Grove contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2016. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Actuarial Assumptions The total pension liability in the June 30, 2015, actuarial valuation was determined using the following actuarial assumptions: Inflation 2.75% per year Active Member Payroll Growth 3.50% per year Investment Rate of Return 7.90% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2000 tables for males or females, as appropriate, with slight adjustments. Cost of living benefit increases for retirees are assumed to be: 1% effective every January 1st through 2026 and 2.5% thereafter. Actuarial assumptions used in the June 30, 2015, valuation were based on the results of actuarial experience studies. The experience study in the GERF was for the period July 1, 2004, through June 30, 2008, with an update of economic assumptions in 2014. Experience studies have not been prepared for PERA’s other plans, but assumptions are reivewed annually. There were no changes in actuarial assumptions in 2015. The long-term expected rate of return on pension plan investments is 7.9%. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of arithmetic real rates of return for each major asset class are summarized in the following table: Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $- $799,688 Difference between projected and actual investment earnings 859,190 - Changes in proportion - 45,002 Contributions paid to PERA subsequent to the measurement date 332,150 - Total $1,191,340 $844,690 Year ended December 31: Pension Expense Amount 2016 $45,860 2017 45,860 2018 45,860 2019 45,857 2020 (168,937) Thereafter - 68 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic Stocks 45% 5.50% International Stocks 15% 6.00% Bonds 18% 1.45% Alternative Assets 20% 6.40% Cash 2% 0.50% Discount Rate The discount rate used to measure the total pension liability was 7.9%. The projection of cash flows used to determine the discount rate assumed that employee and employer contributions will be made at the rate specified in statute. Based on that assumption, each of the pension plan’s fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. Pension Liability Sensitivity The following presents the City of Cottage Grove’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City of Cottage Grove’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Discount Rate Discount Rate 1% Increase in Discount Rate Discount rate 6.9% 7.9% 8.9% City’s proportionate share of The GERF net pension liability $7,488,712 $4,762,735 $2,511,497 City’s proportionate share of The PEPFF net pension liability $9,611,069 $4,931,256 $1,064,914 Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org . B. PUBLIC EMPLOYEES RETIREMENT ASSOCIATION (PERA) - DEFINED CONTRIBUTION PLAN Five council members of the City of Cottage Grove are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by PERA. The PEDCP is a tax qualified plan under Section 401(a) of the Internal Revenue Code and all contributions by or on behalf of employees are tax deferred until time of withdrawal. Plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary which is matched by the elected official's employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% (.0025) of the assets in each member's account annually. 69 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Total contributions made by the City of Cottage Grove during fiscal year 2015 were: Contribution Amount Percentage of Covered Payroll Required Employee Employer Employee Employer Rate $1,139 $1,139 5% 5% 5% C. COTTAGE GROVE FIRE RELIEF ASSOCIATION Plan Description The Volunteer Firefighters of the City of Cottage Grove are members of the Cottage Grove Fire Relief Association. The Cottage Grove Fire Relief Association is the administrator of a single employer defined benefit pension plan established to provide benefits for members of the Cottage Grove Fire Department. The plan is established and administered in accordance with Minnesota Statute, Chapter 69. The Relief Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established in accordance with State Statute, and vest after ten years of credited service. The defined retirement benefits are based on a member’s years of service. Benefit provisions can be amended by the Relief Association within the parameters provided by State Statutes. The Relief Association issues a publicly available financial report that includes financial statements and required supplementary information. The report may be obtained by writing to Cottage Grove Volunteer Fire Relief Association, 8641 80th Street South, Cottage Grove, MN 55016. Benefits Provided Volunteer firefighters of the City are members of the Cottage Grove Fire Relief Association. Full retirement benefits are payable to members who have reached age 50 and have completed 20 years of service for a lump sum service pension. Partial benefits are payable to members who have reached 50 and have completed 5 years of service. Disability benefits and survivor benefits are also payable to members or their beneficiaries based upon requirements set forth in the bylaws. These benefit provisions and all other requirements are consistent with enabling state statues. Employees Covered by Benefit Terms At December 31, 2014, the following employees were covered by the benefit terms: Inactive employees or beneficiaries currently receiving benefits - Inactive employees entitled to but not receiving benefits 18 Active employees 45 Total number of participants 63 Contributions Minnesota Statutes Chapter 424A.092 specifies minimum support rates required on an annual basis. The minimum support rates from the municipality and from State aids are determined as the amount required to meet the normal cost plus amortizing any existing prior service costs over a ten year period. The City's obligation is the financial requirement for the year less state aids. Any additional payments by the City shall be used to amortize the unfunded liability of the relief association. The Association is comprised of volunteers: therefore, there are no payroll expenditures (i.e. there are no covered payroll percentage calculations). During the year, the City recognized as revenue and as an expenditure an on behalf payment of $191,183 made by the State of Minnesota for the Relief Association. 70 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Net Pension Liability The City's net pension liability was measured as of December 31, 2014, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. Actuarial assumptions. The total pension liability in the December 31, 2014, actuarial valuation was determined using the following actuarial assumptions, applied to all periods included in the measurement: Inflation 2.75% Salary increase N/A Investment rate of return 5.5% The value of death benefits is similar to the value of the retirement pension. Because of low retirement ages, the plan assumes no pre-retirement mortality. Post-retirement mortality does not apply as the benefit structure and form of payment do not reflect lifetime benefits. The long-term return on assets has been set based on the plan's target investment allocation along with long-term return expectations by asset class. When there is sufficient historical evidence of market outperformance, historical average returns may be considered. Best estimates of arithmetic real rates of return for each major asset class included in the pension plan's target asset allocation as of the measurement date are summarized in the table on the following page. Asset Class Target Allocation Long-term Expected Nominal Rate of Return Domestic equity 40% 8.0% International equity 20% 8.0% Fixed income 30% 4.5% Real estate and alternatives 0% 6.5% Cash 10% 3.0% Discount rate The discount rate used to measure the total pension liability was 5.50%. Assets were projected using expected benefit payments and expected asset returns. Expected benefit payments by year were discounted using the expected asset return assumption for years in which the assets were sufficient to pay all benefit payments. Any remaining benefit payments after the trust fund is exhausted are discounted at the municipal bond rate. The equivalent single rate is the discount rate. 71 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Changes in the Net Pension Liability Increase (Decrease) Total Pension Liability Plan Fiduciary Net Position Net Pension Liability Balances at December 31, 2014 $1,352,967 $2,404,881 $(1,051,914) Changes for the year Service cost 79,827 - 79,827 Interest 88,550 - 88,550 Changes of assumptions 77,611 - 77,611 Changes of benefit terms 139,930 - 139,930 Contributions – State and local - 196,512 (196,512) Net investment income - (117,642) 117,642 Benefit payments, including member contribution refunds (140,973) (140,973) - Administrative expense - (15,165) 15,165 Net changes 244,945 (77,268) 322,213 Balances at December 31, 2015 $1,597,912 $2,327,613 $(729,701) Pension Liability Sensitivity The following presents the City of Cottage Grove’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City of Cottage Grove’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% Decrease in Discount Rate Discount Rate 1% Increase in Discount Rate Discount rate 4.5% 5.5% 6.5% City’s proportionate share of The net pension liability $(641,116) $(729,701) $(814,331) Pension plan fiduciary net position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued relief association financial report. Pension Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to Pensions For the year ended December 31, 2015, the City of Cottage Grove recognized pension expense of $228,063. At December 31, 2015, the City of Cottage Grove reported its proportionate share of the deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $- $- Difference between projected and actual investment earnings 220,217 - Changes in assumption 70,445 - Total $290,662 $- 72 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Note 9 INTERFUND LOANS AND TRANSFERS The City uses interfund loans when possible to finance construction activities in order to avoid costs associated with issuing bonds. These loans are for this purpose. The interfund loan receivable and payable balances at December 31, 2015 were: Fund Receivable Payable Major Governmental Funds: Municipal Building Capital Project Fund $ - $ 7,860,000 Closed Debt Fund 2,000,000 - Nonmajor Governmental Funds 2,261,758 761,758 Major Business-Type Funds: Water Operating Enterprise Fund 1,527,500 - Sewer Operating Enterprise Fund 2,832,500 - Total $ 8,621,758 $ 8,621,758 Interfund receivable and payable balances are used for temporary cash deficits. Interfund receivable and payable balances at December 31, 2015 are as follows: Fund Receivable Payable General Fund $ 405,116 $ - Nonmajor Governmental Funds 1,221,111 1,626,227 Total $ 1,626,227 $ 1,626,227 Interfund transfers: Transfers In General Fund Municipal Bldg Capital Project Fund Closed Debt Fund Pavement Manage. Debt Service Fund Pavement Mange. Capital Project Fund Nonmajor Govern. Funds Total Transfers Out General Fund $ - $101,131 $ 235,971 $ - $ 67,420 $ 412,951 $ 817,473 Closed Debt Fund - - - 146,565 - - 146,565 Nonmajor Governmental Funds 40,020 - - - 158,894 1,200,000 1,398,914 Major Business Fund Type: Street Light Fund 45,850 - - - - - 45,850 Cottage Grove EMS Fund 94,680 - - - - - 94,680 Water Operating Fund 166,550 - - - 100,232 - 266,782 Sewer Operating Fund 181,610 - - - 97,783 - 279,393 Total transfers $ 528,710 $101,131 $ 235,971 $ 146,565 $ 424,329 $1,612,951 $3,049,657 Year ended December 31: Pension Expense Amount 2016 $62,220 2017 62,220 2018 62,220 2019 62,220 2020 7,166 Thereafter 34,616 73 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. All transfers in 2015 were considered to be routine in nature except for the $1,200,000 transfer. City Council approved to reclassify an interfund loan to a transfer between the Golf Course Fund and Future Economic Development Fund because the repayment of loan was not expected to be repaid in a reasonable time. Note 10 TAX INCREMENT DISTRICTS The City of Cottage Grove is the administering authority for the following Tax Increment Financing Districts: Cottages of Cottage Grove #1-8 Gateway North District #1-12 Industrial Park #1-14 American Logistics #1-15 Type of District Housing Redevelop Econ. Develop. Econ. Develop. Chapter 469.174 469.174 469.174 469.174 Established 1991 2001 2007 2015 District Duration 25 years 25 years 9 years 9 years Current tax capacity $ 30,306 $ 774,294 $131,250 $60,026 Original tax capacity (1,268) (238,351) (5,226) (60,026) Captured tax capacity 29,038 535,943 126,024 - Fiscal disparity deduction - - (44,424) - Total tax capacity retained by City $ 29,038 $535,943 $ 81,600 $ - Debt issued $ - $ 4,405,000 $ - $ - Amount redeemed - (2,110,000) - - Debt outstanding $ - $ 2,295,000 $ - $ - Note 11 DEFICIT FUND BALANCES/NET POSITION The City has deficit fund balances/net position at December 31, 2015 as follows: Fund Amount The deficit fund balances will be resolved through Major Governmental Funds: Municipal Building Capital Project Fund $ 7,516,189 Future tax levies Nonmajor Governmental Funds: Ice Arena Fund 95,234 Future revenues Golf Course Fund 159,943 Future excess revenues and transfers from other City resources Park Trust Fund 392,466 Future developer charges Sewer Connection and Area Fund 930,602 Future special assessments and developer charges 74 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 12 CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions and natural disasters for which the City carries commercial insurance policies. The City retains risk for the deductible portions of the insurance policies. The amount of these deductibles is considered immaterial to the financial statements. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. Workers compensation coverage is provided through a pooled self-insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The LMCIT reinsures through Worker’s Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is subject to a $10,000 medical expense deductible. The City’s premiums are determined after loss experience is known. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property and casualty insurance coverage is provided through a pooled self-insurance program through LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments as deemed necessary by the LMCIT. The City established a Self Insurance Fund in 1986 to account for and finance its uninsured risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Under this program, the Self Insurance Fund provides coverage for losses up to $50,000 for each claim (annual aggregate is $100,000). The City purchases commercial insurance for claims in excess of coverage provided by the Fund and for any risk of loss not covered. Settled claims have not exceeded the commercial coverage in any of the past three fiscal years. This fund is presented as an internal service fund type. All funds of the City participate in the program and make payments to the Self Insurance Fund based on historical cost information. The claims liability of $143,708 reported in the Fund at December 31, 2015 is based on the requirements of Governmental Accounting Standards Board Statement Number 10, which requires that a liability for claims be reported if information prior to the issuance of the financial statements indicates that it is probable that a liability has been incurred at the date of the financial statements and the amount of the loss can be reasonably estimated. Changes in the fund's claims liability amounts were as follows: Beginning Claims and End of Year Changes in Claim of Year Year Liability Estimates Payments Liability 2015 $ 158,905 $ 125,171 $ (140,368) $ 143,708 2014 130,039 172,634 (143,768) 158,905 2013 59,122 130,723 (59,806) 130,039 B. LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. 75 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2015. D. TAX INCREMENTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Note 13 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2015 and 2014. Future scheduled tax levies for all bonds outstanding at December 31, 2015 totaled $12,481,346. 76 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 14 FUND BALANCES At December 31, 2015 the City had various fund balances through legal restriction and City Council authorization. Fund balance appropriations at December 31, 2015 are shown on the various balance sheets as segregations of the fund balance. The fund balance classifications for governmental funds are as follows: Nonspendable Restricted Committed Assigned Unassigned Total General Fund: $ - $ - $ - $ - $ 8,829,697 $ 8,829,697 Prepaid items 15,383 - - - - 15,383 Compensated absences - - - 818,494 - 818,494 2016 budget - - - 520,000 - 520,000 Emerald ash borer program - - - 40,200 - 40,200 Public safety equipment - - - 25,163 - 25,163 School bus safety - - - 4,500 - 4,500 Total General Fund 15,383 - - 1,408,357 8,829,697 10,253,437 Municipal Building Capital Project Fund (7,516,189) (7,516,189) MSA Construction Capital Project Fund: MSA construction activities - - - 4,136,408 - 4,136,408 Closed Debt Fund: Debt retirement - - - 4,073,490 - 4,073,490 Pavement Management Debt Service Fund: Debt retirement - 2,548,452 - - - 2,548,452 Pavement Management Capital Project Fund: Pavement management construction activities - - - 1,417,618 - 1,417,318 Total Other Major Funds - 2,548,452 - 9,627,516 (7,516,189) 4,659,779 Nonmajor Governmental Funds: Prepaid items 7,343 - - - - 7,343 Inventory 20,696 - - - - 20,696 Forfeiture and seizure - 39,166 - - - 39,166 Charitable gambling - 9,405 - - - 9,405 Debt retirement - 218,191 - - - 218,191 Tax increment purposes - 2,042,151 - - - 2,042,151 Recycling program - - 56,590 - - 56,590 Storm water activities - - 337,614 - - 337,614 Equipment replacement - - - 1,579,583 - 1,579,583 Street sealcoating - - - 650,156 - 650,156 Economic development - - - 3,772,549 - 3,772,549 Future pavement management - - - 1,431,412 - 1,431,412 Tree mitigation - - - 338,495 - 338,495 Future roads and trails - - - 860,691 - 860,691 Capital improvements - - - 8,062,315 - 8,062,315 Deficit Fund Balance - - - - (1,606,284) (1,606,284) Total Nonmajor Funds 28,039 2,308,913 394,204 16,695,201 (1,606,284) 17,820,073 Total Fund Balances Governmental Funds $ 43,422 $ 4,857,365 $ 394,204 $ 27,731,074 $ (292,776) $ 32,733,289 77 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 Note 15 OTHER POSTEMPLOYMENT BENEFIT PLAN At December 31, 2008, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other than Pensions. The City engaged an actuary to determine the City’s liability for postemployment healthcare benefits other than pensions. A. PLAN DESCRIPTION The City provides benefits for retirees as required by Minnesota Statute §471.61 subdivision 2b. Active employees, who retire from the City when over age 50 and with 20 years of service, may continue coverage with respect to both themselves and their eligible dependent(s) under the City’s health benefits program until age 65. Pursuant to the provisions of the plan, retirees are required to pay the total premium cost. As of December 31, 2015 there were approximately 114 active participants, 2 retired participants and 1 disabled participant receiving benefits from the City’s health plans. The Plan does not issue a separate report. B. FUNDING POLICY The City funds its OPEB obligation on a pay as you go basis. For fiscal year 2015, the City contributed $14,939 to the plan. C. ANNUAL OPEB COST AND NET OPEB OBLIGATION The City’s annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any un-funded actuarial liabilities over a period not to exceed thirty years. The following table shows the components of the City’s annual OPEB costs for the year, the amount actually paid from the plan, and changes in the City’s net OPEB obligation: Annual required Contribution $ 24,194 Interest on Net OPEB Obligation 684 Adjustment to Annual Required Contribution (2,666) Annual OPEB Cost (Expense) 22,212 Contributions Made (14,939) Increase in Net OPEB Obligation 7,273 Net OPEB Obligation- Beginning of Year 68,614 Net OPEB Obligation- End of Year $ 75,887 The City’s annual OPEB cost, the percentage of the annual OPEB cost contributed to the plan, and the net OPEB obligation for 2015: Percentage Fiscal Annual of Annual Net Year OPEB OPEB Cost OPEB Ended Cost Contributed Obligation 12/31/2015 $22,212 67.2% $ 75,887 12/31/2014 22,533 53.7% 68,614 12/31/2013 11,244 41.4% 58,173 78 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 D.FUNDED STATUS AND FUNDED PROGRESS As of January 1, 2014, the most recent actuarial valuation date, the City’s unfunded actuarial accrued liability (UAAL) was $324,523. The annual payroll for active employees covered by the plan in the actuarialvaluation was $9,765,700 for a ratio of UAAL to covered payroll of 3.3%. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and healthcare cost trends. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. E.ACTUARIAL METHODS AND ASSUMPTIONS Projections of benefits for financial reporting purposes are based on the substantive plan (the plan asunderstood by the employer and plan members) and include the types of benefits provided at the time of eachvaluation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce theeffects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent withthe long-term perspective of the calculations. In the January 1, 2014 actuarial valuation, the projected unit credit actuarial cost method was used. The actuarial assumptions included a 1% investment rate of return (net of administrative expenses), which is a blended rate of the expected long-term investment returns on plan assets and on the employer’s own investments calculated based on the funded level of the plan at the valuation date. The inflation assumption was 1%. The initial healthcare trend rate was 8%, reduced by decrements to an ultimate rate of 3% after five years. The UAAL is being amortized as a level percentage of projected payrolls on an open basis. The remaining amortization period at December 31, 2015 was 22 years. Note 16 OPERATING LEASES The City leases land for the golf course under an operating lease. The monthly lease payments equal $1 per month for the remaining term of the lease agreement. The lease was amended in 2015 to add a first extension option to 2020. In 2015, $60 was paid under this lease arrangement for the entire five year extension. 79 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 The City leases eight copiers under an operating lease and the EDA component unit leases one copier. Total 2015 payments for these leases were $16,743 for the primary government and $2,085 for component unit. Future minimum annual lease payments at December 31, 2015 are as follows: Primary Government Component Unit Golf Year Ended Course December 31 Land Copiers Copier 2016 $ 12 $ 14,280 $ 1,738 2017 12 - - 2018 12 - - 2019 12 - - 2020 12 - - The City entered into two operating leases during 2007 for the leasing of ice time for the Ice Arena with Independent School District 833 and the Cottage Grove Athletic Association. The lease payments began in 2008 when the new ice arena expansion project opened. The future minimum annual lease payments that the City will receive are as follows: Independent Cottage Grove Year Ended School District Athletic December 31 833 Association 2016 $ 104,250 $ 400,000 2017 104,250 400,000 2018 104,250 400,000 2019 104,250 400,000 2020 104,250 400,000 2021-2025 521,250 2,000,000 2026-2029 417,000 1,519,000 Note 17 COMMITTED CONTRACTS At December 31, 2015, the City had commitments of $120,594 for uncompleted construction contracts. Note 18 CONDUIT DEBT OBLIGATIONS The City has issued Industrial Revenue Bonds to provide financial assistance to private sector entities for the acquisition and construction of industrial and commercial facilities which are deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from payments on the underlying mortgage loans. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private sector entity served by the bond issue. The City is not obligated in any manner for the repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. 80 CITY OF COTTAGE GROVE, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2015 As of December 31, 2015, a series of Industrial Revenue Bonds were outstanding. Bond Issue Date Original Issue Amount 12/31/15 Balance Maturity Date Industrial Revenue Bonds-Allina Health Systems 08/05/1998 $4,100,000 Not available 08/05/2018 Commercial Development Revenue Note-HSI 12/22/2004 935,000 512,169* 12/01/2024 Commercial Development Revenue Note-ESR, Inc. 11/22/2005 76,500 35,299 11/22/2025 Commercial Development Revenue Note-ESR, Inc. 05/19/2005 853,000 502,729 12/19/2025 Subordinate Senior Housing Revenue Bonds-PHS 12/01/2006 21,105,000 20,185,000 12/01/2046 Subordinate Senior Housing Revenue Bonds-PHS 12/01/2006 8,075,000 7,780,000 12/01/2046 Variable Rate Revenue Bonds-Allina Health System 11/01/2009 6,100,000 6,100,000 11/15/2022 $41,244,500 $35,115,197 *Per original conduit debt bond schedule Note 19 PROPERTIES HELD FOR RESALE The City purchased land in 2010 to be resold to a future industrial occupant in the City’s industrial park. The occupant is not known at this time. The EDA component unit purchased land in 2011 to be resold for possible future development. The occupant is not known at this time. The City purchased the Home Depot parcel in 2015 to be resold for future development. The City anticipates selling this parcel in 2016. Note 20 SUBSEQUENT EVENT Subsequent to December 31, 2015, the City Council authorized the issuance and public sale of $4,660,000 General Obligation Refunding Bonds, Series 2016A. The bonds were issued and dated January 6, 2016. Note 21 CHANGE IN ACCOUNTING PRINCIPLE For the year ended December 31, 2015, the City implemented GASB Statement No. 68 Accounting and Financial Reporting for Pensions and GASB Statement No. 71, Pension Transition for Contributions Made Subsequent to the Measurement Date. This resulted in an adjustment to the beginning net position of the Statement of Activities of $7,798,812 to add the beginning net pension liability related to PERA and the beginning net pension asset related to the fire relief association, and an adjustment to the beginning net position on the Statement of Revenues, Expenses and Changes in Fund Net Position-Proprietary Funds of $1,324,735 to add the beginning net pension liability related to PERA. Note 22 NEW STANDARD ISSUED BUT NOT YET IMPLEMENTED GASB has issued GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other than Pensions. This new statement requires governments in all types of OPEB plans to present more extensive note disclosures and required supplementary information (RSI) about OPEB liabilities. 81 -This Page Intentionally left Blank - 82 REQUIRED SUPPLEMENTARY INFORMATION 83 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 1 of 5 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget - 2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenue: General property taxes: Current and delinquent 11,953,100$ 11,953,100$ 12,078,076$ 124,976$ 11,357,685$ Special Assessments 19,500 19,500 15,787 (3,713) 26,697 Licenses and permits: General government 75,350 75,350 86,338 10,988 82,925 Community development 575,300 575,300 1,191,976 616,676 792,602 Engineering - - 5,420 5,420 6,460 Public safety 29,100 29,100 21,708 (7,392) 22,413 Total licenses and permits 679,750 679,750 1,305,442 625,692 904,400 Intergovernmental: Federal: Safe and sober - public safety 22,000 22,000 21,561 (439) 26,707 Assistance to firefighters grant - public safety - - 4,224 4,224 198,096 Ballistic vest grant - public safety - - 3,836 3,836 10,179 Misc. grant - general government - - 550 550 - State: Local government aid 72,500 72,500 72,518 18 59,626 Market value homestead credit - - 5,171 5,171 2,608 MSA maintenance - public works 42,000 42,000 43,245 1,245 44,715 PERA aid 21,450 21,450 21,448 (2) 21,448 Fire relief aid - public safety 123,000 123,000 191,183 68,183 177,804 Police relief aid - public safety 270,000 270,000 307,725 37,725 300,197 Conservation grant - culture and recreation - - 22,135 22,135 - Other - public safety 16,000 16,000 30,795 14,795 17,992 Local: SRO program - public safety 75,000 75,000 75,000 - 75,000 Narcotics officer program - public safety 4,000 4,000 653 (3,347) 3,458 Other - public safety 4,000 4,000 4,689 689 3,617 Other - public works - - 18,930 18,930 3,764 Other - culture and recreation 19,800 19,800 18,995 (805) 13,701 Total intergovernmental 669,750 669,750 842,658 172,908 958,912 Charges for services: Administration charges - general government: Investment charge - general government 13,800 13,800 11,201 (2,599) 20,115 Other - general government 300 300 722 422 24,172 Other - community development 35,500 35,500 62,815 27,315 57,020 Other - engineering 229,000 229,000 267,625 38,625 133,058 Other - public safety 48,500 48,500 43,561 (4,939) 41,741 Other - public works 33,600 33,600 24,459 (9,141) 22,609 Other - culture and recreation 152,100 152,100 147,074 (5,026) 138,617 Total charges for services 512,800 512,800 557,457 44,657 437,332 Budgeted Amounts 84 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 2 of 5 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget - 2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenue: (continued) Fines and forfeits - public safety 175,000$ 175,000$ 210,802$ 35,802$ 151,701$ Investment earnings (loss)60,000 60,000 69,257 9,257 120,571 Donations: Donations - general government - - - - 500 Donations - public safety - - 13,750 13,750 16,166 Donations - culture and recreation 7,000 7,000 6,022 (978) 10,081 Total donations 7,000 7,000 19,772 12,772 26,747 Miscellaneous: Other - general government 133,670 133,670 140,679 7,009 11,556 Other - public safety 12,000 12,000 25,010 13,010 11,439 Other - public works - - 12,963 12,963 12,765 Other - culture and recreation 400 400 345 (55) 8,858 Total miscellaneous 146,070 146,070 178,997 32,927 44,618 Total revenues 14,222,970 14,222,970 15,278,248 1,055,278 14,028,663 Expenditures: General government: Mayor and city council: Personal services 40,050 40,050 38,942 1,108 38,942 Commodities 1,200 1,200 911 289 938 Contractual services 61,500 61,500 57,551 3,949 87,610 Total mayor and city council 102,750 102,750 97,404 5,346 127,490 Administrative: Personal services 261,600 261,600 333,846 (72,246) 231,059 Commodities 800 800 1,699 (899) 69 Contractual services 6,315 6,315 11,566 (5,251) 12,532 Total administrative 268,715 268,715 347,111 (78,396) 243,660 Finance: Personal services 484,900 484,900 493,885 (8,985) 473,249 Commodities 2,500 2,500 911 1,589 575 Contractual services 42,525 42,525 34,134 8,391 35,971 Total finance 529,925 529,925 528,930 995 509,795 Personnel: Personal services 100,600 100,600 104,568 (3,968) 99,491 Commodities 200 200 76 124 389 Contractual services 11,025 11,025 36,340 (25,315) 5,894 Total personnel 111,825 111,825 140,984 (29,159) 105,774 Assessing service: Contractual services 155,600 155,600 153,248 2,352 150,315 City clerk/elections: Personal services 152,600 152,600 144,181 8,419 184,410 Commodities 700 700 587 113 529 Contractual services 14,725 14,725 13,112 1,613 16,214 Total City clerk/elections 168,025 168,025 157,880 10,145 201,153 Budgeted Amounts 85 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 3 of 5 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget - 2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Expenditures: (continued) General government: (continued) Legal: Contractual services 185,900$ 185,900$ 218,843$ (32,943)$ 192,864$ Community and employee programs: Personal services 3,600 3,600 2,852 748 2,623 Commodities 500 500 42 458 1,601 Contractual services 61,830 61,830 63,567 (1,737) 57,287 Total community and employee programs 65,930 65,930 66,461 (531) 61,511 Government buildings: Personal services 82,700 82,700 80,741 1,959 67,529 Commodities 16,570 16,570 35,758 (19,188) 21,403 Contractual services 277,705 277,705 293,390 (15,685) 288,464 Total government buildings 376,975 376,975 409,889 (32,914) 377,396 Historic preservation: Personal services 10,300 10,300 900 9,400 9,530 Commodities 95 95 49 46 38 Contractual services - - 850 (850) 1,636 Total historic preservation 10,395 10,395 1,799 8,596 11,204 Total general government 1,976,040 1,976,040 2,122,549 (146,509) 1,981,162 Community Development: Planning and zoning: Personal services 282,000 282,000 298,255 (16,255) 281,955 Commodities 1,000 1,000 997 3 1,019 Contractual services 39,360 39,360 29,108 10,252 37,816 Total planning and zoning 322,360 322,360 328,360 (6,000) 320,790 Building inspections: Personal services 446,400 446,400 437,487 8,913 409,123 Commodities 9,650 9,650 9,113 537 7,635 Contractual services 92,610 92,610 89,203 3,407 83,334 Total building inspections 548,660 548,660 535,803 12,857 500,092 Engineering: Personal services 138,015 138,015 153,784 (15,769) 53,394 Commodities 800 800 978 (178) 1,217 Contractual services 46,115 46,115 39,612 6,503 43,633 Total engineering 184,930 184,930 194,374 (9,444) 98,244 Total community development 1,055,950 1,055,950 1,058,537 (2,587) 919,126 Public safety: Police protection: Personal services 5,018,080 5,018,080 4,812,418 205,662 4,660,772 Commodities 289,450 289,450 269,378 20,072 253,106 Contractual services 415,800 415,800 438,318 (22,518) 420,711 Capital outlay 188,900 188,900 196,324 (7,424) 136,466 Total police protection 5,912,230 5,912,230 5,716,438 195,792 5,471,055 Fire protection: Personal services 577,000 577,000 632,451 (55,451) 551,311 Commodities 104,855 104,855 60,497 44,358 72,555 Contractual services 215,225 215,225 230,128 (14,903) 226,599 Capital outlay - - - - 237,554 Total fire protection 897,080 897,080 923,076 (25,996) 1,088,019 Fire relief: Contractual services 123,000 123,000 196,512 (73,512) 183,536 Budgeted Amounts 86 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 4 of 5 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget - 2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Expenditures: (continued) Public safety: (continued) Civil defense: Personal services 29,200$ 29,200$ 27,700$ 1,500$ 13,878$ Commodities 100 100 1,700 (1,600) 2,809 Contractual services 47,345 47,345 28,649 18,696 46,284 Total civil defense 76,645 76,645 58,049 18,596 62,971 Animal control: Personal services 15,035 15,035 14,600 435 11,820 Commodities 3,400 3,400 3,808 (408) 3,667 Contractual services 20,800 20,800 10,526 10,274 14,725 Total animal control 39,235 39,235 28,934 10,301 30,212 Total public safety 7,048,190 7,048,190 6,923,009 125,181 6,835,793 Public works: Public works administration: Personal services 293,500 293,500 292,351 1,149 273,854 Commodities 19,450 19,450 16,544 2,906 16,993 Contractual services 146,950 146,950 142,536 4,414 197,212 Total public works administration 459,900 459,900 451,431 8,469 488,059 Streets: Personal services 604,800 604,800 582,552 22,248 522,094 Commodities 296,500 296,500 233,916 62,584 222,322 Contractual services 340,320 340,320 381,667 (41,347) 336,830 Capital outlay 6,700 6,700 6,239 461 - Total streets 1,248,320 1,248,320 1,204,374 43,946 1,081,246 Snow and ice control: Personal services 194,700 194,700 135,820 58,880 241,905 Commodities 292,800 292,800 200,833 91,967 277,794 Contractual services 140,800 140,800 98,318 42,482 120,672 Capital outlay - - - - 5,213 Total snow and ice control 628,300 628,300 434,971 193,329 645,584 Street signs/striping: Personal services 114,300 114,300 115,063 (763) 90,411 Commodities 36,350 36,350 33,077 3,273 29,474 Contractual services 58,800 58,800 64,911 (6,111) 51,444 Capital outlay 6,405 6,405 5,899 506 - Total street signs/striping 215,855 215,855 218,950 (3,095) 171,329 Total public works 2,552,375 2,552,375 2,309,726 242,649 2,386,218 Budgeted Amounts 87 CITY OF COTTAGE GROVE, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 5 of 5 For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget - 2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Expenditures: (continued) Culture and recreation: Forestry: Personal services 75,960$ 75,960$ 106,911$ (30,951)$ 106,308$ Commodities 14,000 14,000 7,572 6,428 5,168 Contractual services 240,320 240,320 206,515 33,805 183,313 Total forestry 330,280 330,280 320,998 9,282 294,789 Recreation programs: Personal services 270,600 270,600 254,209 16,391 240,378 Commodities 10,850 10,850 5,926 4,924 5,873 Contractual services 78,205 78,205 81,407 (3,202) 83,884 Total recreation programs 359,655 359,655 341,542 18,113 330,135 Parks maintenance: Personal services 715,920 715,920 713,474 2,446 682,248 Commodities 172,950 172,950 153,894 19,056 156,507 Contractual services 295,920 295,920 282,325 13,595 313,726 Capital outlay - - 22,135 (22,135) - Total parks maintenance 1,184,790 1,184,790 1,171,828 12,962 1,152,481 Total culture and recreation 1,874,725 1,874,725 1,834,368 40,357 1,777,405 Total expenditures 14,507,280 14,507,280 14,248,189 259,091 13,899,704 Revenues over (under) expenditures (284,310) (284,310) 1,030,059 1,314,369 128,959 Other financing sources (uses): Transfer from Special Revenue Fund 40,020 40,020 40,020 - 35,020 Transfer from Enterprise Fund 488,690 488,690 488,690 - 488,690 Transfer to Debt Service Fund - (404,522) (404,522) - - Transfer to Special Revenue Fund - - - - (55,405) Transfer to Capital Project Fund (244,400) (412,951) (412,951) - (317,089) Total other financing sources (uses):284,310 (288,763) (288,763) - 151,216 Net increase (decrease) in fund balance -$ (573,073)$ 741,296 1,314,369$ 280,175 Fund balance - January 1 9,512,141 9,231,966 Fund balance - December 31 10,253,437$ 9,512,141$ Budgeted Amounts 88 City's Covered- Employee Payroll 2015 0.0919%4,762,735$ 5,401,220$ 88.18%78.19% For Fiscal Year Ended June 30, City's Proportion of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) City's Covered- Employee Payroll City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered- Employee Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 2015 0.4340%4,931,256$ 3,970,895$ 124.18%86.61% City's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered- Employee Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Last Ten Years PEPFF Retirement Fund For Fiscal Year Ended June 30, City of Cottage Grove Schedule of City's Proportionate Share of Net Pension Liability Last Ten Years GERF Retirement Fund Schedule of City's Proportionate Share of Net Pension Liability City's Proportion of the Net Pension Liability (Asset) City's Proportionate Share of the Net Pension Liability (Asset) 89 2015 398,340$ 398,340$ -$ 5,401,220$ 7.38% 2015 625,416$ 625,416$ -$ 3,970,895$ 15.8% Last Ten Years Contributions as a Percentage of Covered- Employee Payroll Statutorily Required Contribution Statutorily Required Contribution Contributions in Relation to the Statutorily Required Contributions Contribution Deficiency (Excess) Contributions in Relation to the Statutorily Required Contributions Fiscal Year Ending June 30, City's Covered- Employee Payroll Contributions as a Percentage of Covered- Employee Payroll Schedule of City Contributions PEPFF Retirement Fund Fiscal Year Ending June 30, City of Cottage Grove Schedule of City Contributions GERF Retirement Fund Last Ten Years Contribution Deficiency (Excess) City's Covered- Employee Payroll 90 Plan Year Ended 12/31/15 Employer Statutorily determined contribution (SDC)-$ Actual contribution 5,329 Contribution deficiency (excess)(5,329)$ Non-employer 2% aid 189,183$ City of Cottage Grove Schedule of Employer Contributions and Non-Employer Contributing Entities - Fire Relief Association The Association implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ended December 31, 2015. The schedules within the Require Supplementary Information section required a ten year presentation, but does not require retroactive reporting. Information prior to 2015 is not available. 91 Plan Year Ended 12/31/15 Total pension liability (TPL) Service cost 79,827$ Interest 88,550 Changes of assumptions 77,611 Changes of benefit terms 139,930 Benefit payments, including refunds or member contributions (140,973) Net change in total pension liability 244,945 Beginning of year 1,352,967 End of Year 1,597,912$ Plan fiduciary net pension (FNP) Contributions - employer 5,329$ Contributions - non-employeer 191,183 Net investment income (117,642) Benefit payments, including refunds of member contributions (140,973) Administrative expense (15,165) Net change in plan fiduciary net position (77,268) Beginning of year 2,404,881 . End of year 2,327,613$ Net pension liability (NPL)(729,701)$ City of Cottage Grove Schedule of Changes in Net Pension Liability and Related Ratios - Fire Relief Association The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ended December 31, 2015. The schedules within the Require Supplementary Information section required a ten year presentation, but does not require retroactive reporting. Information prior to 2015 is not available. 92 Actuarial UAAL as a Actuarial Accrued Percentage Actuarial Value of Liability Unfunded Funded Covered of Covered Valuation Assets (AAL) AAL Ratio Payroll Payroll Date (a) (b) (b-a) (a/b) (c ) ((b-a)/c) 1/1/2014 - $ 324,523 $ 324,523 - $ 9,765,700 3.3% 1/1/2011 - 108,298 108,298 - 8,887,000 1.2% 1/1/2008 - 146,597 146,597 - 8,750,900 1.7% 93 -This Page Intentionally left Blank - 94 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 95 -This Page Intentionally left Blank - 96 NONMAJOR GOVERNMENTAL FUNDS 97 SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on general long-term debt. CAPITAL PROJECT FUNDS The Capital Project Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by Proprietary Funds). 98 CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET Statement 10 NONMAJOR GOVERNMENTAL FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Special Debt Capital Revenue Service Project 2015 2014 Assets: Cash and investments 344,057$ 1,225,153$ 13,485,312$ 15,054,522$ 17,172,678$ Interfund receivable - - 1,221,111 1,221,111 991,739 Interfund loan receivable - - 2,261,758 2,261,758 3,050,000 Due from other governmental units - net 34,495 - 49,671 84,166 47,846 Accounts receivable - net 321,490 - 243,581 565,071 447,878 Prepaid items 7,343 - - 7,343 8,529 Inventories - at cost 20,696 - - 20,696 24,434 Delinquent property taxes receivable 2,663 - 130 2,793 4,458 Special assessments receivable: Deferred - - 1,129,114 1,129,114 255,294 Delinquent - - 101 101 534 Property held for resale - - 1,950,000 1,950,000 - Total assets 730,744$ 1,225,153$ 20,340,778$ 22,296,675$ 22,003,390$ Liabilities: Accounts payable 55,633$ -$ 260,685$ 316,318$ 160,039$ Salaries payable 58,642 - - 58,642 42,580 Interfund payable 405,116 - 1,221,111 1,626,227 1,279,053 Contracts payable 833 - 187,604 188,437 - Due to other governmental units 5,511 - 649 6,160 4,341 Deposits payable 14,748 - 372,304 387,052 646,763 Interfund loan payable - - 761,758 761,758 1,550,000 Total liabilities 540,483 - 2,804,111 3,344,594 3,682,776 Deferred inflows of resources: Unavailable revenue - property taxes 2,663 - 130 2,793 4,458 Unavailable revenue - special assessments - - 1,129,215 1,129,215 255,828 Unavailable revenue - intergovernmental - - - - 4,999 Total deferred inflows of resources 2,663 - 1,129,345 1,132,008 265,285 Fund balance: Nonspendable: Prepaid items 7,343 - - 7,343 8,529 Inventory 20,696 - - 20,696 24,434 Restricted for: Forfeiture and seizure 39,166 - - 39,166 52,175 Charitable gambling 9,405 - - 9,405 14,300 Debt retirement - 218,191 - 218,191 216,597 Tax increment purposes - 1,006,962 1,035,189 2,042,151 2,272,496 Committed 394,204 - - 394,204 329,841 Assigned - - 16,695,201 16,695,201 17,563,037 Unassigned (283,216) - (1,323,068) (1,606,284) (2,426,080) Total fund balance 187,598 1,225,153 16,407,322 17,820,073 18,055,329 Total liabilities, deferred inflows of resources, and fund balance 730,744$ 1,225,153$ 20,340,778$ 22,296,675$ 22,003,390$ Totals Nonmajor Governmental Funds 99 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 11 CHANGES IN FUND BALANCE NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Special Debt Capital Revenues:Revenue Service Project 2015 2014 General property taxes 291,955$ -$ 503$ 292,458$ 241,114$ Franchise taxes - - 526,643 526,643 542,689 Aggregate taxes - - 37,133 37,133 26,236 Tax increment collections - - 710,541 710,541 723,304 Special assessments - - 137,955 137,955 35,068 Direct charges to developers - - 307,971 307,971 537,298 Intergovernmental 145,987 - 11,478 157,465 671,745 Charges for services 3,062,368 - 623,054 3,685,422 3,135,019 Rent - - - - 420,279 Fines and forfeits 17,840 - - 17,840 19,616 Investment earnings (loss)2,558 10,823 120,728 134,109 237,646 Interest on interfund loan - - 45,599 45,599 39,066 Connection charges - - 318,092 318,092 841,434 Park dedication fees - - 9,010 9,010 63,595 Other sales - - 469,454 469,454 429,750 Donations - - 358,241 358,241 352,380 Miscellaneous 7,929 - 96,831 104,760 60,860 Total revenues 3,528,637 10,823 3,773,233 7,312,693 8,377,099 Expenditures: Current: General government - 1,400 326 1,726 3,311 Economic development - - 1,456,306 1,456,306 541,838 Public safety 23,683 - 1,436 25,119 18,779 Public works 521,748 - 625,149 1,146,897 1,454,205 Culture and recreation 1,998,951 - 343,808 2,342,759 2,392,064 Capital outlay: Public safety 8,495 - 79,418 87,913 94,445 Public works 12,215 - 736,901 749,116 811,420 Culture and recreation 255,666 - 609,526 865,192 633,578 Debt service: Principal retirement - 205,000 245,000 450,000 1,920,000 Capital lease payment 316,235 - - 316,235 305,076 Interest and fiscal charges 225,258 81,704 67,028 373,990 473,566 Total expenditures 3,362,251 288,104 4,164,898 7,815,253 8,648,282 Revenues over (under) expenditures 166,386 (277,281) (391,665) (502,560) (271,183) Other financing sources (uses): Transfers in 1,200,000 - 412,951 1,612,951 466,026 Transfers out (198,914) - (1,200,000) (1,398,914) (747,033) Bonds issued - - - - 1,405,000 Premium on debt issued - - - - 18,461 Proceeds from the sale of capital assets - - 53,267 53,267 67,120 Total other financing sources (uses)1,001,086 - (733,782) 267,304 1,209,574 Net increase (decrease) in fund balance 1,167,472 (277,281) (1,125,447) (235,256) 938,391 Fund balance - January 1 (979,874) 1,502,434 17,532,769 18,055,329 17,116,938 Fund balance - December 31 187,598$ 1,225,153$ 16,407,322$ 17,820,073$ 18,055,329$ Nonmajor Totals Governmental Funds 100 NONMAJOR SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for particular purposes. The City maintained the following Special Revenue Funds during the year: Recycling – Established to account for recycling advertising, promotion, and capital expenditures. Storm Water Maintenance – Established to account for the receipt of storm water fees to be used for storm water maintenance activities. Forfeiture/Seizure – Established to account for Police Department proceeds from property seized under MS 609.53. Ice Arena Fund – Established to account for operating the City's ice arena. Golf Course Fund – Established to account for the City's eighteen hole golf course and banquet facility. Charitable Gambling – Established to account for the 3% tax on charitable gambling operations. 101 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Storm Water Forfeiture/ Recycling Maintenance Seizure Assets: Cash and investments 57,473$ 237,005$ 40,174$ Due from other governmental units - net - 5,574 - Accounts receivable - net - 117,173 - Prepaid items - - - Inventories - at cost - - - Delinquent property taxes receivable - - - Total assets 57,473$ 359,752$ 40,174$ Liabilities: Accounts payable 401$ 5,851$ 1,008$ Salaries payable 482 15,454 - Interfund payable - - - Contracts payable - 833 - Due to other governmental units - - - Deposits payable - - - Interfund loan payable - - - Total liabilities 883 22,138 1,008 Deferred inflows of resources: Unavailable revenue - property taxes - - - Unavailable revenue - intergovernmental - - - Total deferred inflows of resources - - - Fund balance: Nonspendable: Prepaid items - - - Inventory - - - Restricted for: Forfeiture and seizure - - 39,166 Charitable gambling - - - Committed for: Ice arena - - - Storm water activities - 337,614 - Recycling program 56,590 - - Unassigned - - - Total fund balance 56,590 337,614 39,166 Total liabilities, deferred inflows of resources, and fund balance 57,473$ 359,752$ 40,174$ 102 Statement 12 Ice Golf Charitable Arena Course Gambling 2015 2014 -$ -$ 9,405$ 344,057$ 283,695$ 28,921 - - 34,495 31,179 203,859 458 - 321,490 262,715 988 6,355 - 7,343 8,529 - 20,696 - 20,696 24,434 2,663 - - 2,663 3,909 236,431$ 27,509$ 9,405$ 730,744$ 614,461$ 44,161$ 4,212$ -$ 55,633$ 43,142$ 20,085 22,621 - 58,642 42,580 262,569 142,547 - 405,116 287,314 - - - 833 - 2,187 3,324 - 5,511 4,341 - 14,748 - 14,748 8,050 - - - - 1,200,000 329,002 187,452 - 540,483 1,585,427 2,663 - - 2,663 3,909 - - - - 4,999 2,663 - - 2,663 8,908 988 6,355 - 7,343 8,529 - 20,696 - 20,696 24,434 - - - 39,166 52,175 - - 9,405 9,405 14,300 - - - - 22,885 - - - 337,614 253,014 - - - 56,590 53,942 (96,222) (186,994) - (283,216) (1,409,153) (95,234) (159,943) 9,405 187,598 (979,874) 236,431$ 27,509$ 9,405$ 730,744$ 614,461$ Totals Special Revenue Funds Nonmajor 103 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Storm Water Forfeiture/ Recycling Maintenance Seizure Revenues: General property taxes -$ -$ -$ Intergovernmental: Local: Washington county 82,494 - - School district - - - Other - 5,574 919 Charges for services - 721,744 - Fines and forfeits - - 17,840 Investment earnings (loss)336 1,477 410 Donations - - - Miscellaneous 3,500 - - Total revenues 86,330 728,795 19,169 Expenditures: Current: Public safety - - 23,683 Public works 83,682 438,066 - Culture and recreation - - - Capital outlay: Public safety - - 8,495 Public works - 12,215 - Culture and recreation - - - Debt service: Capital lease payment - - - Interest and fiscal charges - - - Total expenditures 83,682 450,281 32,178 Revenues over (under) expenditures 2,648 278,514 (13,009) Other financing sources (uses): Transfer from General Fund - - - Transfer from Capital Project Fund - - - Transfer to General Fund - (35,020) - Transfer to Capital Project Fund - (158,894) - Total other financing sources (uses)- (193,914) - Net increase (decrease) in fund balance 2,648 84,600 (13,009) Fund balance - January 1 53,942 253,014 52,175 Fund balance - December 31 56,590$ 337,614$ 39,166$ 104 Statement 13 Ice Golf Charitable Arena Course Gambling 2015 2014 291,955$ -$ -$ 291,955$ 240,718$ - - - 82,494 53,792 57,000 - - 57,000 57,000 - - - 6,493 47,437 883,558 1,457,066 - 3,062,368 2,864,091 - - - 17,840 19,616 230 - 105 2,558 6,187 - - - - 1,726 1,938 2,491 - 7,929 10,320 1,234,681 1,459,557 105 3,528,637 3,300,887 - - - 23,683 15,752 - - - 521,748 532,391 729,528 1,269,423 - 1,998,951 2,117,308 - - - 8,495 - - - - 12,215 66,933 120,955 134,711 - 255,666 134,328 280,000 36,235 - 316,235 305,076 223,293 1,965 - 225,258 237,417 1,353,776 1,442,334 - 3,362,251 3,409,205 (119,095) 17,223 105 166,386 (108,318) - - - - 55,405 - 1,200,000 - 1,200,000 - - - (5,000) (40,020) (35,020) - - - (158,894) (68,051) - 1,200,000 (5,000) 1,001,086 (47,666) (119,095) 1,217,223 (4,895) 1,167,472 (155,984) 23,861 (1,377,166) 14,300 (979,874) (823,890) (95,234)$ (159,943)$ 9,405$ 187,598$ (979,874)$ Totals Nonmajor Special Revenue Funds 105 NONMAJOR DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal and related costs on long-term debt. The City's Debt Service Funds account for two types of bonded indebtedness: • Improvement Bonds • Tax Increment Bonds Delveloper Financed Revolving – (2008A Improvements Bonds) are repaid from special assessments collected from new developments within the City. Tax Increment – 1985 Tax Increment Bonds (TIF 1-1), 2004A Tax Increment Refunding Bonds (TIF 1-3), 2004A Tax Exempt Increment Bonds (TIF 1-12), and 2014A Taxable Tax Increment Refunding Bonds (TIF 1-12) are repaid primarily from taxes increments. 106 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET Statement 14 NONMAJOR DEBT SERVICE FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Developer Financed Tax Increment Revolving Funds Funds 2015 2014 Assets: Cash and investments 218,191$ 1,006,962$ 1,225,153$ 1,502,434$ Total assets 218,191$ 1,006,962$ 1,225,153$ 1,502,434$ Fund balance: Restricted for: Debt retirement 218,191$ -$ 218,191$ 216,597$ Tax increment purposes - 1,006,962 1,006,962 1,285,837 Total fund balance 218,191 1,006,962 1,225,153 1,502,434 Total fund balance 218,191$ 1,006,962$ 1,225,153$ 1,502,434$ Totals Nonmajor Debt Service Funds 107 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Statement 15 EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Developer Tax Financed Increment Revolving Funds Funds 2015 2014 Revenues: Investment earnings (loss)1,594$ 9,229$ 10,823$ 23,868$ Total revenues 1,594 9,229 10,823 23,868 Expenditures: Current: General government: Contractual services - 1,400 1,400 2,835 Debt service: Principal retirement - 205,000 205,000 1,680,000 Interest and fiscal charges - 81,704 81,704 160,634 Total expenditures - 288,104 288,104 1,843,469 Revenues over (under) expenditures 1,594 (278,875) (277,281) (1,819,601) Other financing sources (uses): Bonds issued - - - 1,405,000 Premium on debt issued - - - 18,461 Total other financing sources (uses)- - - 1,423,461 Net increase (decrease) in fund balance 1,594 (278,875) (277,281) (396,140) Fund balance - January 1 216,597 1,285,837 1,502,434 1,898,574 Fund balance - December 31 218,191$ 1,006,962$ 1,225,153$ 1,502,434$ Totals Debt Service Funds Nonmajor 108 NONMAJOR CAPITAL PROJECT FUNDS Capital Project Funds are used to account for the acquisition and construction of major capital facilities other than those financed by Proprietary Funds and Trust Funds. Equipment Replacement Fund – Established to accumulate monies for the replacement of capital equipment. Street Sealcoating – Established to account for the receipt of franchise fees to be used for sealcoating activities. Future Economic Development Fund – Established to account for the receipt and use of monies for economic development purposes. Future Projects – to account for the preliminary expenditures of projects which do not have a source of financing. Completed Construction – to account for the various surpluses (deficits) of other Special Assessment Construction Funds. Park Trust – to account for capital projects in new municipal parks. Inclusive Playground – to account for inclusive playground project. Park Capital Improvements – to account for capital projects in existing municipal parks. Water Connection and Area – to account for water connection and area charges. Sewer Connection and Area – to account for sewer connection and area charges. Future Storm Sewer Improvements – to collect storm sewer area charges which are designated for future construction. Tax Increment Construction Revolving Fund – to account for construction projects that are financed with tax increments. 109 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Future Equipment Street Economic Future Completed Park Replacement Sealcoating Development Projects Construction Trust Assets: Cash and investments 1,604,114$ 527,341$ 1,253,732$ 3,297,841$ 466,194$ -$ Interfund receivable - - - - - - Interfund loan receivable - - 761,758 - 1,500,000 - Due from other governmental units - net - 25,892 - - - 11,478 Accounts receivable - net 1,885 96,923 2,757 113,373 - - Delinquent property taxes receivable - - - 130 - - Special assessments receivable: Deferred - - 46,749 155,995 - 174,477 Delinquent - - - - 101 - Property held for resale - - 1,950,000 - - - Total assets 1,605,999$ 650,156$ 4,014,996$ 3,567,339$ 1,966,295$ 185,955$ Liabilities: Accounts payable 26,416$ -$ 8,645$ 36,662$ 1,523$ 115,692$ Interfund payable - - - - - 287,603 Contracts payable - - 187,053 - - - Due to other governments - - - - - 649 Deposits payable - - - 372,098 - - Interfund loan payable - - - - - - Total liabilities 26,416 - 195,698 408,760 1,523 403,944 Deferred inflows of resources: Unavailable revenue - property taxes - - - 130 - - Unavailable revenue - special assessments - - 46,749 155,995 101 174,477 Total deferred inflows of resources - - 46,749 156,125 101 174,477 Fund balance: Restricted for: Tax increment purposes - - - - - - Assigned for: Equipment replacement 1,579,583 - - - - - Street sealcoating - 650,156 - - - - Economic development - - 3,772,549 - - - Future pavement management - - - 1,431,412 - - Tree mitigation - - - 338,495 - - Future roads and trails - - - 860,691 - - Capital improvements - - - 371,856 1,964,671 - Unassigned - - - - - (392,466) Total fund balance 1,579,583 650,156 3,772,549 3,002,454 1,964,671 (392,466) Total liabilities, deferred inflows of resources, and fund balance 1,605,999$ 650,156$ 4,014,996$ 3,567,339$ 1,966,295$ 185,955$ 110 Statement 16 Tax Increment Park Water Sewer Future Construction Inclusive Capital Connection Connection Storm Sewer Revolving Playground Improvements and Area and Area Improvements Fund 2015 2014 1,050$ 12,570$ 1,680,981$ -$ 2,783,720$ 1,857,769$ 13,485,312$ 15,386,549$ - 287,603 933,508 - - - 1,221,111 991,739 - - - - - - 2,261,758 3,050,000 - - 9,395 2,906 - - 49,671 16,667 - 28,643 - - - - 243,581 185,163 - - - - - - 130 549 - - 222,757 181,359 347,777 - 1,129,114 255,294 - - - - - - 101 534 - - - - - - 1,950,000 - 1,050$ 328,816$ 2,846,641$ 184,265$ 3,131,497$ 1,857,769$ 20,340,778$ 19,886,495$ -$ 6,716$ 651$ -$ 3,558$ 60,822$ 260,685$ 116,897$ - - - 933,508 - - 1,221,111 991,739 - 551 - - - - 187,604 - - - - - - - 649 - - 206 - - - - 372,304 638,713 - - - - - 761,758 761,758 350,000 - 7,473 651 933,508 3,558 822,580 2,804,111 2,097,349 - - - - - - 130 549 - - 222,757 181,359 347,777 - 1,129,215 255,828 - - 222,757 181,359 347,777 - 1,129,345 256,377 - - - - - 1,035,189 1,035,189 986,659 - - - - - - 1,579,583 1,623,685 - - - - - - 650,156 453,075 - - - - - - 3,772,549 4,999,862 - - - - - - 1,431,412 1,431,412 - - - - - - 338,495 377,901 - - - - - - 860,691 779,610 1,050 321,343 2,623,233 - 2,780,162 - 8,062,315 7,897,492 - - - (930,602) - - (1,323,068) (1,016,927) 1,050 321,343 2,623,233 (930,602) 2,780,162 1,035,189 16,407,322 17,532,769 1,050$ 328,816$ 2,846,641$ 184,265$ 3,131,497$ 1,857,769$ 20,340,778$ 19,886,495$ Capital Project Funds Nonmajor Totals 111 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Future Equipment Street Economic Future Completed Park Replacement Sealcoating Development Projects Construction Trust Revenues: General property taxes -$ -$ -$ 503$ -$ -$ Franchise taxes - 526,643 - - - - Aggregate taxes - 37,133 - - - - Tax increment collections - - - - - - Special assessments: Current - - - - - - Delinquent - - - - 433 - Prepayments on deferred - - - - - - Penalties - - - - 137 - Direct charges to developers - 5,260 - 132,242 170,469 - Intergovernmental: State - - - - - - Other - - - - - 11,478 Charges for services - 188,793 - - - - Rent - - - - - - Investment earnings (loss)11,641 2,809 28,540 20,673 3,206 - Interest on interfund loan - - 24,300 - 21,299 - Connection charges - - - - - - Park dedication fees - - - - - 9,010 Other sales - - - - - - Donations - - 355,442 - - - Miscellaneous 33 - 3,467 - - 59,928 Total revenues 11,674 760,638 411,749 153,418 195,544 80,416 Expenditures: Current: General government 213 - - - 113 - Economic development - - 439,062 - - - Public safety - - - 1,436 - - Public works 6,720 563,557 - 322 1,523 - Culture and recreation - - - 49,480 - 113,834 Capital outlay: Public safety 79,418 - - - - - Public works 371,980 - - - 191,158 - Culture and recreation 63,663 - - - - 148,420 Debt service: Principal retirement - - - - - - Interest and fiscal charges - - - - - - Total expenditures 521,994 563,557 439,062 51,238 192,794 262,254 Revenues over (under) expenditures (510,320) 197,081 (27,313) 102,180 2,750 (181,838) Other financing sources (uses): Transfer from General Fund 412,951 - - - - - Transfer from Capital Project Fund - - - - - - Transfer to Special Revenue Fund - - (1,200,000) - - - Transfer to Capital Project Fund - - - - - - Proceeds from the sale of capital assets 53,267 - - - - - Total other financing sources (uses)466,218 - (1,200,000) - - - Net increase (decrease) in fund balance (44,102) 197,081 (1,227,313) 102,180 2,750 (181,838) Fund balance - January 1 1,623,685 453,075 4,999,862 2,900,274 1,961,921 (210,628) Fund balance - December 31 1,579,583$ 650,156$ 3,772,549$ 3,002,454$ 1,964,671$ (392,466)$ 112 Statement 17 Tax Increment Park Water Sewer Future Construction Inclusive Capital Connection Connection Storm Sewer Revolving Playground Improvements and Area and Area Improvements Fund 2015 2014 -$ -$ -$ -$ -$ -$ 503$ 396$ - - - - - - 526,643 542,689 - - - - - - 37,133 26,236 - - - - - 710,541 710,541 723,304 - - 23,733 49,709 27,755 - 101,197 12,288 - - - - - - 433 316 - - 7,762 17,964 10,462 - 36,188 22,395 - - - - - - 137 69 - - - - - - 307,971 537,298 - - - - - - - 114,054 - - - - - - 11,478 399,462 - 434,261 - - - - 623,054 270,928 - - - - - - - 420,279 - 4,269 19,794 - 19,717 10,079 120,728 207,591 - - - - - - 45,599 39,066 - - 139,427 109,690 68,975 - 318,092 841,434 - - - - - - 9,010 63,595 - - - - - 469,454 469,454 429,750 1,050 1,749 - - - - 358,241 350,654 - 33,403 - - - - 96,831 50,540 1,050 473,682 190,716 177,363 126,909 1,190,074 3,773,233 5,052,344 - - - - - - 326 476 - - - - - 1,017,244 1,456,306 541,838 - - - - - - 1,436 3,027 - - 9,266 13,938 29,823 - 625,149 921,814 - 180,494 - - - - 343,808 274,756 - - - - - - 79,418 94,445 - - 73,763 - - 100,000 736,901 744,487 - 397,443 - - - - 609,526 499,250 - - - 245,000 - - 245,000 240,000 - - - 42,728 - 24,300 67,028 75,515 - 577,937 83,029 301,666 29,823 1,141,544 4,164,898 3,395,608 1,050 (104,255) 107,687 (124,303) 97,086 48,530 (391,665) 1,656,736 - - - - - - 412,951 317,089 - - - - - - - 93,532 - - - - - - (1,200,000) - - - - - - - - (643,962) - - - - - - 53,267 67,120 - - - - - - (733,782) (166,221) 1,050 (104,255) 107,687 (124,303) 97,086 48,530 (1,125,447) 1,490,515 - 425,598 2,515,546 (806,299) 2,683,076 986,659 17,532,769 16,042,254 1,050$ 321,343$ 2,623,233$ (930,602)$ 2,780,162$ 1,035,189$ 16,407,322$ 17,532,769$ Totals Nonmajor Capital Project Funds 113 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - RECYCLING Statement 18 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenues: Intergovernmental: Local: Washington County recycling grant - public works 53,150$ 53,150$ 82,494$ 29,344$ 53,792$ Investment earnings (loss)- - 336 336 903 Miscellaneous - public works - - 3,500 3,500 3,500 Total revenues 53,150 53,150 86,330 33,180 58,195 Expenditures: Public works: Current: Personal services 31,900 31,900 31,527 373 30,265 Commodities 9,100 9,100 10,269 (1,169) 8,979 Contractual services 23,800 23,800 41,886 (18,086) 28,842 Capital outlay 9,500 9,500 - 9,500 - Total expenditures 74,300 74,300 83,682 (9,382) 68,086 Revenues over (under) expenditures (21,150)$ (21,150)$ 2,648 23,798$ (9,891) Fund balance - January 1 53,942 63,833 Fund balance - December 31 56,590$ 53,942$ Budgeted Amounts 114 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - STORM WATER MAINTENANCE FUND Statement 19 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenue: Intergovernmental: Local: Other - public works -$ -$ 5,574$ 5,574$ 47,437$ Charges for services 711,650 711,650 721,744 10,094 684,119 Investment earnings (loss)1,000 1,000 1,477 477 1,693 Total revenue 712,650 712,650 728,795 16,145 733,249 Expenditures: Public works: Current: Personal services 238,915 238,915 268,577 (29,662) 234,418 Commodities 57,430 57,430 10,918 46,512 2,841 Contractual services 282,850 282,850 158,571 124,279 227,046 Capital outlay - - 12,215 (12,215) 66,933 Total expenditures 579,195 579,195 450,281 128,914 531,238 Revenue over (under) expenditures 133,455 133,455 278,514 145,059 202,011 Other financing sources (uses): Transfer to General Fund (35,020) (35,020) (35,020) - (35,020) Transfer to Capital Project Fund (117,600) (117,600) (158,894) (41,294) (68,051) Total other financing sources (uses):(152,620) (152,620) (193,914) (41,294) (103,071) Net increase (decrease) in fund balance (19,165)$ (19,165)$ 84,600 103,765$ 98,940 Fund balance - January 1 253,014 154,074 Fund balance - December 31 337,614$ 253,014$ Budgeted Amounts 115 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - FORFEITURE/SEIZURE Statement 20 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenues: Intergovernmental: County 8,000$ 8,000$ 919$ (7,081)$ -$ Forfeitures and seizures 21,000 21,000 17,840 (3,160) 19,616 Investment earnings (loss)500 500 410 (90) 702 Total revenues 29,500 29,500 19,169 (10,331) 20,318 Expenditures: Public safety: Current: Commodities 8,000 8,000 6,820 1,180 - Contractual services 16,300 16,300 16,863 (563) 15,752 Capital outlay 18,000 18,000 8,495 9,505 - Total expenditures 42,300 42,300 32,178 10,122 15,752 Revenues over (under) expenditures (12,800)$ (12,800)$ (13,009) (209)$ 4,566 Fund balance - January 1 52,175 47,609 Fund balance - December 31 39,166$ 52,175$ Budgeted Amounts 116 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - ICE ARENA Statement 21 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenues: General property taxes: Current and delinquent 290,000$ 290,000$ 291,955$ 1,955$ 240,718$ Intergovernmental: Local: School district 57,000 57,000 57,000 - 57,000 Charges for services 972,500 972,500 883,558 (88,942) 795,736 Investment earnings (loss)6,000 6,000 230 (5,770) 2,698 Miscellaneous - - 1,938 1,938 6,563 Total revenues 1,325,500 1,325,500 1,234,681 (90,819) 1,102,715 Expenditures: Culture and recreation: Current: Personal services 374,800 374,800 349,671 25,129 350,478 Commodities 31,200 31,200 33,822 (2,622) 35,466 Contractual services 295,150 295,150 346,035 (50,885) 378,905 Capital outlay 230,000 230,000 120,955 109,045 8,802 Debt Service: Capital lease payment 280,000 280,000 280,000 - 270,000 Interest and fiscal charges 228,900 228,900 223,293 5,607 234,293 Total expenditures 1,440,050 1,440,050 1,353,776 86,274 1,277,944 Revenues over (under) expenditures (114,550)$ (114,550)$ (119,095) (4,545)$ (175,229) Fund balance - January 1 23,861 199,090 Fund balance - December 31 (95,234)$ 23,861$ Budgeted Amounts 117 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - GOLF COURSE Statement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenues: Charges for services 1,561,500$ 1,561,500$ 1,457,066$ (104,434)$ 1,384,236$ Miscellaneous 1,500 1,500 2,491 991 257 Total revenues 1,563,000 1,563,000 1,459,557 (103,443) 1,384,493 Expenditures: Culture and recreation: Current: Personal services 759,200 759,200 742,162 17,038 720,993 Commodities 169,500 169,500 119,359 50,141 139,884 Contractual services 504,000 504,000 407,902 96,098 491,582 Capital outlay 144,000 144,000 134,711 9,289 125,526 Debt Service: Capital lease payment 36,235 36,235 36,235 - 35,076 Interest and fiscal charges 1,965 1,965 1,965 - 3,124 Total expenditures 1,614,900 1,614,900 1,442,334 172,566 1,516,185 Revenues over (under) expenditures (51,900) (51,900) 17,223 69,123 (131,692) Other financing sources (uses): Transfer from General Fund - - - - 55,405 Transfer from Capital Project Fund - - 1,200,000 (1,200,000) - Total other financing sources (uses)- - 1,200,000 (1,200,000) 55,405 Net increase (decrease) in fund balance (51,900)$ (51,900)$ 1,217,223 1,269,123$ (76,287) Fund balance - January 1, as restated (1,377,166) (1,300,879) Fund balance - December 31 (159,943)$ (1,377,166)$ Budgeted Amounts 118 CITY OF COTTAGE GROVE, MINNESOTA SPECIAL REVENUE FUND - CHARITABLE GAMBLING Statement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Variance with 2015 Final Budget-2014 Actual Positive Actual Original Final Amounts (Negative)Amounts Revenues: Investment earnings (loss)-$ -$ 105$ 105$ 191$ Donations - - - - 1,726 Total revenues - - 105 105 1,917 Other financing sources (uses): Transfer to General Fund (5,000) (5,000) (5,000) - - Total other financing sources (uses):(5,000) (5,000) (5,000) - - Revenues over (under) expenditures -$ -$ (4,895) 105$ 1,917 Fund balance - January 1 14,300 12,383 Fund balance - December 31 9,405$ 14,300$ Budgeted Amounts 119 -This Page Intentionally left Blank - 120 INTERNAL SERVICE Self Insurance Fund – Established to provide self insurance for the City and its officers, employees and agents for claims in excess of standard deductibles and to account for the City flexible spending program and purchase of insurance. Fleet Maintenance Fund – Established to account for costs related to repair and maintenance of City equipment and vehicles. Revenues received from departments are based on level of service performed. Information Services Fund – Established to account for costs related to accessing information electronically and maintaining technology services including phone, voicemail and internet services. Revenues received from departments are based on usage of those technology services. 121 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF NET POSITION Statement 24 INTERNAL SERVICE FUNDS December 31, 2015 With Comparative Data as of December 31, 2014 Self Fleet Information Insurance Maintenance Services 2015 2014 Assets: Current assets: Cash and investments 2,047,432$ 347,474$ 89,497$ 2,484,403$ 2,713,662$ Accounts receivable - - - - 560 Prepaid items 143,973 - 25,093 169,066 130,349 Inventory - at cost - 70,940 - 70,940 69,698 Total current assets 2,191,405 418,414 114,590 2,724,409 2,914,269 Noncurrent assets: Capital assets: Land - 424,665 - 424,665 424,665 Buildings and improvements - 928,870 - 928,870 928,870 Equipment and furniture - - 164,338 164,338 74,232 Machinery and equipment - 214,326 - 214,326 178,512 Total capital assets - 1,567,861 164,338 1,732,199 1,606,279 Less: Accumulated depreciation - (641,071) (58,722) (699,793) (662,394) Total noncurrent assets - 926,790 105,616 1,032,406 943,885 Total assets 2,191,405$ 1,345,204$ 220,206$ 3,756,815$ 3,858,154$ Deferred outflows: Deferred outflows related to pension - 30,630 14,433 45,063 - Total deferred outflows - 30,630 14,433 45,063 - Liabilities: Current liabilities: Accounts payable 6,317$ 61,718$ 1,717$ 69,752$ 46,458$ Health care benefits payable 18,163 - - 18,163 39,003 Unpaid claims 143,708 - - 143,708 158,905 Salaries payable 537 16,010 7,056 23,603 23,275 Due to other governmental units - 479 - 479 360 Compensated absences payable - 26,416 5,785 32,201 26,474 Total current liabilities 168,725 104,623 14,558 287,906 294,475 Noncurrent liabilities: Compensated absences payable - 9,605 2,654 12,259 22,874 Other post employment benefits - 1,895 317 2,212 1,928 Net pension liability - 223,456 105,296 328,752 - Total noncurrent liabilities - 234,956 108,267 343,223 24,802 Total liabilities 168,725 339,579 122,825 631,129 319,277 Deferred inflows: Deferred inflows related to pension - 21,349 10,060 31,409 - Total deferred inflows - 21,349 10,060 31,409 - Net position: Net investment in capital assets - 926,790 105,616 1,032,406 943,885 Unrestricted 2,022,680 88,116 (3,862) 2,106,934 2,594,992 Total net position 2,022,680$ 1,014,906$ 101,754$ 3,139,340$ 3,538,877$ Totals Internal Service Funds 122 CITY OF COTTAGE GROVE, MINNESOTA INTERNAL SERVICE FUNDS Statement 25 COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Self Fleet Information Insurance Maintenance Services 2015 2014 Operating revenues: Charges for services: User fees -$ 1,004,596$ 425,000$ 1,429,596$ 1,483,361$ Employee benefits 1,357,600 - - 1,357,600 1,096,105 Property insurance 220,650 - - 220,650 233,350 Insurance refunds and reimbursements 104,083 - - 104,083 55,234 Total operating revenues 1,682,333 1,004,596 425,000 3,111,929 2,868,050 Operating expenses: Operating and maintenance: Personal services - 346,800 163,747 510,547 475,358 Commodities - 581,798 71,156 652,954 751,083 Contractual services - 82,307 137,685 219,992 231,753 Total operation and maintenance - 1,010,905 372,588 1,383,493 1,458,194 Administrative and general: Personal insurance benefits 1,432,083 - - 1,432,083 1,259,345 Contractual services 249,518 - - 249,518 248,515 Claims 125,171 - - 125,171 172,634 Total administrative and general 1,806,772 - - 1,806,772 1,680,494 Depreciation - 28,185 21,606 49,791 45,414 Total operating expenses 1,806,772 1,039,090 394,194 3,240,056 3,184,102 Operating income (loss)(124,439) (34,494) 30,806 (128,127) (316,052) Nonoperating revenues: Investment earnings (loss)16,073 2,907 1,051 20,031 40,551 Miscellaneous 4,303 5,574 3,180 13,057 12,005 Total nonoperating revenues 20,376 8,481 4,231 33,088 52,556 Income (loss) before contributions and transfers (104,063) (26,013) 35,037 (95,039) (263,496) Capital Contributions - - - - 4,080 Change in net position (104,063) (26,013) 35,037 (95,039) (259,416) Net position - January 1 2,126,743 1,247,889 164,245 3,538,877 3,798,293 Cumulative effect of change in accounting principle - (206,970) (97,528) (304,498) - Net position - January 1, as restated 2,126,743 1,040,919 66,717 3,234,379 3,798,293 Net position - December 31 2,022,680$ 1,014,906$ 101,754$ 3,139,340$ 3,538,877$ Totals Internal Service Funds 123 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF CASH FLOWS Statement 26 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Self Fleet Information Insurance Maintenance Services 2015 2014 Cash flows from operating activities: Receipts from interfund services provided 1,578,250$ 1,004,596$ 425,000$ 3,007,846$ 2,812,816$ Receipts from insurance refunds and reimbursements 104,083 - - 104,083 55,234 Payment to suppliers (418,902) (647,249) (212,667) (1,278,818) (1,362,433) Payment to employees (1,452,879) (342,036) (162,231) (1,957,146) (1,717,735) Miscellaneous revenue 4,303 5,574 3,180 13,057 12,005 Net cash flows from operating activities (185,145) 20,885 53,282 (110,978) (200,113) Cash flows from capital and related financing activites Acquisition of capital assets - (48,206) (90,106) (138,312) - Cash flows from investing activities: Investment earnings (loss)16,073 2,907 1,051 20,031 40,551 Net increase (decrease) in cash and cash equivalents (169,072) (24,414) (35,773) (229,259) (159,562) Cash and cash equivalents - January 1 2,216,504 371,888 125,270 2,713,662 2,873,224 Cash and cash equivalents - December 31 2,047,432$ 347,474$ 89,497$ 2,484,403$ 2,713,662$ Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss)(124,439)$ (34,494)$ 30,806$ (128,127)$ (316,052)$ Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation - 28,185 21,606 49,791 45,414 Miscellaneous revenue 4,303 5,574 3,180 13,057 12,005 Pension expense - 7,205 3,395 10,600 - Changes in assets and liabilities: Decrease (increase) in receivables - 560 - 560 (560) Decrease (increase) in prepaid items (34,244) - (4,473) (38,717) (6,825) Decrease (increase) in inventory - (1,242) - (1,242) (293) Increase (decrease) in payables (30,765) 15,097 (1,232) (16,900) 66,198 Total adjustments (60,706) 55,379 22,476 17,149 115,939 Net cash flows from operating activities (185,145)$ 20,885$ 53,282$ (110,978)$ (200,113)$ Noncash investing, capital and financing activities: Capital asset contribution from government -$ -$ -$ -$ 4,080$ Totals Internal Service Funds 124 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT Established to account for the receipt and use of monies for economic purposes. 125 CITY OF COTTAGE GROVE, MINNESOTA COMBINING BALANCE SHEET - ALL GOVERNMENTAL FUND TYPES Statement 27 ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT December 31, 2015 With Comparative Data as of December 31, 2014 Special Debt Revenue Service 2015 2014 Assets: Cash and investments -$ 389,254$ 389,254$ 546,654$ Interfund receivable - 176,308 176,308 14,775 Accounts receivable 5,212 - 5,212 4,154 Capital lease receivable from primary government - 4,805,000 4,805,000 5,085,000 Prepaid items 1,500 - 1,500 2,560 Delinquent property taxes receivable 1,087 - 1,087 1,771 Property held for resale 311,718 - 311,718 311,718 Total assets 319,517$ 5,370,562$ 5,690,079$ 5,966,632$ Liabilities: Accounts payable 17,108$ -$ 17,108$ 36,284$ Salaries payable 3,870 - 3,870 8,782 Interfund payable 176,308 - 176,308 14,775 Deposits Payable 3,503 - 3,503 2,666 Total liabilities 200,789 - 200,789 62,507 Deferred inflows of resources: Unavailable revenue - property taxes 1,087 - 1,087 1,771 Total deferred inflows of resources 1,087 - 1,087 1,771 Fund balance: Nonspendable: Prepaid items 1,500 - 1,500 2,560 Assets for resale 311,718 - 311,718 311,718 Restricted for: Debt service reserve - 5,370,562 5,370,562 5,646,429 Unassigned (195,577) - (195,577) (58,353) Total fund balance 117,641 5,370,562 5,488,203 5,902,354 Total liabilities, deferred inflows of resources, and fund balance 319,517$ 5,370,562$ 5,690,079$ 5,966,632$ Fund balance reported above 5,488,203$ 1,087 Deferred outflows of resources and deferred inflows of resources are created as a result of various differences related to pensions that are not recognized in the governmental funds. Deferred inflows of resources related to pensions (10,776) Deferred outflows of resources related to pensions 15,461 (4,923,230) Net position of component unit (page 33)570,745$ Long-term liabilities, including bonds payable, compensated absences, net pension liability and other post employment benefits, are not due and payable in the current period and therefore are not reported in the funds. Totals Economic Development Authority Component Unit Other long-term assets, including property taxes receivable, are not available to pay for current-period expenditures, and therefore, are deferred in the funds. 126 CITY OF COTTAGE GROVE, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 28 CHANGES IN FUND BALANCE - ALL GOVERNMENTAL FUND TYPES ECONOMIC DEVELOPMENT AUTHORITY COMPONENT UNIT For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 Special Debt Revenue Service 2015 2014 Revenues: General property taxes: Current and delinquent 112,497$ -$ 112,497$ 108,430$ Charges for service 30,000 - 30,000 230,000 Investment earnings (loss)- 4,133 4,133 8,370 Interest on loan to primary government - 223,293 223,293 234,293 Miscellaneous 102,375 - 102,375 114,200 Total revenues 244,872 227,426 472,298 695,293 Expenditures: General government: Current: Personal services 183,791 - 183,791 216,300 Commodities 12,345 - 12,345 7,013 Contractual services 187,020 - 187,020 182,371 Debt service: Principal retirement - 280,000 280,000 270,000 Interest and fiscal charges - 223,293 223,293 234,293 Total expenditures 383,156 503,293 886,449 909,977 Revenues over (under) expenditures (138,284) (275,867) (414,151) (214,684) Fund balance - January 1 255,925 5,646,429 5,902,354 6,117,038 Fund balance - December 31 117,641$ 5,370,562$ 5,488,203$ 5,902,354$ Net decrease in fund balance reported above (414,151)$ Revenues in the statement of activities that do not report current financial resources are not reported as revenues in the funds: General property taxes unavailable revenue: At December 31, 2014 (1,771) At December 31, 2015 1,087 The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items: Principal repayments 280,000 Governmental funds recognize pension contributions as expenditures at the time of payment whereas the statement of activities factors in items related to pensions on a full accrual perspective. (3,637) Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds: Compensated absences: At December 31, 2014 15,955 At December 31, 2015 (4,624) Other post employment benefits: At December 31, 2014 700 At December 31, 2015 (811) Change in net position of component unit (page 35)(127,252)$ Totals Economic Development Authority Component Unit 127 -This Page Intentionally left Blank - 128 SUPPLEMENTARY FINANCIAL INFORMATION 129 CITY OF COTTAGE GROVE, MINNESOTA CONSTRUCTION/ACQUISITION COSTS CAPITAL PROJECT FUNDS December 31, 2015 Fund Land No.Descriptions Contractor Engineer Acquisition 500 FUNDED BY CLOSED CONSTRUCTION CP Rail final streets 162,959$ 26,073$ -$ Total Fund 500 162,959 26,073 - 515 FUNDED BY PARK IMPROVEMENT Woodridge Park building 269,782 - - Total Fund 515 269,782 - - 520 FUNDED BY MSA: Ideal Avenue - - - Jamaica 70th to Military - 97,885 - 70th & Meadow Grass intersection improvements 421,585 51,024 - Total Fund 520 421,585 148,909 - 529 FUNDED BY 97th and Hemingway Ave.100,000 - - Total Fund 529 100,000 - - FUNDED BY SPECIAL ASSESSMENT BONDS: 560 Pavement Management: 2014 Pavement Management 1,923,616 251,545 - 2015 Pavement Management 4,101,946 404,521 - 97th and Hemingway Ave.486,232 - - Total Fund 560 6,511,794 656,066 - FUNDED BY PARK TRUST FUNDS: 570 Hamlet Park North - 27,741 - Oak Cove Park - - - Trails EastRidge Woods 3rd - - - Trails Everwood 4th - - - Trunk oversizing EastRidge Woods 3rd - - - Total Fund 570 - 27,741 - Totals 7,466,120$ 858,789$ -$ Less: Completed construction* Work in progress - December 31, 2015 Construction/Acquisition Costs 130 Exhibit 1 Expended Legal,ROW/Total Prior Fiscal Easement Other Costs 2015 Years -$ -$ 2,126$ 191,158$ *191,158$ -$ - - 2,126 191,158 191,158 - - - 35,324 305,106 *305,106 - - - 35,324 305,106 305,106 - - - 105,743 105,743 *- 105,743 - - 7,008 104,893 - 104,893 - - 5,230 477,839 *9,309 468,530 - - 117,981 688,475 9,309 679,166 - - - 100,000 *100,000 - - - - 100,000 100,000 - - - 52,080 2,227,241 *31,578 2,195,663 - - 70,399 4,576,866 *4,576,866 - - - - 486,232 *486,232 - - - 122,479 7,290,339 5,094,676 2,195,663 - - - 27,741 - 27,741 - - 344,618 344,618 - 344,618 - - 23,510 23,510 *23,510 - - - 23,646 23,646 - 23,646 - - 73,763 73,763 *73,763 - - - 465,537 493,278 97,273 396,005 -$ -$ 743,447$ 9,068,356$ 5,797,522$ 2,874,829$ 8,567,458 500,898$ Construction/Acquisition Costs 131 CITY OF COTTAGE GROVE, MINNESOTA COMBINED SCHEDULE OF BONDED INDEBTEDNESS December 31, 2015 Interest Final Rate Dated Payment Primary Government General Obligation Bonds: $1,405,000 Tax Increment Bonds of 2004A 3.0-4.65%7/1/2004 2/1/2024 $1,405,000 Tax Increment Refunding Bonds of 2014A 2.0-2.50%5/29/2014 2/1/2021 Total General Obligation Bonds Special Assessment Debt: Improvement Bonds of 2008A 3.50-3.60%6/11/2008 2/1/2019 Improvement Bonds of 2009A 2.50-4.30%4/16/2009 2/1/2024 Improvement Bonds of 2012A 0.30-2.20%3/13/2012 2/1/2027 Improvement Bonds of 2013A 3.00-3.50%9/26/2013 2/1/2029 Improvement Bonds of 2015A 2.50-3.00%5/27/2015 2/1/2031 Total Special Assessment Debt with Governmental Commitment Proprietary Fund Bonds: Water Revenue Refunding Bonds of 2009B 2.50-4.0%4/16/2009 2/1/2020 Total Proprietary Fund Bonds Total Bonded Indebtedness - Primary Government Component Unit - EDA $6,500,000 Ice Arena Lease Rev Bonds of 2008B 4.0%-4.90%6/11/2008 4/1/2028 Total Component Unit - EDA Total Bonded Indebtedness - Reporting Entity 132 Exhibit 2 Authorized Principal Due Interest Due And Issued Retired Outstanding In 2016 In 2016 1,405,000$ 345,000$ 1,060,000$ 35,000$ 47,400$ 1,405,000 170,000 1,235,000 175,000 24,310 2,810,000 515,000 2,295,000 210,000 71,710 3,370,000 2,280,000 1,090,000 255,000 33,978 3,650,000 1,485,000 2,165,000 225,000 81,338 1,865,000 360,000 1,505,000 120,000 22,597 7,345,000 320,000 7,025,000 410,000 212,265 5,700,000 - 5,700,000 - 191,901 21,930,000 4,445,000 17,485,000 1,010,000 542,079 1,205,000 605,000 600,000 600,000 11,288 1,205,000 605,000 600,000 600,000 11,288 25,945,000 5,565,000 20,380,000 1,820,000 625,077 6,500,000 1,695,000 4,805,000 290,000 211,892 6,500,000 1,695,000 4,805,000 290,000 211,892 32,445,000$ 7,260,000$ 25,185,000$ 2,110,000$ 836,969$ 133 CITY OF COTTAGE GROVE, MINNESOTA DEBT SERVICE PAYMENTS TO MATURITY Exhibit 3 December 31, 2015 Page 1 of 2 $1,405,000 $1,405,000 Tax Tax Increment Total Total Total Total TotalIncrementRefundingTax General 3,650,000$ 1,865,000$ 7,345,000$ 5,700,000$ Pavement 3,370,000$ Developer Special Bonds Bonds Increment Obligation Bonds Bonds Bonds Bonds Management Bonds Financed Assessment of 2004A of 2014A Bonds Bonds of 2009A of 2012A of 2013A of 2015A Bonds of 2008A Bonds Bonds Bonds payable 1,060,000$ 1,235,000$ 2,295,000$ 2,295,000$ 2,165,000$ 1,505,000$ 7,025,000$ 5,700,000$ 16,395,000$ 1,090,000$ 1,090,000$ 17,485,000$ Future interest payable 319,065 84,170 403,235 403,235 407,728 163,856 1,673,497 1,424,116 3,669,197 79,416 79,416 3,748,613 Totals 1,379,065$ 1,319,170$ 2,698,235$ 2,698,235$ 2,572,728$ 1,668,856$ 8,698,497$ 7,124,116$ 20,064,197$ 1,169,416$ 1,169,416$ 21,233,613$ Payments to maturity: 2016 82,400 199,310 281,710 281,710 306,338 142,596 622,266 191,901 1,263,101 288,978 288,978 1,552,079 2017 80,860 210,660 291,520 291,520 303,375 141,818 624,740 497,835 1,567,768 289,878 289,878 1,857,646 2018 79,320 221,710 301,030 301,030 295,037 140,858 621,840 492,560 1,550,295 295,340 295,340 1,845,635 2019 77,780 237,410 315,190 315,190 291,025 144,599 623,565 492,060 1,551,249 295,220 295,220 1,846,469 2020 76,240 247,580 323,820 323,820 286,525 148,002 624,840 481,410 1,540,777 - - 1,540,777 2021 104,040 202,500 306,540 306,540 281,825 146,118 620,740 480,610 1,529,293 - - 1,529,293 2022 286,872 - 286,872 286,872 276,800 144,005 621,265 474,585 1,516,655 - - 1,516,655 2023 294,810 - 294,810 294,810 271,320 146,685 621,340 473,335 1,512,680 - - 1,512,680 2024 296,743 - 296,743 296,743 260,483 149,070 620,965 461,935 1,492,453 - - 1,492,453 2025 - - - - - 146,200 620,140 460,385 1,226,725 - - 1,226,725 2026 - - - - - 148,135 618,590 459,535 1,226,260 - - 1,226,260 2027 - - - - - 70,770 620,944 449,535 1,141,249 - - 1,141,249 2028 - - - - - - 616,587 443,966 1,060,553 - - 1,060,553 2029 - - - - - - 620,675 442,691 1,063,366 - - 1,063,366 2030 431,383 431,383 431,383 2031 - - - - - - - 390,390 390,390 - - 390,390 Totals 1,379,065$ 1,319,170$ 2,698,235$ 2,698,235$ 2,572,728$ 1,668,856$ 8,698,497$ 7,124,116$ 20,064,197$ 1,169,416$ 1,169,416$ 21,233,613$ Pavement Management Developer FinancedTax Increment General Obligation Bonds Special Assessment Bonds Primary Government 134 CITY OF COTTAGE GROVE, MINNESOTA DEBT SERVICE PAYMENTS TO MATURITY Exhibit 3 December 31, 2015 Page 2 of 2 $1,205,000 $6,500,000 Water Total EDA Total Revenue Debt Ice Arena Debt Refunding Total Total Service Lease Purchase Service Bonds Water/Sewer Revenue Primary Revenue Reporting of 2009B Bonds Bonds Government of 2008B Entity Bonds payable 600,000$ 600,000$ 600,000$ 20,380,000$ 4,805,000$ 25,185,000$ Future interest payable 60,112 60,112 60,112 4,211,960 1,592,140 5,804,100 Totals 660,112$ 660,112$ 660,112$ 24,591,960$ 6,397,140$ 30,989,100$ Payments to maturity: 2016 130,650 130,650 130,650 1,964,439 501,892 2,466,331 2017 131,712 131,712 131,712 2,280,878 499,942 2,780,820 2018 132,450 132,450 132,450 2,279,115 497,360 2,776,475 2019 132,700 132,700 132,700 2,294,359 494,288 2,788,647 2020 132,600 132,600 132,600 1,997,197 495,697 2,492,894 2021 - - - 1,835,833 495,871 2,331,704 2022 - - - 1,803,527 494,601 2,298,128 2023 - - - 1,807,490 492,370 2,299,860 2024 - - - 1,789,196 489,252 2,278,448 2025 - - - 1,226,725 485,233 1,711,958 2026 - - - 1,226,260 485,176 1,711,436 2027 - - - 1,141,249 483,943 1,625,192 2028 - - - 1,060,553 481,515 1,542,068 2029 - - - 1,063,366 - 1,063,366 2030 431,383 - 431,383 2031 - - - 390,390 - 390,390 Totals 660,112$ 660,112$ 660,112$ 24,591,960$ 6,397,140$ 30,989,100$ Water/Sewer Component Unit Revenue BondsProprietary Funds Primary Government (continued)135 CITY OF COTTAGE GROVE, MINNESOTA DEFERRED TAX LEVIES Exhibit 4 December 31, 2015 Total $3,650,000 $1,865,000 $7,345,000 $5,700,000 Pavement Local Local Local Local Management Year of Improvement Improvement Improvement Improvement Special Tax Levy/Bonds Bonds Bonds Bonds Assessment Total Collection of 2009A of 2012A of 2013A of 2015A Bonds All Levies 2015/16 177,461 79,622 413,776 318,517 989,376 989,376 2016/17 175,529 78,739 410,888 318,114 983,270 983,270 2017/18 178,243 82,855 412,936 322,804 996,838 996,838 2018/19 180,144 86,596 414,511 316,679 997,930 997,930 2019/20 181,834 84,753 410,363 321,054 998,004 998,004 2020/21 183,314 82,638 411,150 319,863 996,965 996,965 2021/22 184,322 85,567 411,466 323,765 1,005,120 1,005,120 2022/23 179,596 88,266 411,308 316,853 996,023 996,023 2023/24 - 85,326 410,678 320,440 816,444 816,444 2024/25 - 87,489 409,576 323,712 820,777 820,777 2025/26 - 42,424 412,673 318,269 773,366 773,366 2026/27 - - 409,271 318,076 727,347 727,347 2027/28 - - 414,022 321,939 735,961 735,961 2028/29 315,014 315,014 315,014 2029/30 - - - 328,911 328,911 328,911 1,440,443$ 884,275$ 5,352,618$ 4,804,010$ 12,481,346$ 12,481,346$ Pavement Management Special Assessment Bonds 136 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET Exhibit 5 PAVEMENT MANAGEMENT DEBT SERVICE SCHEDULE December 31, 2015 With Comparative Data as of December 31, 2014 2009A 2009C 2012A 2013A 2015A Improvement Improvement Improvement Improvement Improvement Bonds Bonds Bonds Bonds Bonds 2015 2014 Assets: Cash and investments 524,384$ -$ 355,462$ 1,025,167$ 643,439$ 2,548,452$ 1,330,774$ Interfund receivable - - - - - - 598,445 Delinquent property taxes receivable 1,729 - 760 2,167 - 4,656 6,233 Special assessments receivable: Deferred 579,578 - 329,145 1,373,530 1,862,895 4,145,148 2,598,474 Delinquent 2,457 - 1,017 2,201 729 6,404 5,584 Special deferred 3,250 - 7,196 8,704 9,060 28,210 18,842 Total assets 1,111,398$ -$ 693,580$ 2,411,769$ 2,516,123$ 6,732,870$ 4,558,352$ Liabilities: Accounts payable -$ -$ -$ -$ -$ -$ 5,975$ Total liabilities - - - - - - 5,975 Deferred inflows of resources: Unavailable revenue - property taxes 1,729 - 760 2,167 - 4,656 6,233 Unavailable revenue - special assessments 585,285 - 337,358 1,384,435 1,872,684 4,179,762 2,622,900 Total deferred inflows of resources 587,014 - 338,118 1,386,602 1,872,684 4,184,418 2,629,133 Fund balance: Restricted for debt retirement 524,384 - 355,462 1,025,167 643,439 2,548,452 1,923,244 Total fund balance 524,384 - 355,462 1,025,167 643,439 2,548,452 1,923,244 Total liabilities, deferred inflows of resources, and fund balance 1,111,398$ -$ 693,580$ 2,411,769$ 2,516,123$ 6,732,870$ 4,558,352$ Totals Pavement Management Debt Service Schedule 137 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Exhibit 6 EXPENDITURES AND CHANGES IN FUND BALANCE PAVEMENT MANAGEMENT DEBT SERVICE SCHEDULE For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 2009A 2009C 2012A 2013A 2015A Improvement Improvement Improvement Improvement Improvement Bonds Bonds Bonds Bonds Bonds 2015 2014 Revenues: General property taxes: Current and delinquent 176,651$ 1,267$ 81,122$ 328,885$ -$ 587,925$ 585,364$ Special assessments: Current 119,989 16,659 58,820 175,528 592,212 963,208 422,386 Delinquent 1,573 239 - 1,479 - 3,291 2,282 Prepayments on deferred 15,862 - 14,616 53,053 51,944 135,475 123,932 Penalties 585 61 29 212 102 989 703 Investment earnings (loss)2,814 434 2,088 5,973 (819) 10,490 22,082 Total revenues 317,474 18,660 156,675 565,130 643,439 1,701,378 1,156,749 Expenditures: Current: Contractual services 2,059 1,291 1,225 6,887 - 11,462 11,288 Debt service: Principal retirement 225,000 205,000 120,000 320,000 - 870,000 550,000 Interest and fiscal charges 88,650 6,150 23,258 223,215 - 341,273 324,165 Total expenditures 315,709 212,441 144,483 550,102 - 1,222,735 885,453 Revenues over (under) expenditures 1,765 (193,781) 12,192 15,028 643,439 478,643 271,296 Other financing sources (uses): Transfer from Debt Service Fund - 146,565 - - - 146,565 - Total other financing sources (uses)- 146,565 - - - 146,565 - Net increase (decrease) in fund balance 1,765 (47,216) 12,192 15,028 643,439 625,208 271,296 Fund balance - January 1 522,619 47,216 343,270 1,010,139 - 1,923,244 1,651,948 Fund balance - December 31 524,384$ -$ 355,462$ 1,025,167$ 643,439$ 2,548,452$ 1,923,244$ Totals Pavement Management Debt Service Schedule 138 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET Exhibit 7 TAX INCREMENT CONSTRUCTION REVOLVING SCHEDULE December 31, 2015 With Comparative Data as of December 31, 2014 Reconciliation TIF TIF TIF TIF TIF to Nonmajor 1-8 1-12 1-14 1-15 1-16 Fund 2015 2014 Assets: Cash and investments 403,641$ 1,453,048$ 1,080$ -$ -$ -$ 1,857,769$ 1,336,659$ Total assets 403,641$ 1,453,048$ 1,080$ -$ -$ -$ 1,857,769$ 1,336,659$ Liabilities: Accounts payable -$ 52,661$ -$ 161$ 8,000$ -$ 60,822$ -$ Interfund loan payable - - 296,000 437,863 27,895 - 761,758 350,000 Total liabilities - 52,661 296,000 438,024 35,895 - 822,580 350,000 Fund balance (deficit): Restricted for: Tax increment purposes 403,641 1,400,387 - - - (768,839) 1,035,189 986,659 Unassigned - - (294,920) (438,024) (35,895) 768,839 - - Total fund balance (deficit)403,641 1,400,387 (294,920) (438,024) (35,895) - 1,035,189 986,659 Total liabilities, deferred inflows of resources, and fund balance 403,641$ 1,453,048$ 1,080$ -$ -$ -$ 1,857,769$ 1,336,659$ TIF Revolving Capital Project Schedule 139 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING SCHEDULE OF REVENUES, Exhibit 8 EXPENDITURES AND CHANGES IN FUND BALANCE TAX INCREMENT CONSTRUCTION REVOLVING SCHEDULE For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 TIF TIF TIF TIF TIF 1-8 1-12 1-14 1-15 1-16 2015 2014 Revenues: Tax increment collections 32,090$ 599,845$ 78,606$ -$ -$ 710,541$ 723,304$ Investment earnings (loss)2,721 7,341 17 - - 10,079 14,354 Sale of Property - - - 469,454 - 469,454 - Miscellaneous - - - - - - 1,561 Total revenues 34,811 607,186 78,623 469,454 - 1,190,074 739,219 Expenditures: Current: Contractual services 263 173,266 342 82,530 35,895 292,296 222,690 Land purchase 724,948 - 724,948 - Construction costs: Contractual services 100,000 100,000 - Debt service: Interest and fiscal charges - - 24,300 - - 24,300 24,300 Total expenditures 263 173,266 24,642 907,478 35,895 1,141,544 246,990 Revenues over (under) expenditures 34,548 433,920 53,981 (438,024) (35,895) 48,530 492,229 Fund balance (deficit) - January 1 369,093 966,467 (348,901) - - 986,659 494,430 Fund balance (deficit) - December 31 403,641$ 1,400,387$ (294,920)$ (438,024)$ (35,895)$ 1,035,189$ 986,659$ Totals TIF Revolving Capital Project Schedule 140 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING BALANCE SHEET Exhibit 9 TIF DEBT SERVICE REVOLVING SCHEDULE December 31, 2015 With Comparative Data as of December 31, 2014 2004A Tax 2004A 2014A Taxable 1985 Tax Increment Tax Exempt Tax Increment Increment Refunding Increment Refunding Bonds Bonds Bonds Bonds TIF 1-1 TIF 1-3 TIF 1-12 TIF 1-12 2015 2014 Assets: Cash and investments 355,780$ 563,871$ 22,125$ 65,186$ 1,006,962$ 1,285,837$ Total assets 355,780$ 563,871$ 22,125$ 65,186$ 1,006,962$ 1,285,837$ Fund balance: Restricted for tax increment purposes 355,780$ 563,871$ 22,125$ 65,186$ 1,006,962$ 1,285,837$ Total fund balance 355,780 563,871 22,125 65,186 1,006,962 1,285,837 Total fund balance 355,780$ 563,871$ 22,125$ 65,186$ 1,006,962$ 1,285,837$ Revolving Schedule TIF Debt Service Totals 141 CITY OF COTTAGE GROVE, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES,Exhibit 10 EXPENDITURES AND CHANGES IN FUND BALANCE TIF DEBT SERVICE REVOLVING SCHEDULE For The Year Ended December 31, 2015 With Comparative Data for the Year Ended December 31, 2014 2004A Tax 2004A 2014A Taxable 1985 Tax Increment Tax Exempt Tax Increment Increment Refunding Increment Refunding Bonds Bonds Bonds Bonds TIF 1-1 TIF 1-3 TIF 1-12 TIF 1-12 2015 2014 Revenues: Investment earnings (loss)2,600$ 4,121$ 544$ 1,964$ 9,229$ 19,580$ Total revenues 2,600 4,121 544 1,964 9,229 19,580 Expenditures: Current: Contractual services - - 475 925 1,400 2,835 Debt service: Principal retirement - - 35,000 170,000 205,000 1,505,000 Interest and fiscal charges - - 48,870 32,834 81,704 157,571 Total expenditures - - 84,345 203,759 288,104 1,665,406 Revenues over (under) expenditures 2,600 4,121 (83,801) (201,795) (278,875) (1,645,826) Other financing sources (uses): Bonds issued - - - - - 1,405,000 Premium on debt issued - - - - - 18,461 Total other financing sources (uses)- - - - - 1,423,461 Net increase (decrease) in fund balance 2,600 4,121 (83,801) (201,795) (278,875) (222,365) Fund balance - January 1 353,180 559,750 105,926 266,981 1,285,837 1,508,202 Fund balance - December 31 355,780$ 563,871$ 22,125$ 65,186$ 1,006,962$ 1,285,837$ Totals TIF Debt Service Revolving Schedule 142 III. STATISTICAL SECTION (UNAUDITED) 143 -This Page Intentionally left Blank - 144 CITY OF COTTAGE GROVE, MINNESOTA NET POSITION BY COMPONENT Table 1 Last Ten Fiscal Years (accrual basis of accounting) 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Governmental activities Net investment in capital assets 83,873,878$ 95,076,747$ 94,590,013$ 92,735,500$ 94,794,079$ 109,696,916$ 120,412,875$ 124,156,059$ 127,260,042$ 125,562,970$ Restricted 6,187,415 6,415,232 7,828,338 8,158,356 5,841,563 4,282,305 4,210,913 7,187,948 6,971,432 8,766,706 Unrestricted 36,601,374 36,519,388 39,209,995 42,928,157 45,412,895 34,625,010 25,024,447 25,908,617 28,277,397 24,285,174 Total governmental activities net position 126,662,667$ 138,011,367$ 141,628,346$ 143,822,013$ 146,048,537$ 148,604,231$ 149,648,235$ 157,252,624$ 162,508,871$ 158,614,850$ Business-type activities Net investment in capital assets 44,968,098$ 49,645,870$ 53,367,475$ 54,106,504$ 53,870,041$ 53,664,161$ 53,225,445$ 51,453,195$ 54,432,059$ 54,202,710$ Restricted 258,170 260,365 262,375 269,195 325,685 325,460 - - - - Unrestricted 9,133,446 10,007,818 10,922,468 12,283,780 12,829,661 13,236,680 14,645,490 16,792,024 15,896,363 13,980,970 Total business-type activities net position 54,359,714$ 59,914,053$ 64,552,318$ 66,659,479$ 67,025,387$ 67,226,301$ 67,870,935$ 68,245,219$ 70,328,422$ 68,183,680$ Primary Government Net investment in capital assets 128,841,976$ 144,722,617$ 147,957,488$ 146,842,004$ 148,664,120$ 163,361,077$ 173,638,320$ 175,609,254$ 181,692,101$ 179,765,680$ Restricted 6,445,585 6,675,597 8,090,713 8,427,551 6,167,248 4,607,765 4,210,913 7,187,948 6,971,432 8,766,706 Unrestricted 45,734,820 46,527,206 50,132,463 55,211,937 58,242,556 47,861,690 39,669,937 42,700,641 44,173,760 38,266,144 Total primary government net position 181,022,381$ 197,925,420$ 206,180,664$ 210,481,492$ 213,073,924$ 215,830,532$ 217,519,170$ 225,497,843$ 232,837,293$ 226,798,530$ Fiscal Year 145 CITY OF COTTAGE GROVE, MINNESOTACHANGES IN NET POSITION Table 2 Last Ten Fiscal Years(accrual basis of accounting) 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015Expenses Governmental activities: General government Regular operations 1,830,072$ 1,907,725$ 2,155,101$ 1,868,582$ 2,125,407$ 2,985,571$ 2,997,825$ 2,270,332$ 2,229,518$ 2,331,648$ (1) Land Sales 706,602 2,273,696 - - - - - - - - Payment to component unit - - 678,880 - - - - - - - Community development 753,185 803,916 893,468 1,106,256 1,140,456 - - 903,180 946,001 1,086,197 (1) Economic development - - - - - 1,110,214 362,009 61,302 545,646 1,460,114 Public safety 5,437,971 5,475,440 5,705,153 5,724,450 5,888,224 6,252,530 7,069,301 6,949,225 7,212,998 7,662,393 Public works: Regular operations 2,817,872 2,855,163 3,197,111 3,267,455 3,364,115 3,805,839 4,074,995 4,128,694 4,627,829 4,713,100 Construction 2,618,123 2,066,692 2,188,158 2,384,980 2,547,078 2,882,276 2,534,116 3,992,536 2,971,353 2,712,945 Culture and recreation 2,432,041 2,417,221 2,604,623 2,674,781 2,992,620 2,948,075 3,059,273 4,768,181 5,119,093 5,153,844 (2) Interest on long-term debt 1,188,586 1,278,801 1,163,542 1,548,704 1,056,110 846,258 827,645 976,891 808,642 1,029,228 Total governmental activities expenses 17,784,452 19,078,654 18,586,036 18,575,208 19,114,010 20,830,763 20,925,164 24,050,341 24,461,080 26,149,469 Business-type activities: Golf course 1,640,032 1,616,541 1,617,708 1,553,921 1,447,849 1,504,006 1,614,321 - - - (2)Street lights 566,300 567,966 459,314 508,615 534,206 625,312 659,869 742,410 867,690 746,794 Cottage Grove EMS 1,029,482 951,159 768,240 920,991 975,560 1,038,972 1,109,809 1,322,635 1,412,855 1,507,766 Water operating 2,195,558 2,488,110 2,097,071 1,801,070 1,891,752 1,901,985 2,049,877 2,341,555 2,216,819 2,438,166 Sewer operating 1,892,487 1,806,750 1,953,985 2,079,127 2,150,795 2,223,749 2,242,778 2,278,958 2,428,944 2,448,283 Total business-type activities 7,323,859 7,430,526 6,896,318 6,863,724 7,000,162 7,294,024 7,676,654 6,685,558 6,926,308 7,141,009 Total primary government expenses 25,108,311$ 26,509,180$ 25,482,354$ 25,438,932$ 26,114,172$ 28,124,787$ 28,601,818$ 30,735,899$ 31,387,388$ 33,290,478$ Program RevenuesGovernmental activities: Charges for services: General government: Regular operations 1,204,709$ 324,315$ 288,502$ 246,027$ 224,719$ 764,185$ 883,272$ 238,721$ 138,768$ 117,636$ (1) Land sales 1,095,357 2,265,963 - - - - - - - - Community development 1,063,113 884,977 959,800 852,453 944,278 - - 1,115,203 989,140 1,527,836 (1)Economic development - - - - - 175 210 7,626 1,771 3,467 Public safety 383,067 372,491 363,046 391,593 396,887 444,039 429,646 353,130 325,368 394,574 Public works: Regular operations 803,783 748,267 818,692 720,397 710,341 845,315 880,095 797,432 1,010,695 971,599 Construction 88,919 130,073 237 17,273 - - - - - - Culture and recreation 575,110 616,602 779,941 980,003 1,178,977 1,024,516 1,026,685 2,413,744 2,448,968 3,091,072 (2) Operating grants and contributions 1,114,928 1,216,184 1,252,052 1,192,559 1,210,249 1,084,928 1,075,529 1,211,506 1,545,268 1,237,805 Capital grants and contributions 13,034,878 12,787,794 6,156,916 2,941,206 2,464,782 5,118,546 3,064,292 10,370,972 9,401,775 5,861,631 Total governmental activities program revenues 19,363,864 19,346,666 10,619,186 7,341,511 7,130,233 9,281,704 7,359,729 16,508,334 15,861,753 13,205,620 Fiscal Year 146 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Program Revenues (continued)Business-type activities: Charges for services: Golf course 1,603,992 1,645,832 1,557,213 1,563,399 1,583,098 1,399,204 1,566,035 - - - (2) Street lights 660,503 915,074 691,384 596,703 494,162 532,607 540,696 580,837 658,810 549,005 Cottage Grove EMS 1,040,474 1,158,397 876,762 1,130,948 1,068,953 1,114,226 1,528,756 1,569,017 1,626,320 1,431,007 Water operating 2,351,884 2,602,123 2,543,433 2,428,738 2,161,076 2,249,926 2,773,937 2,369,570 1,868,942 1,840,088 Sewer operating 1,831,643 1,859,889 1,933,680 1,939,912 2,202,013 2,208,014 2,207,363 2,175,479 2,151,756 2,310,624 Capital grants and contributions - - - - 165,266 267,465 - 1,051,532 1,783,762 361,762 Total business-type activities program revenues 7,488,496 8,181,315 7,602,472 7,659,700 7,674,568 7,771,442 8,616,787 7,746,435 8,089,590 6,492,486 Total primary government program revenues 26,852,360$ 27,527,981$ 18,221,658$ 15,001,211$ 14,804,801$ 17,053,146$ 15,976,516$ 24,254,769$ 23,951,343$ 19,698,106$ Net (Expense)/Revenue Governmental activities 1,579,412$ 268,012$ (7,966,850)$ (11,233,697)$ (11,983,777)$ (11,549,059)$ (13,565,435)$ (7,542,007)$ (8,599,327)$ (12,943,849)$ Business-type activities 164,637 750,789 706,154 795,976 674,406 477,418 940,133 1,060,877 1,163,282 (648,523) Total primary government net expense 1,744,049$ 1,018,801$ (7,260,696)$ (10,437,721)$ (11,309,371)$ (11,071,641)$ (12,625,302)$ (6,481,130)$ (7,436,045)$ (13,592,372)$ General Revenues and Other Changes in Net PositionGovernmental activities: Property taxes 10,462,633$ 11,113,215$ 11,535,320$ 11,808,510$ 11,427,029$ 11,494,758$ 12,330,135$ 12,096,046$ 12,616,267$ 13,394,585$ Franchise taxes 325,414 390,901 396,173 399,588 517,391 535,188 537,682 540,767 542,689 526,643 Aggregate taxes 12,879 9,494 13,489 24,234 30,554 26,131 26,180 26,135 26,236 37,133 Tax increment collections 770,857 904,836 909,434 1,123,774 1,253,414 946,603 892,438 939,314 711,628 710,541 Grants and contributions not restricted to specific programs 714,891 637,663 324,378 202,751 27,050 26,146 29,742 29,060 83,682 99,137 Unrestricted investment earnings (loss)1,697,138 2,316,104 1,864,048 998,846 502,721 624,785 368,821 (149,614) 551,910 357,170 Gain on sale of capital assets 22,278 20,634 - 4,227 23,872 12,342 10,546 3,997 43,904 (15,157) Other - - - - - - - - - - Transfers (2,583,801) (4,312,159) (3,459,013) (1,134,566) 428,270 438,800 413,895 375,266 (720,742) 613,878 Special item-golf course loan forgiveness - - - - - - - 1,020,000 - - Total governmental activities 11,422,289 11,080,688 11,583,829 13,427,364 14,210,301 14,104,753 14,609,439 14,880,971 13,855,574 15,723,930 Business-type activities:Unrestricted investment earnings (loss)347,410 491,391 473,098 176,619 119,772 162,296 118,396 (45,902) 199,179 137,896 Other - - - - - - - - - - Transfers 2,583,801 4,312,159 3,459,013 1,134,566 (428,270) (438,800) (413,895) (375,266) 720,742 (613,878) Total business-type activities 2,931,211 4,803,550 3,932,111 1,311,185 (308,498) (276,504) (295,499) (421,168) 919,921 (475,982) Total primary government 14,353,500$ 15,884,238$ 15,515,940$ 14,738,549$ 13,901,803$ 13,828,249$ 14,313,940$ 14,459,803$ 14,775,495$ 15,247,948$ Change in Net Position Governmental activities 13,001,701$ 11,348,700$ 3,616,979$ 2,193,667$ 2,226,524$ 2,555,694$ 1,044,004$ 7,338,964$ 5,256,247$ 2,780,081$ Business-type activities 3,095,848 5,554,339 4,638,265 2,107,161 365,908 200,914 644,634 639,709 2,083,203 (1,124,505) Total primary government 16,097,549$ 16,903,039$ 8,255,244$ 4,300,828$ 2,592,432$ 2,756,608$ 1,688,638$ 7,978,673$ 7,339,450$ 1,655,576$ (2) Golf Course reclassified to a special revenue fund in 2013. Notes: (1) Community Development is in General Government in 2010, & 2011. Fiscal Year 147 CITY OF COTTAGE GROVE, MINNESOTAFUND BALANCES OF GOVERNMENTAL FUNDS Table 3Last Ten Fiscal Years (modified accrual basis of accounting) 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General Fund Reserved 12,657$ 7,326$ 8,060$ 35,038$ 33,905$ -$ -$ -$ -$ -$ Unreserved 7,838,924 8,382,550 8,817,737 9,096,547 9,105,235 - - - - - Nonspendable: Prepaid items - - - - - 24,382 5,764 13,175 18,019 15,383 Assigned - - - - - 1,611,427 1,695,203 1,443,243 1,380,698 1,408,357 Unassigned - - - - - 7,178,108 7,449,565 7,775,548 8,113,424 8,829,697 Total general fund 7,851,581$ 8,389,876$ 8,825,797$ 9,131,585$ 9,139,140$ 8,813,917$ 9,150,532$ 9,231,966$ 9,512,141$ 10,253,437$ All other Governmental Funds Reserved reported in: Special Revenue Funds 325$ 1,475$ 1,225,825$ 1,076,850$ 1,273$ -$ -$ -$ -$ -$ Debt Service Funds 9,533,463 8,735,656 9,587,587 6,076,380 8,716,563 - - - - - Capital Projects Funds 2,410,045 2,323,835 3,122,128 500,000 267,498 - - - - - Unreserved reported in: Special Revenue Funds 5,502,814 5,876,378 5,494,321 6,058,259 6,366,077 - - - - - Debt Service Funds 1,474,889 3,016,733 1,658,843 4,071,740 4,726,677 - - - - - Capital Projects Funds 5,475,815 4,969,486 5,945,984 14,827,707 14,244,338 - - - - - Nonspendable: Prepaid items - - - - - 938 938 10,229 8,529 7,343 Inventory - - - - - - - 31,617 24,434 20,696 Restricted - - - - - 3,445,145 2,997,220 4,347,850 4,478,812 4,857,365 Committed - - - - - 833,500 560,321 416,027 329,841 394,204 Assigned - - - - - 21,540,577 20,240,161 22,936,733 25,591,181 26,322,717 Unassigned - - - - - (2,174,299) (9,521,907) (10,379,965) (10,958,389) (9,122,473) Total all other governmental funds 24,397,351$ 24,923,563$ 27,034,688$ 32,610,936$ 34,322,426$ 23,645,861$ 14,276,733$ 17,362,491$ 19,474,408$ 22,479,852$ Total all funds 32,248,932$ 33,313,439$ 35,860,485$ 41,742,521$ 43,461,566$ 32,459,778$ 23,427,265$ 26,594,457$ 28,986,549$ 32,733,289$ Notes: The implementation of Governmental Accounting Standards Board Statement No. 54 in 2011 resulted in a significant change in the City's fund balance classifications. Fiscal Year 148 CITY OF COTTAGE GROVE, MINNESOTACHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS Table 4 Last Ten Fiscal Years (modified accrual basis of accounting) 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Revenues General property taxes 10,377,285$ 11,067,434$ 11,533,333$ 11,745,148$ 11,456,224$ 11,539,640$ 12,367,978$ 12,081,764$ 12,687,917$ 13,465,987$ Other taxes 1,109,150 1,305,231 1,319,096 1,547,576 1,801,359 1,507,922 1,456,300 1,513,749 1,292,229 1,274,317 Special assessments 7,354,073 7,322,653 4,110,568 4,372,581 2,899,954 1,875,486 1,153,019 1,575,736 1,326,017 1,499,796 Licenses and permits 1,162,761 1,013,351 1,029,559 683,204 753,468 593,272 831,687 860,954 904,400 1,305,442 Direct charges to developers 329,453 27,442 35,787 24,786 50,047 101,913 16,555 2,106,723 661,861 307,971 Intergovernmental 3,657,543 4,660,453 1,158,760 1,226,818 1,166,785 3,879,411 2,684,040 4,642,768 3,932,021 2,415,754 Charges for services 2,443,257 2,183,757 2,328,913 2,630,298 2,668,428 2,494,018 2,467,187 4,023,844 3,572,351 3,808,618 Rent - - - - - - - - 435,975 450,428 Fines and forfeits 231,727 223,463 224,807 192,169 201,559 246,753 198,022 188,657 171,317 228,642 Investment earnings (loss)1,308,723 1,699,306 1,412,432 508,246 350,673 448,782 196,879 (173,267) 452,293 262,799 Interest on interfund loan 302,012 496,478 361,341 458,001 130,000 144,500 155,301 47,025 59,066 74,340 Connection charges 439,789 417,092 148,434 201,463 439,238 322,009 282,265 805,261 841,434 318,092 Park dedication fees 143,661 788,177 21,707 64,584 145,640 62,198 41,990 252,386 63,595 9,010 Miscellaneous 1,825,184 2,980,621 705,107 674,038 609,809 595,218 601,255 705,409 1,005,867 1,138,274 Total revenues 30,684,618 34,185,458 24,389,844 24,328,912 22,673,184 23,811,122 22,452,478 28,631,009 27,406,343 26,559,470 Expenditures Current:General government 2,361,944 4,030,450 1,978,714 1,759,695 2,071,715 2,942,106 2,689,156 2,071,272 2,025,709 2,155,327 Community development 740,175 788,811 894,642 1,102,740 1,132,127 - - 892,699 919,126 1,058,537 (1) Economic development - - - - 299,614 793,046 491,040 151,562 541,838 1,456,306 Public safety 5,092,987 5,125,047 5,190,603 5,295,003 5,493,307 5,827,572 6,151,677 6,297,323 6,484,552 6,751,804 Public works 3,159,417 3,106,491 3,358,927 3,476,794 3,337,054 3,774,559 4,059,582 4,271,651 4,306,068 4,344,837 Culture and recreation 2,023,881 1,975,083 2,036,414 2,023,085 2,330,909 2,326,733 2,387,655 3,954,968 4,169,469 4,154,992 Capital outlay 12,755,743 14,105,231 15,003,669 2,990,009 3,383,343 10,877,928 15,420,808 12,274,561 5,028,422 7,036,802 Debt Service:Principal retirement 4,640,000 2,700,000 1,845,000 3,755,000 1,625,000 7,135,000 1,335,000 950,000 2,470,000 1,320,000 Capital lease payment - 3,374 3,627 158,900 239,189 245,000 250,000 293,953 305,076 316,235 Debt payment to component unit - - 678,880 - - - - - - - Interest and fiscal charges 1,233,407 1,308,876 1,158,708 1,640,143 1,101,145 906,910 849,046 769,129 882,508 912,107 Total expenditures 32,007,554 33,143,363 32,149,184 22,201,369 21,013,403 34,828,854 33,633,964 31,927,118 27,132,768 29,506,947 Excess revenues over (under) expenditures (1,322,936) 1,042,095 (7,759,340) 2,127,543 1,659,781 (11,017,732) (11,181,486) (3,296,109) 273,575 (2,947,477) Other Financing Sources (Uses)Transfers in 2,447,895 2,580,150 2,675,074 2,942,924 1,233,938 3,052,403 2,171,149 759,446 1,840,995 3,049,657 Transfers out (2,447,895) (2,580,150) (2,309,809) (2,942,924) (1,246,180) (3,048,803) (1,881,870) (638,374) (1,213,059) (2,362,952) Bonds issued - - 3,370,000 3,685,000 - - 1,865,000 7,345,000 1,405,000 5,700,000 Capital lease issued 15,090 - 6,500,000 - - - - - - - Premium on debt issued - - 27,946 22,705 - - - 211,507 18,461 254,245 Discount on debt Issued - - - (2,906) - - (15,852) - - - Proceeds from sale of capital assets 11,514 22,412 43,175 49,694 71,506 12,344 10,546 27,195 67,120 53,267 Total other financing sources (uses)26,604 22,412 10,306,386 3,754,493 59,264 15,944 2,148,973 7,704,774 2,118,517 6,694,217 Net change in fund balances (1,296,332)$ 1,064,507$ 2,547,046$ 5,882,036$ 1,719,045$ (11,001,788)$ (9,032,513)$ 4,408,665$ 2,392,092$ 3,746,740$ Debt service as a percentage of noncapital expenditures 30.5%21.1%21.5%28.9%16.8%34.6%13.4%10.2%16.5%11.3% Note: (1) Community Development is in General Government in 2011 & 2012 Fiscal Year 149 CITY OF COTTAGE GROVE, MINNESOTA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY Table 5 Last Ten Fiscal Years Taxable Total Taxable Assessed Estimated Residential Real and Fiscal Disparity Total Adjusted Value as a Actual TaxablePayableResidentialCommercialAgriculturalNon-homestead Personal Personal Contribution (Net)Taxable Percentage of Market Total Direct Year Property Property Property and Other Property Property and TIF Value Taxable Value Value Tax Rate 2015 20,730,170$ 5,093,035$ 776,575$ 2,609,305$ 633,787$ 29,842,872$ 3,544,899$ 33,387,771$ 1.23%2,705,975,400$ 41.591 2014 18,114,214$ 5,001,690$ 761,279$ 2,207,013$ 622,578$ 26,706,774$ 2,264,989$ 28,971,763$ 1.21%2,396,493,700$ 43.812 2013 17,241,606 5,076,716 700,036 1,920,395 612,076 25,550,829 2,134,831 27,685,660 1.22%2,277,900,700 45.046 2012 19,042,270 5,094,236 724,887 2,010,313 568,078 27,439,784 2,626,702 30,066,486 1.22%2,464,372,900 41.446 2011 21,316,906 5,120,056 778,196 2,003,968 550,999 29,770,125 2,775,315 32,545,440 1.21%2,695,641,900 38.255 2010 23,326,829 5,557,410 672,344 2,231,128 502,282 32,289,993 2,268,060 34,558,053 1.18%2,924,191,800 35.415 2009 24,725,529 5,511,940 613,932 2,287,839 497,621 33,636,861 2,295,610 35,932,471 1.17%3,058,237,500 34.632 2008 24,639,556 4,640,730 536,173 2,163,150 481,275 32,460,884 2,145,513 34,606,397 1.16%2,986,391,700 35.189 2007 23,730,974 4,339,196 460,308 1,904,124 490,708 30,925,310 1,898,978 32,824,288 1.15%2,848,502,600 35.813 2006 21,757,729 3,788,927 412,783 1,605,598 465,295 28,030,332 1,314,012 29,344,344 1.13%2,588,151,800 37.925 Source: Washington County Notes: (1) The tax capacity (assessed taxable value) of the property is calculated by applying a statutory formula to the estimated market value of the property. 150 CITY OF COTTAGE GROVE, MINNESOTA PROPERTY TAX RATES DIRECT AND OVERLAPPING GOVERNMENTS Table 6 Last Ten Fiscal Years (rate per $1,000 of assessed value) General Debt Service Total City Direct Rate Washington County School District (2) Vocational/ School District (3)Other (4) Total Overlapping Total Direct and Overlapping Tax Rate 2015 38.886 2.705 41.591 30.186 35.675 - 4.182 70.043 111.634 2014 40.976 2.836 43.812 32.811 39.169 - 5.401 77.381 121.193 2013 42.665 2.381 45.046 34.225 41.285 - 5.637 81.147 126.193 2012 39.065 2.381 41.446 31.939 37.894 - 5.139 74.972 116.418 2011 34.500 3.755 38.255 29.772 35.216 - 4.715 69.703 107.958 2010 31.780 3.635 35.415 27.775 31.650 - 4.499 63.924 99.339 2009 30.825 3.807 34.632 26.371 30.708 - 4.268 61.347 95.979 2008 31.548 3.641 35.189 25.936 29.841 - 4.206 59.983 95.172 2007 32.022 3.791 35.813 25.673 31.101 - 4.093 60.867 96.680 2006 33.316 4.609 37.925 26.968 27.460 0.066 4.528 59.022 96.947 Source: Washington County Overlapping rates are those of local and county governments that apply to property owners within the City of Cottage Grove. Not all overlapping rates apply to all City of Cottage Grove property owners. (1) The City Direct Rate is the Urban based rate. (2) Independent School District 833 (3) Vocational District 916 (4) Includes Metropolitan Transit Commission, Metropolitan Council, and South Washington Watershed City Direct Rate(1)Overlapping Rates 151 CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL PROPERTY TAXPAYERS Table 7 Current year and nine years ago 2015 2006 Percentage Percentage of Total of Total City City Net Tax Tax Net Tax Tax Capacity Capacity Capacity Capacity Taxpayer Value Rank Value Value Rank Value Xcel Energy/NSP 604,390 1 1.88%457,355 2 1.56% 3M Company 625,241$ 2 1.95%513,232$ 1 1.75% Menard Inc.178,806 3 0.56%171,090 5 0.58% Mars II Inc.169,544 4 0.53%182,062 3 0.62% Dayton-Hudson Corporation 154,230 5 0.48%152,574 6 0.52% Wal-Mart Real Estate Business Trust 149,612 6 0.47%- 0.00% Renewal by Andersen Corporation 144,534 7 0.45%175,510 4 0.60% Grove-Rainbow LP 135,516 8 0.42%- -0.01% Wer Dis LLC 131,250 9 0.42%- - MN Pipeline Co.130,690 10 0.41%- - Kohl's Department Stores Inc.- - 114,200 8 0.39% First Trust Co. of St. Paul - - 116,853 10 0.40% Super Valu Holdings - - 106,932 9 0.36% Home Depot USA, Inc - - 123,574 7 0.42% Total 2,423,813$ 7.55%2,113,382$ 7.20% Source: Washington County152 CITY OF COTTAGE GROVE, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONS Table 8Last Ten Fiscal Years Collected within the Taxes Levied for the Fiscal Year Fiscal Year of Levy Total Collections to DatePercentageCollectionsPercentage Fiscal Gross Operating Debt MVHC/State Aid Total Net of in Subsequent of Year Tax Levy Tax Levy Ag Credit (1)Cut Tax Levy Amount Levy Abatements Years Amount Levy 2015 12,526,600$ 875,500$ (8,722)$ -$ 13,393,378$ 13,326,911$ 99.50%3,737$ -$ 13,326,911$ 99.50% 2014 11,873,130 826,000 (5,947) - 12,693,183 12,610,243 99.35%11,112 75,201 12,685,444 99.94% 2013 11,585,100 656,150 (5,354) - 12,235,896 12,114,166 99.01%(21,952) 82,537 12,196,703 99.68% 2012 11,683,300 557,950 (4,762) - 12,236,488 12,104,072 98.92%(23,267) 99,615 12,203,687 99.73% 2011 11,035,100 1,206,150 (4,350) (690,152) 11,546,748 11,395,797 98.69%(25,901) 118,312 11,514,109 99.72% 2010 10,903,300 1,251,700 (4,637) (629,015) 11,521,348 11,358,969 98.59%(33,547) 125,137 11,484,106 99.68% 2009 10,784,900 1,661,600 (176,941) (412,323) 11,857,236 11,591,141 97.76%(97,610) (1)164,752 11,755,893 99.15% 2008 10,920,700 1,263,300 (306,555) (295,108) 11,582,337 11,354,286 98.03%(47,239) 177,249 11,531,535 99.56% 2007 10,568,850 1,253,600 (617,641) - 11,204,809 10,975,151 97.95%(3,585) 224,952 11,200,103 99.96% 2006 9,758,390 1,391,720 (695,238) - 10,454,872 10,268,967 98.22%(16,140) 168,640 10,437,607 99.83% Notes: (1) In 2009 a property tax classification appeal for one property owner resulted in a large abatement. (2) In 2005 an assessed valuation appeal in tax court resulting in a large abatement for 2004, and 2005 was settled. 153 CITY OF COTTAGE GROVE, MINNESOTA RATIOS OF OUTSTANDING DEBT BY TYPE Table 9 Last Ten Fiscal Years General Obligation General General Special Other Other Total Percentage Fiscal Obligation Tax Obligation Assessments Capital Long-Term Revenue Capital Long-Term Primary of Personal Per Year Increment Bonds(1)Bonds(1)Bonds(1)Leases Debt Bonds(1)Lease Debt Government Income (2)Capita(2) 2015 2,309,130$ -$ 17,964,105$ 4,842,432$ -$ 609,856$ -$ -$ 25,725,523$ 1.28%718$ 2014 2,516,865$ -$ 13,140,768$ 5,158,667$ -$ 717,221$ -$ -$ 21,533,521$ 1.12%605 2013 2,600,000 - 14,125,979 5,463,743 - 824,586 - - 23,014,308 1.25%650 2012 2,735,000 - 7,332,245 5,615,000 - 1,036,584 142,696 900,000 17,761,525 0.97%505 2011 2,790,000 - 6,763,867 5,865,000 - 1,456,067 - 900,000 17,774,934 1.01%510 2010 2,830,000 - 13,832,649 6,110,000 - 1,814,178 - 900,000 25,486,827 1.56%737 2009 2,925,000 - 15,375,000 6,349,189 - 2,360,000 9,085 900,000 27,918,274 1.76%816 2008 3,215,000 255,000 14,900,000 6,508,089 - 2,835,000 96,742 900,000 28,709,831 1.76%844 2007 3,490,000 495,000 12,860,000 11,716 65,313 3,310,000 146,606 900,000 21,278,635 1.34%630 2006 3,725,000 725,000 15,095,000 15,090 115,313 3,750,000 193,474 500,000 24,118,877 1.60%719 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Presented net of original issuance discounts and premiums. (2) See the Demographic and Economic Statistics schedule for personal income and population data. Governmental Activities Business-Type Activities 154 CITY OF COTTAGE GROVE, MINNESOTA RATIOS OF GENERAL BONDED DEBT OUTSTANDING Table 10 Last Ten Fiscal Years General Obligation Percentage of General General Special Less: Amounts Estimated Fiscal Obligation Tax Obligation Assessments Available in Debt Actual Taxable Per Year Increment Bonds(1)Bonds(1)Bonds(1)Service Funds Total Market Value (2)Capita (3) 2015 2,309,130$ -$ 17,964,105$ 3,773,605$ 16,499,630$ 0.61%461$ 2014 2,516,865 - 13,140,768 2,833,208 12,824,425 0.54%360$ 2013 2,600,000 - 14,125,979 3,550,891 13,175,088 0.58%372 2012 2,735,000 - 7,332,245 2,377,981 7,689,264 0.31%219 2011 2,790,000 - 6,763,867 1,499,819 8,054,048 0.30%231 2010 2,830,000 - 13,832,649 5,512,986 11,149,663 0.38%322 2009 2,925,000 - 15,375,000 5,031,380 13,268,620 0.43%388 2008 3,215,000 255,000 14,900,000 5,725,764 12,644,236 0.42%372 2007 3,490,000 495,000 12,860,000 6,179,732 10,665,268 0.37%316 2006 3,725,000 725,000 15,095,000 5,993,804 13,551,196 0.52%404 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Presented net of original issuance discounts and premiums. (2) See the Assessed and Estimated Actual Value of Taxable Property for estimated actual taxable market value. (3) See the Demographic and Economic Statistics schedule for population data.155 CITY OF COTTAGE GROVE, MINNESOTA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT Table 11 As of December 31, 2015 City of Cottage Grove % of Debt Share of Net Debt Applicable Overlapping Outstanding to City Debt Overlapping: Washington County 120,300,000$ 12.2795%14,772,239$ School Districts ISD No. 200 (Hastings)22,475,000 1.6407%368,747 ISD No. 833 (South Wash. County)256,005,000 30.7616%78,751,234 Metro Council 206,140,000 0.9772%2,014,400 Total Overlapping 95,906,620 City of Cottage Grove Direct Debt 25,115,667$ 100.00%25,115,667 Total Direct and Overlapping Debt:630,035,667$ 121,022,287$ Source: City of Cottage Grove Municipal Disclosure Reporting Notes: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. 156 CITY OF COTTAGE GROVE, MINNESOTA LEGAL DEBT MARGIN INFORMATION Table 12 Last Ten Fiscal Years 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Debt limit 51,763,036$ 56,970,052$ 89,591,751$ 91,747,125$ 87,725,754$ 80,869,257$ 73,931,187$ 68,337,021$ 71,894,811$ 81,179,262$ Total net debt applicable to limit 725,000 495,000 6,755,000 6,345,000 6,110,000 5,865,000 5,615,000 5,355,000 5,085,000 4,805,000 Legal debt margin 51,038,036$ 56,475,052$ 82,836,751$ 85,402,125$ 81,615,754$ 75,004,257$ 68,316,187$ 62,982,021$ 66,809,811$ 76,374,262$ Total net debt applicable to the limit as a percentage of debt limit 1.40%0.87%7.54%6.92%6.96%7.25%7.59%7.84%7.07%5.92% Legal Debt Margin Calculation for Fiscal Year 2014Market Value (after fiscal disparities)2,705,975,400$ Debt limit (3% of assessed value)81,179,262 Debt applicable to limit 4,805,000 Legal debt margin 76,374,262$ Fiscal Year 157 CITY OF COTTAGE GROVE, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Table 13 Last Ten Fiscal Years Per Capita Fiscal Personal Personal School Unemployment Year Population(1)Income (2)Income (2)Enrollment (3)Rate (4) 2015 35,814 2,012,741,903$ 56,200$ 17,893 3.9% 2014 35,619 1,926,643,820$ 54,090$ 17,685 3.9% 2013 35,403 1,843,080,180 52,060 17,671 4.8% 2012 35,187 1,823,284,779 51,817 17,639 5.5% 2011 34,828 1,764,595,448 50,666 17,389 6.0% 2010 34,589 1,638,619,286 47,374 17,060 6.9% 2009 34,213 1,583,309,214 46,278 16,795 7.6% 2008 34,017 1,630,264,725 47,925 16,800 4.9% 2007 33,788 1,588,272,516 47,007 16,805 3.9% 2006 33,529 1,503,105,070 44,830 16,467 3.5% Sources: (1) Metropolitan Council-2002-2009 & 2012-2013. Census-2010. Cottage Grove Planning Department-2014-2015 (2) Washington County data from Bureau of Economic Analysis. (3) Independent School District No. 833 including Valley Crossing School. (4) Minnesota Department of Employment and Economic Development. 158 CITY OF COTTAGE GROVE, MINNESOTA PRINCIPAL EMPLOYERS Table 14 Current year and nine years ago 2015 2006 Percentage Percentage of Total of Total Taxpayer Employees Rank Employment Employees Rank Employment School District 833 2,232 1 33%1,081 1 16% 3M Cottage Grove 775 2 11%1,000 2 15% Renewal by Andersen 450 3 7%250 4 4% Up North Plastics Inc 300 4 4%280 3 4% Werner Electric 170 8 2%- - - City of Cottage Grove 176 7 3%- - - Walmart 230 5 3%- - - Target 130 10 2%212 5 3% Cub Foods 200 6 0 208 6 3% Commercial Carriers Inc.- - - 200 7 3% Menard's 150 9 0 200 8 3% Aggregate Industries - - - 165 10 2% Rainbow Foods - - - 200 9 3% Total 4,813 70%3,796 57% Sources: City of Cottage Grove Annual Municipal Disclosure Reporting and Cottage Grove Economic Development Department. 159 CITY OF COTTAGE GROVE, MINNESOTA FULL-TIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION Table 15 Last Ten Fiscal Years 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General Government Total General Government 21.94 23.03 22.48 21.76 21.76 21.76 22.06 23.38 23.40 23.25 Public Safety Police/Cottage Grove EMS Officers 39.00 39.00 39.00 39.00 39.00 39.00 39.00 39.00 40.00 40.00 Civilians*15.40 9.40 9.10 7.25 7.25 7.25 8.46 8.09 8.26 7.56 Fire/Emergency Management 3.00 4.00 4.00 4.00 4.00 4.00 4.00 5.00 7.00 9.00 Total Public Safety 57.40 52.40 52.10 50.25 50.25 50.25 51.46 52.09 55.26 56.56 Public Works 23.56 22.56 21.56 21.56 21.56 21.56 20.83 21.68 23.68 24.08 Recreation and Swimming Pool 3.50 3.00 3.00 2.50 2.50 2.50 2.50 2.55 2.55 2.55 Ice Arena 2.60 2.60 2.60 2.60 2.60 2.60 3.20 3.65 3.65 3.65 Water/Sewer 10.04 10.04 9.36 8.36 8.36 8.36 8.23 8.18 8.18 8.28 Storm Sewer 1.40 3.40 3.40 3.40 3.40 3.40 3.54 3.54 3.54 3.54 Golf Course Fund 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00 Street Light Fund 1.04 1.04 1.04 1.04 1.04 1.04 1.06 1.06 1.06 1.06 Fleet Maintenance 3.84 3.84 3.84 3.84 3.84 3.84 4.04 4.04 4.04 4.04 Total 130.32 126.91 124.38 120.31 120.31 120.31 121.92 125.17 130.36 132.01 Source: City of Cottage Grove Finance Office *Dispatch services were transferred to Washington County in 2007. Six positions were transferred to the County as part of this transition. Budgeted Full-time Equivalent Employees as of December 31 160 CITY OF COTTAGE GROVE, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM Table 16 Last Ten Years Function/Program 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 General Government Elections 2 2 2 2 2 Registered voters as of 7 am election day 19,588 20,358 20,607 21,119 20,780 Number of votes cast 13,420 19,050 13,345 19,727 11,166 Voter participation (registered)68.51%93.58%64.76%93.41%53.73%(elections are held every other year) Community Development Inspections Building Permits (New Dwelling Units)185 67 89 66 89 49 53 56 77 65 Code Enforcement Inspections 943 1,032 1,777 1,759 1,447 1,276 2,407 2,826 1,482 1,013 Public Safety Police Crimes - Part I 1010(1)892 850 743 674 694 756 783 774 719Crimes - Part II 2,480 2,883 2,472 2,478 2,055 2,117 1,614 1,473 1,434 1,419Total Calls for Service 15,500 20,469 20,356 19,434 20,104 20,707 17,348 18,151 18,448 20,576 Fire Medical 1,280 1,250 1,442 1,765 1,968 2,000 2,347 2,437 2,562 2,464 Fire 325 580 553 556 643 456 295 280 301 290 Avg Response Time (minutes) Medical*n/a n/a n/a n/a n/a 8:38 6:51 6:15 6:19 6:13 Avg Response Time (minutes) Fire* n/a n/a n/a n/a n/a 8:24 8:04 7:25 7:34 7:06 Avg Response Time (minutes) Both*9.32 8.57 8:54 8:59 9:01 8:36 6:59 6:22 6:27 6:16 *Entire service area Public Works Sq. Yards of Streets Sealcoated 345,178 404,821 425,577 352,953 349,349 382,374 488,210 457,275 199,725 118,159 Miles of Streets New Construction 2.63 0.73 0.00 0.00 0.26 1.12 0.30 1.23 1.99 0.56 Miles of watermain added 3.74 2.06 1.68 0.00 0.39 0.63 0.79 2.42 1.84 1.06 Source: Various City of Cottage Grove Departments Notes: (1) 2006 are estimated amounts. (2) Information not available is labeled n/a. Fiscal Year 161 CITY OF COTTAGE GROVE, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM Table 17 Last Ten Years Function/Program 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 Public Safety Police Stations 1 1 1 1 1 1 1 1 1 1 Patrol Units 12 12 12 12 12 12 12 13 13 13 Fire Stations 4 4 4 4 4 4 4 4 4 4 Fire Trucks 6 6 6 6 6 6 6 6 6 6 Public Works City-owned Lights 2,207 2,270 2,273 2,273 2,279 2,320 2,345 2,416 2,481 2,495 Xcel owned Lights 301 301 301 301 301 301 301 301 301 301 Streets (miles)154.72 155.45 155.45 155.45 155.71 156.83 157.13 158.36 160.35 160.91 Sidewalks/trails (miles)39.01 41.35 44.23 44.27 46.40 48.25 48.61 53.82 57.83 59.56 Parks (acreage) Community Parks 330 368 377 377 377 377 377 377 377 400 Neighborhood Parks 201 201 201 201 201 201 244 275 303 275 Recreation facilities 21 21 21 21 21 21 21 21 21 15 County Parks 539 552 571 571 571 571 571 571 571 569 State Scientific and Nature Area 238 238 238 238 238 238 238 238 238 238 Golf Course 219 219 219 219 219 219 219 219 219 219 Other Open Space 406 450 453 453 453 453 453 581 581 961 Water Number of Connections 10,056 10,056 10,298 10,381 10,423 10,474 10,538 10,573 10,640 10,706 Miles of Water Mains and Laterals 139.11 141.17 142.85 142.85 143.24 143.87 144.66 147.08 148.92 149.98 Sanitary Sewer Number of Connections 9,998 10,143 10,209 10,330 10,382 10,433 10,486 10,532 10,604 10,670 Miles of Sanitary Sewer Mains and Laterals 124.00 126.72 126.72 126.72 127.02 127.58 127.99 129.32 131.11 131.45 Storm Sewer Miles of storm sewers 75.67 77.04 77.17 77.41 78.07 79.50 80.39 85.41 87.81 89.52 Source: Various City Departments Fiscal Year 162